Kia drivers struggling to get car insurance

WSMV4's Lydia Fielder reports.

For more Local News from WSMV: www.wsmv.com/
For more KZbin Content: / @wsmv4

[@Really658]

Please don't blur the criminals.

[@dianetan5790]

But protect police who pay themselves 39k in overtime with crime like this still going on

[@themoviebay]

⁠it's all about race to these pales

[@Hellcat71782]

@@themoviebaythe truth hurts.

[@themoviebay]

@@Hellcat71782it don't hurt me no more than a crazy pale teen running through a school or church or supermarket hurt you.

[@1001-u6r]

@@dianetan5790 Then people like you cry how the police are mean to people for investigating them for crimes. What a heroic keyboard warrior you are. Making the world a better place one brave keystroke at a time. How could society exist without you? 😅😂🤣

[@peterresetz1960]

Yet again the law abiding public is penalized because of criminal activity.

[@DarkPesco]

No. This is due to Kia failing to install basic security/anti-theft measures which are standard with every other car made. Kias are built wrong!

[@batsonelectronics]

the free market capitalism at work.

[@OneManOnFire]

This happens in all states

[@deborahbaker4770]

And it’s getting way worse ‼️

[@felipenunez2058]

Is it the criminals or the greedy insurance company's.

[@kittygianelli6731]

So the victim is punished for what criminals are doing. Kia had a recall to fix the issue.

[@marwatson7408]

Absolutely and its ridiculous 🙄🙄🙄

[@Hellcat71782]

It doesn’t work. Pay attention to the dozens of videos of Kia’s stolen AFTER the security recall fix

[@rogerswanson9974]

Hum just like law abiding gun owners 🤔👉🤯

[@AceDriver2012]

The other issue is that once something is deemed easy to steal it doesn’t matter if a “working” fix was implemented. Kia/hyundai cars look great, but the risk of loss is higher unless you’re garaged.

[@felinoaaron846]

They send for free a steering wheel lock, so if someone breaks into your home the realtorsare responsible to secure your door ?? 😂

[@nicoleparreira1024]

Her laugh after mentioning the grinch sticker was wholesome

[@Cybersawz]

Smokers laugh.

[@jameylane1591]

And a little disturbing.

[@marvin7533]

Just imagine what her Kia smelled like mixed with dogs and cigs.

[@onexlifeonly132]

All y'all do is just sh**t on people now a days. Failed society.

[@texasblaze1016]

Cover the steering wheel with job applications and it should be very safe

[@BradM73]

🤣🤣🤣🤣🤣🤣 Or child support summons from the court! 🤣🤣🤣🤣

[@Kazuma232]

A manual transmission will scare them

[@lefthanded5473]

Or a work vest

[@ADMONIUS]

@@Kazuma232Nobody ever tried steal my Elantra GT or Veloster Turbo. That third pedal made sure no Kia boys touched either one of them.

[@smcdonald9991]

HAHAHAHA excellent! 🙂

[@TheJamesCoo1]

She don't know but that chevy equinox ain't gonna last 5 years

[@danasmith858]

Maybe it's all down hill?

[@kryptosuperdoggaming]

Yup, we all know that Chevy Equinox is notorious for excessive oil consumption on there 4 cylinder engines and automatic transmission failures.

[@RestInPeaceParanormal-Ohio]

5? I give it 2 before it starts giving problems. Nice to have family in the used car business that knows what's good and what isn't.

[@imanolk5513]

Should have traded for a nissan at least

[@BimbusBucklenuts]

Nissan is just as trash. ​@@imanolk5513

[@drtyboy]

Only thing worse than the thieves here are the insurance companies themselves. Such a scum bag business.

[@mauserdave]

They are one in the same

[@scruf153]

and people say I am crazy for not owning a car I will stick with bicycles

[@LeahB31]

Insurance companies are a business and are in business to make money, however they mostly haven’t been profitable in the last few years because of so many factors leading to a plethora of enormous claim payouts. It’s easy for a consumer to call them a thief, but if you think about it they make sense. I wouldn’t insure those cars either.

[@kris.h.8032]

@@LeahB31then don’t call yourself an insurance business it’s that simple. Both the car manufacturers and the insurance companies need to be held to account. It’s the same with health insurance it’s all a big scam. They make more profit they more they refuse to cover claims or deny coverage.

[@buckroger6456]

​@scruf153 you're saving a lot of money doing that.

[@peryole]

Kia and Hyundai have know about this for 10+ years and kept making the cars the same way. My sister convinced my niece to buy a Hyundai in January, before they even went to the dealer i told her to keep her away from those two makes, she didn't listen. No insurance company would insure the car but they would allow liability 3 weeks ago someone hit her and insurance still hasn't paid out. My cousins Kia was stolen while they were at an event in New Orleans, they thought they forgot where they parked, it was stolen, insurance paid and told them they would not insure another Kia.

[@jazziez6467]

liability doesn't fix the car, only pays property damage, you fix your own car

[@peryole]

@@jazziez6467 I am aware, that's exactly what I said, the car couldn't be insured, liability is insurance on you harming someone else. What I stated was that my niece was hit, it wasn't fault therefore it's the other person's problem, but if she had collision coverage her insurance would have paid while she waited.

[@cigarsgunsanddiesel8032]

Mopar products are easy as well...

[@viktorakhmedov3442]

BUY A FORD NOBODY WILL WANT TO STEAL IT

[@zzoinks]

​​@@peryolesomebody's also gotta have good insurance, being "comprehensive " is not enough. The problem is low quality insurance companies and policies aka cut rate insurance. So you might have comprehensive coverage but your insurance policy doesn't cover a rental car. Then if your car is stolen or too damaged to drive, you could have to pay for an expensive rental car, and insurance companies can take months to make a decision and pay out to you.

[@jgrant5255]

What a curse TikTok has been.

[@lolcow_president]

Tik tok is a blight on society

[@Bleek7295]

Isn’t it getting banned soon?

[@user-pr2eb7nx2g]

Stop blaming tik tok for totally unrelated circumstances

[@GodzillaPowerPuffFan]

Agreed I hope TikTok gets banned. It is the worst social media app ever!!!!! 😡😡😡😡😡😡😡🤬🤬🤬🤬🤬🤬🤬🤬🤬

[@TheHuskyK9]

This wouldn’t be a thing if Kia/Hyundai didn’t cheap out on the security features of their cars

[@MrTom-kl7hy]

Tick-talk should be fined for every theft training video they host.

[@kris.h.8032]

Insurance companies should be fined for failing to do what they’re supposed to which is offer insurance. Major corporations have gotten away with ripping off consumers for far too long. Also, the manufacturers should also be fined for failing to address the issue and repay all consumers who purchased their vehicle. The problem here is Corporations know they can screw over consumers because they own the government which looks the other way when they commit crimes.

[@keimorgan5654]

I do feel as though Tik Tok is partly responsible but also Kia is responsible because why would you produce cars this easy to steal. I heard that with the US companies they test to see how easy it is to break in their cars.

[@Support_Ad_Blocker]

A typical uncritical herd mentality response.

[@jameylane1591]

Maybe the criminals should be punished.

[@Support_Ad_Blocker]

@@jameylane1591 As we have just recently witnessed, only the plebes get punished.

[@Eric_Olsen]

Every State Attorney General should file a Lawsuit against the social media companies who left user videos up on how to steal these vehicles instead of terminating their accounts of the user showing how to steal the affected Kia models. Also the Fix does nothing they've still been successfully stolen. My advice trade it in on another brand.

[@jameylane1591]

It's a manual attack. You could probably use a screwdriver or pliers. This is a very low level attack on an old ignition technology.

[@DYLAN102001]

That would be a 1st amendment violation as the govt has no power to regulate what the public says. The DOJ lost a similar case 9-0 in the supreme court a short time ago over guns.

[@DiscoDashco]

@@jameylane1591The point the OP is trying to make is that this wouldn’t be a phenomenon if t1kt0k didn’t make “The Kia Break-in Challenge” go viral in the first place, using algorithms to bring it in front of an innumerable amount of people who would otherwise never know how to steal one. Yes, it’s understood that the chances of that happening are never going to be 0%, but it would be nowhere near what it’s become, had there been no access to DIY grand theft auto videos getting shoved down people’s throats when it pops up on social media, whether users were interested in it or not, whether they looked it up for themselves or not. You know, to quote the whole “out of sight, out of mind” expression.

[@iGame2A]

No immobilizer in those cars unless it has a push to start button. You could turn the ignition by force with a screw driver. Taking down videos will do nothing. Car owners need to do a better job at securing their vehicles.

[@COBARHORSE1]

Sounds like we need a class action law suit against Tick tok

[@kris.h.8032]

Wrong, more like KIA and the insurance companies. Both have failed to do their jobs. This is why regulations are necessary to prevent consumers from being ripped off by major corporations. I remember a story saying All State will not stop offering coverage to home owners in states strongly affected by severe storms. That’s pure greed. Insurance companies make more money and turn a profit the more they decide to deny coverage or cover claims. These insurance companies are ripping off consumers but the government looks the other way because corporations bought the government so they’re able to get away with financial crimes.

[@becsterino]

I believe the city of Abq is suing TikTok due to a woman getting murdered trying to get her Kia back. Some 13 year old stole it, she tracked it down, and was killed. They also included that crime and theft have been heinous

[@jameylane1591]

You misspelled the company name. Lawsuit dismissed.

[@bigvaxmeanie925]

​@@becsterino when are we suing Craigslist for murder?

[@Masterman5010]

Lol thats what the govt. is trying to do is ban Tick-Tok but nope then they sue then you got a stalemate that flats out contradict itself so therefore nothing can be done to sue the app company itself

[@vmarsfiles]

Kia needs to buy those affected cars back from consumers. That is hella wrong to leave those drivers stranded.

[@bigbeefjoedaddy]

How about the thieves get locked up have to pay thousands in fines to the owner. make a public apology and also their family is banned from receiving any welfare or other government assistance. Problem will stop asap. momma gonna keep those kids in the house

[@jameylane1591]

Yeah because raising your kids to not be thieves is out of the question.

[@CheapBastard1988]

​@jameylane1591 There will always be scum out there. KIA made their cars easier to steal than a cheap bicycle. Mind you, only in the US. In nearly all other Western countries, immobilizers are mandatory on all new cars since the mid '90s. I had a 1995 Ford Fiesta without an immobilizer as my first car, and it wasn't a difficult car to steal. But it was like Fort Knox compared to modern KIAs. At least you needed the key to remove the lock cylinder from my old Ford without breaking anything.

[@chiefdenis]

Those cars were optioned without immobilizers to make them cheaper, it's not kias fault the cheapest trim is a target for thieves, just add an immobilizer and you're good

[@bigbeefjoedaddy]

The thieves need to pay restitution back to the people they stole from. How about that.

[@loganq]

If .the criminals were put in jail, car thefts would stop.

[@frankmacleod2565]

I guess they don't like to put criminals in jail in Tennessee

[@volvodude101]

yeah but that would be wayciss

[@frankmacleod2565]

@@volvodude101 all those wayciss republicans in Tennessee

[@2seep]

@@frankmacleod2565ah he’ll nah. You’re a pussi’” for that 😂. We all know that democrats are this country’s problem at this moment, as they spend spend spend, but don’t actually do anything. They want to take guns away but never put criminals in jail. They charge carbon tax and prevent car modifications to “save the planet” but will start charging a mile tax in California. It was never about climate change but about the money.

[@fishingangler4315]

Lol they're kids with smartphones. Kids don't get punished.

[@jddurham1943]

Let's see if this makes sense; KIA makes a car that can easily be stolen. They don't tell prospective owners. The state & lien holder require insurance. Law enforcement is paid to stop criminal activity, but fails. The buyer who likes the car, can't get insurance after purchasing, so the car has to be sold or traded at a loss. The buyer is the victim of lies and failure of government to do it's job it was paid to do. So who helps the victim / buyer?

[@bsgvlog5640]

Buyer beware

[@Mike232-j2p]

And the insurance companies which is a racket they take the losses and spread the payment out raising everybody's rates

[@Modernmidget]

You missed a fact , no more grinch car :(

[@notyetsilenced9746]

Blame the thieves, not the manufacturer or the insurance companies. No one is forcing people to steal these cars.

[@GuitarsCarsandBikes]

Take a guess who is the only group stealing these

[@caderedfield9372]

they have no right forcing me to get car insurance & denying me insurance at the same time because of car theives that I'm not responsible for creating

[@DanielBeard-bt7mn]

Well put

[@markasmus9733]

Required to get liability. Not collision or theft.

[@neilkurzman4907]

You don’t have to get theft insurance for a car. You only need comprehensive.

[@shanet7511]

Wanna make a bet?

[@VitoAnthonyD.-ow7oo]

Stop buying Kia's. Insurance company although widely disliked are a business and nothing else, there to make money.

[@patriciaKnightley]

Poor lady… she downgraded to a Chevy and has car payments again… cruel

[@kris.h.8032]

Yeah pretty unfortunate. KIA should be held accountable.

[@2seep]

Downgrade? No 😂. Kia’s are the worst reliable vehicles in existence.

[@Cynsham]

@@2seep Chevy equinox is a notoriously unreliable car

[@muffintop420]

@@2seep Chevy suuuuuuxs

[@chiefdenis]

​@@2seep kias flaws are over reported, toyota and honda have the same or worse flaws sometimes but their reputation always bails them out

[@현지호-o8r]

Insurance is a scam.

[@reactionpods8954]

Right and they get police to enforce it law enforcement the government puppets

[@tettazwo9865]

No insurance is ever your friend. Never!

[@onetiredmamabear9712]

Yes, insurance companies are evil. 😢

[@neilkurzman4907]

Then make sure you get the minimum amount of insurance that you can afford

[@StockTurboN20]

@@neilkurzman4907some people can’t if you finance or lease your car it has to have full coverage also I recommend anyone have full coverage even for a 90’s Buick so you don’t get screwed out of a car or payment

[@neilkurzman4907]

@@StockTurboN20 If your bank wants more insurance than that’s the minimum you can afford. But my comment was for the person who says insurance isn’t your friend. You should hope insurance is never your friend because it means something bad happened to you. And not having insurance with making any better.

[@michaelmelton7295]

If the citizens are forced to buy overpriced insurance for normal cars, then insurance companies should be forced to sell underpriced insurance for abnormal cars!!!

[@ScottPigeon]

Even new models with keyless ignition are getting their windows broken. Thieves don't know what year the Kia Soul is when they break in.

[@batsonelectronics]

every makers year is part of the VIN, which can be seen from the outside of every car.

[@tqlla]

@@batsonelectronics I am sure random car thieves have a vin decoder they use to determine which cars are susceptible to the USB theft.

[@batsonelectronics]

@@tqlla not true , a certain part of the vin signifies year model. For all cars - The 10th character in the 17-character VIN represents the vehicle model-year. This standard applies to vehicles built in or after 1981. Before 1981, the VIN format was not standardized and varied by manufacturer. per google.

[@nashooo5903]

​@@batsonelectronics maybe you should do a tiktok explaining that. There's no way these animals can understand anything other than a short video

[@JamesBlake_7171]

Force you to have insurance then won't Insure you

[@scruf153]

I have been car free since 2020 I think people are stupid to buy a car just to drive 5 miles a day

[@kris.h.8032]

It’s all a scam

[@noahboat580]

Keep in mind that Kia/Hyundai have been making their cars easily-stolen for 10+ years now

[@rogerbec5766]

Since theft has little to no consequences, why are we not surprised.

[@lonniebeal6032]

Kia should sue all media outlets showing criminals how to steal their cars.

[@joshuam4921]

Nothing is wrong about it. Finding flaws in a security system isn’t new. In the computer world, there is a whole market dedicated to finding vulnerabilities and sharing the information. It’s done to build more secure systems and better products.

[@kris.h.8032]

Kia should be forced to pay back all the money they made for selling these faulty cars back to consumers to purchase newer vehicles. They knew of the problem but refused to fix the issue.

[@lawrencebraun7616]

That's a good point

[@nashooo5903]

Unfortunately for lefties like you, knowledge can't be banned.

[@brandon_aka_BOT]

It's all about the insurance they can now dictate what car you own

[@emilyfeagin2673]

They are also dictating where you can live

[@scruf153]

I bicycle commute

[@teacuppie4881]

My neighbor has a old 2008 Honda and his insurance tried to add 100 dollars more because the vehicle is old, it's deem unreliable, and a high risk. Insurance companies just wanna rip off people more.

[@jimwjohnq.public]

I bought a 2016 KIA Soul and my insurance premiums just about doubled. Progressive insurance won't even touch these cars. Had the car dealer told me about the theft issue I would not have bought it. I suppose one good thing is that it is a manual transmission, which would make it harder to steal since it seems that people do not know how to drive stick shifts.

[@tormentfromhell73]

That's how you cripple this entire generation.....put manuals in all the cars lol

[@NickChemist-yf6oj]

People also don’t know how to buy good reliable cars ….. the fact the only problem you have with a Kia is that it’s easily stolen tells me you’re clueless about cars . Take someone with some knowledge with you next time maybe

[@mdmoore1984]

i have a 2013 kia optima and i have progressive i pay $108 a month in wisconsin

[@CheapBastard1988]

Really, a KIA is easier to steal than a bicycle. All you need is a life hammer, a pen, and a USB-A connector.

[@caseysmith544]

@@mdmoore1984 Pre Issue car.

[@randytaylor6931]

Make them into a 5 speed and nobody ain’t stealing them unless they’re older thieves

[@shattered115]

I had a car saved that way. The criminals broke in and damaged the car but couldn't steal it because it had a manual transmission.

[@nicholasoconnell7732]

Nah that demographic who steals them can’t even drive manual all throughout the generations

[@Elemino]

No way I'd sell a car I almost had paid off. We're going to find an insurance company somewhere.

[@TheZombaslaya]

Pass a law requiring insurance companies to provide coverage

[@volvodude101]

sorry, best they can do is more money for israel and more antisemitism laws

[@Dannysoutherner]

Get a The Club steering wheel lock for any car you buy. If tiktok, youtube, instagram and other social media are teaching kids how to steal cars then they should be liable for the thefts.

[@aetherfox4404]

They cut the wheel and remove the club. A hidden fuel shutoff switch is the only solution to them not being able to steal a vehicle, can't drive with no fuel.

[@entezami777]

​@aetherfox4404 is it easy to install?

[@delanorrosey4730]

Get the BRAKE Club, NOT STEERING WHEEL Club! Designed by a State Trooper. Lock can't be picked. Made out of steel. Can't drive without brakes. Only way to remove it is to cut off the brakes, which defies the point of taking the car in the first place.

[@NotExpatJoe]

@@delanorrosey4730 It took me less than 5 seconds to pick my friend's Brake Club with a crosslock jiggler key.

[@davestark2015]

None of the club's are foolproof. Need a secret shut off switch installed ,preferably a electric one that works of a fob , no external switch.

[@hunyesmith03]

Considering that car insurance is not optional, insurers should not be able to refuse coverage. Or drop coverage based on a vehicle make. If it’s sold legally in the US it must be insured.

[@NashvilleNative-0]

Too bad, the Equinox has faulty engine design and will fail around 200k miles. Horrible engine design.

[@realShadowKat]

The Hyundai Gamma 1.6L had bearing problems, thankfully there was a recall... dealer had my car for 3 months because of course it happened in June 2020.

[@CharlesCurran-m9p]

If it goes 200k miles that’s not defective.

[@donbenjamin1102]

And a body control module failure will surely prevent theft.

[@tqlla]

200K miles? Thats not bad

[@JzLyfe]

Engines are Not meant to last 200k 😂 slap yourself. How Long do your shoes last wearing them everyday 5yrs Ha. Things wear out but engines are not designed like they were in the 90s. Just something we have to get used to now.

[@ESUNintel]

I got a Jaguar, mainly because I liked it; but was guaranteed it would never be stolen - dealer literally said, “Nah, no one wants it. We (Jaguar) only sell like 10k cars worldwide so thieves won’t make money off selling it for parts” 😆 …and looking at what she was paying for insurance; she could probably afford one and it’ll last like a year or two longer than the Chevy 😅

[@tazpupper7828]

How about you hold TikTok accountable? You can videotape and post yourself doing something dumb or illegal committing a felony but if you say the word fuck or offend someone’s feelings you get reported lol. TikTok Kia and the people committing felony stealing peoples cars should be held accountable not those that are doing everything right and legally.

[@MrLuffy9131]

it's like everyone else is responsible except for the criminals lol braindead justice system

[@wendybutler1681]

Holding Kia accountable makes far more sense to me.

[@PalmBeachDog]

Is it the car or the lawlessness?

[@scruf153]

lawlessness nobody respects anything anymore thanks to social media

[@NextNate03]

Its the l@w that you have to have insurance for your vehicle. Correct? Then why does the car insurance companies have the right to either cancel ans/or reject new/old customers? Why do they have the right to raise rates where people can't afford car insurance?

[@scruf153]

I bicycle commute what is this insurance you speek of

[@kris.h.8032]

It’s a scam. That’s how they turn a profit. You see it the same way with health insurance and home insurance. I remember a story saying All State will no longer cover insurance claims for homes in areas strongly affected by hurricanes. They don’t want to pay out and they own the government so they look for ways to not pay or raise premiums. They can’t be a profitable business by paying 100% coverage. These weasel corporations are greedy scum. Insurance companies needs to change their names because they’re not exactly what they claim.

[@volvodude101]

because we lost the war

[@jet1589]

The law ONLY requires Liability insurance which most providers will provide. Liability does not cover theft or loss of the vehicle though which is not required so the ins co's will not provide this coverage.

[@raspas99]

I think the bigger problem for insurance companies is that if you have a little pebble hit the bottom of your car it may scratch the bottom of the protection panel for the battery and then it's $30, 000 for the repair. I mean I wouldn't insure those cars also.

[@bjsimon802]

The govt and WEF does not want car ownership, they are making it hard . There needs to be legislation

[@tman9517]

Kia/Hyundai need to be held responsible.

[@jamesweidenfeller2699]

Lol her insurance company did her a huge favor

[@sandasturner9529]

True, those kias are known to cause huge fires too!!!!!

[@michaelrichey6783]

Unfortunately she got a Chevy instead. Should've got a Toyota.

[@TonyToneBass]

Yes those GM brand ecotech type of engines are so bad that GM has been facing a lawsuit over them due to extreme oil burning .

[@woox200sx]

@gordon9177 Direct injection system is under a lot of pressure. When fuel leaks onto the hot engine due to poorly made parts, the whole engine bay goes up in flames.

[@burchified]

sad but true

[@quademasters249]

German cars have had immobilizers since the '90's. American cars even longer. Honda added immobilizers in 2000. Toyota about the same time. Kia and Hyundai, 20 years later "we don't need no thinking immobilizers..." It's not like none of their cars have them. They just decided to save a few bucks on their cheap cars.

[@marvin7533]

Nissan has immobilizers as well.

[@itg12345]

Although some manufactures put them on some models, use of immobilizers were not widespread before the early/mid 00's and those that existed were easily bypassed.

[@quademasters249]

@@itg12345 BMW had immobilizers by '95. Honda started using immobilizers in some cars in the '90's and it was universal by the early 2000's. Same for Lexus and Toyota. I think you're a decade off. The early "resister" style immobilizers were easy to bypass. The RF based immobilizers were built into the ECU's. T

[@dannydaugherty527]

I bought a 2001 pt cruser in 2004 went to get insurance and the agent told me, my premium was going from I think was $200 a month to $1200 a month, because they are death traps, I dropped my policy and went to another company, and the original company I had for 24 years with only one claim, and only one ticket that was not related to the claim, since then I feel insurance is a scam when you don't have any claim or any tickets, and you still pay outrageous rates

[@danasmith858]

You were being bullshitted

[@dannydaugherty527]

that's what the agent quoted me@@danasmith858

[@TheCrazyMoparDude68]

@@danasmith858no, he is just full of BS and making up the whole thing.

[@dougfisher1813]

You must have spoke to a small insurance broker. No insurance company will use language like that.

[@dannydaugherty527]

it was state farm@@dougfisher1813

[@wasabiginger6993]

Insurance companies will now start claiming this theft issue with ALL auto makes!

[@tessa7778]

Exactly!

[@matthewcaughey8898]

It’s cause some of the cars weren’t fitted with an immobilizer. If the computer doesn’t detect the right signal from the key chip it shuts off. A lot of Hyundai and Kia models didn’t have this

[@scruf153]

I bicycle commute simple cheap pure finacial freedom

[@dmoney5003]

KIA should be responsible. And this insurance dropping is getting out of control. Insurance can just deny you for no cause, then cant speak about private matters to the media???

[@A3Kr0n]

Insurance should be provided by the state if it's legally required.

[@LeahB31]

She said she did find some coverage, but couldn’t afford it. The coverage was there.

[@onetiredmamabear9712]

​@@LeahB31You must work for an insurance company or family does. You're all over the place desperately defending them. Let me save you the stress. They're evil. They're soulless. I've seen many good people, truly good people absolutely disgustingly treated by the insurance companies they paid into for decades. And not just a couple of people - multiple different scenarios. Widows, families, you name it.

[@AntilleanConfederation]

That’s actually a decent idea. Instead of funding Ukraine and Israel use the money for insurance here at home.

[@greyfox78569]

@@onetiredmamabear9712 We could go back to the old system where traffic infractions were a crimes that went on your criminal record. That was the system before the insurance based civil system we have today. Basically a fender bender could get you a felony property damage, and assault with a deadly weapon charge if there was an injury. It's the system Mexico still uses by the way. Prices are based on risk not loyalty, and you can basically get over it. The alternative is the state goes back to the old system. The states are not taking on yet another expense paying out for bad drivers, and lawyers and then paving the roads. That was what this civil system we have now was supposed to end after all.

[@Lizzbird_]

Is even crazier how anyone would have a Kia Soul as their dream car

[@Jamellii]

I wouldn't even want to steal them if I could them and hyundai are just ugly

[@bjthedjdutchdude1992]

I did like their style in 2009. But I never bought one. I own a FIAT with 183301 km And had never any issues

[@nicholasoconnell7732]

It sorta happens when you’re younger. If your first car is a scion xb from 2006, you’re probably gonna like that car style

[@maxwellmurdoc9256]

Northeast Ohio here....went to get new insurance through Progressive and the first question they asked was if I owned a Kia....I don't but I asked why and they told me they won't insure them.

[@rosssmith9870]

Had a 2020 Kia Sportage bought brand new. Perfect car no problems until this theft issue came along. As time passed and thefts became more prevalent wife and I became more and more anxious about the possibility of her Kia getting stolen. Then our insurance went up after 3 years with a theft warning. Got the software upgrade but I quickly realized same as the insurance companies do that the thieves will still break in trying to steal doing costly damage to the vehicle. Was able to trade it in on a new 2024 Mazda CX5. Did get payoff fortunately but the first thing out of the sales managers mouth when negotiating the trade in value was the Kia theft issue. All car dealers are aware of this theft issue but many potential customers are not.

[@Stressless2023]

Sounds similar to what the dealer said when we traded in my wife's 2019 Kia although it was actually stolen from us and recovered - The sales manager at the dealer didn't even want our trade due to the negative stigma initially but they ultimately offered us fair market value to get the deal done - We actually looked at the Mazda CX-5 too and the wife liked it but got a slightly better deal on a 2024 Buick Envision.

[@Stressless2023]

@@GNMi79 Why? The wife and I liked them both but we got a better deal on the Envision. It's a surprisingly nice car actually, she's been driving it for 4 months so far and loves it.

[@Stressless2023]

@@GNMi79 You couldn't pay my wife to drive something that outdated for starters lol most modern vehicles will last five years no matter what they are, hell most factory warranties last that long and we don't keep any of our vehicles after the warranty runs out anyway - Ultimately our Buick is just as nice as the Mazda and we do not need a car to last a million years or a million miles, the next owner(s) can absolutely worry about that when we trade them in.

[@PacificForage]

That should be illegal for insurance companies to do this.

[@trainerkam3218]

Would go against the free market. Insurance companies are in the business to make money, not to actually help people.

[@PacificForage]

@@trainerkam3218 That's the truth. I had a vehicle that was paid off. Got in an accident. The insurance company considered it totaled and I had to pay them, to get the vehicle back to fix it myself. Makes absolutely zero sense.

[@BradM73]

@@trainerkam3218 That's not true, and it's a fairly narrow minded view of insurance companies and the free market. Insurance plan premiums are based on the risk associated with owning a certain type of vehicle and that vehicle's replacement value, as well as other factors. If you own a vehicle that is high risk, in this case higher risk of theft, then you're more likely to pay a higher premium. That's why it always makes sense to research vehicles BEFORE you buy them. Insurance companies HAVE to be profitable in order to stay in business, just like any other business. That's capitalism and the free market! As it should be.

[@thekell]

​@@trainerkam3218there is not a free market when it comes to auto insurance as you are forced to buy it

[@GixxerRider1991]

Do you want everyone's rates to go up? Let the free market decide and Kia will fix the issue.

[@palm2591]

Insurance companies are the true criminals. There are always ups and downs with crime or certain vehicles that get into accidents. That's why we get insurance to spread the cost between all. Insurance companies are not there to insure, it's there to steal. When something happens to your car what happens, they low ball you and you have to sue insurance company after years of paying.

[@Pedro_del_Rod]

I live in eastern PA. Allstate was glad to take me, but I remember State Farm straight up telling me they will not insure my 2016 Hyundai Accent. Farmers and The General were astronomical, meanwhile Allstate and Progressive were the only reasonable prices. Mind you, I had an alarm system in it, too.

[@FordMustangYT]

My dad has a 2016 Kia Sorento, and both of my grandmothers own Hyundais. My dad and one grandmother insured their cars years ago, while my other grandmother just bought a 2011 Hyundai Sonata Hybrid in Januaury. I think she uses Erie Insurance. My dad recently switched to Progressive about a year ago, and they covered his Kia Sorento without a problem. It appears Progressive is more accepting on Kias and Hyundais in Pennsylvania. I'm not sure how they do it or if they are more stricter in big cities like Philadelphia, Reading, Harrisburg, York, and Pittsburgh, but I live in a more rural area. Maybe they do background checks for Kia and Hyundai owners in those areas, I don't know.

[@JustaGuy_Gaming]

Always love when people pull out the "Crimes going down" statics. Not because you know crime is stopping, just people stop reporting it and the police never make any convictions.

[@volvodude101]

crime is going down because the regime stopped counting.

[@zzoinks]

This is also going to happen to everybody's home insurance due to increasingly worse weather. Thunderstorms are causing big damage nowadays that in some states insurers refuse to cover homes or the coverage is very poor, and even if your part of the state wasn't hit by bad weather just being nearby can cause you issues.

[@LindaFrazier-l3g]

I have a 2014 Kia soul and someone broke my back window and tried to steal my car was unable to take it just left without a window but worried to drive because they busted the steering wheel. , I have forgotten it’s the 2 nd time someone has done this as in busting my window out and trying to steal it it’s terrible can’t have nothing I worked hard for what little I got for someone to come and take it away come on world god don’t like ugly

[@123Rockchild]

Blame Kia…not the insurance company.

[@kris.h.8032]

They’re both to blame actually.

[@privatecitizen1246]

Um NO... BLAME THE INSURANCE COMPANY. The state requires insurance and then insurance companies don't want to pay out. PERIOD. NOT OUR PROBLEM, THEY DECIDED TO BE THE INSURANCE COMPANY.

[@123Rockchild]

@@privatecitizen1246 An insurance company has the right to determine whether they want to provide protection to HIGH RISK customers. If you don’t like it, don’t buy a KIA….or dump the one you got. The manufacturer doesn’t give a crap about their customers, so why should you?

[@jkratos9958]

So sad that good citizens can't afford the things they need just because of theft . What a world we in rn , so they let bad guys get away and good citizens still have to suffer.

[@kris.h.8032]

KIA just to save a few bucks and turn a profit needs to payback all consumers who purchased vehicles with this known defect.

[@eds5977]

Thanks to tictoc

[@Unhingedtrucker]

No black America

[@kris.h.8032]

Nah, it’s KIA for failing to correct the issue. They knowingly sold a car with a known defect and still continued to sell it despite that knowledge. Car manufacturers need to be held accountable. Corporations need to be held accountable for consumer fraud.

[@volvodude101]

@@Unhingedtrucker glad to see someone else gets it.

[@kidneycarecoaching3766]

Her Kia was her dream car…bless her heart.

[@hoonhwang4778]

I doubt they don't sell liability only policy. If you want new car with financing, you know you are at mercy of insurance company.

[@TAPATIOPLEASE]

She got a less reliable car smh crazy work

[@ezmn9663]

Phones that cost a tiny % of a car have GPS - there is zero reason for car theft other than car companies don't care

[@Sashazur]

You can spend $30 and hide an AirTag in your car.

[@frdjr2527]

I live in South Carolina. Many of my neighbors drive Hyundais and have recently been replacing them with brand new or newer Hyundais. I guess the models they drive aren't high theft risks. They drive Santa Fes or Sonatas.

[@tesstkohls7448]

Kias and Hyundais make up 80% of the cars in South Korea, and they have the exact same easily-stolen models we have. Amazingly, their auto-theft rates are very low. I wonder why that is???

[@deedee3530]

The people have ethics.

[@scruf153]

better people

[@d3mitchus593]

I first saw videos of them teaching you how to steal kias from guess what what? KZbin and tic Tok

[@kris.h.8032]

The question is: why you looking up information on how to steal a car? Questionable 😂 The car manufacturer should be held liable for knowingly selling a car with a known defect and continuing to market it to consumers. It’s simple regulation. If immobilize technology is incorporated into all known cars now it should be regulated the entire car manufacturer industry input the technology into all cars during manufacturing. The same way regulation was put in place to mandate seat belts be placed in all vehicles for consumer safety. Corporations hate regulations because it costs money because they hate to minimize their profit margin. A wind fall profits tax needs to be put into place to prevent these greedy corporations from committing fraud and the profits from the windfall profits tax should be paid back to consumers.

[@d3mitchus593]

@kris.h.8032 Sir youtube has an Algorithm that would show these videos in the youtube shorts At random. He who judges is guilty of all.

[@lawrencebraun7616]

I saw it on "The Today show". My thought was why are they showing this on national TV

[@stevedawson3863]

My insurance company will not cover Kia or EV vehicles!!!

[@dangerousdylan6262]

You have a shitty insurance company

[@scruf153]

I bicycle commute what is this insurance you speek of

[@martinpalm5]

car insurance is worse than being robbed.

[@neilkurzman4907]

Then make sure you carry the minimum amount of car insurance as possible. And pray that you don’t have to go bankrupt because you have so little.

[@maxwellhouse750]

Isn’t not accepting certain models and accepting certain models the same thing?

[@susantully1533]

If you know someone who jacks cars you can thank them for this.

[@welcome_to_the_collapse]

This makes sense, given the makeup of the population in many TN cities.

[@kevinangus4848]

Only makes sense to morons. I live in Beltwayland: Lots of blacks, Hispanics, Latina ( they're different), LOTS of KIAs, no huge theft problems. Guess having lots of guns "TO PROTECT MYSELF AND PROPERTY" still isn't working eh? Keep telling yourself you need to give money to a billionaire, Comrade. 😐

[@volvodude101]

but diversity is 'our' greatest strength

[@LaiBaee]

I actually gave up my 2019 Forte in July bc I was tired of being scared of my car not being outside, I loved that car 🚗

[@kurtvanluven9351]

My KIA is commercially insured. This year, it costs me $800 MORE than last year! ($1,700 vs $2,500)

[@NGMonocrom]

She should have traded it in for a Jeep Renegade, instead. When the Soul came out, it was wildly popular. So The Chrysler group released the Renegade. No, it's not even an actual Jeep vehicle. Just has the outside styling of one. But they made it to look-a-like to the Soul. Doubt they'll ever openly admit that fact, but just look at the two vehicles.

[@nunyabuziness8421]

I bought a 2023 Kia last year and the salesman told me it's not true that they're easy to steal he's a straight-up liar

[@Fluffy65]

Between millions of junk engines and creating this theft nightmare, it's our job to not forget the corners Hyundai/KIA has cut at the customer's expense, and never give them our business again

[@caseysmith544]

Right. At least other brands like Subaru engines die in Outback and Forester as well as bigger Forester 2 back row seating cars and do not cache fire.

[@BeatsFromChicago]

That lady went from KIA to Equinox?.Somebody gotta tell her the bad news.

[@Tylnorton]

What? A Chevy Equinox is is an upgrade over a Kia.

[@Boogy816]

They both suck

[@CheapBastard1988]

​@Tylnorton Not really, neither will last for 200,000 miles.

[@jjx9316]

I'll let her know that the chances of it getting stolen are now much much lower.

[@jet1589]

Yeah a Toyota or Honda would have been a much better choice, heck even a Ford would have been better than that POS Equinox.

[@charliesgrumma5388]

The lady couldn't afford the KIA and was forced to replace it with a Chevrolet with a Chinese engine. I say she got f'ed more than once.

[@Timbrock1000]

DON'T BLAME THE INSURANCE COMPANIES! I sympathize with her, but let's understand insurance companies charge premiums and decisions on whether to offer coverage based on statistical risks. People with poor driving records will pay more because they pose a higher risk. An $80k Porsche will cost more to ensure than an $80k Chevy Silverado because of statistical risks. Because of the ease of stealing Kia and Hyundai models, insurance companies are forced to raise rates or deny coverage because if the vehicle becomes a statistic, the insurance company ends up paying for the $20,000 to $40,000 vehicle.

[@kris.h.8032]

Well then they shouldn’t call themselves an insurance company. The insurance company needs to remove itself from the market. It’s the same with health insurance. The more they deny claims the more money they make and maximize profits. It’s a grotesque system. All State is now denying insurance for homes in areas strongly impacted by severe storms like hurricanes and tornadoes. Insurance companies are all fraudulent businesses and should stop calling themselves insurance companies because they overcharge, cover less, and look for ways to deny coverage or cancel coverage. Premiums are also a scheme. You pay monthly for coverage but you don’t get what you paid for they’re just taking your money and making a profit out of it. The insurance companies need to be regulated or pay some penalties for consumer fraud. Health, homes, and cars should not be in a for profit system it leads to issues like this and the manufacturers need to be held accountable as well. A heavy fine needs to be imposed on them to allow the consumers to be paid back or at the least be offered a newer vehicle at the same price they paid for that car. Corporations have been ripping off consumers for years because they know the government will refuse to hold them accountable.

[@CB12345]

This is why I am glad I drive a Chevy. Not only do rappers always rap about them and praise the brand so much, but they are very cool. Not the crossovers, but the sedans, coupes, and all that.

[@ajspice]

This is the exact reason I traded my paid off 2017 Elantra. FUCK Hyundai and Kia. They lost a lot of customers.

[@Butt_eater]

KIA and Hyundai suck, and that’s the truth, but I don’t think they’ve lost enough customers, in fact, most people are drooling over the new designs and tech they give you on the new models. Just go look at the video reviews for KIA’s and Hyundai’s. People talk about how "great" they are now and how they are even "better" than Honda 🤣

[@Stressless2023]

Traded in my wife's 2019 Kia Forte due to theft - Our insurance actually covered the damage THEN dropped us after whoever stole it left it in the middle of the street out of gas 2 cities away smh.

[@griffen34]

So did the insurance companies.

[@NickChemist-yf6oj]

Still a lot of dumb consumers who will buy their products

[@donwyoming1936]

Software update fixed it. She would have received several letters from Kia telling her to get the software updated. Companies will insure them after the update.

[@duckling4393]

She traded her kia for a chevy?! 😅😅😅

[@Dannysoutherner]

Yeah, she can insure the Chevy. Here if your insurance is expired the cops can tow your car and arrest you. Insurance is a crazy scam and prices went wild when it became required.

[@wturner777]

No comment.

[@michaelrichey6783]

Should've been a Toyota !

[@Tylnorton]

Going from a Kia to literally anything is automatically an improvement.

[@tazanteflight8670]

Insurance companies should be broken up. They are monopolistic, and predatory

[@jeffsmith-ze6wb]

Who in their right ever loving mind would want to stay a Kia!!! Smh

[@NatureBoy12100]

I have a Honda and Toyota, I love both, but my KIA handles just as well and I love the gas mileage and easy drive ability of the KIA Forte LXS. I have been in my right mind for years. Sounds like you are in your left mind. Sorry your mind left you sometime back.

[@johnnywang206]

Maybe arrest and prosecute criminals

[@scruf153]

democrats have made thieft legal along with rape

[@kris.h.8032]

Arrest KIA 😂

[@billermanthegreat]

Maybe make them exempt from certain coverage?

[@mind-of-neo]

This should be extremely illegal. These evil insurance companies will do literally anything to avoid doing their job.

[@heymanoutdoors7752]

She said Kia was a good car lol 😂

[@emilyfeagin2673]

I know people that have them and love them My friend had an 04 Sportage. She was hard on cars. Drove like a maniac, never did any maintenance It survived

[@maxchau6973]

Honda did the same stunt back in the 80's. They even had manuals on how to do it in circulation on the street so that it could widely be stolen

[@your_royal_highness]

Why anyone would buy one of these pieces of sh&t to begin with?

[@presidentcamacho]

Same reason people shop at 1.25 store, they is poor.

[@DanniV8]

Ironic how the only footage they have someone in the process of stealing car is filmed inside a Chevrolet, and that's the brand the lady traded her Kia for

[@noahboy6349]

Should have replaced the Kia with a Honda or Toyota. That GM Equinox won’t last long.

[@borg386]

Duh! Purchase your own security system for your own car. Dash cams are also a must.

[@juanschweinsteiger3929]

Kia suck

[@peryole]

Anyone who buys one is asking for trouble it's like taping the keys to the door handle. We would literally leave keys to company trucks in the gas tank door at the airport when i worked for Shell and I can promise you they still do and it's still easier to steal a Kia (also Shell doesn't put their names on their vehicles and they have tracking devices in them, don't be bold Kia thieves, it's a guarantee conviction, I used to be able to track those trucks in the middle of the desert).

[@peryole]

@@GNMi79 I had a Chevy Blazer as a teen, it was technically not mine it was my aunt's, but I learned to drive with it and I used it for school and work. That truck had well over 300,000 miles on it when my cousin totaled it, it was a '98, I got it in '05 or '06, gave it back when I graduated highschool, I was on my second new car when it was totaled in 2010.

[@Tylnorton]

@@GNMi79 I'll 100% take a Chevy over a Kia. Kian and Hyundais are literally the 2 worst manufacturers out there.

[@scruf153]

cars = freedom is the biggest lie and joke

[@bertog1217]

Not only are you stuck with 5 more years of car payments but also many years of car repairs. The Chevy Equinox is a POS

[@mistermerita341]

I’m glad she traded in her Kia. I don’t know why she didn’t get a Toyota.

[@wendybutler1681]

Or a Jeep.

[@NickChemist-yf6oj]

@wendybutler …. A jeep 🤣🤣🤣 imagine comparing a jeep to a Toyota

[@QuickStix26]

5 years of payments? For that? Sheesh!

[@jonathanbelanger6574]

Have a 2015 kia Sorento 3.3 , never had an issue

[@cmorris9494]

Good for you. My coworker's kia was stolen.

[@TeaInTheMorning-we2kh]

Crazy how hiring your local mechanic to install a hidden kill switch for like a few hundred bucks would mostly solve the problem yet insurance companies don't care.

[@darkwolfe6986]

$7200 premium?!? That's messed up 🤯

[@lonniemcclure4538]

Indeed. I have a 2016 Kia Soul and my last premium was $589.88 for 6 months. If all insurance companies locally wanted me to pay anything close to what was shown for her, I would need to risk going with liability only.