Kevin O'Leary: These ideas just don't work!

[@bernadofelix]

Because so many people overpaid for homes even while loan rates were low, I believe there will be a housing catastrophe because these people are in debt. If housing costs continue to drop and, for whatever reason, they can no longer afford the property and it goes into foreclosure, they have no equity since, even if they try to sell, they will not make any money. I believe that many individuals will experience this, especially given the impending mass layoffs and rapidly rising living expenses.

[@CraigLloyd-fz6ns]

I advise you to invest in stocks to balance out your real estate, Even the worst recessions offer wonderful buying opportunities in the markets if you're cautious. Volatility can also result in excellent short-term buy and sell opportunities. This is not financial advice, but buy now because cash is definitely not king right now!

[@DorathyJoy]

You're correct! With the help of an investment coach, I was able to diversify my 450K portfolio across markets and produce slightly more than $830K in net profit from high dividend yield equities, ETFs, and bonds.

[@ScottKindle-bk3hx]

Would you mind providing details on the advisor who helped you? saving for a pension through a corporate program since the age of 18. I hit greater tax along the road, so I increased my company pension with a SIPP (tax benefits). I'm now 50 and would love to expand my finances more aggressively; there are a few automobiles I still want to drive and a few mega-vacations that I still want to take.

[@DorathyJoy]

Finding financial advisors like Melissa Terri Swayne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@HectorWhitney]

I located her, sent her an email, and scheduled a call; hopefully, she will reply because I want to start the new year off financially strong.

[@FrankGallagherr]

$525 billion to Ukraine and $750 billion to illegals and $700 to Maui people that’s your president America

[@crazystarwarsguy1006]

Which most ends up in American arms manufacturers' coffers.

[@angelafariscal8020]

FJB FGB FJB FJB FJB

[@SigFigNewton]

Dive into that figure on “illegals” for me. How were these data gathered etc Jk I know you made it up

[@hanshansen3885]

@@SigFigNewton All of the numbers are made up. It is just plain disinformation.

[@et195900]

Remember this administration Ukraine and illegal aliens come first they have priorities over legal USA citizens taxpayers That is the what Democrats like to do

[@johnlerner5346]

FJB! and the Entire Dem Party! Trump 2024 - Make America Safe Again from Dems!

[@dantheman6607]

Dow jones just crossed 40K for the first time Biden 24

[@jerroldrieger5345]

​@@dantheman6607thanks too Trump from 2016-2020...his amazing accomplishments are still working even with dementia in charge but it doesn't work for everyone

[@miker.1804]

We are repeating the the late 70’s housing almost double in price.. house prices aren’t going back, just go Home Depot and look at the price of materials. Never mind the lack of construction workers and price of increased labor costs.. this is the new us.

[@EndofAmerica2030]

It's been a rotten debt based economic shenanigan since Nixon took us off the gold standard. Most people didn't care for the cost of living was still very affordable until about year 2000. And no one wanted to talk about any of it for it's considered crass and rude.

[@SigFigNewton]

Yeah there are some places in the US where home prices are still rising. Lumber prices are as low as they were prepandemic. It’s not as tho builders don’t have healthy margins

[@hanshansen3885]

In 1979 the average national annual salary was $11,479. In 2022 the average national annual salary was $63,795.

[@Gio-ue8ps]

@mike.1804 I agree with you, housing is softening in many parts of the country & had a decent sized corrections. I think we get a little more downside and the fed starts cutting. after that housing will resume higher.

[@DaleCowle]

Tough spot for people wanting to buy their first house. By the time one saves for a down payment the cost goes up but one can't buy a house without a healthy financial start. Especially if there is a 35% down. Yikes!

[@jglee6721]

This is what robbing the future generations with government spending looks like.

[@heystarfish100]

Home prices across the country are all insane. Everything is so overpriced it’s ridiculous.

[@dantheman6607]

No its not supply and demand

[@gary9080]

In Germany, we paid 52% income tax and 17-19% vat when you buy something. Then you pay for medical insurance based on your income. Not too far from France.

[@GabbyMJ-md2rs]

Thanks Kevin. I got a 150K mortgage, bought 75k worth of Brett with it. YOLO from profit of 10k thanks a lot Sonia campbell

[@Lionadmike]

Hello, how do you make such amount? I'm a born christian but sometimes I feel so down of myself because of low finance but I still believe in God.

[@Francisco-287]

Every crash/collapse brings with it an equivalent market chance if you are early informed and equipped, I've seen folks amass up to $1m amid economy crisis, and even pull it off easily in favorable conditions. Unequivocally, the collapse is getting somebody somewhere rich

[@JustinClawson-ix1ic]

Wow, you guys are discussing about the same thing in my mind what a coincidence. Hahaha .I bought couple of crypto like Shiba Inu, BNB,XRP & ADA.

[@GabbyMJ-md2rs]

Sonia Campbell was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Sonia campbell.

[@RileyWilliams-lq3jh]

I even thought I'm the only one she has helped walk through the fears and falls of forex trading.....

[@OldesouthFarm]

The powers that be, do not want you have a home. They want you to own nothing and be a slave forever.

[@leoxd7029]

Powers that be = the government.

[@stephen7701]

avg salary is 41k not 68k where is he getting his numbers from?

[@hanshansen3885]

I dont know where he got that number from but I can say that the average annual salary is roughly $60k.

[@sblijheid]

No kidding. The both of you have just given different numbers than he did. I googled it and the bureau of labor statistics gives a completely different number. Are you guys sucking the numbers out of your pus filled thumbs?

[@anonygent]

Different definitions of "average". His number is correct, but not representative because the top end salaries skew the average way above what is actually representative. In Florida, for example, the average (mean) salary is $63K (2021 figure), but the median, the point at which 50% of the population earns above and below, is only $38K, just 60% of the average. Furthermore, an estimate of how much you need to earn to live comfortably came in at $68.5K, 80% higher than the median wage. Whoever Leary is talking to, it ain't us.

[@BTrain-is8ch]

@@anonygent The average including ALL workers is like 30-40k/year. The average for full time workers is around 60k.It's not that high income people skew the number upwards. It's that part time workers skew it downwards.

[@anonygent]

@@BTrain-is8ch I looked up median incomes for my post.

[@Fljeep18]

35% down ! Insane

[@SigFigNewton]

Wouldn’t have seemed so insane in 1980 when median home prices were like 3x median income rather than like 6x median income

[@mikewu9483]

0% down and 100 yr mortgage

[@pbreedu]

House prices would fall drastically if that was required. Look at how much college and university tuition has gone up since student loans became a thing.

[@mikewu9483]

@@pbreedu what college? pluming makes good $, just paid $200 for 20 minutes pressure drain

[@KrustyKlown]

INSANE, cause it ain't true.

[@JeanNovacco]

Property casualty insurers are NOT PROPERLY GEOGRAPHICLY DIVERSIFIED. States need high risk pools, reinsurance marlets to distribute insurer risk & REGULATION. Insurers ALSO FAIL TO FIGHT FRAUD by fraudulent contractors who know the ropes and get homeowners dealing with non- responsive insurers to sign over claims and sometimes even attorney representation to teams of repair contactors and in-house litigators.

[@SigFigNewton]

Add in increased replacement costs and increased frequency of costly natural disasters due to climate change

[@freddykagin]

All of this is insane!!! Trump 2024 🎉🙏🙏🙏🎺🎺🎺🔥🇺🇸🇮🇱💥💥💥🙌🚂🥇

[@shushu7574]

Rising prices worse that the average interest rate

[@LawrenceBroussard]

State Farm had a net income of 1.2 billion dollars. It does not sound like they have a reason to raise rates, but are focused on making more money.

[@SigFigNewton]

Irrelevant. That’s including all of their insurance types, not merely home insurance, and that’s including tons of states where natural disasters aren’t nearly as prevalent.

[@roykowalski4125]

“Climate change”, it is the reason all prices are rising.

[@SigFigNewton]

Was fun watching Kevin pivot to California to avoid talking about the Florida issue and give y’all the Dem-denouncing you’re here for

[@sblijheid]

@@SigFigNewton Insurance companies are leaving Florida for different reasons than California. It's public information.

[@robertquerry627]

So it about money , wow so smart

[@Mando_Trucker]

Average income is nowhere near 68,000 😂

[@joelhernandezzz2012]

well it equates to 8140 which is way above average for a household

[@stephen7701]

he's off by 20k, typical talking head thats out of touch with the normal everyday American.

[@EndofAmerica2030]

Nope. I'm living on $17,000 a year still yet in my early 50's now. I'm a disabled vet and largely unemployable, but could do an office type job for I have a bachelors. The thing is the employers are largely temporary, under paying, dishonest, and treat employees as slaves. And then you get blackballed when you disagree and yep, large corporate employers can see your online activities and comments.

[@Fljeep18]

@@EndofAmerica2030if you are a 100% disabled veteran you qualify for Social Security disability benefits.

[@JeanNovacco]

That is probably a two- earner household -- except in urban areas where houses that should cost $200k-$250k to rebuild cab only be bought fir $850k+.

[@Extremaduur]

Of course, France does not propose a 90% tax on the entire amount, because they have income tax tiers. Nevertheless, it is outright criminal taxation.

[@donjohnson3701]

“Don’t Buy Stuff You Don’t Need”. But, I want it!

[@SigFigNewton]

Nobody needs a place to live!

[@currentphonograph7487]

Shark Tank rocks. When will they sell the complete series collection on VHS Tape

[@HomestarCrawler]

This woman doesn't understand marginal income tax rates. Not saying that I agree with it, but the amount OVER 400K would be taxed at 90%. So if you make 400K, as the woman mentioned, none of it would be taxed at 90%.

[@SigFigNewton]

It’s more that they want it to sound worse than it is to their conservative audience

[@sblijheid]

They already did something this stupid not too long ago. Socialists really have gold fish memory. They did it and the wealthy left. They had to reverse it because you cannot milk a cow that's not around.

[@trishabee2229]

My homeowners insurance doubled. In Michigan. Almost nothing happens in Michigan. Insurance is just outrageous

[@cynthiahafner796]

It’s much worse here in California. Just ridiculous.

[@SigFigNewton]

Michigan has been seeing more heavy rainfall events in addition to snow melting faster. People been trying to tell y’all for decades that climate change ain’t cheap

[@SigFigNewton]

In California the heat is the direct problem rather than indirect. Heat dries stuff and dry stuff is kindling. Fire season has always been summer. And now summers there get dryer between rains

[@sblijheid]

@@SigFigNewton Quit making stuff up. California wildfires are man made phenomena. The climate there has always been very dry.

[@sblijheid]

Insurance goes up for different reasons. You may not have natural disasters, but in the event something happens, it would cost a small fortune to replace the house. That's what your premium reflects.

[@oooooooo3561]

Taxpayers are feeling a lot of anxiety carrying the world's burdens..

[@SigFigNewton]

Yes. The taxpayers in blue states, which, on average, subsidize red states

[@niningsetia4213]

​@@SigFigNewton😂😂ur mortgage was failures It's falling down the inflation.we can't HELP the economics run by globalist.we only can HELP our financial secure by ur moving forward to the Right 😂😮😢 It's done and finished. When u do ur work u KNOW u lead ur subconscious by ur mindsets and mind logging is ur destiny Face it and don't run

[@LightofBankai]

Don’t buy a house. Instead, save your money and retire overseas. Thailand monthly rent cost only $50 for a one bedroom apartment and the women are awesome too.

[@nasticanasta]

Of course the rich will move

[@SigFigNewton]

Yeah in Europe that’s far more likely than in the US, where people really don’t wanna move half way round the world or to coooold canada

[@SigFigNewton]

Keep in mind that party in France is asking for that like it’s the opening of an extended price negotiation. Starting further in one direction in the hopes that the agreed upon compromise is a bit further toward that direction than is the status quo

[@StevenCombs-dy1pt]

Bidens America

[@user-vh9hk4nu4d]

We need president trump back ASAP

[@brendablack1554]

Absolutely 💯 ridiculous government 😮

[@yvonnecannistra1071]

State Farm is refusing to pay for damages in other states as well. They need to be sure they can put more money in their pockets. Had over 6 roofing companies who refuse to repair because of liability. But State Farm refuses to replace. As a senior single they know they have me.

[@ViewIt1ST]

35% down payment required due to the over pricing of homes.

[@dantheman6607]

They’re not over prices its supply and demand !!

[@akorte7106]

I bought my house at the end of 2019. USDA loan with interest at 3.8%. With homeowners insurance, flood insurance, taxes, etc, my house payment is $1316 a month. Our mortgage company just called my husband the other day asking if we want to refinance. He said No. The guy tells him they could save us money on our house payment. 🤨😂

[@user-hl2fu2ge4v]

Love Kevin! Great advise everytime!

[@NickSealPueo]

Perhaps the prices would come down? I blame Biden for printing money like mad.

[@SigFigNewton]

Yes, I blame Trump and Biden for printing money like mad.

[@SigFigNewton]

That was under both administrations

[@lindagray8747]

Your ideas and strategies are always interesting and effective. Thank you for sharing your experience and knowledge with us.

[@Chris987-ew3qp]

Interest rates were 18% in the 1980s and the middle class could afford to buy homes. The true reason is that home prices are too high because the illegal invasion over our open border artificially increases the population for too many consumers chasing the limited housing supply.

[@KrustyKlown]

BS ... comparing average income and house mortgage payments, housing was LESS affordable in the mid 80's. People today are lazy, spend too much, and don't save as we did in the 80's.

[@arnoldberk2809]

I don’t understand how migrants can influence the real estate price. They usually have no money and earning potential very limited. 20 to a room might effect the rental market by increasing demand.

[@minesba1959]

$68k pre tax? cause after tax you're living on minimum $44k can't save too much after bills

[@Gio-ue8ps]

all ca needs to do is start logging again. you need a private profit incentive to keep these Forrests clean. ca used to do controlled burns & logging, then replanting to keep the forests clean. many environmental groups were against it, & the trees all ended up burning down anyways. these fires are very manageable issue.

[@reeceedwards2509]

1986 I paid 10.5 percent for a mortgage what would that interest be now tighten up or wait

[@freddykagin]

Biden is not doing well with this too!!! This is horrible news.

[@Aldoshein]

“That state is a mess”…yup

[@dantheman6607]

Dow 40K my 401k all time high yup

[@carefulconsumer8682]

Maria is so hot---super smart and common sense.

[@DavidSisk-vy8mp]

Blackrock

[@jamisonmunn9215]

Pretty strange that lumber companies rarely let their products go up in flames.

[@Amite-zg2ob]

Shrinkflation is bazar - my Honeybuns just can't get any smaller - I guess prices will surge again

[@sblijheid]

Quit eating them. They're unhealthy for you.

[@daviddruggish271]

Back in the 80s banks gave you 10% on savings accounts now its 0.01%.

[@ESKO760]

AMC 💎🙌🚀🚀

[@angelafariscal8020]

I invest my 200 k from my 401k still not touching them I only use my SSS income but buying a house nope I’m happy renting .So much stake I like to go vacation and enjoy my retirement.

[@JohntheNobleSavage]

In my view (and this is coming from a man never considered by anyone to have much class at all) this man represents what I think is pure class. But be warned it is generally never what Kevin says that is important as he well knows that he is talking to two different sets of people the hard working people who are spending all of their time just trying to keep their families afloat and those who (for whatever the reason) have the time to invest in acquiring passive income. While I am living proof that it is possible to do well in the stock market, even when you are well past the age that any employer would hire you to do anything, it is also true (which Kevin only implies) to lose everything you have as well. Only about five per cent of the people "playing" the market are doing well and unless you love it you won't be putting the time into to succeed. The simple fact is that Kevin loves what he is doing and his life. He, as are you my dear, people who have made it on their own and have both done respectively well. I would hope that Kevin would consider working for our next President and both you and he can well guess the "job" I would hope that he would consider.

[@jaredroussel]

Why not just pay a 100% down payment? 🤡 I love how the expectations on people get revised instead of the earnings. 😂

[@dennythedavinchi3832]

Congrats! You bought the house!

[@NickDrinksWater]

Bidenomics is great. For them

[@Chris987-ew3qp]

Obscene CEO pay: Financial resources are limited (Finance101). When 85% of the limited financial pie is arbitraged/stolen by a few at the top, poverty/homelessness soars. The median CEO to worker pay ratio for 2023 was 445, which is an income inequality that was considered to be disgusting 50 years ago. In 2023 avg. worker pay was only $65,470. The avg. worker has to work for 445 years to earn what the avg. CEO is paid! Four CEOs were paid more than $150 million: Jon Winkelried/TPG, Harvey Schwartz/Carlyle, Hock Tan/Broadcom, Nikesh Arora/Palo Alto Networks. Elon Tusk gained $1.4 billion in 2023.

[@consciousenergy713]

We need a tax cut now!!

[@SigFigNewton]

*pay *raise

[@consciousenergy713]

@@SigFigNewton I agree 👍

[@xanderLudahl]

Policies are what matters. Dem policies are crushing us

[@mvl9591]

After SBF and FTX, why would anyone listen to this guy?😱😱😱😱

[@MarkShinnick]

That RE FOMO these past few years coming to roost against ignorant buyers.

[@toddweaver2704]

This is the Great Reset Biden Talked about. Its the inflation on all the stuff going into the house. Its not just the cost of the house its the cost of insurance when the neighborhoods get set at 230,000 when the house was valued at 140,000 just last january. That is what just happened to my neighboorhood. Takes double, insurance goes up 30percent, and you cant afford to rent, you cant afford to sell and you cant afford to sell.

[@paulorr9262]

Put your money in REITS and you can live off the dividends.

[@technoverse101]

I have as much chance of owning a house as i do winning the lotto, unless i was an illegal alien

[@SigFigNewton]

Oh? And what advantages are given to them for home ownership?

[@hanshansen3885]

@technoverse101 Just go to Mexico and be an undocumented immigrant there...

[@sblijheid]

@@SigFigNewton Ask Gavin Newsome. In fact google it. It was in the news about a month ago. I'm not going to enable your laziness by telling you.

[@technoverse101]

After Dems grant tens of millions of them citizenship they will be eligible for taxpayer backed home loans, as minorities. Already they get free housing, medical care, education, welfare, etc, while millions of Americans are suffering in the streets,thanks to the same Biden voters who also expect Trump voters to pay off their student loans. This list of Dem crimes against American citizens under Biden knows no limits or shame

[@dantheman6607]

No illegal alien is buying a house loser

[@JohnReynolds-ni5lv]

As we watch the FJB freak show, we are running a $2.4T annual budget deficit and the BRICS nations are de-dollarizing. If you don’t have any idea what I speaking about, you will be living in very soon.

[@SigFigNewton]

And trump determined to lower taxes on the wealthy

[@johnc7652]

Yep they will kick you when you're down call you scum for their loss of profits then when the proofs it was for nothing they'll have the gonads to ask for a hand out 😂

[@KaizenEnergyUS]

That will crater the real estate biz. Thank a Brandon and the dem voter for this crap.

[@lockup6104]

Ah Mr Wonderful 🌴🌴

[@ryzlot]

We have a 90% tax in Kanada jr

[@andrewilliamson4926]

Does Bartiromo not know the difference between wealth and income. That's flabbergasting.

[@googleuser868]

How much were taxes on high income individuals pre Regan era? Trickle down ain't tricked down yet.

[@SigFigNewton]

High enough that the economy was booming. As opposed to money staying with the wealthy who already bought everything they want, so they don’t spend it back into the economy

[@SigFigNewton]

never met an economist who thinks the 50s had a bad economy. And the 50s certainly taxed the f outa the Uber wealthy, who were of course still fine

[@mikewu9483]

why not 101% tax?

[@naveedrehman2987]

And the CIRCUS………………………………CONTINUES………

[@azimuthbusinesscenter]

I can't take this woman seriously after she got called out for taking alimony

[@JamesBond-vg6wz]

We come from dust and we return to dust..Everything else is just noise

[@Ajax-cj2lx]

Please explain to American people how the ave income is 68k, where as the MAJORITY would like to know what MINORITY or workers makes that annually, can you give more details as I think youre trying to convince yourselves that that is the average salary, because most of Americans are suffering, with horrible pay, and high prices, are you sure you understand what is gioing on ground level or are just stuck in your bubble you created of 68K!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[@sblijheid]

The bureau of labor statistics gives the median earnings per week. Multiply it by 52.

[@bonnieupton4114]

Dang!

[@EllieMaes-Grandad]

Selecting Joe and Kamala meant the Demz lost the 2024 election four years ago . . .

[@JustKeptItReal]

France has a 90 year policy where the royal family will acquire their property back from you in the long run lmao

[@allijandromcmullens9042]

It’s hard for poorer people to move out of highly taxed states. It’s easy for a rich guy like Kevin to make a move.

[@Carter-mf1zi]

Yes I can live off of my $2300 a month And when I start drowing Social Security in a few months That will make it over 4000 thousand a month which I will be able to live like a king with my cute little 105 lb coppa Thai mix 23 years younger up in the mountains of DaLat traveling around southeast Asia . Not for everybody, but it beats the hell out of Fishing , See if you can beat that for the price Kevin

[@Chris-ep7gf]

Leave the United States. This country is collapsing.

[@I_SuperHiro_I]

They ruined my life. In my 30s, now I have no time to afford a house, get married and have kids. You will never receive sympathy from me again…..for anything.

[@user-kv9il9wl9y]

guy is in the mountains snowboarding for his profile picture and complaining of his life ruined... y'all generation is so wrecked... get off social media and get better at life skills.

[@I_SuperHiro_I]

@@user-kv9il9wl9y you know nothing about me. I will say it once, shut your mouth.

[@ktara1033]

Maria the classiest woman on TV and of course very beautiful.

[@vikingsforsvea]

She is a gypsy

[@hanshansen3885]

🤣

[@MapleSyrupPoet]

👍

[@user-bc4lx6jw5k]

Talk is ?

[@SigFigNewton]

You think therefore you are…

[@voodoolife]

Just wait for the next crash, even Black Rock will have to unload some of their holdings...

[@BenDorm]

O’Leary, Shouldn’t you be out on a boat somewhere, don’t let your wife drive this time.

[@RiSkyNick]

KICK ROCKS ZILLOW

[@powerxkx]

0% down is the new trend - sorry

[@sblijheid]

0% down comes with higher interest rates, because the bank takes all the risk.

[@Reelunique]

You can thank KAMALA

[@h.c.aabbcc]

PRAY PRESIDENT TRUMP 2024 WIN ❤️❤️ AMERICA FIRST 🇺🇲🇺🇲🇺🇲🇺🇲🇺🇲🇺🇲🇺🇲 VOTER ID ONLY 🇺🇲🇺🇲🇺🇲🇺🇲🇺🇲🇺🇲🇺🇲 USA 🇺🇲 USA 🇺🇲 USA 🇺🇲 USA 🇺🇲🇺🇲

[@CrabFiles]

We must make life hard for Every American, it is the democrat way.... Do you hear that, a Penguin is warm somewhere in the world. You should have to pay a penguin cooling tax... :P

[@snapfinger1]

The benchmark for middle class prosperity is 10% down 4% fixed for 15 years.

[@SigFigNewton]

Because price to income ratios don’t matter?

[@SigFigNewton]

If you’re basing middle class prosperity on home affordability, gotta admit that it would extremely prosperous for home prices to go down significantly Which i do agree with. Money left over to spend at local small businesses

[@nathansorrells7131]

Nope keep them pice of crap houses

[@thomasdibartelo1232]

Why do you even have to have insurance just fly without a net you probably don't need it and won't even use it pick out where you live more intelligently don't live near the ocean don't live near fire zones learn to take care of your own property insurance is a joke everyone's been brainwashed into thinking you need insurance to protect everything you own which is utterly ridiculous

[@daviddruggish271]

Manipulation of markets don't help. Talk about the real problem Greed.

[@vincentcacciola7161]

Hilarious come over to Australia if you want to see high prices and insurance lets not talk about power

[@ohnoitzrobbee]

gruesome newsom

[@williamjohnson9815]

KZbin = CrashTube (clickbait)

[@ryzlot]

Fires are a factor of the kangaroo rat - look it up

[@kwilloughby1271]

16

[@MrClockw3rk]

He’s in his underwear.

[@steveg6978]

The fox shill

[@kevinnguyenmientayusa9246]

Trump/Noem2024 🇺🇸 🇺🇸 🇺🇸 🇺🇸

[@theebalz]

There is a smarter way to build a house, but people still want "The Box". Robert Downey Jr. has an amazing fireproof house and it should be the model for building in the future.

[@mikejewell8518]

Live like a depressed loser for 50 years and you can enjoy the last five years of your life. If you live a frugal life this plan won't work, you have to be SUPER frugal, almost to the point where it becomes irrational and your like Chris' Dad from Everybody Hates Chris

[@DrDangerPuppy]

😄😄😄😄