Joint Property Ownership & Joint Home Loan Tax Benefits in India

[@AssetYogi]

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[@praveen4zenith]

Excellent all points covered, only 1 topis is deduction of TDS if cost is more than 50L

[@sanjayratnani644]

Your efforts are making us more & more knowledgeable, keep it up, thanks

[@AssetYogi]

Thanks for appreciation :)

[@jairogerald7958]

i guess im randomly asking but does anybody know a trick to log back into an instagram account? I was dumb lost my account password. I appreciate any assistance you can give me!

[@swapnilthakur298]

Wooo.. what a channel !!! ... U just name it. And they have a solution for ur queries.... Thanks. Lot for this video...

[@AssetYogi]

Thanks a lot Swapnil

[@niharbarbhaya2991]

Sir ek request hain ki aap ek video baneya What is outsourcing? Full details ke saath . Sir please video baneyga. Aap explain acha karta hain

[@vishalsrivastava5031]

In case of two co-owner in a property,if in case one owner dies the entire property goes to second one? Please tell

[@deepaklingwal06]

Very Informative, covers almost everything, Thank U...

[@optimistic_ku2836]

sir agar husband and wife ne joint home loan liya h aur husband primary applicant h or wife co-applicant h (both earning) aur agar aise situation me husband ne EMI bharna band kar diya due to any reasons ya fir husband and wife k beech me disputes/divorce arise ho jaate hain tab kya loan payment ka zimmedari wife pe aayega?

[@laxmansinghthakur4752]

उत्तम एवं सारगर्भित जानकारी हेतु धन्यवाद.

[@know.it.yourself]

त्वम वास्तव कुत्रस्ती ?😅

[@mandaltusharkanti]

सर, पति पत्नी के जॉइंट प्रोपर्टी में, पति या पत्नी कोई भी एक Witness बन सकते है Sell agreement aur property registry के समय? कृपा करके बताए🙏

[@yuvajosh5763]

Cousine ke sath le sakte hai kya please advise

[@rupeshranjan6337]

Many of us(IT employees) having multiple bank account because every IT company is tied up with a bank and in my case all those banks are different like most of the IT guys. So my question is that having multiple account is good or bad and do I need to manage all those accounts and if yes then how, because we already have lots of plans like financial security, Recurring deposit, EMI, and etc. . Please make a video on it.

[@Warrior-t4t]

Rental income rebate the percentage of amount contribution to buying property Kae hisab se milta hai and not 50-50 percentage.

[@Hkshivay]

Is it compulsory to take insurance plan for single home loan applicant? Bank agent advice to compulsory take.

[@techtuts31]

When we claim tax deductions, is it in ratio of ownership of property or loans or there is no percentage? For eg I claim 100% tax deductions this year, and next year I claim 80% and wife claim s 20% deductions. Is it flexible?

[@prakashnayakk]

Thank you for all informational videos Pls make one video on benefits of Apartment in condominium in India

[@arindamroy5399]

Sir I am a big fan of you. I have a question about room rent agreement can you Suggest me please.... That question is 11 months room rent agreement which process would be more powerful to room owner. No 1.just sign it both parties and share it. No 2. Need to do Notary

[@AssetYogi]

2

[@arindamroy5399]

@@AssetYogi sir dil se bohut bohut sukria. Our ek baat sir keya No 1. Ko court grant nehi karega???

[@gauravgk777]

Sir acquaintance के case में joint property legal heirs को जाएगी या co owner को pls respond

[@pareeksha2182]

I had booked a flat by name of me and my father and i got the possession letter with name of me and my father, registry is still pending now we want to register the flat with my name only. What is the procedure and how much expenditure...?

[@AJfamilysamastipur]

Joint ownership between spouse can apply single earnings member home loan

[@satishrikhadi7333]

Flat purchase/allotment letter on Aug 2014 Flat stamp duty & register on March 2015 If I will sale property on August 2019 Please advices tax applicable short term or long term?

[@luckypatra3228]

Very helpful sir as am looking for joint home loan , this video enlightens my knowledge on this topic Keep posting like this

[@amolkadam7715]

Sir dost ke sath join property le sakte hai kya or le sakte hai to makan banane ke liye home lone alag alag le sakte hai kya

[@हरियाणे_वाला]

Hello sir Maine Hdfc bank mein home loan apply kiya tha unhone bola tha ki 8.9% interst rate lgega..kuch din pehle unka fon aya ki 10% lgega Maine bola ki sir aap dekh Lo aapne kam bola tha...phir unko jo processing fees ka cheque diya wo debit ho gya Hai.. phir unka fon aata hai ki thoda mushkil hai loan milna..maine bola ki sir cheque toh abhi debit ho gya hai toh bolte hai ki ruko check kr ke btata hu..kya kr sakte hai ye case mein

[@zeeshanakhtar873]

Sir zameen ki registry krwate hain rule 21 matlab aap k ghar k saamne fly over ho toh 20% ka discount milta hai

[@navjyotyadav4053]

Hi Mukul, can we pay home loan of first property (flat) by selling a land. Can you create a detailed video around it?

[@antarikshjat9243]

Sir, होम लोन में पति-पत्नी Co borrower हो परंतु रजिस्ट्री सिर्फ पत्नी के नाम हो और होम लोन की किस्त पति के अकाउंट से pay हो तो... क्या पति होम लोन इंटरेस्ट की इनकम टैक्स रिटर्न में छूट ले सकता है? धन्यवाद।

[@saphiqueansari3987]

Sir Aap ek video lagan (rashid) par bhi bana dijiye bihar ka kitana katha ka kitana rupya hoga puri detail me.Thanks sir

[@vinodnepali9]

Mene home property li mere mummy k name par.Mummy ka koe income ni h..aur me aur mere bhai done joint me EMI pay kar rahe to..kya muje aur mere bhai ko tax me benifit milega .?? Pls...Ans..

[@misssjainjgj]

Sir, I want to know how to pay TDS On joint property (more than one buyer) and how the amount should be deducted, calculated and entered in Property details section.

[@archanachaudhary2180]

Agar husband ka naam pahle h registry me n wife ka baad me means 2 no . Par toh iska matlab main owner husband hoga ya both ?

[@KritikaDhuli]

What if 2 girls wants to buy joint property. So will the loan interest will be reduced for joint property as well as for the women compensation also?

[@bhabatoshnayak2916]

If my father and I take a loan and interest in one year is 1.5 lakh can I only claim deduction of the whole 1.5 lakh my father's salary doesn't come under tax slab. Please help.

[@goodwin.champbalia1870]

Sir, If a joint loan is taken, but emi’s are being paid by only one person (one account). Still can both claim deductions?

[@samkool3008]

Very important. This is particularly when you buy a joint property with a relative. Kindly cover this topic..

[@Itsharmansidhu13]

सर short delivery को detail मे समझाओ. Btst करते वक़्त short delivery का कैसे ध्यान रखें. Thanks

[@movieslover5839]

Sir please one Question answer me Sir meri mummy or mousi ne joint property kharidi thi or meri mousi expired ho gayi hai abhi February me Per meri mousi ke koi bachche nahi hai Mere mousa ji abhi hai or unke bache hai unki pahli wife ke bache hai Per meri mousi ke koi bhi nahi hai Kya ho sakta hai ab

[@heenagupta555]

Hello mam....maine aur mere husband ne ek Joint property li hai..dono ka naam hai property pe and home loan bhi dono ke name pe hoga...we both are salaried person....but agar emi mere(wife) ke account se cut ho to kya fir bhi pura claim husband kr skte hai??? Ya maximum deduction husband claim krle aur fir baki jo rest bach jaye if kuch to wife claim krle aise chlega kya dono cases mein ?

[@gopalsiripurapu1556]

There is a under constructed 20 years old building which was 40 % finished but on 2 mortegaze loans and 8 flat owners . If some one wants to buy such old building as a whole , can u plz explain issues and precautions in that plan . There is no vedio to explain such issues. Plz guide

[@Vandana6125]

Hello sir, i and husband both r joint owners and sharing home loan in the ratio of 70:30. So ITR deduction claim will also be in 70:30 or it will be 50:50?

[@mohammedfaisalfz]

Sir The "Succession" Point was useful

[@AssetYogi]

Glad to hear that

[@GauravSharma-tt1df]

Sir sale deed ki calcilation pr ek video bana dijie ki kaise sale deed ki calculation karte h

[@AssetYogi]

Watch this video : kzbin.info/www/bejne/poHIq6p-lt99hqM

[@dehradunpropertysolutions2020]

Sir agar property wife ke name h, to husband ko home loan mil jayega ya nhi?

[@RahulRoy-wx5fb]

Incase of joint ownership if ownership ratio is not mentioned... Should the ratio be treated equal OR should it be payment ratio??

[@RahulRoy-wx5fb]

Help anyone??

[@pankaj.706]

Sir I have joint property with my wife both have name in same property 50%/50% . Now I want to give property on rent how rent agreement. And who sign the rent agreement and which account should written for rent

[@ArvindKumar-xs3gb]

Co-owner apna deed separate kaise kr skte sir...?

[@bidurbanerjee7048]

May I transfer the home building, by registry deed,to my brother who is co borrower of h.b loan in S.B.I which loan is on going.

[@surajdsharma1714]

Sir ji agar home loan chal raha he aur sale deed me joint tananncy likhi he aur koi ek owner ki death ke baad bakaye home lone bank dusare owner se wasul jarega

[@arijitpramanik9858]

Sir i m going to buy a property on joint ownership, and taking home loan jointly as well. As my wife is working in govt sector i have made her first owner and i am co-owner. Now if we both pay 50-50% emi each month against home loan, can i claim full tax benefit (i.e upto 2 lac per year, as our interest /year will be less than 2 lac/year), in a scenario where my wife doesn’t claim any home loan principal/interest benefit.

[@soumyapaulchowdhury7750]

Very nice 👌 Short and precise !! But shoot could be done in a better way . It's was a dark background and a black shirt which didn't make this shoot any better . Hope you get the idea what I am saying . Suggesting as your content and delivery is nice and I like it .

[@shivaaa6842]

Thanks you so much.. for info.

[@AssetYogi]

Always welcome

[@ashwanipathania2702]

Couple k divorce k baad joint property kis tarah banti jati hai , agar payment saari husband ne Apne account se ki ho ,aur cash hi Diya ho, paise saare usi time nikle Hain husband k account se

[@gourisankardash646]

Super information 👌👌. Thank you very much sir ☺

[@AssetYogi]

Thanks for appreciation

[@cuteparekh8325]

As u mentioned in last part .....50%of property among all legal heirs. But what if nominee is registered. Will nominee be liable to that full 50% property?

[@jayarupnarayan1456]

Sir mere husband ka kehna hai ki jo property hum khrid rhe hai wo uske papa ke nam par khride. Kya ye sahi hai

[@RAHULYADAV-gg6ye]

Sir apka padhaya huya 100 fisdi samajh me ata h .isliye economy ke sabha topic par video banayiyega.request hai sir

[@pawanbijalwan4716]

Sr hamara joint homlon 60lakh ka hai . Kya hm 3.5lakh ka alg alg tax vinifit le sakte hain

[@shubhamgupta5099]

Sir, I have one query: If home loan is taken, Is it mandatory that you should be owner or co-owner of the property in order to avail any tax benefits?

[@AssetYogi]

Yes

[@priyahande8295]

Hello Sir , Can you please make a video on how to start investing for people who are late to investing. Because most people don't think about investment when they start job. If someone is of 35 years how should his investment plan be , if he is to start now ?

[@AssetYogi]

Will try to cover in a future video

[@NikhilKumar-vs4rp]

sir pls help me meri 1 plot but hm 2 hisedar h or register alag alag ho skti h ki nhi

[@mohammedshoeb3988]

Sir please advice me. I want to become a joint owner in a property which is already registered on my about to be co-owner's name. What kind of deed it would be?

[@GurbaniJaap]

If property is purchased jointly with spouse and home loan is also joint, can total tax benefit ( 1.5 lakh of principal + 2 lakh of interst) be claimed by single owner or is it compulsory to equally divide this tax benefit?

[@PriteshBhate]

I also have same doubt. Did you get answer ?

[@bharatthakker5429]

❤❤❤Multidimensional personality❤❤

[@ashwanipathania2702]

Very nice video 🙏, never purchase property with spouse

[@truthoflife4378]

You are assets genius. Keep it up!👍

[@AssetYogi]

Thanks 😊

[@infofactsvlogs17]

Sir plz reply ki if co owner relative nahi hai koi frnd hai to us case me succession ki kya process hogi in case of any unfortunate incident plz reply atleast in writing

[@psthakur53]

सर जी नमस्कार मैने अकेले ही होम लोन ले लिया था 2 साल हो गये है क्या अब जॉइंट हो सकता है बैंक वाले मना कर रहे है कृपया जरूर बताये

[@shubhangsharma4846]

Can I add my father as co owner in the joint property of myself and wife? What are the benefits and drawbacks of that?

[@kumscp]

Bhai.. I just love the way you explain all complex things very easily n illustrative.. SBI max gain product cover karo if possible..

[@akshayjaiswal5855]

Home loan full payment can be done by a co-applicant in the absence of the first applicant?

[@vishnusg8218]

How to buy two friends the same property with loan

[@priyadarshanshambharkar2332]

Sir, Plz aware us bout the solutions of the legal dispute between husband and wife in which husband his wife and husband's mother is co owners. The legal dispute between the husband and wife start after the flat registered agreement. The flat was registered in August 2015but due to some reasons builder could not complete the project and he is ready to refund the paid and registration amount after cancellation of agreement. They r saying that all owner and co owners should be present there in registration office for cancellation. My wife is living with his father since last 4 years and when asked her to come there for cancellation, she is denying for her interest. Even she had not paid a single penny but I I'm offered her to pay her share . The builders is saying that the cancellation agreement will be valid until April 2021 then after it would be cancelled automatically. Sir, what can I do in this situation if wife is denying , plz suggest. Thank you very much🙏

[@mohitgill6503]

Joint property par home loan kese hoga

[@sumansinha6635]

Any r ul e joint interest claim

[@trivender007]

Very nice.. thank you dear.

[@AssetYogi]

I hope this will be useful Trivender :)

[@shagunpal2485]

Mukul sir shayad aapne wo video nahi banayi ki agar kisi k property k documents kho jaye yaani registry k paper kho jayein to kya karein bank se agar loan liya hai to ya phir humse personally. Please bataye agar banayi hai to link de dijiye.

[@22hibuddy]

Sir if sale deed already done...what can we do to enforce joint tenancy now for properties purchased already

[@nikhilgarg3735]

Thankew Mukul Sir....Value Addition...Very Informative..:)

[@AssetYogi]

Thanks Nikhil

[@withfalguni4283]

@@AssetYogi plz sir send your mail id.. if possible.. I want some information regarding ITR as i have a joint home loan...

[@Harishkk8888]

Govt. द्वारा Property demate account लाने की तैयारी चल रही है कृपया इस पर video बनाइये

[@golekhpanda1228]

Maximum limit of 2 lakhs deduction in sec 24 can be claimed for the first year or...on every coming new financial year the limit of 2lakh can be claimed ?

[@sumeetkadam8362]

Every year

[@shahanakhan581]

Sir kya sas or bahu join rjistree krwa sakte h ghar ki plz replied

[@t063-shubhambhatt3]

Please make video about money market fund, gilt fund and government securities

[@t063-shubhambhatt3]

Please make video it's very important

[@vipinkumar2634]

Sir wife ki koi income nahi ho to us case me kya hoga

[@saddamahmad2310]

thank you very much sir for this video

[@AssetYogi]

Keep learning

[@karuneshkvaiswar612]

Thank u sir

[@AssetYogi]

Welcome

[@ffkinggaming5772]

I am purchasing a house I am taking home loan so is it necessary to be co owner of the property to get tax benefits in home loan

[@Chessmania13]

CNT land mein,, loan pass ho sakta hain kya (jharkhand)

[@NITINGUPTA-th8tq]

@AssetYogi , we are in the process of purchasing the property , we were trying to add Joint Tenancy clause but nobody know about this clause. All are saying , in India this clause is not applicable / does not work. Even we have consulted with the Layer. Can you please tell how to add this clause?

[@shankarsubramanian8767]

superb

[@AssetYogi]

Thanks

[@sohansingh9133]

Sir mere salary 25000 hai or mere wife ke salary 24500 hai mere wife ke emi 10700 jati h or mere plot rs 10lak ke full joint home loan kitna mil sakta h

[@praveenkumar8506]

Very informative.

[@riteshbhatnagar9743]

Sir, In section 24, In case of Joint Owners, Total Tax exemption can be availed has limit of 2 lakhs i.e. if joint owners want to share Section 24 Tax Exemption then they are eligible for 1 lakh each making total 2 lakh and not 2 lakh each which take section 24 exemption amount to 4 lakh in total which crosses 2 lakh limit.. Please confirm if you have other thought and provide supporting document. Since I have seen in case of my friend. Who has purchased with in co-ownership of his father and both Uncle and my friend are allowed to take Tax exemption of 1 lakh each. in section 24. But since salary of uncle and my friend is almost same and uncle was also not getting HRA so hetook complete 2 lkh exemption in Section 24 and my friend has left it while filing Investment detail. Waiting for your reply eagerly. With supporting document as I have suggested him your video and he came up with your video but our office finance department has rejected it. I have checked on websites as well , which contradicts your statement.

[@vivekk.4483]

Hello Asset Yogi Sir kindly give information on this question asked...As in my case we both brothers have opted for joint home loan

[@sudheermishra5067]

Sir meri ek problem solve karne me help karen plz....maine Lucknow me ek developer (shine city infra) se plot liya , usne jis plot ki registry ki mere naam pe (at the time of booking the physical location of plot was not identified ,only it was in the tentative map) wo plot ready na ho pane ki wajah se mere force karne pe usne usii township me dusre number ka plot jo ready tha mujhe allot kar diya but registry n chauhaddi purani n wahi rahi according to the previously alloted land. Ab es naye plot ke liye usne ek normal affidavit bana ke de diya aur bola ki puri township land company ki hai to es affidavit se kuch problem nahi hoga n land will be yours. Pehle wale plot ka mutation maine karwa liya tha. Kindly give me some genuine suggestion. Thanks Mujhe yeh janna hai ki is this affidavit is legally valid or not, aur nahi to mujhe kya karna chahiye for future no problem.

[@nikhilsawant7916]

@asset yogi if multiple flat owners can we make rental notary agreement with only one flat owner and pay rent to single owner only (annual rent more than 1 lac)

[@MissionHealth08]

Bro very good!!

[@AssetYogi]

Thanks for appreciation

[@ananyabhattacharjee5855]

Can a co-applicant claim tge property if she is not a co-owner?

[@lavharajjadhav8101]

Sir.. me and my brother ek property le rahe he o joint homelone apply kiya he...to kya ham dono alag alag tax ka benefit le sakate he kya....???

[@sheikhmuslim5478]

Sir hamari jount propert hai bade bhai aur father ke naam se property hai aur ragistry bhi.kya father ki jagah chhote bhai aur sister ka nam aayega ki nai

[@366degree]

Superb video, realy helpful. Thank you for details and your effort. Your videos really make common folks smart to take decisions. Hatsoff.

[@AssetYogi]

Thanks for appreciation Pawan :)

[@siddesh2608]

Where to see how many interest earned by company

[@panwardeepak79]

Nicee वीडियो मुकुल जी😊😊👌🏻👌🏻🇮🇳🇮🇳🙏🙏,आवाज़ थोड़ी गूंज री😬😬😬😬😬