कर्ज और भारतीय अर्थव्यवस्था, क्या मुद्दा सही में गंभीर है India’s Debt, Is the Problem that Serious

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कर्ज और भारतीय अर्थव्यवस्था, क्या मुद्दा सही में गंभीर है ? India’s Debt, Is the Problem Really Serious?
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[@Vishnus610]

Regarding private borrowing....NPA in Indian banks is all time low and banks are performing at peak in India .....it's says everything

[@samindherreddy]

BJP is doing CapEx Congress aiming for Revenue expenditure 😅 thats Summed up in 2 lines

[@bhimsainsaini7537]

Dr. Saheb Consider this fact too. Indian Tax collection ₹6,38,596 crore in 2013-14 to ₹16,63,686 crore in 2022-23.

[@BinoyKSaha]

I belong to middle class and I know almost every one of my colleagues has loans. All these loans are due to the purchase of land or building a house.

[@random_gunner.9064]

If there is any country or any way in which without debt india grows... Please tell us... In villages all around the up bihar Microfinancing, cooperatives, self help groups.helping in a way which has never helped them. I don't think you will ever understand this until you visit that place.

[@csmanojpandey123]

Yup , microfinance is in every single village

[@SujitRoy-rt5kh]

Reason behind increase in household debt is everyone is buying iPhone on emi😂😂

[@CHANDAN_Kumar_Chaudhary]

Khan sir, I am working in banking sector in Bihar For kind your information A lot of microfinance company and banks provide a lone between 50k to 5lakh without any collateral I can explain all about scenario but it's not possible in comment box Jai Hind 🇮🇳

[@SaurabhSingh-sf5rc]

Sirji congress, aam admi party ke manifesto jo vaadey kiye gaye hai, uskey baad Indian economy ka kya haal hoga ek video ispar bhi banaiye

[@AmalTan]

9:23 Increasing private debt(40%) and falling savings(5%) are a concern. One point to consider in this is the impact of Covid-19. So I think a clearer picture will emerge in next 4-5 years. But policy makers need to keep a eye on it.

[@oshoosho8466]

Much of the Debt is taken by Corporates & State Governments for which the Central Government isn't liable🤠

[@pankajsrivastav2263]

Good work but not conclusive rather confusing

[@BinoyKSaha]

You are right. Domestic debts are mainly for real-estate properties. No loans are available for feeding.

[@ex.fighter8939]

This person neither lives in India nor knows the internal condition of India but is spreading knowledge a lot

[@saurabhdang7307]

Thanks sir for this very valuable information

[@avi_arihant]

Thanks for an insightful and informative discussion.

[@shekharavhad7687]

Correct Analysis

[@manusharma5059]

India needs to do a lot. Population is going to be a big challenge.

[@kjumani]

Very enlightening. Thank you!

[@ProfMuqtedarKhan]

You're very welcome

[@vivek-420]

Thank you for this analysis sir!

[@ProfMuqtedarKhan]

My pleasure!

[@user-xt5wp8mu9f]

maulana saheb america aur china ke debt par aapke guftagu ka intajaar rhega.

[@chaudharyrahulkumar]

America aur China se comparison ki India ki Aukat ni hai

[@chaudharyrahulkumar]

​@@Rock-xf1hh, Beta kabhi US media suna kro vo kitna criticize karte hai apki government ko, Go out of Godi media.

[@atul3009]

U rely on papa godi and godi media, see how outside in USA they criticize their own government, not like pawpa godi ji ne wwarr rukwa di​@@Rock-xf1hh

[@azamali-vl5wi]

Maulana sahab ap ko laal salam

[@MAHAKAAL_Govinda_Bhakt_NSH]

​@@chaudharyrahulkumarnaam Rahul hai us se hi andaza hota hai Tera view kya hoga

[@paul.sanjib]

Excellent

[@mohitagarwal220]

Sir, you discussion was quite useful. You have raised the question on household debt of India that it is increasing, that is quite pertinent, however, it will interesting to know the breakup of same, by breakup i mean in the total Household Debt what is the contribution of consumer loan (unsecured, creditcard loan etc. i.e. loan taken for nonreal asset creation) and others, if this ratio is tilted towards later then I think then situation is not worrisome

[@koibatnahi4683]

Thanks for bringing up this important topic Prof. Khan. What are the countermeasures we the middle class people could take, since we have no control on how the economy is managed..

[@kardapratap886]

good analysis

[@amanverma7033]

Sir make a video on comparing American and Indian education system. What makes American system so unique

[@sandeeppatel7490]

Very good information to learn about debt of all the countries.

[@yogendrapandey2545]

Good analysis 👍

[@atul3009]

Sir, my question is, the growth of indian stock market, is this a bubble??? Because we have seen china also but now situation is different

[@SouthindianNarendra]

Sir pls u become PM of India and run the country as per your wish. I also can give advice to you on 100 points.

[@kirpanshashi5568]

Aaj ka subject bahut hi khas tha Ye sachhi bat hai ke India ka dikhawa Jada ho Raha hai. Garibi Jada ho gai hai. But logoko karja asanise de dete hain. Public usme hi mauj karte Hain. Saving bilkul Kam ho gayi Hain.. Dikhawa Jada hai . Amir bahut Amir ho Raha Hain. Middle class juz Raha Hain apne jine ke liye is liye karja Leke ji rahe hain. Badi khatarnak chij India me Ho Rahi Hain . Agale 7 years me sabkuch samne aa jayega.

[@sanjithkmemon8525]

Yes. But are we taking debt to cover our personal expenses or for development

[@rampalsingh9021]

हर नमस्कार आपका डाटा सही है लेकिन अभी भारत में बैंक से कर्ज लेकर कोई खाना नहीं खा रहा है कुछ ना कुछ काम कर रहा है और बिहार,यु.पी. मे मुसलमान जनसंख्या ज्यादा है और एवरेज बच्चे आठ,दश का है आप जानते है बच्चों को पढ़ाना कितना महंगा है तो सभी बच्चे पढ़ नही पाते जीस कारण सरकारी नौकरी नही मील पाती और भारत मे प्राइवेट नौकरी को भारतीय नौकरी मानते नही है तो बेरोजगारी तो दिखेंगे जय हिन्द जय भारत वन्दे मातरम्

[@bhaskarshetty4981]

Not every infrastructure is not productive and therefore borrowing in the name of that project smacks of favoritism or corruption like what we heard about a highway to nowhere and bridge in Alaska.

[@kbmehta4208]

Khan sahb, as always well balanced. RBI must have data on home loans, personal loans, car loans, corporate & MSME loans etc. Thus, will it not be possible to glean debt data from RBI reports that are published periodically?

[@shyamagnihotri7333]

There are renowned economists in Indian administration. Please restrict lecturing in your institution only.

[@ProfMuqtedarKhan]

Yet you are here.

[@kpp2941]

He knows what will happen if he pro tests or lectures institutions of "$80k GDPC" contry. He can't. He knows very well even 1 peaceful pro test in usa, will result in his ar rest and job loss. Search Washington Post Columbia University ar rests. Today's story on wapo. Can he protest no. But inko Shaheen bag chahiye India mein.

[@kpp2941]

He knows what will happen if he pro tests or lectures institutions of "$80k GDPC" contry. He can't. He knows very well even 1 peaceful pro test in usa, will result in his ar rest and job loss. Search Washington Post Columbia University ar rests. Today's story on wapo. Can he pro test? no.

[@chaudharyrahulkumar]

Those economist are sitting for Adani Ambani, not for you.

[@ProfMuqtedarKhan]

@@kpp2941 5 Cracks in the System that could Break America * US under Bad Governance and Bad Management kzbin.info/www/bejne/iJ65i4Sorr91oMk

[@jpsundriyal]

You speak reality Dr saheb

[@ProfMuqtedarKhan]

Thanks

[@RanuLodhi-mf5qh]

बिलकुल ये डेट बिलकुल इन्फिरा स्टेकचर में ही हो रहा है

[@PraneethM-or6jj]

Hello Professor, Do you think India Household debt might be boon to households as they might have invested in Passive income sources or Real Estate which eventually give returns. Also if you can compare the Household debt of other countries' with that of India, it will help. 2. Most of the people I know who takes ration of 20kg rice per person per month, they(monthly income in the range 30-40k) either sell it to the others with Rs.20/- kg or some of them who purchases the rice(monthly income in the range 10k) will make some D2C goods or foods and sell for good profits. I got information from them who takes ration rarely consumes the rice given by the govt. Ofcourse I am missing some section of people whose income is

[@pranayakumarpurohit3925]

Small entrepreneurs are struggling a lot due to non availability of labourers. And I am one among them. There is no shortage of employment opportunities in India, perticularly for non-skilled workers.

[@anuchugh31]

Sir, many small financial institutions were opened by RBI few years back post realising national or private banks were not able to reach village to village. These institutions give loans for small amount even like 50k to buy bike, or open shops to earn their employment. These are heavily regulated by RBI, if found concerns RBI appoints their own people to manage irregularities

[@neorock2223]

Govt had a scheme for micro businesses, where you borrow a small amount, lime 20k and pay in time, so you get eligible to borrow 40k, and then to 80k and then to 100k, so that small vendors, borrowers can establish their business.

[@harishkumar-wk3mn]

nowadays startups dont raise money but debt

[@dravidshukla2816]

Domestic household debt is all about vehicle finance, home loan and credit cards.

[@srinivassuryakant7616]

People poor and lower middle class resort to private loan which may not reflect in any survey. This is used for regular consumption

[@hemantjoshi8165]

Very good analysis sirji. Bahut badhiya. I tend to believe BJP line in this case, people mostly take Home loans & Vehicle loans in India, this is very common. But in case of poor it is almost impossible to get any kind of formal loan, unless government brings some scheme like Mudra yojana etc.

[@dixitrajesh4667]

In India home loan is booming, due to low interest rate, PM avas yojana giving affordable home with different subsidy of 2.67lacs

[@YashSrivastavaYT]

Sir Infrastructure Pe Jyada Paisa Lag Raha Raha. Jitna humko Pata Hai Usme Bullet Train Jo Ahemdabad Se Mumbai Chalne Wali Hai Wo Japan Se Karz Liya Hai Aur Mumbai Mein Jo Abhi Bridge Bana Hai Wo Bhi Japan Ne Hi Banwaya Hai Apni Companies Ko Short Distance Dene Ke Liye Pehle Long Distance Hota Tha.

[@rajivgupta6187]

*Must exercise your VOTE.* FYI Lotus is the National Flower of Bharat . It is one of the important National Symbols of Bharat.

[@kumarsingh29jitendra]

Sir, in mudra yojana even poor people can get loan for small amounts for small setup. Thanks

[@umeshmishra419]

Bank savings interest rate less than 7 percent and mutual fund growth more than 15pearsnt

[@prabhashankarmishra3122]

Internally debt bad raha hai , to yah pramadit hota hai ki bharat vikash kar raha hai...bhartiyo ke yah chamta hai loan chukane ki....

[@dilgurung8647]

But America commodity buying like Ration clothing on credit??

[@samindherreddy]

Manifesto Review plz 😊

[@gauravdhamija7108]

Poor man can not get loan and smoll business owner also working professionals can get loan easily

[@mukeshpandya8671]

Intellectual of Islamic studies professor Mukta kadar Khan saab. That is not right time to discuss economics matter before my country election time.

[@Worldfaimly]

RTI weak karne aur MEDIA paltu hone par undercover corruption ho rahi hai sir

[@prabhashankarmishra3122]

Garibo ko sarkar pradhanmantri mudra loan de to rahi hai ,Rs 50 thousand to one lacks tak without guarantee, and paper less

[@yogendrajha2479]

Professor sahab India ka debt kam se kam bhrashtachar me to nahi ja raha hai lekinRajyon ki sarkaren khashkar delhi, panjab,kerla tamilnadu aur pashchim bangal ye sarkaren Vjp ke ashar ko kam karne ke liye free free bantane aur uski aar me bhrashtachar ye chinta ka karan hai.

[@chaudharyrahulkumar]

Sometimes Sanghi wants to compare India with US and China, otherwise Most of the time they are happy comparing with Pak, Afghanistan, Bangladesh, Sri Lanka.

[@mohdashraf3900]

Koi badi industries nahin hai india govt mein.jo thay wo sab poonji pati ko bech di gayi hai.nri se dollar aate hai matlab .indian govt ki income nahin hai.Money borrowing zyada karna matlab.zyada corruption .

[@captsanakc]

People with money gets loan, poor people do not get loans

[@pratyushojha]

Mudra says hello.

[@ProfMuqtedarKhan]

It seems there are schemes to provide loans to poor people. For example Mudra loans.

[@VinodBandari-ps5yd]

​@@ProfMuqtedarKhani have availed that besides 2 lakh for building house ,15000 for building washroom ,20 thousand every year on job card and last but not the least free food grains 😂

[@sanjeevsharma8993]

Professor , are you aware of American debt? Why don't you come out with a program on it?

[@yogendrajha2479]

Bipkshi aur tathakathit vidwan hava havai bat karte hai civil work ke kshetra me labour aur contractor dhudhne se nahi milta hai.

[@Vikasbeingpahadino]

Sir lone khali amirro ko milta h garibo ko nhi

[@nabadayhalder]

Wo 80 crores mn se bahut sare ese hn jinke 4 wheeler bhi hn

[@pranayakumarpurohit3925]

You are saying that there is severe unemployment in India. Can you send 25 unemployed person to me. I have vacancy in my organisation.

[@ex.fighter8939]

One thing I don't understand is why every Pakistani talks about India's economy and why don't they use all their knowledge to manage their own Pakistan's economy

[@arnabbhattacharya07]

I have stopped learning

[@pranayakumarpurohit3925]

Do you know what is unemployed by choice. This is what happened in India right now

[@raviinder6406]

Dr. Khan sahib .. Jab taq Adani Ambani Ameeron ki List me rahenge .. tab taq Humm Udhaar ki Ghaas bhi Khaa lengey .. Humm Vishavguru hi rahengey , chaahe woh Bhookhmari Berozgaari hi kyun na ho .. aap ittni Fiqr kyun karte ho ..🤔🤔

[@nabadayhalder]

Rupe mn lega nhi mtkb aj kal lete hn kuch country but lega bahut saree ane wala time pe.

[@radio...BHARAT]

Do you know about USA debt. professor! 😢😢😢😢

[@ProfMuqtedarKhan]

Watch the video. Millions of Indians are dying to live in America. No comparison.

[@radio...BHARAT]

@@ProfMuqtedarKhan oh ! really thats why Americans are rushing towards India . Americans are exposed in front of world . No one wants to live in OBAMA*S America.

[@laljitkumar3401]

Han loan milta hai 5 lakh

[@patilsantosh1979]

Mudra loan for poor. Modi's initiative

[@CHANDAN_Kumar_Chaudhary]

Khan Sir, I am regularly watching your videos because. Your analysis is pure like 24 karet gold Jai Hind 🇮🇳

[@ProfMuqtedarKhan]

Thanks a ton Chandan.

[@ManjeetYadav-lr6ct]

Poor ko loan nhi milta hai

[@laljitkumar3401]

Bihari naukari karna pasand karte Hain business nahin ab ismein thoda thoda changing aaya hai ab apna rojgar karna chah raha hai bihari song

[@shivrajtyagi8037]

As always fear mongering. Let us not worry too much about the progress of india as of today. Dr Khan is too much worry about India when he is living in USA.

[@merchantofsurat]

खान भाई, आप अमेरिका, चाइना, जापान की GDP to sovereign debt की तुलना भारत की sovereign debt ki से की लेकिन उन सभी देशोँ के household debt की बात नहीँ की। आप जानबूझ कर apna agenda को push कर रहे हैँ। आप भारत की आर्थिक स्थिति की जान बूझ कर negetive image बना रहे हैँ। आप केवल भारत economical parameters की बात करते तो कोयी बात नहीँ थी लेकिन आपने थोड़ी सी बात American & Chinese economy की करके फिर सिक्किम से बिहार को compare करने लगते हैँ। You tired hard to padle your vested agenda but failed miserably. Good luck next time.😎

[@dharmendraprasad8751]

Why are you so concerned about India your parant origin country.. when you already belong to Pakistan 😂😂😂

[@aadi03282011]

I think we know better than you. You don’t have to show ur cheap lecture during election

[@ProfMuqtedarKhan]

But thank you for watching anyway. It is indeed flattering that even those who know better than me watch Khanversations.

[@MrRahulbi]

Sirf Per capita income dekhne se ni hoga n sir ,ye v dekhna hoga ki standard of living expense kita h US ME OR INDIA ME US me 20 rs me subah ka nasta milta h kya? 100 rs me lunch hoga kya? 5000 rs me 2 bhk flat rent pe milega kya?

[@RohitRoy-cd9ks]

When you are a developing country of 1.4 bn people, everybody can't get rich at same time or as per your concern in last 10 years under BJP administration. Every developing country has to follow pyramid economy structure by default. Nobody can change that. Our country is not energy rich, so everybody has to work hard for themself and country. if congress is there, every Bihari could have earned below 20000 INR at this time. We have seen congress for more than 60 years. Only Sir Manmohan Singh and Madam Indira Gandhi has taken some good initiative for our country. rest is history. There is no free lunch in INDIA. 80 Cr. people is not getting free lunch. Yes, they get subsidy on some basic items, and that is good. Talk about Muslim population of INDIA. More than 60% of Muslim still believe on Madrasa education and they want Sharia law on everything. Give me one name of MUSALIM nation except Turkey where democracy exist. Only NON-Muslim has to take responsibility to make a democratic country. NICE... Come to INDIA.. Do something good for INDIAN people from grassroot .. then your lecture can be appriciated ..

[@debajyotidutta6795]

Yea bhaisaab India pe video banate hai, aaur iise itna bhi pata nehi ki India mein khane peene ke liye loan nehi milta hai.. Home loan, Vehile loan, etc are for real assets. EMI for online purchases or credit card payments are also considered loan. Personal loans ke liye bhi bahot saare restrictions hai.. Aaur repayment ka aaukat dekh ke hi loan diya jata hai public ko.... Inki economics ki gyan dekhlo.... Jab loans ka hisaab kar raha hai to total repayment amount bata raha hai... Lekin jaab savings hisaab kar raha hai to sirf current savings ko le raha hai ... Future income se future savings banega for future repayments.... Current repayment requirement se current savings ka hisaab karna chahiye... Lekin tab to inka agenda expose ho jayega 😁

[@Kenkalsi]

hindi belt is ghatia belt as they still practice untouchability and that's y they can't progress. Hinduism is curse for hindi belt.

[@azamali-vl5wi]

Laal salam