Kakeibo - THE SIMPLEST BUDGET METHOD and Japanese Money Hack to make you richer and save more money

[@alfredc2817]

Hiii, I like your video and your way of explaining, definitively the kakeibo method is the method to save money. Thanks I appreciate you

[@rogelinaerzverrer8614]

i track my spending with kakeibo since three years ago and i can say that is useful method for everyday life. i recommend it to everyone who is having trouble with saving

[@droptheweasel1432]

Hi, I've found you for the first time today and I've been watching your videos all day. I'm a bit of a personal finance geek too, a couple of years ago I paid my mortgage off 15 years early and went on to buy two properties to rent out to allow me to leave my job in a factory and start my design business which I now run full time. I was wondering if you had any experience with investment properties and what your thoughts were on going down that route? I love the advice you give on investment ISA's, I think they might be my new thing to look at. Loving what you are putting out x

[@JenniferAMThomson]

Thank you so much for that great comment and for finding my channel - appreciate the support greatly. I haven't personally invested in property, perhaps down the line though one day!

[@claudiagellilarsson5851]

I just need to say CONGRATULATIONS! so good to hear this!

[@smz3610]

Hi Jennifer, Purely amazing! the way you explain and breakdown of the elements. Hoping to see more of such content in near future.

[@JenniferAMThomson]

What a comment Shams - thank you so much! Keep those comments coming!

[@romeliadiaz7247]

amazingg!! i agree with you. I love kakeibo method

[@normanpowers9042]

Just bumped into your videos and love the quality and value you bring and will be watching more. Side note, watchin you on the TV really makes me feel you are looking at my forehead.throighout the video

[@jameshunt4611]

I’m gunna be THAT guy at the pub writing down how many rounds I bought 😂

[@leonoras2404]

Thank you so much for this video. I have been looking for a simple way to track my spending. I will definitely try the Kakeibo method!

[@Tolya1979]

I was 9 years old, when I opened my first Savings account. That was legal, then.

[@BlackGirlSerenity]

Thank you the video

[@binnisthreading7396]

Thank you so much for your sound and pragmatic advice. I’m so pleased I’m putting important things in order due to your valuable information. 👏

[@ikaputerawaspada8474]

Thank you so much for your pragmatic advice.

[@sarajavec.9969]

Thank u for this vdo, it was a good explanation

[@TheAtekay]

If you are with natwest, you can categories all your spending as well on their app and it does it for you for the next month😊It has really helped me save more money😊

[@laur-unstagenameactuallyca1587]

I'll be opening up an account with them then :)

[@Angela-yg3bc]

I was very surprised to find out recently that in order to buy a house (by getting a mortgage of course) you need a good credit score. The surprising element was that I've never had an overdraft and you would think that is proof enough that you have never needed to borrow money because you're managing your money well. But no. You need to have borrowed money and returned it in order to gain credit score.

[@stevenwilliams520]

Angela Vasiari you don’t need a credit score it’s just the banks being lazy. Tell them you want a manually underwritten mortgage which does it the old fashioned way. Good luck 👍🏻 any further problems don’t hesitate to get in touch.

[@plantsandfinance9863]

Would household items like cleaning products etc go under “needs”?

[@charlesnorm4883]

Instead of keeping a notepad for tracking your spending, would you still recommend using apps like Yolt or Money Dashboard which do it automatically (and also assuming you pay everything on card)? I assume nothing beats writing it down manually, but do you think this is a viable alternative?

[@JenniferAMThomson]

Great question - in this case the traditional method using writing it down but completely agree with making it work for you even with electronic budgeting tools. Great suggestion!

[@charlesnorm4883]

MamaFurFur thanks for answering! Just found your channel a few weeks ago and love it. So glad to see someone talking about and teaching personal finance for those of us in the UK.

[@gloriacubas5108]

the writing method is the best

[@kuselwa6715]

Thanks so much.

[@JenniferAMThomson]

You're welcome!

[@emmaroy6984]

Any advise on where to put a fully funded emergency fund to make the most of it but still have it accessible for emergencies?

[@JenniferAMThomson]

I would probably say a Cash ISA is your best bet, one where you can immediate access so you might only get 0.5%-1% interest but at least it is something. Great question!

[@stevenwilliams520]

EMMA Roy yes just a regular savings account where you can get instant access. The emergency fund is not savings and shouldn’t be treated as such. Good luck 👍🏻

[@saharnoraibrahim6873]

Have you ever made a video explaining the reason why you get into debt and have a big red within your credit card?

[@claranicolas2280]

kzbin.info/www/bejne/f5zQiKmmobibl9E this is the video on her debt :)

[@sradhadinesan6383]

Thank u so much for this vdo

[@JenniferAMThomson]

Most welcome 😊

[@circularisnotthis4316]

Do you start at payday or reflect after?

[@alvarob2443]

Any advise on the best creditcard to acquire points to exchange for travel airplane tickets?

[@stevenwilliams520]

Alvaro b no credit card 💳! Why take on debt to earn a pathetic point ?

[@ridwanslife]

I just YNAB. I like the reflection step mentioned here.

[@naifalshehri5579]

If u want to save money and be financially stable u need to do these steps: 1-stay single . 2-if u r in a relationship u need to break up with her immediately. Financial expert who is actually jobless Bye 👋