Life and Health Provisions on the Insurance Exam

[@kw3868]

I am Dyslexic and learn differently...I failed my exam with a 60 the first time....I did take a class that was 4 days and offered online testing practices and in-person that read the entire manual!! I listened to u for about 2 weeks and I PASSED TODAY!!! THANK GOD AND THANK YOU @insurnace exam Queen!!!!!!.

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@CrystalChristianStore]

I hope it’s not the same company I’m in the same boat 🚤 I’m in my third day and the teacher expect be ready for the exam😡 I’m extremely mad and exhausted 😩 this lady is the best teacher ❤

[@karmenmartinez8742]

⁠@@insuranceexamqueenwhere can I purchase material

[@aerynn9277]

Ma’am, you saved me! I passed my exam on the first try! I wasn’t confident about it until I saw your content on KZbin.

[@insuranceexamqueen]

Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@liudmila3369]

Congrats! Was you be able to use you phone during the test

[@zionministryofficialtv7379]

​@@liudmila3369no phone use

[@concettapipitone9025]

What videos do you think helped the most for the exam? thank you and congrats :)

[@levilane8601]

Found your content on KZbin and it made it alot easier to understand my health insurance exam then my study matrial did. Passed first try for Iowa I'm taking life next week

[@scottsellers1628]

Let it be known- Melissa is the reason many people pass their insurance exams. I passed both the Texas P & C and Life/Health/HMO on my first try for each. Even though I purchased study programs through Exam FX, it was the Insurance Queen who helped me understand the material and get it done! Thanks Melissa!

[@insuranceexamqueen]

Yes!!! Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@alanchizik8328]

Lol that's where I'm at right now. My company was good enough to pay for Exam FX, but I used Exam Queen's material to supplement my learning. Man, it's quite a bit of information.

[@8899rome]

My new employer purchased me EXAMFX, it is supposed to be great but I do not learn well the way they have done that one. I went searching and found this! SHE teaches it in a way that we can understand and remember. Much Simpler! GOSH I am so glad I found her! Congrats as well! :)

[@janiebaugher1712]

I just passed my Life and Health exam. 🎉 Thank you so much!! I know because of your teaching it seemed pretty easy. I got an 83%. You’re the best!! 🥰

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@texfarmer567]

Just passed my Texas Life and Health Exam on the first go with your help. Thank you!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@JDL8888]

Did you use free or paid content?

[@tcwhite76]

I passed my Life Insurance exam last Thursday with the help of your videos 🙌🏽🙌🏽 NC stand up💪🏽

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@TracyVpmu]

I just want to say thank YOU for all the KZbin videos you shared. I took Xcelll online course and listened to all of your Life insurance exam prep videos and I passed today , 1st time pass @91%. Thanks so much 🙏🏻🙏🏻🙏🏻 p.s. I’m in Texas 😀

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@breeamourrr]

I just passed my life and health exam! 😝 Thank you sooooo much ❤

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@geegeelarez9542]

Can you tell me what videos helped you most in ca 😅

[@blkinlaw54]

I used Kaplan to study for 3 weeks and felt like I didnt retain a single thing. Used Melissa’s silver package again (used previously to freshen up on p&c) and passed my life exam with a 91 on the first try! Only used her material for 4 days worth of studying but she’s seriously that good. 10/10 recommended

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@jennifergamboa7879]

I got the Kaplan material also and nothing sticks. I found Melissa by accident and have begun to study with her videos for Life. I'm beginning to understand it. Do you have anything to share ? Life Tx

[@stephstevenson6579]

Same here however I took P&C and used Kaplan the amount of information is overwhelming. Then I found Melissa, she is the answer to my prayers. Pass on my FIRST TRY. now I’m here for Life and health.

[@Nancybabt]

​@@stephstevenson6579is kaplan bad

[@Guapo-u3q]

Yea! I passed my exam on the first attempt. I am now a Life and Health/accident Insurance agent. I purchased your quiz and exam pack. I did not get a chance to do the exams although I was able to read over it yesterday and this morning before my exam. Your videos are amazing = pass rates for most people. Thank-You! :) Michelle

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@11secbug]

Passed p&c in 30 minutes with a 90 on my first try. Going tomorrow for L&H. You are the BEST😊

[@insuranceexamqueen]

That is awesome!. Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@11secbug]

Passed L&H first try as well! Thank you!!

[@rszn1508]

@@11secbughow easy was it haha

[@11secbug]

@@rszn1508 tbh wasn’t that bad. Just repetitive questions and you gotta read carefully

[@emmaledoux8536]

And once again, I passed another state insurance exam and the QUEEN has helped me advance my career. Much love! ❤

[@insuranceexamqueen]

🙌🙌🙌 Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@timpostal]

Wow! You are a great teacher. I love the “play on words” you use to make the concepts memorable. You also, have a fun personality which, makes learning from you easy. Keep up the amazing work! Thank you for sharing 🙏

[@insuranceexamqueen]

I'm glad you found the lesson helpful and entertaining! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass website. Click this link: www.insuranceexamqueen.com/login It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided *Not sure which study path suits you best? Let us help! Click here to answer a few quick questions and find the right resources tailored to you: Study Path Assistant app.chatgptbuilder.io/webchat/?p=8947638&ref=studypathfinder Always remember you have it exactly what it takes to pass, keep a positive mindset, and listen to Melissa’s meditation! kzbin.info/aero/PL98TB5a2YSNXhjNRxU5iCjnUecqv3Iu0

[@marianogueda6043]

I absolutely love your videos!! You make everything so clear, and you are so fun!

[@insuranceexamqueen]

Thank you so much!!

[@thethrill12]

PASSED BOTH (MS) P&C / L&H on first try thanks to your help!! Came back here to say thank you and the info you provide and in the way you provide it is 10 outta 10! Thank you again!! 🙏🏼 Good luck to others as well, watch her videos, you WILL pass!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@JarsOfSunshine]

You saved me! I made a 55 on the test the first time I took it I was so scared I was going to fail again. I bought your platinum package and after doing your course I understood what I was learning! I took the life test today and passed!! Thank you thank you 🙏

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@mistyb216]

I passed my Texas Life and Health exam yesterday without taking a course and your videos were a big part of my studying, thank you for doing these! All the loves and all the vibes!

[@insuranceexamqueen]

Thats fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@shyar.p]

Dear Melissa, I am writing to express my sincere gratitude for the exceptional exam preparation materials I purchased from your site. Your insightful videos were incredibly helpful in my recent success on the H&L test in Texas. I am truly grateful for the valuable knowledge and guidance you provided. With the XCEL program as my sole resource, I was not able to pass the exam on my first attempt. Thank you again for your outstanding work and dedication. I am truly appreciative of your contributions to my success. Sincerely, Shiyar Poyraz ❤😍🙏

[@insuranceexamqueen]

I'm so happy to hear you passed the exam! Thank you for sharing your experience, I hope it helps others! Thats fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@RocquiB.]

I’m so FREAKING glad to be here! I feel so confident and reassured watching the vids.

[@insuranceexamqueen]

I am glad you're here too!

[@destinywells1686]

I PASSED MY EXAM! i failed the first time but after purchasing the Gold package it helped me boost my score thank you 🎉🎉🎉🎉

[@MariaGarcia-oq5td]

Melissa ! you helped me secure p&c yesterday !! Passed with flying colors , didn’t rely much on my online learning course, nothing was sticking until my sister told me about you. THANK YOU ENDLESSLY ! now to study for life and heath ☺️☺️

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@Mdcon928]

I just passed my Taxas life and health insurance 1 take. Thank you so much ❤

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@JenniferSolis-gk2hq]

I just took my life and health today and failed by 2 points, but these videos are so helpful!! I will definitely keep watching these! thank you Melissa! :)

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@kmclarke7459]

Thank you Melissa. I passed my 2-15 exam with assistance from your KZbin videos and resources from your website.

[@insuranceexamqueen]

Great job! Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@carlosvilla5912]

Good news, I just passed the health & life insurance exam! 🎉 I purchased the bronze package and watched all the KZbin videos. It helped me pass with ease! Thanks 🙏 😊

[@insuranceexamqueen]

We’re thrilled to hear about your success! If you’d be willing, we’d love for you to share your story. Your experience can inspire others who are preparing for their exams. Please consider leaving a testimonial or success story mentioning your state and the exam you passed using our materials: Testimonial Link. Thats fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support. Her Courses and Resources can be found here: learn.theinsurancesalesqueen.com/courses #motivation #inspiration #support

[@carlayehnert7145]

I am IL working on P & C. I understand dwelling & Homeowners. Struggling with commercial. Your videos are helping simplify the material. Thank you Melissa!!!!!😊. I did pass IL life/ health on the first try.

[@insuranceexamqueen]

Congrsts on passing We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI

[@josettealvarez9241]

I’m Florida❤ “ Thank You soooo much for your videos…. “I Passed My Health EXAM”!!!! Yesssss🙌. Queen 👸🏻

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@keishaw.4803]

Just a quick note to thank you tremendously for sharing your talent and training with us. I passed my SC LIFE & HEALTH today on the first try. I am beyond grateful for your expertise. Also, your aura is amazing 💛🤎 thank you once again!

[@insuranceexamqueen]

that's fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support. Her Courses and Resources can be found here: learn.theinsurancesalesqueen.com/courses #motivation #inspiration #support Sending you all the love and good vibes

[@DarienFairley]

how you doing Melissa I just want to thank you for all of your help if it wasn't for you I would not have passed my test. All of the information that you put out is so helpful and I just wanna thank you cause it pushed me over the top. I can't thank you enough god bless you and your work.

[@insuranceexamqueen]

Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@chiomaNweke-p1n]

Melissa, you are well endowed with knowledge. Thank you for this presentation. Keep up the good job❤

[@KaitlynDubberly]

Thank you so much for what you do and posting these videos, they help tremendously! I am taking the Georgia Accident and Sickness test next Thursday! I failed the first time and hoping you could point me in the right direction on what to focus more on. Please! 😟❤

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. Field Underwriting(also known as completing the app/health Basics), Health Provisions, Types of Health and State Law/Insurance Regulations are the most important focus for your exam breakdown and I cover all of them in my Royal Treatment Class Series. Field Underwriting is all about the application process an agent goes through when selling a policy as well as the basics of all health insurance. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. For Types of health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and both come with 100 Day Access. My Sliver Life and Health Series (just skip the Life videos) will cover a simple review of the most tested topics across all states. My Gold Life and Health Series (just skip the Life videos) will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well. Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@marinesbermudez2186]

Currently Studying for FL Health Agent (0240) 😟, your videos does help easier to understand . would like a study budy

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap. Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options. Completing the app and field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance. Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access. The Sliver Life and Health Series will cover a simple review of the most tested topics across all states. The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well. Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. . You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@JayleePlanz]

Yessss I need this so bad any more info you care to share for life I am here for it. Thank you again! ❤

[@insuranceexamqueen]

Thank you! Welcome to the channel!

[@noviskanova]

Thanks!

[@insuranceexamqueen]

You bet!

[@SC-fv1mf]

I'm taking my Ohio life exam today I wish I found you sooner. I'll let you know what happens today! But I'm excited and trying to have a positive mindset!

[@insuranceexamqueen]

You got this!

[@SC-fv1mf]

@@insuranceexamqueen due to technical difficulties on their end my exam had to be rescheduled. So I will be watching all of your videos until then! Have any specifically for Ohio life only?

[@mediatricen4705]

Your videos really helped me to passed my life exam you are best teacher❤❤❤left you review on your website

[@insuranceexamqueen]

Thank you and congratulations

[@gladyslaurente3001]

Very well explained!!! Thank you so much!

[@insuranceexamqueen]

You're very welcome!

[@lydiarodriguez6133]

Melissa, I am learning !!!! Thank you !!!

[@insuranceexamqueen]

You are so welcome! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass website. Click this link: www.insuranceexamqueen.com/login It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided Always remember you have it exactly what it takes to pass, keep a positive mindset, and listen to Melissa’s meditation! kzbin.info/aero/PL98TB5a2YSNXhjNRxU5iCjnUecqv3Iu0W We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam ~~ Janie

[@amomsvoice]

You are God sent! What do you recommend for a person that is a visual learner. In terms of retaining the information.

[@insuranceexamqueen]

My gold class series Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@zhanatmak1334]

Hello from Florida! I like you, you're so natural! And thank you for your videos! Great job!

[@insuranceexamqueen]

Thank you so much!

[@hellogoodbye3898]

Hey in FL! Which online website course did u take for the PNC and LAH? Tks

[@zhanatmak1334]

@@hellogoodbye3898 XCEL solutions 2-15 LAH courses

[@aly-bailbondsclerk1759]

@@zhanatmak1334 this KZbin help you pass the Fl 02-15 test

[@caitlynlocklear4300]

Back to this video again… failed my health exam TWICE. Tested lowest in Provisions… taking notes this time 🤞🤞

[@insuranceexamqueen]

Yes take notes. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@leticiatorres2075]

Are you able to highlight what to study for the health and accidental insurance exam for rhodeisland?

[@leticiatorres2075]

I did purchase gold series already

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@reginadickerson9803]

Great Job insurance Queen Thank You

[@insuranceexamqueen]

You're welcome!

[@maryhollisstuck9489]

This was super helpful!! I just have to say that I'm not sure what soulless creatures you had in your class that didn't so much as react to the dog situation but I. Feeel. You.

[@blackroyallion]

On my 5 try, hope me luck. Keep you posted…

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam

[@taylerbarley5656]

This has helped me sooooo much! Thank you thank you!

[@insuranceexamqueen]

Glad it helped! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@masonm1495]

I’m in Ohio and I’m super nervous to take my test I’ve been studying for a week straight and I hope these videos help me remember I forget half of what I wrote down the first 2 days

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@yvonnehousen383]

Thank you for this information really helful

[@THATGIRLGIZELLE]

Hi my test is tomorrow and I live in Az. I have been using examfx as my study coarse but i am struggling with the health portion. Do you have anything that will help prepare for tomorrow or would i need to buy the whole study course?

[@insuranceexamqueen]

Just the full courses besides youtube, so utilize the videos on here. You got this!!! I did post this special today too - Baby Bump Special! I want to do something FUN and Crazy Before the BABY Comes! One I have a CRAZY Deal below for all those taking the Property and Casualty or Personal Lines Exam And I have $7 Classes on the Schedule- The Last Classes Before the Baby Arrives! June 17th, this Saturday is a $7 Take a PROPERTY AND CASUALTY test with me, $17 if you want the recording! June 29th, Next Tuesday is a $7 Take a LIFE AND HEALTH Test with Me. $17 if you want the recording! Book Your Class by Clicking this Link: www.insuranceexamqueen.com/liveclassschedule Next, is the CRAZY Baby Bump Property and Casualty Special! I have 12 hours of New Lessons that are currently only available in the $397 Platinum Package These are Listen and Learn Lessons that are a part of the New Curriculum I am making for what comes next. What’s special about them is they are just me teaching, unlike the current class series that have people asking questions. Since I must pause on making the new curriculum while I focus on the birth and baby, I have decided to offer the 12 Hours of In-Depth Lessons for ONLY $27/ for 30 Days for as long as I have the Baby Bump. Once the Baby Arrives (July 1st Due Date, but I am shooting for July 3rd) the special will no longer be available. I also decided to go EXTRA Crazy and offer a Rental Option where you can purchase 2 days/48 hours of access for only $7!! WHAT?!?! 12 Hours of Lessons for ONLY $7! Please keep in mind as soon as you purchase the timer starts for your 48 hours or 30 days, whichever you purchase. Below I show what lessons are covered in the Listen and Learn Lessons, there a couple of videos that I did use for the Gold, but unless you have Platinum, the rest are all Unreleased, Exclusive Content. BUY HERE: www.insuranceexamqueen.com/courses/landlpc Property and Casualty Listen and Learn Lessons 12 Hours and 12 Minutes of Uninterrupted Lessons, not class recordings! What is Insurance and How Does it Work (47:14) What Risk Can We Transfer and Who Can Transfer Them (17:49) What's the Difference Between Property and Casualty (9:11) The Purpose and Coverages on Property Policies (9:36) Eligibility Requirements for Dwelling and Homeowners (24:03) The Differences Between Dwelling and Homeowners Policies (9:00) The Coverages on Dwelling and Homeowners (1:34:47) Dwelling and Home Open Peril vs Named Peril (13:34) Dwelling and Homeowners and the Perils They Respond To (1:30:10) Common Endorsements on Homeowners (27:14) Homeowners Casualty Coverage E and F (1:01:11) Tree Replacement & Removal (27:59) Personal Auto Policies-Who is Covered (14:57) Personal Auto Policies Coverages (10:43) What is Part A of a Personal Auto Policy and How Does it Work? (14:39) What is Umbrella Insurance and How Does it Work? (35:03) What Are The Types of Commercial Auto Policies (22:21) Crime Coverage Definitions (4:19) GCL Occurrence vs Claims Made (33:50) Basics on Bonds (12:42) Workers Compensation (34:04) How do I Become an Insurance Agent and What is My Job? (1:57:57)

[@ligiasimon2974]

I love you Queen , thank you so much !!!❤️❤️❤️❤️

[@insuranceexamqueen]

You are so welcome

[@missashley2u281]

Question! If I were to buy your gold package and not buy the online course would I still be able to pass or do I need to buy an online course AND your gold package?

[@insuranceexamqueen]

I always state that my material is a supplement to your providers course. It also depends on which state you are in. Certain states require that you certify through a provider. What state are you in? All state exams use the ISO, The Insurance Services Offices general policies to create the exam. This is what I teach off. The bulk of every state exam is the same from one state to another. They all share the most common, most tested topics and all my class series are built around that. There are state specifics you'll need to know, but those will come from the State Approved Courses like Xcel, Kaplan, Examfx, etc. My class series complements those courses and I make them make sense, even the state law/insurance regulations chapter. I'll explain the department of Insurance, the role of the commissioner/director, unfair trade practices and what numbers are important to focus on, but you'll use your state approved course to get those numbers.

[@missashley2u281]

@@insuranceexamqueen THANK YOU! I’m doing the FL life and health. I was going to use Xcel.

[@kyliekudravy7334]

"You are a Chiwawa", for real I thought you had a pittie with that bork

[@insuranceexamqueen]

Glad you enjoyed it! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@meno142]

I need help passing my life and health exam in California, which videos should I go over. Thankssssss🙃

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap. Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options. Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access. The Sliver Life and Health Series will cover a simple review of the most tested topics across all states. The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@shebachacon890]

i passed my P&C the first time thanks to you! we had a class of 30 and now there are only 10 of us because we passed....But now im interested on getting my life and health insurance license on my own. what site would you suggest i pay that is a reasonable cost?

[@insuranceexamqueen]

I recommend Xcel, for their practice exam and if you use coupon code QUEEN at checkout you'll get $9 off and be enrolled into my class series for free, valued at $97

[@AAH123-v4x]

thanks for the very informative video! Do you know about the MA state exam req? Can I give one combined exam for life and health or have to give 2 separate exams.

[@insuranceexamqueen]

Check out staterequirements.com, for Massachusetts!

[@ShowMeYourBonus]

Is provisions "Insurance Basics" ? I do not see a provision section on test outline for AZ

[@insuranceexamqueen]

It will be a long title of Life Provisions, Options, Riders and Exclusions

[@lydia_lxl4350]

I've searched, but to no avail...do you have just life insurance video? I can watch please. Taking my exam tomorrow:)

[@insuranceexamqueen]

Yes but a lot of the info translates to both exams - search life in the channel

[@emilyaguilara6529]

To get both life and health do i have to take the exam on them together or separately? i got me pre licensed for life and health on Xcell 5 months ago

[@insuranceexamqueen]

Yes, you'll buy Life and Health Gold and just skip health. However, I would encourage you to test for both. There are some jobs/companies in the insurance industry that will focus on just one line of authority, but at the Insurance Exam Queen, we encourage you to do both at the same time for a few reasons. One, most employers will tell you just to do one test/line of authority to get you started and then after you pass, they will tell you to get the next one. They don't tell you this is the plan upfront, and many agents wished they could have gotten all the testing out of the way at once. No one wants to be learning how to sell policies and still studying to pass another exam. Second, your first job/opportunity in insurance is not always the one you stay at, and having two lines of authority will make it easier to get a new job. Third, one test is better than two, and since most people do end up going back to test for the other line of authority anyway, might as well get it done in one shot. At the Insurance Exam Queen, we have the Life and Health Gold Class Series, and we do not offer just Life or Just Health. You will get the bundle even if you only need one line of authority, and we split up the videos so you can only watch what you need. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam

[@ashleypickett2117]

hello, do you have anything specific for the life exam for the state of Florida?

[@insuranceexamqueen]

Yes, but you'll still need to have state specific text for the exact #'s. I'll cover the basics of the department of insurance, the unfair trade practices and which numbers you need to remember.

[@insuranceexamqueen]

Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. Completing the application, Types of Life Insurance, Life Provision and State Law/Insurance Regulations are the most important focus for your exam breakdown. Completing the application is all about the application process an agent goes through when selling a policy as well as the basics of life insurance. Types of Life will teach you about all the available life insurance policies and the ones you want to really focus on are Term vs Whole and Annuities. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and both come with 100 Day Access. My Sliver Life and Health Series (just skip the health videos) will cover a simple review of the most tested topics across all states. My Gold Life and Health Series (just skip the health videos) will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well. Personal Platinum is Gold+ Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@supriya5980]

Hi I am giving California life and health Which site is should use to study Please hep🙏🏻

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@brittanysierra9412]

I really need to take one of your online courses I’m taking health in the state of SC

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The easiest and most tested chapters are General Insurance, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of these in my Royal treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class. Health Basics is also known as field underwriting and it’s all about the application process an agent goes through when selling a policy as well as the basics of health insurance. Next up are provisions. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access. The Sliver Life and Health Series(skip the life videos) will cover a simple review of the most tested topics across all states. The Gold Life and Health Series(skip the life videos) will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well. Personal Platinum is Gold+ Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@TryfifiiKalii]

I'm using the exam FX for GA I'm so lost and feel so stupid. Answers that was correct on the chapter quiz is a different answer on the practice exam. I feel so overwhelmed I'm trying not to give up. I'm so stressed out.

[@insuranceexamqueen]

It's hard! I got you! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

[@laurenl1453]

I’m taking the life and health exam in Alaska

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap. Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options. Completing the app and field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance. Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access. The Sliver Life and Health Series will cover a simple review of the most tested topics across all states. The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well. Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. . You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@laurenl1453]

@@insuranceexamqueen Thank you so much Melissa!! I passed my life and health first try yesterday! Couldn’t have done it without your videos 😊

[@PeaceNotPerfextion]

Hi Melissa, thank you… can you post your website to purchase Gold course for Life/Health…

[@insuranceexamqueen]

insuranceexamqueen.com

[@reneehale4725]

On the Beneficiary Designations slide…… is your test hint correct????

[@insuranceexamqueen]

NO!!! We updated that in our course but not this video. To maintain all ownership rights they need to be REVOCABLE

[@davyunwashington3613]

I have a question I passed the Texas life agent exam got my finger prints done and my ex co worker already sent the Texas Application Questionnaire to RLC and just processing where do I go from here since I do work for that particular company anymore

[@insuranceexamqueen]

Hi, check out the Insurance Sales Group for help after the Exam and Lauren Phillips in the group helps people set up their own agency Insurance SALES Queen FB Group Link m.facebook.com/groups/182500334498475/?mibextid=SDPelY

[@xavieraashley2635]

Hello! Do you have videos pertaining to ACCIDENT AND HEALTH ONLY?

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@JosephReed-e2x]

would the promise to pay be the same as a promissary note?

[@insuranceexamqueen]

Yes. A promissory note is a legal document that serves as a written promise to repay a specific amount of money by a certain date or according to specific terms. It is a binding agreement between a borrower and a lender. In the context of insurance exams, the focus is typically on insurance-related concepts, principles, regulations, and practices. Promissory notes are more relevant to areas such as finance, lending, and contracts, rather than insurance specifically.

[@ljshortsrecaps5461]

I'm taking the Life & Health state exam this Friday. I just found you and going through the Xcel course. I am in OK. What topics and videos from your channel should I review?

[@insuranceexamqueen]

Which state?

[@ljshortsrecaps5461]

Oklahoma@@insuranceexamqueen

[@dreamboatannie0816]

do you have a video on life provisions not covered in this video? My test is Saturday 😱

[@insuranceexamqueen]

You can find everything here: www.insuranceexamqueen.com/

[@geegeelarez9542]

Hi 👋 I’m scheduled to test for like and heath in California Dec 14, 2023 😅

[@geegeelarez9542]

Life *

[@insuranceexamqueen]

Go here to view my recommendations for your state exam www.insuranceexamqueen.com/lh-state-recommendations

[@OutoftheboxBusinessmind-zp2gl]

Thank you so much. 🎉🎉🎉🎉🎉

[@insuranceexamqueen]

Most welcome 😊

[@leahstravinsky7473]

Hi taking Rhode Island life and I’ve failed twice any advice to help

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, and State Law and I cover all of these in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. Life Basics is also known as completing the app and it’s all about the application process an agent goes through when selling a policy as well as the basics of life insurance. Next up are provisions. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access. My Sliver Life and Health Series(just skip the health videos) will cover a simple review of the most tested topics across all states. My Gold Life and Health Series(just skip the health videos) will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well. Personal Platinum is Gold+ Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@Wendy-choosejoy]

Are notes able to be printed?

[@insuranceexamqueen]

Inside Gold yes and the free resources notes

[@Wendy-choosejoy]

@@insuranceexamqueen ok thanks I do have gold I go look

[@marychamplin2316]

Hello, on your slide about "Beneficiary Designations", at the bottom it states "To maintain all ownership rights do not assign anyone as a revocable beneficiary". Is this a type error? Wouldn't it need to say "irrevocable"?

[@insuranceexamqueen]

That is correct. To maintain ownership rights DO NOT ASSIGN ANYONE AS AN IRREVOCABLE BENEFICIARY Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@laurac4791]

If I have passed my P&C exam. What should I focus on studying for the L&H exam? Some of the testing in P&C is also in L&H, right?

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@laurac4791]

@insuranceexamqueen I already gave a 5 star, but that didn't answer the question I had. Does anyone know?

[@VeronicaSaturn]

If I’m taking life and health together do I need to know all of them or should I just mainly focus on the ones that overlap? I test tomorrow 😅 I have a good understanding of them just want to make sure

[@insuranceexamqueen]

What state?

[@VeronicaSaturn]

@@insuranceexamqueen Georgia!!

[@shanikagomez2586]

Is this used for Massachusetts exam ?

[@insuranceexamqueen]

Yes. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@charlita25]

Very pertinent information. #helpful

[@Jaaneybeaar]

I have my exam soon, is there anything you didn’t cover you think will come up?

[@insuranceexamqueen]

There's a lot more in my courses. Which state and which exam?

[@alexiahernandez4516]

hi i am taking the health exam for indiana on the 16th of this month ive been using your videos and i bought the gold pack to study i just need a lttle help knowing whats really important to pass

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@alexiahernandez4516]

Thank you 🙏🏻

[@akinaharris2942]

Do you have any tips on claim adjuster exam

[@insuranceexamqueen]

So I don't have adjuster's experience, and I don't teach adjusting content, but I have helped many adjusters pass. The reason is because much of the content is the same as property and casualty in that state. Also if you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/ We have a lot of students in there who are testing for their adjusters exams which is why Angela Bryant our Study Buddy in the group and I join together and combine my highly acclaimed Gold class series and those adjusters specic tooics in a single course . With that said, check out NEW Property & Casualty + Adjuster GOLD Bundle! www.insuranceexamqueen.com/courses/gold-pc-adjuster-bundle

[@dash_shorts01]

just passed my Life and Health exam

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@dash_shorts01]

@@insuranceexamqueen yes plz

[@ambitiousmoney3633]

I’m in Kansas but can’t find the scoring I’m using excel for my precourse

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

[@mzdesire23]

Are you tested on general insurance in NY?

[@insuranceexamqueen]

yes it is 9% of the exam

[@mzdesire23]

Thanks so much!! 😊

[@paulconner5047]

If I purchace the life and health on xcel and I put in queen in coupon code do I send you something to get your gold package free of charge? Let me know, Paul Conner

[@insuranceexamqueen]

Within 48 hours Xcel will tell us you enrolled with Coupon Code QUEEN at checkout and we will get you enrolled into Gold. You can also email us a receipt as well to [e-mail]

[@paulconner5047]

@@insuranceexamqueen I will do that also I got denied for your FB page why?

[@KennethWilks-p4h]

I am taking the exam on Thursday. I been studying Kaplan, doing practice test but I am still not passing. What do I need to do? I am Taking the TN accident and health Test

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@nicolerogers1310]

Exam queen if ur parent dies unexpectedly is there a way of finding out if your parent has a policy if your not sure??

[@insuranceexamqueen]

There's a way to search for a life insurance policy, yes. I don't know the website but I have heard of it

[@ennisja]

I need HEEEEELP!!!, just found your channel. How to meet for group or ono on one

[@insuranceexamqueen]

If you're looking for additional help for your exam, please check out what I have to offer here: www.insuranceexamqueen.com/ Make sure to subscribe to my KZbin: kzbin.info/door/2-mT7QUl_jHYQRIaw0Ihpg Find Study Support in my Facebook Group: facebook.com/groups/1082073882582049 Tutoring If you have any more content/tutor questions, please upgrade to Platinum or post in the Facebook group. Thank you! m.facebook.com/groups/182500334498475/?mibextid=SDPelY

[@mariabaker3905]

how you can help me with health insurance in utah

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam

[@KayteFlynt]

Are we able to see the full life and health slides?

[@insuranceexamqueen]

Yes, thru my course. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@mrsbeautifuljazz6292]

How do I get only life video or slides?

[@insuranceexamqueen]

My course includes both Life and Health. You can simply exclude the Health part and focus solely on the Life part. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@charlita25]

Good lesson 👍🏾

[@RomanMcDow23]

I failed my exam today but rescheduled to take my Life and Health tomorrow afternoon. Please please pray I pass this time I missed Health by one question and Life by 5 questions.

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@RosalvaNarvaezSerrano]

Do you have any class only for life?

[@insuranceexamqueen]

Yes. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@J-MILAN]

I am taking the Health Insurance Exam for the state of Florida, there is soo much information and I’m not sure what is most important for the State Exam Plzz help 😅

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@dorijimenez4525]

I am taking IN life and health on Monday

[@insuranceexamqueen]

Go here to view my recommendations for your state exam www.insuranceexamqueen.com/lh-state-recommendations

[@dorijimenez4525]

I having trouble with universal and variable. Do you have a lesson for that?

[@dorijimenez4525]

@@insuranceexamqueen I bought this company before I found you :(

[@noviskanova]

Thanks 😊

[@insuranceexamqueen]

You're welcome!

[@larellesdiyhomestead]

Free look is 14 days in Florida 😁👍🏻

[@insuranceexamqueen]

yes they will differ depending on state, so t is always important to check your state regulations

[@ruththompson3138]

I'm in California. I do I know which videos I should be watching?

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/