It Doesn’t Matter If You Make $2K or $20K a Month, You CAN Rid Debt w/Velocity Banking! Just Do It!

[@Dicor-ue3eq]

I figured this out quite by accident. I got a Discover Rewards card and saw how quickly my rewards accumulated. I switched everything payment over to my card. Cell phone, groceries, cable, etc. Then I paid off the card in full and early every month. No more interest but tons of rewards. The rewards can be used as cash and even pay the card bill the next month. My credit score is about 830 now. No debt except for mortgage and now working on that. ❤️ Thank you for sharing these videos!

[@irockhard2538]

Been doing this for 10 plus years 😊

[@str6470]

What is the number of years of your oldest credit card?

[@cathyann6835]

That’s what I do too. I take my rewards and get gifts cards for restaurants and that’s how we pay to eat out. I rarely pay for meals out and I use this as a free treat.

[@tonyaall73]

Can you do a video on how to pay off our truck quicker? Please. I can't use the credit card to make the payments.

[@CarryOnCandace]

This is great !! I just got a discover card hoping I can do this as well!!!

[@eljuancho2]

Priceless content! ♥️🙌 gtfo the matrix 💪👑💰✈️

[@1angrykoala]

I have been watching your videos for a week. And my situation has improved greatly already. You are a TRUE godsend. I am going to praise your KZbin channel to anyone who will listen.

[@johnl9135]

Why they don't teach this in school is just blow my mind. Love all the videos, thank you.

[@joannacarole8669]

Thanks for sharing your back story. I was a stay at home wife for almost 20 years, and then got divorced. This resulted in financial devastation; no career, no savings, and over 60. Working your system to get my financial and personal life back.

[@Kellye-ug6wf]

I just love you so much! Love the accent, the no nonsense, straightforward, bottom line speaking style! Thanks very much for all you do! You are being blessed by the universe for helping so many folks break free of backwards thinking.

[@LocsLikeChrist]

This is exactly what I prayed to learn about. I have been restructuring my financial system but couldn't quite turn the corner to leveraging my current income through credit. Thank you so much for this and may God continue to bless you.

[@VanntasticFinances]

Thank you so much for your kind words!

[@nonaurbizness7725]

Yes, your teaching is very much appreciated! 🎉

[@VanntasticFinances]

Thank God!🙌🏼

[@pmmm8440]

What do you mean throw your income into the credit card?

[@kaylinklimple2167]

Yes, thank God for this solution to debt you showed us!

[@bluecollarbullionballer4269]

I never used velocity banking but interested in the concept.I am debt free including home.We did it the old fashioned way I guess.We lived on my wife's pay check We dumbed all my check on the mortgage.Also bought the home pre forclosure.I am trying to break the cycle of poverty in my family.Thanks for the video.

[@wordwise77]

Giving..tithing.. the scriptures can't lie❤. Thanks.

[@apb5866]

Sister, you are brilliant. Thank you for sharing your testimony and explaining biblical principles.

[@VanntasticFinances]

How precious! Thank you so much and to GOD be the Glory! Thanks for watching!

[@Nursebecky33]

@@VanntasticFinancesHello! I would love to contact you! I am so incredibly impressed by you.

[@VanntasticFinances]

@@Nursebecky33 ❤️❤️

[@DericAnslum]

...like how to beat your slaves and take the virgins for yourselves...?... ...you poor people...

[@lucythecat12]

Bless you Vann 🙏

[@radley3519]

I’m doing this after watching ur videos my world is opening up!! Thank you!

[@ivawood8996]

You are a God send!! I've been praying about how to get out of my credit card debt and your video showed up in my KZbin feed! This is brilliant! Thanks for sharing and you are helping so many ppl!! I'm sending you a big hug 🤗

[@kaybee5162]

Hi there, have you tried this method? I’d like to know how it’s working out for you. Ive just started this month

[@cmarie9817]

Damn! Eyes opened! Thank you.

[@imkriswithak1135]

I think the key to this method is to have a budget and see what has to come out of your checking account normally and not to spend anything outside your budget on the credit card your paying off.

[@VanntasticFinances]

That would help the strategy!

[@M_SC]

Yes, and i would find it a bit hard to maintain my budget using one credit card only for things. Not impossible but hard.

[@laceice]

This awesome! After my husband's death a year ago who had no insurance, I'm finding that my credit card debt has climbed over $20,000. Coming across your channel I see that there is hope to be debt free. I'll be studying this more. Thanks so much for sharing your discovery with us. Hugs!

[@VanntasticFinances]

Thank you so much for watching! There is hope! Comment your progress and any questions so I can stay updated!

[@VanntasticFinances]

Thank you for the hugs….and Thank you for watching!!

[@jpg7616]

If your debt is growing by $20,000/year, no LOC will help. That means you are spending about $1670/month too much. A LOC is just another type of loan with more flexibility. It won’t fix the core issue. Sorry to hear of your loss.

[@linlu8019]

Thank heavens that I found this channel. I have been feeling overwhelmed and never able to get ahead. I have a very small savings but have credit cards. I was doing the exact steps that you were before you discovered this new way. I am getting to the point of wanting to retire and thought that it would never be possible with the debt that I have acquired. I'm definitely starting this immediately and I thank you so much for giving me a way to be able to stop all of this worrying! ❤

[@williamharris5957]

Pay yourself first as long as you can save and pay the bills. Middle class guy

[@ckim4956]

You are Godsent. Your wise and smart and love you for sharing what is so simple but remains mystery for so many of us. I feel my IQ just soared from only few of your videos. So ecstatic to tackle the finances that lie ahead now. I watched so many youtube finance videos but your simplicity and your honesty with no bs really hit the home run. I will check out to see if you posted any investment videos, if not, I would like to see your posts. Thank you

[@chevonnehawkins3221]

Hi,thank you for sharing your testimony. I have tried this and it did not go well because capital one did not increase me. You have given me hope to try it again...except this time I will use a different CREDIT CARD!🎉

[@chedunndoit]

OMG! You have opened my eyes! I’m a single divorced mother and also living paycheck to paycheck, feeling like I’m never going to make it, never having time for my child bc I’m working so much… the struggle is real! So looking forward to learning this new mindset!

[@irisbaez1972]

Why you never think about it first? Use your mind, that's why you have it. Don't complain now.

[@VanntasticFinances]

You can do this!

[@myascensioninlight4383]

Feeling empowered thank you.

[@angieholt736]

@@irisbaez1972 Wow! You're comment implies we should know everything from day one. Did your teacher in Kindergarten promote you to Genius level in every subject? What's the cure for cancer?

[@fredflintstone6163]

Cut your budget and save the difference 😉

[@justinmckibben4534]

you just opened my eyes to so much! Can't believe this isn't more widespread knowledge!

[@shellgarrow]

Thank you 🙏🏼 I lost my job in Mortgage and have been praying for a lesson on surviving till I am employed again

[@amysmith3247]

we cut out our cable bill! This raised our budget $250 per month. And cut out a bunch of nonsense spending. you can do it!!!

[@VanntasticFinances]

I did the same thing! I have not had cable for at least seven years now! Thank you for watching!

[@brunfree]

I’ve done this for many years and it’s great. Still have no debt 😊

[@Anyely380]

This channel has really been a blessing! Nothing but God!!! and God bless you!!!

[@SoulSheIS]

“Someone making $20,000 can be just as as someone making $2000 a month. ..” truer words have never been said. Appreciate the content and information.

[@donnabaron4660]

As what?

[@statsgirl1970]

VB changed my life too. Glad too see your channel. Wish you the most success!

[@VanntasticFinances]

Thank you so much for your kind words and blessings!!

[@aaronmack6333]

Just tuning in for the last couple of days. Brilliance simplified.

[@jeanah685]

Starts at 6:20

[@msivyleague1983]

Thank you. You even mentioned tithing/scripture. So, I know I’m supposed to be here learning these principles.

[@vmc1781]

Yes like an answer to my prayer really. You popped on my feed thx for selfishness and sharing. I cryed when I saw the first video. I am a hard working single parent of many years. I’m watching all you videos. I started and am already excited. I will email cause I have questions. Love and blessing. God told me just be open. Pay attention you will feel it. Grateful doesn’t cut it❤️❤️work in progress faith

[@VanntasticFinances]

@vmc1781 HOW PRECIOUS IS THAT?!? God is good!

[@THlt-y24]

This is just an answer to prayer. I just prayed this morning for God to give me direction and a way to pay down my debt. I want to be free from debt and live my life in Freedom

[@Andrea-dx5ud]

May you continue to be blessed in abundance! ❤

[@Ksam9803]

You are a gem!!! I am loving what you do & you are so real. Your story is so similar to mine & you have given me a a light to see things differently:) God's light is shining so bright through you🌟

[@jenniferk507]

Thank you for your videos! I have learned so much from you and beginning my velocity banking journey. You make Dave Ramsey look like an amateur.

[@ishmom1]

I'm new to your channel, I am so glad I found you. I am 55 years old and have a son who is going to turn 20 next year. I don't want him to live the way his mom and dad have lived all our lives paycheck to paycheck. This Friday I am trying your method for the first time. I have worked all week figuring out what I pay what I have to pay and just writing it over and over on paper seeing what the numbers could look like. We have all done a no spend month in August getting ready for this. My husband is hoping this will work and I am excited! I pay all the bills so I know how I rob Peter to pay Paul as my grandmother would say. I'm just tired and I want a new way I don't want to feel scared anymore I don't want to worry every month. I need this to work so badly. Every day I have been watching your videos. I feel like this is going to be it this is what is going to change everything. And It's going to make my sons life better as well. I will let you know in a few months how I'm doing. Thank you!!!

[@albertrazzano2431]

I would like to hear how you’re doing too. It’s exciting but scary at the same time. I’m thinking of trying it

[@angeliasaunders1923]

How did it work out? Thanks!!

[@kelannaspiller]

I'm not even sure how I ended up on your channel but I'm glad I did. I've watched several of your videos and have already implemented this strategy to get rid of this debt. I'll check back in in a few months to let you know how everything is going. Thank you so much!

[@Heseesyou]

Can you give an update?

[@angeliasaunders1923]

Update please.

[@shaquetaashmore4697]

Thank you for such wisdom and sharing your knowledge. So many people charge for what you are doing out of the kindness of your heart. I am looking forward to seeing how our lives can change by learning to put our money in the right place. God bless🙏🏿

[@meresadevoe2479]

I love how you explain this so simply. I am new to your channel and starting my new journey in velocity banking. You are so awesome. I will keep watching.

[@VanntasticFinances]

Thank you for your kind words! I am so glad that you are learning and beginning your debt-free journey! Please keep me updated. Thanks for watching!

[@andreamuse2002]

This particular video was very clear and helped me understand how to use my credit card and get out of debt. Thank you!

[@donnahilber8701]

I think you found out why it's almost impossible to successfully move ahead financially using societal norms that you experienced. You have much to say and you are clearing a path for a brighter financial future for yourself and your family. My intention is to continue to listen to you and to watch you fill the blank white canvas with diagrams, facts, and essentially footpaths to more enlightened financial practices! Thank you so much and I will for the present be a quiet observer.

[@patriciamaldonado5365]

I have been watching all of your videos ! Because you’re right I make $300,000 a year and still managed to go broke living pay check to pay check. Excited to follow the strategy!

[@VanntasticFinances]

So excited for you, @patriciamaldonado5365

[@nimetamaksud7548]

Hi from Italy! Your videos are very intresting, hope you continuinh to share your knowledge with us, may the Lord praise and bless you for your effort to help people to get rid of the debt! Ameen

[@gaylejideofor6198]

You can always find a local financial advisor like I did and get going on what YOU want to accomplish.

[@followerofyahushaoctaviadm]

Wow I’m so glad I found your channel last night! Answered prayer!! HalleluYah

[@VanntasticFinances]

Beautiful! Thanks for watching!

[@followerofyahushaoctaviadm]

Ive watched many more and have shared this with almost everyone I know! the current financial system is for sure enslavement and we have been praying for a way out - a pathway to escape! thank you again so much! This is so much wisdom!!@@VanntasticFinances

[@kathyking9928]

I had this idea years ago, and I told someone about my idea and she said oh you better be careful. So I didn't do it. I wish I hadn't listened to her and just did it. Thank you for validating my idea and for showing me the correct way to implement this!!

[@M_SC]

She wasn’t wrong. You do have to be very careful. Not to overspend, and in case of emergency/unexpected expense.

[@Bamapride1985]

The one main thing that have seen happen is the credit card company lowering the credit limit once you put the large payment on it and so you don't have the available limit to use that card after all your money went on it.

[@CTahoe1]

@@Bamapride1985 this was my thought exactly! With all the unpredictable and illegal banking practices going on what's to stop them from slashing the credit lines or shutting them down entirely? This stuff does happen and then what?

[@kimrakowski9498]

Brilliant!! Can't wait to get this going and pay off 2 credit cards. Then work on my car. Thank you for your advice

[@VanntasticFinances]

Thank you so much for watching!

[@reniesboutique]

It’s ok to go without- materialism creates stress

[@solartime8983]

Thanks for sharing! ❤ This also works to have extra 1000+$/ month. Completely STOP eating out.💸

[@BusinessMinded0328]

This lady is GOLD

[@FeliciaLuckey]

May God Bless You sincerely for providing this information. Debt Free for life, here I come! In Jesus name!!!

[@Bamapride1985]

I love doing this with the walmart card since get 5% cash back for online orders so do the online grocery pickup. Feeding a family of 6 with food and necessities easily amounts to 1k a month and so get 50+ a month in rewards. I started doing that when carried a balance so was paying interest and kinda just paid the amount to credit card when did 300 pickup order and realized that satusfied the monthly payment already and then would be charged 25 in interest but brought in 40 in rewards so offset the interest was paying

[@Pestocrat]

God bless this woman!

[@vvalasek]

This woman is smart and has great tips - im semi using this method now to Pay off one card - and I plan to use it to pay off the second card

[@MrsGRock82]

Thank you. The first card I got I had been doing this without even knowing what I was doing, and then we lost a job and moved and was suddenly in debt since 2016 and I couldnt figure out how to get out, so I solidified/consolidated CC into a personal loan but also added in the car so the usual car payment is going to the payment for all that. And I really want to get this 35k out of my life so I can get my mortgage out of my life.. and I’m struggling to find the way that will work to do this, I’ll keep watching your videos and hopefully I can jump in without fear soon.

[@joseantoniorodriguez1515]

Hi Christy, I have watch your and Chris Naugle's videos and I have some questions regarding velocity banking. You have awesome videos and want to speak with you soon. How can we speak? Jose

[@pillclinton1654]

Thank you so much!!! I can listen to you all day…

[@gr8skillz]

Wow, this was such an eye-opener! Thank you, your content gives me hope. I'm looking forward to bringing down and paying off our debt, simply by changing my mindset and direction. Blessings!

[@beyondtraditions]

Your channel is saving my finances! Thank you!!

[@03tglasgow]

I thank God that I came across your channel. I have known about Velocity Banking but never pulled trigger. I just need to do it

[@belindareyes2]

I prayed to God the other night to guide me on how I could get out of debt and the very next morning your video pops up when I opened up KZbin. Thank you for sharing your time and knowledge to help me change my mindset and that it is possible to get out of debt.

[@VanntasticFinances]

Isn’t HE just beautiful?! I love HIM so much! Thank you for sharing!

[@carolyn8103]

Same here. I’m so excited about my debt free journey.

[@gabbymontoya2085]

I’m definitely going to try this and change my mindset I have 3 boys I’ve raised and now I want to be debt free

[@AmberSmith-dr4ik]

i am going to try this starting this coming month. It makes sense and I will give it a try. Thank you for the information. i will continue to watch your videos.

[@bigal8976]

This lady is wonderful. I never used this, but lived like my father. Paid cash for everything except mortgage & paid 50% extra on it to avoid interest. I buy (cash) a reliable Toyota & drive it for 20 years. Have multiple credit cards with $15k limit but pay off every month. What I never succeed at was using debt to invest in real estate & build assets. I’m looking at distressed properties I could maybe repair (used to build homes when young) & rent or flip. I’m almost 65 & want to stay productive & leave my kids kids with assets they can pass. Wish I would have seen this brilliant lady 20 years ago.

[@VanntasticFinances]

❤️🙏🏽

[@EvaC_24]

I get what you're saying but by paying into the card and using it right back on bills, food, etc, it may seem counterintuitive in terms of lowering the credit card utilization.

[@yolandamfarrell01]

I need help on the velocity banking process. Please help me get out of debt

[@carlosgarcia8770]

Love your Honest Aura.

[@jenthang]

Thank you so much for the wonderful work you're doing! I'm so grateful I found you.

[@Denimstar.]

Thank you for sharing a bit of your personal story as well. Great video

[@calixtecalixte1667]

Thank you, i just started realizing this! I can't wait til i improve my life❤

[@VanntasticFinances]

Excited for you!

[@calixtecalixte1667]

@@VanntasticFinances thank you! :)

[@patriciajohn8196]

Where has this maniacal genius been my whole life!

[@lwinston5950]

Wow you're all booked up !

[@Dominick_84]

I absolutely love you. Thank you sooo much my card balance is going down my credit is going up. Really thank you sooooooooo much 🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼

[@jenm000]

Thank you so much for your video i was going to quit paying on the cc today bc of the interest Now you have taken the time to give me financial advice that would costs me alot to pay!

[@VanntasticFinances]

Beautiful!!

[@rebeccacollins6021]

I just love how passionate you are about helping everyone with this amazing knowledge ! You are helping so many get financially freed from debt!

[@VanntasticFinances]

Thank you for watching!

[@MrBEli-dw4rl]

I stumbled on your videos and I love your contents. I appreciate you connecting to every day people who can truly relate to what you say. Taking every bit of advice to heart. Thank you...

[@LaurenStone-bc5wr]

Min interest payment on credit cards is $300-900 . So depositing your pay now constitutes a payment but the 300-900 now is a principle payment. So say you owe 20,000k doing this the payment you woukd have made anyways after all bills are paid same payments towards now is paid to principle. $20k- $300-700= 19,700 or $19,300. Next month repeat now ...slowly decreases.

[@chadfield376]

I fall into that category of making $9k mo, but due to some bad business decisions (not on my accord and buying more house than my wife and I should have) we have to throw in the financial towel and file Ch 7. Once I get through my Ch 7 and get re-approved for a basic credit card again (several months down the road) I am going to work up to a LOC again. I will also be proudly driving a beater car from now on as my family only needs one highway worthy car; mine will be the $3k A-B vehicle😊

[@san5987]

Thank you for your videos. You have incentivized me to pay $500 towards my credit card and then my extra expenses will go there which are just 200 or 250 maybe. I will be out of that soon. Thank you so much!

[@christinepagsanhan1246]

This should be taught in high school

[@VanntasticFinances]

Yes it should!

[@felyviola5559]

Thks for sharing your knowledge to make a person free of debt for a long period. It's really changing our mindset where to put our money to pay off debts.

[@kimberlyhenninger6346]

I’ve just started watching Kristy and the Vanntastic way of living. What about savings? We want to save for an emergency or a vacation, or whatever.

[@spicyphilly]

This works people! I've been doing this for years. Add zero interest balance transfer cc and transfer high interest cc balance to it to speed up the process and increase your credit score even more.

[@VanntasticFinances]

Thanks for sharing!

[@desmondazinue2592]

Can you do a 1 on 1 session to elaborate on this better?

[@gonzalez142]

I have seen a few of your videos and I am learning a lot, before this video I had no Idea you worked in the oil and gas Industry and you were a CWI that’s is amazing I worked in refineries all over the country as well and just as you said if I knew what I know now I would be a multi millionaire too.

[@arleenmarino9993]

I Love your videos & I love that you are a christian!

[@anthonycapuano8554]

Unless you're eating nothing but Mr. Noodles 3 meals a day, there's no way I could eat for $75 a month. But otherwise interesting video

[@carlajones8741]

So glad to get off the merrygoround. ❤

[@michellewilliams9982]

I don’t know anything about this I’m trying to research as much as possible but it sounds like a good plan.I’m still confused but I go over it again until I understand it . Thanks everyone for your comments it’s also helpful let’s crush this debt🎉

[@trishan9537]

This has given me new hope. Thank you.

[@tonymasson]

Velocity banking is great and most of your videos makes sense. But the example on the whiteboard about the credit card is all a mess. When you pay things out of a credit card, it doesn’t go to a zero balance- so that will be confusing for new viewers. You start with a zero balance and when you pay your bills, the balance goes up. Then when you deposit your check it zeros it back out.

[@alopes191]

You are the first person that explained this in "simple terms" that got me excited to start paying down my debt! Is there a way I could discuss my current financial situation with you?

[@VanntasticFinances]

Sure! 👉📧Contact Me: www.vannfs.com/contact-8 So glad it is making sense! Thank you for watching!

[@f.m.e.305]

I’m hoping for some help and clarification also. Just sent a message also.

[@terrancel1786]

You are amazing thank you so much for teach us so happy to know you are also of Christ, thank you.

[@naromiesbeninche6975]

Well let me kinda start from the beginning! I have been watching the recent episodes

[@filea1775]

This use to be the play, alot of bills now want a routing number and checking account number

[@momo37able]

Thank you, I just happen to stumble upon your site on KZbin, and I’m grateful to have a stumble to receive this wonderful information

[@VanntasticFinances]

Thank you so much for sharing!

[@blujay9030]

Tithing is difficult but so important😊

[@oscarrubiojeep1805]

Good advice I already started seeing more freedom in money

[@VanntasticFinances]

Beautiful!

[@audreymartinez4087]

You can’t pay credit card debt with another credit card. Many banks and institutions and even some private companies won’t let you pay off your bills with a credit card. They require you to pay with a checking account because they don’t take credit cards. This system you explain may work with some but not with all debts.

[@VanntasticFinances]

Keep watching… thanks!

[@alexperezroman]

Where have you been all my life, thank you for your videos!

[@MrMadCityFunk23]

You have a great story and purpose. My only debt is my mortgage and I plan to use velocity banking to get rid of it. Thank you so much!

[@VanntasticFinances]

Thank you so much for the kind words! I am excited you learned something of value. If you need information on obtaining a first position HELOC, let me know. Thank you for watching!

[@kenjenkins7183]

​@@VanntasticFinances I have been researching 1st lien HELOCs. The only bank I have found is First savings bank (I believe they service 47 states) but I would love to find a local bank in south Louisiana to go speak with in person. Any knowledge on any in this area of the country? Thanks!!

[@VanntasticFinances]

@@kenjenkins7183 Hi Ken! I wouldn’t suggest First Savings Bank regardless, but honestly, the one I am suggesting is out west in South Dakota, I think🤔…there are few banks that do first liens. I’m sorry I couldn’t help you. If you would like for me to refer you to my contact, I would be glad to do so. Thank you for watching!

[@wowdamann3367]

​@Vannfinances I would be interested in how to start. My only debt is my mortgage. I pay off all CC's every month.

[@kenjenkins7183]

@@VanntasticFinances thanks for following up. If you don't mind my asking, what was the experience you heard about or dealt with that makes you say you wouldn't suggest First savings bank? I believe I have watched a few videos with Denzel interviewing one of their reps and all seemed good. Thanks for any insight you can provide. God bless you and yours