Ready to Pass the Insurance Exam? Policy Structure for Property and Casualty

[@corytinsley1001]

I’ve been taught the acronym DICED. Dec page, insuring agreement, conditions, exclusions and definitions. Thank you, you help so much.

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam

[@Larissamastmann]

Thank you for helping everyone! Once I pass this second time and get my first check, I'm sending you a little something for all your help!!

[@insuranceexamqueen]

You are so sweet!! I have a 2 hour Home and Auto Class for $11 which will help you a bunch for your exam! insuranceexamqueen.podia.com/

[@meg37343]

@@insuranceexamqueen is this still available? I'm so stuck in section 1and 2 of homeowner policy I think I'm overthinking it or something but I can't even pass my practice tests for this 😭.

[@insuranceexamqueen]

@@meg37343 yes all my content is available for sale

[@Focusonthegood999]

Do you do property only? I’ve passed my casualty but not property

[@sadesg8855]

Ms. Insurance Queen, thank you! I failed twice. Second time was with a 68. It stressed me so much. It hit my confidence. Literally after watching all of your videos, I took the test again the next day and passed with an 82! You explain all of these terms and concepts in a way that I completely understand. I'm forever grateful to you and for you. Thank you so much. You have no idea how much you've helped me. Whenever I decide to study for Life insurance, I know where to go. 💛

[@insuranceexamqueen]

thats fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support Her Courses and Resources can be found here: learn.theinsurancesalesqueen.com/courses #motivation #inspiration #support janie

[@pauladaniels3724]

Thank you for helping everyone. I used a program to study and it was not as helpful as I had hoped. Videos like yours are hands down the best!

[@insuranceexamqueen]

Great to hear!

[@SlipknotHeadless]

I took the test on Tuesday and got 61%, I'm taking it again this Friday and I really need this job. Your videos are way more helpful than the material we were given.

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. Watch the videos on repeat and write down all notes that melissa has provided facebook.com/share/XbF6toywYh315Hca/ We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass

[@pathfinder_369]

You are such a great teacher!

[@insuranceexamqueen]

Thank you!

[@cecigonzalez5392]

Just starting my process and this is so HELPFUL!! Awesome teacher

[@insuranceexamqueen]

Glad it was helpful! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@stephaniegarcia9655]

The way you explain everything is literally EVERYTHING ❤🙌🏻

[@insuranceexamqueen]

Awh thank you.

[@mikemedina7915]

thank you so much ! teaching is a talent and you have it ! I appreciate you so much... this is my third and final chance if I fail on Thursday I get fired :( I really need the job . thank you

[@insuranceexamqueen]

I emailed what you need! You got this!

[@IAmJeka]

Did you pass it? That happened to me with liberty mutual last year but Im back again with them this year haha. Have to pass the rxam.

[@cheezypeezy54]

Love ❤️ this clear explanation and visual.

[@insuranceexamqueen]

Thank you!

[@velmamaldonado8512]

You are amazing! Thank you for making these videos available to us.

[@insuranceexamqueen]

You are so welcome!

[@antonioc972]

Great Breakdown and great video! Thank you!

[@insuranceexamqueen]

Thank you!

[@travmoe9150]

This is my 3rd time taking this test today ,I plan on passing today BUT if I dont not I might need some extra help

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@F7Tuscani]

Absolutely love your videos I’m doing as banker now and I got to say you really help simplify things for me. Test on the 17th wish me luck 🎉

[@insuranceexamqueen]

Oh yeah, their course is just a list of hard to understand definitions!! Get my class series. It will make everything make sense. www.insuranceexamqueen.com/

[@lindacundiff4613]

I'm required 80 in NV and I'm due Thursday next week I need to cram

[@insuranceexamqueen]

Yes I have taken the NV exam!

[@insuranceexamqueen]

@@lindacundiff4613 no it's not than possible to pass

[@insuranceexamqueen]

@@lindacundiff4613 just requires a focused study. Make sure to study the most tested chapters

[@blissfullyhappy9705]

I am currently using the cheapest version on examfx and I am hitting the wall. Im studying for my P&C license in CO and OMG! I passed my personal lines before but these commercial policies and forms are stressing me out. Do you have any tips for self studying?

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

[@jennifermorgan4527]

#GA # insurance claims and field flood adjuster. What math do I need to know ?

[@insuranceexamqueen]

So I don't have adjuster's experience, and I don't teach adjusting content, but I have helped many adjusters pass. The reason is because much of the content is the same as property and casualty in that state. Also if you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/ We have a lot of students in there who are testing for their adjusters exams and/or who have passed. Additionally, Angela Bryant our Study Buddy in the group has adjusters experience and hosts sessions for them as well. With that said, here's what's important for the property and casualty exam in your state: Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: forms.gle/jq8xmyLSGUCfUgoY9 If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@tshady32]

When you say “ rain” isn’t covered how is it covered when there’s a storm, and your shingles blew off and it leads to rain coming into your house and damaging your ceilings, etc …?

[@insuranceexamqueen]

Rain isn't covered as far as ground water from rain - ie: flood. But from the sky down causing damage - it is.

[@monicadenise6274]

Very helpful!! Thanks 😊

[@insuranceexamqueen]

You're so welcome!

[@2012pinkgoddess]

I am absolutely looking at more than half of your videos now. I like your explanations. The company I got hired at just throw me in the fire pit and said here...study. they gave me one week to study..I failed the first time. Gave me 1 more day to study and I failed the 2nd time. Now I have to use my weekend off to study because I take it on Tuesday. Now I explained to them that I feel like I'm setup to fail...now all of a sudden they want to go over things with me 3 hours before the test to assist me. Hmmmm...I want to learn..but just giving me classes on Kaplan and telling me to self study and some flash cards ain't helping..so thank you for this. Your explanations are truly helping. By the way..your hairstyles and color of your hair...rock.

[@insuranceexamqueen]

Please let them know about me, and in fact I can help them create programs for success!!

[@insuranceexamqueen]

Additionally, what state are you in?

[@2012pinkgoddess]

@@insuranceexamqueen missouri

[@stephaniegarcia9655]

I had a Q on my exam that said exclusions are part of A. Declarations B definitions C insuring agreement D i forgot this one but it was a weird word . I panicked picked A which I know it’s not hats another term for exclusions as part of the policy structure will it also be a Binding Form ?

[@insuranceexamqueen]

These would be better to ask these in the FB group where others who are studying can help answer questions you may have. If you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/ Also Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@johnnyvadt2g523]

thank you!

[@insuranceexamqueen]

You're welcome!

[@laurareyes2564]

Im in california Im taking my state exam soon I need pass with 60% 😭😭 your videos helped so much understand it more but I’m freaking out !

[@insuranceexamqueen]

Breathe! You got this! If you need more in depth classes, you can find the link on my bio. I am also hosting a class this Saturday on PC.

[@angelinakern1752]

Thank you😁

[@Sha-sj4ek]

❤love your videos thank god I found you

[@trishondat100]

helped a lot!

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

[@jonyjaman352]

Hi I 64 last I need to pass please help me!

[@insuranceexamqueen]

Join my Facebook group and share your score sheet so I can analyze it

[@keeshabailey-blackmon8751]

I am trying to find your email to send you my information. I must pass on 8/22! I need you!

[@insuranceexamqueen]

[e-mail]

[@ElizabethBarajas-gj8pd]

you have a GIFT

[@insuranceexamqueen]

If you are not in the Facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/

[@nakkuneknek94]

❤

[@ahriclips]

you spelled address wrong

[@insuranceexamqueen]

I spell a lot wrong😂😂 #highlypaidinstructorthatcantspell

[@brandonvaldez817]

how do I email you

[@insuranceexamqueen]

[e-mail]