INVESTING Expert: How I Went From $0-$1M By 30! (Anyone Can Do THIS!) | Vivian Tu

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Vivian Tu is a former Wall Street trader-turned-expert, educator, public speaker, host, entrepreneur, media powerhouse, and the founder and CEO of the financial equity phenomenon, “Your Rich BFF.” In this episode Vivian explains how she found financial success and you can too!
Get Vivian's book, "Rich AF: The Winning Money Mindset That Will Change Your Life": amzn.to/3NJ0A3T
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0:00 Intro
1:42 Is it possible for anyone to become rich?
5:59 What's the difference between people who are actually rich and people who act rich?
25:36 How does money affect relationships?
29:58 Why are men intimidated by successful and beautiful women?
34:04 How do men get comfortable with a woman who makes more money?
38:02 Can a woman who makes more money then a man respect him?
40:05 What can we do to prepare for an unsure future?
46:57 Why should women want a prenup as much as men?
48:35 How to start the prenup conversation
58:50 How to protect yourself professionally in a layoff period
1:02:04 Why do people think they deserve a raise when they do the bare minimum?
1:04:25 What skills can people gain to make themselves more indispensable?
For more info about this episode, go to lewishowes.com/1551
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[@lewishowes]

Thanks to Vivian for sharing her knowledge with the Greatness community! Leave a “YES” if you enjoyed this and share your biggest takeaway. Make sure to subscribe to never miss out on inspiring content like this again kzbin.info

[@christinahylton6425]

My take away.. Treat others with respect, always be willing to listen and hear what’s being said so as to reply accordingly which compassion and understanding.No one is perfect and we all need some Me time always give your spouse some space to breathe and continue being the awesome person they are. Thanks Lewis for the great advice you have been providing us we appreciate you so much . This year is going to be the best . Congratulations.This post was very informative and helpful Vivian knows her stuff it’s so beautiful when people take the time to share with others it speaks volumes. We are constantly learning about relationships, investments and life in general every little bit helps. Thanks to Vivian bring her back when ever you can. Thanks Lewis

[@WellnessGardenToolShed]

Yes!! Love her!! Physical beauty a depreciating quality is gold. Being in an affluent area and a hairstylist, I've seen this time and time again.

[@MarianLivingLife]

YES! It is possible for anybody who wants to be rich can get there but it’s not easy. That’s a fact! 👍🏽

[@SoMuchBetterOfficial]

Thank you so much for sagging your knowledge

[@B.I.D_Group]

Such a great interview. I’m buying your book! 💗

[@laurieclarkson9180]

People think they lose 50% via divorce. You lose 50% the day you get married because you're not alone anymore. You are an "Us" and you'll never be an "Us" if your relationship involves keeping tally of who does what. Keeping tally is a surefire way to divorce. Also, I highly recommend that people volunteer at a nursing home or hospital and start learning what aging and illness look like. You will not be strong forever. You will not always be attractive. You will not always be young. You will not always be healthy. Imagine not being able to work. How would your partner treat you? What do you bring to the relationship when you can't walk, have sex, work, see, or anything. The breadwinner can turn useless at the drop of a dime. Mistreated housewives can turn into the Misery Nurse later in life. Young people tend to think marriage is about feelings, sex, fun...it's so much more than that. Who you marry is the most important decision of your life, so choose wisely. I saw a quote..something like..The love of your life is not a person, it's an experience.

[@johnboy6594]

65 years old and 30 years married.. A bad marriage will break you. A good marriage will make you.. Looks melt away, sex melts away as do many other things. Dont buy the car for the pretty paint job. Buy for the good reviews on the Engine and Transmission.

[@MelissaFortune]

Oh wow so true!! 😢 I don't think many of us think about how important the choice of who you marry is but baby...

[@josesworld419]

You dont lose anything when you get married you give/get 100%

[@chosen9301]

Reframe suggestion: You gain 50% since you also get 50% of what another person has. The other person has something to give too.

[@lolacole5653]

Wouldn't that be a gain of 50% when you marry?

[@MickyGlover]

As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

[@donovantobs]

well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.

[@Kaustavpatell]

People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.

[@kurtKking]

@@Kaustavpatell How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

[@Kaustavpatell]

Actually its a Lady. Yes my go to person is a ‘MICHELE KATHERINE SINGH '. So easy and compassionate Lady. You should take a look at her work

[@kurtKking]

@@Kaustavpatell THANK YOU.

[@gretchenHelvenston]

Lewis, I have been watching you for years. You just said ,” I barely graduated so don’t know how I got here”. She’s so correct about likability, and you have an A plus in that. You make me feel so relaxed , your voice almost casts a spell on your listeners. You’re so naturally charming. I’m guessing you were born that way. The skills you have acquired in interviewing are stunning! Not only do you ask the best questions and listen, but you sum up what you heard and make sure that we, the listeners, understand what’s been said. I send you a huge hug of thanks for all your greatness and kindness

[@lewishowes]

Thank you so much! Your comment made my day 😊

[@MsPrettyPrettyPlease]

2024 is going to be the year of the underdog! We have got this people!

[@lewishowes]

Thank you for watching!

[@kenzoblythetv348]

I agree.

[@fatiic4841]

Amen to that!!!

[@cosmic_wraps]

Agreed!

[@ChicStrands]

Yes!!!!!

[@TheCinderellaPrincess]

Same in academia - my mentor told me that you need connections and skills to succeed and get into the door. Skill alone doesn’t do it for you.

[@marshal6283]

Still happening with me bro A lot of skills I have but of no use.

[@valberlin9239]

We've all been hearing and saying what's she's talking about (It's not what you know, it's who you know). Except nobody has ever explained and dissected it as elegantly as she did. I don't consider myself wealthy yet or even rich, but my friends are. I get to sit Courtside at NBA games for free. You know what's talked about during time-outs? BUSINESS IDEAS, OPPORTUNITIES, INFLUENTIAL CONNECTIONS! #Gold

[@skippythescout5446]

I want to have the friends you have! Mine are too successful that I can't go along side them from continent to another.

[@kenhugo938]

​@@skippythescout5446 what if you give to your rich friends, something of value, something they really need,am sure that they will be happy to take you with them on their private jet.😊

[@NothingButAComment]

how did you meet them?

[@Ginger_Spicy_Candor]

sometimes pretty privilege can get you the same thing. I was minding my business drinking hot tea at a bar and an executive of the NBA was impressed I wasn't drinking and I got courtside seats. Took my sister to a game for her birthday off of looks. Random but it happens.

[@matcheung5134]

I had no idea who she was, but she turned out to be one of the best episodes and guests. She is such a smart and inspiring woman! Great stuff!

[@buckeyegirl6342]

I watch 100’s KZbin videos and this is the first time I have ever felt compelled to make a comment. Lewis I always love your content and enjoy watching your podcasts. Being truthful, I had never heard of Vivian before today. After watching this, not only am I immediately ordering her book I have become one of her biggest fans!! This was by far the absolute BEST INTERVIEW podcast I have seen on KZbin; anywhere for that matter for people in their 20’s!!! The way the two of you connected and talked with such comfort and ease really draws the audience in. The raw honesty is unbelievablyrefreshing! If there is anyway that I can help promote this and get this out there in front of that group of people - ( I wish it was there when I was younger!!) please let me; I want to help them before its too late. There are far too many kids out there that are chasing the “Kardashian Deeam” They are virtually clueless about real world survival and how to manage it! Beverly Schueren

[@baluramappa5016]

I was thinking of writing my review on this podcast. But you wrote for me! I agree with you 200%.

[@niknikelik2033]

Wow such a lovely conversation. Thank you for that 🙏

[@Nedecha]

I absolutely agree with the B+ student with a A+ personality. That is exactly what happend to me. I was a hard worker with plenty of experience but not the best in school. Speak up at work is an absolute must!

[@IndigoHazelnut]

I absolutely love how Lewis always asks 'how would this apply for the everyday person with such and such circumstances?'.. Truly dedicated at helping others make a positive change. Thank you, I'm so grateful for the work you put in this podcast

[@lewishowes]

So glad to hear that from you, we'll keep at it! Thank you so much for watching!

[@MarianLivingLife]

Yes, I love that too!

[@uascertpilot486]

💯Agree!!

[@tacrewgirl]

Great job Vivian! 47:00 - everyone has a prenup, either you write it or the government does. 🔥

[@lewishowes]

Thank you so much for watching!

[@Mushroom321-]

😲👏👏

[@AstorSkywalker]

Better to have a "difficult conversation" when you get along than when you are hating each other. "To have healthy relations sometimes you have to have uncomfortable conversations." -Someone

[@fortruth8236]

So happy to see Vivian Tu on this podcast!! Yes to more women of color being seen, respected, and in their power 🙏🏽 Thank y’all for sharing these messages of wisdom and greatness!

[@seanm3ify]

No one cares!

[@annag5642]

Yes to WOMEN being seen! No need for the rest, just not needed! It’s enough!

[@bombaybead3759]

The moment you described Vivian Tu as a woman of color...your compliment became backhanded! 😢

[@nelsonsanabria3130]

5:13 She smart af. Knife & fork guys would be good at the job whenever needed but these are the CEOs, the ones that are good with connecting and fundraising

[@KD-eq4xi]

It seems that several people pointed out the negative or located the flaws, but you gotta give it up to her, she took her time to explain and give practical examples of what she was talking about and at least helped you figure out how to connect the dots pertaining to your particular situation and the message was delivered with kindness. This was amazing, it was simplistic and easily comprehendible….

[@SoMuchBetterOfficial]

Agree with you

[@PrincessPeachyTort]

These so-called financial experts keep demonizing rich people who just want to enjoy looking good and buying things they enjoy wearing no matter how expensive. They’re always “Oh the real rich people always drrss like poor people.” Ummmm have you been around old rich Arabian royal family members, lil girl? There is absolutely nothing wrong with rich people looking rich, wearing expensive clothes or jewelry if they enjoy wearing them because they can”. Stop hating on rich people who enjoy dressing themselves up 🤔 And when she started talking about investing your retirement money in mutual funds & index fundS - I’m outta here. Be careful what you advise young girl, it might ruin your viewers retirement. Tsk, tsk!

[@JuniorShepherd]

Sound advice. What makes this interview unique is that Vivian showed us her true self and did not try to be a financial guru that has all the answers. I appreciate Lewis diving deeper on her questions and giving her time to tell her story as well. Wishing you all the best in 2024!

[@ThePersonalDevelopmentSchool]

Happy 2024 to you as well!!

[@danim.2717]

Only 13 minutes in and it's so good that I'm saving this video for my road trip back home today. Another great video, I love this! So far so good!

[@user-li2vl4yd1x]

This lady doesn't play. She's amazing. ❤❤🎉🎉❤❤🎉🎉❤❤🎉🎉

[@ThePersonalDevelopmentSchool]

she's great :)

[@martinezagustavo409]

I have been transformed completely by this class of greatness... the insights and wisdom gained is immense..kudos lewis

[@ThaidUp]

I have to say Lewis is one of the greatest interviewers who needs the video medium to convey his true sincerity that he visually conveys in his facial expressions as one of the best curious listeners without implying any judgemental opinions that makes his guests feel comfortable to have unguarded communication

[@lewishowes]

Thank you! I really appreciate the feedback!

[@tinakulias665]

agreed! I say the same thing about him - so sincere and a great listener... what a gift.

[@HildaMartinez-hp6te]

I love Lewis podcasts, always professional, respectful and always asks smart questions.

[@deloresrawls9422]

The Realist AF interview I've listened to on any podcast! Makes sense that when you get to a place, other opportunities open up, not the same for everyone!!!

[@salanimillward8162]

YES!!! Everything about your talk, the questions you asked, the way she responded relates to today and life as it really is was spot on. I thoroughly enjoyed this talk. Vivian spoke with insight, knowledge and inspiration. I just had to share this with my 3 girls that’s how good she is. She’s a fellow Aries I can relate to 😄 I will def be buying her book. Thank you Lewis for sharing her with us all. 😊

[@andr6sal]

Dude, you channel is so need it this day. They’re so manny others but yours are just pure.

[@jeaninetong318]

Love love this interview. Thank you Vivian for transmitting a message in a clear understandable language for the common people and how they too can thrive. Thank you 🙏🏽

[@lewishowes]

You're welcome, thank you for watching🧡

[@novaleanne]

D😮

[@natchananful]

I absolutely love how real, confident and intelligent Vivienne is ❤ she so wise in everything she talked about wow im so impressed 😊 love your Channel as always Lewis thank you so much for this amazing videos.

[@ArtForTheGentleSpirit]

I really enjoyed her honesty, her directness and her humblenes. This whole conversation is epic. She’s the kind of person I would love to collab with. 😌😊

[@user-fv6ke8vv2z]

I did it - Frugality - Discipline - I stayed single - low debt / I was unable to cope in a classroom / on the street at 17yrs searching for work - learning about the stock market - owning a roof over my head… but the process to get there was a tough trip !!😢

[@ISEEKSPACE]

It's much more doable than people think. Money is a tool and not something you "splurge"

[@user-fv6ke8vv2z]

@@ISEEKSPACE - There is an emotional part to this issue - and that part is called loneliness - brought on by isolation / relationships can be very demanding, because of expectations - and when a person lives on a small income - it’s very difficult to weigh the pros and cons , of even pursuing that relationship - unless that person wants the same things in life as you do - and in my own case - I settled for loneliness - rather than poverty… Life is full of difficult and hard choices - but the accumulation of wealth is easier said than done - just my own experiences…😎

[@Maya38438]

But you did it!! 👍

[@MultiPrankster100]

Thats my girl! Love her forthright communication style! Thanks for the video ❤

[@briannabryan9027]

Absolutely my favorite interview ever. I am 20 and I started my retirement and my mom judges me for it. I try to convince her to get a plan of her own but she thinks its a waste of time. And know I'm starting to stress of the financial burden to take care of her because she's going to retire in about tens years and I truly believe time fly. Look how fast 2023 finished

[@Venus-gn5oi]

You can make all possible financially precautions for your retirement in your 20’s but you literally have zero clue how world will change till then. With every decade is getting more and more unpredictable. We’re closer than ever to the WWIII. Live and enjoy life as long as you can. Stop stressing about future decades in advance. It’s a waste of precious time.

[@cjrwars]

She will be a burden on you unfortunately.

[@dagaz935]

I wish I was this smart at 20… just starting now in my late 30s. Keep it up!

[@blainecannon4848]

Recommend you follow the Money Guys Financial Order of Operations. Much more straightforward versus Vivian being all over the place. She is right, becoming a millionaire is easy once you tailor a strategy for your dream life. There are however steps for the underdog to become a multimillionaire. Best of luck!

[@gbbygomez]

youre not alone ! never to late to start @@dagaz935

[@marthagichia]

Thanks Vivian! Truly this was inspiring and I am excited about preordering the book. Thank you Lewis for hosting her.

[@gage766]

This is one of the best ones yet. Have her on again. Great job both of you.

[@ps6572]

Vivian , Lewis great podcast. Loved evey minute of it. Thank you having this podcast. ordered the book, cant wait for it get started. As someone who is only surviving , i am going to use all the wonderful knowledge in the book to "Thrive" and create my life.

[@irenerubinetti2867]

So much to learn in this interview. Geez!!! Great combo- money & personality talk

[@MarianLivingLife]

In October 2023, after saving for a year, I went on a luxury holiday to Seychelles which cost more than my car. The experience I had was unforgettable and now, I look at holidays so differently. Being around wealth and wealthy people makes a big difference to how you view wealth.

[@georgenewilson661]

You got me thinking….

[@MarianLivingLife]

@@georgenewilson661 seriously. Once you experience something that you never thought was possible, you can’t go back to where you were. I’ve been looking at safari holidays and locations that I would never have considered before

[@jeanleconte1003]

If you want to update yourself and strategize for 2024, this is the best interview to listen to and grab her book I haven’t got the book yet, but listening to this interview made me want to buy the book today

[@talibahonyoutube]

I saw Vivian’s pic and couldn’t click play fast enough!!!! Looooove Vivian!!!

[@XOChristianaNicole]

Love me some Vivian. She’s one of my favorite finance creators. Very much looking forward to listening to this.

[@lewishowes]

Thank you! Let me know your thoughts.

[@amirjamili5327]

A conversation with such brilliant ideas shared, deserves the best kind of appreciation. Thanks Thanks Thanks

[@boomboom1258]

This is probably the one video I'd recommend to anyone who is looking to work on their financial health and grow their wealth, and a different perspective toward pre-nuptial and getting a raise every year. I am also currently working on tilting the balancing scale back on my financial life, so this came at such a perfect time to consolidate everything I've learned so far about true financial health and wealth.

[@embracewithchristina]

👏👏👏 Love this interview! Lots of gems were dropped. Especially at the 52:50 mark. She literally taught us how the game is played.

[@lewishowes]

🧡

[@Mushroom321-]

Thank you for sharing!!😮😼

[@daviddean6032]

Lewis Howes: I love your questions and they are amazing! Vivian Tu: I love your answers and they are amazing! Neither of you pull any punches. Totally enjoyed this video. Thank you!

[@carmen1384]

Loved loved loved this podcast.. thanks guys for sharing your greatness with the world 🥰

[@carmenfreeman693]

Excellent interview. Yes, I am buying the book! Thank you. 🙏

[@SandieCastaneda]

I loved this guest! Looking forward to reading her book 😁

[@Itsaquariusmoon]

Yes Rich BFF this was a fabulous interview!

[@TerryCollinsP31Lifestyle]

What a great answer: these changes are only temporary

[@i2harry]

“Having a good energy” is also a learned soft skill

[@EdithMayer-tr7dj]

The best way to make money is to have a investment

[@katievolk5368]

Love this woman!! Smart

[@pro2firez]

The favorite wallstreet girlie Vivian Your Rich BFF is on Lewis Howes Channel Congratz. 🎉🎉🎉🎉

[@lewishowes]

Thank you for being here!

[@mariannec9154]

This is a very interesting, true, and much-needed video. Great questions and equally great answers.

[@lewishowes]

So glad you enjoyed it! Appreciate you for watching.

[@hectorestrada538]

Great podcast. Very informative, thank you 😊

[@TerryCollinsP31Lifestyle]

That’s so good: woman who only bring good looks bring a depreciating asset

[@TerryCollinsP31Lifestyle]

Every time you have someone on this show, I can’t wait to get their book. You are a great interviewer but she is also so on point.

[@lewishowes]

I really appreciate your kind words. Thanks for being here🧡

[@KD-eq4xi]

Lewis asked pertinent questions, thank you for always being a voice for the underdogs. Your questions was realistic and practical. You are in touch with the working class. TY!

[@lewishowes]

Thanks for being here!

[@poolmilethirty2859]

Vivian is so down to earth. I love her inspiration, perseverance, work ethic, and determination . Thank you, Lewis, for inviting her.

[@sarahdrew5013]

I just love this woman. I could listen to her all day long. Amazing

[@lewishowes]

Thank you for being here 🧡

[@billwelch2347]

Thank You Vivian for all your nuggets of truth and generosity in sharing! ❤ Thank You Lewis!!!

[@gauravbhandari7084]

Vivian nailed it Thanks for putting this together

[@peace-a]

Love this content. I'm getting her book asap. Thank you and happy new year!

[@dorisochoa116]

Awesome podcast ❤ your interviews are always great!! Thank you. Hoping to buy her book one day.

[@TheEtiquetteDiva]

Wow! that's my policy. I literally do that religiously. I buy people the chicken pie. Thanks Lewis, thanks Vivian for this enlightening and mind-blowing interview.

[@Jewels.9]

I learned so much from this episode. Now I will think like Vivían!

[@Ceylon727]

Gosh!!!! Eye opening in every dimension 🔥

[@nkululekomasilonkululeko4426]

I like this. After listening to the madam,things will change for me in 2024

[@ThePersonalDevelopmentSchool]

good luck!

[@deboralax1379]

I really liked the way Vivian Tu answered with key words and then supported it with strong examples, it was really easy to ingest all the insights. Thank you! Great job!

[@lq6424]

Its been awhile since ive watch one of your whole episodes. Love it!! Love her too.

[@yohanj627]

This is clear and concise. Much respect and great interview

[@25ennaoj]

I shared this to my daughters ,young GFS ,bffs ,very informative ,enjoyable can't wait to sit down with a cup of coffee and discuss with hubby .love the content

[@catherinegurski]

Such an amazing discussion! Thank you for sharing this with all of us!!

[@lewishowes]

You're welcome, thank you for watching🧡

[@kleespark]

I really enjoyed this podcast. I stop doing, what I was doing 😅 just to soak it all in. 🇯🇲💖

[@RedPandas3111]

These videos are my golden eggs, keep them coming.

[@din-b6420]

Loved this! She is amazing! Bought the book! Thx

[@ThePersonalDevelopmentSchool]

good luck in 2024!

[@tenortainer1882]

Great advice about the prenup. This can actually apply in many business situations, not just marriage. The “ What are you bringing to the table, ‘ prior’ , ‘ during’, and after’. Knowing your own assets in addition to what the asset(s) do moving forward. Lovely talk. Congrats on the glowup!

[@SamuelSmileyBlackBox]

Amazing insight, and i appreciate her candidness!! This has helped me and ill pass on this info!

[@DorothyMannineYT]

I love how straightforward this was! Great episode.

[@rosenieauguste4492]

She’s awesome. I love her advices. Thank you Vivian 🙏🏾

[@muchomoir]

This interview is useful for a small percentage of the average group of people. This advice is for the already exceptional peoplewith lots of potential,skills and charisma.

[@carsontavares6459]

Vivian tu is amazing. A true life advisor.

[@keywest7223]

Bro. You asked great equal opportunity questions good job.!!

[@TerryCollinsP31Lifestyle]

WOW!!! 5 minutes into this interview and it’s so good. She is good.

[@lewishowes]

Thank you for tuning in!

[@user-ui5tg1xq4q]

love the prenup comparison to car insurance, we love vivian!

[@candacewilson9170]

The amount of gems in this video is overwhelming.. in a good way!! A must watch!!

[@lewishowes]

Thanks for being here!

[@Ivette_ba]

Wow. Wow. Wow. What an amazing interview. She is a natural. The title of the interview doesn't really show all the WISDOM you are getting from her. Ordered the book!!!

[@theresajones4693]

Love Vivian Tu because she is so real and down to earth. Thank you for having her on your Podcast. She is a wealth of information and wisdom.

[@lewishowes]

🙌

[@KensVideoSpot]

I need the working class, blue collar version of this. Even when I worked at a tech company, they *never* granted more than a standard 3% annual raise, and now - working a blue collar job - we are lucky if our pay goes up 75 cents a year. I don't know where she's getting this "ask for 15% / settle for 8%" ... this is only a reality for a certain class of people.

[@silverchairsg]

I think you need to change your industry, role or profession and upskill. As Warren Buffet says, the boat you are in matters far more than the rower. You can only increase your pay so much if you're a damn good burger flipper at Macdonalds for example, but if you're a damn good salesperson or software engineer or whatever the scope for increase is much higher. Also pay is tied to scarcity and the value you bring to your company, because frankly speaking many blue collar jobs are replaceable so they command lower wages. (Though many white collar jobs look to go the same way with AI in future too.)

[@KensVideoSpot]

@@silverchairsg Thanks for the input, although I don't feel like there is any new insight here other than the usual "learn to code." Sure, anyone in ideal conditions with all the requisite money/time/ability/support could go back to school and could absolutely improve themselves. ... But what of a single mother of 4 kids who works 12 hour days and barely makes rent? This is more my point: I want to see a money expert truthfully explain for once how desperately poor/overworked/exploited people are actually supposed to crawl out of the hole. If it is possible, then explain it all in great detail - step by step. Besides, we have already seen the glut of college grads who can't find work and are still living at home with mom and dad. So even a college degree doesn't cut it any more, even for people who already have more access and privilege than a poor person. So ... what's a poor person to do?

[@michellel75]

Yes! This is what I want to know. That's far more challenging a question to answer, or a problem to solve.

[@michellel75]

​@@KensVideoSpot100%!!

[@Bloquita5]

@@KensVideoSpot How do you make it out of the hole as a single parent struggling to pay for food, rent, medication, student loans, credit cards, car loans, etc.? DAVE RAMSEY has excellent content on where or how to begin on KZbin. Sometimes people do not have a clue about how much debt they have, how much income they bring in every month or what is the cost of essentials to survive on a low income. He actually teaches and guides people on how to pay their debt, create an emergency fund, and even pay for their homes regardless of the income they earn.

[@kizongona]

Thank you Vivian for the wisdom

[@mariateresaarias2130]

I love Vivian! Nice to see her on this podcast! ✌🏼️

[@lewishowes]

Thank you! Appreciate you for watching.

[@BellaBev]

Amazing conversation 🎉Happy new year! All i want for this coming year is peace and happiness ❤Contentment is key❤❤❤more power to you all!

[@lewishowes]

Glad you enjoyed it! Thanks for watching and Happy new year!

[@stephaniemounts317]

Amazing interview! 🙏🏻💓

[@mbennett3422]

So good! Any suggestion to be miss congeniality to be at the top in remote work situation?

[@EvaGiannina1]

This interview was awesome , I just want to replay it❤

[@shaziaaslam6104]

Amazing interview She seems natural n real n her words are worth gold

[@margaritamelnichenko6024]

Amazing interview, thank you, guys ❤

[@PricklyPapaya]

So I live in Nigeria and even though some of these tips don't apply to us since we have different systems, I find her very interesting to watch

[@viviannguyen1217]

I loved your talk show and I loved Vivian. She's so incredible. I never enjoyed any talk show like this before. So, thank you so much for sharing. Happy New Year 2024! Wishing you all the best of the best and please share more .I love to learn. 😊🥰

[@lewishowes]

Glad you loved it! Thanks for watching!

[@hedwilcioyoutubechannel5629]

What an valuable and really adult conversation ,thank you so much for sharing ❤for me this topic was really a lesson on how social and economic status can influence a lot of things and change houer reality

[@ricardovanrooi5216]

Love her honesty !!!!😊

[@user-td2to2hp1l]

You ask the right questions!

[@rangel919]

Great interview... I like how she thinks. Very useful nuggets of advice 👌

[@lewishowes]

So glad you enjoyed it! Appreciate you for watching.