Know Your (1st Party) Comprehensive Car Insurance | Benefits And Limitations | VehicleCare

Hi Everyone!
Inclusions in Car Insurance Policy
-Comprehensive cover for your car
-Damage to your own car
-Natural calamities
A comprehensive insurance cover for your car can protect it in the event of unpredictable natural calamities like floods, landslides and earthquakes.
-Injury to a person
-Theft of your car
-Third-party liability insurance
Exclusions in Car Insurance Policy
A car insurance exclusion involves risks or situations that are not covered in your car insurance policy.
-Damages incurred while using the car for illegal purposes.
-Damages caused to the car due to its usage beyond limits.
-Loss or damage as a result of war, terror attacks, hostilities or nuclear accidents.
-Damages caused to the car while it was driven by a person under the influence of drugs or alcohol.
-Accidents found to be fraudulent by the insurance company.
-Damages caused to the car in an accident while the person driving could not produce a valid license.
-Damages incurred by the car in an accident with an underage driver, or one who drove on the wrong side of the road.
-Cost of car coolants, petrol, nuts, bolts, etc.
-Willful damages caused to the vehicle by the owner.
-Damages caused to the car during a time when the policy had expired and was not renewed.
-Damages to the car and its engine due to oil leakage.
-Consequential losses due to certain actions from the car owner or a third-party, and not due to an uncertain event.
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