It Doesn’t Matter If You Make $2K or $20K a Month, You CAN Rid Debt w/Velocity Banking! Just Do It!

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[@barttfisher]

I put away cash for a rainy day, but with inflation pouring down, it feels more like a leaky bucket. Saving for retirement seems impossible if my money keeps losing value faster than I can earn it.

[@HildaBennet]

All hope is not lost. Talk to a financial advisor about inflation-protected investments like TIPS (Treasury Inflation-Protected Securities) that can help your savings keep pace with inflation.

[@PennyBergeron-os4ch]

A lot of folks downplay the role of asset managers until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@FinnBraylon]

How do I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

[@PennyBergeron-os4ch]

Google Sonya Lee Mitchell and do your own research. She has portfolio management down to a science

[@FinnBraylon]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@Dicor-ue3eq]

I figured this out quite by accident. I got a Discover Rewards card and saw how quickly my rewards accumulated. I switched everything payment over to my card. Cell phone, groceries, cable, etc. Then I paid off the card in full and early every month. No more interest but tons of rewards. The rewards can be used as cash and even pay the card bill the next month. My credit score is about 830 now. No debt except for mortgage and now working on that. ❤️ Thank you for sharing these videos!

[@irockhard2538]

Been doing this for 10 plus years 😊

[@str6470]

What is the number of years of your oldest credit card?

[@cathyann6835]

That’s what I do too. I take my rewards and get gifts cards for restaurants and that’s how we pay to eat out. I rarely pay for meals out and I use this as a free treat.

[@tonyaall73]

Can you do a video on how to pay off our truck quicker? Please. I can't use the credit card to make the payments.

[@Southern-Junkee]

This is great !! I just got a discover card hoping I can do this as well!!!

[@ryanwilliams989]

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

[@BiancaSherly-qt6sb]

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

[@maryHenokNft]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment Read more

[@SherlyDavis-ek4qz]

I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

[@Nuu3333]

Put some in VOO index funds​@@SherlyDavis-ek4qz

[@maggysterling33254]

@@maryHenokNftbravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

[@LocsLikeChrist]

This is exactly what I prayed to learn about. I have been restructuring my financial system but couldn't quite turn the corner to leveraging my current income through credit. Thank you so much for this and may God continue to bless you.

[@VanntasticFinances]

Thank you so much for your kind words!

[@nonaurbizness7725]

Yes, your teaching is very much appreciated! 🎉

[@VanntasticFinances]

Thank God!🙌🏼

[@pmmm8440]

What do you mean throw your income into the credit card?

[@bullpuppy7455]

@@pmmm8440 Instead of making a bare minimum $250 CC payment, you instead make a large payment up to, or equal to your income. Then you use this CC to pay for your expenses (food, gas, electric, etc). This reduces your monthly interest on your CC because the average daily balance for the month is less, and also frees up the need to make a separate $250 CC payment over and above your regular bills (if everything is paid out of the checking account).

[@bluecollarbullionballer4269]

I never used velocity banking but interested in the concept.I am debt free including home.We did it the old fashioned way I guess.We lived on my wife's pay check We dumbed all my check on the mortgage.Also bought the home pre forclosure.I am trying to break the cycle of poverty in my family.Thanks for the video.

[@johnl9135]

Why they don't teach this in school is just blow my mind. Love all the videos, thank you.

[@SoulSheIS]

“Someone making $20,000 can be just as as someone making $2000 a month. ..” truer words have never been said. Appreciate the content and information.

[@MrBEli-dw4rl]

I stumbled on your videos and I love your contents. I appreciate you connecting to every day people who can truly relate to what you say. Taking every bit of advice to heart. Thank you...

[@apb5866]

Sister, you are brilliant. Thank you for sharing your testimony and explaining biblical principles.

[@VanntasticFinances]

How precious! Thank you so much and to GOD be the Glory! Thanks for watching!

[@Nursebecky33]

@@VanntasticFinancesHello! I would love to contact you! I am so incredibly impressed by you.

[@VanntasticFinances]

@@Nursebecky33 ❤️❤️

[@user-mf4gz3sp1q]

...like how to beat your slaves and take the virgins for yourselves...?... ...you poor people...

[@imkriswithak1135]

I think the key to this method is to have a budget and see what has to come out of your checking account normally and not to spend anything outside your budget on the credit card your paying off.

[@VanntasticFinances]

That would help the strategy!

[@M_SC]

Yes, and i would find it a bit hard to maintain my budget using one credit card only for things. Not impossible but hard.

[@linlu8019]

Thank heavens that I found this channel. I have been feeling overwhelmed and never able to get ahead. I have a very small savings but have credit cards. I was doing the exact steps that you were before you discovered this new way. I am getting to the point of wanting to retire and thought that it would never be possible with the debt that I have acquired. I'm definitely starting this immediately and I thank you so much for giving me a way to be able to stop all of this worrying! ❤

[@donnahilber8701]

I think you found out why it's almost impossible to successfully move ahead financially using societal norms that you experienced. You have much to say and you are clearing a path for a brighter financial future for yourself and your family. My intention is to continue to listen to you and to watch you fill the blank white canvas with diagrams, facts, and essentially footpaths to more enlightened financial practices! Thank you so much and I will for the present be a quiet observer.

[@laceice]

This awesome! After my husband's death a year ago who had no insurance, I'm finding that my credit card debt has climbed over $20,000. Coming across your channel I see that there is hope to be debt free. I'll be studying this more. Thanks so much for sharing your discovery with us. Hugs!

[@VanntasticFinances]

Thank you so much for watching! There is hope! Comment your progress and any questions so I can stay updated!

[@VanntasticFinances]

Thank you for the hugs….and Thank you for watching!!

[@jpg7616]

If your debt is growing by $20,000/year, no LOC will help. That means you are spending about $1670/month too much. A LOC is just another type of loan with more flexibility. It won’t fix the core issue. Sorry to hear of your loss.

[@meresadevoe2479]

I love how you explain this so simply. I am new to your channel and starting my new journey in velocity banking. You are so awesome. I will keep watching.

[@VanntasticFinances]

Thank you for your kind words! I am so glad that you are learning and beginning your debt-free journey! Please keep me updated. Thanks for watching!

[@gr8skillz]

Wow, this was such an eye-opener! Thank you, your content gives me hope. I'm looking forward to bringing down and paying off our debt, simply by changing my mindset and direction. Blessings!

[@chedunndoit]

OMG! You have opened my eyes! I’m a single divorced mother and also living paycheck to paycheck, feeling like I’m never going to make it, never having time for my child bc I’m working so much… the struggle is real! So looking forward to learning this new mindset!

[@irisbaez1972]

Why you never think about it first? Use your mind, that's why you have it. Don't complain now.

[@VanntasticFinances]

You can do this!

[@myascensioninlight4383]

Feeling empowered thank you.

[@angieholt736]

@@irisbaez1972 Wow! You're comment implies we should know everything from day one. Did your teacher in Kindergarten promote you to Genius level in every subject? What's the cure for cancer?

[@fredflintstone6163]

Cut your budget and save the difference 😉

[@thelittleredbarnpreschool397]

This makes SO much sense! Thank you!

[@PeterJames143]

it's pretty cool thank you. watched a bunch of yr videos. seems like the point is to offset interest by paying aggressively especially things on a revolving basis

[@ladybistre9596]

Thank you for sharing your personal story. Its so inspiring and you make excellent points about the way we all personally have been managing our finances. I have been researching the velocity banking strategy and initially thought of going the HELOC route; but banks are being a pain to apply to so I'm changing my strategy to PLOC or just credit card. I like the way you explain the strategy.

[@VanntasticFinances]

Yes..PLOCs are safest right now for sure. Thank you for your kind words and for watching!

[@kathykimble3881]

Thank you for all the valuable information!!!!

[@stephendulajr.8124]

Thank you. Looking forward to abundance. Bless up! One Love!

[@felyviola5559]

Thks for sharing your knowledge to make a person free of debt for a long period. It's really changing our mindset where to put our money to pay off debts.

[@anthonymcneal655]

Thank you thank you thank you I stumbled on your channel but what I love is how you break everything down so it’s understandable I will be subscribing to your channel Again Thank you And I’ve only seen three of you videos

[@03tglasgow]

I thank God that I came across your channel. I have known about Velocity Banking but never pulled trigger. I just need to do it

[@war4tek]

Love it! Thank you for this practical advice. Looking into all your videos.

[@alexperezroman]

Where have you been all my life, thank you for your videos!

[@shellgarrow]

Thank you 🙏🏼 I lost my job in Mortgage and have been praying for a lesson on surviving till I am employed again

[@Hugyourself]

Thank you so much!! Amen! You showed up on time perfectly!! 💕

[@VanntasticFinances]

God is good! Thank you for watching

[@justinmckibben4534]

you just opened my eyes to so much! Can't believe this isn't more widespread knowledge!

[@ivawood8996]

You are a God send!! I've been praying about how to get out of my credit card debt and your video showed up in my KZbin feed! This is brilliant! Thanks for sharing and you are helping so many ppl!! I'm sending you a big hug 🤗

[@kaybee5162]

Hi there, have you tried this method? I’d like to know how it’s working out for you. Ive just started this month

[@racheldixon3482]

I can so relate to you , thank you so very much , for simplifying this strategy .

[@aaronmack6333]

Just tuning in for the last couple of days. Brilliance simplified.

[@cmarie9817]

Damn! Eyes opened! Thank you.

[@SewStitchQuiltWithMarty]

Great info! Subscribed.

[@radley3519]

I’m doing this after watching ur videos my world is opening up!! Thank you!

[@1angrykoala]

I have been watching your videos for a week. And my situation has improved greatly already. You are a TRUE godsend. I am going to praise your KZbin channel to anyone who will listen.

[@MrsGRock82]

Thank you. The first card I got I had been doing this without even knowing what I was doing, and then we lost a job and moved and was suddenly in debt since 2016 and I couldnt figure out how to get out, so I solidified/consolidated CC into a personal loan but also added in the car so the usual car payment is going to the payment for all that. And I really want to get this 35k out of my life so I can get my mortgage out of my life.. and I’m struggling to find the way that will work to do this, I’ll keep watching your videos and hopefully I can jump in without fear soon.

[@trishan9537]

This has given me new hope. Thank you.

[@AmberSmith-dr4ik]

i am going to try this starting this coming month. It makes sense and I will give it a try. Thank you for the information. i will continue to watch your videos.

[@jenthang]

Thank you so much for the wonderful work you're doing! I'm so grateful I found you.

[@andreamuse2002]

This particular video was very clear and helped me understand how to use my credit card and get out of debt. Thank you!

[@momo37able]

Thank you, I just happen to stumble upon your site on KZbin, and I’m grateful to have a stumble to receive this wonderful information

[@VanntasticFinances]

Thank you so much for sharing!

[@JRK5678]

SO glad I found your channel! Where have you been all my (financial) life?! 🤣👍💰

[@VanntasticFinances]

I felt the same way when I learned!

[@southall2100]

Great work ! I love this just found you ..

[@beyondtraditions]

Your channel is saving my finances! Thank you!!

[@imonearthnow1903]

New subscriber and so glad you showed up on my You Tube feed.

[@hivolco151]

Very enjoyable and informative!

[@kimrakowski9498]

Brilliant!! Can't wait to get this going and pay off 2 credit cards. Then work on my car. Thank you for your advice

[@VanntasticFinances]

Thank you so much for watching!

[@BRAINWHISPERER]

Yes!!!!! Poverty Mindset eliminate. Using your suggestions for using my debt usefully.

[@pearsoncomedy7568]

I will be using this concept. I have been wracking my brain trying to figure out how to pay off my credit cards and how to get my car loan down fast. This is great.

[@statsgirl1970]

VB changed my life too. Glad too see your channel. Wish you the most success!

[@VanntasticFinances]

Thank you so much for your kind words and blessings!!

[@Ksam9803]

You are a gem!!! I am loving what you do & you are so real. Your story is so similar to mine & you have given me a a light to see things differently:) God's light is shining so bright through you🌟

[@patsilverfang]

This is generally a really good idea but especially with relationship type banks like Navy Federal. A relationship bank will do things like fix your credit card amount (you don't want a 4,000 cc if your income is only 3,000 because you'll be tempted to overspend) instead of automatically increasing it as most do because they want you to make those interest payments.

[@kathyking9928]

I had this idea years ago, and I told someone about my idea and she said oh you better be careful. So I didn't do it. I wish I hadn't listened to her and just did it. Thank you for validating my idea and for showing me the correct way to implement this!!

[@M_SC]

She wasn’t wrong. You do have to be very careful. Not to overspend, and in case of emergency/unexpected expense.

[@Bamapride1985]

The one main thing that have seen happen is the credit card company lowering the credit limit once you put the large payment on it and so you don't have the available limit to use that card after all your money went on it.

[@CTahoe1]

@@Bamapride1985 this was my thought exactly! With all the unpredictable and illegal banking practices going on what's to stop them from slashing the credit lines or shutting them down entirely? This stuff does happen and then what?

[@Kellye-ug6wf]

I just love you so much! Love the accent, the no nonsense, straightforward, bottom line speaking style! Thanks very much for all you do! You are being blessed by the universe for helping so many folks break free of backwards thinking.

[@jenm000]

Thank you so much for your video i was going to quit paying on the cc today bc of the interest Now you have taken the time to give me financial advice that would costs me alot to pay!

[@VanntasticFinances]

Beautiful!!

[@gabbymontoya2085]

I’m definitely going to try this and change my mindset I have 3 boys I’ve raised and now I want to be debt free

[@shaquetaashmore4697]

Thank you for such wisdom and sharing your knowledge. So many people charge for what you are doing out of the kindness of your heart. I am looking forward to seeing how our lives can change by learning to put our money in the right place. God bless🙏🏿

[@kelannaspiller2350]

I'm not even sure how I ended up on your channel but I'm glad I did. I've watched several of your videos and have already implemented this strategy to get rid of this debt. I'll check back in in a few months to let you know how everything is going. Thank you so much!

[@Heseesyou]

Can you give an update?

[@angeliasaunders1923]

Update please.

[@dwighttaylor5107]

Awesome video thanks great content.

[@paulamcdonald5917]

This sounds amazing. Thank you

[@CherylDyckQ96]

Truly grateful, thank you!

[@EscapeTheInfluence]

I enjoyed my Welding Work in the Navy, I was a 2nd Class Hull Tech on Sub Tenders. I worked in the Sheetmetal Shop Welding Stainless, Aluminum, Brass, and some other very expensive and unusual metals using Tig Welders. I really enjoyed it. I love your determination and passion to help people, Christy, just as you've helped me. Love it. DON'T. I'm Eliminating Debt, the ugly stepchild of all Americans who never learned because nobody taught us.

[@VanntasticFinances]

So happy for you! Thanks for sharing!

[@sarahconnor8189]

I respect that you studied Scripture...

[@VanntasticFinances]

Thanks Sarah! God is Good!

[@jenniferk507]

Thank you for your videos! I have learned so much from you and beginning my velocity banking journey. You make Dave Ramsey look like an amateur.

[@georgemfavors5648]

bravo !! miss Vann I read your story I will keep up with your videos a gift from God

[@MrCortez1397]

I came upon your videos, and learned a lot on handling money and managing my debt. I take notes and I learned a lot. Can you do a video one on how to pay off student loans, please.

[@carlosgarcia8770]

Love your Honest Aura.

[@rockypieces12]

Thank you so much. Great info

[@Bamapride1985]

I love doing this with the walmart card since get 5% cash back for online orders so do the online grocery pickup. Feeding a family of 6 with food and necessities easily amounts to 1k a month and so get 50+ a month in rewards. I started doing that when carried a balance so was paying interest and kinda just paid the amount to credit card when did 300 pickup order and realized that satusfied the monthly payment already and then would be charged 25 in interest but brought in 40 in rewards so offset the interest was paying

[@Dominick_84]

I absolutely love you. Thank you sooo much my card balance is going down my credit is going up. Really thank you sooooooooo much 🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼

[@williambowen7365]

Great video!

[@grindaholik]

Love this! Thank you!

[@VanntasticFinances]

Thank you!

[@user-vt7yk9mh1d]

This is just an answer to prayer. I just prayed this morning for God to give me direction and a way to pay down my debt. I want to be free from debt and live my life in Freedom

[@fields1336]

Awesome thanks for the good work

[@VanntasticFinances]

Thank you for watching!

[@austinmitchell563]

What a blessing it would be if you were my neighbor! I am currently kinda stuck and not sure how to get unstuck. U make it sound so simple. I shall overcome my financial ignorance

[@LuvleeLaydeeOV]

Amazing video

[@drebomuche]

This is pure gold

[@lennean]

Wonderful, thank you 🙏

[@chevonnehawkins3221]

Hi,thank you for sharing your testimony. I have tried this and it did not go well because capital one did not increase me. You have given me hope to try it again...except this time I will use a different CREDIT CARD!🎉

[@oscarrubiojeep1805]

Good advice I already started seeing more freedom in money

[@VanntasticFinances]

Beautiful!

[@followerofyahushaoctaviadm]

Wow I’m so glad I found your channel last night! Answered prayer!! HalleluYah

[@VanntasticFinances]

Beautiful! Thanks for watching!

[@followerofyahushaoctaviadm]

Ive watched many more and have shared this with almost everyone I know! the current financial system is for sure enslavement and we have been praying for a way out - a pathway to escape! thank you again so much! This is so much wisdom!!@@VanntasticFinances

[@hddm3]

Amazing. You are a national treasure. Thank you and godbless

[@VanntasticFinances]

Thank you for watching!!

[@nimetamaksud7548]

Hi from Italy! Your videos are very intresting, hope you continuinh to share your knowledge with us, may the Lord praise and bless you for your effort to help people to get rid of the debt! Ameen

[@heatherbstrasser]

I just found your channel and I am completely enthralled…. Binge watching ur videos and making plans. Do you do personal appts? To help someone review their finances and offer suggestions? Probably not but just asking in case you do.

[@vmc1781]

Yes like an answer to my prayer really. You popped on my feed thx for selfishness and sharing. I cryed when I saw the first video. I am a hard working single parent of many years. I’m watching all you videos. I started and am already excited. I will email cause I have questions. Love and blessing. God told me just be open. Pay attention you will feel it. Grateful doesn’t cut it❤️❤️work in progress faith

[@VanntasticFinances]

@vmc1781 HOW PRECIOUS IS THAT?!? God is good!

[@msivyleague1983]

Thank you. You even mentioned tithing/scripture. So, I know I’m supposed to be here learning these principles.

[@JohnWayson-dj3qw]

You should write a book. Thank you, your Information is very helpful.

[@ishmom1]

I'm new to your channel, I am so glad I found you. I am 55 years old and have a son who is going to turn 20 next year. I don't want him to live the way his mom and dad have lived all our lives paycheck to paycheck. This Friday I am trying your method for the first time. I have worked all week figuring out what I pay what I have to pay and just writing it over and over on paper seeing what the numbers could look like. We have all done a no spend month in August getting ready for this. My husband is hoping this will work and I am excited! I pay all the bills so I know how I rob Peter to pay Paul as my grandmother would say. I'm just tired and I want a new way I don't want to feel scared anymore I don't want to worry every month. I need this to work so badly. Every day I have been watching your videos. I feel like this is going to be it this is what is going to change everything. And It's going to make my sons life better as well. I will let you know in a few months how I'm doing. Thank you!!!

[@albertrazzano2431]

I would like to hear how you’re doing too. It’s exciting but scary at the same time. I’m thinking of trying it

[@angeliasaunders1923]

How did it work out? Thanks!!

[@justsayin1958]

I did the debt bubble work many years ago but like others the debt crept in again. I'm looking hard at my income/debt/costs of living to formulate a plan going forward. I would pay our HOA fees like this but they are subject to a surcharge if we use a debit/CC, so the ACH saves cash on hand. What do you think of this new practice of charging consumers CC charges? Do you think it's worth the extra charges to use the card payment system? Is using a cash back card worth the effort of transferring or opening a new CC?

[@rebeccacollins6021]

I just love how passionate you are about helping everyone with this amazing knowledge ! You are helping so many get financially freed from debt!

[@VanntasticFinances]

Thank you for watching!

[@anthonyjohnson9974]

You are beautiful, love what you are doing! God bless you ❤

[@vvalasek]

This woman is smart and has great tips - im semi using this method now to Pay off one card - and I plan to use it to pay off the second card

[@gingersweeney7071]

Thank you!!!

[@calixtecalixte1667]

Thank you, i just started realizing this! I can't wait til i improve my life❤

[@VanntasticFinances]

Excited for you!

[@calixtecalixte1667]

@@VanntasticFinances thank you! :)

[@imeverywoman8747]

Good morning. Thank you for sharing your testimony! I've been practicing the debt snowball method. My question is, how could the velocity banking method be applied if both my car payment and mortgage are with my credit union?

[@VanntasticFinances]

Sounds like an excellent set-up! I would have to see your actual numbers to know how it would help you, but keep watching the videos, and you will see the clear concept. Let me know if I can help!

[@janicesitzes241]

Thank you!

[@bastianforsythe7524]

This is great advice

[@VanntasticFinances]

🙏🏽❤️

[@patriciajohn8196]

Where has this maniacal genius been my whole life!

[@joannacarole8669]

Thanks for sharing your back story. I was a stay at home wife for almost 20 years, and then got divorced. This resulted in financial devastation; no career, no savings, and over 60. Working your system to get my financial and personal life back.

[@joesphschramm3754]

You Rock!