LIC Jeevan Dhara 2 | LIC New Plan 2024 | LIC Guaranteed Pension Plan

LIC Jeevan Dhara 2 | LIC New Plan 2024 | LIC Guaranteed Pension Plan
LIC New Plan Jeevan Dhara 2 2024 Launched on 22 Jan 2024 Which Is A Lic Guaranteed Plan Which Gives You 16 % Return whole Life.
भारतीय जीवन बीमा निगम (LIC) ने एक प्रेस विज्ञप्ति में बताया कि एक नई बीमा योजना- जीवन धारा II - एक व्यक्तिगत, बचत (savings), आस्थगित वार्षिकी योजना (deferred annuity plan) शुरू की गई है. यह एक नॉन-लिंक्ड और नॉन-पार्टिसिपेटिंग वार्षिकी योजना है. इसमें कहा गया है कि एलआईसी जीवन धारा II को 22 जनवरी 2024 से ऑनलाइन और ऑफलाइन खरीदा जा सकता है.
बैंकिंग सेक्टर और उस से रिलेटेड अपडेट देखे
जीवन धारा II पॉलिसी में प्रवेश की न्यूनतम आयु 20 वर्ष है और पॉलिसी में प्रवेश की अधिकतम आयु 80/70/65 वर्ष माइनस स्थगन अवधि (deferment period) हो सकती है और यह चुने गए वार्षिकी विकल्प पर पर निर्भर करती है.
Welcome to Insurance Clinic
My Name is Ashish Singh Rawat
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#licjeevandhara #jeevandhara872 #guaranteedpension #insuranceclinic #hindi #pension #highreturn #guaranteedreturns #lic2024 #lifeinsurance #licjeevanutsav #jeevanshanti858 #licjeevanumang #mutualfunds #ayodhya #ram

[@sanddhyagupta9454]

आप थोड़ा ड्रामा कम करें तो बेहतर है वीडियो देखना

[@vijaythapavijaythapa1560]

Aapka language dekh kar to log dar jaega investment karne Wale aadami bhag jaega

[@surajkumargupta2091]

😂😂

[@sutradhar2009]

Aap ne bilkul thik kaha hay......lag raha hay "Investment with Commedi"..........Jayse life ek Commedi hay😔😔😔

[@esternchemical]

Tu bina nautanki kar k b video banayega to b koi nahi dekhega😂😂😂😂😂

[@GurdevSingh-vd4kc]

Hnji 😂

[@jaivir7970]

JEEVAN DHARA 2 (16%) mai 55 years hai kya mai isse upline kur sukta hun

[@adv.sanjay.1037]

Very nice and charming representation very good...👍👍👍

[@bhagatsinghpawar6102]

भाई जिसके ऊपर इनकम टैक्स लगता हो वही पैसा जमा करें क्योंकि मैं तो मेरी 6 पॉलिसी बंद कर चुका😢😢😢😢😢 एलआईसी के बराबर कोई चुना नहीं लगा यगा पैसा तो मिलेगा मगर वह भी एक मारे मुर्दे के समान

[@user-lj9ii1kh1v]

Jhut mt failao

[@user-mz1qp3ye2v]

Mutual funds is best

[@krishankashyap6392]

Sir lic policy par incam tax kaat kar deti hai kya meri policy 200000 ki kitni katega tax

[@ManishGupta-ub4hv]

Ageas federal life insurance me me Paisa to nahi dubega please sir bataye

[@biswanathpradhan7549]

Don't fall prey to 16% guaranteed return. The actual return is about 5%. It is sheer waste of hard earned money. A person having huge money may take it as he will not be worried about the return. Make the calculation yourself and decide. Very avoidable plan.

[@vinodraishah6194]

Agree with bishwanath's opinion.

[@RAJESHKUMAR-fy7sz]

great sir

[@birajbora7322]

Jaii shree Ram Bajarangbali jaii hoo 🙏 🙏 🙏 🙏 🙏🚩🚩🚩🚩🚩🚩

[@dr.sandippramanik4125]

Please explain how it can give us 16% return and wheather it is maturity me tax benefit hay?

[@bodhanpanja5840]

My age 50yrs. Want to give single premium of 10lakh. Want to keep deferment period 2yrs. How much shall i get as pension per year

[@pratyaykarmakar6145]

Invest money in mutual fund for 10 yrs, build corpus and start swp , this will give better return then LIC.

[@himanshubisoyi3338]

But what about insurance n it is upto market risk not any guarantee

[@amansehdev7787]

Not ur given insurance..death cover and normal cover

[@ashishpataskar8525]

@@himanshubisoyi3338 guys -- its Term insurance and not medical insurance! Jab tak maroge nahi kuch milega nahi ye insurance se aur vo bhi tumhe nahi milega!

[@vinodraishah6194]

Better to start SWP in only good, sound & only selected Mutual Fund by investing 10 Lakh only once & get upto 10k per month immediately from next month. If the investor does re-invest the same amount in the Recurring deposit scheme, then the Investor may earn a handsome amount in a pretty long period say 10+ years. Any financial expert may opine on this.

[@prabhuvel4621]

You can take money back guarantee TERM INSURANCE for 85 years at 75 lakh premium of 1699

[@user-qv3yj1zx5h]

Vai ya to Bank ma vi milaga MIS karna ma.

[@user-mm7nv5tv4u]

सबसे पहले रिटर्न इंटरेस्ट आठ पर्सेंट देना शुरू करे क्योंकि आज बेंक भी आठ पर्सेंट देती है ओर सिनियर सिटीजन को नौ पर्सेंट तक मिलता है तो कौन आयेगा एलआइसी में निवेश करने

[@JagdishTripathi-ye9ui]

Can I get a policy without asurrender option

[@santoshchavadapur5566]

Sir, which calculater app you have used in this video??

[@rahulmondal7941]

Smart- all in one calculator

[@maheshkaushik2734]

Point to point video will be better with example

[@pankaj8709]

Why are you misleading, misguiding by saying 16% return as it is not more than 6%

[@ROHITBHARDA1]

right

[@Santhosh_setty]

He is uncovering 15 years of waiting period 😅😅😅

[@devilhex2802]

Exactly. Report this channel! Such harmful and misleading information

[@AbhishekRajMishra]

हा हा हा 😅 किसी भी जमा पैसा जमा करने पर हर साल सिर्फ 6% ही आपको इंटरेस्ट मिलेगा इससे ज्यादा नहीं

[@touristube498]

only ~5.6% return...misleading information

[@Nirmalapsingekarrecipes]

Very Nice Discussion

[@mna1795]

Pension 163000 annual life time mahengai badegi har year tab kaisa hogay 16300 ki value Kam hote chale jayegina

[@yogj4736]

10 lakh 15 varsh LIC kade rahanar nantar 163000 pension milanar.... Prashn 10 lakh che 15 varshat 25 lakh hotat bank t... Ani tya 25 lakh che vyaj 6% ne hote 150000 rs tar mag lic t theun kay fayada??? Mhanje bank t 10lakh theva tari 150,000 pension milel ki.

[@anandadmane8565]

10 लाख एकरकमी भरले का तुम्ही?

[@dibakarvlog1980]

Nice sir ❤❤

[@Up_bihari_bhagao-Rajya_bchao]

Jo bol rahe hai return kam hai,,,,to fd ya post life insurance bhi deta hai kya?

[@rajendrasinghchauhan4707]

Meri age 57 mi investment One time 1lelh kerta hu too Mujhi monthly pension keb se melgi mi 10year for investment

[@kishoringole7629]

थोडी नौटंकी कम करके शांत और सुलभ तरीकेसे समजा सकते है!

[@rajachatterjee4388]

Pehle logo ke pass paise jama rakhne ka koi jagah Nehi thha jiska fayada LIC ne pura uthaya hai lekin abb mutual fund share market hai

[@demongara5092]

Aappp rakhiye mutual fund mein lakin 2025 ke baad interst -4-5 % milega aur market Dube ga to khatam 😂

[@rajeshcomputeracademyandco890]

Paise le ke de dena hi badi bat hai

[@AshokKumar-cm7fd]

Jo Marzi aa jai Per lic is best forever

[@adilmohammed3786]

Kisne bola ki 4- 5% ho jayega or market doob jayega ... jab tak pani m koodoge nahi tairna nhi sikhoge ... jab kisi cheez ka knowledge na ho toh muh mat kholo

[@vedbabu7958]

Insurance may kis ka return jada h

[@jalamsinghrajpurohit1793]

एलआइसी सबसे कम रिटर्न देता है

[@veenaganesh2216]

My. Age is 61yrs. If I invest Rs.10 lakha. From which month I will get the pension

[@VipulKothariCo.]

bhai ho videsi par jo add me add kiye hey person vo sub vilayati kya bat hay, usko malum hay LIC ka full name.

[@vishalchandrakar36]

अच्छा है

[@abhishekgamingpletform211]

Meri age 48 sal hai.12 sal me kitna rupay month jama karu.aour 61 sal bad kitni pension milegi.

[@baljitsingh8394]

Very nice information 👍

[@AbhishekRajMishra]

जिंदा रहते हुए हर महीना कितना पेंशन मिलेगा 2 लाख जमा करने पर ? और कितना साल बाद पेंशन मिलना शुरू होगा

[@dhirajjagiasi1491]

Lic plan nikalne se pahle dimag lagati hai k nai? MUTUAL FUNDS me 10 lakh laga k 15saal wait kare fir b LIC se acha return aayega.

[@suhashalankar3833]

What is minimum amount for regular plan

[@roymathew3456]

with 7% inflation todays 13000 is less than 5000 after 15 years

[@krishankashyap6392]

Sir policy par income tax lagta hai kya

[@businessswot1003]

Jeevan utsav 10yrs time le raha hai

[@shivsingh-gg9nn]

Overall interest rate is less than 6 percent not 16 percent. Kaun se angle se calculation kar rahe ho?

[@sandstone3858]

😂

[@mna1795]

Agar koi 10 lakh single payment Kiya to 16% bole aap life time. laikin mahengai ka kya wo to badengi to 16000 ki value Kam hojayegi future me

[@user-yq3gw8kv3f]

L.I.C. मार्केट से आधा देती है जब की महगाई बढ़ती है और पेंशन की व्हॅल्यू कम होती जाएगी फ्यूचर में

[@shivampatil7145]

क्यों लोगों को मामू बना रहा है 15 साल में 10 लाख के भी तो डबल से अधिक हो रहे हैं लगभग 22 लॉक😅😅 फिर 16% कैसे हुआ 10 लाख जमा करो 15 साल बाद रिटर्न😮😊😊 एक लाख 63000 ईयरली 😅😅

[@AnkurSaha-nb7en]

Respected sir, LIC may monthly 2000 rupees SIIP investment may mughe after 35 years after kitni amount mil sakta hay ?

[@itsouravsadhukhan2104]

2000 ta hoi na

[@m.k.y.7057]

Mobail no do plan send kar deta hu date of birth

[@sajankumar40]

Minimum 4000 se shuru hota hai SIIP

[@AnkurSaha-nb7en]

@@sajankumar40 monthly 4000 submitted for 35 years . Expected return ?

[@tapastube4439]

Lic best only for agent and lic.not best for buyers meens public.

[@pp41385]

Very low rate of interest in LIC. Therefore I never invest in LIC.

[@sunderj4774]

Any body investing In L.I.C.schemes must be aware that they have to produce Existence Certificate which is a cumbersome process which no channel ever tells the public.

[@sandstone3858]

10lakh apne lagaya har saal 6.4% ka 15 saal ke baad 2535855 us ke bad ap milega har saal 163000 to dekhte hain 2535855 ka 6.45% interest 163563😂😂😂😂 aur inflation minimum 6.5% chal raha hai

[@sandstone3858]

ap ka 16% to hum kahin nahi dikha 16 to nahi 16.3 jarur mil gaya hai mujhe 10lakh 16.3% = 163000😂😂😂 15 saal jo paisa rakha use kon jorega

[@umeshghodge756]

A compounding nahi hota isliye a policy loss hi compare to mutual funds compared to fd it is very good

[@parthandpranshu8256]

If you want to take risk.so you can invest in LIC index Plus where your fund is deposited in NIFTY 50 NIFTY & NIFTY 100

[@gumannegi2326]

LIC is not as investment it is security of life plus some income tax saving.

[@Samartrader]

Monthly retunes ke baare batawo Sir. ....log wahi suna he

[@rambabu-sf3ng]

Post office mis me 7.4 ka return milta he isse kahi jyada

[@anandakumar2695]

Take a term insurance for 50 lakhs premium around 12000 Remaining 88000 invest equal in small, middle and large cap fund then after 10 years u can do SWR

[@anandadmane8565]

Good knowledge, but what is provision you will do for taxes on capital gain , which may be at 40 to 50 %

[@adilmohammed3786]

10% means 10% not 40- 50%

[@Raviteja-zs2it]

Post office gives 98000 thousand same plan

[@psthakur2817]

Dear adviser pension kab se laagu hogi

[@msreenivas3946]

Though it may be politically expedient to scout for embracing sitting MLAs in order to strengthen its working majority, Congress shall not in the least allow admission to any tainted politician ftom any other party, as such a step will give wrong signals to electorate and public, leading to infamy and downfall.

[@balasahebwaghule7159]

Can a person of 71 years can enter in this plan

[@dibakarbhattacharjee1435]

16000/12?permonth?

[@dr.madhavjigajera4646]

Jutha news hai 16 percent return kisi bhi sarkari scheme me nahi milta hai, 5-15 saal ka interest add kya nahi hota ?

[@gajendrakumawat499]

What about income tax ?

[@ratnajitbhattacharya14]

Go for one large cap and one small cap mutual funds through investing 2 laks lump sum amount for 10 to 12 years. After the mentioned period you can dance and forget the name of LIC forever.

[@laeekahmad2950]

35 years hai to kitna jma karna hai

[@user-fg9et7lx2o]

Emidiat pension kitani milegi 1lakh pe

[@alarksingh]

'Immediate' milegi

[@deepasingh2434]

16% kaunse Maths se hota h bhai 10lakh & 15 year differment means aapka invested amount agar 6%interest bhi mano to 24lakh ho jayega. Aur isko FD bi banao only 6%se tab bhi 1.5lakh saal ka milega.

[@hemantkatakwar523]

Point to point video acha rehta hai

[@satishmandre3040]

Income tax to salary pr hotel me jane per bhi lag hahai per mention nahi hogi to koi apna ghat nahi chal ayega vo din gaye jo spno ko sambhale

[@kashilabhagat736]

अच्छा प्लान है

[@Dyesjoj]

Aapko kessa lga

[@user-ur5nn5dj3u]

Make fd of 10 lakh in bank today at 7% after 15 years it will become 31 lakhs , then make fd of this 31 lakh and take monthly interest of 18000 rupees

[@insuranceclinic]

You are correct sir, but after 15 years bank will not give you 7% for sure

[@bhavna732]

Me 50 years ki hu onetime pyt 10L, defferd period 5yrs to monthly kitna pension milega

[@2_2ms9]

Rs 7144 monthly, Rs.89300 annually

[@nenshigoswami4898]

Konse city se ho..

[@bhavna732]

@@nenshigoswami4898 Mumbai

[@amarkrishnaghosh463]

LIC kuch nehi deta hai but agent relative honey ka karon korna porta hai . No agent no Lic

[@shrawankumarsingh5944]

Good plan

[@user-nl2dj3uc6q]

15 saal baad 16 % only kiya mzak h agr 10 lakh stock market ya mutual fund m dal diya na to 10 lakh ke itne paise bnenge ki lic 100 saal me ni de skti

[@swatideshpande7768]

Ye pension yearly hoga

[@jeckysurat4320]

Kuch isy trike se smjaye dost

[@FutureLifeAssociator]

थोड़ा सीरियस होजा sir ji

[@madhabbehera9562]

Why u r misleading people.. It's all about 6%. Why u r saying that 16%

[@insuranceclinic]

There is no misleading sir. Everything you will get in bond paper. 16% percent is fixed with the deferment period as explained in video and examples.

[@rubbishhuman]

​@@insuranceclinic r you stupid or what? 15 year waiting ka kya value hai? 15 year me 10 lac ka value 10 lac e rahega kya??

[@manibratasinha1881]

Actually the annuity is 5.8 percent. Lowest interest rate gives all the insurance companies.

[@bvramanath8110]

My dear friend You are giving this information to Indians or some foreign country people. Why are you showing foreign nationals in your video?

[@satpalashan]

16% ROI? Not possible with LIC.

[@ananthacharpuranik9492]

Not possible by any co or institution.

[@haripriyalearn-n-earn2886]

starting me to 16% bol rahe the wo kai explain nai kia. IRR kam hi aa raha he. was also lookin for loan availability for this policy. video made with very limited info

[@hemantkatakwar523]

TDS katega kya

[@anandadmane8565]

No

[@mahendradas9165]

Hi, if LIC giving 5% return that is excellent because it gives same return upto 100 yrs. Can you name one company in the world which gives such return upto 100 yrs... excellent plan...

[@spectrum_X]

Who lives for 100 years ? Use common sense.

[@kumarsingh584]

Post office MIS is the best

[@jsoni1978]

IRR returns kitna hai ??

[@ShridharSharmameatgoogleplus]

less than 5%

[@harchandharchand4025]

lic es great

[@ajoyray487]

Don't invest lic because lic return very low .go for m/f lumsum swp

[@thegoldgym]

Aapke diye hue example se to nuksaan he

[@bhaveshsing3101]

15 sal me 10 lac k 20 ho jaenge or vaps 10 lac waaa ese achha he 10 lac fd me 8.50 interst le her sal jama kare 10 sal me 10 ka 20 🙏🙏🙏

[@praveenkumarshrivastava6174]

Sir app iska pdf bhej

[@AshutoshKumar-hn6mg]

Tum log sirf etna bata do ki intrest kitna dete ho,,,,,,,,,jhooth bolte huye tumko sarm nahi aati kya? 16% ,,,,wah re jhootha

[@accesserworld7341]

झूठ तो मोदी भी बोलता है फिर वोट क्यो मिलता है उसे कोई बुराई नही झूठ बोलने में मोदी खुद बोलता है।😅😅😅

[@bajecom]

isse shi to mere bhai tata aia fortune pro m 2k monthly 10yrs tk dekr 15th saal main pension mil jaygi aur vo b 25k tk mnthly aapko mil hi jayga

[@ROHITBHARDA1]

r u sure

[@bajecom]

100% sure bhaiji

[@freebirds3432]

​@@bajecomkon sa plan hai sir?

[@bajecom]

@@freebirds3432 naam likha h frnd tata aia fortune pro

[@Prakash_joshi123]

5.84

[@abhisheklad6892]

अरे सर जी, १६% garanteed returns यह आपने बिलकुल गलत जानकारी दी है, मेने excel sheet में calculation किया है. आपने वीडियो में जो example बताया है १६% returns वाला उसमे अगर Mr. Aman (Age ३० years ) [दस लाख + अठरह हजार (GST)] invest करते है, उनको ४५ साल से रु.१,६३,००० /- पेंशन मिलेगी, अगर वो १०० साल भी जी ले तो भी रिटर्न्स ६.४६ % मिलेंगे. आपने दस लाख अठारह हजार रुपयों का १६% के हिसाब से रु. १,६२,८८०/- निकाला जो गलत है, आपको extended internal rate of intrest निकलना चाहिए था

[@shailaspassion1206]

Mutual fund is best..

[@kgunasekaran1527]

LIC is being run for the benefit of LIC n not for the Insured persons. I have a bitter exp of running a 25 yrs Policy starting from 1990. Pl stay away from LIC n choose Annual term policies to cover life Risk or unforeseen eventualities.

[@PANKAJSHARMA-oq1oc]

Mutual funds are much much better

[@sivatanty1656]

Bhai 15yrs me aise bhi fd pe 10lkhs 30lkhs ho jayenge... Aur sabhi paise ko Bank me deke pension plan liya jaye tabhi b minimum 15000 toh mahine me milenge hi... Jab ki yahan 163000 saal me milega aur aise bhi Lic kabhi b 16% return zindagi pe nahi degi... Public ko bewakuf banana chhodo ... Lic return 5 se 6% se jada kabhi nahi hai analysis karke dekhlo...

[@anilkumarsharma8901]

Apney subscribe waley ko artificially intelligent ka calculators banava do phir sara desh main supply karo muft main Sabhi tarah ki economy apkey naam Chalney lagegi

[@rameshvichare3079]

Advised to talk slowly and to the point and not shouting.

[@abkumarmht]

Bhaiyo MF me lagao paise aur ek 1cr ka term insurance karalo bs bhut h. Nhi apk paise khatmal ki tarah chooste rhenge ye insurance company vale.

[@Vtgupta210]

Sir slow bola kariye har video me