Joe Rogan & Joey Diaz Discussing Credit Card Debt and Student Loans

#jre #joerogan #podcast #creditcard #debt #students #studentloans #joeroganexperience #joeroganpodcast #joeydiaz
Description:
In this candid conversation, Joe Rogan and Joey Diaz dive deep into the financial realities many of us face, tackling the daunting topics of credit card debt and student loans. With their trademark honesty and humor, they explore the traps and pitfalls of these financial burdens, sharing personal anecdotes and practical insights along the way. Whether you're grappling with mounting debt or simply seeking a fresh perspective on managing finances, this discussion offers valuable wisdom and food for thought. Tune in as Rogan and Diaz break down the complexities of modern-day finance and offer strategies for navigating these common challenges.
Video taken from Joe Rogan Experience #2128 - Joey Diaz

[@frankysalazar6857]

I’m currently $428.21 in credit card debt. I was at $3,000. Almost there 💪🏻, hopefully no devastating life events ruin my plans of no more debt.

[@joefavela9634]

Congrats! Keep persistent! I'm working myself down from $7k. A little over half way there

[@chuckchambers9565]

Same here!

[@james1000]

Good job. Work on advancing career to increase income so that these amounts will seem minuscule.

[@james1000]

Put credit card on autopay to pay the statement balance. If you can’t do that then don’t use credit cards.

[@oscarlopez2275]

It snuck up on me quickly. Was hovering at a $3k balance between 2 cards. Over the course of 10 months it got to $11k total. It didn’t hit me as hard as it should have bc it was spread out bw 2 cards. Next thing you know, a couple emergencies later and you can’t pay it down. Happy to say I’m down to $3k and grinding.

[@Mist3man4423]

I dont think student loan debt it is a scam. It was just not properly administered. The intention behind the idea was good but we now see some of the challenges with the benefit of hindsight. If you dont have elite grades and dont get a scholarship, these large wealthy corporations should take on the responsibility of funding the education of their employees.

[@OneFingerYT]

People are just following the leadership of Congress.

[@killyourego1185]

Almost 41 years old, never owned a credit card.

[@simonscowled9925]

Not an achievement unless you're rich and pay with cash

[@gillroygarlic3616]

Credit cards are good if you pay your debt every month. Use 1,000 this month pay it off that same month. Good credit score opens a lot of doors

[@joeymoehlenkamp1097]

Cash is king

[@felixmartinez2111]

Very true. Went In to college. Not knowing what I really wanted to do. Was 50k deep college debt. H But the school went under. Have a degree that I will never use. Never getting my 3 years that I attended back. Never applied for loan forgiveness didn't make a payment but some how the debt was cleared. Huge weight of my back.

[@chrislane4283]

32 No credit cards But now I have no credit and banks won’t deal with me so I’m stuck in an aprtment tryna save for a house…paycheck to paycheck

[@dongatello6969]

Get a prepaid card, it will take a little while, but if you stay on top of things you can build your credit. I started out only using a cc for gas and large purchases that I would almost immediately pay back so that I’m not worrying about interest or an overdue payment. It is possible to build credit, I believe in you. (Large purchases being an oil/tire change or anything that cost over a hundred dollars)

[@OneFingerYT]

@@dongatello6969 I've heard of this as well. I don't know why it makes any sense, but it's a trick for building credit. I suppose it could be looked at as a loan secured by collateral, of cash. I think once you have a home or mortgage, the only reason to have any credit is for making online purchases. If someone commits fraud using your credit card, it's on the bank to deal with it. Fraud using your debit card is your loss.

[@theotherredguy]

It's a common misconception that you are liable for your spouses debt but it is absolutely untrue. No debtor can collect from you directly because of a debt your spouse owes. They can take money from a joint tax return, from a joint account you both own, and from your spouses estate if they die. That's it. It's common for debt collectors to call you if your spouse dies and tell you they need you to start picking up the payments but you are 100% not liable for that and can tell them to fuck off.

[@TacoTomtheBomb]

I paid off my 30k student loans in 6.5 years making about 50k a year. I just didn't buy other stuff.

[@TheoGarza]

Credit card debt…

[@sosadagod6963]

Who put you in debt? Yourself, blame yourself not the system

[@Mike.The.Jeweler]

Ahh right the system boomers developed that will allow you to take out a 250,000 loan at the age of 18 with no collateral, for a college education that literally cost 10 grand forty years ago. As someone who spent a whole 0 days in college even i can see that its a system that has been manipulated over the last 40 years to put people in huge amounts of debt.

[@CodyDalgai]

yeah pretty much

[@thenightman9847]

I blame my mom for getting cancer and going bankrupt. That's justice

[@jacobkirchman346]

You stupid or something?

[@stefanfreestylez]

No ill blame the ✡️

[@cadillacman2141]

Bankruptcy uncle Joey 😅

[@JohnnyB21401]

They act like these people are victims!! Use cash!!

[@justthetruth1]

This prick is work for a sniper!

[@SoutheastBeast91]

Trump 2024 for peace and love ❤