Insurance Exam Help: CGL Commercial General Liability Occurrence Vs Claims Made on the Exam

[@jeanniequail1040]

Thank you so much for breaking this down. Wasn't quite sure what part I should study for my upcoming exam. Thanks you again.

[@insuranceexamqueen]

You're welcome!

[@jazminrackley10]

Melissa!!!! I have been watching these video for the past 2 weeks and today I passed my Mo state exam!!! Thank you so much for sharing your knowledge!

[@insuranceexamqueen]

YES!!!

[@insuranceexamqueen]

Congrats!!

[@joehannah8395]

I take my MO test Friday, how much commercial was there Jazmin? That seems to be the hardest part for me to understand. Melissa you have helped so much with understanding, a book can only do so much, so thank you.

[@insuranceexamqueen]

@@joehannah8395 It's not going to be a huge chunk, you can pass without it. If you watch the how to pass the Texas property and casualty video, it has a very similar breakdown to Missouri

[@joehannah8395]

@@insuranceexamqueen I passed today. First try. Thanks for your videos they definitely helped.

[@krozz5249]

I just came across your videos and i want to thank you. I'll be retaking my GA Adjuster exam on Tuesday and im going to stop retaking quizzes and watch your videos all weekend and Monday. Blessings ❤

[@insuranceexamqueen]

You got this!!!

[@ivonglez85]

I love the way she explains so easy to understand. I wish I would have found her when I was studying for my exam.

[@lizbethsuarez5687]

I love all your videos !! You explain everything so well. I passed my test today. Your videos helped me to pass today !!

[@insuranceexamqueen]

YES!!! CONGRATULATIONS!

[@brandarh4608]

Taking my P&C in Louisiana tomorrow morning. You've been so helpful. Wish me luck!!

[@insuranceexamqueen]

You got this!!

[@brandarh4608]

@@insuranceexamqueen I PASSED!!!

[@njprj3599]

Hi and thanks for all you vids. But why would an insurance company--in claims based form--pay for an incident on a policy that was with a different company?

[@insuranceexamqueen]

They wouldn't offer it if they didn't make money from it, I will tell you that lol

[@njprj3599]

Thanks so much. I also reviewed your google docs link below and it was very helpful

[@kgarcia5185]

i appreciate this video it simply summarizes what these two MEAN!!

[@insuranceexamqueen]

Yes!

[@BiGROB318]

You are the bomb!!! I was having trouble getting to learn and understand P and C insurance. I am about to take the test this week is there anything I can get to help me pass the Louisiana P&C exam the first time??? I already have the Louisiana test breakdown.

[@insuranceexamqueen]

Definitely get Gold from my website!

[@SusanBondRoss]

Seriously, I ADORE your training style‼️😆✨ Thank you for the great info, positivity, and good vibes 😎 for my test tomorrow. 🥰

[@insuranceexamqueen]

Thank you!!

[@farukbhuiyan6712]

For how many months or years 'Claims made form' is valid from the date of inciedent?

[@insuranceexamqueen]

Depends on the retro active date

[@USAcountrygal]

I passed today. Thank you 🙏

[@insuranceexamqueen]

YAY!!!!!!!!

[@sbee45123]

Do you have a video on bonds? I bought your Property and Casualty videos on your website but I havent found bonds.

[@insuranceexamqueen]

Bonds make up a pretty small percentage of most state exams. Which state Are you in?

[@sbee45123]

@@insuranceexamqueen Im in Texas

[@nelly2567]

You explain everything so well. Thank you souch !!

[@insuranceexamqueen]

You're so welcome!

[@barrettdozier9017]

you are so pretty!! and what a great job explaining this!! i have felt like i was getting confused...and it is not that the info is difficult...it just was not being explained straight forward! Thank you for helping me!!

[@insuranceexamqueen]

You're so welcome! I am glad to be of service!

[@SarahMiller-lw7hp]

Thanks for taking me from crying in front of my instructor to 100% on a quiz. :)

[@insuranceexamqueen]

Awww I am so happy to hear it was helpful!

[@catbib]

Is the "claims made" 2 years from the when the thing happened?

[@insuranceexamqueen]

Depends on the retro active date, it can be 2 years

[@daws9864]

Thank you so much for your videos, I take my P&C exam tomorrow and I feel much more confident after viewing your content! Do you know approximately how much of the Missouri P&C exam is commercial?

[@insuranceexamqueen]

I'm very minimal part, you can pass without it

[@jonjones5928]

I read in examFX that Occurence Forms will cover cases that occur after they happen, even when the policy is over. And that claims made is only for when the policy is in tact.. is that right?

[@insuranceexamqueen]

docs.google.com/document/d/1nAmK4kFyyk0_kWMhWnxM5hQGUWhC6xIw9v6ubJscGJI/edit?usp=drivesdk

[@livie7024]

Do you know how much of this is in the NC P&C exam? 😅

[@insuranceexamqueen]

Yes! Hello! I am Melissa, the Insurance Exam Queen. Short answer: Get My Royal Treatment Class Series, they all cover the most tested topics across all the states. Bronze is a Basic Review, Silver is a deeper Review and Gold is the most in depth classes, plus student notes and questions: www.insuranceexamqueen.com/ Longer Answer: I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. If you have already studied and failed these are most likely the chapters you need help on. For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto.nPersonal Auto is easier, so make that your focus. Memorize the parts of an auto policy, how to respond in an accident and definitions like split limit and per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Click here to access my Royal Treatment Class Series Options: www.insuranceexamqueen.com/ After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049 My KZbin Channel, Please make sure to subscribe: kzbin.info/door/2-mT7QUl_jHYQRIaw0Ihpg You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@livie7024]

@@insuranceexamqueen thank you so much for the resources!!

[@insuranceexamqueen]

@@livie7024 you're welcome!

[@danielday8371]

doing gods work

[@insuranceexamqueen]

Thank you!

[@christinavillarreal4497]

Thank you so much for all your information/help

[@insuranceexamqueen]

You are so welcome!

[@michaelkent8991]

I have a hard time with a few different sections I take my test tomorrow the 7th I been doing the comprehension test and studying the scores I’m getting are 75% I’m in pa any tips to help

[@insuranceexamqueen]

What exam?

[@michaelkent8991]

@@insuranceexamqueen it’s the property and casualty insurance exam

[@Robert_English]

Thank you from Oklahoma

[@Hoodie412]

commercial is 2 percent of my test ......

[@insuranceexamqueen]

OMG that's awesome!

[@kwabenamode24]

Hello what is your email because I would like to have my scores analyzed please this test is kicking my butt

[@insuranceexamqueen]

[e-mail]

[@kwabenamode24]

@@insuranceexamqueen Thank you so much I just emailed you

[@angiecruz3002]

Iowa p&c

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam

[@wendelllowrie]

Exam queen.. I need your email address. I'm taking the Pennsylvania P and C exam soon

[@insuranceexamqueen]

[e-mail]

[@robertmartinez9859]

Good evening I took my test yesterday and I failed ;( can I send you my results to your email please?

[@insuranceexamqueen]

Yes but the fastest response will be if you post it in my Facebook group. The link for that is on my main channel page.

[@OurStorysYours]

I love you so much. You have saved me🥹

[@insuranceexamqueen]

I love you!!