Is A 21% Dividend Better Than SCHD or JEPI?

[@BusinessWithBrian]

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[@byrons1339]

Lithium prices are at a 2.5-year low. Benchmark Mineral Intelligence (BMI) reports a global weighted average price of $9,998.80 per tonne for lithium carbonate... Benchmark Mineral Intelligence reports a global weighted average price of $9,633.62 per tonne for lithium hydroxide...For me this just means that it can only go up from here

[@tailwind12]

Brian: GPIQ and GPIX both pay about .38 per share month AND have gone up in share price since october 2023 inception. How about a video on YieldMax ETF's. possibly you have done one. there is now over 20 funds. a mixed bag, some break even, some lose, (AIYY might go under) fewer OK and some NVDY, CONY, FBY very good. NVDY. amazing. i can not see going wrong with YMAG (MAG7) income fund at 23% from january 2024 inception. FBY (Meta) is up 31% since january. IF selective. Key word "selective" these are good income funds.

[@ChristianJacquet-my3rl]

I have a 3 fund portfolio but I have finally decided to invest in ETFs, alongside. I’m looking at SCHD, VOO, XLK or SCHG

[@brianmurphy-j4h]

Great picks! I just surpassed 500K. Biggest positions VOO, VTI, SCHD, VYM, and now looking to build up DRGO alongside my single stocks. I got ~$14900 divs last year in taxable divs. Q2 taxable divs this year was ~$8k

[@ChristianJacquet-my3rl]

@@brianmurphy-j4h thank you! Actually would it be silly to have both SCHD and VOO?

[@brianmurphy-j4h]

Not necessarily though there is a fair amount of overlap but that’s not necessarily a negative. Either approach is fine over the long term. Most important thing is to get started and build your income over time to continue investing more as time goes on.

[@ric-morris7763]

I lost a lot chasing individual stocks and I feel pretty stupid for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!

[@KevinCollins-kg5hl]

Almost at 2,500 shares of SCHD. For the first time I’m about to use some of my dividend income for a trip to Hawaii.

[@dannash9413]

Another thing is SCHD dividend is counted as a qualified dividend so it is taxed at long term capital gains, where the other 2 the dividend is counted as regular income. Also, JEPI and QDTE utilize different indexes. Maybe JEPI compared to XDTE would be a more apple to apple comparison as the both utilize the S&P 500. XDTE's dividend isn't as high, but it's NAV is alot more steady.

[@magicllama9614]

Hey Brian, you said JEPI pays monthly dividends, but in your chart, at the 8:50 mark, you have SCHD as monthly and JEPI as quarterly, is this correct?

[@BusinessWithBrian]

Sorry, it was an edit mistake I didn't catch. Yes, JEPI is monthly. The chart has them mixed around. I'll send the corrected cheat sheet in my newsletter.

[@LeandroSantos-bt1lg]

Thanks for the very informative videos, I’m a big fan of your content. I’d appreciate if you put together a video explaining how the yieldmax etfs work.

[@user-sy8mn3dg6l]

First of all, thank you for what you are doing with your channel. I find your videos well done and educational. I would appreciate a video on each the Yield Max products and options. Thanking you in advance!

[@aarontaing8795]

I had SCHD for years. Works for my family. Lately I been buying FEPI and AIPI. They pay monthly div for ETFs. So far so good

[@jimconnor6476]

Brian - Which of these three funds will benefit most in a dropping interest rate (recession)? Doesn't the JEPI Call strategy count on a rising interest rate environment?

[@carlyaney8521]

A better comparision would have been SCHD, JEPI & XDTR; all S&P 500. QQQ, JEPQ & QDTE all NASDAQ.

[@rafaelaguilon]

Should i limit my etf stocks? I have 10.

[@daborahgermanstavolkmunte]

!I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $2m+ before retirement

[@AnastasiaAngelinaPetrova]

As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Kristine Lynn Weber is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

[@JoseLopez-lf9rw]

Without a doubt! Kristine Lynn Weber is a trader who goes above and beyond. she has an exceptional skill for analyzing market movements and spotting profitable opportunities. Her strategies are meticulously crafted based on thorough research and years of practical experience.

[@daborahgermanstavolkmunte]

how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally.. What's your take on this approach? and How can i reach her, if you don't mind me asking?

[@JoseLopez-lf9rw]

look up her name on the web for her website.

[@mikesgarage394]

QDTE Has been relatively constant ( as much as anything) for the last several months, after initial drop. Seems like they tweaked it and got the bugs out.

[@normannelson6050]

Yes please make a video on options. It would be much appreciated 😊

[@BusinessWithBrian]

Noted!

[@schmaniel86]

A Yieldmax video would be really helpful! Yieldmax and other funds like QDTE are attractive to someone like me who didn't have disposable income until they were in their mid 30s and is trying to make up for lost time by getting the highest return possible (even though I understand the risks associated).

[@BusinessWithBrian]

I have it on the books to do it in 3 weeks

[@steveprologo9600]

Hey Brian, really appreciate your vids bud - thanks!! Thoughts on using JEPQ instead of JEPI? Also not sure if you've done much in the CEF space but I'd love to see a vid or two on some CEFs for ex: UTG, UTF, BST, BME ... I too was blessed to be able to take early retirement at 51 and have embarked on a balance of dividend investments while holding many growth companies like your prev employer AMZN 🙂 -- again, appreciate you and what you do!

[@jeffr1826]

What a Great video thank you. Yes I'd like to know more about buying deeply into money calls. I'm so glad you make things so plain to understand 😊

[@BusinessWithBrian]

You got it!

[@phku17]

@Brian what's your view on SCMI? My portfolio has gone from +13 to -13% now.

[@loakland2773]

Thanks Brian. Great overview of each of these. Love the analogy of the home lease. What are tax implications of JEPI in Taxable/Brokerage account. ?? Yes, I would like your overview or lesson(s) on options. You’re an excellent teacher. Love your thought process also. Thanks again. Have a great weekend.

[@BusinessWithBrian]

Thank you. I would not choose to have JEPI in a taxable account. The immediate taxes greatly reduce the growth. Your income tax rate is tied directly to non qualified dividends like JEPI. Ill make certain to create an options video. Thanks again.

[@Sanloong7]

15% qualified and 85% non-qualified.

[@mauriliogm]

The table shows JEPI Quarterly and SCHD Monthly --- it should be the opposite, right?

[@BusinessWithBrian]

You are correct. It was mixed on the edit and I didn't catch it. I'll send the updated chart in the newsletter

[@lynnvo2866]

Hi Brian, I would like to know after the share splits does the price then, went back to original price later on if there are more investors buying into it? I have been eyeing on other stock, but every time I am about to buy it, it’s went up again, so I am haven’t get a chance to jump into it yet! Your response would appreciate!

[@wrb5813]

Where you invest taxable or tax deferred will matter. From what I understand schd dividends are qualified where the other two are not fully qualified. Is my understanding correct? How does that impact the analysis?

[@BusinessWithBrian]

Tax deferred accounts are best for most dividend funds, unless you plan to live off qualified dividends with a low income. Total returns do not take into account taxes. This greatly skews the results making SCHD even better. I've shown these results in other videos, and this video was getting long. There are so many more details to cover.....I could go on for an hour.

[@ziamalik8494]

Brian - you content is always so informational and beneficial. Definitely, would like to understand how the YieldMax efts work, their pros and con. Also some of the strategies that could work (or not). Thanks!!

[@BusinessWithBrian]

Noted! Will do

[@stephenmckenzie9140]

Brian are you still holding and buying Super Micro?

[@BusinessWithBrian]

I sold most all when the accounting info first broke. I just bought in a little in case there's a good rebound.

[@TJC6626]

So which Jim Carry is SCHD 🤔

[@adamasimolowo8285]

What site is used for the CAGR metrics display?

[@MikeVictory]

I like SVOL, so I'm not sure QDTE or JEPI are needed with that stock. I like SCHD a lot and have that one too.

[@HarunTosun-wg4rc]

I am holding a cash position of a signicant amount. I know a dip is supposed to be the buying opportunity in this recession, thus my question - what are the best stocks to dive into as of now?

[@chiptaker9429]

I was wondering if you can do a deep dive into using the itrust capital platform.

[@Constitution1789]

I'll admit, I haven’t fully grasped the complexities of crypto, options, or strategies like covered calls just yet. 😅 Because of that, I prefer not to invest in funds such as JEPI or QDTE, which leverage these sophisticated approaches. I believe in investing in what I truly understand, but I do find a lot of value in watching content like yours-it keeps me engaged and curious. Maybe one day, everything will click, and I'll feel ready to take the plunge. Until then, I’m happy to keep learning from a distance. 😂

[@orlandogarcia3018]

Nice video but can you change QDTE with MSTY Thanks in advance

[@gregwessels7205]

There are so many choices among covered-call ETF's. I think the hard part is choosing/accepting what type of investor you are, THEN choose one or more ETF's that match your investing style.

[@boss641]

What kind of watch is on your wrist in this video?

[@BusinessWithBrian]

Too funny. It's a galaxy 6.

[@judyedwards6020]

I learned all about Options, a while ago. Invested in them also. Lost some $, but then on AAPL I loaded up, something was happening with AAPL, after the market closed, my investment went up $75K! I could not remain calm, in the morning I sold everything AAPL with a $40K profit and decided Options did not suit my personality.

[@LeXxXGaming]

you made a mistake. at 9:00 SCHD is paid quarterly and not Monthly and JEPI is paid monthly and NOT quarterly.

[@BusinessWithBrian]

Correct. The chart was done wrong in post. But I spoke to it correctly. I'll send the corrected chart in my newsletter

[@geraldineorfe1155]

I have qdte should I sell it

[@MaryMcClaskey]

Why is SCHD talked up when I read comments in all articles from investors saying it does so poorly. Is there a substitute that does better?

[@growtimez]

MSTY yieldmax review would be sweet Great vids👍🏼

[@CGAZ66]

QDTE and the dividend was lower this week but still payed out 109.00 for one week for me so in a month it would be 400.00 and this was a lower amount for the week. it does vary and the Nave erosion was very minimal compared to what earnings is and reinvest it at a lower price/. Look at the overall history. So far im sticking with this one. There is a XDTE which seems more stable and a new one RDTE that is to new to even guess at what it will do. (These do synthetics on the market n-100,sp-500 and as a whole) My other holding is Jepi very good overall.

[@jimconnor6476]

Brian - You should add a Free Cash Flow ETF to this Analysis (COWZ or COWS or VFLO)?

[@shraddhatrivedi2348]

Can you please also share comparison of qdte with qqqi?

[@uma5110]

thaks brian, yes. please make a video on options

[@mengkham]

Hey Brian could you do a video about TDVI etf?

[@victoriagilliam-7798]

please do a video on BITO

[@SurfCityBill]

I have QYLD which I believe is similar to JEPI, yet with a better dividend.

[@iann.152]

Very good presentation… big fan, thank you.

[@BusinessWithBrian]

Many thanks!

[@cmurill]

For QDTE you cannot just take 21% of their distributions Recommended to take 8% and reinvest the rest to avoid NAV erosion, so far so good.

[@carbtripper]

Yes please tell your ideas on Yield Max -asap

[@gregwessels7205]

Nav Erosion, 'nuff said.

[@hernstv]

Buying QDTE at ex date and Sell before ex date works for me

[@LandimDoBusao]

please, do a video explaining option, since now, thank you

[@soze8415]

Just a correction. Im sure it was a honest mistake. But JEPI pays monthly and SCHD is quarterly. Dont give up. Just stay disciplined and use dollar cost averages.

[@BusinessWithBrian]

Yes, you're correct. I've responded to this point a few times. It was a mishap with not catching it in the edit. But I'll definitely have the table in my newsletter correct. Thanks

[@rodrain2]

With a 21% yield, you can reinvest half of the dividends and live off the rest to keep your balance stable

[@steamroller1474]

Please do a video on YieldMax etf's.

[@BusinessWithBrian]

Will do

[@雄雄-d1j]

I am holding 70% cash and I am waiting a big drop Next year.

[@brandon8531]

Ha. How’s the worked out for you the last few months and last week??

[@rogerpaddock6785]

Good luck with that. Probably gonna happen at some point but......

[@corehalliwell]

🙋🏽‍♀️option trading video please, and thank you so much for your videos. ❤

[@BusinessWithBrian]

Coming soon!

[@jasonjanssen2533]

I would chose a red state. You'll save more of your money and I would choose a mid western state like Missouri.

[@KaskoXeroVlogs]

This didn't age well qdte recovered

[@moeariza6029]

Yieldmax video please!

[@BusinessWithBrian]

I'm on it

[@jimknarr]

The answer is a resounding "no"

[@JulianBenjamin3d]

I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024

[@SKMarcusA]

JEPI pays monthly

[@CoolestGuyInTheRoom]

JEPQ

[@sss1st]

Taxes taxes taxes

[@CGAZ66]

Tax deferred is the way to play it for these.

[@sss1st]

@ too small

[@jackfrost-fu7hz]

SCHD is all hype, it is ok but not worth my money, low returns and low dividends.

[@TheAzmountaineer]

and you prefer...?

[@nicks6243]

You are not considering the power of yield on cost (YOC) by the time you retire, your actual dividend yield will be around 20-30% if you calculate yield on cost and the dividend growth- this is why SCHD is the king by a landslide

[@wolfster2287]

Silly

[@spaceinvader68]

@@nicks6243 I wish I would have known what you just said and acted years ago. Problem is it doesn't go up like Bitcoin and everyone want instant results now.