This is an important discussion. We've been programmed to think home ownership is always the best option. It's not. It might be for some people but it needs more careful thinking rather than automatically making the decision to purchase the home.
@rishi50511 ай бұрын
JUSTIN T create mess in Canada . no body happy under liberals . He need to resign
@parmindergill5610 ай бұрын
I have home, but I found that if you enjoy life renting is way better than ownership
@gumukhsinghguraya481911 ай бұрын
ਬਹੁਤ ਵਧੀਆ ਟੋਪਿਕ ਹੈ ਸ਼ਮੀਲ ਜੀ ਸ਼ੁਕਰੀਆ ਜੀ
@parmindergill5610 ай бұрын
I have home, but I found that if you enjoy life renting is way better than ownership
@taranjitsingh271411 ай бұрын
16:46 very nice…
@Ranapritpal3 ай бұрын
Bha ji, bahut vadiya analysis kita hai. Life is to live and enjoy
@laebeli4 ай бұрын
I like what the guest said at 21:00
@T.dot.10 ай бұрын
Let me tell you a little secret, both of the these guys own their homes
@taranjitsingh271411 ай бұрын
29:58 is the 39% of income gross or net after taxes?
@Sandeep1473611 ай бұрын
Dave Ramsay’s rule on how much house you can afford - 15 year mortgage with 25% after-tax salary going towards all house expenses (e.g. service tax, utilities, mortgage)
@ibrahimm20129 ай бұрын
It’s time to go back home ❤
@sandhu22gg5 ай бұрын
can I ask both of them a question .. do they both own houses in Canada or not ??
@anubhavberi475311 ай бұрын
I think everyone should own atleast 1 home. Pros 1) Provides roof over your head. 2) No capital gain tax when you sell it. (Best tax break advantage) 3) If you want to rent it, in about 5-6 years statistically yours rents will cover your mortgage. 4) Interest rates won't be 5 percent forever. Once they are lower you will see some appreciation.
Very good discussion and eye opener for Indian community
@jigerkijeet7 ай бұрын
WATCHING FROM UK. ALL YOUR PROGRAM ARE VERY INFORMATIVE
@pehalwan00711 ай бұрын
Honestly first time you guys invited some peace minded and good intellect level mind person on air. Mr shamil is also a good host and have good intellect level. Rest mostly all other people looks more materialistic or money minded
@parmindergill5610 ай бұрын
I have home, but I found that if you enjoy life renting is way better than ownership
@elmora265510 ай бұрын
Cost of money borrowed is another factor, the down payment you give also have potential to earn interest or possible returns if invested in stocks or even in mutual funds. Also actual amount paid to bank is maximum adjusted towards interest initially and the principal amount reduces negligibly. Renting is always better, from financial point of view.
@sardarpunjabi534011 ай бұрын
Nice discussion
@ramjoshi7717 ай бұрын
Very good information.
@BaljitSingh-np8wq11 ай бұрын
I am in India, but have most of relatives in Canada. I enjoy your programs very well. My observation, your most of programs revolve around only home ownership and related topics like mortgage etc because that is what our community understand. I think you may start programs on other investment opportunities like shares, mutual funds, savings plans like RRSP, resp etc etc. Let our community know little more than what they already know. Regards
@parmindergill5610 ай бұрын
I have home, but I found that if you enjoy life renting is way better than ownership
@gd_vancity11 ай бұрын
Information presented here is completely misleading, you did not consider the cost of increasing rents, which is way more than the real estate appreciation
@navpreetsingh937311 ай бұрын
My close friend bought a house below his affordability recently and still feel tight.
@rishi50511 ай бұрын
JUSTIN T create mess in Canada . no body happy under liberals . He need to resign
@parmarja11 ай бұрын
It is amazing that even desis are realizing that owning a home is almost always more expensive than renting. Hopefully the real estate agents also stop misguiding immigrants and renters by telling that they paying landlord's mortgage.
@parmindergill5610 ай бұрын
I have home, but I found that if you enjoy life renting is way better than ownership
@gurpreetsingh-rb9sq9 ай бұрын
Real estate agents do ask buyer to buy, it’s the buyer who always have chip on their shoulder that they need to buy house otherwise our desi community will always consider them as a failure!. If you own a house I pity you
@navrishisharma564211 ай бұрын
Kise hor nu paise dena te 20-25sal ch ghar vi thoda nahi .. that is what renting is .
@simranpreetsingh215310 ай бұрын
Lol stop buying anything than cuz u paying for someone right ?
@sandhu22gg5 ай бұрын
22 g my monthly mortgage is 800 mortgage + 200 property tax and you are saying I should sell the property and go on rent and apartment rent in our is $ 1800 for the same sq ft property.. then in think you have to do your working again.
@RaiJoot9 ай бұрын
Very nice
@bhupinderkalra518811 ай бұрын
At 5 percent rate of interest the renting is much cheaper than buying and buying is viable to those putting large down payments.
@parmindergill5610 ай бұрын
I have home, but I found that if you enjoy life renting is way better than ownership
@gurdevsingh70779 ай бұрын
Shakil ji yeh ek truth hai ki ek generation puri kanjosi or hard work de nal Home build karde ho per agle gen he enjoy kardi hai
@manikaur909711 ай бұрын
Ik sach aa but ah zindgi hee kitaye da ghar baki siyaney ho phir ghar apna ta tuhadey man dey beham aa jado akhri saah nikdey odo samaj paindi paindi jaroor aa
@neetikaptan134311 ай бұрын
Desiya di life ghar to start ethe hi khatam 😂
@Mr_GiLL8311 ай бұрын
Desi maray labday lash v bai bos jandi ghar wich
@vci_ds11 ай бұрын
😂😂
@parmindergill5610 ай бұрын
I have home, but I found that if you enjoy life renting is way better than ownership
@ਸੰਘੇੜਾਦੁਆਬੀਆ9 ай бұрын
@@parmindergill56sahi gall aa veer income 5000 te supne ghar de bht aukha
@mohindersandhar47363 ай бұрын
Veerji aauj da program bahut vudiaa hee but Veerji jihrhe old people ne kuj buche ohna noo Garon bahar kud dinde ne oh kithe jaan ki kurn ki government ohna noo shelters ja kuj ho opinion hee jrur program kro bahut lorh hee iho jihe programs di
@malrajaulakh11136 ай бұрын
Easy suggestion Na te Desi kolo rental house ( whatever ) lavo AND Na hi kise Desi nu ( your property ) Devo Easy
@T.dot.10 ай бұрын
I own my home, would never sell. Renting is for taprivaas, always own a roof over your head so nobody can kick your family out.
@laebeli4 ай бұрын
What the Heck is this guest talking about at 16:00? You CAN take care of your lawn and go do Vacation as a homeowner.
@jatkavideosАй бұрын
bai rent rent kari jaani aa uh rental buy kon karu jihre buy karde aa uhnaa nu tusi keh dine aa laalchi class aa😅.tusi bhrava ne rent kita dso edarle jvaak bai g taa ni care karde kyoki maa pyo di dhuyi tuti aa bnondeaa di.. punjabi ni karde jvaak kam gore kive karde ne kam unaa nu ptaa sada maa pyo mlaaang ne karnaa e penaa bai g done paseo sochyaa karo renting budaape ch j jeonde rahe etho di pension naal rent ni honaa bhraa mereo
@taranjitsingh271411 ай бұрын
Townhouse for $1M…welcome to Canada 🇨🇦
@parmindergill5610 ай бұрын
I have home, but I found that if you enjoy life renting is way better than ownership
@SunnyR-yi9te5 ай бұрын
JUSTIN T. & JAGMEET need to resign Home Crisis , Inflation , Two bedroom puppy colleges , High Rent , crime and POOR Medical service . Canada need only 200k students but in flow is 1 million Justin T need to give answer
@gill_avi11 ай бұрын
Baii yr mai eh hran tusi 20-22 saal km kime krge,,, yr garden,, grass cutna,,,, eh tn koi madi gl ni,,, kuch gla thik aa,, tusi sochdeo 20 saal pehla de hisaab naal vi koi 2 lakh dollars bna hoii ni skda,, ਪਤੰਦਰਾਂ ਕੋਈ ਤਾਂ ਚੱੜਦੀ ਕਲਾ ਵਾਲੀ ਗੱਲ ਤਾਂ ਕਰ,,, ਜਿੰਨੀ ਕ ਬੰਦੇ ਦੀ ਹਿੰਮਤ ਉਨਾ ਤਾਂ ਕਰਨਾ ਚਾਹੀਦਾ… anyways apo apni sochni aa 👍
@awindersingh986910 ай бұрын
prawa hun pata chalda Canada Wale lok bimaar kyo nhi hunde te Punjab wale kyo hunde ne 25 30 saal reason instalment
@ਸੰਘੇੜਾਦੁਆਬੀਆ9 ай бұрын
Bro ajj di gall kr reha o jo ajj de halaat aa
@narindersingh583910 ай бұрын
Fun fact is that richest guys own so many real estates. According to this discussion, every homeowner or companies that are making apartments for renting them out are in loss. Loll😅😅
@Sidhu-f2j10 ай бұрын
Winnipeg always cheeped starting home price 3 hundred thousand
@parmindergill5610 ай бұрын
I have home, but I found that if you enjoy life renting is way better than ownership
@sirtajsingh213211 ай бұрын
Mr Shameel menu tuhadia glaa to lagda owner nhi hona chihada sirf pride hona te students te kiraya lena te loka nu dikhawa karna h tuc owner to Khushi nhi ho
@CharanjitSinghDevgun11 ай бұрын
Once you become Canadian, then you are Canadian. What is Asli Canadian ..........? This is how you differentiate people and bring inequality in society This is not expected from someone who is hosting the show 😞 Words should be chosen appropriately & I feel there is a lack of vocabulary
@rishi50511 ай бұрын
JUSTIN T create mess in Canada . no body happy under liberals . He need to resign
@parmindergill5610 ай бұрын
I have home, but I found that if you enjoy life renting is way better than ownership
@mitig92932 ай бұрын
Ghar sasta lelo....😂
@jatindersingh128811 ай бұрын
Ghar apne comfort lyi lyu mein
@parmindergill5610 ай бұрын
I have home, but I found that if you enjoy life renting is way better than ownership
@sirtajsingh213211 ай бұрын
Te khndw ho bhuggto student to mortgage lende ho Har banda kue bhugte
@himanshurana47513 ай бұрын
Kyun GTA ch regina hai.lokaan di akal ch kyun pathar paye ne
@parmindergill5610 ай бұрын
I have home, but I found that if you enjoy life renting is way better than ownership