📛CREDIT CARD: Pros & Cons | Money-Minded Mandeep

[@LabourLawAdvisor]

💸 Start Investing, DEMAT Upstox: link.lla.in/upstox 💸 Start Investing, DEMAT Zerodha: link.lla.in/zerodha 📚Payroll, Excel & Labour Law Courses for career growth: lpt.institute/courses/

[@madmax3753]

A: High security registration plate

[@KundanKumar-hy4il]

Agar main six month tak Use nahin karo to kya nuksan hoga....

[@pocof1304]

I am Bhaskar Biswas From SBI credit card.. Contact number 7003007848

[@AmitSinghPal-eq2sn]

Seriously dude, you really don't know about credit card.

[@uditnautiyal2356]

Sir ham credit card ka paisa share market me lga sakte h kya koe illegal to nhi h kuch

[@YuvaChandan]

I'm using CC from last 4 years. . Never paid late fees. Used within 30% of my credit limit. Saved a lot on online purchasing. Credit score 750+ CC is a helping hand if you fulfill your need only.

[@AemondTomahawk]

@Django Unchained how much processing fee and yearly charges ??

[@Shivam0217]

i dont know who but one of the billionaire said that he never used his money to do the purchases he always use credit cards that means bank money to do the purchases... his basic idea was why should you spent your money if someone is giving you to spent there money and the plus point is you can return the money without any interest.

[@manangandhi8338]

@@Shivam0217 frank abignale i think

[@somethingtolearn9775]

Please tell me what is this cc

[@YuvaChandan]

@@somethingtolearn9775 CC means credit card

[@Ramukakakabhai]

Using CC since 21 Years of age, only thing I have ensured is to pay 100% every time. And use less than 50% of salary.

[@ravipanwar7442]

This is the mistake I done🥺

[@akshatdalmia8274]

exactly. always pay dues before time to ensure good cibil score. and don't overspend than you can pay. I have seen many youtubers against the use of credit cards... but its all about how you use it.

[@krishnakumarmishra8851]

30 percentage.

[@rajkumarpatil4700]

@@akshatdalmia8274 correct

[@BruceAlmighty007]

Ab kitni umar h?

[@hiralalnunia9702]

भाई साहब आपने बहुत ही अच्छा बताया शायद ही कोई यूट्यूब पर ऐसा बताता है आपको तहे दिल से धन्यवाद आपका वीडियो

[@Mr_Gaurav]

lol me to jo chiz lena h uss pr 10 baar sochta hu jitna max discount lag ske laga deta hu.. or fir delivery k baad hi cc ka pura bill pay kar deta hu... bcoz bhul chuk leni deni.. 😂😂

[@Ashish-Mishra007]

Credit card is just like true friend in need. Use wisely and live happily.

[@mahanbravo]

@Raunak Dubey tu garreeb Kya halla Kar Raha hai.. Sach he you bola usne.

[@wewe-fx6un]

Do you "use" your friends?

[@Jio5gA1]

High security number plate

[@rakshaevents3201]

Mere bahut self control hai.. 100 rupye ki chiz lene me 3month search krta hu tb leta hu😂😂😂

[@dablumahato4171]

Wah Vai

[@gkmobile676]

Wow bro

[@sunitavlogs9792]

Are bhai me bhi Jaiswal😊😂

[@DanishKhan-vq8pt]

Bhai isse control nahi maha kanjoosi kehte hai😂😂😂

[@TECH-known]

Makkhi ...sssss

[@gangeshshaw172]

I only purchase items using credit card for which I have balance in my bank account. So at the end, I earn the reward points and benefits and pay the outstanding bill immediately and some times even before bill generation

[@gautamsharma3361]

Pay only after bill generation though, cause otherwise it doesn't reflect on your credit report and you don't get the benefit of using credit cards!

[@ibrarhussainansari1019]

It depends on person to person how you manage your expenditure. I have been using cc since 2016 and never feel it is bad to use

[@vinay108322]

I am using CC from last 21 years. Following my friend's advise and never missed any payment even though couple of time it has gone beyond 6 figure. No interest or penalty paid till date. I know they keep calling for personal loans. My friend told them - I use CC only for convenience ( no need to carry cash), if I need personal loan, I will approach my bank, not the CC company. Following same - use it only for convenience.

[@sulaimanahmad9849]

Then Sir For Loan(if Required ) you will get a Personal Loan with minimum 10.25 ROI , but in credit card the ROI is 14-15(REDUCING ROI) approx 8-9 % as Fixed Rate of Loan. Also if I have to close the loan Personal Loan can be closed after 12 months but in Credit Card Loan I can close it whenever I wish to. Also Forclosure Fee of Personal Loan is 5% + GST on an average for 90 percentage of banks but CC Loan if gets closed before tenure the foreclosure fee is maximum 3 % as per RBI Norms. Think before taking loan banks are not sitting there to give you money , they are sitting to give you their money to get your money.

[@ShubhamKumar-sc1yl]

I am using hdfc card with 2 lac limit from last 2.5 year but I never paid single rupee till now.. even I have earn rewards from it...this depends on our self control...

[@jayeshbaviskar9251]

Can you suggest me where i can use credit card for best out of it?

[@Sandsubha]

Sorry to say ....i have 12 CC along with one slice card. No problem so far. Fire ,water, wind all these can hit badly our human life but if you know how to use it then these can help you to cook food, production of corps, production of electricity, and many more. So use CC wisely, it will help you surely.

[@kirankumarshah1963]

Everybody cannot be you?

[@Lucky-uz3je]

True...

[@SaurabhKumar-ny3ty]

CC is best if you are disciplined, used for NURTURE CIBIL SCORE...

[@swarajchoudhary7659]

Using credit card since last 5years. Paid the dues on time. Utilised my savings money from account for investment. Now, I've developed a good portfolio of investments

[@sayantannandi9227]

An advantage of Credit Card is that it is a very handy tool for use in case of international purchases because of its advanced security, or for use in some emergency situations like immediate hospital admission. However, one has to make sure that he/she can repay the transaction amount within the stipulated interest free time period. For everything else a debit card would be more than adequate.

[@avinashsehgal1978]

Agree with most your points. But if u use your card maintaining ur payments within due dates,it's very useful. Control on ur expenses is the basic.

[@supportforhumanity3503]

In case of emergency nobody helps,where cc can help you.It's totally on your discipline.Yet you can convert your expenses in EMI.You will charge around 15%PA. It's Money power in today's world,which gives you Shanti.

[@pahuldeepsingh1494]

You are doing osm work mandeep bro

[@vishalsharmaize]

Credit card is only for limited usage.. use for basic needs & pay the bill on time then I don't think there is any drawback of using credit card..

[@abhishekdasgupta2475]

Had CC at early years when started working but didn't know all pros and cons... Had a difficult situations later for it

[@Marioejoseph]

Very good video, I liked it so much.. Such realistic info ❤️❤️ can't believe banks haven't paid Google to block this video.. 🤣🤣 Honestly very Good video.. 👏🏻👏🏻

[@himmatsinghsondhiya]

Having more than 22 cards with over all limit of rupees 32 lacs. My monthly statement usually generated around 7 to 8 lac (intentionally) and I earn extra 7 to 12 thousand per month with rewards. Excluding bank offers. But han self control to nahi rahta hai. Par mai manage ache se kar leta hun.

[@sanketgandhi6285]

22 cards , BC 5k annual payment 1 lakh+ho jayegi

[@akshaydhanuka]

Interesting take on things.. in my opinion a person with less self control can opt for reducing the credit limit on the card to up to 50% of the monthly income to ensure that payments can be made in full regularly without attracting interest. Also, the advantages mentioned seemed like disadvantages in disguise.

[@aayushsinha2973]

all the disadvantages you mentioned are after default in repayment.

[@careshare5194]

Credit Card के फायदे और कैसे सही उपयोग करें kzbin.info/www/bejne/eHKQhWuKlt-fbrc

[@AnshumanPratik]

Just look at numbers

[@Saurabhsssndilya]

Good information for young generation I am in 20 years old

[@mikethornet7842]

If you have self control then its a boon... especially if you do a lot of online shopping. Now-a-days, we can buy all our household stuff online and at a discounted price when using a credit card. These discounts make using Credit Cards worthwhile. BUT, if you dont have self-control and start spending excessively on stuff you want but dont actually need or if you don't pay the bills on time then yep, you are in for a painfull expensive lesson. I, for one, have never missed my bill payments and have always payed them in full. With these additional Credit Card specific discounts I save around 15-20k every year. And all this is without even mentioning the benefit of No-Cost EMIs. Just a reminder, check the fees very carefully before applying for one.

[@indianrealbeauty9893]

Jo Positive comments Kar rahe credit card ke bare mein yeh pakka Credit Card Sale officers 😆😆 👇👇

[@simonandrews5256]

Sahi kaha, I won't be touching this bawasir AKA CC chahe yeh CC salesmen kitni bhi kahaniyaan suna lein 😊😊

[@miteshawasthi07]

i can solve your Disadvantage bro one by one in 1-(u said about intrest charge is very high) I need to pay intrest if i cant pay my credit card bill within due date.Till than i can use money in terms of credit 2-(u said credit card downgrade my cibil score because of late payment) but if i pay my bill within due date than my cibil is increses. 3-(u talk about anual fee ) but it is wavier if i pay minimum amount of credit as well as it can be revert in terms of bonus 4-(u said about T & C in terms of intrest rate about "late payment" again) if i pay my bill within due date than there is no tension for any amount of intrest fee. 5-(u said about minimum payment) u should upgrade your knowledge.all credit card shows total outstanding first. 6-(u said about amont investment) i think u should know about the concept of credit card..obviously it is used for routine life 7-(u said about excess use of credit card) oh bro last disadvantage is depends on a person. so finally... u should change your title.. remove the word "DISADVANTAGE" & replace it with "IF U R NOT GOING TO PAY BY DUE DATE THAN" Thanks, have a great day.

[@safiurrehman1621]

Bhai hidden charges jaise (maintenance charges) ke bare main to bata. Ise q bhool gaya.

[@miteshawasthi07]

@@safiurrehman1621 agar 45 din muft me paise use krne he to annual fees to bharna hi hoga na...aur rahi baat Hidden charges ki. To koi bhi card ki koi bhi T&C dekh lo me 6 saal che bahot card use kr liye. Ek bhi bar Hidden charge nai laga. Not a single time. 🙂

[@safiurrehman1621]

Mitesh Awasthi Bhai aap ko bata do ke koi bhi bank jab credit card ka offer karta hai to un ke #representative (call centre) #It sell wale bolte hai ki is card ki suvidha bilkul muft hai......

[@safiurrehman1621]

Aur rahi baat aap ki ! To mujhe aapka to nahi maloom ki aap ko hidden charges lage ki nahi. Mere pass aisi kai logo ki shikayat likhit mai aai hai!!! Ke bank ne #hidden charges lagaya hai

[@safiurrehman1621]

Aur koi bank muft main paise nahi deta.hum un ke costumor hote hai humari hi wajah se wo Paisa kamate hai.

[@VipinKumar-by8qp]

ITs depend person to person - credit card is very beneficial for me , i got monthly 500 book my show movie coupen , for it i have to spend Rs 5000 every month by card . i used for petrol, mobile recharge , electricity bill , house grocery .

[@kanishkgiri6429]

Which card?

[@VipinKumar-by8qp]

@@kanishkgiri6429 RBL Fun Card

[@faizanphysio]

For petrol, don't we have to pay extra (fuel surcharge) ?

[@VipinKumar-by8qp]

@@faizanphysio fuel surcharge will reverse in card statement

[@mrvkv.youtube]

Every disadvantage of credit card has an if. If you pay your bills on time and you have self control then there is no harm in using credit cards.

[@jitkumar5088]

Best video ever on credit card....hats off to you man !! Just once the girl was watching from outside the window was where i got distracted but overall it was a fabulous presentation

[@samiullahquddus2828]

👌👌👌👌👌 Bahut khoob bro... Aankhein khol dein aapne

[@SyedSalahuddinSyed]

Using CC since 21 years of age , without any income but by FD, its been 8yrs using CC without any late fee and my CIBIL is 870.

[@harshjain2728]

Mandeep, You said mostly correct. I own a Credit Card DSA and have been making Credit Card for many customers. What I have found out that there is a severe lack of correct information and education on this aspect. I educate my customers on this aspect but still not everyone does.

[@alokmittar1034]

very well explained in details loved it bro !!!!!!!!!! keep the osome work doing

[@AnkitGupta-nf2jk]

I have 2 credit cards for last 4 years. Both are lifetime free with no annual charges. Always paid complete bill just a day before the due date. I am sure my credit card companies hate me 😉

[@desiboys5512]

Please tell me name of card

[@subodn]

Which bank's cards are lifetime free from AMC and how please tell!

[@gaurav25sep]

@@subodn for example citi bank. u have to spend 10k in a month or a year then AMC will not be charged.

[@subodn]

@@gaurav25sep this way all credit cards are lifetime free!

[@6Fitansh]

Same here i have 4 credit cards and i pay on time.. with no charges annualy..!! 🤣😂

[@saibhakt1465]

Superb video boss 👌👌👌👌👌👌 excellent explanation 🙏🙏🙏🙏🙏

[@Shahidices]

True yr, I'm facing problems with credit card... 🤦‍♂️

[@pritishbose6611]

arey bhai kisne kaha ki credit card hone se wealth par asar padta hain. Mere paas 3 credit card hain, aur mujhe fayde par fayda hi ho raha hain. agar aap samay par payment karenge to koi problem nahi. No late fees, no intrest. Samay par paise dete jao aur reward points ekhte karte jao, jisse aap rewards paate jao.

[@Travel.Electric]

Waste video... I use credit card only how much I required, I use it same like debit card... I never delayed credit card payment, minimum payment... never paid late fees Credit card will charge yearly fees, but this can waved off by knowing the terms and conditions. Really waste of video.... I m using my credit card wisely since 6 years...

[@Vishal270187]

Bhai in case of disaster u delayed for one day thousand of late fee applicable.....best of luck but.....be careful

[@noornoor9278]

This is for the people who are not punctual with their payments and cannot balance their finances

[@green_is_great_2023]

Sahi kaha bhai

[@vijaymamoria]

Video is NOT at all waste. Frequent user of Credit Card already know these things. But for new people who are NOT familiar this is really useful.

[@MrRajeshgoyal]

I have been issued 11 Credit card in last 5 years. Paid timely all bills. Paid zero late fee. Earned lots of discount online and offline. Once earned 7000 discount on 40000 Laptop using Credit card. Have credit card but use wisely and pay timely.

[@sanketgandhi6285]

11 credit card 🐒🐒🐒😂😂

[@zion.2410]

Most important rule use cc only for needs not wants which you can afford to pay in full on due date.

[@vaibhav6390]

Read almost all comments mostly favouring use of CC. This video is not for people using CC wisely. This is for the people who don’t know these terms and conditions or rather unable to understand it. Most of the users have credit card because they got it on from agents who get huge commission selling it. Most of the time these agents give false information, they will never tell these terms and conditions mentioned in this video. Thanks to Mandeep, you are creating awareness. For those who is supporting use of CC, I guess you are either smart or a CC agent. This video is not for you.

[@rahulmishra7497]

Answer is( A )sir High security registration plate

[@utkarshalw]

Discipline is required for using CC effectively. Using since 12 years 4 CC of diff banks, with a habit of paying every bill on 1st of Month. Hence good have similar billing cycle for all CCs.

[@deepakpunam]

You should keep billing cycle different so that you can pay all cards bill on different date. It will give you more time for each purchase. Like 1-7 one card 8-15 second 16-24 third and 25-31 fourth. So that your bill will be delayed

[@utkarshalw]

@@deepakpunam if you are using CC for loan purposes and delaying your payments, then you are aligned with Banks' objectives. Keeping cycle different will keep you on toes entire month to relent payments, mistakes bound to happen. Hence, I use them for their offers only and not for delaying payments.

[@jayeshbaviskar9251]

I am new to credit card. Can you plz suggest me where can i utilize the 30% of my credit limit? I don’t want to mess up it like using it for withdrawal.. which is worst use, so plz suggest me best use so i can increase my credit score

[@VaibhavDhotre]

Answer is A: High Security Registration Plate

[@vikaslandepatil1539]

Credit card company's are very intelligent to trapped you in their cycle..no matter who you are..🤣🤣🤣🤣

[@sonamdeshpande7281]

i ve never missed paying cc bill on time . how exactly am i at loss becos of it??

[@book--worm]

@@sonamdeshpande7281 exactly , just pay the entire bill before due date , and if u have a lifelong free credit card then customer always in benefit . only con is if u have a say 499 or 999 amc card then just buy using that card to set it off using reward point

[@SachetPatil]

We required more videos on this from youtubers to spread awareness.. yes credit card companies are trapping "less Knowledgeable" peoples but some ppls r using this too visely..

[@mohitmehra5197]

Disadvantage - Interest is 35 - 40% p.a. This one con explained in different points just to increase video duration. Else pros are worth it. Use CC ✌️

[@123pathshala4]

Bhai credit card se ek baar shoping karne k baad uska bill pay kar diya and next year usme se 1rs kharcha bhi nhi kiya to next year end me hame kitna payment karna hota hai

[@legendsathya3041]

@@123pathshala4 depends on card and bank. Ask your bank for annual charge

[@utkarsh_0410]

@@123pathshala4 you have to pay annual membership fees only.

[@himansbhad2078]

@@utkarsh_0410 but kya fayda usse annual fee ka or kyu du mein bank ko jabki mein timely pay kar raha hu paisa bank ko.. Annually calculate karo ge maintenance fee toh equal to jitna discount diya hai utha hi aa jayega..

[@manasmahanand732]

@@himansbhad2078 Credit card is only useful if you have know expenses that you pay for. If you pay for online expenses, or don't shop often then credit card is not useful. So if your monthly expense come to around 20k, you can use credit card for that. And as long as you are making payment completely every month, then your CIBIL score also increases.

[@Mrxindian7120]

I just received my credit card while watching this video, thanks for the valuable information

[@manojkumar-zd9ui]

Information is right but why to delay the payment of credit card I am using credit card from 5 years and I never made the late payment and never paid fine and if you use any kind of service and you do not dp paywment on time there is always fine you are totally wrong credit card is very helpful if you use it wisely and do payment on time it is kind of friend which help you in every bad situation and if you do not have credit card you have to ask for money from someone else only you hoave to make payment on time and they provide 50 days to make payment you are fool providing wrong information to public.

[@manojawashthi5677]

JANAB CREDIT CARD FASANE IS TARIKA HAI

[@sabansarkar9419]

Manoj i agree with u..

[@subodn]

At first you say information is right and in the end say contrary to it. The uploader took it too far to say or rather emphasize that it is highest interest loan.

[@sanjaybadnayak]

U right

[@galaxyred4316]

Hello MANDEEP bro your video is so informative you deserve millions of views

[@detomsiga4051]

Fact is those who can't manage and handle credit card can never manage their cash and savings.

[@syedrockzzz207]

Best Explanation 👏👏👏👏👏

[@patelkashyap1708]

Credit card is necessary for emergency.... Just like hospital payment..

[@MusicLoversDs]

🙂 same thing bro

[@prashant_kissago]

Never. Get a health insurance.

[@harshmishra7007]

Ohh man you nailed it 🥵🥵What a video on this imp issue🔥🔥🙏

[@kumarrajesh555]

कईसे 😂😂😂😂😂 aaj hi credit card apply kiya Axis Bank ka... apne to dimag jhanjhana diya bhai😜😜😜😜

[@surajdharmnathgaund3314]

Hello Suraj here from SBI CARD Mei ek sales executive . kisiko bhi kuch jana ho kisi bhi credit card ke bare mai mujhe call kare 9892842478/6389692127 Also I have authority for issuing any bank (specially SBI) of credit card on salary card against card and ITR

[@BEASTGAMING-yo9xj]

Dont use credit card... Never

[@rajgrewal547]

Credit card use karne me dikkat nhi hai.... Bas limit me use karo... Or every month pay karo

[@patelkashyap1708]

Bindass use karo lekin limit me.. Iski bat pe dhyan na do..

[@ambientpictures9456]

Don't worry bro, use it by smart mind, it will helps you to increase your CIBIL score, but set your mind for never delay the payment..

[@PS-fz2br]

Very analytical video. Total informative video. Many many thanks......

[@AniketGharat]

Using credit card wisely is better than not using it at all. Always pay full credit card bill on time and enjoy the rewards.

[@DEESP-p5x]

U r the real student of commerce

[@csshankar408]

Very nice video and indeed an eye opener to the credit card holders. Kudos. 👏👌👍

[@samirthakur3046]

Thanks for sharing the info, now understood the whole funda within a short time..its time-efficient .

[@shubhamgarg861]

It is the human nature and economics behind which explains that human needs are never settled at any point, the moment people get Credit card it just blows their minds up and their salary too, of which the CC companies take advantage..😇

[@webdevschool6597]

Yeah Supply of money creates demand. CC is an hypnotizing tool and one who understand this can hypnotize banks.

[@prakashnaik2992]

Bilkul sahi kaha Aap ne bhai.. Credit card se Aadmi barbad hota hai.. Bohot hi badhiya video banaya hai Aap ne.. shukriya

[@drrajeevdahiwal1856]

bass credit card ka poora outstandng time pe bharo ..... fir credit card is very good thing

[@AmitMehta0112]

I have been using my credit card for past 10 years. Hardly knew how to redeem points but off late doing that. I make sure the day bill is received I make payment next day 100%. Never due to pay. Also not used beyond 30% of my limit.

[@KishanKumar-mz3xr]

*SAY NO TO CREDIT CARD* Vey Informative Video Thank You.

[@gamingbadshah2894]

CIBIL score kaise badega fir.. credit card hoga tabhi toh increase hoga or loan milega in future

[@pratyushprem]

*Most Useful videos creditcard I like👍*

[@vithalmaingade3121]

Credit card is very usefull in emergency situations. I in travel industry make maximum use os credit card but But clear it before they charge you interest.

[@surajdharmnathgaund3314]

Hello Suraj here from SBI CARD Mei ek sales executive . kisiko bhi kuch jana ho kisi bhi credit card ke bare mai mujhe call kare 9892842478/6389692127 Also I have authority for issuing any bank (specially SBI) of credit card on salary card against card and ITR

[@satishsaraf589]

@@surajdharmnathgaund3314 agar credit card ka bill due date de pahle (45 days)pay kiya gaya to interest Nahi padta qua? 2.online shopping ke credit card jyada safe hai ya dabit card?

[@amulbhute]

@@satishsaraf589 pay your bill before due date and enjoy, don't even think about 45 - 50 days. It's safe online too. Only you could make it vulnerable.. be smart, play safe.

[@madhavirege812]

@@surajdharmnathgaund3314 g. mijhe crdit kard band karwna hai kyse karu

[@acrossglobe2178]

I am using cc for last 2-3 years and i even i get benefitted with more than 10K

[@abhishekjain9410]

Be sincere in paying full amount without paying extra rupee to bank. Be disciplined and should use within the limit , no need to fear . It's a fantastic if you are a wiser user. Make full payment Everytime to avoid late fee and interest charges etc.

[@krishanusadhu6311]

Credit card is mostly advantageous , only condition is you must pay the bill in full before due date.

[@maheshrokade4917]

I canceled my credit card after watching your vdo.....useful

[@darkc0deblack299]

😂😂😂so ur stupid

[@9654536556mg]

Mahesh in emergency he will not help you, don’t be stupid

[@VishalSharma-pt2ev]

its totaly stupid thing

[@VishalSharma-pt2ev]

😂😂😂so ur stupid

[@MukeshGupta259]

Things I would like to know Why you wanted to delay your payment? Why you wanted a loan from credit card? Why you wanted to exceed your credit limit? Credit card can destroy you only if you are unable to manage your own money, if you are not earning money. I am using my cards since last 5 years and never made late payment, I and my family member purchase things during offers which give more benefit to me as you have seen 10% discount offer on Flipkart and amazon.

[@SKSharesTech]

Nice Video.. very informative especially the insurance and returns part.

[@dreamygifts.5586]

Nice video it's very useful...I'm satisfied to your video.thanks.🙏😘😊😇👌🏻👍🏻

[@dreamygifts.5586]

Apka voice bhi bahot achha hai sir....Apne Sare doubt clear Kar deye hai really thank u so much........🤗💖👌🏻😇😘

[@IamYogi]

100%agree with you And therefore in my whole life I never took, never entertain any credit card seller. Also I didn't allow many of my friends and relatives to take cr card. Main thing is that you develop the habit of Pauling more than you earn and ofcourse bank wants business, not doing charity

[@webdevschool6597]

Yeah Supply of money creates demand. CC is an hypnotizing tool and one who understand this can hypnotize banks in reverse. Take out excell sheet and calculate your annual spendings and choose the best cc.

[@IamYogi]

@@webdevschool6597 true

[@rajmaurya2097]

बहुत उम्दा जानकारी , मैंने अभी तक नही लिया क्रेडिट कार्ड ,

[@jackiecrack5804]

This is a very good and informative information in relation to credit cards. It depends on the person to person use. Marvelous and great information about credit cards.

[@abubakht5322]

Aapki saari baatein 100% sach hai!!!

[@chandrikakumari400]

Very useful video for me . Thank you sir.👍

[@fanilseth8208]

6 credit cards hain never missed on any payments.. earned more than 20000 last year

[@whoisdexter]

I want to buy a graphic design tool, but it requires a credit card to complete the transaction. Should I continue ? OR Should I go with something else ?

[@dynamofanclub3351]

Bhai mat le credit card mujhe credit card ne barbad kar diya

[@vaibhav6390]

Use any VISA or MasterCard debit card It works

[@whoisdexter]

@@dynamofanclub3351 thanks for you suggestion bruh...

[@whoisdexter]

@@vaibhav6390 i tried, but due to some changes in RBI guidelines.. it won't accept VISA or Matercard for recurring payments outside India. But still, Thankyou so much for your suggstion :)

[@ichbinpardeep]

I am using different credit card since 12 years. Pay total amount before due date and use lifetime free credit card options. Then only pros, no cons to have a credit card.

[@AmandeepSingh-iw8cn]

Very informative video bro, I had made a mistake to sign credit card documents by SBI today but still I hadn't verified & submitted my details to bank ,but they had made me sign documents....So I m planning to abort credit card process today....Thanks for valuable info👍

[@srmeena3048]

Bhai esa mere saath aaj hua hai 😢

[@half.blood07]

CC is good when you pay the full amount every month. I have been using CC since last 4 years. Never missed a payment.

[@najimshah7937]

Thanks for the Information sir

[@abhi_dhanjal]

Very nice and realistic approach 👍👍

[@tejasbajania8827]

Greatly explained this topic, but can you explain how to close certain credit card, because this procedure is really complicated for a user. As bank do not respond to our card closing request nor there is any customers support help for this procedure. What could be better option?

[@eksochekvicharkesath7421]

Very good sir, its very deeply & useful information 👍

[@careshare5194]

Credit Card के फायदे और कैसे सही उपयोग करें kzbin.info/www/bejne/eHKQhWuKlt-fbrc

[@rajeshkrpal8189]

A: High security registration plate

[@vloggerazeem86]

Bhot samay se dhundh raha tha credit card ka par half information mil raha tha Par apke video ne kaafi clarity de diya.. Thankyou.. Aur haa credit card students ke liye kaise kaam aa sakta hai ye video zarur banaye..

[@dheerajraj7580]

Icici daily mera ko call karthea buy credit card..... When I watch your decide to revovked my credit card thanks slot brother

[@saikumarPatnalaNASA]

Ab aap puchenge "kkkkkaissseeee" ! Hehe... Bhai super🎊😃😃😃☺️

[@kuldipsigh]

Great total doubt clear good informationz😁😁

[@LabourLawAdvisor]

Glad you liked it ❤️

[@arshadansari-ez1qe]

Bhai Maine sbi,icici,kotak,RBL,hdfc sabko pela hai 10-15k at least save kiyaper year using credit cards PAY WHOLE AMOUNT BEFORE DUE DATE AND U MADE IT..

[@SachetPatil]

Very informative 👏.. m using credit card from last 5 yrs.. Paying bill on 1st/2nd day only without fail.. max use 20% of credit limit.. ignore paying Insurance amount, rent etc.. Only mistake I did was I applied for multiple cards which was useless and that affect my credit score 😅

[@ajaybharwad366]

CC se Insurance pay karne se kya loss hai?

[@SachetPatil]

Insurance is kind off liability same as credit card.. Its not a good idea to mix 2 different liabilities.. anyways insurance companies accept all type of payments but it's up to u.. use credit cards for offers and no cost emi that'd what I n most ppls do..

[@YogendraSingh-sc7by]

The problem with credit card is, it tempts you to buy things you don't really need. Though on credit it's you who'll be paying for it afterall.

[@harshverma6534]

CC is best if u use it for emergency purpose.. like insurance and utility bills and kept soft cash separately to pay off liab in next month

[@swarupkumardey1098]

Thanks A Lot Sir..Bohot A66a Video Hai👍