SWP for Monthly Income 2024 | ₹10000 की मासिक आय | SBI SWP Plan in Mutual Fund |Best SWP Mutual Fund

In this video, we'll explore the SBI Systematic Withdrawal Plan (SWP) for generating a steady monthly income in 2024. Specifically, we'll focus on how you can earn a monthly income of ₹10,000 through the SBI SWP Plan in Mutual Funds. This strategy is perfect for retirees or anyone looking to supplement their income with regular payouts from their investments.
🔍 What You'll Learn:
Understanding SWP: What is a Systematic Withdrawal Plan and how it works.
SBI SWP Plan: Detailed insights into the SBI Mutual Fund's SWP option.
Income Calculation: How to achieve a monthly income of ₹10,000.
Best Practices: Tips to maximize your returns and ensure financial stability.
Advantages & Risks: Benefits of SWP and the potential risks involved.
📊 Why Choose SWP for Monthly Income?
Regular Payouts: Enjoy a predictable income stream.
Flexibility: Customize withdrawal amounts based on your needs.
Tax Efficiency: Potential tax benefits on long-term capital gains.
Capital Preservation: Maintain the principal amount while withdrawing returns.
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👍 Like, Share, and Comment!
If you found this video helpful, please give it a thumbs up, share it with your friends and family, and let us know your thoughts in the comments below.
🚨 Disclaimer: The content in this video is intended for informational purposes only and should not be considered as financial advice. We are not financial advisors, and the information presented here is for educational purposes.
Thank you for watching, and here's to smart investing and financial freedom!
#SWP #MonthlyIncome #SBI #MutualFunds #mutualfund #Investment2024 #FinancialPlanning #PassiveIncome #RetirementPlanning #SIP

[@AlexClarkcompany]

Luckily, my spouse and I were able to pay off our mortgage early. We took the money we were spending to accelerate our mortgage repayment and invested it right away while we were both still working. We were able to retire early after accumulating what would have been our home payment for over 7 years and maxing out our 401K/403B plans. Thankfully, both of our parents taught in us the importance of living within our means.

[@LouisMorganxb3]

Investing without proper guidance can lead to mistakes and losses. I know this since I've been there myself.Seeking guidance from a professional is preferable if you're new to investing or don't have much time.

[@OscarOwenn]

Investors can have different investing results even with the best strategy and suitable assets. Understanding how experience plays a critical part in successful investing is key. Since I was aware of this, I consulted a market analyst for advice, which helped me build my account to about a million dollars. Having strategically cashed out just prior to the market correction, I'm now taking advantage of buying opportunities once more.

[@BaileyJames-zv2ddd]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances

[@OscarOwenn]

Leah Foster Alderman is the licensed expert I use. Just look up the name online.

[@AlexClarkcompany]

She seems to be literate and well educated. Thank you for sharing, I found her webpage when I searched for her online.

[@user-cn8kg8xi6l]

Well explained. You are no. 1 youtuber in finance and wealth management category.

[@MoneyRide]

😁

[@rukminiankit]

​@@MoneyRide shyam marr gya to

[@antonymathew7]

What is the other sector? If others don't perform as expected then no good amount will be available..

[@sagarandkalpovlogs]

Informational video sir i am investigating in mutual fund since 2011

[@dn6418]

Good investigation

[@jpmishra5968]

Wow kya smjhane ka tarika hai ❤ khush ho gaya aap se

[@MoneyRide]

Thank you sir

[@Prepare123]

Bhaiya .. calculator calculator khelne me sabko maza ata hai!!

[@prabhasgupta1328]

😂

[@AILookBookGlobal]

yes bro, asli main invest karke result dikhao

[@dheeraj5869]

1 lakh invest karke and 5 k monthly lenge toh one year mein 60 k toh hamne nikal liya ye ho nahi sakta ki main one lakh kam na ho

[@KamalAggarwal-vs8cp]

Thnx....now going to adopt SWP....

[@MoneyRide]

Best of luck!

[@ajaydutta234]

There is no problem with the calculator increasing the amount as much as you want. There is no one to take account. Who actually got the money? Show someone. Prove the truth. As many liars as possible

[@secularrana7505]

Noone will do that😅.. even they are not sure..

[@mjoydeb]

👌👌

[@mukulmitra2770]

Very good analysis.

[@MoneyRide]

Thanks

[@santoshpadole8910]

Very informative video🙏🙏

[@MoneyRide]

Glad you liked it

[@sausha41]

Writing me aap de sakate hai jaise FD certificate pe likha hota hai. Jaise swp amount and maturity amount. Mutual fund is subject to market risk.

[@MoneyRide]

Sir market related jitni bhi investment hoti hai usme fixed kuch nahi hota..Fixed sirf government schemes hoti hai..ye sab past returns hai

[@bullpat1479]

Very good explained ❤

[@MoneyRide]

Glad it was helpful!

[@sagarandkalpovlogs]

Sip to bahot dino se kar raha hu ye pehli baar suna hai, jaisa ki aapne kaha usi ke hisab se karunga to thik hoga SWP please explain

[@ajeetsingh680]

Very good information ❤

[@MoneyRide]

Glad you think so sir!

[@shaifalipant1662]

Thankyou

[@MoneyRide]

Welcome

[@gobind1245]

Such me

[@harrysingh121]

Hi , I have invested in more than 20 funds with total corpus around 25 lakhs. As per the rule, we should have 5-6 funds in portfolio. To rebalance my portfolio , Should I withdraw from all 15 funds in one go to reinvest it in 5 dedicated funds? Or should I withdraw only the funds which have return upto 1 lac to save the tax on long term capital gain?? What will be the good strategy to grow the portfolio in long term and reduce over diversification ??

[@MoneyRide]

Sir you should invest in max 3 or 4 funds...start booking profits in other funds slowly & redeploy them in 3 funds

[@MohitRajpoot587]

Bro, One correction for you... long term capital gain is taxable at 10% exceeding 100,000 and not Short term Capital gain

[@balwantgusain7904]

❤❤

[@Seemak26]

Very good information

[@MoneyRide]

Thanks

[@meenabavishi8017]

Wow excellant 👍🙂

[@MoneyRide]

Thanks a lot 😊

[@santoshkumarch4583]

Please suggest the funds that don't have expense ratio + exit load

[@MoneyRide]

Every fund have expense ratio..if you want low expense ration go for index funds

[@Merabharat10000]

Aj samajh aya hai SWP finally..thanks

[@bains.bharat-1973]

Aaj hi kardo😂 Aub tak kahan they,😅

[@MoneyRide]

Thanks

[@nadeemansari7390]

Nise❤❤❤❤❤❤❤ barobar

[@MoneyRide]

Thanks

[@vijaysingh-in8ou]

LIC ki veewan dhara policy es se better h same esi h but es se safe h

[@1961raghu]

In the end uncertainity continues. He doesn't tell which is the best.

[@MoneyRide]

Sir as i said in the video..for SWP, balanced advantage fund is the best fund as it is a low risk fund

[@yogesh26066]

Sir swp flexicap fund mein kar sakte hai?

[@MoneyRide]

Yes but i will not recommend flexi cap for swp..high risk

[@sagarandkalpovlogs]

Meine subscribe kar diya hai sir g aapka dusra SWP ka video ka intazar rahega

[@MoneyRide]

thanks

[@RahulKumar-dy9qd]

Sir kya Current SIP ko SWP mein convert Kar sakte hai?

[@yogesh26066]

Yes

[@bains.bharat-1973]

Sub Kar saktey hain ,Dalna(SIP),Nikalna((Swp),😇🤣

[@MoneyRide]

Yes current mutual fund holding mein ap SWP kar sakte hai agar monthly income ki need hai..varna na kare

[@AGTipsall]

Yes kar sakte

[@MyselfSujoyMondal]

1 lakh ke upar hona chahiye

[@dayanandsalunke7383]

Sir swp ka percentage up down hota hai kya? Ya same percentage rehta hai.

[@MoneyRide]

Sir jo bhi cheez stock market linked hoti hai usme percentage fix nahi hota

[@bullpat1479]

सर हमारे यहां के इन्व्हेस्टमेंट ॲडव्हायझर के पास से म्युच्युअल फंड मे इन्वेस्टमेंट करना सही रहेगा... या किसी ब्रोकर याने कॉइन या ग्रो ऐप से इन्व्हेस्टमेंट करना.. अगर हम डायरेक्ट इन्व्हेस्टमेंट करते है तो उसमें कुछ नुकसान होता हे क्या .. Thanks

[@MoneyRide]

Sir investment advisor apse kuch percentage charge lega apke behalf pe invest karne k liye...Direct broker se invest karne mein koi extra charge nahi lagta...agar apko koi knowledge nahi hai aur ap extra charge dene ko tayar hai to ap investment advisor k through invest kar sakte hai..lekin us advisor se pehle puri clarity le ki vo kitna charge karega on paper.

[@soniaengr]

Can we invest some 2-3 lakhs and start withdrawals immediately thru SWP or we have to wait for lock in period for SWP.

[@MoneyRide]

There is no lockin period but you will be charged an exit load of 1% if you redeem before 1 year

[@KaranRajput-zh6lq]

Scheme ka naam batao 1lac invest or 5000 monthly widro

[@Poojagautam99]

Swp

[@sagarsawant3838]

Expenses ratio aur exit load kitna hona chahiye acche funds keliye

[@MoneyRide]

Sir jis bhi category ka mutual fund apne liya hai apko ye dekhna hai ki us category vo least 3 mein aye expense ratio...ye check karne k liye ap moneycontrol pe ja sakta hai ya tickrtape

[@tajamul3889]

Please show Processing how to do swp

[@MoneyRide]

sure will make a video on this

[@suryasmart9666]

Agar fund withdraw hi na Karen to

[@MoneyRide]

Sir vo sabse best hai..SWP tabhi kare jab apko monthly income ki need ho..nahi to ap fund ko withdraw na kare aur usko compound hone de

[@bobbyjawahar2968]

Hi, Initially you are talking about 1 lakh investment and 5k withdrawal every month and capital also growing !! But no such scenario is covered in this session. Only 10 lakh investment and 5k withdrawal is covered. Will that example also be covered in upcoming sessions ?

[@ramrathore2844]

Vvgood sir

[@MoneyRide]

Thank u sir

[@storyteller3740]

Sir kaun se swp hai aapne name nahi bata hai

[@nagarajgupta2961]

When ur saying that should not withdraw more than 8% then why ur showing the example amt at higher rate.

[@MoneyRide]

Its just for explaining

[@sadiq215k]

Better show 4000/- instead of 5000/- i.e. accurate 8 pc so no confusion.

[@Prateek-uq8wy]

I just have 5lakh as my whole life time amount,i am jobless now. What should i do to invest these 5lac to get monthly income and total amount increase

[@MoneyRide]

Sir if you are jobless...do an FD of 3 lakhs as an emergency fund & start some small business..like KZbin or any other online business according to your skills with the remaining amount...market linked investments are high risk investments so if you are jobless your 5 lakh can become 3 or 1 or 6 or remain the same for few years in stock market.

[@shivanandhospet3607]

Sir investment 3lakh kitan monthly milega

[@bindumadhavi3076]

Sir this option is available in grow or pay tm money or we need to go to direct website. ???pls tell

[@MoneyRide]

Groww mein hoti hai swp option

[@krishnamohan4554]

It is not there in app. Need to go to web version????

[@arvindprajapati5465]

Sir SWP करके 1 साल के बाद 6% निकाले या जरूरत ना हो तो न निकाले Please जवाब विस्तार से दे अगर ठीक लगे तो।

[@MoneyRide]

Sir ap kabhi bhi apni SWP rok sakte hai aur dubara start kar sakte hai SIP ki tarah

[@rajibchakraborty5020]

Sir swp ke liye konsa fund cune please suggest

[@MoneyRide]

Sir agar risk kum lena hai to balance fund le aur agar risk zada le sakte hai to ap large cap mid cap ya flexi cap bhi le sakte hai small cap avoid kare

[@pythagoras9558]

Sir how is sbi smart privilege scheme?

[@MoneyRide]

All ULIP schemes are TRASH...instead go for index funds

[@pythagoras9558]

@@MoneyRide but bank officials told me that this scheme gives an average returns of 20-25% per year.

[@MoneyRide]

Sir ye video dekhe kzbin.info/www/bejne/Z4urgpxpdsqigbcsi=O8-uXDVls0hDrXgP

[@ashoksamrat3144]

Sir, i have 2 lakhs amount for my child education i have invested swp after 5 years, i have start swp kindly suggest better one swp plan please, i have new investor, i have selected this MFs please review me 1 quant elss fund direct growth 2. Nippon small cap fund direct growth 3. Axis small cap fund 4. Tata digital India fund direct growth

[@MoneyRide]

Sir apka question clear nahi hai...(i have invested swp after 5 years, i have start swp kindly suggest better one swp plan please) please explain this line

[@jaswantdas8510]

Beta कोई यू ट्यूब पर बता रहा है कि 10 लाख रुपए को लगाने पर 7500 रुपए प्रति माह लेना है आप अलग ही बता रहे हो दिमाग का दही हो गया है 😢😢😢

[@MoneyRide]

Sir ap har saal 7-8% withdraw karenge to acha rahega...kyuki apka paisa on average 12-14% k beech badega stock market mein

[@sadiq215k]

Pls intimate the name of mutual fund comes under SBI Balanced Advantage Fund? Low risk low return fund.

[@MoneyRide]

SBI Balanced Advantage Fund is the name of mutual fund

[@sagarandkalpovlogs]

Kya me swp me apna lamsam kar du sir it beneficial or not

[@MoneyRide]

Sir mein sirf information deta hu ki market mein kya kya option hai....koi bhi investment ap research karke apne financial advisor se consult karke le

[@nawabasif6476]

Isme ek flaw hai aur woh hai inflation. Aaj ka 5k 15 saal baad koi value nahi rahega

[@MoneyRide]

True...inflation har investment mein hoti hai

[@nishamathur1872]

Aisa amount yadi investor se kar to distributor ko fayda hota hai kya

[@MoneyRide]

Sir No idea about distributor

[@jkconstructioncivilenginee5719]

Best one is SIP

[@MoneyRide]

true

[@shreyaskale-mb9wo]

@SWP&SIP07❤

[@coachingbychance]

SBI bank se karna hai kya

[@MoneyRide]

No...ap isko online kar sakte hai kisi bhi broker se jaise zerodha, upstox, groww etc

[@SandeepRajpali]

Esa nahi hai jitna jyada ammount nikalege apki nav utni kam hoti jaygi

[@ameerahmed6723]

Tenure can we kept 50 years

[@MoneyRide]

Sir itne saal kisne dekhe hai

[@ameerahmed6723]

@@MoneyRidesir maine apne aur next genaration ke liye pooch Raha hun....

[@MoneyRide]

Sir pehle ap target 15-20 years rakho...usko baad ap age extend bhi kar sakte hai ya us amount ko rotate bhi kar sakte ho us time k hisab se

[@bhotiksingh]

What about tax?

[@MoneyRide]

LTCG 10%

[@sandipbansod1629]

Hm q na Direct equity me kare

[@MoneyRide]

vo sabse best hai agar apko knowledge hai

[@user-kj2pl7vf1w]

Hi

[@MoneyRide]

hi

[@chinaLuckyTown]

5 years bad ye bank hi na rahi to .?khavi vi ut sakta hai

[@MoneyRide]

5 saal baad SBI nahi hoga???

[@aashiq6411]

😂😂😂​@@MoneyRide

[@mohammednisar7270]

kaise chalo kare or khan se

[@gauravladda5860]

Pls proof 4 lakh har mhine 10000 niklna aur 10 saal baad 25 lakh

[@Gamer-uv2jb]

Bhai ye kon sa calculator use kar rahe ho sab ulta ho raha hai

[@MoneyRide]

Groww SWP calculator

[@sandy69420]

Is SBI ROI is Fixed???? At 14%

[@MoneyRide]

No...in market linked investments return is never fixed...but if you see the data mutual funds usually gives 14% in long run

[@sandy69420]

@@MoneyRide So sir is there any scheme or fund which gives Fixed return of 10% and Have SWP plan??

[@MoneyRide]

No...you can get 11-12% fixed return in P2P Lending...but that's too risky...much more than mutual funds

[@Mr_INDIA911]

टैक्स कितना लगता है withdrwal पे

[@MoneyRide]

10% ltcg

[@govindkarki7489]

Scam ka nam batao😊

[@manuvisen2651]

Sir stock sip pe kuch details bata dijie❤

[@MoneyRide]

kzbin.info/www/bejne/e3jYn6Rqith1gK8

[@dineshgupta771]

BANK me yah skeam nhi hai

[@MoneyRide]

Sir ye bank ki nahi SBI mutual fund hai

[@prajaktaawhad8864]

Invest karne ke 1saal baad swp kare means?

[@Spreadlovenothate89]

Lumpsum deposit karne ke baad 1 saal paise ko fund mai chorna hai... Next year se SWP activate karna hai...

[@bains.bharat-1973]

​@@Spreadlovenothate89😢😂

[@MoneyRide]

1 saal bad isliye kyuki 1 saal se pehle exit load lagta hai..isliye lumpsum karne k ya existing mutual fund mein swp 1 saal k baad he start karni chaiye

[@nandkishorekhatik8871]

14%kha.se.ayega

[@MoneyRide]

Sir 14% on average mutual fund dedete hai in long term

[@nature1life347]

Grow se karna aata nehi bhai bank se hi karna parega laag raha hai..

[@MoneyRide]

Sir bank se koi relation nahi hai iska..apko online broker se karna parega ya ap sbi mutual fund k office bhi ja sakte hai

[@user-sz5fl5tu1z]

Sib office kaha पर है

[@yuvrajbharadwaj2156]

ISME TDS% TO KATTA HOGA SIR 😮😮

[@MoneyRide]

No TDS on SWP

[@darshansamdani2689]

Bhai bank agar dub Gaya to kya karneka 😂

[@MoneyRide]

Bhai SEBI security deta hai...bank gayab hone se pehle apke pas apke pas ajaenge

[@atulkumar-xr2vg]

Sir Mujhe every month 10k ka sip karna h , kaise karu

[@MoneyRide]

Sir agar ap beginner hai to start humesha NIFTY50 index fund se kare...aur sara amount ek fund mein na invest kare...ap isko 3 parts mein divide kar sakte hai..jaise index funds, flexicap funds & one other fund

[@vipanguleria7546]

8500 मतलव खट्टा खट खट्टा खट खट्टा खट 🤣🤣

[@JitendraKumar-rq3vw]

100000 ka kitna dega

[@rajendrakumarnaidu6241]

mere pas diposit do 1 lack 1 week k 4000rs dunga...monday k morning ko do satarday k shamko vapis 104000rs...mahine k 16000rs❤❤❤

[@drparveenkumar3874]

Ap bat koi krte ho pahunch Kahi aur jate ho 🤔

[@MoneyRide]

Sorry sir 😥

[@Uattamyadav-nh4gc]

Ha ha 100 saal kar lo😂😂😂😂😂

[@NIK99T]

Kitna risk hai

[@MoneyRide]

Risk to mutual funds & stocks mein hota he hai..lekin long term mein profit he hota hai

[@nikunjadixit2379]

Tu Banda janichu

[@sunilgupta-mr4ye]

Fake hai

[@aawranurjafoundation4894]

20 हजार मेरे से lo

[@SubhashChander-gu1yd]

False information, swp don't offers any money at the end. Because fund /investment and earning are redeemed together. 😉😉

[@MoneyRide]

INCORRECT INFORMATION.....

[@Davinder-cl7kl]

Bakwas

[@user-rb1ru5lu1u]

Fake

[@bejindersinghgrewal6866]

Bakbas

[@KamalSaxena]

8500 का SWP मैं भी खोल लूंगा बस राहुल गांधी भेजना शुरू करे खटाखट खटाखट

[@MoneyRide]

😀

[@CheerfulMountainLandscap-gk8pn]

SIP bol bhai 😊

[@KamalSaxena]

@@MoneyRide SWP is much better than SIP

[@programmerscorner450]

1000 saal karne pe kitna milega

[@nandkishorekhatik8871]

Juta.wada.nhi.kare Hkikat.batawo

[@chap7601]

Sir apna mobile no bhejna please

[@MoneyRide]

Sir apne jo puchna hai yahi puch sakte hai

[@mrkishuedits9127]

Bhai ji Koi loan Nahin de raha sab bakwas karte hain aap bhi bakwas kar rahe ho mujhe 3 lakh ka loan dilva do aap meri help kar do to main aapko Maloom Kya Karun Aapka Channel bhi scrap kar dunga main aapki video bhi Roj dekhunga Sabko bhi dikhaunga help karo Matra 3 lakh rupaye kilo❤ Radhe Shri Radhe

[@user-rw8bo1zf4y]

Hi Sir, Tried to reach you regarding Business Collaboration with Angel One. Kindly share your email id for future communication.

[@MoneyRide]

Email id is in about section

[@naiyyeralam4693]

Capital amount effect ed