EMI vs. Full Payment | Which One is Better? | Full Payment vs EMI Explained in Tamil

[@ffreedomapptamil]

💳 Course on Credit Card - ffdm.app/adnq

[@nkn6184]

199+18% GST=235😂😂😂😂😂

[@selvavishwa7143]

Subvention scheme Pathi sollunga

[@Raj-eo1lv]

missed about GST on emi

[@itsmiracle6613]

Normal EMI kum processing fee iruku... Atha solala... Check the same page carefully...

[@gopurajakannu5461]

பழைய மாதிரி சேமித்து பணம் கொடுத்து பொருள் வாங்குவதே சாலச் சிறந்தது.

[@MrAniks222]

delay the purchase- best suggestion . finance na verum calculation mattum illa, emotions um iruku nu prove panringa. well explained

[@dossselladurai5031]

உங்களது விளக்கம் மிகவும் சிறப்பாக உள்ளது.வாழ்த்துகள்

[@RanjithkumarRanjith-j2b]

தேவைகள் அறிந்தால் பொருளின் உபயோகங்கள் புரியும்

[@dvanaraj1]

உங்கள் நடிப்பு மிகவும் அருமை. எதாவது நாடகம் நடிக்கலாம்

[@u.geethau.geetha8957]

Really awesome video......useful ha irrunthuchi....thank you.....yuvarani....keep rocking.....

[@SuriyaNarayanan-i8t]

No credit cards. No EMI No tension No GPay Only SB a/c Walking directly to bank I am leading happy life.

[@RamyaveerakumarRamyaverakumar]

Same

[@SuriyaNarayanan-i8t]

Thankyou for your kind reply

[@mailsathish8]

That's right I am following the same principle

[@suhitharbaus]

I am using all these except EMI. No problem.

[@kesavank5305]

மிகச் சிறப்பு. ஒரு மாதம் திட்டம் கருத்தில் கொள்ள வேண்டியது. .

[@aparnakalyanasundaram7292]

Niraya nalla information enkalla Mathri house wife kku easy puriyara mathri solluringea Thank you Mam….👏👏👏👏👏

[@athimulambalaji4803]

கடன் அட்டை ஒழுக்கமான திட்டமிடல் உள்ளவர்களுக்கு ஒரு வரம்

[@muhammadvinu]

Sister, rightly explained May Almighty bless you keep going

[@vijayaragavan440891]

This is called delayed gratification! well done with ur explanation

[@1969SukeshKumar]

Very well explained I was thinking of making such videos to bring public awareness. But really thank you for your explanation.

[@Just4u-friends]

Video starts at 0:53

[@vishvajitviswanathan7970]

Good info, but it's EMI of six month is 2500, we get 1500. It means battle is still on. Sometimes delayed gratification is the best solution in my POV

[@balasubramaniank5236]

Post EMI INTREST VARIES 14 % TO 24 %. NOT 36 %. 36 % APPLING FOR MINIMUM PAYMENT I.e for 5 % of principles. Your presentation is excellent. No extra ward is used any where.

[@premkrishna9640]

Please explain about below charges what is pick up charge Bounce charges:_* ₹ **** Penal charges:_* ₹ 0 Pick up charge:_* ₹ *** Other charges:_* ₹ 0

[@myindia6406]

Utilization of product is important rather than its Processing fee..

[@vijaykumarivijaykumari1242]

Yuvarani podra video's ku mattum than adhigama comments views varuthu 😋😋 yuvarani KZbin Rani 👸👸👸👸👸

[@rajkumar-lx2hn]

EMI onnu vantha piragu thaan business development aagirukku. Ungalukkum nallathu thaan nadanthurukku itha pathi solli video paarkavaikka

[@myindia6406]

correct..

[@anusundaram4111]

சூப்பர் explanation! நான் உங்க different 'you tube' presentation on real concepts, illusions, to prevent fraudulent, etc., Very Usrful. Lively. Sister go head. You already succeeded. 👍🏼🙏🏼👌🏼🌹🙂

[@murugesandhusha4466]

அருமையான பதிவு வாழ்த்துக்கள் தோழி 💐💐🙏

[@finecut7758]

Processing Fees: Typically, banks charge a flat processing fee if you choose the No Cost EMI option. This fee can range from Rs. 99 to Rs. 300.

[@Beinghuman0587]

EMI na Every month installment nu nenachinu irundhen Equated monthly installment nu innaiku intha video la than therinjadhu Mikka nandri sago

[@mukeshsubramanian3986]

😊Processing fee max 199-299 for 12 months emi. You are misleading. Rest of info are well and good👍

[@balakrishnan4749]

Not like that, Every credit card company some percentage of loan amount they will charge every month

[@bsgkrishnan]

Post purchase EMI attracts interest only at about 13%. But we should convert the purchase into EMI before the due date for payment.

[@rameshhariharan2623]

good your boldness, clear learing to us is great, keep it up.what about discount when we purcahse items with full amount, can u please explain, it varies shop to shop. example inour daily life if i purcahse horlicks 500gms at departmental store , they willl give full mrp price , few may have points forget that, if we purchase normal annachi store they give arount 6rs or 7 rs less than mrp example for 100 rs they will ask only 93 rs. so like that mention ele tronic goods items

[@TSRAJ775]

Great definition.. congratulations

[@YauwanaJanam]

அந்த படபட பேச்சு.. தமிழன் மூச்சு.. அந்த வணிக தொழில்நுட்ப பொருளாதார அறிவு கப்பலேறி தொழில் செய்த காலத்து அனுபவம்.. வாழ்த்துகள் யுவராணி. நீ கடன் வாங்குவதில்லை கடன் கொடுப்பாய் என்று கட்வுளால் ஆசீர்வதிக்கப்பட்ட யூதன் தான் இன்றைக்கு உலகின் மிகப் பெரிய கடன் திட்ட முதலாளி. எல்லா வட்டியையும் அவன் தான் வசூல் பண்ணுகிறான். அந்த வகையில் இறையருளால் கடன் வாங்காமல் தவணையில் பொருள் எதுவும் வாங்காமல் எளிமையாய் வாங்குவதுதான் புத்திசாலித்தனம். அண்மையில் ஒரு பேட்டியில் விழுந்துபோன ஏர்செல் கம்பெனியின் முதலாளி சொன்னதுபோல நமக்காக பொதுஜனம் செலவு செய்கிறது எனில் வெள்ளி ஸ்பூனில் தங்க பஸ்மம் சாப்பிடுவது தவறல்ல.

[@prabakaranjeyaraj1833]

சரியாகச் சொன்னீர்கள்!!!!

[@mailsathish8]

🌟Basic thing is, 📯you should save money every month & then accordingly you plan for purchases, 📯

[@chj3289]

பேங்க் எஃப்டி என்று சொல்லி நிறுத்தியது நல்லது, எப்போதாவது நீங்கள் கடன் மியூச்சுவல் ஃபண்ட் பற்றி விளக்கினால், அது சந்தை அபாயத்தைக் கொண்டிருப்பதால், மக்கள் பணத்தை இழந்தால், அவர்கள் திரும்பி வந்து மோசமான கருத்துக்களை வெளியிடுவார்கள்.. Nice and thanks for the educational video..

[@heknowshedoes]

Sis, why don't you have a live session atleast once a month to clarify finance related doubts of many. Pls try. Video was very much informative and useful. Thanks and God Bless You Sis.

[@thanesansuresh]

Thanks madam your all videos is most useful...

[@user-cd2cw9qb8m]

Super yuvarani

[@ushanandhini5350]

U r right yuvarani...

[@arunkumars1667]

10:58 all ok but 1 year ku aprom antha product price low akirum and also outdated. If outdated also acceptable. But for that 1500 we need to wait for 1 year then how it's a solution. If it's an urgent means then what will can make a solution for it and upload another video pls.

[@myindia6406]

best my umbel tips go for EMI..

[@vgganesan9826]

Excellent one 🎉

[@bajalahamedm4989]

Useful tips 👌👌

[@bettyarunarun7924]

Very useful video ... thank you

[@balasubramanianv7331]

Very informative video!

[@goburaj4931]

In the starting of video you are telling no cost emi is trap. Then at the end you telling that it is good. Don't confuse the people. First you get aware of which is best then tell to us.

[@myindia6406]

always confusing these type of youtubers..

[@KPTube-x7n]

Appreciate your efforts for sharing this emi awareness information

[@MuraliPeriasamy]

Your efforts to improve the financial intelligence of the viewers through the KZbin videos are really worth appreciating... I am seeing you as the sister of ROBERT KIYOSAKI who made significant efforts through his books like RICH DAD AND POOR DAD to improve the financial intelligence of the readers... Congratulations to you for your wonderful and useful services provided to the viewers especially belonging to the lower and middle class families...

[@balaji399]

GST is 18% for the interest plays major role, Shouldn’t not use credit card EMI at all.

[@sivasakthisaravanan4850]

தவறான தகவல். பிராஸசிங் fee என்பது திருப்பி செலுத்தும் காலத்தைப் பொறுத்து மாறாது. பிராசஸிங் fee ரூ 200 - 300 க்கு மேல் இருக்காது. நான் அமேசானில் வேறு வங்கிகளின் Credit Card, debit Card இரண்டிலும் No Cost EMI பயன் படுத்தியிருக்கிறேன்.

[@mariyamvlogs3]

How to use debit card to buy products in Amazon please explain

[@myindia6406]

simply avail No cost EMI option on every product, give your any Debit card detail..

[@m.rajivrajiv1030]

Please talk on professional tax.

[@crazyintrends]

Fd pogama gold coins la invest pannuna 60k ku 1 savaran vangidalam 6 monthla nalla profit varum

[@kathir4142]

Good information great 👍

[@NethudevaSethupriya]

Madam, I'm following this method already. The last method ,

[@rakeshvarsan3758]

Nice akka!!

[@reason_boys]

Neenga romba alaga irukeenga

[@patrickakempu8000]

Amma, many aware of this, still it's better

[@balajiveluchamy520]

Good financial advice

[@user-aalaporan]

நடுத்தர மக்களின் யுவராநீ 👉🏻❤

[@vsm-_]

I find obtaining credit card against same bank F/D is useful. Card is free, no paperwork, no annual charges, valid lifelong, doesn't affect the interest accumulation because of purchase using credit card, as long as you repay on due date! In no cost EMI you loose on small processing fee. Very useful for senior citizens living on interest from their F/D. Bank F/D rates maybe low but fund liquidity is as simple as clicking a button on the bank app.

[@Tanviya123]

யுவராணி அக்கா வணக்கம். நாங்க எப்போதும் ரெடி cash தான் அக்கா. நன்றி வணக்கம் அக்கா 🌹🌹🌹

[@charucharles620]

Nice explanation sister

[@RanjithKumar-cv2ld]

Good yuvarani

[@balakumarps5967]

Very good advices

[@dhonikamal5985]

Emma unnoda voice & dressing super athavida 2chance eilla pa

[@ragulragul9368]

Yethu Yeppidiyo neega Finance minister aiyuduveeganu Neneikere valthukkal

[@sivaramanl2537]

Awesome 👏

[@srinivasankamath7493]

Superexpletion. ❤

[@saravanansaran7287]

super yuvarani....

[@suhitharbaus]

In No cost EMI, apart from processing fee, they charge GST for interest you pay every month. The upfront discount they offer for no cost EMI interest does not include the GST we have to pay along with the interest every month.

[@CVA_SIVA_AVC]

Naan yerkanave intha method thaan use pannu 2 tear munnadi oru harddisk SSD vankunen. Rs.25000-2TB . Naan no cost EMi la 6 month ku order pannunen wirh processing fee 200. But anrha month ah FD la deposit panni 6 month ku 600 interest vanthathu so 400 Labam.

[@Vishalpriyan19]

Really Super 👏👍

[@rajkumarm3557]

Super 😊

[@pan1898]

Processing fee 200 first month emi mattum tha varum

[@jabba4u1]

I prefer EMI even if i have full amount, as i can have my amount in account for other purposes and processing fee is applicable to both std EMI and no cost EMI , However post purchase emi option shd be avoided as the rate of interest will be higher than std emi

[@mohanrams]

Postpone buying things for 30 days.. best way to avoid unnecessary shopping

[@ssfashion2112]

உண்மைதான் நான் ஃபுல் பேமென்ட் இல் கார் வாங்கி இன்றுவரை வருத்தப்பட்டுக் கொண்டிருக்கிறேன்

[@kannancb2316]

நிறைய explaination இருக்கு. எளிய மக்களுக்கு புரியர மாதிரி கொஞ்சம் சொல்லுங்க sis

[@shahulRajah]

@ 1:25 yuvarani advise free ya kedaikumm😊

[@smjsudhakar]

Best fix a product with 3 models and enqurie offline wait for prime days in online use credit cards with special discounts as rs1500 to 2500 after that with 0 cost emi u will get best deals ,door delivered and hassle free installation save lot of money. I used this way min saving 15 percent vs offline..for AC in saving I bought stablzer, bracket, and extra also paid installation charge 😊

[@KARTHIKEYANS-c8k]

Nice girl nice dress nice voice good job sister 👏❤

[@nileshplastic9259]

super pa

[@2020MediaChannel]

Thank you 😍

[@santhanakrishnan3275]

Good awareness video

[@ravindranathsubramanian8698]

Ideas are good. But if I invest the capital in a FD, how will I be able to pay for the 6 months EMI, as my full capital is locked in the FD. Also, please mention the GST charges on top of the processing fee.

[@mohammedsalik8181]

Uvarani your look is cute ❤

[@karthikeyan4812]

18% interest for no cost emi also, they reduce principal and get interest plus gst

[@HD_FF_007]

Very simple. kasu yirundha vangunu solitu polamay

[@babusriramambari5792]

You have to get to know what is going around you. It is a caution in general.

[@SakthiPrakashPM]

3:40 SBI La mobile vangunen Amazon la, no cost emi nu sonnanunga, buy panna piragu month ku 277 intrest

[@sekarbright52]

interest will be discounted in no cost emi.. they will put emi for the (amount - interest)

[@rajkumar-kx9wz]

Excuse me , Space of Doubt Day one la 60000 Credit card 💳 swipe up for mobile Next Day two la FD invest done Next Fsix EMI payment Done 60000 If it is correct we Need 120,000 to avail 1500 Full cash இருந்தா full payment stores la bargains pannalaam dear try பண்ணுங்க ❤❤ Thanks for sharing 👍

[@vijisrangoli]

At last someone who thinks and uses brain among Yuvarani viewers lol

[@c.s.narayanannarayananc.s8345]

Super super mam🎉🎉🎉

[@natrajbalakrishnan4806]

Processing fee i guess is done for all emi other than zero percent emi as well. It is ok if i pay 200 rs extran on zero percent emi rather than paying 2000 for six month extra which would be 10 times higher and they also charge processing fee for non-zero percent emi.

[@karthikeyananandhan6339]

We have to pay EMI every month right, so interest amount also will vary. first month you pay 10K, so reaming amount will 50K, (calculate 50K interest amount), next month you have to pay another EMI 10K, now calculate interest amount for 40K, etc. miss leading.

[@mugi14377]

Tq sis

[@nago69]

Previous voice was good

[@Tamilselvan-bc7sp]

Proactive video thank you

[@crazycreation8355]

If you have full payment don't purchase with full payment. Take maximum month no cost emi. 12-18month on a few products. After delivery call to bank and cancel no cost emi and pay full amount. This will save huge money if you purchase a product 60000 means u get 4000-5000 savings.

[@sudalaiganesh3388]

Your acting super Cinemala nadika pogalam

[@arunkumar-qw8rw]

Fd la potta eppadi EMI katta mudiuu monthly withdraw panna mudiuma. Intha concept purila itha paththi explain pannuingga

[@shanmugapriyasr8617]

Informative

[@Joe_walk]

Please explain about mutual funds scam and KZbin ads scam ex. Bets site promotion

[@alagumahalakshmiinfotechti7863]

super good idea

[@SasikumarM-ht5gl]

EMI amount interest ku GST poduvaanga and this applicable for both standard EMI and no cost EMI. So no cost EMI ah irunthalum we have to pay some extra amount for interest GST.