Things NO ONE Tells You About Owning a Luxury Car

In this video, we explore the reality of owning a luxury car in India and the hidden costs associated with it. From the initial purchase price to the maintenance and repair costs, we break down the expenses that come with owning a high-end vehicle in India. We also talk to luxury car owners a to get their insights on the real cost of owning a luxury car in India. If you're considering buying a luxury car in India, this video will provide valuable information that you should consider before making your decision.
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[@WintWealthYT]

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[@princeofheaven19]

For people aspiring to buy a luxury car in India just know that over half of the costs are taxes by the Central Government. Build a business and own the car in that business name and buy a new luxury car and depreciate it in the first 4 years and save your taxes 😊

[@Stefin808]

If i am planning to buy a bmw 340im sport how mjch can i save

[@sakshamjain6431]

@@Stefin808 Consult your CA

[@chronoris6249]

What do you mean by depreciate it in the first 4 years

[@princeofheaven19]

@@chronoris6249 you can claim high depreciation in the first 4 years of ownership

[@chronoris6249]

@@princeofheaven19 after 4 years we can't claim depreciation?

[@WintWealthYT]

Correction: At 5:33, The yearly EMI will be 7.68L for Mercedes and 1.8L for Maruti, so the final Total will be 11.48L for Mercedes & 2.76L for Maruti

[@pradhyudh]

That maruti will be driven for 30 year. Merc and jag will be done within 15 years. Watch Scotty Kilmer.

[@heavenlyxtacy]

I can't even have a scooter

[@sandysandeepful]

What are you even trying to say. how can final total be what you are suggesting ?

[@sa34w]

What an illogical thing to say

[@abhiksingla275]

True, They are calculating recurring cost for "per year", so expenses will also be considered for the entire year (here EMI considered is monthly)

[@somalingam4874]

He said "i also own basic cars like innova" 😂

[@prasannakannan6575]

I lost it there lol 🤣🤣

[@princeofheaven19]

For rich kids an Innova is a basic car

[@rakesh5919]

Now it’s base variant is somewhere starting at 31/32 lakhs

[@prasadmankar7650]

@@rakesh5919 Crysta costs 25L & Hybrid costs 30L.

[@hamiltonborah2021]

System😂😂😂

[@uchil9118]

Dont have kids..buy an AMG. Respect😎

[@SanJay_1302]

Just Get Out Of Your Century Old Mindset And Get A Life. They Are The Couple What's Your Problem If They Don't Wanna Have Kids!.You Can Have 10 Kids Have Fun With The Responsibilities You Get While Being Parent

[@tkdevlop]

​@@Shillong-2024 you are a piece of sht that you expect your kids your investment.

[@vanshgupta2526]

​@@Shillong-2024 this modern world even kids dont look after, they become too cool to do that sadly

[@Blackfire970]

True

[@julietoscaryankee3000]

@@vanshgupta2526 depends on parenting

[@meetadityanihlani]

With India’s 200% tax on CBU models, and ridiculous GST and RTO charges on top, these luxuries cost 2 to 3 times more in India than anywhere else in the world barring a few countries.

[@noice8674]

Perfectly makes since in a country with so much of economic disparity that luxury cars are charged 200% tax

[@Why_U_Geh]

​@@noice8674 it again no longer makes sense when politicians use them using tax payers money.

[@Israel_wale_chacha]

wait some times it will be made in india .

[@anshagrawal254]

should be more

[@suchender801]

​@@noice8674It's governments job to bring down economic disparity with sound policies to promote businesses, not steal the hard earned money from people in the name of disparity. Even in an 100 years, our politicians will never let the disparity go despite taxing the rich.

[@Emily-le2op]

Instead of splurging on a luxury car this year, consider investing in alternative assets. With the green season bull run, there are smarter ways to grow your money. Investing now can yield far better returns in the long run.

[@hullbruce]

i honestly agree with this comment was going to buy me a Bentley after I max out my retirement contributions and Also have $200,000 from property sale looking to invest in a non-retirement account. What do you think?

[@roberttheodoregeorge]

Just research dividend aristocrats and choose six to ten companies with over 25 years of dividend payments. Consider working with a financial advisor too.

[@waltzwalter]

It's gotten especially difficult since the pandemic, hence why I decided to use the expertise of an advisor, my spouse kicked against the idea initially, but oh well guess who's best buddies with our advisor now

[@SaintYvess]

I've been seeing commentaries here about advisors but none like this. How can one reach out to the one you use?

[@waltzwalter]

The decision on which Advisor to use is a very personal one. I chose to take guidance from the popular Melissa Jean Talingdan to meet my goals. All the information you need to set up an appointment is on her web page.

[@jaisiyaram2034]

I still miss my old zen.. it doesn't matter which car you own.. its travels you made in it with family

[@jaypalnitkar4400]

True

[@ayushspooke2968]

Absolutely, same goes with my Eon

[@jaisiyaram2034]

@@ayushspooke2968 any car.. it's the drive , people, scenery..

[@carenthusiastlover453]

Same goes with my Maruti Suzuki Ritz.

[@ravindrashenoy4220]

Absolutely. We don’t need expensive cars to go on long trips or have fun.

[@Wiintb]

Bought a Honda City, left 40 lakhs in mutual funds and I smile everytime I see someone riding a badge!

[@MithunOnTheNet]

Seriously. Such a waste of money to buy high-end cars in India. a) The Infra is pathetic and so are people's driving habits, further increasing the chances of damage, b) The taxes and annual maintenance costs are ridiculous. If I was in Dubai or some place like that, sure, but not in any Indian city.

[@somethingsomething2825]

good decision

[@RishabhSharma10225]

Ground clearance kitni hai 😂

[@factmania0803]

​@@RishabhSharma10225highway pe mil 😂

[@swapnilghoshal1852]

And the city goes no less in luxury or comfort either..... I bought the city as well for the same reason

[@arghyadeep5738]

Basically the first couple bought a liability by taking a huge loan and and again invest around 3 lakhs on yearly basis just to maintain the luxury status ! great 👍

[@filmyhari9373]

Bro they are entrepreneurs, God knows what their profits are, i think they are playing tax games

[@curiouspantrea]

@@filmyhari9373 what is tax game?

[@filmyhari9373]

@@curiouspantrea tax exemptions are there for businesses, and i think you can claim some amount by showing depreciation of assets. Their startup seems good so loans for such cars maybe easily available. Even if you claim your depreciation you can save some amount amd thats a big deal

[@Q_QQ_Q]

@@filmyhari9373 only if you own the bussiness

[@stephenwilson4931]

Youre thinking from your lifes angle

[@ashishchaudharicool]

Overall what I have understood is "safed haathi" terminology gets more and more true as the video progresses towards the end.

[@sainellore6874]

The most disconcerting thing about owning a luxury car in India is the high levels of stress one has to put up with on account of our bad roads and our dense and horrible driving habits. You or your driver may be very good; but when your car is surrounded by so many idiotic drivers, there's a very high chance of getting scratches and dents. In most of the rest of the world, you can find 10-yr old cars with not a single scratch; but in this cursed country, a brand new car will be lucky to go 3 months before getting its first nick/scratch/dent. India will never be safe for luxury cars. Most of the luxury car owners get up in the wee hours of the morning (like 3am) just so that they can enjoy a thrill ride before the city wakes up.

[@stephenwilson4931]

Its safed hathi for your family but there are actual rich people as well

[@mohdanassheikh2096]

Clearly the couple knows nothing beyond aesthetics to look for while buying a car 😅

[@abhi7232]

They lost me at "Engine comes second."

[@prasadmankar7650]

​@@abhi7232 That what matters to them. Only thing is hard for me to understand is why they didn't opt for gla 200 which has 1.3L engine (produce 170hp & 250NM) instead they opt for amg variant which has 190hp & 400NM with its 2l engine and that costs 20Lakhs more than the GLA 200. They lost me there. If engine is second then by the cheapest and get going. Rest everything is same just minor badges and interior color. None of them has adas.

[@AM-SD]

Education doesn’t always equal Intelligence. I know it’s their choice but it’s frankly ridiculous to spend this kind of money on a depreciating asset.

[@prasadmankar7650]

@@AM-SD so you'll say the same to Ambani for making Antilia???

[@prasadmankar7650]

@Hrithik D bru you can never grow in life with this kind of attitude. Your thirst to make money is close to none.

[@nairpraving]

This is by far the most honest interview of owning a luxury car ❤

[@sagittariusguy2011]

Just to have pride in front of friends and family they spent 78 lakhs ... Wow ..

[@neokarma5736]

People spend more on a 3 day wedding - for the same reason.

[@vo67]

@@neokarma5736bhai shadi lifetime main ek bar hain puri life jeeyega yaad rahega koun si car chalai ye thodi yaad karega 😅

[@neokarma5736]

@@vo67 Bhai, Shaadi can be done even at 1Lakh, 10Lakh or 10Cr and you will still remember the events, the close friends/relatives who attended and wished you. Memories do not need to be expensive. Brain doesn't really care if your holiday is a hike in nearby hill or at an expensive foreign hill. It just remembers a new experience. You will remember your first bike/car fondly, expensive or cheap. Rest of the cars... You start forgetting them fast. Similarly, you will never forget your wedding - because it is a novel experience. If you married 5 times then the novelty wears off, and brain won't remember as well...

[@4wd_and_riffs]

@@vo67 weak argument

[@JMian]

This is what in the west they say keep up with joneses 😂

[@ThinkingMonk000]

The guy took out 33 lakh loan on the car and is now worried about the fuel efficiency. Amazing idiots 😂😂

[@alexhavoc9623]

😂😂😂😂

[@jigsaw2561]

😂😂😂

[@pratik092]

Whaaat is idiotic in this ? Obviously if you buy something that expensive you want it to deliver whatever it promises on paper. Stop being judgmental man.

[@ThinkingMonk000]

@@pratik092 Anyone with the slightest sense would know whatever is promised is never delivered on fuel efficiency. His first act of buying a car that expensive the way he did showed very little financial logic. And then he makes an idiotic comment on the fuel numbers. It goes to show he couldn't afford it in the first place. Hope this clarifies it. I'm not being judgemental, simply being straight up logical with financial planning. A judgemental statement would be something like "how laughably goofy this couple in the video sounds. Especially the wife." That's being judgmental, but I'm still right.

[@pratik092]

@@ThinkingMonk000 i am not saying the exact number promised on paper. But whatever . No point arguing. Good luck to you.

[@drarunaj]

Ideally if you earn 20 lakhs per yr...U cannot afford a car more than 15 lakhs (if unmarried) 10 lakhs (married) Its not at all worth to spend more than this limit for a depreciating asset... You will get some attention if u r driving a 2023 Mercedes....but no one will give a damn if ur driving a 2015 model..

[@Systemreboot96]

I don’t think ‘attention’ is a criteria car, enthusiasts take into consideration. Horsepower is something to look for and also reliability.

[@drarunaj]

@@Systemreboot96 100% agreed...But financially speaking, enthusiasm towards a high hp car should not burn your wallet in the first place...

[@kanha.sh4]

@@drarunaj I think one should only buy >20 lakh car if they really passionate about their dream car other wise its not worth it.

[@drarunaj]

@@kanha.sh4 I remember having a Bugatti Veyron poster in my room...That was my dream car...The car's cost is 2 cr more than my overall worth...And I will not buy that car even if I had 50cr.....Perpective and priorities changes when we mature... After all its your money...Go and shell it out.

[@35mm_DREAM]

​@@drarunaj WOW what is your income source ?

[@vamshishetty]

Having a City which gives 20KMPL even after 5 years and a Grand i10 automatic which gives 12KMPL even after 4 years and a Kid who is in 2nd standard and loving and living an awesome life. Priorities matter but giving credit to not planning to have kids and then buying a MERC and later worried about its mileage is the most foolish thing I heard in this entire video 😂😂😂.

[@vamshishetty]

@@Ash-cb8qu I can afford more but unfortunately I can't stop ignoring fools like you and replying to their foolish responses

[@sku2535]

What I appreciate most about this video is that, as kids, we all dreamed of owning a Mercedes or BMW, and to see them owning one with pride brings a smile to my face. It demonstrates how rapidly India is changing where one can dream big and get there quickly.

[@RavarsenBlogspot]

Don’t get your hopes up, bubble doesn’t last forever, it’s a very small phase of the economic history of India

[@Crazytesseract]

​​What about the afterlife? We may have 5 luxury cars but still we will die one day. Then we will be separated from those cars. Or before that cars will be separated from us, or may get damaged. Then won't we lament? This hankering and lamenting is the rule of this world.

[@kiranthirumala]

It can be intimidating to buy a luxury car, but for me buying a Tata harrier fulfilled those expectations, though it is not as luxurious as a merc or Jaguar . My car is very reliable and cost of ownership is very reasonable. Initially I had plans to shell out around 30 to 40 Lacs to buy a preowned X5 or a Mercedes SUV. But I now feel I made right decision to stick to harrier and invest the rest 😊

[@user999chillpill9]

Good thing

[@adityanihlani8804]

I was also looking for a used X530d MSport and finally settled on the XUV700. I couldn't be happier. Its maintenance is peanuts and the engine is 185hp which is way more than enough for me. Even coming from an older gen Superb it feels like an upgrade and def not a downgrade. I bought the AWD variant which helps me navigate through black soil in the monsoons so I can visit my farm. Wouldn't have been able to do this in the X5 as any fuckups would mean bankruptcy

[@RishabhSharma10225]

Question: Why did you buy a Harrier? Do you need the extra seating space? I see lots of people buying 7 seater SUVs and there's only 1 or 2 persons in the car. What's the point?

[@kiranthirumala]

@@RishabhSharma10225 for me 7 seater car did not make much sense, when going on long trips, we usually carry a lot of luggage and the extra 2 seats in safari takes up lots of usable space. And, we are family of 5 people including my toddler son, so I’m happy with harrier. At times 7 seats would have been good to have, for shorter distances or within the city. But I can live with it. Again, it is just my personal choice, I’m sure for lot of people safari makes sense

[@Unknown55689]

@@adityanihlani8804 I bought a pre owned Bmw back in 2014. Wrecked the car in 2015...the service bill totalled my wallet. Never buy luxury cars if you cannot atleast afford 2x the price of the (new) car

[@Vj-mi7fi]

Always check these things before buying vehicle . - basic service cost . - mileage - availability of spare parts - cost of spare parts - tyre cost - insurance cost - more ownership reviews in KZbin or friends who own the car - paint job cost if required. Anyone can save money and buy a vehicle but most people sell it within 2 years because they can’t maintain it. If you need car , best buy in more common brands where more service centres are available and spare parts can be bought easily at cheap price .

[@Anoymous464]

Tata/Mahindra ❌️ Maruti Suzuki/Hyundai ✔️

[@turbulentmind2044]

@@Anoymous464 since when is suzuki better than mahindra lol

[@Anoymous464]

@@turbulentmind2044 Since the records began.....lmao....

[@Anoymous464]

@@turbulentmind2044 Suzuki is better than Tata and Mahindra in eacha nd every aspect other than the outer build quality of the car.

[@santoshphadtare6088]

Replying from inside of my Nano CNG. Coste INR 3500 per anum for insurance 5000 for yearly maintenance. Average 30km per KG ( INR 90 ) It doesn't matter which car you own, What matters is you own it like your family member. Always buy a car before marriage whether 3L or 2CR car.

[@awesomevideo5525]

Why before marriage

[@kspradeep8397]

Car should protect you from rains, sun, dust .... if it's working that's OK. I don't prefer expensive cars. If you incur any accident then it won't pinch much in case you are driving a car less than 10 lakhs. Altroz, tigor, tiago are good enough to protect you from accidents

[@amalsooraj4256]

Sir Can i ask u a question u mentioned 3500/yr for Insurance, isn't insurance paid in full upfront while buying the car itself ?

[@kspradeep8397]

@@amalsooraj4256 every year you need to renew. You only pay life time tax to RTO

[@amalsooraj4256]

@@kspradeep8397 I researched a bit, So ppl renew annually, although there are long term plans upto 3-5ys too right !

[@thepreppertv]

For designers, math won't work but design works

[@rishabhisthename]

hahahahahhahaaha

[@82bravocharle]

God i never knew how many problems do rich people face making a decision buying a car . I though it was all easy if you had money . I wish them all the luck , strength and courage making a good decision for themselves

[@pradhyudh]

Upper middle class means brand new car. Mercedes means rich

[@Q_QQ_Q]

@Lucubration-Lychnobite lol

[@stephenwilson4931]

@Lucubration-Lychnobite cope. Theyre rich. Youre the lower middle class.

[@_kick_buttowski]

​@@pradhyudhno, this isn't how families are classified on socioeconomic clases, please refer to modified kuppuswamy classification for that.

[@aaminsaan4978]

More like WANNABE rich 😂

[@piyushchandane3223]

And iam happy with my used verna diesel which i bought for 4 lakh instead of getting nexon diesel which would have costed me around 13.09 lakh in nagpur ........ at first i was skeptical that what my friends, neighbours will say that "kya used purani gadi le li and all that " but now iam just happy i paid 3 time lesser for even a better used car than new one . vernas service cost me around 5000/- a year ( every 10000kms) and mileage is around 17-18 in city and 22-24 in highway and still drives like a beast. do whats best for you .

[@veeresh1021]

Is verna turbo petrol is better or diesel ?

[@piyushchandane3223]

@@veeresh1021 diesel

[@arsh_07]

Bruh Verna giving 17 in city ?? 😮

[@piyushchandane3223]

@@arsh_07 yup

[@greekgod1935]

@@piyushchandane3223same, i have 2013 model diesel top model purchased at 4 lakh 2 years ago .. mileage is 24-25

[@boundless07]

I really appreciated this video and the honest look it provided at the reality of owning a luxury car in India. As someone who's been considering purchasing a high-end vehicle, it was eye-opening to learn about all the hidden costs that come with ownership beyond just the initial purchase price. The insights from luxury car owners were especially valuable, as they provided a firsthand perspective on the real cost of owning and maintaining these types of vehicles. Overall, this video was incredibly informative and provided a much-needed dose of realism for anyone considering buying a luxury car in India. Thank you for sharing this valuable information with us!

[@TK-ij1re]

Lol..why did u think.Maruti is the best selling brand in India..and NOW yr eyes open to a fact that has been staring right back at u on roads everyday..lol..to own a house or car is like owning an elephant- 2 minutes joy ride, lifetime of maintenance that we can I'll afford

[@Etstsy]

Fortuner khareed le bhai, Jitne mein liya tha utne mein beekegi

[@SharatS]

ChatGPT se likha hai kya ye comment?

[@naturelover7979]

Most Indians can't afford luxury cars. They are too expensive and tough to maintain. So people go for Indian cars like Maruti Suzuki, Mahindra and Tata.

[@suntzu1409]

lmao, anyone remotely familiar with luxury cars knows the ""hidden"" costs and would absolutely not be surprising for anyone who actually owns a car

[@hrisikeshbhattacharya5467]

I own a bmw, as you can see from my videos. Maintenance costs 40-50k per year. And parts are way more expensive than a normal car. If you think a second hand luxury car is a good idea, it’s not. Unless you can’t afford the brand new, don’t get a used one.

[@xtremegenerationjack]

For some one who is young and could shell out 40L as a down payment, shouldn't be cribbing about the monthly fuel expense, insurance or maintanence charges 😑 This car was never out of their budget like they claim and the story with that kids is just over the top. 👏🏽 They came in this video just for the same reason of why they bought it - To rub it on everyone that they are rich and acted like they also have the same issues as the poor. Stuff which only those people who have recently acquired some wealth in their life would do. Not the actual rich.

[@jashanvirsinghtoor2173]

at least someone said the truth😮‍💨

[@sanjayshorey4225]

Correct. The show off culture. We are behind in economy from many countries because of this stupid rich people. They have money but they don't invest in make in India businesses. They don't study don't do research don't wanna do hardwork don't wanna have goals. And here I'm with all those things but no money to invest.

[@joerodjoeee]

When I find any video interesting I always read comments , you get to not just learn but understand human psychology and perspective. You are very smart on catch on to there bias . 1) when people get afford expensive cars , they are tend to change the car frequently because for them it’s status but the girl was saying she’ll be using this car for a long time , I think that’s not true . 2) they’ll never think of gas or maintenance 3) they said earlier in clip “ you should not spend more then 50% of yiur yearly salary, and if they are buying this for 60lkh plus then they are making over one cr or over . But they painted picture like ohh we didn’t buy 80lkh car because we could afford but we rather spend less money and it’s only 60lkh . 😅

[@f1pro910]

Most of them sell property like plot or apartment for the car. You don’t know from where they got money. They are also opting out having kids. They don’t realise loneliness and burden until it is too late without family.

[@jagpreetsingh3221]

Going for lexus hybrid cars is a better option if you want to save on fuel. Lexus e300 gives around 22 kmpl. and it looks stuning.

[@smulestar]

Even Volvo hybrid

[@pviswam]

Even my 3.6 Yr old Tata Nexon Diesel got battery replaced, Engine oil valve replacement, and service altogether Rs 18000/- this April. I can't imagine if such things happen in these high-end cars. So much money will be required to maintain it.

[@naturelover7979]

Right. It will be double or triple the cost for maintenance of foreign cars.

[@amudupa]

Battery should come atleast for 5 years. Last week, changed battery for my City after 9 years and 2 months.

[@sudeepbrar6217]

That’s definitely not a “ 6 year old “ Jaguar XF. Also the interior shot of the A6 , makes it look like a more than 10 years old model. Buying luxury cars in India which are 10 years and older also isn’t advisable.

[@sb5224]

And that too a 10 year old Jag! One of the least reliable pre-owned cars alongside Rovers.

[@Q_QQ_Q]

@@sb5224 jaguars are worst

[@Ankush.8]

And on top of that it's NL. Not sounding rude, but it's likely that the paperwork might be sketchy.

[@nabeelmohammedca]

Remember whether you buy a Suzuki Alto or Roll-Royce Phantom, you have to drive it through India's shitty roads. So these luxury car owners can't utilize the full power of those cars on India's pathetic roads.

[@cidepisodes3786]

Loser😊

[@amarsinghhembram4379]

I believe their full power cannot be utilized even in New York City. They are bought for something else. They are actually trophies.

[@srinavin]

Fact

[@NjK8]

You won't feel the bad roads inside a rolls

[@minaalnaik5244]

The Road Tax in Karnataka is the Highest in India 😢

[@vamshiabhilash]

with road tax in karnataka you can actually invest in MF

[@dharwish]

Check kerala road tax 😅

[@minaalnaik5244]

@@dharwish Nah bro , the road tax in Karnataka is the highest and second is Mumbai

[@eth1122]

Being keralian, i can say karnataka road tax in more

[@Sanjay-yu4kc]

​@@dharwish karnataka road tax is greater than kerala bro.

[@shantanubagchi1]

Expensive cars are like elephants. They are not just expensive to buy. They are expensive to maintain. Also capital depreciation on expensive cars is very high. Most of the times it makes absolutely no sense financially to buy them. Buy if you are someone who is too passionate and financial or practical logic doesn't matter, go for it.

[@harshavardanak.s5961]

White elephnts...

[@sandysandeepful]

People thinking that buying a luxury car is more important than having a family, I assure you guys that your kids are only thing you would cherish in the end.

[@awesomevideo5525]

It's depend, if your half your life if you been struggling. Than I don't think you need more responsibility

[@sandysandeepful]

@@awesomevideo5525 Aren't all of us struggling half of our lives ? Unless someone comes from an adani ambani household. You think being 50 most probably divorced with no kids coming back to an empty house with an extra gucci bag is a better life ? Your belief system is from delusions and not true reality of the world, this decision will not only destroy your life but the economy and well being of your state, nation. This false sense of security in your insurance policy and uber driver will be shattered within our lifetimes.

[@kushagraniranjan3174]

aa gaye gyaan dene bc

[@hyachimarukityachimaru5880]

Humans nowadays are going after superficial things than things that make them feel content. It’s all show off until it makes them depressed. After that it’s too late to get back to the basics and raise a happy family.

[@sandysandeepful]

@Militaryphonk Trying to speak the truth bro.

[@abhishekshukla2745]

All these ideal scenarios applies to those who do not have enough money. Rich don't think about that. To simply put if you have pocket of Alto don't go for above that and then you don't have to think about these statistics. Remember maintaining a car is more expensive than buying.

[@anupamchatterjee8653]

While there is an element of honesty in the narrative, but somewhere its driven by consumerism emotion than by prudency. Its individual choice but the couple's identity seems to revolve around brands and social praise. "We buy things we don't need with money we don't have to impress people we don't like." Dave Ramsey

[@krunalnv5858]

Years ago I was doing these things. Instead of buying new luxurious items buy less used or old things. You can satisfy yourself. And sell it at half price of your buying price. It's worth. Trust me.

[@IQ141]

I am so happy to see the couple owning and enjoying their dream car. They are designers and if the do contract work, this car would also raise their profile in front of their clients leading to higher paying contracts.

[@sanjeevchauhan3613]

dont have kids, no social responsibilities, live like kids all the life... what a mean to think.

[@phssyk2]

What's mean about it?

[@kiranjotsinghmalhotra]

How humble these people are

[@Zer-rs7yx]

I hope u are sarcastic cuz that woman is just so plain stupid imo.

[@subhomazumder7559]

But, what color is your bugatti?

[@metarock3054]

Videos like this make me rethink about showing off my pride.

[@stephenwilson4931]

@Militaryphonk girls do care. Only people get laid know this not you...

[@f1pro910]

If the budget of the car should be less than 50% of annual income then 70% of car owners in India should not go beyond wagon R car. You also need to think about emi for home loan, medical bills, school fees, savings. But unfortunately car is status symbol in India. Even the person doesn’t need bigger car they will buy bigger car to showoff.

[@FABM27]

43, married 11 years, no kids and no plans either so justified self to buy a 530i Touring 😂

[@gorangagrawal]

The less you want the more you have

[@tkdevlop]

broke mindset

[@sanjeevdakshinamorrthy3818]

​@@tkdevlop consumerist slave mentality!

[@gorangagrawal]

@@tkdevlop I hope you have the paradigm shifts which I had.

[@tkdevlop]

@@gorangagrawal not really man you just decided I don't want work hard just do bare minimum in everything and by the end of life nobody cares who you are anyway.

[@gorangagrawal]

@@tkdevlop I think you had a wrong judgement over here. I don't think about people's perspective towards me as I am not the center of the universe neither I am saying to work bare minimum.

[@justAnotherGeeek]

Such a honest video. For sure India has come a long way. It's good people are now talking about money. One pattern I have seen in Wints videos are, these rich people do not have children

[@sanjayshorey4225]

These are stupid people. They are weak in finance.

[@rohitchoudhuryrc]

Did they just tell they won't have kids to buy a luxury car..wow hats off to their way of thinking..

[@muhammedshahinsha5410]

yeah it cost about 4 lakhs from official service centre to replace the headlamps of Jaguar XJL but we did a after market just for 13000.

[@fanaticcoder3320]

Pretty much for every vehicle official cost more. Best is to find a reliable mechanic, even they have more knowledge as they work with multiple different cars everyday.

[@WesternRailwaysAnimation]

"Design comes first, engine and power comes second but we didn't like normal GLA's performance and when my hubby test drove the AMG variant, he liked the pickup so I convinced him, we took out a loan of 33 lakhs and now we're stressed over the fuel efficiency of this goddamn machine!" Really smart, I must say!

[@vivekaaraga]

My friend was charged 2.7 lakhs for a GLE 250 service 😂. He sold it and bought an MG ZS EV

[@Jidnesh]

My uncle sold his xuv700 cause the service cost of broken hydralics or something was 2.5lakhs ( min.)

[@Q_QQ_Q]

@@Jidnesh lol

[@encunorth]

Fine dining to Dumpster diving...

[@siddharthgoyal4008]

@@encunorth lol MG ZS EV is actually a great car. Much more refined and quiet inside than most luxury cars

[@pranavbhat29]

I had planned to buy a Mini Countryman which I test drove here and was almost certain of buying, and when I told my dad about this, he is like, what is the mileage :P

[@sssankett]

I too own a preowned Merc E class, and yes the jaguar guy is smart

[@anaytiwari1726]

Hats off to these guys for choosing an AMG, these people understand what POWER is

[@f1pro910]

By compromising on not having kids. 😂

[@turbulentmind2044]

@@f1pro910 good decision tbh

[@aditya.sharma]

02:18 the day to night transition is smooth af 👌🏻

[@Rainbow..7]

Moral of story- don’t buy luxury car…it’s a financial blunder 😅

[@JMian]

@@ChandraSekhar-ib7ff If you have to think about the cost or budget yourself you are too poor for a luxury car

[@mattgt5000]

I can own a luxury car. But, I will never buy a luxury car, because there is a difference between reality and dream. Also, investing money in a depreciating asset is useless. I will always want to increase my asset value and that's the best thing you can do with your money.

[@vikrantsuryavanshi2102]

With the investment what my both parents did, decades ago. Surely i can buy any car .... My father gave me 50000 to buy a car. I bought Datsun Redigo with an installment of 35000 ... From last 6 years i am using that. I do service only from Nissan service centre. I kept it in an awesome condition. My father passed away 3 years back. I feel my dad is with me. I plan to use it more for 4 years. Both of my girl friends, Mother and brother are forcing me to get a bigger German SUV but i don`t let them get it. My Father and mother, who were both working invested 84000 in Wipro, Siemens and HDFC between 1987 to 1992. They got an awesome returns on their investment. I am a cheapster and save more than 30 lakhs per year by staying miser. The feeling of saving and investing is more than a German car.

[@glitchmanshandle]

you are dating two girls at once? or was that at different time periods?

[@TK-ij1re]

Ek second, kya bola tu..nahi kya bola- 2 girlfriends..lol..sahi khel agay boss

[@TK-ij1re]

Excellent analysis, habit n learnings from your parent...people r not buying luxury but troubles for future!

[@yuvrajop3348]

​@@TK-ij1re @glitchmanshandle , excuse his mistake in grammar a Lil bit,it's "Girlfriend's" not "Girlfriends" and that both was used for mother and brother of his girlfriend.Funny how one single grammatical mistake can change the whole context haha.

[@Aura-0707]

Well educated video lot of days i search like this one detailed well brother respect+

[@saurabhsharma5737]

How come designers make that amount of money?? Most of the designers are paid peanuts in india.

[@VyomSrivastava1996]

Bro She's one of the co-founder of Wint wealth

[@screwthisite]

@@VyomSrivastava1996 don't think so. I think she says she is a designer. All 3 founders are male i think

[@badriarvind]

@@screwthisite the video literally has that while introducing them. It says she's a co-founder.

[@adityagauba630]

Plus in S-Class, 7-Series, A8L and Range Rover/Range Rover Sport models.. Air suspension once bad can go anywhere from 4L to 15L Rs to repair..

[@aakashchouksey287]

Who is the guy behind the camera, you are amazing dude everything from storytelling, bg music voiceover, shots , animation amazing . Would love to get in contact with you

[@vibn9202]

I would rather get a first hand cheap car than buying someone else's used car because true luxury is always getting something new

[@chihuhahuana4863]

L

[@ren.oooooo]

Idk why Indians are calling this luxury. Dude it’s a normal car sold with tax in India

[@Badboythatsgenuine]

Yeah man like seriously. This guys think european cars are luxury and shit when a middle class guy from a european country could afford it😂

[@ashishthakur10x]

Try to live debt free and avoid debts at any cost unless it's an asset. Don't buy a phone on emi, home on emi. Just save up enough money to buy a small piece of land and then collect some money to build up the home on it. You’ll never regret it. 🙏

[@vardanrathi7777]

Me, watching this video, and also contemplating whether buying an Alto on vehicle loan would disrupt my finances or not.

[@azadsingh9887]

Older lux cars look like shit and lose their appeal once they have passed 5-6 years of ownership. Infact new budget cars have better looks and equal safety nowadays too. Coming to horsepower and acceleration, if you're living in a city like mumbai or bangalore, pehle highway pahoch jao wahi badi baat hai. I myself have paid fine for driving above 80 in a compact SUV. What's the use of having a sword when you need a needle

[@noice8674]

Exactly. Except for horsepower, many cars under 25 lakhs offer every possible feature available in luxury cars of 60 lakhs. Unless you are damn rich, it doesn't make sense to spend more than 30 lakhs on cars.

[@rutwikkhod2082]

Don't buy into luxury if u have to worry about its cost!

[@Random.Adventures.]

I had a BMW prior great looking car but oil leaks everywhere. I'm curious what does BMW owners think of the NIO brand?

[@Onewillingness]

You’ve put EMI for a month for calculating yearly running costs

[@nitinkapoor4752]

Whenever I see some of these expensive CBU cars on the road, I head bows in respect for the owner. I want to thank them for their contribution to the Taxes on the country.

[@sumeshkuriakose]

Very well explained content. We were able to afford a european car simply by using a different set of financial math, which is "never budget a new vehicle morethan 25% of your annual income". We had 2 japanese cars for 13yrs along with expenditures within our budget we were able to afford this new vehicle. Have a nice day Take care

[@adityagoloka]

Suzuki?

[@sumeshkuriakose]

@@adityagoloka lol, that's an epic comment ... btw Honda n Toyota.. we live in USA.. Thanks Tc

[@adityagoloka]

@@sumeshkuriakose 😂😂😂 toh likhna chahiye na , India mein Japan ki Suzuki h

[@sumeshkuriakose]

@@adityagoloka 🤣, saroor...Yaar concept is the same, 25% ... wapas India me humko Toyota Innova or Maruti SUV he... My sister in India live with the same formula , only thing instead of cars they buy land ...

[@chronoris6249]

@@sumeshkuriakose USA me to used car market bohot bada hoga na? Easily quality second hand mil jata hoga

[@VR00100]

6:48 small correction, you don't own it yet, the bank does. You own it once the loan is fully paid off

[@PramodSubramanyam10]

Awesome video as always!

[@MrABHINAV128]

Buying a luxury car is a matter of passion. You need to have good standing business to buy luxury cars. Taking a heavy amout of loan for buying car is foolishness.

[@siddhantk4985]

Owning a luxury car is good but at cost of family is so not okay... 20 years down the line people Change,people u roam around will change but only people remain with u are your family... After 30 year when they come home from work at least they would have there children to tell stories too..

[@Boney.M.]

I feel having cars below 15L is better coz I feel easy while driving it. I owned BMW 5 series prior COVID, it made me too cautious and sensitive to drive and park it around the city. So, I feel your car budget should not cross 3%-4% of your worth. Plus having a parking space at home is compulsory if you are planning to get one. Otherwise use Ola-Uber. Thats better. In the nutshell, car should not ride you but vice versa.😅

[@dwaipayansarkar2358]

My respect for Nano went up....😂

[@santoshphadtare6088]

Replying from inside of my Nano CNG. Coste INR 3500 per anum for insurance 5000 for yearly maintenance. Average 30km per KG ( INR 90 ) It doesn't matter which car you own, What matters is you own it like your family member. Always buy a car before marriage whether 3L or 2CR car.

[@asylum9868]

​@@santoshphadtare6088 you will die in a nano most flop car in india

[@Q_QQ_Q]

@@santoshphadtare6088 ye lugai isko boli amg lele 😂

[@frankrock3965]

I own one. Bought with pocket change. No loans. No obligations. Now everyone around me wants one. Never buy new cars. Stay away from loans.

[@doncorleone3901]

The girl's personality is so bubbly and infectious, love her vibe ❤

[@merajeev007]

Can you post a video with the lexus please? I am sure the difference between ownership costs of the lexus vs Eurpoean cars will be huge in itself.

[@janshyam]

Superb vdo.. Loved the couples story although much of it is untold… but is very clear… Some of us have money to splurge on an expesive but not rich in time and relationship… My own vagaries😢!!! Ankeet and Sruti are blessed. Time, Money and Relationship❤!!!

[@chadmagnifici2347]

That's j bought Camry Hybrid. Spending only 15000 per year. Luxury, status and reliability 😊

[@sportstours24]

Wow. I'm considering this car, cos the Germans are unreliable, and I keep doing long trips.

[@cocacolaowo318]

​@@sportstours24 they aren't unreliable, Toyota just next level

[@ameyadchule]

Its saddening to see people choose temporary material pleasures over children.

[@JustPlaysTech]

for me alto and auto is the most luxurious vehicle

[@ShaanSinghRohitSingh]

Insurance for ciaz is around 15 to 18k and servicing min. Cost is Rs.8500

[@shridharshenoy1859]

In India its not a good idea to buy a luxury car, instead buy a Indian car like xuv700 or Safari and use the remaining money for travelling. Taxes paid for laxuary car are not worth considering our roads. This is for average buyers not for very rich people 😅

[@secretspeaker4465]

When we give the car to authorised serviceitation. Yes we did get proper service record but in the meantime. We may not be sure about how if any sort of a problem. For the car we don't know how or were the problem comes up. How to fix it and out so that is You are a private mechanic or service station comes .....

[@parkinsoncircus9323]

parents proud that their children help them in social signalling in front of their friend circle. What a fairytale ending to a heart warming story. No wonder these folks don't want kids. Their parents probably never loved them.

[@vigyanhoon]

There are people who dont get potable water or food for the day and then there are people like these. What a world is it.

[@vamshiabhilash]

preowned luxury cars come with a pain in your wallet and its a HUGE NO NO if you are someone whos price conservative

[@sajuthomas672]

Lovely couple, good to see them standby each other.

[@VishalSharma-yh8zi]

Now i astound to find people who’s first priority is to buy a car rather than raising their kids because according to them having kids is worthless and a bad investment. Yes i said it right they see having kids as a investment

[@FABM27]

Traditionally Indians have had children to help in the fields and take care of them in their old age. This is a fact.

[@ss0498]

isn't it ?

[@asun468]

At 1:51 you mentioned car price must not be more than 50% of annual income. I would say when you are purchasing luxury cars, it must not be more than 20% of your income after tax. Period!

[@samindian4987]

Man if you want a luxury car, 99.9% reason is to have it as a status symbol. Then just ignore any kind of recurring expenses. Just go for the flagship luxury car. Forget Money as the very motive of a luxury car itself is show off of wealth & status. BUT,.. if these recurring expenses are putting your smile off now then just go for a Toyota or Honda Car that checks all the boxes. Then have a hassle free 15 years of driving. And even then you will get a good resale after 3 lakh+ Kms of running on odometer, if you decide to change your car. Infact, I have seen few Toyota Innovas & Honda citys running seamlessly even after 5 lakh Kms. Absolutely No Issues. 👍

[@sandipkumarnandi]

To add more 1. Ethanol at E20 which will spoil old vehicle even new cars. 2. Don't buy any car, it's just a illusion. 3. Owning a car is full of problem, just to save that 10-15 min required to book a cab or priority cab. 4. No car means it will support environment. 5. No parking and maintenance headache. 6. Take a basic small car, less on maintenance yet serves the emergency purpose. 7. Btw our cities are choked up badly, even in case of emergency one can use scooty to take the patient. 8. Expensive cars are big big illusion just to crawl in cities.

[@ab-xs1ss]

Hi wint wealth, thank you so much for your expertise, and I do want to drive a luxury car and a luxury lifestyle but I don’t understand y I will have all these things at a cost of kids. I would rather have kids and buy a luxury car in 10 or 15 years or work more to decrease that time to 5-10 years.I mean sorry if I hurt anyone in comments but that’s just doesn’t make sense to me.🙏🏾

[@jatinkaila526]

I think the point the couple in the video was trying to make was that they personally did not want to have kids, hence they could spend money which some other couple will save for their kids future.

[@adityatakkar262]

I think this trend of not having kids will get more and more traction as having kids in this era is extremely expensive and also given the daunting task of raising a child with good values amid the increasingly negative environment which could be mostly attributable to social media

[@saumabhobagchi5547]

​@@adityatakkar262 absolutely. And with the number of Indian children immigrating to foreign countries at the expense of "education" and leaving their parents to fend for themselves in their old age, it would be better to not have kids because then you won't have any expectations

[@mahtabsoin7239]

Unless you have money to piss away, luxury cars are an exorbitant drain on your personal wealth. Modern cars like Creta offer many (most) of the same features that luxury cars provide. At most you're 1-2 years behind in terms of (mostly non essential) features. It's kind of the same argument about buying a 30k OnePlus Android versus a 1L regular iPhone .

[@JayantKumar-dn3zu]

Luxury car owners usually don’t worry about average or maintenance. This couple looks to have way overspent their budget. Plus not having kids, so bought a Mercedes, was funny.

[@binmarcy]

AMG & Jaguar covered in this video. Both are my favs.

[@travelearthio]

if value of the car should be not more than 50% of annual income ... how come loan comes in picture??? anyone can easily save 50% of income in couple of years ... avoid loan while buying a depreciating asset ... or go for a good loan (invest same amount of money in asset giving higher returns than interest on loan) things does not add up with Wint Health videos ...

[@ashishdumane5773]

It’s all about cash in hand ! If you earn 10lakh and buy any vehicle of 5lakh .. via emi will be much better option than paying one time

[@travelearthio]

@@ashishdumane5773 loan increases the cost by 25 - 30% of a car which looses value by almost 10% each year ... so if you still want to buy .. its your choice!

[@blackseahelina]

I have purchased recently .35 % of my annual CTC and 1% of my worth and it works.