Pros & Cons Of Being An Insurance Agent

[@conniesmcmillan]

I just passed my life license test yesterday!!

[@KennyJTV]

Congrats! Welcome to the best industry in all the land! So proud of you!

[@lavishventure4880]

Did you go for L&H or P&C?

[@KennyJTV]

@@lavishventure4880 I did both!

[@InspiredSoul812]

How was I’m studying for health and life

[@KennyJTV]

@@InspiredSoul812 Life and Health in my opinion was easier than P&C

[@qtaylor1951]

So I’m 20 years old and I just passed my personal lines agent exam today, I wanted to say thank you for your content the insight helped greatly I wasn’t too sure if I could do it but channels like yours really reinforced my confidence. Keep it up!

[@KennyJTV]

Thank you so much for your kind words! Congrats on passing your exam!

[@pimpinondemhos101]

How’s it going for you?

[@marjopecaj1404]

^

[@kawaiikoibito3268]

This video was 2 weeks ago and I feel way more at ease. My dream has always been able to set my own hours and challenge myself I'll be studying for life&health

[@KennyJTV]

You got it! The freedom is amazing!

[@zabssoutherngirl2019]

How are you studying? Are you doing it on your own or taking a class? What study guide are you using that I can purchase?

[@kenyeltv]

The flexibility of being an Insurance Agent seems like the biggest PRO!!

[@KennyJTV]

The flexibility is key! Love your new profile pic!

[@our.secret1130]

What is the flexibility like

[@KennyJTV]

I make my own schedule for the most part!

[@our.secret1130]

@@KennyJTV that is super awesome! Do you see yourself working full time forever?

[@KennyJTV]

Yes, until I hire someone to run the agency so I’m able to coach agents and speak full time.

[@alceja3522]

I remember the first time I signed with an independent agency they outlined a monthly Income driven by my potential sales. I didn’t even come near it but it motivated me to become a hungry agent and grind my butt off! New sub 💪🏽

[@KennyJTV]

I love the ambition. Thanks for the sub!

[@toothfungus5801]

How you now?

[@alceja3522]

@@toothfungus5801 thriving! So blessed

[@KennyJTV]

So proud of you! Congrats!

[@alceja3522]

@@KennyJTV one of the best decisions in my life, now that I have young kids I truly appreciate the opportunities given to me! Thank you

[@TheInsuranceAgent1]

I certainly believe the pros outweigh the cons. Being an Insurance Agent, like any job, takes time and consistency. There is a lot of groundwork at play especially if you are newly licensed and building your book. On the lowest days I remind myself of the flexibility I have over prior jobs and to keep pushing on because of residual income. Many Agents that I have met over time all live or have lived great lives by dedicating their careers to growing their book. In my own experience, I can only speak from the Commercial side of P&C Insurance. Best of luck to everyone out there grinding day in and day out!

[@KennyJTV]

Thank you for the value you provided in your comment. Thanks for watching!

[@Yaahboi52]

Freedom of schedule is definitely one of the biggest upsides but I also see it as a double edged sword. It can be difficult to be accountable to a schedule especially if you’ve worked a 9-5 for so many years where your schedule is essentially handed to you.

[@KennyJTV]

Very true! It's all about how bad you want it. Everybody isn't made to be an entrepreneur and this is one thing that weeds a lot of people out.

[@jayg5888]

I gave up, I'm not passionate about this industry where I saw little results. I experienced immediate results selling Real Estate, should have never stop selling homes.

[@KennyJTV]

I understand, insurance is definitely a slow grind!

[@joshhall8870]

I have no experience on insurance agent but I’m very interested in learning how to be an insurance agent. Im currently in the healthcare industry & I wanna change my career & start working remotely, I’ve been applying to some insurance agent jobs & I got an interview for one. I’m definitely a people person & have good customer service experience. I want something new & different. I’m glad to learn what I need to know about this job/position. Just nervous about the interview & the unexpected

[@KennyJTV]

Thank you for sharing. The beauty about the insurance industry is that you need no experience. You’re going to do just fine, please keep me updated!

[@LupitaM-xr2pj]

I've been thinking about selling insurance for a little while now, mostly because it seems so easy to get into. But now that you pointed out that it's not a hustle or a side gig I'm started to reconsider. I kind of wanted to get into to it to help pay for college but it sounds like I probably shouldn't since I don't plan on sticking with it for more than 2-3 years.

[@HynCutie]

This video was amazing and informative! Thank you so much! Been looking for remote sales jobs and applied for a bunch of different insurance companies and have a few interviews set up, but wanted to get more information to see if this was a career I wanted to continue pursuing. And thanks to you, I feel like this may be the right fit for me! You definitely have a new subscriber 🎉

[@KennyJTV]

Hi Briar! Thank you so much for watching!! It's such a great field, I know you'll do well!

[@MLLBroker]

You mentioned non-people-persons may do better in non sales roles like underwriting. Do you have any advice on where one would start to land a position in the Insurance Industry that isn't so demanding for us natural introverts? I have some tech certificates and some college but no degrees. Would I be able to find a position in underwriting or any other insurance position without any degrees? I've been a Medicare broker for two years at an MLM agency now. I enjoyed the process of learning the insurance products and problem solving which plan is right for each person's situation and did well during sales season and teaching other agents but I 'm left exhausted from speaking to so many people.

[@stevekruse4281]

Thank you for all this information, this is really helpful and straightforward.

[@KennyJTV]

Thank you for watching!

[@jelicianorwood24]

Been watching a few of your videos. Writing notes. ✍ I like to be informed.

[@KennyJTV]

Thank you for watching! If you want to book a one on one call with me here is the link : calendly.com/kennyj/30-min-call-30

[@jelicianorwood24]

@@KennyJTV Okay 👌

[@madisoncooper9417]

I am so glad to hear that the cons are not as bad as I thought they would be, Thank you :]

[@KennyJTV]

It's an amazing industry. Thanks for watching!

[@remedyfinancialgroup5164]

This was a very good video. Thank you for always giving out good information!

[@KennyJTV]

Thank you for your kind words!

[@goodgirlsguide]

I have joined on that has MLM type structure in the UK. True they are focused on recruitment and getting policies from new recruits. 🤑 And you don't get full commission on first two or until you pass certain stage.

[@KennyJTV]

Oh wow! I’m not a huge fan of MLMs because they focus more on recruitment then educating the clients on products.

[@pimpinondemhos101]

Love your content king. Keep at it you’re a wealth of knowledge

[@KennyJTV]

Thank you so much for watching!

[@actionjackson5759]

KennyJtv, Hi there, is KinkyStyles your Sister? She's a KZbinr also.

[@KennyJTV]

In Christ lol

[@erinmartinez8360]

Thank you for speaking on the Mlm it’s very eye opening.

[@KennyJTV]

It’s not talked about enough. Thanks for watching.

[@tannilecharlotte1945]

I am a Benefits Specialist Advocate and it is my job to advocate for people. I take my job personally! I want my people on ALL sides to be well-informed and ok!!! In my current position, I can educate but can't sway a decision, which I am ok with that! I want to empower people with information so that they can decide what is best for them! Every person and family have different needs; it is essential for me to let them know what their options are so that they can make an educated decision. I work with CEO's and with those who may not be able to read the words in the documents provided, and I want both to have the same access 100%; that is the reason I am questioning if I should be looking into being an agent? Any suggestions?!

[@thaiworld0718]

It is so hard it is so boring studying for the insurance exam

[@KennyJTV]

Oddly enough I enjoyed studying most of it. Take it one day at a time 😌

[@OLatreil]

It was surely boring lol but it was also informative. Plus knowing what those commissions were going to be looking like made me keep reading. Took me 7 months but I was really trying to understand the content.

[@ustruthfullyspeaking]

I deal with insurance agents daily for my job and they get on my nerves. Insurance agents for business insurance don't seem to like their jobs and are unprofessional. This is not for everyone to do.

[@CreatingExcellence]

Can you please share how they get on your nerves? I want to be sure I’m avoiding this or come up with an approach that isn’t annoying.

[@ahmon3136]

The flexibility sounds great. Thanks for the info Kenny!

[@KennyJTV]

The flexibility is one of my favorite things! Thanks for watching.

[@KatM272]

Do all insurance agent jobs deal with cold calling? Also is this something one can do part time?

[@KennyJTV]

Not all of them! I don’t cold call at all, neither do my agents. You can definitely do it part-time!

[@KatM272]

@@KennyJTV is there a video on here explaining the process of how you and your agents do your calls if not with cold calling? I’m trying to understand how this all works because I find this very interesting, I just don’t see myself cold calling and some others on YT were telling me it’s “essential to cold call” 😣

[@KennyJTV]

@@KatM272 definitely not necessary to cold call. I don’t have an exact video on that. Feel free to book a call would love to chat Eve help you out! calendly.com/kennyj/30-min-call-kenny

[@KatM272]

@@KennyJTV Hey Kenny! I think I might just do that. But first, where could I message you privately so I can give you a little background on what my situation is so you can let me know if you could help me on a call? And if this makes sense for me

[@KennyJTV]

@@KatM272 can you message me on Instagram: @kennyjtv

[@jamessullivan5864]

I'm looking into getting into insurance now, I'm multilingual so I believe that it should help me in the industry. I was wondering if this is a job I could hypothetically do while living in another country?

[@KennyJTV]

Hi James, I would check with the Department of Insurance on that one.

[@ashleyb6656]

Hey Kenny great video! Thanks for the heads up on the MLM companies. Do you recommend starting with an established company or creating an independent agency? I'm interested but not sure where to start. Thanks!

[@KennyJTV]

Hi Ashley! Truly depends on your goals and if you want to run a business or not. Both are great careers.

[@ashleyb6656]

@@KennyJTV thanks for the response. I actually watched your video addressing this question after I asked it. Keep up the good the work with your videos. I am always looking for our perspective when I'm trying to learn about new things!

[@KennyJTV]

@@ashleyb6656 I’m glad I could help you. Thank you for watching!

[@victoriabrewer7831]

I passed my life insurance on 8/31/21. I’m so happy, but I’m going back to get my P&C license as well possibly in a couple months. I also have picked the agency/brokerage that I’m going to be partner with or working with as well. Do you happen to talk about this in your prior videos and if so what’s the name of the video?

[@KennyJTV]

Congrats! Welcome to the best industry in all the land! You seem to be on the right track. Keep it up!

[@victoriabrewer7831]

I do have other questions Kenny. My question is by me being an young insurance agent in the industry does that put me and other agents in a disadvantage too sell insurance if clients can get an free online quote and companies are enabling this. Where does that put us as sales people as technology increases or improve such quality or feature?

[@KennyJTV]

@@victoriabrewer7831 that is a very complex question and would love to go in depth with that. Feel free to book a call and I’ll be able to give you some insight calendly.com/kennyj/30-min-call-30

[@victoriabrewer7831]

@@KennyJTV ok understandable

[@max78747]

Are your agents 1099 ? Because aflac is doing this , 1099 Commission only position . What do you think of this practice ?

[@tamikabrown1409]

I want a secondary income stream, and just want to do this part time. Do u think that's possible?

[@KennyJTV]

Hey Tamika, it’s definitely possible!

[@pattycake3056]

I did it and it was easy!

[@normamascarinasvlog7597]

thank you kenny! are all insurance is mla bec they’re all under agency right ? thank you for your responds

[@KennyJTV]

Hi! Not sure what you're asking.

[@insuranceagentmemes1062]

Being an agent is cool

[@KennyJTV]

Love your memes!

[@jennifervirgenlopez]

i just passed my pnc license exam this past wednesday 🎉

[@KennyJTV]

Congratulations!

[@bradbyrd5977]

Did you use an aggregator?

[@gabeitch1232]

In singapore people hate and avoid insurance agents

[@KennyJTV]

It's like that to a certain extent in the States.

[@esthercharles6168]

I passed my life insurance 215 today 😀! Can you share with us how the steps you took to learn Life insurance on your own?

[@kelhaden1973]

Would you recommend using a MLM to getting started? Such as AiL

[@KennyJTV]

Absolutely not.

[@kelhaden1973]

@@KennyJTV so just aim for P&C first?

[@KennyJTV]

@@kelhaden1973 yes, that’s what I recommend.

[@faithvertrees]

I take my personal lines state exam tomorrow 🤞🏼🤞🏼🤞🏼 then a permanent work at home position

[@KennyJTV]

Good luck! Please let me know how it goes 🙏🏾

[@faithvertrees]

@@KennyJTV I failed it 😟😟😟😟

[@KennyJTV]

@@faithvertrees it’s okay! How much did you miss it by?

[@faithvertrees]

@@KennyJTV 1.

[@KennyJTV]

@@faithvertrees you got this, next go round!

[@yawadithalyzahdawahda8978]

What are the mlm agencies?

[@ren6510]

I passed my life/health insurance exam and I have my first two clients. Ny life is offering me 80 percent commission . Is it better to be independent or work with a company ?

[@KennyJTV]

Always better to work independent. You can get paid a lot more and cut out the middle man.

[@freshmoneycorporation8553]

Thanks Man! I look up to your content.

[@KennyJTV]

I appreciate that! Thanks for watching!

[@jwanders10]

Good information. I just started a small independent car dealership. If I end up getting my insurance license, will insurance companies be OK with me selling auto insurance policies to my own dealership customers?

[@KennyJTV]

Thank you! That’s a very smart and lucrative idea! They companies won’t have a problem with that.

[@jwanders10]

@@KennyJTV Thank you! As an insurance agent, do I have to handle claims, or can I direct the customer to the insurance company’s main line when claims need to be filed?

[@KennyJTV]

@@jwanders10 you wouldn’t handle claims, you would be on the sales side! You would provide them with the phone number?

[@jwanders10]

@@KennyJTV good I’m glad that I can direct them to the the insurance company’s main claims line. On average how much is the commission per deal that you do in terms of a dollar amount and a percentage?

[@KennyJTV]

@@jwanders10 feel free to book a call, we can go over all of the numbers.

[@restorationfamilyservicesi875]

Excellent video!

[@KennyJTV]

Thank you!

[@lalo7761]

I have a job with good pay and the retirement is amazing, I only work Mon - Thursday right now, do you think its possible to succeed working Fri - Sun in this business? I know you said its not the kind of job that is a side hustle I'm just wondering why not?

[@KennyJTV]

It’s very realistic to do that. Just make a schedule to follow and you’ll be fine.

[@araspbe14]

Hi Kenny how long have you been in the insurance industry?

[@KennyJTV]

A little over 2 years now, which is crazy to think about!

[@feliciacaldwell466]

Great Video! Thank you!

[@KennyJTV]

Thank you for watching!

[@msshorty681]

What other positions can you do if you are licensed but don’t like doing sales?

[@KennyJTV]

You can be on the servicing side of things, were you are involved with retention more than sales.

[@angelamita9742]

I work at an agency as an account manager on the servicing side of things instead of selling. I process the renewal policies (bill them, review them, send them to the customer), I make policy changes, I answer the customers question and help when there are problems like if there’s a claim or a billing issue or their price goes up or they’re policy gets non-renewed or things like that. Sometimes I write new policies if the customer needs another policy or a new customer calls for insurance (but I’m not really soliciting new business). You usually make more money selling (if you’re decent at it that is) but a lot of people don’t like the pressure of selling and not everyone is successful at it.

[@KennyJTV]

@@angelamita9742 thank you for all you do! People don’t realize that your job is really what keeps everything moving. Keep up the good work!

[@truthandnothingbut]

Great video !

[@KennyJTV]

Thank you!

[@lavishventure4880]

Hey Kenny, which license would you recommend newbies get first and why? Is it possible to do a video on that? Love the content, keep it up! 👍🏾

[@KennyJTV]

Would highly recommend getting P&C first, I will do a video on that. Thank you for the feedback!

[@lavishventure4880]

@@KennyJTV how long until an insurance agent closes their first deal? On average, weeks, months, or a year?

[@KennyJTV]

@@lavishventure4880 I closed my first one my first day as an insurance agent. Just depend on your grind and hustle!

[@nathanstice8456]

@@KennyJTVthanks for sharing this, it gives me a boost of encouragement. I just received my 0215 cert 4 days ago. I have had 9 different broker agencies call me and I have run the gamut of MLM and franchise models. Going back and forth between captive or independent, as this will be my full time job and main stream of income. I have been concerned on the independent broker side of not making enough policy sales to support myself and my wife (she works full time in the childcare industry) through the first 6 months.

[@beastmode354]

Is it hard getting clients when you first start and never done this before

[@KennyJTV]

For me it wasn’t too difficult. I leveraged my social media & warm market.

[@ViceGamingGuru]

I passed my test today

[@KennyJTV]

Congrats! Welcome to the best industry!

[@trashithaulitwastecollecti1314]

interesting talk but different here in kenya the insurance industry

[@KennyJTV]

Thanks for watching! How’s the insurance industry over there? I’ve always wanted to visit!

[@Kobe8DaGreat24]

Who's policies do you sell as owner of your insurance agency?

[@KennyJTV]

Are you asking like what company?

[@geekbliss4209]

Great vid!

[@KennyJTV]

Thanks for watching!

[@johnconnor210]

Would you say Geico is good company to work for? I have an interview with them. They offer base pay plus commission.

[@KennyJTV]

Not too familiar with their pay structure. Do you research on the company and employee retention

[@comb87]

So how much money would a agent have to spend on leads on a weekly basis to make a good income around 60 to 80k yearly. I come across lots of videos about the insurance industry but no one really breaks down how much you have to spend on leads to survive in this industry

[@KennyJTV]

I spend $0 on leads so I wouldn’t know the answer to that.

[@comb87]

@@KennyJTV thanks for responding bro so many people don't respond to questions appreciate you and these day to day video's you put on here for people that want to get into the industry to learn a little bit about I'm hooked to them keep it coming💯

[@KennyJTV]

Thank you for this!

[@Soulaan]

Hey I’m 20 I’m studying to be an insurance agent I’m wondering how much money can I expect to make in the first 6 months to a year

[@KennyJTV]

Hi Terrell, it depends on how determined you are and the company's commission schedule you work for.

[@devenaclarke6167]

I'm upset I was testing on xcelsolutuon there system had and error and making me re take the final exam and I was supposed to schedule they told me to retake the test bc there system did not save it so Cilton Talbert was a rude through out the call and refunded my course when I asked how much am I getting back now I have to start overrrrrr I am so upset ima just quit on it bc iont like how the employees are

[@KennyJTV]

I'm so sorry that happened. I used Kaplan and that course was amazing! Insurance is a great industry to be in, don't give up on it as a whole.

[@devenaclarke6167]

@@KennyJTV the manager fixed it i believe now waiting to take the state exam wish me luck you inspired me to keep going

[@KennyJTV]

@@devenaclarke6167 glad that fixed it and thank you! You go this!

[@jadahood8868]

Is the pay all commission or does it depend?

[@KennyJTV]

Depends on the agency you work for! When I was with State Farm I received a base, commission and full benefits.

[@jadahood8868]

@@KennyJTV Thank you

[@OLatreil]

How do you get the insurance company to pay you per premium paid instead of the 6-12 month advanced pay?

[@KennyJTV]

You just have to ask, if you are working for an agency it just depends on what the agency owner wants to do.

[@jake02cute]

Hi Kenny what insurance company should I go and work with I’m confused FFL reached out to me but I read they are kind of a scam company

[@KennyJTV]

I would say stay away from MLMs!

[@jake02cute]

@@KennyJTV will do much appreciate you help and I enjoy your content!

[@drkaryeroe]

@@KennyJTV which company/agency would you recommend for l & h independent?

[@greendarnesha]

I passed 🎉🎉

[@KennyJTV]

Congrats!!

[@lavontejackson7331]

I’m learning about getting my insurance license . What do you believe will be the best route for me to start ! Everyone keep telling me to join primerca ect ..

[@LVynderRenae]

WFG is a great company to join

[@InspiredSoul812]

Do you know anything about Select Quote ?

[@KennyJTV]

Not familiar with them. Is that who you're working for?

[@InspiredSoul812]

@@KennyJTV they are a service that give gives people a free quote the people shop around and we as agent help them found what they’re look for and sale it to them commission plus hourly but need to get my state license first for life and health I start with them September 7th

[@garyallen1374]

@@InspiredSoul812 Hey, I am starting with them on the 7th, too... Here's to big goals and sales! I am going with the AEP group....

[@InspiredSoul812]

@@garyallen1374 oh wow cool! Thank you! Cheers!🥂

[@GCXperts]

@@InspiredSoul812 I should be working with them soon! Did they provide equipment??

[@michaelschenck4791]

Could you teach me to becoming an insurance agent

[@KennyJTV]

Of course, shoot me an email! [e-mail]

[@vietnsmcttnhhvps1198]

Hay quá

[@MarioDaye]

🙌🏽🙌🏽🙌🏽🙌🏽

[@RozyRoPink150]

Lazy, not self motivated people don’t seem to make it in any profession in my perspective.

[@KennyJTV]

That is true!

[@HeliosSpeed]

How do I become your agent?

[@KennyJTV]

What state are you located in?

[@webuyhouse8917]

@@KennyJTV I’m in Illinois

[@PeaceChanel]

. Namaste .. Salam.. Shalom.. 🙏🏻 😊 🌈 ✌ ☮ ❤🕊

[@Jarheadnov10]

Great content but you talk a bit slow for me 1.25x!!!

[@KennyJTV]

My apologies!

[@tylertheceo1888]

🔑🔑🔑

[@KennyJTV]

Thank you!

[@soundingthedeep1]

How many hour a week do you work approximately?

[@KennyJTV]

I would say maybe 40 hours if that.

[@GCXperts]

Can I become your agent?

[@KennyJTV]

Are you looking to work for my agency?

[@GCXperts]

@@KennyJTV Yes

[@KennyJTV]

@@GCXperts where are you located?

[@missashley2u281]

Kenny I dmd you on your IG page. Can you check that pretty please 🥺