How I Spend My $250K Software Engineer Income

I show you how I end up spending $18,925... in a month...
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[@condensedcicada3755]

this guy isn't humble at all and i love it

[@matthews7447]

these are my kind of people😁

[@yaweh294]

He put a lot of work in to this

[@d4ggzyymtb989]

Hahah same

[@johnpaul4301]

Do software engineers at fang make $250k??

[@dailyfuturetrades4998]

He is educating and entertaining - bragging is just a low key aspect that is kind of high key.

[@adelbenbezza7975]

"I pay for my subscribers" Me: you guys are getting paid?

[@Mcwsmurf1]

You weren't supposed to find out

[@TheDepressedMemeCat]

I don't mean to spoil the joke, but he says FOR subs, not pay my subs

[@zakai1769]

The Depressed Cat Duhhh

[@TheDepressedMemeCat]

@@zakai1769 🤷

[@chillappreciator885]

You too, let's be honest

[@BasithHaroon]

His spend on food alone is more than my entire monthly income.

[@RabbitConfirmed]

"stop being poor" - youtubers

[@shlokjain4618]

@@RabbitConfirmed I mean he is a data scientist in FANG

[@pixytorres7117]

@@shlokjain4618 what is FANG?

[@BasithHaroon]

@@pixytorres7117 F - Facebook A - Amazon N - Netflix G - Google

[@pixytorres7117]

@@BasithHaroon Damn, he's good. And I thought I was pretty good when I worked at Dell.

[@samtruby2721]

Laughing and crying at the same time. His monthly spending is more than my yearly spending.

[@DJVARAO]

I call it BS. If you have 20K/month why living in a tiny miserable apartment?

[@kkk2.077]

@@DJVARAO His apartment is not that tiny

[@ItsDreame]

@@DJVARAO cause he can, just cause you have money dont mean you gotta get a mansion

[@DJVARAO]

@@ItsDreame I know, but this video looks to me like a flexing video for nerds. Similar to those by self proclaimed "crypto-millionaires" whose entire "proof" is a random screen capture. As a nerd, I don't buy it.

[@fascinatinglist9654]

@@DJVARAO Tiny ? You should see how small and expensive his new apartment is

[@theranger9382]

No one : Joma : im going to flex for 15 mins straight because i can.

[@garm7506]

Si la verdad sigue siendo medio pelotudo. Igual o peor que antes.

[@hendrikmartina3552]

@@garm7506 tremendo pecho frio que sos Joma

[@matiii221]

u hear the part when he says "it's just entertainment" ?

[@thePrinceOfPurpose]

@@matiii221 I thought I'd check it out, but yes just straight flex and really boring

[@nathan___gage]

honestly man, this is not a flex. 250k / 12 months is barely over 20k/month.... he spent 22k this month, and he's single without kids. He could literally be a multimillionaire if he invested and lived barely modestly for, maybe 5, 6 years. Its embarrassing lol

[@deepbansal6405]

I used to admire this guy.. Now I love him.

[@jenniferr2033]

You spoke my mind

[@sayyadayub5218]

Yeah. I'm too xD (but now. After watching some vids of him)

[@dishwasher69]

666 likes

[@clashwithrashed8293]

@@dishwasher69 2.1k

[@ToomanyFrancis]

Using the corgi plushies in a video so they are a business expense and using them as incentive for donations that you can use as a charity write off. Pure genius.

[@Rizz]

Bros a legend for that

[@duda-me]

I can never tell when this guy is serious or when he is acting. You are great man.

[@nurdiinasad203]

Graham Stephan would have had a seizure watching this

[@hacker010010101]

graham stephan is fake

[@bunnyUFOable]

@@hacker010010101 How so? Not defending, just curious. have seen a few of his videos, mostly to learn more about real estate before a first home purchase.

[@bunnyUFOable]

@Richard Mooney Do you mean his reactions are fake? or that as person he is fake as in not actually frugal/minimalist?

[@kibskibs498]

Daniel De La Garza he also constantly plugs his products even though outside of his KZbin channel he isn’t actually that successful. He’s a below average real estate agent in terms of portfolio. Look it up he’s a laughing stock of those who are actually rich.

[@KpopNiDontStop]

@@kibskibs498 Thats why he says youtube is his main source of income now... but Stephan isn't even 30 years old yet or old at all hes doing really well at his age in real estate considering he has many many years to grow and someone who makes 1 million a year is absolutely rich... nobody rich is laughing at a guy like that.

[@user-dg9dq1xs2y]

Spends $ 19k per month and lives with roommates. That's why you will never have a girlfriend

[@lexium9685]

Oof

[@luckyyu1981]

He has it already. Roomy

[@Rohith-fd6qu]

What if he is dating one of the roommates?

[@josethemacho]

He has pornhub premium.... why would he need a girlfriend or boyfriend ;)

[@allinonethegreat]

LAUGHING MY FUCKIN ASS OFF LOL

[@emiliomagallon9490]

I like his sharp and intelligent humour. We need more Joma Tech humans!!

[@amerfirdaus2459]

He was not bragging . He’s just honest 😂

[@yaseenjamal3389]

"I don't want them to talk to me or I'll get nervous" - spoken like a true CS major

[@nathangebrewold1817]

"My net worth has been growing faster than ever" ***goes from $1 to $2***

[@mylescrumel9633]

Trumps Presidency In a nutshell

[@newchangeunlisted_viewer5594]

...what?

[@nathangebrewold1817]

Myles, let’s not get political

[@SM-1010]

nathan gebrewold indeed

[@de6hl]

Yooo. Congrats mate 100% growth

[@mehdiaslanov1808]

I like how this guy is extremely honest

[@levicodes]

first 28 seconds got me to subscribe. this is the kind of honesty the world needs

[@altaccount8749]

Joma Data Scientist: How to become a software engineer videos. Joma software engineer: How to become a Data Scientist videos.

[@nataliagonzalez3149]

So what is he

[@zakai1769]

Natalia Gonzalez he used to be a Data Scientist, now he is a software engineer.

[@almel7261]

When you are a software engineer in Russia and paid with amount of a data scientist spends on transportation :D

[@daple1997]

I thiught u can make cliser to 3k usd in moscow. Thats pretty good.

[@genrikmuradyan9967]

@@daple1997 Nah you can make significantly more than that in Moscow (4-5k), but the cost of living there is also quite high compared to any other city in Russia and is more or less on par with good european cities and some capitals. 3-3.5k USD is what you can easily get on a senior position in St Petersburg (2nd russian megapolis), while a middle-level position would be like 2-2.5k.

[@Handsome_Vlad]

Boys, Питон долго учить придется до такой зарплаты? А то на заводе едой заплатили за этот месяц...

[@zetbustre]

@@Handsome_Vlad хоть еду дали! Слава императору человечества!

[@Rusu421]

You can be a software engineer in Japan for a double price. Yay!

[@shinigamiryuk4183]

one day he will become billionaire when everyone will return his owed money

[@maximedegraeve9061]

i'm currently studying for integrating a engineer school, become like this men is my objective

[@johnlee5405]

He is not overpaid, he is just smart and work for the top firms. IT folks earn well but his level of pay is for gifted folks. It's not your average joe who took community tech classes and think they will be an overnight millionaire

[@ET-yc4wb]

Yep. Imagine f=working a 9-5 hour job + youtube + educational material for your followers + personal projects, etc. This guy doesn't just work 9-5, it's more like 13-9 hours a day. He definitely deserves all of this.

[@kalashnikov172]

He is underpaid. Ive seen lot more people doing bullshit and earn higher especially those on the governments

[@GYM0THY]

You might be right, but this amount of dickriding is crazy bro, relax

[@SlugsnetGames]

Its overpaid. Like 90% of IT Jobs.

[@Brandooooo5]

@@SlugsnetGames demand and supply. It's not overpay if 90% of the industry are 'overpaid'.

[@seayellow5834]

The money you spent on the two tickets equals my family monthly income...

[@tiloolooste3862]

same here

[@doriannamjesnik3007]

My mom earns as much as he spends on transportation lol

[@Raazseven]

Man in my country ny friend works 4 hrs a day as programmer and six days a week and only earns about 1000 dollars a year just beacuse he is a student.

[@jeemonk6584]

That was my ANNUAL family income

[@seayellow5834]

@@jeemonk6584 Jesus but how much in bank? =_=

[@sifatjamil5054]

Love your videos man! Keep up the good work! ♥️

[@ycnexu]

I couldn't help but quote (loosely) some of this. It's just too good: "pffft. i don't want you to think I'm a good person or anything" "personal assistant. very useful, highly recommended. if you're rich." "I shouldn't worry about spending more in self-improvement"

[@arieltabuzojr2434]

Dude. You need to have a financial advisor

[@skepticmoderate5790]

Seriously unhealthy the amount of spending he thinks is okay.

[@jeresher6821]

@theuser1045 Dumbass, it's not them telling you how to spend your money or make money, it's about them advising on how to save, invest, budget, etc alongside managing your investments. I can guarantee that you can't come up with a rebuttal that can explain WHY a financial advisor won't be useful to most.

[@quaweeguy]

@theuser1045 you sound like a broke person

[@thinker_211]

@White Noise And pay for him... hahaha

[@godominus9222]

@theuser1045 You sound like someone compensating for not actually being all that capable

[@A5IR]

if you’re reading this, don’t feel bad about how much you spend compare to him. remember, no matter how much he trolls around, he still worked very hard to get where he is. you can also work hard and you’ll get there for sure

[@Big1nz]

Most people won't get to that level no. You'll get somewhere though

[@orestojiljkovic9107]

@@Big1nz well... Shoot for the stars and you will crash on the moon i guess

[@siliconhawk9293]

@@orestojiljkovic9107 or the Atlantic ocean. Depends but hey it's somewhere i guess

[@orestojiljkovic9107]

@@siliconhawk9293 better than staying in place and wondering where u could have been

[@RickyC0626]

@@siliconhawk9293 If you're lucky, one of SpaceX's ships will catch you, and you will become a star. Or you might spontaneously combust.

[@suryad998]

I just love how honest and upfront he is lol

[@romanlee8287]

I love the transparency lol you know what I'm talking about!

[@reymui2023]

My question is how tf do you have time for all those expenditure activities with the amount of work you do for jomaclass, jomatech, and day job?!

[@LuffyPortal]

ikr, i really dont think this man has time to record at all

[@OcTVids]

most of it was material goods. there were concerts, standup, flights he purchased that month but it doesnt necessarily means he went that month.Could be later.

[@maythesciencebewithyou]

not having a familiy to take care of

[@nithing5694]

imagine elon musk🤯

[@johnjordan3552]

because he is Batman, everyone knows that Batman doesn't sleep

[@eNVy100]

Next video: Why my net worth keeps growing after spending my 250K SWE income?

[@denisbbb218]

Navo Or why I'm still f'ing broke next year.

[@lorenafg8623]

Self-worth before net-worth. Watching this in late 2021, dude, that money on entertainment was worth every penny.

[@Alfakkin]

Honesty is always the best way...great video

[@eduardopacheco6096]

Did anyone else see the 'bitcoin for porn' expense? 😂

[@Mr.Sanguine]

He just renamed it for fun i guess..because it is classified as restaurant there.

[@laminbarrow]

I unsubscribed right after seeing this.

[@Yellow_Penguu]

He also had pornhub premium on there lmao

[@YukiroKun]

And it's classified as restaurants... whaat?

[@emenikeanigbogu9368]

LMAOOOO

[@UniDeathRaven]

here i am , trying to decide what to buy from food on 10$.

[@paolomorales1651]

he’s like thr Ryan Higa of software engineering

[@nhuhoangnguyen4336]

I was searching all the comments to find this

[@chockitkat3776]

Yes!! That was what I was thinking!!

[@Denisecarv]

I love you so much!!! I Love your videos and your sense of humor!!! Big fan!

[@steve-johnson]

"we're gona skip this one, we're gona skip that one..."

[@MdARahim]

I never felt so poor. Last month I have spent around 100$ (8.5k BDT) and was thinking I have spent too much!

[@Aureole62]

8.5k in bdt isn't less.

[@aaron-kurz]

Don't worry, it wouldn't make you happy to spend such crazy amounts

[@rene78]

@@aaron-kurz Wise comment! Should get upvoted more! This guy is the best example. Buying all types of shit and still has depression.

[@rafezakhatun115]

@Official Complexayeed he is from Bangladesh

[@Vic3tor27]

@@rafezakhatun115 are u from Bangladesh Too 🇧🇩. Bolo Bhai

[@harshithvenkata3061]

Alternate title : How to ask people to return your money in a polite way XD

[@KyrieFluffins]

Would you ever do a video on why you left Silicon Valley for NY, or the differences between SV/NY? Love your channel!

[@andyc4550]

“I’m not a loser, I don’t do 401ks” 😂😂😂 I’m dying

[@montyi8]

Statement straight from WSB

[@swagh1611]

Hey Joma, I randomly started watching your video and ended up watching all of your videos. They are so good, entertaining and informative. Keep up the great work man. :D

[@INDIAN59598]

I just started laughing without even playing the video.. This guy is dope

[@victorguerrero9504]

You just earned yourself a new sub love the videos man

[@jeremiahnji6]

Great video. I love how honest you were with everything. Most people would beat around the bush. I am definitely going to replicate what you did today. Tracking expenses is essential.

[@lonewalkerproductions]

Guys like this remind me to have fun in my pursuit for success and frankly speaking, makes it that much more worth it. Unlike those fake "never sleep, never have friends, work 25/7 hours to enjoy your 60's" type youtubers.

[@CalLadyQED]

There are KZbinrs like that? Ick

[@hangobi8941]

@@CalLadyQED Garry vee?

[@LeBronyaJames]

You have to accept challenge, failure and lots of effort. Nothing worth having should be easy to obtain. This guy definitely does A LOT of work. Majority of rich people aren’t lazy, they’re working more than 9 to 5 and they enjoy when they have time

[@sangarvachakraborty2448]

Hey i want to know how did you make that income expenditure data sheet in excel. Can you please make a separate video on this topic

[@williammann9902]

I would love to see a pandemic version of this.

[@shawncarbbins7344]

Well saying he’s in it it probably didn’t change

[@kevinalvarado9717]

Great content, wish I wouldve found your channel some years ago, really informative and funny aswell

[@RawPeds]

Your honesty and transparency is much appreciated.

[@RocMerc]

I don’t even know how I found this but I love this channel now lol

[@fabianoD30]

Would be great to see how you use and manage your virtual assistant

[@yagaagowthampalanikumar8094]

Tech Lead a month later: How I spent my $1 million income

[@bandanasaikia6048]

Straight up

[@a55tech]

kzbin.info/www/bejne/jImcZ3xthbRrj7c

[@TheEmulatorTL]

"Hockey stick graph" Still a Canadian at heart I see.

[@jaygeewin]

I need to make a budget spreadsheet. Do you have a template for us to download (minus your data removed)?

[@fightnight14]

He spent almost the entire monthly income from work in one month. Honestly, it you wouldn't spend your money then who will? If you don't enjoy it, who will? Of courses your family can, but what if you never get to the point of having a family in the first place? Just a reality check.

[@ShaferHart]

Dude, do a break down of the business expenses. Particularly interested on the breakdown for the new techinterviewpro business.

[@AshutoshAnandashu]

That intro 😂, guess that's where expenses for self improvement are going

[@stebe7239]

Heck of an Intro, Joma

[@yakikaze93]

how you organize your excel into detail like that? is it manual key in data or u use some third party plugin/app

[@nick_jacob]

Buy a car dude holy crap. With 20k spending a month you could just outright buy a car.

[@typhoon118]

he cant drive

[@rammy3767]

Idk if you’d want to get a car living in SF Bay Area, lot of stress and traffic

[@sasagrcevic7048]

The man is an Asian gentleman. They don't drive ffs its too much of a risk. At least he is realistic

[@Angel-VTek]

@@typhoon118 why?

[@nick_jacob]

@ITACA Yeah, no. That's just what a normal person would call "financially stupid." You can buy a $3,000 car and save the rest for something else. This must be sarcasm.

[@entropy4677]

To buy something for $544 and not even remember what it was...

[@_Doskii]

I have to do months of research and saving for an expense like that. No way I would forget what it was for :p

[@abrantie]

You earned bro! Only u know how much effort I put in to get to the top!!

[@johnnybgoode8104]

Good for you man👍

[@ianchui]

holy, the corgi clip gave me such a throw back to Nov 2018 days

[@Michael-jq1hl]

I am glad there are people like you, if everybody was like me there would be nothing more than a few state run business

[@jaadoonfts8815]

That’s sick ass intro tho 😍🔥🔥🔥

[@jzaldivarhn]

Me gustan tu videos brou, saludos desde Richmond

[@xWe2s]

Investment in sleep and silk is self-improvement category to me.

[@AlejandroVales]

This video was shot on 2019, spendings on going out (aka entertainment) are going to be quite smaller because of COVID... Never thought a pandemic could improve your personal finances that much!

[@fdjw88]

God damn I would never know what is like to make that much money in a year

[@yusqam]

Hahaha same here my friend one day tho one day

[@shahbuyuk9405]

omg dude this is gold. Subbed

[@Pierrrrrrrrrrrrrrre]

"Self-worth before Net-worth" 💯

[@7motion985]

I like your videos, 😂. You are such a diva 💁‍♀️. Joma Spears

[@akshatdhiman8819]

Do u enter each expense in excel sheet or some software which tracks automatically??

[@aguer007]

His last month spending is 18 years of my salary in Argentina.

[@W0954]

In Brazil is only 5 years :)

[@diegoalvarez9651]

hahahahaha I felt that! Literally my expenses for one month in Buenos Aires are 300 US$. LMAO

[@miaalmeida4787]

oh so your salary is 70$ per month? i think you're just not valuing yourself

[@aguer007]

@@miaalmeida4787 its a poor country man

[@tazvagyok]

I am happy to see charity on your spreadsheet. God bless you!

[@someonesomewhere1600]

I hope you're being sarcastic. Do you realize this kid would have to give away a bucket of money for it to be the equivalent of you or me just giving 2 bucks? He isn't generous. He just wants to make himself feel better and justify his use of our oxygen.

[@jack.1.]

@@someonesomewhere1600 his $1000 has 500x the impact on charity as your $2 carries paribus but of course he could and should give more

[@straighttojailhehe]

In before Graham Stephen reacts to this

[@d750nikkon9]

Why do you think he made this video...

[@gigachad3861]

Exactly lol 🤣

[@noobzzzz]

How I Spend My $250K Software Engineer Income | Millennial Dev

[@ebenezerghanney6388]

Hahahaha

[@leonmozambique533]

13:55 isn’t Joma’s brother rich rich from 2 sigma and his ML startup

[@jalexmiller6567]

Yooo shoutout Outlier. Been wearing their gear for years. What’d you get from them?

[@OptimusGaming100]

Joma please do a video on your algorithmic trading !111 :))

[@trustyourtechnolust1560]

"I should really call my parents... ooh a new kpop video!" Relatable content.

[@ferdowsraid6084]

ahhh man i love youl, your videos are amazing

[@nolanpedersen7913]

I'm on my way to this!!! One day soon!

[@heheboi8831]

"They will pay me back" what nice friends u have their

[@johnpaul4301]

Do software engineers at fang make $250k??

[@vilmiswow]

@@johnpaul4301 in America? Easily

[@royxu2399]

@@johnpaul4301 lol, CS is the most oversubscribed majors of all colleges Bc of the pay rate right after undergrad

[@johnpaul4301]

@@royxu2399 I mean do they really make $250k ?? Most software engineers I know dont have cars and live in small apartments. (I know some at faang) I know that they work in big cities but still. They do not seem rich at all.

[@theeye4473]

My dad's a computer engineer and works in Saudi Arabia. On average he earns 10k a month lol

[@iCrome]

Which program do you use to tracking all expenses?

[@absbica31]

lmao...your reaction at 9:00 about 'what the fuck did I buy' is my exact reaction when balancing my budget and realizing I have a number off yet every transaction I'm looking at in YNAB is what it should be...and it ultimately comes down to a duplicate entry or some stupid shit..but that isn't figured out till I've scoured various accounts online trying to find the missing amount.

[@mj5487]

“I’m not a loser I don’t do 401ks”- joma

[@tannerbarcelos6880]

You are living the life when you do not even know what your charges are, then realize what they are, and then move on not even upset lmao.

[@edwartvonfectonia4362]

I an not that rich to buy 3 tickets. Spends 19K

[@chloelu4390]

Cannot believe I found the channel until yesterday ! I feel your style is like one my favorite comedian from Hongkong- Stephen Chou 🤣 Subscribed !

[@xxyanlixx]

hey where do you get a "system" or app to track all your spending? I really need that. I'm so tired of jotting down every time I spend something. great video Eric

[@naranbayarzorigtbaatar987]

no one: Joma: I paid for pornhub premium cuz i am rich

[@kingchavez152]

70% of that income is spent on living in the Bay Area. Maybe I exaggerated.

[@keokio7]

spent all my money when i was young. When i was in my mid 30s I realized with all the money I made working I had nothing to show for it. Then I realized its not about how much you make, but how much you spend. Im 40 now, made little over $8k last month. Drive a salvage title car with 160k miles, pay $355 to rent out a room. My total expenses for this month probably won't go over $1300. The money i save i invest. Its not even about becoming wealthy, I just felt like I had to grow up

[@sourishsaha8067]

Dude that wobbling of head with guitar🤣

[@drakecoleman9364]

1:08 in, and you already got a like and a sub. Great personality man.

[@haitiancreolewithluciano]

*His last month spending is more than my annual salary*

[@johnjordan3552]

His last month spending is a lot more than my spending for the past 5 years

[@thatWebGuySolutions]

intro is fire!