Elizabeth and Bill, please lift me up in prayer. My husband of over 34 years filed for divorce in April and moved out last night. He has moved on over the past 2 years and I understand that God has different plans for me.
@gwenvann72792 жыл бұрын
I’m so sorry. I will also pray for you Melissa
@LiveSimpleLiveFree2 жыл бұрын
Dear Jesus, bring her comfort and strength. Please, make sure she has loving, supportive people around her. Give her your strength to forgive and walk in the freedom that will bring for her. Guide her steps and bring the rest she needs and times of unexpected joy. Thank you, Lord. ❤️❤️
@justinburch2 жыл бұрын
I'm really sorry. Its such a shock to your entire system and world view when the marriage is over. But I promise you, there is life on the other side and you will feel whole and happy again.
@melissatamer91932 жыл бұрын
@@justinburch Thank you. I have my church family that is helping walk through this. We have been living separate lives for a couple of years, the shock has come and slowly passing. I choose to lean into God.
@patriciakoester15802 жыл бұрын
Melissa I am praying for you too. I’ve been through divorce as well, but after 2 years I met the man that God sent to me that I had been praying for- 29 years this next January 8th. God will bless you, be open to what HE has in store for you. God Bless, Patricia
@juliebarnett98122 жыл бұрын
I totally believe in debt freedom. I try to tell others how important it is, but many do not listen. They are addicted to debt and living beyond their needs.
@janicew62222 жыл бұрын
We also went thru a very tough time in the late 80's, husband was out of work for several months and we used credit cards to get thru the crisis. It took us a few years but we got out of all debt and have been debt free for 30 years. I just purchased a new car, paid cash for it. It really is the only way to live free.
@Rose_P_D2 жыл бұрын
Yes, it’s very much possible. I paid off my mortgage this year and I am 100% debt free. Thank you Bill, Elizabeth, and Dave Ramsey. 💖
@svelanikolova57762 жыл бұрын
Yep
@OHlookSHINYthing2 жыл бұрын
We started budgeting about 12 years ago, and managed to get totally out of debt when we sold our house in 2014 and paid cash for a smaller one. We even allow ourselves an "allowance" that we can spend any way we want to...kinda like when we were kids and got an allowance. LOL It has made a WORLD of difference!! We've been able to buy a little 5-acre piece of forest last year, and it is so nice. We thought land would be a good investment and a fun place to use at the same time.
@iriskraubner19512 жыл бұрын
Bill and Elizabeth, if people would only understand the freedom of being out of debt! Sacrificing a few years to have a lifetime of peace. It can be done easily but it takes hard work to be mortgage free and no debts. So glad we did it, and now we are a year retired and it feels wonderful. Still very careful, and budget while on pension. Do this while you are young for a lifetime of freedom! We did!!
@LiveSimpleLiveFree2 жыл бұрын
Yup. I wish we had learned to be debt free 20 years before we did! We would be in a whole different place now if we had.
@pobo61132 жыл бұрын
I saw your seminar and I am working towards debt freedom. I recently have been considering taking out a loan for work on my property. I have been talking to God about this, and then you post this video. Thank you for doing God’s work and let the spirit work through you. Thank you and you be blessed.💕
@DG205562 жыл бұрын
We became debt and mortgage free in December 2021, and it is a very good feeling!
@Lindi10282 жыл бұрын
It's so nice to hear about folks that did follow your plan and are now debt free or on their way. While I am blessed and don't have debt, mainly because I have followed your advice of not buying something unless paying for it with cash. Thank you both so much
@seaside20012 жыл бұрын
You certainly did it the hard way but got there in the end. I am grateful my decisions were different than yours over life, and did not have to go through the very hard and stressful times you faced and lived through. You learned the secret about debt and got there in the end. Congratulations.
@janej8132 жыл бұрын
When your outgo, exceeds your income, your upkeep, becomes your downfall. One of my husbands favorite sayings. Thank You, for sharing and congratulations to all, that are, and those that are becoming, debt free.
@theoldfarmerswife59152 жыл бұрын
61/2 years ago, I told my husband we could retire when we were totally out of debt & small amount in cash savings. I had been listening to Dave Ramsey for several years during my commute for work. I was trying to practice his advice by myself. The promise of retirement brought my husband on board. I was able to payoff $57,000 debt in under 15 months & put $$ into savings I refuse to go back into debt. I get quite upset when our financial advisor, tells us to take out a loan, instead of using our savings I’ll check out your series
@LiveSimpleLiveFree2 жыл бұрын
Yeah, it only works when both spouses are in agreement about debt freedom. Congrats on being debt free!
@flatlandah522 жыл бұрын
Welcome to Maine!! We’re having a lovely stretch of weather. My husband and I have been debt free for about a decade. It requires self discipline, but the feeling and peace of mind are so worth it.
@jeanblythe15952 жыл бұрын
Thank you for showing us how
@LiveSimpleLiveFree2 жыл бұрын
❤️👍🏼
@jonathanjacques72502 жыл бұрын
Great advice, no debt has made it so I can retire at 59.
@marinarivas37662 жыл бұрын
Thanks to you Bill your advise and the worksheet you taught in your seminar, I am debt free and I never want to be tied to debt anymore. To feel free from debt it's the greatest feeling. God bless you and Elizabeth.
@bessieoriotis51042 жыл бұрын
If there was ever a time that it was if my dad was teaching me money management again it's now listening to you on this video. I really believe in these concepts. I have been called a cheap skate from my second son, but my oldest lives by what I just heard you two say and he is in a much better financial position. Thank you for this video.
@ouvickie2 жыл бұрын
I’ve been following the debt freedom plan over the past 3-4 years. I had, also, watched your series and have been following your channel for several years. I really enjoy it! We sold an acreage this past Spring and used that money to pay-off our mortgage. I’d been using the snowball plan on other debt and was able to pay off credit cards. Working on paying off vehicles now. Paying off debt really works and it’s so encouraging to have that freedom. Blessings to you both!
@whyuneedtoknow2 жыл бұрын
I am also living completely debt free. I recently also made a huge life change - moving from GA to ME (where you are filming this video - how cool is that?!?) - only taking what could fit in my car. I knew no one up here and had no job - but it has all worked out for me so far. I'm looking to purchase a house but will be paying cash because I have the funds from the sale of my GA home. Having no debt is a wonderful thing and it's achievable by anyone at any financial status. It's hard for folks to believe that an extra few dollars toward a bill really helps pay it down faster but it's true. Just be consistent and don't give up.
@eileenalholinna53102 жыл бұрын
It’s great to be debt free!
@loro38492 жыл бұрын
My husband & I became debt free in 2011. AND we were able to assist our son in obtaining his degree with no debt. It makes these scary times a little less so. We now have savings. My husband bought his dream car with cash.
@GlenS1232 жыл бұрын
Yes you can get out of debt! It may look bleak now, but there is a light at the end of the tunnel. Hunker down, stop living for today, hug your family, pray. You can get there, you will never go back, the freedom is INCREDIBLE!
@beezhomestead65762 жыл бұрын
So wonderful to know there are people spreading this message, it’s very important. Pass it down to your children, Grandchildren. Blessings, 😊💕🙏🏻🇨🇦
@mimiso25222 жыл бұрын
Me again: We are remodeling a 1964 ranch (for the last 13 years) . We began our debt free path by saying this 5 word phrase when we were tempted to buy new. When were in the store , we would look at each and say "Is it on the list". Just those 5 words broke us out of the mindset we were in at the time. By waiting for a sale or buying used we have done all the renovations and still maintain a comfortable retirement savings..
@LiveSimpleLiveFree2 жыл бұрын
Good advice!
@Randy89232 жыл бұрын
Thank you for teaching others, This is so important. I only have my rent , utilities, car insurance and cell phone/internet. No other bills. I live very low income due to illness but live well and thank God for everything I have. My car is 22 years old, Lol. But I must mention that I became ill young having two strokes and I raised my two sons with sole custody alone so I was ill with a 14 year old and I sold everything of value and we started over but very simply without debt. That was 10 years ago now. I can pay my bills and sleep good at night knowing we are ok. God bless you both 🙏.
@hannahrosa54852 жыл бұрын
Yes. You are inspirational. I only owe about $500. which will be paid off next month. I just stopped buying on my cards and the amount owing went down and down. I have no mortgage, haven't had for 15 years.
@5thdimension6252 жыл бұрын
We’ve been semi minimalists and have always lived debt free. More and more are seeking debt freedom. I’m grateful with all the mistakes I’ve made in my life, debt never became part of it. We both retired with plenty at ages 55 and 56. We’re now 60. We travel and buy what we want but enjoy living frugally. There’s a lot of power in these choices. A must read is: The Creature from Jekyll Island. It’ll totally change your opinion about debt and the corrupt FED.
@lynnsteiner15802 жыл бұрын
Debt free is like no other feeling. For us it means freedom and a worry free life.
@lisablake42372 жыл бұрын
My bills are phone and rv and jeep insurance. I live full time in my RV, and I still work, so all of my paychecks are MINE. I don't owe credit cards, morgage/rent, electric, gas, or other BS. I am debt FREE.
@dianehill40432 жыл бұрын
Hello ~ it is so good for me to revisit your videos on debt freedom! We are so close to being debt free ( praying to have our house paid off in 6 months) 🙏🏻and boy do I need encouragement! Elizabeth, you bless my heart! I think of you and how frugal you are. I need that reminder! Thank you both for living simple and sharing what you have been through. God bless you both.
@LiveSimpleLiveFree2 жыл бұрын
Congratulations. Stay the course - finish off that debt. It will ALL be worth it. You won't BELIEVE how FREE you will feel!!!
@kscheuerman53782 жыл бұрын
Thank you for your wonderful ongoing advice & encouragement
@bobmarker68122 жыл бұрын
Lived that way all of my life. My only debt was a mortgage I paid off in 11 1/2 years. I've always lived HAPPILY below my means. I buy BASIC cars with cash that are 1 to 2 years old, then drive them until they're scrap. The piece of mind is priceless!
@LiveSimpleLiveFree2 жыл бұрын
Yes, the peace of mind is priceless!!
@carriejones98902 жыл бұрын
Watched your video when you released it. Persuaded my hubby to follow your advice. We are now debt free except our mortgage and were working on that now and paying down a huge chunk of our mortgage this month! Yay!
@margaretwallace69192 ай бұрын
I recently sold a condo for a really nice profit. I took that money and purchased a small manufactured home for cash! Your financial plan is exactly right.
@LiveSimpleLiveFree2 ай бұрын
That is awesome!
@jhankri2 жыл бұрын
I was in debt bondage too and the freedom of a no debt life is the best thing. I kept a spending journal and that gave me insight into where my money went. I had to change my thinking about what I bought, why I bought and want versus need. Freeing up your money that goes to paying debt gives you money to save and pay cash. Changing your thinking will simplify your relationship with money and change your spending habits. I'm going to watch the course just to reinforce my debt free life and learn any other helpful money concepts. Becoming debt free has blessed my life in so many ways.
@LiveSimpleLiveFree2 жыл бұрын
😊👍
@christinahenry95692 жыл бұрын
I am always telling people to come to your online seminar on getting out of debt because it works.
@rosasalas14372 жыл бұрын
I want my husband to watch this he always talk he can't Afford it. Thk u .God bless you both .
@stacyhackney61002 жыл бұрын
Thank you Bill and Elizabeth.
@bluestarhealingangels91622 жыл бұрын
Ooo my God …God is so awesome when you put your trust & use your faith in agreement with each other God can make it possible! We sold our 5th wheel within 7 day it sold for the price we asked for then a month from that we sold some property we built a small 16 ft trailer then we sold our house all this happened within 90 days & within 60 days to follow we paid off all our debts..bought a smaller home & we are able to camp & do some local traveling it is so awesome we got our debt freedom going on 6 years we saw you years ago & ya all started talking about being debt free living & we put our trust in the Lord along with you 2 with the encouragement you give yes thanks to you 2 we got out of debt…God has blessed us we can afford food & have money to buy gas & do local camping yes all things are possible yes budget & living within reason we’re praying for the whole world to experience debt freedom & we’re hearing it’s possible as Nesara/ Gesara & the QFS God makes it possible no more credit cards cash only Thank you 🙏🏼 we enjoyed all your videos 😇💕👍🏻
@LiveSimpleLiveFree2 жыл бұрын
Wow. That's amazing!
@robparham13002 жыл бұрын
I have been watching Dave Ramsey for several years. I was finally able to retire from my full-time job since I paid off all my debt except for my mortgage and able to work from home part time. After watching all your videos you have inspired me to sell my house. Prices are through the roof right now. I am 53 years old single and downsizing from My 3000 ft² house. I am going to buy a new fifth wheel and pay cash for it, and live in it full-time until I can save up enough money to pay cash for another house. Thank you for all your inspirations on tiny home living, and all the encouragement that you have provided. Living with all this stuff does not make sense anymore. I will be so happy to be free from a mortgage and be able to do things I want to do with my own money. Thank you again and God bless you both.
@LiveSimpleLiveFree2 жыл бұрын
Yes, downsizing is one very valid option to help get debt free. Sell a big house that still has a mortgage and buy a smaller one for cash! Or live cheaply in an RV so you can finish saving what you need to buy a house cash. Excellent!
@michelleraney35772 жыл бұрын
Please don't buy a new fifth wheel or you will regret it. Buy a nice used one at half the price or less. Good luck on your journey!
@NanaMom104A2 жыл бұрын
We were not completely out of debt but our bills were a lot lower and in less than 2 years we would have been out of debt completely other than regular monthly rent, utility bills and life insurance. Then I got really sick and had to have many tests and be hospitalized. I have health insurance but still owe alot of medical bills because of this illness. Now we are at least 4 to 5 years away from being debt free. It has really been a downer that I know that even with insurance I cannot afford to get sick.
@LiveSimpleLiveFree2 жыл бұрын
So sorry to hear that! Unfortunately, debt related to illness is the one debt that we have no control over. The only hope there is that once you're are debt free again, you will have the ability in the future to save and have a larger amount "stashed away" for future emergencies, including doctor bills.
@NanaMom104A2 жыл бұрын
@@LiveSimpleLiveFree I hope so.
@rizpahjael12 жыл бұрын
@@LiveSimpleLiveFree I'm glad you mention that debt related to healthcare isn't something we can always control. I feel it's important to come from a place of compassion, rather than judgement--besides the scriptures telling us that we will be judged the way we judge others (sobering thought!)--its just good to remember we just don't know, unless we're in someone's shoes, eh? Thank you for such good videos, and showing kindnesses as Jesus would. 💜
@SueBHoney-cq8co2 жыл бұрын
My debt is medical also.
@NanaMom104A2 жыл бұрын
I have went for years not going to the doctors except to to get my prescriptions renewed. I refused to go no matter how bad I felt. Even if I had a seizure or when I had Covid. But this time I was vomiting blood and my husband and children insisted so I went. It made me feel so much better but I am disappointed about the amount of debt we accumulated over it. We are paying every extra dollar we get on those bills.
@aquietlife42852 жыл бұрын
We found your channel a couple of years ago and it has been a great encouragement to us. We have been on the debt-free journey for awhile now and every time I would feel bogged-down, making no progress, I would pop over to your channel and watch some videos for encouragement. After years of paying off debt, a second mortgage, paying for cars/weddings/house improvements as we make the extra money- we will have our mortgage paid off in December! It took us years to get in debt and years to get out. But we will have a great pay raise starting in January because we have been living on 40% of our income (and lots and lots of side/handy man jobs) and 60% going toward our mortgage. We've been doing this since 2019. Every time we would get something paid we would take that money and put it toward the next debt. Next year, we are going to invest more in retirement, SAVE more, GIVE more and we are going to start a side business (pay as we go!) on our property! We are 52 and 53, married 34 years. in August the last of 3 children will be married and goodness we are so excited to see how God leads us these next years of our life! We are so excited to finally live SIMPLE and live FREE! Thank you for all the encouragement! - Grace upon grace!- Nick and Starla
@LiveSimpleLiveFree2 жыл бұрын
That's so exciting!
@brendahaire88242 жыл бұрын
Enjoy your time with your dad. Bill be safe driving back
@sherribrink5664 Жыл бұрын
New listener. Love watching all your videos, but especially your debt free, financial tips, and living simply advise. Please continue these types of videos. ❤️
@LiveSimpleLiveFree Жыл бұрын
Welcome!
@frankmichaudexprealtyofcan66522 жыл бұрын
warms the heart ! we now just have mtg, car, and our little RV -- looking to get the car paid off next - it frees us a big chunk of cash to put into 1 of the other 2 bills [WHAT WE CALL THE SNOWBALL EFFECT {LOWEST INTEREST TO HIGHEST - OR LOWEST BILL TO HIGHEST - DEPENDS RIGHT ?}] , we just pd off a small credit card - YEAH ! - CARD DESTROYED = FREEDOM !
@LiveSimpleLiveFree2 жыл бұрын
😊
@Boomhauer692 жыл бұрын
I've learned that it's good find something you love to do as career. Cause that will also help make things alot easier when working off debt and be less stressful. I myself discovered that I like doing KZbin . So I personally been working on building a KZbin channel. I did a video about a church on my channel called my goal of helping. That been trying get viral. So could help my church out and give them the funds repair the hundred year old church. I enjoyed watching your videos definitely learned alot even if I didn't realize it. I do like how you two share your Journey. Wish both of you well. Thanks for video definitely helped me out.
@karend8012 жыл бұрын
My husband and I are 65 and have been following your debt free program since we seen in on utube! We payed off our van early and now working on our mortgage, thanks so much you 2 for helping others!! We watch you all the time and also Barry! God bless 🙏 😊
@LiveSimpleLiveFree2 жыл бұрын
That is awesome!
@justmealways38842 жыл бұрын
Good Morning !!!! You two are truely an example of a Phoenix that rose out of the 2008 ashes
@LiveSimpleLiveFree2 жыл бұрын
😎
@belindamohar2 жыл бұрын
64 and debt free living simple will get you debt free.
@lovenotes52992 жыл бұрын
It is still possible to get out of debt! I paid off college debt! I got out from under a mortage 20 yrs ago and brought in cash with no mortage,.I then paid off my mothers mortage. But my job had been under paying taxes for yrs and never rectified it, i always owed and couldn't live off little wages and pay it- my pension has me paying taxes in 2 states . I just looked at my statement , i have paid off $8,000, i still have like $6,000 (from $14,000). Thank God
@Peachy082 жыл бұрын
Most important thing is self discipline.
@LiveSimpleLiveFree2 жыл бұрын
Yes!
@christigoodeating2 жыл бұрын
Thank you 😊
@carlaifera52542 жыл бұрын
Besides being debt-free ....maintain a balance platform in checking account that covers all automatic withdraws for annual/bi-annual/quarterly/monthly payments for a full year .... my platform is $2000 .... (actual payments total $1500, but like to cushion balance for peace of mind )..... careful planning and spending choices helped minimize budget to this place.
@LW7072 жыл бұрын
My husband and I paid off both of our houses off when we were 47 & 48. We continue to make house payments to ourselves. My mother told me years ago, never jeopardize the roof over your head. No ELOC loans for us. We remodeled one of our houses cash only. It took us 2 years but was well worth it. We are now 60 & 61 and have been debt free for all those years. We have always bought brand new cars for cash. And…We keep them forever. Our children have purchased homes and don’t have credit card debt. We tried to set an example. When our oldest graduated from college(scholarship for baseball - no debt) he moved back in with us for a bit. We told him he could live with us with one stipulation he had to save $1000 a month and make double car payments. When he left he had over $15,000 saved and owned his vehicle out right. We live in California and it is affordable if you chose to live within your means. If you don’t nowhere is affordable. Meal planning also saves a lot of money. Growing fruit and vegetables can be done just about anywhere. Love the comment, rich people live like they’re poor. Poor people live like they’re rich. That hits the nail on the head.
@debbiegilbert19612 жыл бұрын
Thanks for all you 2 do to help people see how possible and freeing the debt free life is❤️👏👍
@thinkingofothers3532 жыл бұрын
♡♡ sending Hugs and Love my friends Elizabeth and Bill. ...GOD'S JOY..🙏.
@carolparizon49002 жыл бұрын
I read Millionaire next door & it really had an impact on me as it did you. I've read it several times since. My husband & I are retired & have lived our lives debt free & mortgage free. We also flipped a few houses & owned several rentals which we'll never do again. It's important to mention if spouses aren't on the same page financially, 1 spender, 1 saver, it will be hard going. Seen alot of marriages go under for that reason. Keep up the great videos!
@justinburch2 жыл бұрын
That was me 35 years ago. Spouse who thought she should spend as much as she wanted and as the man it was my job to find the money. I would be struggling to find money to pay for my gas to work and I'd come home and find out she's bought a half dozen very high end designer hoodies, more than I made in a week, for the teen boys. Then I was the big meanie for refusing to let them keep the designer clothes. It was a long and messy ten year divorce but eventually she did learn she could only get so much money out of me. My present wife is more frugal than I am. I can't tell you how much better life is when you live within your means.
@LiveSimpleLiveFree2 жыл бұрын
And when you have a spouse who is on the same page as you regarding debt!
@janfreyburgher61292 жыл бұрын
Thank You !!
@stephaniecarignan26582 жыл бұрын
Welcome to Maine:) Enjoy your time with family and the rest! You deserve it!!!!
@jeanettewindmon74302 жыл бұрын
Hello there family of God. So nice to see you both together and brother Bill you taking a break from all that work. Thank you both so much on sharing your wisdom and nuggets on getting out of debt and staying out of debt. Blessings and ❤ everyone. 😊🐱🌷
@spicynomad2 жыл бұрын
yes, i agree with you. after university i didnt have the typical support from parents like other kids have so i ha to be homeless for a little bit. forbearance understood. when i got myself settled i started paying back. it wasnt easy. i ate rice and beans. i dont have children, and i live in a large city so i didnt need a car. i meed older well established people and they still have student loans. they have children, grandchildren cars homes and all the other trappings. its possible to be debt free you just have to like rice and beans, lol.
@TheUGFUGF2 жыл бұрын
The issue you had with those rentals (like others) is when you say "We owned 5 houses" You never really owned them you owed so much on them that you lost them. If you actually owned them you would have not lost them. When your rental income is only a few dollars more than your mortgage you will lose that house.
@mandyjohnson89842 жыл бұрын
I just found you 2 on u tube this week you are both God sent your Bible study finance and preparing is so wonderful. Wish I had known about yall years ago but trying to catch up on all your great wisdom love y'all
@LiveSimpleLiveFree2 жыл бұрын
Welcome! 😀
@scmom81952 жыл бұрын
best lesson to be debt-free, have parents who lived through the great depression.
@kristyearl76842 жыл бұрын
Thank you for this video! It gives me the inspiration to start on our debt free journey! Oh and Elizabeth...I LOVE your shirt!! :)
@nancywallace64892 жыл бұрын
Now beth I went in dept for flower beds to grow food pay threw the fall I started now so I did save 300.00 on sale I have to build them up with wood and cardboard so excited
@cuddlesanddaisy2 жыл бұрын
The ad that played before your video started is not one you would ever want on any of your videos.
@LiveSimpleLiveFree2 жыл бұрын
We really wish we had any control over the ads! It’s often very frustrating! We’re not even allowed to watch them when it’s our own videos (so that we don’t generate our own ad revenue.)
@margaretwallace69192 ай бұрын
One thing I didn’t share with you, is that I filed for Social Security when I was 66. I was still working, so I took my SS check each month and paid it on my car. When I retired at 68, my car was paid off! It’s a 2016, and I’m 73, so I think it will be my last car! Lol!
@maryweddle4150 Жыл бұрын
I love your channel!!
@oldman34402 жыл бұрын
I am 75 years old and have not had a car or house payment since 2002.I still owe 900.00 per month for home and car Ins. and taxes,phone and internet bill plus utility bill.
@LiveSimpleLiveFree2 жыл бұрын
Congrats on being debt free! Those other things you mention are expenses, not debts, and can never be paid off because they reoccur every month, or every year.
@teresabrockett75252 жыл бұрын
Very encouraging video, thank you! Planning to watch and learn.😊 I must say I laughed out loud when Bill mentioned Dana's squirrels. As one of her friends, I know how much she dislikes them, and I tease her regularly. 🤪 It was wonderful seeing you at breakfast the other day and may God continue to bless you both. 🙏 💕
@LiveSimpleLiveFree2 жыл бұрын
It was so great to see you! I’m glad your family is in my family’s life! Be blessed! Sending a big hug! 🥰
@nessabridge50192 жыл бұрын
News flash! Yes it’s possible! Almost there. Only 6 more months and that is the last bill. Debt free, yippee
@LiveSimpleLiveFree2 жыл бұрын
Congratulations!
@jeanlillie68302 жыл бұрын
Thank you
@heatherk89312 жыл бұрын
I'm going to look through your videos to watch. I REALLY NEED and WANT to be debt free. It's all cc and Mortgage, HELOC. But I want to move, without dragging Bill's with me. Thank you so much!!
@maryrenaud67322 жыл бұрын
Great advice and goes against the common narrative that buying on credit is a painless easy process…when in fact it creates slaves to debt. We too are a debt free senior couple, 67 and 71 years old. We still spend, but now we pay for it in full. So folks need to understand that debt freedom means you can spend whatever you want on whatever you need or want, as long as it is within your means and budget. I also want to mention the lack of debt allows us to fully tithe without worrying if we can afford it. God blesses us with abundance when we tithe to his church, it is truly amazing. Thanks for all you do.
@LiveSimpleLiveFree2 жыл бұрын
Debt is a tool of the enemy to bind up the finances of the church because so many Christians are so far in debt that they cannot tithe.
@maryrenaud67322 жыл бұрын
@@LiveSimpleLiveFree Amen! There are also Christians saying the old Testament tithe was for produce, so you don’t need to give of your income. More of the enemy’s lies so God’s churches will struggle or fail.
@davydoodledo2 жыл бұрын
Welcome to Maine. the way life should be..... Thanks for speaking truth to power. The blessings will only be fully realized in heaven.
@anns88932 жыл бұрын
I had that book " The Millionaire Next Door". Absolutely wonderful 📚 read. I hope I find it again to reread. We moved years ago and haven't found it yet. Thanks for sharing 👍.
@FarmerC.J.2 жыл бұрын
One of my favorite Bible verses is 1 Thessalonians 4:11-12 regarding living an orderly life❤️🙏🏻✝️. Great video!
@livingbyfaithwithbenji89092 жыл бұрын
I LOVE Maine!
@meandthemrs74032 жыл бұрын
Now wait a second. I just saw you helping Barry in his video yesterday. You had to be speeding to get to Maine so fast. :)
@LiveSimpleLiveFree2 жыл бұрын
Our videos and Barry's videos are both at least a week or more behind "real time."
@meandthemrs74032 жыл бұрын
@@LiveSimpleLiveFree I see.
@1amayrene2 жыл бұрын
I saw your eliminate death series. I wrote down the headers and figure it out like you suggested. As of date today except for mortgage, my debts paid off including my cars. I might have had my mortgage a little closer to being paid off but I used money to up keep the outside of the house, driveway and things like that.
@alyssa74642 жыл бұрын
I really love Your content. I’ve been watching your channel for A long time now. And just the way you both speak is very calming and comforting I appreciate all the content you put out and I hope you’re both blessed you’re a blessing to many people thank you so much for what you do.🙏🏻 Keep up the good work I love the positive messages you share☀️❤️☀️
@LiveSimpleLiveFree2 жыл бұрын
Thank you. 😀
@valeriespackman40192 жыл бұрын
About buying a used car, I was recently in an accident and my car was totaled. Getting a car was crazy! Buying a used car was as expensive as a new car! Maybe you are really good at fixing cars, but whenever I’ve bought a used car, it just became a huge financial drain to keep those cars maintained. I decided to be without a car and was on a waiting list for a new car. I talked to God about my situation and I got a car two months earlier than expected. My opportunity to buy a used car only solidified me getting the new car. My friends that buy used cars are always in a bad situation with a car that breaks down and just pouring money into keeping it running. If you have to buy new, then you do whatever you can to pay it off.
@rezyness2 жыл бұрын
I need to check it out
@jackiebailey68202 жыл бұрын
Thank God for getting you both to Maine safely. Great video. As Christians, there are two scriptures that have guided our debt free living. Romans 13: 8-10, " owe no man anything but love him" and Luke 9:23, "if any will follow me, let him DENY HIMSELF, take up his cross daily and FOLLIW ME" Jesus owned no home, basically had the clothes on His back, we all have so much more than that. We must be good stewards.
@dannymcnally62112 жыл бұрын
Rinse and repeat..
@nancyh23782 жыл бұрын
Your advice is helpful. I had to take a mortgage but for ten years at a low fixed rate. I am paying extra on the principal each month. If I were renting, I would pay more per month, so I am okay with it. My daughter and son-in-law have only mortgage debt. It is nice to not have other debt.
@tonyandrea76132 жыл бұрын
I am so glad you are sharing your experience and knowledge on a pathway to debt freedom. I have had this mindset for my whole life or at least till I can remember. And believes it is essential for everyone to have this knowledge as well. With that I am relatively debt-free. The debt I do have is built up by daily necessities. I am a frugal person and I don't need lavish things, practical in how I budget my funds. The small debt that I have is due to the extreme attacks of joblessness. This is so stressful, especially since this situation has been prayed on for so long and by so many people. To be close to debt-free in this situation is miraculous. Though I would prefer to have a steady income and control the freedom of being debt-free. I have been a set designer, museum exhibition worker, grade school substitute, tutor, and artist in my career background. The recent sales of my artwork have kept me afloat. These sales are not guaranteed but are much appreciated when they happen. Change of subject. This summer, I am making plans to go to Maine. I have 4 sets of friends that have places and or live year-round. They span from the middle of Maine to the top along the coastline route 1 ( I believe the main road that connects them.) I am bringing this up because I thought it would be nice to meet you since you are there. But our schedules don't match. Anyway, I'm thinking maybe that will happen in the future.
@LiveSimpleLiveFree2 жыл бұрын
We will only be in Maine for a few more days.
@emikosan87122 жыл бұрын
Great idea! I'll read the Millionnaire Next Door again and your seminar. I hope we can do this. I'm addicted to Canada. I can't go anymore. I'm getting ready to get my things from Canadian businesses.$. They are so nice. I need that "niceness". I can't bear being without my Canada, and Canadians. I am homesick for Canada$.
@sj67282 жыл бұрын
Awwww I am still here. Life changed abruptly for me. I had to move after splitting from my Honey. I was able to place 13K on a tiny home. I owe 50K now. I will use your plan once again and take care of this debt. I will let you know in a few months where I stand on this loan. My home is 350 sq ft. I love it!!!!!! I am excited to once again use your plan.i am still driving my 2000 Yukon. I was saving up for a newer car but now I will use that savings to pay off the tiny home. I have to figure out what I owe on my taxes and then I will know my time line..I have 40K saved. Once again you two have motivated. me. God bless you both!!
@LiveSimpleLiveFree2 жыл бұрын
Thanks for the update. So sorry to hear about your split. But happy to hear that you are still working towards debt freedom.
@sj67282 жыл бұрын
Thank you! I am doing well. God is first in my life . I have Family and friends that support me. I started my own business so I am very busy. Thank you again!!!
@sueupham25192 жыл бұрын
Seniors be encouraged,,,
@bosse6412 жыл бұрын
Very wise.
@cbmeski2 жыл бұрын
We are so close that it's driving me even harder to make it happen. Our vehicles are paid for and the thing I'm working on is our mortgage. I finally have it down below $10,000. I've been adding a little extra to the monthly payment and if I am diligent to continue on and nothing major happens, then I hope to have us completely debt-free by next May. I was just diagnosed with cancer yesterday, so the medical bills might enter into the picture again. I just paid off nearly $10,000 in medical debt from 2 surgeries in 2020. I'm trusting God to see this through with me.
@LiveSimpleLiveFree2 жыл бұрын
Congrats! Keep pressing on to get that mortgage paid off! So sorry to hear about the cancer.
@enascott59632 жыл бұрын
Hospital stays, meds . Living on less than $1900.00 a month. Inflation is killing me!
@LiveSimpleLiveFree2 жыл бұрын
Inflation is killing all of us!
@katiejon172 жыл бұрын
I’m not done the video yet... it would you guys consider a possible meet up with those subscribers that live in the northeast? I’m over in NH and love the thought of you two so close! I am one of your earlier subscribers and you have helped change the trajectory for my family! Love you both, truly!
@LiveSimpleLiveFree2 жыл бұрын
We would love to have a meetup and meet you. Unfortunately, we will only be in Maine for a few more days. Elizabeth came to take care of her 88 year old father while her sister is on vacation. He takes constant care and cannot be left alone for us to do a meet up.
@katiejon172 жыл бұрын
@@LiveSimpleLiveFree Well that is completely understandable! I don't know how many viewers you have in NH, but I imagine we'd all love to get to know you. I'm in beautiful northern NH, not far from Bethel, ME. Maybe next time you folks are up. Safe travels home!
@beckyshell46492 жыл бұрын
People look at a frugal lifestyle and think that it is a life of being deprived and doing without. Nothing could be farther from the truth it is getting the most of your money and making every penny count. It means small problems are nothing and medium problems are small and large problems are manageable. You can use the money for "fun" things but it has to be intentional and not a case of I don't know where it went.
@LiveSimpleLiveFree2 жыл бұрын
You are absolutely correct!
@mildredbc54252 жыл бұрын
Thank you for sharing!🏡💕
@amma35362 жыл бұрын
Take care and be blessed.
@kathymclain26322 жыл бұрын
I’m just preparing to start the program. Thank you!
@LiveSimpleLiveFree2 жыл бұрын
You got this!
@mariannereno85012 жыл бұрын
Debt free here. Keeping it simple. Tiny 🏠 house. I've never had a credit card. Barter is the wave of the future.