Best Business Credit Cards 2023

#businesscreditcard #creditcards
Best Business Cards 2023. This is one of the ways you can get business funding with limited money down. The goal is to eventually build enough business credit that you don't need a PG.
#7 Amex Blue Business Cash www.comparecredit.com/credit-...
#6 Capital One Spark 2% www.capitalone.com/small-busi...
#5 Chase Ink Premier creditcards.chase.com/busines...
#4 Chase Ink Unlimited bit.ly/41Sj8nD
#3 Chase Ink Cash https: bit.ly/41Sj8nD
#2 Chase Ink Preferred bit.ly/41Sj8nD
#1 Amex Business Platinum www.comparecredit.com/credit-...
Other Top Cards
Top Travel Credit Card www.comparecredit.com/credit-...
Favorite Amex Credit Card www.comparecredit.com/credit-...
Top Beginner Card www.comparecredit.com/credit-...
Top Gas or Grocery Card www.comparecredit.com/credit-...
Favorite Business Credit Card bit.ly/41Sj8nD
Best Card for Rent www.comparecredit.com/credit-...
Advertiser Disclaimer: Some of the card links and other products that appear on this website are from companies for which John Liang will earn an affiliate commission or referral bonus. This means that if you click on one of the product links, I may receive a commission. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
tags; best business credit cards, top business credit, how to get business credit, business funding, no pg business credit, no pg, business cards, best business card

[@emilmrtnz]

Capital one business credit card reports to your personal credit. So if you spend $1000, you better believe that 1k of utilization will appear on your credit report. aka a 5 to 10 point dip on your Experian credit report.

[@jamadventuresaround]

Super helpful! Exactly what I was looking for 🎉

[@nickdill9910]

You are so good at these videos! Anytime I’m looking for a credit card you are the man. Thank you so much!!

[@sionelasike8744]

Awesome video! Being a new business owner and trying to get capital. This helps a TON!

[@gplez91]

Took 104k points and booked a round trip Delta flight at the front of the plane from Cleveland to Budapest!

[@diamondshard2]

Hey John! Would you do a video of the best hotel credit cards or rewards programs? Including maybe which chain is better and why, like Marriott vs Hilton vs Hyatt for example? Thanks!!

[@valhyman5380]

Great video. I went from Boston to NY to open a Chase account as well! 😂😂😂

[@scottwebber6726]

This is a great video. Very informative. Thank you.

[@rawfist101]

This was great video! thank you for providing good information!

[@lutommy6461]

Hi John , thank you for all the great videos . Is there a business credit card good for shipping ? Such as for FedEx and UPS ?

[@miken.1692]

Hi John! Excellent breakdown with tons of info! Thanks! I have a question about the AMEX Business platinum card. Will paying your property tax with the card qualify toward meeting the 15000 dollar threshold in getting the 120k points? Thanks again!

[@PaLoHQ]

So I’m pretty sure you got your answer but I think it’s on eligible purchases only. Let me know how I did. Still haven’t applied to a business card for my upcoming business.

[@maritestaylor8458]

I am thankful for you.

[@SpencerJohnsonOfficial]

My top picks are still the Chase Ink line of cards. Especially the Chase Ink Cash and Chase Ink Unlimited right now with the 90k offers. There's so much value to be had with all these cards though!

[@josephbaggett6022]

Is the 90k deal still going on?

[@davidz3460]

@@josephbaggett6022yes

[@cortezmitchell6809]

Good stuff!!!

[@rocboivillan]

Great information!

[@eleanornunez-mason4536]

After year 1 with these CCs, is it customary to close them or keep them? Especially cards with hefty annual fees… what are the strategies? :) thanks!!

[@callofduty60]

Missed the 90k SUB for Chase ink business cards.(No AF ones) Should I still grab one now for the 75K sign up bonus? I am booking travel right now, so will be able to hit the SUB of 6k pretty easily with this upcoming trip. If not, what would the best call be to do? I am in the chase ecosystem, and have the sapphire preferred along with the chase unlimited freedom card. Thanks in advance

[@hedgefund996]

Good Content

[@mafiatrilla8582]

I was thinking about getting the Hyatt business card too. But I’m wait until u give us a video on it

[@christisquartino420]

Hi John, a common misconceptions about business catds is that they are solely ties to the business. Make sure people understand that these cards may require personal guaratee. Great content. Thank you!

[@NinoBrownBoxing]

Do you have a breakdown for business credit qualifiers?

[@rushabhs2000]

I got this mailer too!

[@gabrielmckee9351]

Shocked the blue business plus was not on this list.

[@pamelal491]

Hi John. Thank you for this video. Great information. I had a question. Do you have a video on best business cards to convert points to travel points (free flights). I am looking to get a business card for our family business and wanting to use the points for travel (love traveling). Do you have any recommendations? Thank you!

[@SS-dc6ur]

I second this

[@TheDeluche]

I have a small business and I would love to get the Chase preferred or the Amex platinum business but there's no way I would be able to spend $15,000 within 3 months for my business to get that bonus offer. Do you have any tips?

[@dreitzell78]

My local airport only flys Delta and AA. I see that Amex has Delta as a travel partner but chase doesn’t list any domestic flight companies, at least not that I can tell. I really think the chase ecosystem is probably best for me, but if I can’t use points then that doesn’t make sense. Not sure which way to go.

[@user-dn2wh9rw9w]

Great Video.

[@johnsfinancetips]

Glad you enjoyed it! And thanks for the comment!

[@Jack-nn6ff]

Please answer!!!!! On other videos you keep on mentioning that capital one quicksilver gives double cash back for the first year (3%). i don't see that anywhere, can I know the specifics pls?

[@fivestar000]

Quick question if I have a issue with another business where I don’t like their products and services plus they guarantee a refund or warranty on products etc but don’t want to honor the warranty/ service that they claim they would. But had already use the business credit card to purchase can I dispute that charge

[@bobmemer9062]

What would be consider a chase premium travel card?

[@shoelady6457]

I want the AMEX Platinum Business card.😁

[@cubingcracked3521]

may be a dumb question but lets say I use one of those credit cards to pay for college would I still get the cashback?

[@FindSkull]

so is the amex platinum going to benefit my short term rental business

[@CondorFinancialSolutions]

Nice 👍

[@nickdill9910]

I want an American Express but so many people around don’t let me use it. I’m going with the ink

[@lcrussell9723]

Hey John, Do you need to use your personal ssn to get these business cards? or can I use my EIN to apply for a business card?

[@iTheRealAK]

You can apply as a sole proprietor using your SSN. Or, apply as a registered business using your EIN.

[@w.a.lstudios3673]

Hey if I got my bonus in in my sapphire preferred 2 month ago how long do I have to wait for my to get my business card on chase

[@itsdannyweng]

Is it still worth getting the Chase ink cards now? The current value appears to be $750

[@MykSr]

If you do actuality have a business, if & where the card reports to business credit agencies is huge. Personally I’m not interested in business cards that don’t report to business credit agencies. Hopefully you consider reporting info moving forward. It would be greatly appreciated an very useful info. 😎👍

[@prymetyme4216]

Hi John, I have a question? What does it mean when American Express sends your business two platinum business credit card and a one gold business credit card mailers? I just started my business last year in mid July!

[@LK_EBM]

Nothing. It's just ads.

[@captainvenom4377]

Some times u get offers that arent online. For ex I got Plat card offers, 250k points with 30k spend but the card is not for me

[@prymetyme4216]

@@LK_EBM Actually not just ads and they don't just send them mailers to just anyone

[@LK_EBM]

@@prymetyme4216 they might be targeted ads/offers, but they don't mean anything when it comes to being eligible or getting approved

[@jonathanchapman4247]

Can you do a review of the Wyndham Rewards Earner Business card? It looks very underrated with instant Diamond Status with Wyndham and Caesar’s and 8x on gas.

[@jess4276]

Question, what would be the benefit of keeping the chase ink business preferred after the first year once you have exhausted the sign up bonus with the recurring $95 annual fee when you can use one of the 0 annual fee ink cards?

[@cuuhriz]

Basically only reason to keep card would be the 3x up to 150k a year

[@naokookadahill5639]

What are Dell, Indeed, Credit, Adobe, and Wireless credit ???

[@mariadocks2212]

How many credit cards do u have? You get credit card than close them?

[@dreitzell78]

I’m having a hard time deciding on Amex Vs Chase. My local airport only has 2 airlines, AA and Delta. Should that be a critical factor? Seems like it. I like the Hyatt partner for Chase though. I’m torn. Need a consult lol

[@jdinho107j]

What's a good business credit card for small flooring business?

[@tinyfit]

How do you keep track of everything? Points, Benefits, Annual Fees etc.

[@TipMayfield]

I finally started a spreadsheet!

[@brianprice9105]

Hey guys what would be a great business credit card when I own a plumbing business?

[@irenesanchez180]

Business unlimited is pretty low at the moment should I still choose to do so

[@Joeyavocado69420]

What would be best for a restaurant business? I spend 20-30k a month

[@The11Lime]

I wish chase sapphire had a business card..The amex platinum just doesn't make sense when half of the same benefits I get on my chase.

[@509wa99344]

On the 4 and 1/2 minute mark you you said cash back after 5000 dollars spent but on your presentation it says after 5$ so I’m confused

[@vincentgrepo3328]

Since you don’t need a LLC or Corp do they hard pull from your personal FICO score?

[@Milkinporsche]

For my case with amex blue business plus, no, they didn't pull my personal score.

[@corrupted_brudda2060]

The spark card reports to my personal for some odd reason I don’t have the best personal credit but I’m looking for a new card that won’t ding my personal credit

[@GT880vt]

How is business gold not here?

[@jwanders10]

The Capital One Cash Plus seems like it’s a charge card. Lol I don’t even know if it has a pay over time limit like AMEX does for their charge cards. Lol I will pass on that Capital One card.

[@johnsfinancetips]

Super curious to hear, when did you get your first business card? Was it when you had "business" or when you had a business. LOL

[@Beeyouarekayee8]

I got denied for chase business cash and Amex blue business cash for my LLC I had a 738 personal score and chase just denied me but Amex needs additional information like a utility bill or bank statement or something with my LLC name and address on my banks letter head but i just started my business and need the credit card to buy stuff to do work so I have no utility bills or statements

[@cr500811]

Do you have a Amex card already like a personal one ?

[@mamijojo6446]

Step to step to apply pls

[@p4nc4kemix4uTV]

Do Chase Ultimate Rewards Points stack for Personal Cards and Business Cards? Or do the points go into separate accounts?

[@chasliveslife]

You can stack as long as you have your accounts linked together. You can call tech support and have them merge your business and personal profiles. Once you do that you can move the points between the cards.

[@p4nc4kemix4uTV]

@@chasliveslife Awesome! Thanks for letting me know!

[@oshitomaha]

@@chasliveslife can you explain how does the personal Chase Sapphire Preferred or Reserve give extra points? I didn’t get that part.

[@chasliveslife]

@@oshitomaha if you redeem through the chase transfer portal you get an extra .25 per point on the CSP or an extra .50 per point on the CSR. If you’re transferring out to partners it’s a 1:1 ratio for both cards so it doesn’t matter if you have the preferred or the reserve. Hope this helps.

[@jstn616]

Whats the criteria for chase & amex to start reporting to your consumer credit report

[@akahee22]

Don't ever pay them back

[@ducluu251]

John, the trick to book ANA from US to Japan shows waitlisted all the way to dec 2023. How can we book ANA using points? Can you make a video to talk about this?

[@LK_EBM]

You're too late. Booking to Japan is one of the most popular redemption.

[@LK_EBM]

ANA allows you to book 355 days ahead (331 days with partners). So check every day. Anything before 355 days in the future is likely gone.

[@ducluu251]

@@LK_EBM so its like no way I can book ANA then :(

[@andrewding9958]

Anyone have creative ways to spend credit card minimal spending for these business cards?

[@jaymay6386]

You forgot the plum

[@timoore1326]

Capital one still reports to personal side

[@mrpwbyoutub]

how many credit cards you got bro?

[@hb1465]

Great video as always, I’m tryna get a business card but my credit is fairly new, just 6 months, but I have 720 credit score, does my credit history affect me when getting a business card?

[@LK_EBM]

Yes. But just try anyway and apply for a business card

[@CursedOnii]

🔥🔥🔥🔥

[@shailshah9295]

Amex Gold?

[@harshgupta4547]

Awesome video! So I have a question. I exceeded the Chase 5/24 rule with my personal credit cards. Now if I want to get a Chase Business card while I am blocked by Chase 5/24, can I get a chase business card?

[@iTheRealAK]

Business cards don’t report on your personal credit report. So yes, you shouldn’t have any issues.

[@coryda]

For the chase 5/24 rule that if I had more than 5 new personal cards within the last 24 months, then that would prevent me for getting any new credit card such as a new business chase card. Cause I have lots of personal cards in the last 24 month, and don't think I can get a brand new LLC CHASE BUSINESS CREDIT CARD.

[@shafhots]

do you downgrade those cards after using the points?

[@jassisingh9813]

they all require personal guarantee that’s sucks

[@Jay-vt2so]

Second 🥈

[@alabenotman7160]

First

[@danielgarcia7198]

John, I think there might be a typo on this section. You said all purchases over 5k but the summary says $5. Is that correct? It’s under minute 4:31 ish.

[@johnsfinancetips]

thanks for catching that! it's $5K - the $5 is a typo sorry about that!

[@danielgarcia7198]

Wow, thanks for replying brotha

[@jamescasteel8990]

@@johnsfinancetips plz update this! I had this on in background and almost applied bc of graphic lol

[@epicbomb2]

So a doordasher would be available to get these

[@BillyChenX]

Yes

[@FacetiousUniqueness]

“Sole proprietor” uhh….you sound so naive.😂

[@akahee22]

I'm sure this is just a quick video to get people to click however to get that real funding LLC and corporations are the way to go. Let's be real alot of people aren't thinking like that 😂

[@crazyrebuildz5333]

How does he get all of these credit cards? Don’t they report to his credit score?

[@akahee22]

Once yout tap into the business side no well certain cards don't however if you dont pay them back then they will report. The benefit of having business credit cards is to be able to hide the utilization so your credit score doesn't drop allowing you to get more funding

[@thebeachrealtor]

this video got me thinking... I think I can spend 15k in three months. thanks for the video :)

[@MrWhataguy45]

Capital One Spark reports to your personal credit NOT GOOD!!

[@srujangulla9519]

Constipated thumbnail again. 👍

[@charlienewman8]

I think I’m gonna need one of those because I just made a $50,000 profit from a crypto trading platform recently

[@zoellazayce6796]

Brex

[@brayamtax]

Hey John, awesome video! What email can I send you a Business Inquiry to?

[@Marcothemillionaire]

lounge access Global TSA $400 Dell credit $350 indeed credit $150 Adobe credit $120 wireless credit ?