Rent House or Lease House Which is better? | Difference Between Leasing and Rent in Tamil

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Rent House or Lease House Which is better? | Difference Between Leasing and Rent in Tamil
Flexibility: Typically shorter lease terms (e.g., month-to-month or year-long) offer more flexibility to move if needed.
Lower upfront costs: Usually requires less upfront security deposit compared to leasing.
Landlord responsible for repairs: In most cases, landlords handle maintenance and repairs.
#renthome #houserental #lease #houseforsale #househunting #rentalhomes
DISCLAIMER
We are not SEBI Registered and this video is for educational purposes only and should not be considered as financial advice or an endorsement of specific investments. It is essential to conduct thorough research before making any investment decisions.

[@ffreedomapptamil]

Download ffreedom app:- ffdm.app/awQi

[@gayaszain839]

ரொம்ப ரொம்ப நன்றிங்க . குறிப்பாக வெளிநாட்டில் வாழும் என்னைப்போன்ற பலருக்கு மிகச்சிறந்த பதிவுங்க. அடிக்கடி வாடகைக்கு வீடு மாறும் பல குடும்பத்தலைவிகளுக்கு மிக அருமையான யோசனை. மிக்க நன்றி தவறாமல் உங்களுடைய அனைத்து வீடியோக்களும் பார்ப்பதுண்டு. மிகச்சிறந்த வழிகாட்டியாக இருக்கிறது.

[@dineshsubramanian3340]

Sister simple logic , yenkitta 8 lakhs irukku ,adhai bank FD pottu andha interest,naan rent pay pandren, because owner nammakku venumpodhu thiruppi kodukkalenna namma maattikkuvom

[@vinodhviswanath824]

Ok, but those who don't have the capital can go for this loan option seems like a good idea

[@dineshsubramanian3340]

For 8 lakhs loan, we need to show monthly income 40, 50 thousand, also EMI burden

[@sriloki825]

Correct bro in my area same thing happened. The owner house was having litigation issues without knowing this the rented family gave 10 lakh lease amount. And within couple of months the court sealed the house. They made a normal agreement worth 500 rupees notary just for name sake Because government sealed agreements will cost around 20k and because of making normal agreement ther is no proof since that agreement won't be considered. Police case also didnt work because the owner had political background This incident happened before covid and till date he didn't get his money back that's all gone...

[@amirtharosystem16]

​​@@sriloki825same issue my friend also facing 6.5 lakhs lease amount he didn't get back from his owner,

[@Dipeshan_Nithiya]

one Month Intrest evalau Sir.... 8 ட

[@stephenarajm2485]

Rent : Rs.8000 remaining Rs.9000 in your hand. Option 1 : RD (7% interest) | Risk rate = Negligible (based on rabi repo rate) Your Maturity Amount will be ₹ 647,487 on 1 Nov 2028 (starts from 01 Nov 2023) Option 2 : SIP in index funds (growth 10% approx) | Risk = Moderate The value of your SIP will be ₹ 7,02,741.43 in 5 years 0 months Option 3 : SIP in stocks ( growth min 15% approx) | Risk = High The value of your SIP will be ₹ 8,07,135.20 in 5 years 0 months what's your opinion?

[@palanirajp4427]

you are correct , she did wrong calculation . how 8000 rent and 17000 emi are same ? . u did a good job

[@SuperiorCake386]

10% tax Yar pay panuva

[@stephenarajm2485]

Bro thats correct.But tax applicable for capital gain, so you dont need to worry. tax amount = 32,713.52. (Option 3 ).

[@krshnanv]

I agree with this calculation. Most of the u tuber miss valuable points . Also calculate interest loss on deposit

[@karthikmuruganantham9658]

Very nice, this should be the correct decision

[@dineshkumar-qb2kq]

For rental house Rent 8000 bank emi 17000 Then saving is 17000 - 8000 =9000. Calculate it for 5 years, near by 6lakhs will get. That we can invest in RD or FD in bank. We can get interest also. You concept is very nonsense. If people having amount means lease is good. Emi is very nonsense and people will suffer for money. People will lock some where. First of all EMI concept is very nonsense idea. Dont misguide wrongly.

[@duraimurugankalaivanan149]

Theory is OK. Lease option will work out only when the house owner is in need of that money. In your version you are projecting the tenant as smart. On the other hand do the math for this lease amount in FD and check whether the interest earned meets the inflation by what the house owner is getting as rent. Both can’t think smart. That’s why home loan interest is getting increased as there is high demand.

[@karthikeyan3308]

Enaku ithuvara theriyadhu lease la ivlo matter irukunu thanks for the info ❤

[@traveler_Siva]

Rent is best, from ur example we can rent 8000rs remaining 9000rs we can invest in nifty index fund (12%).we can get 10 lacks .. If we give owner 8L no security for the amount ...money will loss ..govt rule also not safe for lease people

[@saralagurusamy4703]

If we invest 17000-8000= 9000 in SIP by staying in rental property being debt free at the end of 5 years we will get around same 8 lakh at the rate of 10 percent. We will feel debt free happiness.

[@rajansolai]

Osm Insight🔥

[@rameshravi118]

Correct yuvarani has good dealing with bank, why unnecessary paying interest to the bank….?

[@prasadhariprasad]

This video explains the benefits from a tenant perspective. Please explain the same concept from a owner perspective. For a owner which is beneficial - giving a house for rent vs giving a house for lease. Thank you

[@logaiahs7544]

Rent only profit for owners

[@MakeMoneyForu]

100 % Not Profitable For Owner Side because Giving Home For Lease is equivalent as getting a loan. By pledging our home . Getting rent is the best way to Owners

[@arunkumarkulothungan1335]

Monthly 17000 iruntha 8000 rent kuduthutu balance 9000 ah just save pani vachalae 5 years mudinju patha athae 5 lakhs iruku pothu.

[@sureshdaniel5912]

8000 per month pay panna ungaludiya calculated padi 530400 but LEASE ku pogumbodhu 17000 pay pannanu so.... 9000 extra pay pannanu 9000×60 = 54000 na extra pay panni bank ku interest pay pannuradhuku 8000 rent mattu kattidala . And extra 9000 ah nane bank account or cheety yedhavadhu pota yenaku profit varum.. and 17000 kattanu bank ku interest kudukanu nu tension irukadhula...😂

[@newworld5693]

உங்கள் கையில் 5 லட்சம் இருந்தால் 3லட்சம் கடன் வாங்கி 8 லட்சம் லீசுக்கு போகலாம் ஆனால் எட்டு லட்சம் கடன் நிறைவான வருமானத்தில் கூட தவிர்க்க முடியாத சில சூழல்களில் கஷ்டம் அதே சமயத்தில் சட்ட ரீதியாக லீசுக்கு பணம் கொடுத்ததை பதிவு செய்து கொள்ளுங்கள்

[@friendshipgreat6283]

Excellent for middle family budget thanks Amma ❤

[@indurani4933]

Rent is best nowadays. Lease so many problems from house owner. So be careful lease home.

[@IthraSuba]

Instead of paying emi 17000, Rent 8000, remaining 9000 you can open a rd, for 5 years if you open rd of 9000, you will get 6,38,916 in hand after 5 years.

[@balraja9829]

Video calculations are really helpful, thank you very much 🙏, but I don't see the inflation factor is considered for lease.

[@gitamdu5232]

Yuvarani you are telling many things very clearly. Nice

[@GeethaGeetha-ui2xt]

Very use full video thank you sister💚💚💚👍🙏

[@raviponniah]

Lease emi 17000 to bank for that how much interest you are paying ? That needs to be calculated that need to be diveded by the tenure you get monthly amount paid . Which will be around 4000 for month

[@sssbrandmasala1643]

Lease la 8Lprofit 8L profit nu solringa but aduku Katra intrest 2.25 L Sollava matringa House owner ku 5.3 L lose illa avar ₹1vatiku vangura amount than anda 8L avaruku rent amount intrest la poidum but ivanga 17k monthly burden than

[@umrahnisha849]

சொந்த வீட்டில் தனக்கு ஒரு பகுதி வைத்து கொண்டு வாடகைக்கு ஒன்றோ, இரண்டோ விடுவது பற்றி கூறுங்கள்

[@velvizhinandakumar459]

Lease pogumbodhu romba careful ah poganum Ind house ownerum.angey irundha ok But apartment na owner lease amount vaangittu - bank la emi sariya pay pannama - kaanama poidu vaanga Naanga bank la neraya case paathu irukum Auction panna pogumbodhu Lease irukuravanga polamburanga Owner contact panna mudiyalanu Bankers avangala vacate panna soldraanga without single paise Soo be careful before go for lease especially apartment type house

[@sunitharoyan5922]

Very correct sir..🎉🎉

[@mksandy]

Wow...grt aware n well explanation....keep doing more...

[@vinothkumarv3414]

Naan 5000rs rent ku iruken ,house owner 5 lack kudunga lease ku tharenu sonnaaru but naan andha 5 lack ah velila 2% interest ku kuduthen so enakku monthly 10000rs interest varuthu ,5000 rs rent , 5000 rs enakku profit 😊😊

[@sathyasiva9301]

but outside la nega kudutha 5 lakhs return gurantee ah varuma ? Because it's unofficial, Not like bank Or post office

[@vinothkumarv3414]

@@sathyasiva9301 bank mattum safe ah ? eppavena ethuvum nadakkum, ella idathilayum risk irukku bro ,lease ku ponalum risk than owner kitta amount return vangarthula ,only genuine person ku mattum interst ku tharalam proof ethana vankittu

[@sathyasiva9301]

@@vinothkumarv3414 apadi la ilaiyea.. Government rules padi, bank close pana 5 lakhs gurantee return government will pay for sure.. kindly check source

[@vinothkumarv3414]

@@sathyasiva9301 namma amount ah bank la pottu nammathan natla pala pera periya aala aakki vidrom , bank kadan kudutha official common man kadan kudutha unofficial, unofficial ah kadan tharavan kuda 2 masam late aana summa viduvan ,but bank karan sethalum ponatha thondi kasu keppanga 😂😂😂

[@sathyasiva9301]

@@vinothkumarv3414 Same adjustment dhan bro , bank la 1 month kuda miss panama returns kudupan but 3rd person 1 or 2 months business olunga pogala nu returns ah kuduka delay panavum chance iruku la. ??

[@sridharp9972]

Good consept Nice voice nice research

[@mohammedimran_shaik]

Section 80c la rent amount claim pannikalam Balance amount ah vera ethulaiyavuthu invest pannikalam

[@cleantechservicesbangalore3213]

Never have only profit in mind. There are so many other things has to be considered.

[@STMR.YouTube.Channel.1969.]

எட்டு நிமிஷம் கேட்டதில்லை எரிச்சலும் கோபம் தான் வந்தது அதனால அதுக்கு மேல நான் கேட்கல.

[@rajagopalanjayakumaran7110]

Can a 'owner'' (Not possessing clear Succession Cert for his grandfather's property) sign Lease Deed and register with a prospective tenant ? What is the risk for the Lessee?

[@joysondevaraj4864]

8:04 small mistake not rental that is lease pls correction

[@anands4465]

Very useful tips,thank you 👍

[@jesinthamadhavan]

At the end of the lease the owners will find difficult to refund the money and we have to go to police station

[@manikandan-zi8kn]

🤣🤣🤣🤣

[@keerthanakeerthana4080]

thank you for your clarification one more doubt sis if we plan for lease how to frame the bond in a legal manner.

[@karthikeyan-kc2py]

💯Thanks a lot sister. Instead of stupid trending videos., your videos are very useful 🙏

[@amirtharosystem16]

My friends Owner was take loan from bank , he didn't repay to bank last 4 years , they sealed the house last month. They just lived in the house just 6 months , now his total amount was loos. Owner was not ready to pay that lease amount. how to recover this amount, kindly make one video for lease amount recovery

[@omsaidivyarajvlogs]

Give case against house owner with aggreement copy and file case in consumer court you will get money back

[@rajeswarimurali5706]

12.38 L - 8 L = 4.38 Lakhs தான் total rent paid for 5 years. Ultimately 1 lakh தான் difference between lease and rent.

[@venkyda3647]

Lease house is very very risk..

[@vaidnathvijay]

There won’t be any maintenance charged by the owner before handing over the 8lakhs? From your example for lease?

[@JosephMarthiah]

1500

[@MehrajRafi]

Lease ku pogumbodhu benefit iruku but 8 lakhs eppadi profit namma kattina interest minus pannunga meedhi amt savings.and one more thing 5yrs yarum veedu lease ku kodupadhu illai.appadiye koduthalum 2 yrs once renewal panni amount jasthi pannuranga

[@mdfaizal2808]

lease la neraya problems. kooda iruku, incase ungaloda situation veeda gaali. pannanumnu mudivu pannitinga, andha time house owner kitta cash illa vera yaarachi vandha kai maathi viduranu sollita enna pannuvinga,,, so nalla yosichi mudivu pannunga

[@VaitheeYT]

வீட்டுக்காரன் காலி பண்ணும் போது பெரிய தொகையை கொடுக்காமல் இளுத்தடுத்தால் லீஸ் கொள்கை வீண் ஆகி, போலீஸ் காரனுக்கு லஞ்சம் கொடுத்தே பாதி தொகை காணாமல் போய்டும்,rent எனில் வாடகை கொடுக்காமல் கழித்து கொள்ளலாம்.

[@rajinisathishkumar]

Lease: நம்ம பணம் நம்ம கைக்கு திரும்ப வரும். Rent: திரும்ப வராது. அவ்வளவுதான் விசயம். 14 நிமிஷம் தேவையில்லை.

[@MdNaveed-kk1yg]

Sister plz share video about direct selling company like vestige business

[@dineshs5709]

Kandaraoli rent ku 17000 la 8000 pay panitu remaining 9000 a mutual fund or interest ku veta enkayo poidalam

[@balaji399]

Rent option ah select panitu, andha lease amount ah adaika oru loan vaanga soningalae, andha loan emi-rent, indha difference amount ah stocks la potutu vandha after 5 years neenga sonadha vida sooper benefit kadaikum, Advantages: epo venalum house change panikala, engaiyum enoda money lock aagadhu

[@kabildev9952]

You are correct but avaga risk value kammiya earn Pana idea soldraga... Stock market knowledge Ilatha simple ppls Ku easy idea solraga Bro.. experts have a options.. uneducated and middle class families ku best ithan...

[@nakku2401]

Bro ipo kaila 5 lakhs irukuna lease polama

[@KkvathiGopi]

Mam lease'ku endha bank'le loan kudupanga

[@vy859]

Owners kitta PanAm vaanguvadhu not easy if he says bankrupt no money anything hel say n court Kalam Odum very difficult apa nonaipeenga vadagai veedu s part of monthly expense

[@andrewsa7980]

Those who thinks lease is better option, "INFLATION " is laughing from the corner.

[@HAPPYSri-kr8tb]

Very useful madam grow higher 👌

[@vsvs8750]

Yuvarani, give us information on educational loan and repayment process, am a single parent, so it will b easy for me to educate my children

[@vcareuh7community75]

Superb Thank You...

[@abinila-zs7ub]

நான் இப்ப வரைக்கும் லிஸ்ட்ல தாங்க மேடம் இருக்கேன் ஆனா நமது முதலா தனி கொடுத்து நான் வரும்போது முதல் மாசம் ஆயிரம் ரூபாய் வாடகைக்கு வந்தேன் முதல் மாசம் முடிந்தவுடன் 50,000 ஒத்திக்கு வந்தேன் அப்புறம் 2 இலட்சம் அப்புறம் 300000 இப்ப நாலு லட்ச ரூபாய்க்கு வந்து இருக்க இது எல்லாமே நான் பேங்க்ல கோல்ட் லோன் வாங்கி தான் வந்திருக்க மத்தபடி வேற எங்கேயும் நான் வண்டிக்காக ஆனா நாளைக்கு நிறைய வட்டி கட்டி இருக்க இன்னைக்கு வரைக்கும் நாங்க அடகு தான் இருக்கு என்னால திருப்ப முடியல ஆனா நீங்க சொல்ற மாதிரி மாசம் 5000 10,000 கட்டுறதுக்கு வருஷத்துக்கு 30,000 40,000 வட்டி கட்டிட்டு நிம்மதியா இருந்துக்கலாம் அந்த பணமும் நம்ம கையில இருக்கும் எப்பயுமே

[@Ajeekrish]

Idea nalla irukku.but ippo enga veedu lease ku kidaikithu.only rent ku than viduranga

[@arunprakash9406]

The actual return is not 8 lakh need to deduct the EMI amount

[@lavanyaak5425]

Your voice is so unique

[@மேகலாதுராகவேந்திரன்சி]

இரண்டு வருடம் கழித்து வாடகை கட்டடத்தில் வருகை அதிகரிப்பு குறித்து விசாரணை அறிக்கை தாக்கல் செய்யப்படும்

[@Tanviya123]

அக்கா 5000 ரூபாயா 😅. அதிகம் தான். என் கணவர் இவர் இப்போது வாடகை வீட்டில் தான் இருக்காங்க. தேனியில் பணி 2000 ரூபாய் தான் வாடகை 😊. நாங்கள் நெல்லை மாவட்டம் அக்கா 👍

[@kuralmanigovindharajan6280]

வாழ்க வளமுடன் அன்புள்ள கோ கு

[@jaganrmj2642]

Thank you so mucg

[@vigneshrishi8031]

8 lakhs isn’t invested here the money is idle from tenant perspective , however the better idea is to invest any lumsum money you have and then get the interest out of it. If your agreement is not tenured properly your 8 lakhs i again would be a big question.

[@JosephMarthiah]

8Lakhs

[@sathishkumar-jv1uu]

காசே வாங்காமக யார் வாடகை விடுவாங்க வீட்டோட ஓனர் 30 லட்ச நிலத்தோட மதிப்பு ஒரு கோடி ரூபாய் இன்வெஸ்ட் பண்ணி ஒரு வீடு கட்டினால் கட்டிய வீட்டை வாடகைக்கு விட்டால் லாபமோ நஷ்டமோ ஒரு வீடியோ போடுங்க

[@karthikkarthikeyan5109]

Bat idea sonathuku thank you

[@voiceofvelliangiri]

Very nice

[@rviswanathan2938]

20 years ah ore rent te yarum vaikka maatanaga madem.. maximum 3 to 4 yrs ore rent apro kandippa increase pannuvanga

[@NaveenRaj-p1p]

Exactly na panatha solitinga. Interest - 219858, nama interest nu consider panama home rent nu consider panikalam.

[@Ranjithrk-kn3zc]

Adhuku neenga rent kae polamay😂

[@NaveenRaj-p1p]

Inthe interest amount a na Rent nu patha. 5 years ku 219858 219858/60 - 3664 per month Rent. Neenga solra maari na Rent ke pona, yuvarani Sona maari 530400 agum 530400/60 - 8840 per month Na yethu bro lusu maari 8840 per month Rent kuduthu poganum 😂

[@paulabraham9260]

RENTAL IS SAFETY AND SECURE. LEASE IT IS VERY RISK. BECAUSE LEASE IS MAINLY HANDLED BY BUSINESS PERSON WHO HAS STRONG SUPPORT EITHER POLITICAL OR GOVERNMENT. RENTAL PROPERTY USUALLY HANDLED BY MIDDLE CLASS OR UPPER MIDDLE CLASS. HENCE RENTAL IS GOOD CHOICE,DONT FALL FOR LEASE BY SEEING THIS VIDEO ❌❌❌❌❌❌

[@govardhananks8815]

Did you calculate inflation in lease for 5 years ?

[@vishvish4930]

Super akka videos🎉❤

[@PraveenKumar-gt9nv]

In rental house. If I do SIP for 8000 for 5 Years at 10% interest I will get 6.2 lakhs. I will have more flexibility compare to lease house? Also no pressure on loan payment. More safe play.

[@vardhinin.s4999]

Sister grautiy 4years 269days work paniyum silla big reputed companies la kooda kuduka maatinguranga. Pls athuku oru theliva oru video podunga . Enna pananum common people . Konjam awarness creat pannunga . V came out of that company without getting grautiy eppo claim panalama pls sister ..

[@thirugnanasambandhan4901]

Man, Calculation Rong. Monthly 17000/- Rd pota namaku vara total amount மிக miga athigam

[@bosebala]

Most of the videos are good but this is misleading and does not consider all the factors. 8,00,000 is not profit here. It is savings. He gets profit of 3lacks only and.also with interest rate of 10% other wise profit will be lesser than that Also for that profit he needs to pay more emi which is again a point to be considered (affordability)

[@sasikumarsasikumar9151]

Sister, nanga cattle insurance potrundhom, cow death aagiduchi, 5 months aachu innum amount varave illa, ipo claim cancel nu letter potrukanga, enna panrathu, please tell me

[@manirdmg]

Akka neenga own story video upload painnuka

[@kuganrajm]

Index funds la investment plan pathi vdo podunga what are the Index funds is there and how to choose for a long term

[@r.gunasekaranr.gunasekaran1122]

Very useful, thanks 🙏👌🙌

[@dineshspokenhindi1643]

Thank you so much

[@karuppiahm.s3644]

Yuvatani what is your educational qualifications. You are m😂aster of all subject. Explain simple and useful

[@nithilayalan]

Uruttu

[@rajeshtuty208]

My v3 ads ஆராய்ந்து விவரங்கள் சொல்லுங்கள்

[@EdwinArockiaraj-ls2cu]

800000 lak 10℅ per anum = 80000rs 5 years x 80000 = 400000 rs Which bank give 10℅ interest for personal loan.............

[@infinityTamilan]

Very useful topic

[@Ravi-w4p3y]

Petion pathi video potungka

[@charlessanthanam8886]

Excellent exemple explications Very Nice 🎉💐🌸 Medam Ivrani 💯👌🎊👏 Thanyou 🙏🏻

[@selvamshanmugham54]

யுவரா நீ ரொம்ப கணக்கு போடுறீங்க யுவராணி நீங்க எல்லாம் வந்து உங்களுக்கு அத்தனை கோடி பேருக்கும் எங்க லீசுக்கு வீடு இருக்கு யுவராணி தான் இந்தியா முழுவதும் எல்லா மாவட்ட டிஸ்ட்ரிக்ட் நீங்க தான் கட்டிவுடனும் லீசுக்கு வீடு

[@dineshs5709]

Lease ku porathuku loan thara bank own house ku loan thara matankala d Avan straight a mortgage loan vanka poran

[@Gnanavel_Salem]

Lease amount can't be get return offten easily not just like deposit amount.... Owners may be haven money laundering ideas 😅😂

[@prasanthr3467]

it's really useful 😇

[@tn-29ramelakkiya]

நான் ஒரு விவசாயி 10% இன்ட்ரெஸ்ட் ல எனக்கு லோன் யார் குடுப்பா.. இப்போல்லாம் பிரைவேட் பேங்க் or பைனான்ஸ் ல 24% இன்ட்ரெஸ்ட் + 2% டாக்குமெண்ட் சார்ஜ் +1% ப்ரோஸ்ஸிங் பீஸ்..😢😢 கம்முனு போமா அங்குட்டு...

[@SGKRoadVlogs]

Mamm rental la agreements la 11 months than kudukuranga.. So from 12th month onwards rent increases

[@Rohith_Chandrasekar]

Aunty your not calculating depreciation for lease principle

[@welginfathima9739]

10% interest la entha bank la loan tharanga ippo... and antha 8lacks ah ethilavathu invest pana extra amount kidaikum mam. Owners kita bulk amount kuduthutu return vangurathum kastam

[@JosephMarthiah]

Yes your right

[@KalaiSelvi-fb1cs]

Very useful video

[@mohanrajs9022]

Thanks sister

[@rajkumarm9163]

you forget the inflation ...

[@anbalagana4263]

It's wrong calculation and advice. Tenant if raise loan 8 lakhs int.paid Rs 17,000 every month, whereas monthly rent ok only 8000. Difference 9000. Clarify.

[@vinayagk7anujan]

Lease la easy ah ஏமாற்றுபவர்கள் அதிகமாக இருக்கும்

[@sridevisaravanakumarb5700]

Why no one think to buy a flat Down payment 8 lakhs Loan 30 lakhs After 20 years house plus appreciation bonus is there For 8000 we will stay very small house in Chennai

[@nehrumariappan7880]

Unga kanakkula vandha 2lakh interest a yaru kanakula serpinga madam? Adhu nastam dhana?