IT’S ALL ABOUT THE MONEY BABY

[@johng4093]

I like what she said about relatives borrowing, she has limitations, doesn't want them to just rely on her for money, she encourages them to be self-reliant and save, etc. There need to be boundaries and it's not selfish to save and plan for your own future.

[@SAMLAMB]

Thank you John I know RAZEL Will really appreciate your comment. Have a great day

[@MacATX]

Excellent topic Sam and Razz, thanks for this forward thinking topic.

[@SAMLAMB]

Thank you Nutter, appreciate your comments

[@RaeMoe]

Thank you for watching, Nutter Mexico.

[@freshaloha4747]

Another informative video content. Love it. Aloha!

[@SAMLAMB]

Thank you Fresh. You be safe and have a great day.

[@walter9182]

Here are 2 things to remember You must know between your wonts& needs,plus the Borrower is the Slave to the lender, never forget these things and you will be OK. walt atlanta Georgia usa.✌🎯💰

[@SAMLAMB]

Thank you again Walter…

[@twindragontyler]

Good topic….well done.

[@SAMLAMB]

Thank you twin dragon…have a great day and be safe…

[@twindragonph]

Lol….I forgot to use my Dumaguete account to leave my message…. This is an important subject. Good job.

[@SAMLAMB]

Thanks again for watch our videos.

[@Mr000TJ000]

I am mentoring my wife in business and financial issues 😁.

[@SAMLAMB]

Love it. We should all do that. Welcome to the channel, MR

[@DHarri9977]

The hand-to-mouth mentality in some circles is integrated into the culture. The easiest way to learn is to allocate your income in percentages in terms of what absolutely must be paid monthly and determine what can be saved that month after everything is paid.

[@SAMLAMB]

Yeah,I put about $1000 a month in the joint account for RAZEL to allocate and balance for our spending…bills, and miscellaneous stuff…if you saw our monthly budget video with a monthly bills of about $800 she always ends up with extra cash in the account and that’s the money she puts in her savings…if she goes over it then there’s nothing for her to save…

[@japanpremiere6820]

Sam, u are very smart guy! Please give me one piece of advice how teach gf budget or saving.

[@SAMLAMB]

You have to teach by example. Show her how you do it. Don’t tell her how to do it. No one likes to be told, especially a woman. And assuming you are doing it successfully. Then encourage her to do the same. If she chooses not to do it, give her some time and let her see you succeed and fail. Through success and failure, she will learn what to do and what not to do. if she is willing to watch and listen she will be successful in learning about finances.hope that will help you.

[@japanpremiere6820]

​@@SAMLAMBVery good advice! I will do it

[@SAMLAMB]

Good luck, contact me anytime on messenger. My name is the same there.

[@bjireton]

Pilipina are very smart . they respect their man is part of their culture. they treat you like a king. try that in U.S

[@SAMLAMB]

They won’t do that is USA.

[@japanpremiere6820]

Awesome always! Financial education is very very important for everyone. I met one Filipino lady and she always says "God will lead you to the right way" I don't understand it. It is very important for Filipino to learn how to save money and how important it is. From Tokyo Japan.

[@SAMLAMB]

Yep, I think they struggle so much from day to day just to survive , that they just don’t have time to teach, or learn about saving money…

[@SAMLAMB]

Yep, and if you plan on being with her… she needs to know how to budget, and pay bills and not just spend , spend ,spend…as soon as you can teach her, your life will be easier living in the Philippines with a permanent gf…I actually had a gf who I just started dating 13yrs ago went out and bought herself/us a scooter and thinking I was going to pay for it…she said it was for me and i didn’t even how to drive a clutch at the time..I still don’t lol

[@japanpremiere6820]

@@SAMLAMB True! Teachin gf how to save , how money comes from and how moeny disapper, is very very important lesson in the Philippines. I like your word " Still don't know how to drive a clutch" Have a lovery day! From Tokyo Japan

[@SAMLAMB]

Chris, I Saw your video, are you planning on coming to the Philippines soon?

[@japanpremiere6820]

Hi, Sam Thank u for watching my video. I plan to visit Philippines Augest this year to find gf. One Filipino guy says "Go to the north of Luzon island to find gf." Is there a place you recommend?

[@fayestueben-oe4dg]

We believe that trust and married we believe in joint account of everything together ❤️

[@SAMLAMB]

I have a joint with RAZEL. Hehe. Thanks for your comment

[@pmags1331]

Hey Guys , Really great video . I see a lot of Filipina’s in that situation . The husband/boyfriend does all the bills and the Filipina knows nothing about it . Then the guy gets sick and the girlfriend/wife can’t excess any money to help him .

[@SAMLAMB]

I agree pmags, that why I made the video, before commit to a long term relationship with your gf, you better get her up to speed on the finances..it will make your life a lot easier…if she can’t handle to money, I wouldn’t commit to a long term relationship with her…

[@Ymanntronics]

If not because of money, what else can you offer the Filipina? Please, do not generalize all Filipinas as there are many who are smarter😮 and more intelligent… I even noticed that somebody whose mother language is English said „excess“ when he meant „access“😂Cheers from a 🇵🇭in Germany.

[@SAMLAMB]

@@Ymanntronics thank you for the comment, YMAN. Have a great day.

[@pmags1331]

@@Ymanntronics So your saying all Filipina’s want is money . I would say you shouldn’t think so little of Filipina’s . There is a lot more to Filipina’s than money . Filipina’s are traditional and that is a big part of it .

[@paulcovill9506]

Hey Sam you Gut is showing! Lol 😆 🤣 good one Razal.

[@SAMLAMB]

Haha, yeah, got to hide that…it’s getting bad…that’s why I keep jogging and no alcohol or beer hehe

[@RaeMoe]

Thanks for watching, Paul. Really appreciate it.

[@TheBuddyShowWorldwide]

Good job, guys. Buy precious metals.

[@SAMLAMB]

Hahah love it…

[@302Rmack]

Is there much of a metals market, there ? You’re one of the first to mention it….

[@TomBTerrific]

Why? Hedge against inflation?

[@marvindockery-lo9cw]

I have tried to teach about five filipina's a little about money management. One quickly learned, one learned a little and the others learned almost nothing.

[@SAMLAMB]

The only one that really matters is the one you pick to be your gf. Thank you for the comment again Marvin. Have a great day

[@user-hy7eo2ch4h]

You two guys are smart ~ 😊

[@SAMLAMB]

What’s up Hanho. Hope all is well. Thanks for watching.

[@georgefair3244]

Hello Sam, I was just in the Philippines two days ago. My Third visit in the last two years. My Filipina Fiancée works a lot and I give her money also every month. She tries to save every dollar that I give Her. But She has a hard time telling people No when They want to borrow money from Her. I told Her my policy for loaning money. I have the $20 dollar friend RULE. If anyone needs more than $20 dollars from Me, They need to borrow it from the Bank. Take care.

[@SAMLAMB]

That’s a great policy George. Seem like you have a good gf. You have a great day

[@ethiehetherington5086]

A Filipino tradition and culture is that if one sibling is ahead of the other sibling, she or he is obligated to help her or his parents or other siblings.

[@SAMLAMB]

Didn’t know that. Once again, have a great day and be safe.

[@Sahrokh]

Does it make sense to also hold an account where she can never put her hands in? I am not really *that* trustworthy after my "western girls" experiences.

[@SAMLAMB]

Absolutely…always keep your private account separated…I have my private account where my money comes in..and then every month I transfer about $1000 into our joint account for her to pay bills, which it’s around $800 a month. and I also asked Razel to open her own savings account and anything left over from the joint account every month she can move it to her savings…

[@SAMLAMB]

Thank you for your comment Vahrokh..welcome to our channel

[@Sahrokh]

@@SAMLAMB Thank you!

[@One-12937]

It is but it’s okay

[@SAMLAMB]

It sure is…thanks Coyote, for watching.

[@garydavis9887]

in the philippines,,the word BORROW,,actually means GIVE,, paying back is not in the picture,,,LOL

[@SAMLAMB]

I agree with you. That’s something people coming over here need to understand. Thanks for bringing it up.

[@SAMLAMB]

Come to think of it I will make a video base on this topic in the future. Thanks Gary.

[@ethiehetherington5086]

Sam, speaking of money, if you really decided to live and be buried in the Philippines, don't forget to review your life insurance to make sure that all your kids (if you have any) and Rachel will be the beneficiary not your ex-wife, because surely Rachel will be the one who will take care of you.

[@SAMLAMB]

Already took care of that. Thanks Ethie , for watching our channel. You have a great day.

[@ethiehetherington5086]

@@SAMLAMB Good, I can assure you that she will not leave you because it is ingrained among Filipinos about being caring, compassion, empathy, sympathy and generosity, that even neighbors will take care someone who is sick even they didn't know. As the Lord said, "Love your neighbor as you as you love yourself.

[@TomBTerrific]

@@ethiehetherington5086most of those things you listed are a blessing and a curse.Filipinos need to use their head more than their heart. Just my view!

[@gordonkistler916]

I have $5,000 USD a month, if I move to the Philippines, it will not be to find a young Filipina, it will be because of the cost of living and the closeness to other Asian countries that I can go visit.

[@SAMLAMB]

I get cha Gordon…you’ll do just fine in Asia

[@bjireton]

love is not about money.

[@SAMLAMB]

I like that comment. Welcome Bj