Your Rich BFF’s $25m secret wealth plan (Vivian Tu)

[@CliveBirse]

I like Vivian's perspective. Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

[@91ScottieP]

Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .

[@mariaguerrero08]

Exactly ! That's my major concern and what lucrative investment can one venture into with the current rise in economic downturn

[@mikegarvey17]

In fact, I had no prior experience or understanding when I began investing in 2020, but by the end of 2023, I had made a profit of almost $850k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.

[@ThomasChai05]

@@mikegarvey17who is your advisor please, if you don't mind me asking?

[@Susanhartman.]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@theofficialblackdirectory]

She is right. I stayed at a job for 12 years with a bachelor's and master's degree without a promotion. Eventually, I made the salary of a manager, the job was secure so I stayed, but I now realize I could have made $100k to $200k a year more if I would not have been afraid to move on & this is not an exaggeration.

[@lq6424]

Wow with a bachelor's and a master's without a promotion?! Wow. Some companies are evil, they could be more proactive at promoting within, but rather hire from outside.

[@javier.alvarez764]

Secret to high salary is job hopping. I have been job hopping every 2 years.

[@theofficialblackdirectory]

I just kept getting told I need to put myself out there or come off my island sometimes. I guess do these things & job hop as see fit.@@lq6424

[@Stephaniefarrah]

Facts, I stayed at my first adult job for 5 yrs with only a 5CENT raise, I finally got areal raise my last year. Everyone told me to job hope every 2 yrs,I didn't believe them. I final got so fed up I started job hopping and in the 5 yrs I did that I went from $31,600 to $96,000. Now changing careers I am doing the same. Yr 1/2 down I'm gone next yr if the raise isn't 5% min. But taking advantage of the tuition reimto get extra training the company pays for 😂.smarter not harder🎉

[@javier.alvarez764]

Guys don't afraid that HR will see your resume as not hireable if you are a job hopper. If the company, manager sees you are valuable they won't really give a fuck. They need your skills within that moment. Sooner or later all of them will go to another company. Funny shit is that an HR was making me stay with the company saying I have not stayed there long enough, 2 months later she resigned and found a better company lol. People will also say shit like you shouldn't do this or that, but when the opportunity comes they break their own words. Another benefit with job hopping is that you have a lot more skills, can socialize better to other people since your colleagues keep changing. Don't job hop to other company if you are just gonna do the same shit, it should at least be a different kind of specialization, or different kind of field while still similar to your job. Also aren't any of you get bored when you do the same shit over and over again, and already have mastery over it?

[@marcvac]

My favorite thing about Vivian is while she’s incredibly smart, driven, and hardworking, she’s also acutely aware of her privileges. She accepts while understanding that’s not everyone’s reality.

[@esb143]

Soooooo many financial influencers are absolutely clueless about real life for most people

[@binkyandgunther]

yesss she provided much needed nuance to that questions. props to her!

[@alona724]

Brilliant and classy response. She didn’t take the bait but didn’t need to put him down either. She just spoke the truth… which doesn’t take away from her success at all. But, to omit that privilege is to do harm to people.

[@the-fantabulous-g]

What bait? She came from a place of privilege, which a lot of other Asians don’t come from. A lot of other Asians work super hard, and will be waved away the same opportunities that others would get. I’m for equality, and I can stand behind that to an extent. I feel a bit slighted that she didn’t address how some of us fear walking in the streets though, because of how bad violence against Asians are. Some Chinese elder just decided to head back to China after being assaulted/hospitalized for the third time in Oakland, yet no one’s willing to start that hard conversation. For one of him, there’s dozens if not hundreds/thousands that have no means to leave a bad environment. She plays it safe, which I can respect because going against a whole narrative is hard, but I won’t be applauding her stance of pandering to a narrative. It’s good to see her succeed, but I don’t think her addressing of the racial issues is to my liking.

[@marcvac]

@@the-fantabulous-g Good thing nowadays all it takes is a willing body to go online and spread their opinion/message. If it's a subject that speaks to you, then you should start start speaking on it. I'm sure you'll find other who will relate to your message.

[@dianaecheverry1208]

Whattttttttt?!?!?! She’s in her 20’s 😮 her awareness and intelligence…… 👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻

[@JulianaBondtsG]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

[@YinusaSaheed]

I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.

[@JulianaBondtsG]

@@YinusaSaheed That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

[@YinusaSaheed]

@@JulianaBondtsG My advisor is *MARGARET MOLLI ALVEY*

[@YinusaSaheed]

You can look her up online

[@IbrahimIsabella-00]

@@YinusaSaheed The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?

[@julietliu3291]

That confidence and self-awareness is badass! Root for her!

[@auraarias1398]

She is just amazing and a boost of energy!!

[@lionrock2023]

this kind of "confidence" is pretty standard in 2024 america.

[@InternationaLChefSue]

WALL STREET🔥🔥🔥🔥🔥🔥🔥🔥🔥

[@heymaryelizabeth]

She’s soooo confident!!!

[@InvestorCarl]

Became a millionaire at 48, now 53 and still learning new things such as info from this channel, proving that one should never stop learning.

[@dominionrealestatellc52]

What did you make it in? Care to share?

[@happilydivorced3235]

👋🏿👋🏿👋🏿👋🏿

[@robertsonfarm1284]

I started investing in the stock market because of dividends. What matters, in my opinion, is that if you invest and earn more money in addition to dividends, you will be able to live off of dividends without selling. It implies that you can pass that on to your children, giving them a head start in life. I've invested over $600k in dividend stocks over the years; I continue to buy more today and will continue to do so until the price lowers even further.

[@nicoleaba6142]

It's always inspiring to hear from a veteran investor who has weathered the storm and come out on top. When your portfolio turns from green to red, it might be unsettling, but if you have invested in great companies, you should just keep adding to them and stick with your plan.

[@Yowan-hm9cg]

I wholeheartedly concur, which is why I appreciate giving an investment coach the power of decision-making. Given their specialized expertise and education, as well as the fact that each and every one of their skills is centered on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable developments, it is practically impossible for them to underperform. I have made over 1.5 million dollars working with an investment coach for more than two years

[@TigerGaming-fu6fi]

The fact that nobody talks about the book whispers of manifestation on borlest speaks volumes about how people are stuck in a trance

[@tonysilke]

One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $200k of my savings in stocks this year, and I hope I make profits.

[@PhilipDunk]

You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

[@PatrickLloyd-]

That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.

[@JefferyDuns]

Who is this person guiding you and how can i reach he/she?

[@PatrickLloyd-]

I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Tracy Annette Webb" I've worked with her for some years and highly recommend her. Check if she meets your criteria.

[@JefferyDuns]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@angelagonzalezfernandez6055]

Wow she’s so smart and sharp. She was able to come up with the perfect answers for every question in like 0.2 seconds. Very inspiring woman and such a killer outfit! Loved the interview

[@htr1610]

10-yr working here. I did the 2-year up or out. One factor you need to consider besides the 10-20% pay bump each job change is that your $/ hours of work. Working 40 hour workweek on a $100k salary is significantly better than 60-70 hour workweek on a $120k... A $48/ hour versus a $38/ hour. Get a 40 hours workweek, and start your side hustle that can potentially become a profitable business is well worth it

[@adriennethiery5432]

One shouldn’t have to start a side hustle. The billionaire class is hoarding the working class’s wealth. I understand it’s the reality now and I’m contemplating starting my own but it’s disgusting

[@ManifestOptimism]

​@@adriennethiery5432I agree but this is also our reality, especially if you want a comfortable life.

[@yuelu3314]

Absolutely, I took a job with the same salary, but I have to work 39 days less a year, which is almost 2 work months less

[@akiramiyazono]

I would argue to say that it's better to have a better job that makes more money for the same amount of time than having a side hustle. You will be putting a bunch of hours in your hustle, and unless there's real potential to exceed what you are earning in your 9-5, it will suck you dry and time will pass. Better to use that time to use in meaningful time with friends, family, and hobbies. At least that's how I see it.

[@htr1610]

@@akiramiyazono agree with the hobbies. I know plenty of friends who turn their hobbies into side hustles though. For example, a friend loves collecting legos. She now collects legos for fun, and also flip them to other collectors

[@AAABeauty]

Vivian is such a breath of fresh air. She’s so in touch with many issues (biases, racism, classism, sexism). And, she’s selfless and doesn’t have to be! Thank you for all that you do. I hope to one day impact others the way that you have 🥂

[@InternationaLChefSue]

💯💯💯💯

[@JG-lb6ld]

It took me about 8 years to smarten up with the salary thing. Once I figured that out, I jumped just about every two years and 3.5x my salary over 10 years. I am very aggressive with my career moves now.

[@TwigsCraftStudio]

I had doubts about her content (something to figure out why) but watching this, I am an instant fan. Her mindset, confidence, and realistic take on making money, DEMANDING her own space in the content creation world AND finding fulfilment is so inspiring. Congratulations on your success and cheers to $25M!

[@radical8039]

Same here

[@sanman31]

yes and no. I dont buy into "cutting cost, ask for 10k raises" thats not realistic, maybe if I had a Harvard MBA etc.

[@Hidden2u]

I appreciate Vivan’s pushing back on the concept that meritocracy is the sole determining factor for achievement and success. 👏🏾👏🏾👏🏾

[@blackknight9558]

Lots of Asians / liberals mad at her right now for her saying that.

[@adriennethiery5432]

@@blackknight9558liberals? lol both sides are pushing the meritocracy myth. Don’t think for one second identity politics isn’t being weaponized to keep the working class from uniting.

[@please150]

He didn’t expect that at all!

[@CH---]

👏🏿👏🏿👏🏿👏🏿👏🏿

[@111_23]

well why wouldn't they be? Imagine ensuring generations of your ethnicity have worked hard to develop a reputation of intelligence and discipline for it to be shrugged off as privilege; maybe if certain communities focused their efforts inwardly their children could benefit from said privilege but its much easier to blame some "structural" issue. why do you suppose those exclusionary practices were put in place!!@@blackknight9558

[@SoledadHughes-q2i]

Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.

[@SlavoPetrovic]

I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.

[@ErikaBailey-x8g]

I stopped listening and taking financial advise from these KZbinrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@StalinGrabovsky]

Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

[@ErikaBailey-x8g]

Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@EnriqueCarrasco-z3j]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@JMICTHEBRAND.]

Oh my God when she busted out the conversation about how an all traditional husband wants an all traditional wifey material to do everything around the house when he isn’t the traditional husband that provides and both wife and husband have to get up at the crack of dawn to work and on top of that I’m sure she makes much more than she does that is Super relatable. Can’t expect the wife to do it all, and have, and be the traditional wife when she gets up at the crack of dawn to work as well.

[@ThePoshTrainer]

Thank you for your response to “being a minority and the lack of success-skin color”Viv. You couldn’t have made more of a point and I really hope the question was just for the interview because it’s truly disappointing that Eric may not acknowledge these differences in SKIN color. Thank you BFF 💕

[@happyhappyjoyjoy7594]

Totally agree. I wanted to thank her for recognizing the intrinsic biases . She said it beautifully.

[@ekjordan]

Best part of the interview!

[@Loongrange]

yea that response by her was low key super high level and aware

[@thecassandrahenderson]

This interview got better and better each minute! This is an all the way through listen, no doubt! Love the dialog and her responses! Thanks for this episode and being a great host, allowing her to speak and not filling in her blanks. You made space for her narrative and the chemistry of this overall discussion is top tier! Will definitely be following both! #cheers and #thanks

[@LevelingUpOfficial]

Thank you!

[@IoannisHodgesMameletzis]

I agree, as a public health professional who is keen to understand his retirement options, Vivian Tu is actually very informative, and as a kid of immigrants, I really appreciate her perspective. And thank you Eric for being a brilliant interviewer.

[@janjaylangelo4]

I am an Asian immigrant, moved age 31 with 4 kids. We don't say i love you as frequent as Americans of hugs every time I see them. But you are right, we will die for our kids, we would starve for our so they can eat, we make it they have better lives than us growing up. This is our culture.

[@PianoForJesus]

And the kids will take care of the adults in old age differently than Americans on average.

[@laureneze]

Oh wow! I thought it was just Africans

[@simeonapajarillo6499]

I was 24 yr old when my mom told me I love you

[@rebbouhhind2580]

​@@laureneze which part of Africa dies for the wellbeing of their children ? Subsaharien African children are still starving or used for labor with poor to no education.

[@laureneze]

@@rebbouhhind2580 put things in context! She is talking about family tradition. Our parents are ok with us living in their homes until WHENEVER while Americans chase their kids away at 18-21. ALWAYS PUT THINGS IN CONTEXT TO AVOID TALKING OFF POINT ONLINE

[@dispersedbound]

I love how you broke down your actual take home pay after expenses. It's easy to think on the surface how flashy starting a business is when you hear how much the business made. Thanks for sharing your reality.

[@wrenwordsmith5378]

Wow, Vivian is absolutely brilliant. This was one of the best podcast episodes I've heard. So glad I follow Vivian, thank you so much Vivian.

[@LeoSeaZen]

I work in the Wall Street world / Sales world. She is the truth 🔥

[@itsroween]

This girl informed me about how much I was getting ripped off in the corporate sector. Thank you.

[@13inhy]

"It's my American dream" - Vivian Tu. I will forever remember that as I carry this new belief. Thank you!

[@Kalamolng]

I agree with her on "risk assessing" friendships! Trust me this is important! And in the same vain, do be friends w/ people who can't handle their money well, because they will end up acting like parasites and you will be drained on way or other!

[@christopherchan2623]

don't be friends*

[@ingababy5196]

I agree with you 💯!!

[@Kalamolng]

@@christopherchan2623 sorry

[@lisar.2549]

Good advice!

[@janaynmelis5250]

Thank you Vivian for being honest about the fact that some minorities deal with extra crap because they aren't white adjacent. Yes, merit is important, but there are systems in white supremacy that are against other people that are facts. Also, I agree all non white people shouldn't be competing against each other but be consciously help uplift each other.

[@BABEEBEEH]

Well I wish minority’s are also as passive with all the errors that beginner and newbies would have

[@verdaylove]

RESPECT for her statements that start at 59 minutes. Thank you for seeing your privilege and the lack thereof which exists as a reality for the entire melanated world.. There's definitely LEVELS to this building wealth and success thing, when it comes to the ease of doing such when not in a white body.

[@cloudstrife7840]

She talks a good game about melanin but take a look at her husband/fiance and lack of melanin. Big disappointment if you ask me.🙄 This isn't even a never meet your heroes thing, it's becoming don't even look into their background or actions or you'll be disappointed.

[@Calm02]

she is so mindful, love it

[@lisar.2549]

Always use what god gave you to the best advantage. Sun Tsu

[@resa574]

@@cloudstrife7840 It's a mutual relationship. He's white so he authenticates her. She provides for them both monetarily. I mean her fiance is probably gay, but that's another issue entirely.

[@haute03]

That was honestly so cool and great of her to say. She is really self-aware and a critical thinker, which are both traits that I think are lacking in the personal finance influencer space.

[@TK-zz2uy]

Love listening to Vivian talk. Shes so knowledgeable for someone whos in her 20s

[@stefaniethor7816]

Girl you are PREACHIN. It is NEVER 50/50 that's not a marriage. meet halfway when you can and if they cant you go to them vice versa

[@benitabussell5053]

I'm 49 and earn about £2M ($2.5M) per year and save about 30% in HYSA's. I've been reading a lot of articles mentioning how w0rthless 'cash savings' are in this current unstable economy. D0 you suggest I invst in real estate, stocks or Gold?

[@A_francis]

A consistent 5% return from the bank and US securities sounds better to me than worrying about losing your money if the stock market falls. Also consider financial advisory with the size of your budget.

[@RickWatson-xu6gw]

The issue is most people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt, no offense. In general, Financial Consultants are ideal reps for investing jobs, and at firsthand encounter, since Jan.2020, amidst covid outbreak, my portfolio has yielded massively in ROI, summing up to 7-figures as of today.

[@benitabussell5053]

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

[@RickWatson-xu6gw]

*Sharon Lynne Hart* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@MazAwesome]

You have enough to live. I would use my money of life experiences instead of saving and dying with millions you never used.

[@aznpridebuhhd]

Honestly just love listening to Vivian talk in long form!

[@binkyandgunther]

WOW vivian is so quick and knowledgeable!! you can tell she’s an expert at her niche and an expert in communicating in an engaging way. amazing.

[@lavallewhitt3838]

The way she educated him on biases and how it actually affects some people and their chances of success was beautiful. So many people are discriminated against based on their age, size, color, and gender. Yes, of course it can make it challenging for many people to navigate life and success.

[@TerryCollinsP31Lifestyle]

I also love how she says it’s not new information. She is making it fun. So awesome 😎

[@dvsteady]

Wild (and awesome!) how transparent Vivian is about actual $$ amounts. It’s incredibly rare to hear.

[@moomoo5841]

Want to give a shout out to how well organized this video is with the time stamps!! Thank you so much!!! 👏

[@xcentuateux3511]

I love that Vivian is outspoken and gregarious. I agreed with everything she said in this interview. I'm looking forward to reading her new book.

[@mybrandnewfunk]

Great interview. Love Vivian’s sincereness. The friend aspect is spot on. Stay away from energy vampires!!! 🤙

[@financebae]

How can you not lover her ! Transparent, bright & so positive ❤

[@Coast_to_Coast]

Yes! Everything, every choice and everyone is a cost benefit analysis in this world. Everyone gets something out of every interaction, you need to decide if the interaction is good or bad and act accordingly.

[@LoganGabriel6m]

My life changed too when I started doing this and putting money in stocks. The first few years it as really great, but this year I haven't felt like my portfolio is doing well. I have lost more than $40,000 from my portfolio the past four months, and it's now very worrisome.

[@GraysonNathan-v8y]

The year has been really rough for everybody. But I've been able to cushion the effect though. Have you thought of using an investment advisor? They can make you good money especially during uncertain times like this.

[@AbigailOliviaq4l]

Yes, I agree. I use a financial advisor too. Same person since 2020. I don't worry about whether the economy is going up or down or sideways. I always ride through.

[@LincolnFelix-s4z]

Oh, really? I have never thought of that as an option. Can I ask who it is you've been working with? I bet I could use some help myself.

[@MesutMilleliri]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with *Julianne Iwersen-Niemann* for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

[@cybernetck]

Vivian is one of my favorite influencers; she’s very relatable

[@jip230]

I've been following her and her social media work for years and I am glad that she is finally coming to broad attention - shes personable and gives great advice

[@mjjaney]

Love Vivian's wisdom and brilliance. She deserves the best.

[@TerryCollinsP31Lifestyle]

I think it’s great how she broke down everything she pays for.

[@NoahNollens]

As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

[@MesutMilleliri]

Well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.

[@SophieLoschy]

People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.

[@AvelineOztas]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@SophieLoschy]

Julianne Iwersen-Niemann is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

[@AvelineOztas]

Thank you for this amazing tip. I just looked the name up and wrote her.

[@googleuser-one]

Love the breakdown of your $3.2 mil… it’s reality that the $$ looks lucrative until you outsource for practical upkeep of the business. Thanks for sharing your knowledge and helping the little people… ❤

[@adventuresofling]

I love this. Vivian is open, real and transparent. Super humble.

[@shalinibabu8319]

Wow, came across this because I follow Vivian. Very impressed with Eric's interviewing skills. You gained a new follower.

[@dora125]

I liked her content, but learning about who she is, where she came from and how she thinks made me just love her even more. Thank you, for being such a great role model, Vivian!!!

[@rrandd0]

I am fortunate to have $100k saved by the age of 26 without venturing into stocks. Now, I want to invest safely for growth in the next 3-4 years to buy a home. What's the best strategy?

[@superwomanAnn]

I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.

[@Frankweily]

You don't need to find the next Nvda to succeed in investing. Just choose top-notch ETFs and partner with a financial advisor like I did. I turned $80k into $40,000 in annual dividends-a significant milestone for me today.

[@rrandd0]

Who is this person guiding you and how can i reach he/she?

[@Frankweily]

I’m careful about giving specific advice since everyone’s situation is different. You might want to consider an independent financial advisor like Melissa Elise Robinson. I’ve worked with her for two years and highly recommend her. See if she fits your needs.

[@rrandd0]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

[@scottjohnson-l9l]

YES, YES, YES, We need more Vivian Tu's in the world. Awesome real world look at investing in yourself. This interview gives great information for everyone to take and use today. Vivian congtats on the book. Vivian will surpass $25m before the 10 years is up!

[@staceyrenee2238]

Great interview! Great information! I read her book a few weeks ago and now I'm learning everything I can about becoming financially healthy! Thank you both!

[@TerryCollinsP31Lifestyle]

I love her very raw answers

[@sassymisscc]

Gosh - I love her!! Her transparency is everything. Her mindset, thought process, her openness to reality and how to approach it, reality to relationship challenges and how easy it’s supposed to be in order to compliment one another. Love this, thank you to both of you!

[@eferlin1198]

😂a lot of Chinese background r similar. I am a Chinese born in Indonesia but spent 30 years in the Western countries... whatever she said is very real to me. Thank you for sharing ❤

[@corymah8061]

Such a great interview, more in depth than I’ve seen anywhere else! Love it.

[@Peteliao]

Became a millionaire just 2 months ago. I am 33 years old. The way to my wealth is saving money and not spending on dumb stuff. I have a 2003 Toyota Corolla and rent is 1,500/month. No debts at all.

[@leticiaayala7220]

I love her. She is smart and down to earth. She gives great tips!! 😊

[@RiaByMe]

You literally talk my language. On EVERY NOTE. Still need help to figure out the 25M here though. Great going. Love you!!

[@lindacondilli6494]

She is brilliant. I could listen to her all day.

[@Riggsnic_co]

Nobody can become financially successful overnight. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals. you have to contend with inflation, recession, decisions from the Feds and all. I was able to increase my portfolio by $289k in months. You have to seek for help in the right places.

[@TheJackCain-84]

I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value

[@martingiavarini]

I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured some money in value stocks and digital assets,i accrued over $80K in dividends last year

[@bob.weaver72]

I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you?

[@martingiavarini]

When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

[@bob.weaver72]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@dee8647]

I just randomly found this channel and i have to say this is the most well structue interview ive watched in a while.

[@chrisdacrisis4670]

Vivian is a true Queen. One of the top content creators on KZbin in my opinion. Great interview!

[@bestofatlconcerts]

Constantly changing jobs to earn more money is true if money is your only concern. However, there are normally many reasons why people stay at a company. Your life priorities will determine what you value most from a company and money is normally not the top priority for most people. This is especially true for those with a family(spouse & kids) that value the stability of their family lifestyle.

[@ebelen1]

I’m not sure I believe the 10 to 15% raises every year as math would prove this doesn’t work. However, in the beginning of your career, I agree. Also, she had some pretty insightful stuff that is real that many people don’t talk about. Props!

[@Jou2024]

​@@marsfire8281But you can add value to yourself and look somewhere else 😊

[@Stephaniefarrah]

⁠@@marsfire8281 false getting raises happens when you bring value to the company that losing you would be cost them the same about of money in acquisition/traing cost. Mt boyfriend went from entry level to COO in 5 yrs with no degree and mid 6 figures because the company know they take months to a year + trying to replace him. He has taught me QUITE a bit of how jobs in corporate work.

[@MinjiXperience]

You can demand 10 to 15% does not mean they are giving you that.

[@ebelen1]

@@MinjiXperience exactly. If you did the math, it becomes compounding and very difficult to continue. In the beginning, it works but eventually cannot continue to compound.

[@InvaderZ1]

​@ebelen1 I think you misheard. She said 10-15% every two years, which is quite logical and should be the norm.

[@khadijatabouti5350]

I READ the book!! TRUST ME, RUN and get it!!!!!!! Very helpful

[@deborahproenca4673]

I heard about her today and I really like her. I've been following Nathalia Arcuri, the Brazilian financial expert youtuber (Me Poupe channel), for years and was hoping to find someone like her, but in English. And that person is Vivian! It's really interesting how Vivian's content, her business goals and the way she works with her team is similar to Nathalia's. I'm very happy someone is doing that for the people in the States now. ❤

[@thecoolraoul51472]

Thank you Vivian Tu, for being one of the most sincere, intelligent, and thought-provoking humans regarding money and why minorities shouldn't fight for scraps. You opened my mindset about Asians being labeled or stereotyped as the 'white adjacent* and the model minority. I hope and pray that (we) all work hard and celebrate each other in the process.

[@nextgenerationgems]

I resonated so much with this video as a Second Generation Haitian American. Wow!!

[@rickybishop8388]

*I enjoyed this content so much. I recently had a conversation like this with a friend and I told him to try and diversify hit flow and not have the money sitting down. He was considering real estate as the example Grant mentioned but I told him to try out the financial market. Stocks like Nvidia, Apple, and some EV stocks were good picks especially on the long run. Who trades the financial market?*

[@amylu8739]

Glad to have found her long form content. She's great

[@tellytellz5080]

Excellent interview, great questions and even better answers to the questions! She is coming to my town and now I'm definitely going to see her.

[@MarioMaresSr]

Yes I agree its never 50 50 when you are a team

[@abcabcnachnahme9729]

This Woman IS clever and right.

[@maameyaansiah3154]

She’s absolutely brilliant. 👏👏👏 And Eric I love how you allow her to speak. Great Job and your time for both you 🙏🙏🙏

[@skysthelimitforeveryoung3437]

Transparency at its finest. Well done. 🎉

[@frizzyb8586]

This was a very good conversation, people who don't understand how much you pay out in your business. Vivian broke the cost down so, eloquently and straight forward! AMAZING! Everyone need to se this interview. Also, I like the comment Vivian stated about the minorities are fighting over scraps, when we really need to work together. We have more in common than differences! Love it! In addition minorities are so, talent and work very hard but not compensated for it!

[@JacobsNews]

Her story changes every week😂Vivian Tu is a former trader at JPMorgan who also worked in sales and marketing at BuzzFeed. She quit her cushy $656K job to start her own company and teach people about financial literacy.

[@daviddean6032]

I love this interviewer. One of the best!

[@kristinrhine7886]

Ok so I do work for a company that provides a pension and we are vested after 5 years. I may not make the most, but that is guaranteed money the company will give me once I retire. I have looked around at other jobs and I just don’t think it’s worth leaving just yet until I’m at least vested and I’m doing just fine with the salary I make.

[@latishaghrael2002]

Wow!!! I have a great respect and appreciation for Vivian Tu! ❤ Love how she addressed race relations. Vivian’s awareness of her privilege and courage to speak on race just further demonstrates how amazing she is!!! Cheers Vivian!!! 👏🏾 👏🏾 ❤

[@lisatotaram8584]

Great video! Love her realness and being super witty. Def encourages me to go for that promotion or onto the next job while my online business is still growing.

[@crys2982]

Amazing interview! I love Vivian’s honesty!

[@brandonle7225]

Read Viv's Book at Indigo the other day. I couldn't put it down. really good advice, really good material. Hope she does hit her $25 mil goal next year :)

[@kavitayadav9322]

you must be either learning or earning.. thats I love her. She is so right..

[@danielmonroy8519]

I know your still getting better everyday. You need to learn to ask questions that let guest talk about themselves more. She wanted to deep dive into initially disappointing her parents. That’s why spent a good moment setting it up. Instead you quickly cut to tax savings

[@jollama]

*you’re

[@lisar.2549]

I’m pretty sure she led this video’s direction throughout. 😂

[@danielmonroy8519]

@@lisar.2549 I see what you mean, she is a professional talker at this point, and he can’t follower her lead during his entire show.

[@akabanekenshin9958]

I love Vivian's answers here. She's smart... I wished the host gave her fewer questions and expanded some of her answers further

[@koreanconvenience]

I'm going to share this @43:39 when people say that Taraji makes a lot of money and don't take into consideration the amount of people you need to have on your team when you're in entertainment.

[@FujiboHeavy]

First time hearing of Vivian. Bought her audiobook after watching. Thank you🙏🙏

[@Ashley-id2cb]

She is so smart and legit. I need a mentor like this! Stellar! ❤

[@LevelingUpOfficial]

She’s definitely impressive! If you’re serious about leveling up and could use some guidance along the way, you might want to check out the Agency Owners’ Association (AOA) at marketingschool.io/agency. It’s a great community for connecting with like-minded individuals and getting the mentorship you need to reach the next level.

[@JacobsNews]

​@@LevelingUpOfficialsomething's wrong with that site my computer says that it's a problem and to stay away 😂😂😂

[@DeeDee25ism]

Thank you Vivian for checking him about unconscious bias and privilege with regards to success. His comment is off putting. It seems his knowledge base is purely finance, whereas you focus on finance but also delve into the sociological aspects within your discussion. Your conversation is more well-rounded. You are great!

[@JacobsNews]

😂 he knows she was making over $600,000 a year working for BuzzFeed in her own words a cushy job that she left to open up a business😂

[@PN-ve9lf]

I really like her detailed explanation & she's a case in point of you've to work hard to achieve objectives.

[@kaykite9456]

One of the best interviews I've ever seen! Congrats to you both🎉

[@Leroycharnandez]

I Hit 250k today. Appreciate you for all the knowledge and nuggets you had thrown my way over the last months. Started with 24k in July 2024

[@Leroycharnandez]

It's Patricia V Vesely doing she's changed my life. A BROKER- like her is what you need.

[@TimothyRamseys]

YES!!! that's exactly her name (Mrs Patricia Vesely ) so many people have recommended highly about her and I'm just starting with her from United States'of America, Florida 🇺🇸

[@SelamKalaka]

Wow! Kind of in shock you mentioned expert, Patricia Vesely. What a coincidence!!

[@JaniceTAshton]

After I raised up to $255k trading with her I bought a new House and a car here in the states also paid for my daughter's surgery (Cecilia). Glory to God shalom.

[@MaxwellT-j7u]

Sure, what's Apk her directly but KZbin's got a thing with posting number👎

[@rainetravels1410]

I really appreciate what she's doing❤🎉and wear you go girl!

[@KellySilverioli]

I'm in my 40s, I will apply all her sharing....she is great!!🎉

[@littlelilacbunny]

Love Vivian ❤❤ Yes I agree she’s def on track to >25M net worth by 2034! But 25M invested is a higher bar …

[@SomsaiArts]

I really enjoyed this talk. Saw clips of it every now and then on instagram. Finally came across it on youtube. Ty!

[@j9A2N0k]

You guys are an inspiration to all the people trying to make it~ Thank you for sharing such an insightful episode~