let's talk about my first million 🎯

today i'll share with you my key learnings from working on my first million 💫 in the next episodes of my first million 🎯 series, let's work on your first million, too! [ f r e e ~spreadsheets~ coming your 🔜 w a y ]
comment below why you want to work on your first million! 💓 if you'd like to share on ig stories, don't forget to tag me @theasybautista and use the hashtag #myfirstmillion 💰
💳 apply for citibank credit cards:
➡ citi rewards card 🌟 highly recommend. enjoy citi perks, & no annual fee for life w min 20k spend within fist 60 days for first-time citi users
bit.ly/CitiRew...
➡ citi simplicity card · no annual fee for life
bit.ly/CitiSim...
📺 watch:
➡ I SAVED UP ONE MILLION PESOS IN ONE YEAR 💸✨ (let's talk personal finance!) | tita talks 🍵
• I SAVED UP ONE MILLION...
➡ WHAT I SPEND IN A MONTH 💸 ✨ (+ the cost of condo living) | Tita Talks 🍵
• WHAT I SPEND IN A MONT...
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socials:
📷 instagram: / theasybautista​
🌟 facebook page: / theasybautista
🍵 tita talks ph community: / titatalksph
💬 twitter: / theasybautista​
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☎️ for business/sponsorships: [e-mail]
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my first million / personal finance / personal finance / budgeting / savings / expenses / income / side hustle / sources of income / credit card philippines

[@RonnelleTorres]

I came from a poor family and definitely I agree na yung first million ang sobrang hirap.. It took me 7-8 years to hit my first million (single pa ko at wlang anak kaya medyo mabilis).. After I was able to hit my first million, binili ko kaagad ng lupa sa Tagaytay worth 700K then the 150K I put it on a investment then the remaining is the emergency funds. I hope I can hit my 2nd million this year pero kung hindi okay lng dn.. Para sa mga nagsisimula pa lng to hit their first million, I pray na lahat ay ma-hit ang goal nila..

[@TheaSyBautista]

thank you again for watching the premiere with us!! 💓 together, let's hit the first million milestone 🎯 share din kayo ng personal insights niyo sa commentssss 😘

[@chindee8176]

Thank you, Thea. I am working on my first million too. I shared your vid to friends

[@chaibisdutch4134]

Hello po. I'm interested in getting the citi rewards card. Do you happen to know if I'm eligible even if I'm based abroad? Thank you in advance for your answer po.

[@kristineannefuntanilla4934]

Hi! I want to know more about the freelance taxes. Thank you :)

[@lalab5675]

Ma'am thea any suggestion po na freelance jobs. Thank you po.

[@krislumagui]

Wow! Sobrang sakto… ineedit ko din ung 1 million story vlog ko hehehe pero watching this ksi madami ako matututunan Macomment ko lng ung unpaid OT super HATE KO YAN keshong pagalitan na ako ng boss ko pero kung makkatakas ako sa preOT or OT tatakas ako hehe and ORAS talaga ang pinakamahalaga sakin

[@TheaSyBautista]

hahaha mandatory unpaid OT talaga is the “cost-cutting” measure of employers 😅 excited for your first million story, mommy kris!!!

[@fafaafaae]

Random comments: 1. Super timing nitong video. Just paid my tax last night and naisipan kong icompute how much I'd pay if I were employed. and totoo nga, ang laki ng difference ng self-employed vs. employed. Tapos hawak mo pa oras mo. Hehe 2. True!! sometimes you're better off paying someone else to do a task, lalo na pag alam mo value ng time mo. One example for me siguro is paying for a bookkeeper to change my BIR registration. Kaya ko naman pumila at aralin pano gawin but when I thought about things like mamamasahe pa ako, pipila pa ako, mamroroblema pa ako (just found out na by appointment na pala ang BIR lol isipin mo kung pumunta pako dun tapos waley lang) - better to spend that time on my online job nalang which can generate more income. my friends and I were also talking about this - na alam mo nang tumatanda ka na [and nakakaluwag-luwag ka na sa buhay] is when you choose convenience over saving a few hundred pesos. 3. Yes, generating more income >> scrimping on expenses. You can only save so much but when you focus on growing your income, mas mapapabilis talaga. (But still, keep expenses low. Avoid lifestyle inflation!) Sorry ang haba ng comment ko. Lols. Thank you for all you do, Thea! Excited for the other #myfirstmillion videos!

[@krislumagui]

Ung shongabells ako sa math pero nagets ko to... hehehe 🥰🥰🥰 Noong public school teacher ako... sa computation ko sa 50's pa ako makakahawak ng 1M kaya kung ano anong trabaho or raket ginawa ko to increase my income... 🥰🥰

[@sushilockhart599]

Used your spreadsheet from last year. I never thought I could save 6-digits at the end of the year while earning 1*, 000 pesos per month. Thank you!

[@TheaSyBautista]

awwww!!! so proud of you!!!!!! ♥️♥️♥️♥️

[@sheilaxheng]

Hello! Where can I see the spreadsheet po?

[@intjane]

I've learned that it's faster to hit your first million if you shift to a higher-paying career while maintaining the modest lifestyle and level of expenses you had when your salary was lower.

[@kittylolol439]

Minsan mahirap din yun. Habang tumataas ang career or sweldo mo, tataas din ang demand ng lifestyle mo. I earn almost 12k before and napapagkasya ko lahat ng needs ko dun even my family's. Nung naging 40k+ ang ineearn ko, it seems na hindi parin enough kahit almost triple na ang tinaas ng salary ko. And ganon tlaga dahil gumaan buhay ng family ko, and I get to invest on things na makakabenefit sakin in the long run. Not to mention, yung bills mo na hindi mo maccontrol ang paglaki and necessary to upgrade (e.g internet, electricity, groceries, water etc) sama mo pa yung mga benefits mo (im a freelancer, I pay for my own benefits and insurances) or delegate ng tasks dahil time is important in this type of career. dun palang ubos na ang kita mo but I see it as an investment for my own naman so okay lang. Gaya ng sabi ni Thea, sometimes spending might be the better option in my case.

[@sannybunny614]

That’s where my mistake came in by not living modestly. Never again

[@akarlappella]

💯

[@mushroomlegion]

100% agree with discussing salary with colleagues. I work for a foreign company and I found out I was making almost 40% less than my counterparts. Asked for a raise, and I got one. Although sinabihan nila ako na wag idisclose sa ibang colleagues na nabigyan ako ng raise- of course I won’t listen LOL

[@TheaSyBautista]

yes!!! sharing is caring! buti na negotiate mo yung gap! happy for youuu ♥️

[@hannah27_99]

But it's so hard. Me pag tinanong, sabi naman agad. Pag ask ko ng sa kanila, "secret 😏". Me: Ay, 🤬. Banas.

[@ADK1220]

unfortunately,salary is something you cannot ask your coworkers. i'm not sure if it's company policy not to talk about it. also,i know that some of my coworkers are not comfortable talking about it. it is not easy to save up $1,000,000 lol.

[@mushroomlegion]

@@ADK1220 if you’re comfortable with your coworkers why not :) only the company benefits when you hide your salaries because they save money by lowballing people :) we all deserve better especially if same lang naman trabaho mo ng coworker mo at same results

[@ADK1220]

@@mushroomlegion mahirap na din kasi magsalita kasi mahirap na at baka may makarinig. rules are rules.kaya nakakainis yung mga coworkers na very limited ang skills.

[@CharmdeLeon]

Love my Power fuff girls 💙❤️💚 This is an amazing series, Thea!

[@TheaSyBautista]

thanks charm!!!!! ♥️♥️♥️ thanks din for the wonderful friendship 😚

[@NicoleAlbaYT]

Joke ko lang dati yung “power fuff” pero ngayon seryoso na omg… HAHAH 😂😭 Super happy to have you both as my FINANCIAL BEAST ATE’S WOOOHOO ✨

[@chinkeelorzano1523]

Mas masarap pa i binge-watch yung gantong vids kaysa sa lecture vids sa school 😂😂. Love this series, Ms. Thea! ❤

[@gimmarmanjares8666]

I don't know if anyone feels the same pero pag nagsalita si Thea parang andali gawin ng lahat. Ang gaan ng mood ko pag nanunuod sakanya, it's very helpful kasi nagkakaron kami ng idea sa mga bagay-bagay. I'm 23 years old, nakabukod na and walang regular na trabaho (puro side hustle lang), but I'm planning to take a regular job and make my first million this year. Thank you Thea, more power and sana marami kapa mabigay at ma-share na tips samin. Godbless!

[@KatherineSinahon]

I'm still in college pero graduating na and I want to have a good stability at least kahit in my mindset lang muna as of now. Thank you so much po Ms. Thea! God bless and please know na sobrang dami mong natutulungan with these videos! I'll continue to support u po

[@alingsaba]

MAY WE ALL GET TO OUR FIRST MILLION, AND MANY MORE VERY SOON!!

[@prettymisfits8388]

thank you so much omg, grabe am one of your fans and i watched ms. charm and nicole too..power friends talaga papunta pataas want to save millions too..

[@AnntonettesJournal]

Naghahanap ako ng inspiration para maayos ko yung buhay ko specially sa financial aspect, buti na lang I landed on your channel. Thank you for the tips Ms. Thea.

[@christinesea6878]

Currently working on my first million!! Let’s do this!! Thank you for this, Miss Thea! Looking forward to the next episodes ❤️

[@aprelf271]

Love your channel! I’m binge watching your videos now. Ang inspiring ng story mo, very relatable. ❤️

[@cherrysalvana7324]

Thank you thea. Dahil dito, nainspire ulit akong magfocus on my personal finances. Thank you sa mga tips 🥰

[@horrorhourglass]

Galing, ganda ng content na to Thea. Inspiring, sincere. Love it! Congrats and I'll reach my 1st million SOOOON!

[@jayrayneericbarnuevo1568]

Love this series. Been following you for more than a year now and I’ve learned a lot. Not born having a silver platter in front of me so it’s a thrill. Excited for more content. I’m on my way to having my first million!

[@magetvdg2368]

Before i applied for a credit card back in 2019, i watched your video. Since then, i have been watching your videos. Kahit the makeup tutorial and travel insights. Wala na ata akong di pa napapanood😊 keep it up👍👍👍👍👍

[@FromNannyToInvestor]

Thank you for sharing your journey really an inspiration to many. As an OFW working as DH and nanny I never thought na makaipon ako as I send money monthly for my family and to have a investment portfolio na umabot ng 1million. And I agree that when you reach that 1 million mas mabilis na yung mga susunod. Discipline and continue learning about saving and investment. I was able to pursue my nursing career while working full time as a nanny in Canada. Wish all women to be empowered and be financially literate.

[@dianamaydelacruz3366]

Congrats!how to be you po?OFW po ako from qatar

[@shamiracruz1333]

Super helpful and insightful! Thank you for this miss Thea! I had to agree with the seventh tip. Na sometimes, we need to spend on things that can help us save more time for doing more things like working and earning. Kaya I have this perspective, for example, to splurge on tech gadgets at home like vacuum or anything that will make life easier and more convenient. Because when we have the right tools, things are done easier and faster. And so we have more time. More time to do other things pa ❤️ Thank you again for this very insightful video! You're the content creator who encourages me to build good relationship with money and finances, and not just save and earn (bcos mindset is key as well ✨)

[@tzugzofficial5515]

ganitong content masarap panuorin hopefully maachieve ko din yung first 1million ko by this coming June and my key to achieve it is self disipline.😁 ofw po ako

[@ice9163]

One of the few channels where I do not skip ads to show my gratitude and appreciation. Just wanna say that you are one of my favorite adulting and finance channels here in youtube.

[@TheaSyBautista]

salamat po!!!

[@nyxsilao_]

i'm so excited with this new series of yours ate Thea! Lahat ng need ng subscribers mo an tools and materials are free!! Hulog ka ng langit ate!

[@jhe-annegalino6888]

Thank you, Ms. Thea! I am looking forward to moreeee episodes of this series!!! Here's to our 1st million journey! ✨

[@EmmanuelMejia]

wow! loveit ate thei. sobrang honest. Atleast honest si ate thei na marami din ciang palpak sa pera that serves as her guidelines, nakakatakot kasi pag marami kang pera tapos wala ka masyadong financial errors or learning, baka kung saan na galing ang pera mo.

[@santosma.cassandram.4452]

Ms. Thea, thank you! I owe you a lot. Thank you for being my big sister pagdating sa finances!! God bless. ✨

[@MaeWidjaja]

Ive been watching budgeting and planning videos lately, and honestly, I'm one of your silent viewers here dun sa one million story nyo po, and I've downloaded yung excel sheet para sa budgeting last year, kaso ayun hindi ko rin nagamit ng maayos kasi nga I DIDN'T WORK ON OUR FINANCES! So my goal this year is not just to save more but also to have a proper budgeting plan, thanks for this Ms. Thea!

[@sheenacoloma8423]

💯💯💯 you're the best!! I'm happy for you, Thea.

[@hiiammaryah]

Super nakakainspire. ✨ Ang dami ko natutunan. Excited for next episode 🥰 thank you ms. Thea 💕

[@carlo7187]

Love your videos, snappy and wala masyadong off topic na chika. At higit sa lahat, walang chipmunk laugh track. New sub!

[@thisisninamt]

Malaman, as always. Grateful to be your follower for quite awhile now. Hope you can share your views on co ownership business investment. Thank you 😊.

[@chloiecruz9079]

EXCITED FOR THIS SERIES!!! Pati spreadsheet too!!

[@Ybbatotss]

Thank you so much ms.thea for this video very helpful and realistic. Excited to build #myfirstmillion yaaay! 😊💪🏻

[@vena3628]

aabangan ko 'tong series na 'to palagi, thank you for sharing tips!!!!

[@alegrebanay7835]

21 years old graduating student who is excited and worried about adultinggg, MY GHAAAD! I LOVE YOUR VIDEOSSSS!! (You, Nicole & Charm) 💕 Thank you!!

[@khentmangoba]

THIS SERIES IS GOLD, ATE THEA!!! Thank you for coming into our lives! Mabuhay ang Powerfuff girls ng Finance KZbin!!!

[@eynthusiast]

Thanks for this Thea, sobrang insighful dami kong takeaways from this video. I'm excited sa spreadsheet hehe

[@KatWalkTV]

wow i like this series sama sama tayong yayaman ngayong 2022. ❤️ and now rewatching…

[@reinamercedes631]

I can't wait to consume this series. Ganda nito.

[@shieldoncabahug]

Claiming all the blessings and good luck this 2022! Thank you for sharing these wonderful insights, they are truly very helpful to get back on track and take a new perspective.

[@joannaalt3]

Good luck on this, Thea! Know that you are making a difference on someone's life! Although I miss your beauty content din haha.

[@TheaSyBautista]

hahaha i love makeup parin!! tho nag-iba narin talaga priorities ko in life #tanderz 😅

[@YourFriendlyBudgetarian]

This is so helpful ms Thea! Even if I live in US, this is definitely applicable! 😊 I can’t wait for my first $100k (US version of my first million) 😍

[@teacherdianaingente1184]

You're amazing. Thank you for this video 💕 Hope to achieve my first million too this year 2022🤞

[@rexie8548]

omg, ngayon ko lang naisip na bayaran in full ang credit card, zeroed it out para ma stop ang interest and then use again the credit card to buy stuffs and earn points and start fresh . 🤔. Thank u Ms Thea for making me realize this, too late for all those interest but Im sure i'm in control now 😁🎉🥳

[@njdares]

Excited na ako sa next part!!!

[@markcalma4635]

Pending millionaire! Thank you for this inspiring wisdom.

[@ellaml7980]

Thank you for sharing this, Ms Thea! Halos lahat ng natutunan ko po about financial literacy sa inyo ko po nakuha. Started my EF and got my first cc last year after ko mapanood yung videos mo and weeks of researching. Happy to say that I was able to achieve a lot of financial milestones din last year dahil natuto ako kakanood ko ng videos mo, Charm's and Nicole's! ❤️ Extremely hopeful that I will get to my first million soon 🙏🏼

[@DebbieDoodleTV]

After watching nag iba yung perspective ko about credit card. Pwede ko pala syang maging source of income thru the items i can purchase. Such a helpful content Ms. Thea.💪

[@jennasison5035]

Hi Ms. Thea, thank you for this video series. Its inspiring and also guiding in a sense ,will update and tag you once I earn my first million cash. Thank you

[@katherinecabrera7888]

I’m learning a lot, very helpful to start the year.. i also shared this to my cousins and friends.. thank you and i know i can handle my finances better because of you 💚😇☺️

[@katherinecabrera7888]

just apply my citi bank cc 👌

[@cupokat5998]

Thank you for sharing this! excited for the series

[@kylaruu]

Thank you for this, Thea!! Love this first video for your new series! Excited na ako sa next one! Hehe

[@TheTuates4]

galing mo, sis! im 38 already but i learn so much from you!

[@MayaLayug]

I think this is my third time to watch your videos. And now I clicked on the Subscribe button! 🥰 I really enjoy your informative videos! Kahit pa 50 nko next month, I will also join to journey to #myfirstmillion ❤️ Keep sharing and More Power! From Tita Maya 🥰

[@clairianlouiserosario7853]

I've learned a lot. Nakakainspire. Thank you! 🥰

[@yohricarreon9705]

agree.. finally got my health insurance this month. i have my parents as dependents so I priotise Lifr insurance 3 yrs ago. Working with growing my money🙏🙏🙏

[@reinalynn9562]

Hi Ms. Thea, I find this video very inspirational since I would like to hit my first million this year, kaya naghhope talaga kong maachieve ko siya. Hehehe. Thinking about getting a credit card na rin, sobrang nagdududa o umaayaw ako lately dahil nga hindi ko kailangan but it got me thinking lalo na sa credit score kaya iwork ko na siya, lalo na kukuha akong loan sooner or later. Thanks so much for this video!! :)

[@kate.bernabe]

Thank you so much for this series!!! Can you also include a series how to save your first million na may dependents ka and your the breadwinner. Please advise po 😥

[@rosaliedevera9333]

Thank God I found this content! 1M goal for this year ♥️♥️♥️

[@ocean_owl]

woooy!!! ahahahah lifetime ko goal ko ata ang mapasama sa circle of friends nyong tatlo..ang saya saya siguro nun magchikahan 😊 thank you for making this video 😊 sobrang totoo nung sa ROI ng time ..ahhk goal ko this year is to earn 500/hr na. it's also best to set boundaries din with friends or family if you want to earn rather than being with them constantly and draining not just your wallet but also your energy.

[@hayashaart]

I am picturing myself na hitting my first million, someday, praying ❤️❤️❤️

[@ralphaguilardizon3441]

Hi Ms. Thea, just want to thank you again for last year's spreadsheet. That really changed my life. no joke. 🙂

[@TheaSyBautista]

awwww thank you for this warm feedback!! glad it helped!! ♥️

[@gensoriano]

Thank you for this, Ms. Thea! Super helpful ng video na to in lessening my financial worries. 😭💕

[@jeremiecruz2439]

Ang galing as always, Ms. Thea. I learned so much!😍

[@ma.christine5259]

Ms.Thea ..thank you so much,you are my inspiration in making my finances on track.

[@gracianafayedomingo]

Loved this!

[@babyjhudiel18]

I'm learning a lot from you po. Thank you so much for sharing your knowledge to us!

[@jachinoy1565]

Ikaw ang pinaka calculative na tao i watched sa yt ;) Ok sya and this is the real adulting. Money 🤑 matters 🙂

[@laxhrbdcjejd]

This is an amazing series! Excited for the next episodes. 😃

[@misszhelles]

Love it! Will share my stories on my first million too ❤️

[@mirrorballd]

Thank you, Thea! Here's to #myfirstmillion goal 🙏

[@13fullofjasmine]

thank you for being so generous with your knowledge ♥️

[@johnchin4084]

Quick request! Summary/Conclusion of all points sana sa end ng video ✨ but great vid as always!

[@nylvaldez7490]

i love it..nakaka inspire talaga.. 😊

[@roseannignacio9543]

This is sooo inspiring. Thank you Thea for the tips. 💯💯

[@KennethPorio]

Thanks Ms. Thea! Super helpful ng video na to, looking forward for more videos of the series! :)

[@jenatutubo]

Thank you Thea for making this series. I consider this free training or classes for my own personal finance. So excited for the next one! #myfirstmillion

[@paula.calayan]

Hala anggaling mo talaga, even yung explanations! di mo makukuha from other youtubers! this is prolly bcoz of ur econ bg haha could you do a video on possible side hustles sa pinas that we can do kahit full time working from home huhu

[@TheaSyBautista]

aww thanks so much!! it must be the econ background nga! hahaha pero di ko rin kasi nirurush yung pag plan ng content. usually takes me a week or two to complete one concept kasi minsan may biglang papasok sa isip ko na idea.

[@4150758]

Totally agree with discussing compensation with colleagues. Eversince nagwork ako lago sinasabi ng management and hr wag sasabihin sa iba and usually pag nag uusap kami ng katrabaho ko we always find out na sobrang baba magpasweldo ng company or binabarat kami. 😅 since then, natuto na ko ng very light makipag negotiate sa company. +1 din sa citibank! In just a few months more than double na tinaas ng credit limit ko. It’s so much efficient to build an excellent credit score sa citi compared to other banks na natry ko.

[@ProjectCourage]

Great content as always Ms. Thea. Keep sharing these kind of inspiring and educational videos..

[@mggyyyy]

This is so helpful, miss Thea! Thank you ❤️

[@sej7561]

I'm 32 and you inspire me to invest and manage my finances properly simula noong napanood kita nagbawas din sahod during pandemic kung kailan ako nag-start mag-invest marunong ako mag-ipon pero wala akong specific na pinag-iipunan at takot ako sumugal pero ngayon, hindi na kasi sayang ang compounding interest kesa natutulog lang iyong pera sa bank (savings account) though hindi pa din ako nagamit ng credit card

[@forkedtongue101]

Very easy to understand for me, especially about the monetary value of time.. made me want to share this with my friends and siblings

[@karenobedoza1659]

Very inspiring vlog Ms. Thea..thanks

[@syll3096]

Learned a lot as always 😁😁 I actually used your net worth sheet, kahit student pa lang akezz. 😂 And nung una di ko pa magets yung growth part. Buuut, I'm happy to share na yung net worth ko nag increase more than 100% 😭 (from intern allowance and mini side hisstles) more than the money itself, natuwa talaga ako na namonitor ko with ease yung finances ko. And a big thanks to youuu. Tita Theaaa 💯😍 I agree din na sometimes we need to spend for more convenience. Sobrang frustrating for me gumawa ng PPT (kahit may canva na 😅) kaya ang ginawa ko, binayaran ko kapatid ko for that, binigay ko lang yung content. Tas siya na bahala mag design at gumawa. Bukod sa natulungan ko siya to start hustling by using her skills, nawala rin yung stress sa'kin to do the PPT. Mas na divert ko pa yung energy ko sa iba kong tasks that time 💕

[@pearlrosalita502]

Ouch sa tax ng employed! huhu 😭 ngayon ko lang nalaman yung tax benefits for freelancers, hope you can discuss more on this.. along with ideas for side hustles. Love this series Thea, looking forward to the next one 😍

[@jaimebabiera758]

This is also my goal! But I know I'm still miles away from it. But this video helps me motivate myself more and will help me avoid irreversible financial mistakes while I'm on my way! Thank you much!!

[@hippowafflesify]

Alot of what she discussed in here is also discussed in 4 hour work week. Totally recommended too to read this book. Thank you Maam Thea! I love watching your videos really educational and enlightening on personal financial tips :-)

[@prince_seijin333]

I like your story. Thanks for sharing!

[@BeliJr02]

Dami kung napulot na new learnings!! Thanks

[@janettealforte-kuan1933]

Very helpful po, thank you so much!!😍😍🙏🏻🙏🏻

[@jaeha7048]

I am lucky enough to have parents who built my finances since middle school. I already have enough emergency funds, have my own home at 18 y/o (parents' graduation gift), and already have my own businesses at my early 20s. Ipon is a privilege imho. If you are the breadwinner, managing finances won't be easy. As long as napro-provide mo needs then you are good. Sooner or later, the heavens will bless you with what you deserve. LABAN!

[@vadahlia9108]

Ready na maging milyonarya. Lol! I need Thea in my life!

[@snwngl2261]

Really love this ♡♡♡

[@mjlaudu575]

Hi po sana may part 2 ng Q&A! 😊 if ma notice this is my question po Are you gonna start a business which is not on your field or not on your passion but it is profitable? Thank you!

[@jawanshen]

Can’t wait for next ep! 💙

[@the.annethology]

As they say, work smarter, not harder. Same goes with finances. Frugality doesn't always mean saving until the last centavo, but being smart in how you spend.