'ONE IDIOT' Who Will Help You Become Rich And Independent 🤯 | Ft. Gajendra Kothari | KwK #97

[@jaisara_finance]

5 Questions that doubts whole podcast: 1st - If he and his brother draws 1.5Cr each, means 3Cr per year that is 25 lakh per month, then how 30 lakh SIP, 3 lakh rent and 3 lakh Other Expenses 2nd - He Said he earns 1 Cr salary when he was in London in 2008-09, then how come in 2010 he couldn't afford 10k SIP? 3rd - at 18:20 Kushal Confronted this guy 1 lakh becoming 52 lakh at 60 age, we should consider inflation, abhi bike na lu aur 60 ki age me 2 Mercedes aayegi ( 52 lakh m at age 60 Do Mercedes aayegi Joke😅) 4th - at 42:27 he said world travel kro, km SIP bhi chalega because his biggest priority is travelling over cars, house, enjoying decent life, exactly people have different priority just like he doesn't have car till now but have visited 25 countries, some person have 2 house 2 car for them and their family. So no logic 5th Question - He said he paid 30 lakh tax last year, then assuming he given "gyan" On importance of white money, he would have earned not more than 1.4Cr, that is around 12 lakh h month, he said initially he was giving 22 lakh a month SIP. See I'm not against this guy or any hate, but IMO he have not given clear picture of what he earns and does. Whole Podcast seems suspicious, and Kushal also felt this. Hope audience gets to understand and those getting inspired have some common sense.

[@gajekoth]

Thanks for taking out time to watch the entire video and also for posting your queries. These questions are really useful and needs to be addressed. Let me revert to you one by one on this 1. Total Rs 30 lakhs SIP goes from our individual account and also from our company account (Rs 10 lakhs per month) 2. I lost almost all the money in F&O in 2008-09 while I was leaving in UK and thereby starting from 0 again in 2010. 3. The idea was to just share the Cost of Delay. I started investing seriously at age 30 and today I regret that I should have started earlier. The power of compounding is really magical but we realise it only late in our life. 4. All I am saying is one should enjoy in the present as well as plan for future. Yes every person can have different goal and one should work towards achieving the same. 5. I started with Rs 10,000 SIP in 2010 and then every year kept on increasing it as per increment in our income. The idea of this entire podcast was to share a genuine story and thats why I tried to be as transparent as possible. I hope this helps.

[@gomzy279]

​@@gajekoth on a lighter note.. invite him to #Mumbai & give him a ride in #Rolls_Royce..

[@sanrock21]

@@gajekoth Sir I dont want to do SIP, but want to invest lumpsum or when ever I get money i will keep on adding, what do you suggest? sip or lumpsum.. like monthly I will do 10K but not as sip, when ever I want I will add, can you give me your company details?

[@flying_machine10]

Ur the real gangster 😂

[@manorakhee]

@@sanrock21 sips are nothing but periodic lumpsum. Investing in staggered manner just comforts the mind. How long you can stay invested is the game.

[@madhurdsinghal]

2010 me shuruwat kari aur 2008 me 50 lakh ka loss ho gaya 😊

[@WealthDekho]

Not agree on ppf point. Uski apni ek jagah hai. You need to build assest allocation.

[@ajaykumarsarabu5303]

Gajendra kothari sir so much inspirational you told hundred percent true simplicity is the best thing in this world

[@Pavan-kw3ix]

Iss bhai ki salary 1 crore per month hai aur kahi logon ka target 1 crore MF se banana hai ..

[@suri_47]

😂😂😂😂right

[@shankargharge9090]

1 सालकी.

[@Powerofinvestings]

bhai sawal h ki ye salary hua kaise inka?

[@Pavan-kw3ix]

@@Powerofinvestings fake podcast hai bhai.. for KZbin views and money ... simple

[@Pavan-kw3ix]

@@shankargharge9090 kam lagi kya tujhe agar 1 salki bhi soche to...BTW usne 1 month ki bola tha....tatti khata tu ya sunta thikse?

[@journey2wardsGoal]

One of the best and very knowledgeable podcast...!!!Thank you Mr kothari...!!!just like you I am not loving in India at this moment but very Bullish on India...but started very late but still after listing this I will also try to .....I really want to meet you in person or any other way I can contact. Hope fully one day....!!thank you Kushal for this amezing podcast. ❤

[@lalitbisht2002]

Thankyou for sharing such types of history.... That's motivates many people towards becoming a financial freedom...❤

[@bigwealthIndia]

This wealth will grow many fold in your old age , at age of 80 it will be more than 1000 cr

[@gajekoth]

I completely Agree with you...But the idea is not to go after 1000 crs. If it happens it happens. The idea is to make compounding work for us

[@bigwealthIndia]

I am also investing in mutual funds since 2008

[@bigwealthIndia]

@@gajekoth my corpus 10X in last 16 years , right now Defence and psu fund will perform better

[@BasicEduTech2424]

Nice podcast sir..excellent experience sir...love u both brooooo ..🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻

[@bhuthardik2659]

What a journey Inspirational i am 24 right now And strted my investing journey ✅

[@reshmanair-qe4it]

very nice podcast. thank you. a lot to learn about the mind of a person and how he manifests his goal

[@RohanPatelDentist]

I did the same thing removed my money from ppf and diversified that money in mutual fund as in large cap mid cap and small cap

[@manorakhee]

Imho ppf is also a wonderful debt product. Mr Kothari has a different kind of risk profile. I feel some amount of debt allocation is important than going all in for equity. What if after 10 year markets crash or there could be a prolonged bear market ? If one has 100 cr losing 20 crores/30/40 won’t have a sizeable effect. But if one has 5-10 cr then ?

[@arabindakumarbhola6598]

Its really inspiring. Today I feel some one is thinking like me and avhieved with conviction. Also Mr Gajendra you inspire to many like warren Buffett simple life living but higer life goal.

[@yadnesh4909]

Nice podcast . It gives 6 not only financial knowledge but also life lessons, like simplicity . good one

[@smitajoshi5211]

Thank you for this inspirational podcast. But it would be helpful to understand how and where he invests for a 18.5 cagr. He has truly spoken about the mentality one needs and the discipline

[@tuhinghosh5315]

The best part of this video is " Poysa jaldi banane ka koi farmula nehi hay, poysa jada banane ka farmula hay"

[@akashagarwal1068]

so polite and generous person

[@gajekoth]

Thank you so much.

[@gajekoth]

Thank you so much.

[@akashagarwal1068]

@@gajekoth thanks sir. How to connect with u?

[@deepakbattise2282]

Yeah to aisa hai 500 se 5000 crore ke liye jaise Dev chala tha ...rukta tha fir bhi chalta tha, girta tha fir bhi chalta tha...aur ban gaye 500 crores

[@thesideffect6162]

Thanks you sir for making it simple.. its going to help me alot

[@KushalLodha548]

Glad!

[@komalthecoolk]

Brilliant! Some of these genius investors need to show how to track their investments.

[@KushalLodha548]

🔥🔥

[@aroraakhil371]

Superb podcast gajendra ji.

[@raiseyourskills456]

BEST PODCOST EVERY SEEN ON INVESTMENTS.

[@priyeshsampat9489]

Gajendra has been sharing his story with every soul he meets, we are in same line of business so I would never be his client but he selflessly convinced me in 2014 to start my SIP. One idiot believes in “सबका साथ सबका विकास” forever grateful to Gajendra for his sharing. I would not be comfortable sharing my annual income / SIP amount / portfolio value on public domain like he fearlessly does ! Hats off @gajekoth GK bhai ! 🫡

[@optilinktechnology985]

18% CAGR over 14 years is not a very big deal to achieve. Many common person having this kind of return. The main story behind his wealth is his income, which can only be possible by upgrading the internal skill. It is not the SIP, that makes him wealthy. It is his capability to continue that big amount as SIP for years. Doubling the portfolio is not at all a big game. The real need is high earnings. Otherwise for today as of his lifestyle 43cr or 20cr makes the same value.

[@anirbanroy7644]

He has no car, then where he spends his 1.2 cr salary?

[@ashokkumarbadaik5553]

This podcast really transformed me like anything...

[@AtiqAnsari-r4d]

So basically he has been witnessed to the 8th wonder 😮

[@gajekoth]

So true. I believe the game has just begun. In next 10-20 years the real magic will be seen.

[@Kashsha0521]

You had a higher risk appetite so it’s easy for you as your salary seems to be so high

[@jyotipachauri2146]

Amazing video and such an honest insight of every investment

[@prakashsahoo3900]

One of the best podcast... Please share the PPT if possible

[@rajashekarbudla3355]

Awesome session.. ❤❤

[@KushalLodha548]

Thank you so much!

[@KATTAJAGDISH]

Thank you. Its a great video. Sharing all the information.

[@Kush828]

It's a wonderful story and I have watched one idiot after watching this video.

[@SingaporeBuilds]

Excellent interviewer. He called out and interjected when the guest was going overboard and factually incorrent

[@Fz6769-j6p]

Sawaal yeh hai ke sip toh krlenge lekin all mutual funds are not that great how he was able to identify which mutual fund to invest in

[@Siv_89]

208k rich people in 4 days and still counting. Wow.. 😲

[@mohammadaakil6890]

Really inspired

[@princetonacademy6385]

Pehle ppf mein bhi 12% tak return mila hai

[@neildwivedi3364]

40 + Cr ka Portfolio banakar BUNJI JUMPING is no big deal...!😮😮I can jump from EVEREST...!!😂😂😂

[@thedurgeshsen]

Thx a lot sir 💰

[@himanshukaushik5036]

Gajender kothari very motivational

[@susheelkumaryadav9603]

How can arts background students can get MBA finance jobs and build a career in it? I would appreciate it if you can bring any person from an arts background and build his career in MBA finance. please if there is any possibility around you to make a content on this it will help me.

[@avinashvijaya2800]

Only one simple question.. Is there any person who has become rich and got counted in their nations top 100 by doing sip diligently. Answer is no, SIP se admi gareeb nahi mareega , but ameer bhi nahi hoga..

[@SabySoni-dj6rm]

Sip is a scam😢 Sir 8% inflation in India but in property there is 35% inflation In 1984 what we could buy with 1 lakh rupees the same land or plot worth 10 crores in 2024,, After 40 years with 1 crore we might be able to buy 1 activa scoter

[@Rey_th7]

Atleast you can buy that

[@sagars209]

Great work Kushal, I think you should also look at bitcoin a bit seriously.

[@shivamvarshney1076]

Just last year i came to know about MF, now from january i m investing 1lakh+18k per month in SIP 1lakh for my retirement corpus 18k for my children

[@Anvi687]

I watched the whole vedio .. very good vedio sir 🙂

[@MP-lb1bv]

How are you able to make sip of Rs.30 lacs a month, that translates to 3.6 cr every year? How much is the monthly salary?I've missed out something somewhere.

[@SoniaAhuja-t5f]

Could someone touch the age and investment horizon? I am 54 years old

[@Platinumfitnessvlogs]

Kushal aap kisi ko podcast pe invite karte ho to usse eye contact rakhiye please Banda aapko dekhker baat karta hai aur aap likhne me busy hote ho

[@KushalLodha548]

Yes, thank you for the feedback.

[@Platinumfitnessvlogs]

@@KushalLodha548 welcome 🙏🏻 and thank you for informative and valuable podcast

[@Mayank001-p3f]

30 lakh ke sip itna income kaha se according to his tax as he paid 30lakh tax his income was 1 crore to 1.5 crore

[@RaviReet]

PPF is the most safest investment in market

[@mayanksaxena770]

Great session ❤

[@nitinrathod6391]

Nice interview and movie also

[@satyanarayanareddygoli8750]

Thank you sir

[@mallikadas1801]

Thank you

[@parthaadhikari7213]

I learn so much things....❤

[@dr.vikaskaranjekar2633]

3 crore का annual salary है, दो भाई को, 100 crores का पोर्टफोलिओ तो 20 साल मे हो जायेगा ये ऐसा ही है 10 लाख की annual income वाला 2/3 crores का पोर्टफोलिओ 20 सालमे बना ही सकते है

[@Saurabhsingh1234-y2z]

I am his target audience ....one day i will also make 100 crore ...in next 25 years ....this message when liked or being commented will remind me my journey ...i am doing sip of 1.28 lakhs per month ....one day i will achieve 100 crores .till now my compounded capital is 60 lakhs

[@rohitssharma9552]

I am with you ❤

[@raghvinderjoshi4667]

Keep at it and you will succeed.

[@Saurabhsingh1234-y2z]

@@raghvinderjoshi4667 thanx man

[@anshulgoel2192]

@@Saurabhsingh1234-y2z hey whats your age

[@pushkararora3308]

What's your profession? And what's your income to?

[@varunsood1053]

मेरे एक बात नही समझ आ रही की आप सिर्फ जोड़ रहे हो mutual funds में पर आप जो 15 लाख से 30 लाख आप लेकर कहा से आ रहे थे ऐसा कोन सा buzzniss कर रहे हो ।

[@shreybhagat]

who is the target audience for this video?

[@manorakhee]

Mutual fund distributors

[@rageshvarman4689]

Pura video dekhle bhai, title pe mat ja 30lakhs ke. This video shows how discipline can help you reach levels.

[@shreybhagat]

@@rageshvarman4689 pura video dekha maine. he just came here to promote his firm imo

[@PIXEL00000]

😂😂 Good one

[@pranay3582]

​@@manorakhee why? I'm so behind in terms of understanding basic investing

[@SscEnglishTrick]

भाई मैं एक बात कहूंगा, आप लिखने से ज्यादा बात करने पर ध्यान दिजय कभी कभी कुछ लिख लिया कीजए। इससे वीडियो देखने में अच्छा लगता है। नही तो ऐसा लगता है की एक आदमी बोल रहा है और आप अपने काम में लगे हुए है

[@jageshwarborkar]

Our country's finance minister mrs. "NIRMALA SITHARAMAN" feeling happy in heart, liked& watched the full video without saying anyword in the comment box 😂😂😂😂😂

[@rohitssharma9552]

Will not sell so will not pay tax.

[@Harshtruth25]

Kushal Lodha seriously are you a CA ??😂 Today my opinion on CA got changed after looking at your questions. Who can ask a question like Real estate how much black how much white. Really ??? This question from a CA ?? You are just asking about numbers nothing else... You could've asked many relevant, interesting and important questions to him. You are asking for Post tax pre tax returns. 🫢🤦. Kothari sir sorry he didn't took full benefits from you.

[@nilimajhakitchen]

Hello I want to share my experience before 11 years at age of 21 started SIP 4K only started increasing 50 % now I’m investing 1 L monthly my plan is for next 20 years for my next generation… ❤

[@BHAVESH-jq7si]

Great future plan. Very few people investing in SIP for next generation.

[@kirangandhi6156]

​@@BHAVESH-jq7si in which fund u invested

[@BHAVESH-jq7si]

@@kirangandhi6156 I am not a financial advisor but having a strong conviction in equity market. Please don't mind, don't ask about investment from any random person. First make your future plan then start investing with the help of good financial advisor. All the best.

[@nilimajhakitchen]

@@BHAVESH-jq7si thank you ☺️

[@nilimajhakitchen]

@@kirangandhi6156 ICICI HDFC SBI

[@Manu-up2be]

You lost 2 mercedes for 1 bike … lol 😂 so you need walk till 60 to buy car 🥹

[@rajeshphadke6760]

Be realistic in numbers . Marketing podcast . There is a life apart from SIP.

[@gajekoth]

There is no marketing here. Apart from SIP, I do spend a lot on living a good life. If you earn big, you can do both.

[@Bigdaddy-bd5qd]

Koi bhi podcast chalu kar rha hai aajkal.. padhai to poori kar lo.. gyaan dasvi ka hai nai.. mutual fund ka podcast banana hai

[@MP-lb1bv]

Theek hai usko nahi pata par podcast ki vajah se usko bhi ptaaa laga aur hum logo ko kitni aur jaankaari mili..positive raho yaar.😊

[@imsnooz]

But that bike matter so much more at young age then 52 lakhs at the age of 60...

[@7dose]

thats why we are behind

[@Ubrahma]

Love from Assam You’re also from Assam❤️Gajendra Kothari

[@HomechefAnjana]

I am not sure if my maths is that bad. 20 cr to 40 cr in 10_11 yrs and yeild was 18% compounding.. 2010 FD simple interest was 9 percent . That means either i am dumb or... FD se 8 saal mein paisa double of jata. 18 percent ke hisab se 20 crs 10 saal mein 112 crs honey chahiye 😢😢

[@manjeetsainiibc144x]

Wa sir I salute u mane bi asa he kiya hai apne bacho ke liya but mare pass pase kaam hai isliya 2000 he dala hai but focus 20 25 saal ka hai apne bacho ke liya. Jai hind sir

[@sanmakssunny7]

nothing is useful out of this video, make soemthing useful video for working class who barely manage to invest 30000 rupees, that will be real help, why focus on people who are already earing in crore what value they bring

[@TechnoAnkitIndore]

Awesome podcast made my day, totally relatable for me, I also did started my monthly SIP with 2K only 12 years back and today approx 2.5 L going in SIP and almost near my FIRE before 34 yrs of Age. Thank you!!

[@Rehanmd_03]

At what age you start sip ?

[@gajekoth]

Thats really awesome @TechnoAnkitIndore...You are absolutely on the right track. All the very best.

[@TechnoAnkitIndore]

@@Rehanmd_03 22

[@TechnoAnkitIndore]

Thank you!!

[@KushalLodha548]

That is awesome!

[@truthprevails996]

Totally nonsense 10k sip se 30 lk sip. Source of income kys hai

[@AlysonLehan]

Amazing video sir what's the best way to make money from crypto trading?

[@LavoniaBrooks]

Crypto trading is highly volatile, I myself do not trade crypto, but I do trade the forex market....

[@KevaMackney]

I've been loosing money doing crypto on my own, I need your help. Thanks

[@NicholeAsters]

I think all you need is an expert assigned by a brokerage company that will trade for you and handle your capital professionally and give you weekly returns of investment Without any extra fees attached

[@NicholeAsters]

Thanks to my co-worker (Chavez) who Suggested Mrs. Benita Barnes

[@OlivaAhimud]

Yeah that's right I think the best way is to invest with a professional, at least it saves the trauma of too much losses

[@deepanshusingh7765]

Middle Class Admi nhi, bhutiya hota hai

[@bigwealthIndia]

Sir u will surely cross 100 cr proftolio before the age of 50,

[@gajekoth]

I am trying my best. Lets hope so.

[@RandomHindu]

Wo saala 1 crore kma raha tha yaha middle class kya karega.

[@nikhil2049]

at 39:40 timestamp : paid 30lkh tax for 1.5 cr yearly income....doesn't fit the maths how is tax so less ...should be 50% more around 45-50lkh...what is the loophole here :)

[@KushalLodha548]

Last year the salary would’ve must been lower

[@nikhil2049]

Still maths is not working 1.5cr is his salary and similar of his brother: 3cr, for investing 30lkh a month u need 5cr with zero spending and 6 lkh he said rents n other and so total 6cr pre tax is needed to invest 30lkh per month What is the catch here?

[@90princesinghbbasem-52]

At 21:53 ye bol rha h ki ye aur iska bhai 1.5 crore ka salary leta h individually...total 3 crores hua income ..aur monthly sip 30 lakhs ka to yearly 3.6 crore sip kr rha h ...how is this possible....

[@Tinkerbells430]

Ye intihai jhota banda lag rha hai mjhe tu...iski shakal dekh k kahin sey nhi lg rha k ye 1.5 crore salary leta ho ga monthly..

[@saurabhsingh3786]

Now my age around 21 but i was also start sip before 2 years with the amount 1000 but now i am invested in mf through set-up sip around 7000 and my total invested amount 123000 and total return 45000 (I know the power of sip and also power of compounding) And always increase my sip amount 10% per annum

[@arindambairagi_]

The mindset and mentality of this guy is mind-blowing. India people usually stop investing after seeing -3%

[@anishnaik8]

i start before 3 month and saw -7% and add same amount in election result day now sit at +5.4% 😎😎but your 2nd line is right 👍👍

[@arindambairagi_]

@@anishnaik8 that's a good thing to do in sudden crash

[@anishnaik8]

@@arindambairagi_ thanks, before investment I read 5-7 books on businesses, investment psychology and about money. And so many more in my collection which would really helpful 😀😀

[@premanandgovindarajulu9001]

It's very interesting to grow fast,it needs patience,i wish to invest and associated pl oblge awaiting your response thanking you sir.

[@gajekoth]

Thank you for your kind words... You are so true. Most people end their journey mid way and lose out on the power of compounding.

[@pranaytandon9471]

Kushal sir your content is insightful but just a suggestion You may be curious but don’t interrupt the guest randomly, it makes you sound obnoxious and guest loses his flow, try to match his energy and then wait for him to pause before you speak make it sound like conversation not interrogation

[@KushalLodha548]

Sure, thank you for the feedback.

[@kalpana4388]

Very good interviewed. Gajendra Kothari is truly an inspiration for the young generation. Enjoyed the interview very much with so much good information and facts!

[@maheshdarisa]

The remaining 3 seconds will again make you normal just as usual you were before becoming rich 😂😂😂😂😂😂😂

[@roopshankerpurohit6815]

Incom of a year 1.5+1.5=3cr How can pay sip of 30lakh total sip paid in a year 3.6=cr How can possible ,

[@geek_for_life]

Inspiring Video! 🔥Thank you Kushal & Gajendra Sir for Awesome Video!

[@gajekoth]

Thank you for watching it and finding it insightful.

[@geek_for_life]

​@@gajekoth​ Thank you Gajendra Sir for Awesome 🤩, Honest 😃 & Transparent Eye 👀 Opening 😎 Podcast. Already watched that Movie "One Idiot" 🎥 and was able to relate as 22 yr Old! 🔥

[@KushalLodha548]

Thanks a ton

[@WealthDekho]

Amazing

[@GODIMEDIA-b1r]

30 Lakh per month ? are you talking about 1 to 3% Indians Only

[@sanjibkumarsaha4372]

Very good podcast. Love u Gajendraji, I'm also from Assam. So much things I have learnt from your podcast. Very informative one.

[@RandomHindu]

Kya kare aisi video ka aam aadmi ???

[@abhishek_talwar]

There seems to be inconsistencies in the narrative, even if brothers combined salary is 3cr a year (1.5cr each), the post tax income will be 2 cr or less. And once we deduct personal expenses, the number will be even less, so how can sip be 30l a month, i.e. 3.6 cr a year... Numbers don't add up

[@akbarali_hitman]

Might be talking about yearly

[@PremanshuPatel]

We requested to you please make 1 video for Mutual fund. Today this year 10,000 people who invested in mutual funds 1 schemes flexi cap worth Rs. 1,00,000 Each then after all has 20 year target they all are regularly invested in SIP every month. After 20 years this 10,000 people are withdrawn money at that time what happens?? If CAGR 15% Invested amt: ₹2,40,00,000 x 10,000 Withdraw amt: ₹15,15,95,497 x 10,000 what happen?

[@divyagopal4669]

Thank you @gajekoth Mr Gajendra Kothari. Loved this conversation. Got so much motivation and inspiration. Looking forward to poscast post 6 years..😊 Thank you Kushal.

[@Dheerajkumar-gx5ty]

[❤❤❤I m thinking about tht extra 2.5 wch was introduced during this budget in 2024 (increased in cap gains tax) ,sir must b Giving a big chunk of his cheeze cake after gaining tht 100 cr mark] He must b th3 only one to hate tht max... But stil salary fr 1cr is also his hard work 😢

[@deepakac18369]

First-of-all, I am unhappy, sad & angry with myself & YOU for having come across this podcast at a late stage of my life , almost near my retirement. I am currently investing 29K/month in PPF . 1) What if I stop this investment NOW & invest the same amt I'm MF for the next 4 years? 2) Can I have a direct conversation with Gajendra sir wherein I can sort out this issue & some others?

[@kanikaaggarwal7572]

15 mins into the podcast , there's something wrong about this podcast .... bilkul convincing nhi hai ( i feel like even Kushal felt this during the conversation)

[@shivamdhamija4670]

He ended in such a way, that I dropped all my reasons and strategies ki bhai ek hi cheez me kyu itna paisa dal rahe ho? And he is like. Bhai mai nahi hu genius, i am simple. And he wins without even a debate😊

[@prashantagarwal2769]

Almost 90% people know what is SIP, but hesistate to invest, this vedio did the mind scrubbing to keep investing, Great vedio !! Thank you Mr. Kothari