Honest analysis, better if give a comparsion among 3 pension plans of LICI.
@Ashutoshkumar-tm4kn10 ай бұрын
Sir iss me option 10. Or 11 wale me nomani ko life time penshan milegyi ya ak baar hi sab paise mil jaayega kyu...?
@MerwanGurjar-j8f8 ай бұрын
Sir aap lic policy k baare mai bahut achhi jankari dete ho thanks
@vandanachadha835111 ай бұрын
Thank you for ur effort to make U tube. I appreciate it is so clear and BEST PART u conclude very well, which I have not seen in other videos
@MoneyUpay11 ай бұрын
Glad it was helpful!
@kdavidkoch-raj73393 ай бұрын
Excellent introductions... Sir, thanks. 6 years ke baad pension le sokte hain kya... Sir, please
@pradipsoni636211 ай бұрын
lic jivan dara 872 Kay texbal hoga ya nani pllzzz aansar muje Lena he
@constantk543911 ай бұрын
premium upto 5 lacs and whole maturity amount is non taxable
@bablusingha37962 ай бұрын
Sir you did not mention of insurance benefits?
@haripriyalearn-n-earn28866 ай бұрын
interest rates thik se explain hi nai kiye he link me. same with other jeevan akshay n saral pension plans. clear idea hi nai ata ki kitna pension ayega atleast calculator facility shud be provided. also what about existing customer incentive, online purchase incentive ?
@AmitKumarSingh-uj8ui5 ай бұрын
CAGR / IRR for this plan is aprox 6.5%. If you include GST then about 6%.
@ahmedshaik.34643 ай бұрын
Good explained
@pankajlata995911 ай бұрын
Jeewan umang or Jeewan labh k leye ek achha sa video banye jisme paid up and other terms define ho ske
@IndiraMadhak7 ай бұрын
Ek 3o sal ki vykti ko varsik 120000 pension joti hoy 15 sal pachhi levu hoy to ketla rokva pade
@sandeepmm316611 ай бұрын
worth to watch keep going. which one do you prefer LIC Jeevan Dhara 2 or Jeevan Utsav? kindly advice
@kamaljeetsingh-ih1kk7 ай бұрын
Well explained sir. Thank you. Can you please clarify what is the payout to nominee in case of mishappening with policy holder during deferment period. Also, please clarify the same for Jeevan Shanti plan.
@deepakbalachandran78829 ай бұрын
when comparing with swp and single life which one gives good results
@neekitacolge845410 ай бұрын
Very well explained.60 age me konasa plan hai monthly income ke liya as a senior citizen retiring after privet job please pakka batana...thank you so so much..Namaskar beta
@ansarihussain7080Ай бұрын
Good rai
@manojtalreja570211 ай бұрын
Can we change annuity option after deferment period?
@manojnegi470311 ай бұрын
Please sir 5 se 15 saal ke teniur pr monthly payment pr kon se (Jeevan umang, Jeevan utsav, Jeevan dhara2,) policy best h. Jis m high interest ki pension .death cover. Matury pr thik sa amount mile.
@chichikumar143610 ай бұрын
Contact to me Sir I will explain you
@upendedpatel95996 ай бұрын
LIC ka jeevan dhara-2 plan house wife ke liye purchase karsakte hai
@seamansubhamgiri29336 ай бұрын
Mera age 25 h jeevan dhara 2 policy start krni h yearly payment kitna lagega ....sir
@mrinalkantisaha22663 ай бұрын
Investment of Rs100000 how much will get per month?
@RanajitkumarDutta-u5s11 ай бұрын
How much pension will be return of premium ₹ 5000 per month for 5 yrs
@constantk543911 ай бұрын
depends on deferment period
@somanathakurupn52246 ай бұрын
Dear sir,PL tell me that I like deposit RS 230000 one time, Then which amount to be get after 15 years as monthly pension
@PremchandyadavPremyadav10 ай бұрын
❤best rjnis ji
@happyheartandhappymind10 ай бұрын
Well explained Sir
@nitinsgawai11 ай бұрын
Very nicely explained, examples were clearly explained
@MoneyUpay11 ай бұрын
Thank u
@विनायकुमार202011 ай бұрын
भारत सरकार की ऐसी व्यवस्था है कि किसी भी तरह से आप कोई भी FD करें या कुछ भी कर लें 🤷👌👌💯💯 मिडिल फैमिली किसी भी बैंक पोस्ट ऑफिस या फिर LIC में इन्वेस्ट करके ज्यादा बेहतर पैसे बना ही नहीं सकते हैं 🥰🥰
@FutureLifeAdvisor68111 ай бұрын
Bank FD me Risk cover milta he kiya. Konsi bank 1 emi ya premium bharne ke baad agar invest karnewale ki death hoti he to pura Sum insured Deti he kiya ? FD ke rate ki guarantee he kiya ki wo change nahi hoga ? Lekin lIC ki garanteed he.
@shouvikroy232011 ай бұрын
Why shud people invest in Guaranteed income policy(LIC)? (For those people who told that LIC policy not make us rich, FYI life insurance policy is not about getting rich it's all about guarantee & goal achievement) 👉 Because it gives you a guaranteed cash flow for whole life (10%) or 5.5% of compound growth,without any monitoring in any situations for your golden years & it's help u to avoid financial volatility.select it as debt investment.(Bank/ppf rate of interest is constantly decrease, in that case 5.5% of compounding interest is good) LIC is reinsurance industry,also Gov. of India assured 'Sovereign Guarantee'. It means u get double security. No other financial products/institution give u this kind of benifits till 100 years. Some % of ur investable mony in ur portfolio should be illiquid,which hlp u to achieve financial goals without any volatility & monitoring in ur golden years. Fr wealth creation equity, Crypto, property, gold....Etc.
@exsise5 ай бұрын
प्रीति माता जी आपको प्रणाम 🙏 आपने एकदम सही लिखा है माता जी, आपको धन्यवाद।
@kale4505 ай бұрын
ये सब लोगो को लूटने के तरीके है, जब देने का समय आएगा तब तक सब गायब हो जाएंगे----'
@shravrathod2 ай бұрын
😅😅😅@@exsise
@PramodSingh-k1u5 ай бұрын
Sab bacchon ka sabse badhiya plan kaun sa hai usko thoda samjhaie ga
In case of lumpsum investment, from your illustration table, for joint life pension after 1 yr, whether both members will get Rs.32,200/ separately??. That is return = 2x32,200/??
@kazimalirizvi4054 ай бұрын
No. After first person death than second joint life person vil get Pension n than on second joint life death than d Nominee vil get the remaining amount n the policy is closed as final settlement of the claim.
@abubakkar989011 ай бұрын
What is the tax benefits of this policy.i mean after death of both for joint pension, the money received by nominee will taxable or tax free?
@MoneyUpay11 ай бұрын
Tax free
@craftcreation197011 ай бұрын
अगर policy holder की दूसरे ही साल मे death हो जाती है तो jointlife को क्या क्या मिलेगा...capital refund with pension का ऑप्शन है क्या??
@constantk543911 ай бұрын
yes joint life will get same benefits of annuity and later nominee will get risk cover lumsum amount
@HarpreetKaur-g9r11 ай бұрын
Sir sabse best policy plan kon sa hai pl tell
@jitendrakumar-rn9gx11 ай бұрын
Jeevan umang945
@ishansharma50018 ай бұрын
Sir ji I am your big fan 🙏 Pls Guide me..Jeevan Umang policy lene ke par kya shadi hone ke baad mein wife ko nominee add kar sakta hu.. kunki meine Starting mein koi nominee select nahi kiya hai..reply pls sir🙏
@surabhimalji86172 ай бұрын
Yes you can change nominee after completing 1 year
@amitprafulla24479 ай бұрын
Option 1 and 8 me yadi buyer jald ya jaldi jaldi hee chala gaya toh mamla garbar hai.
@sanjitsinghchandel776611 ай бұрын
Very nice
@patelrl312911 ай бұрын
Sir HDFC bank ka best' pention plan btao please.
@arunjha785711 ай бұрын
Very nice.
@drawingstudiosrk723610 ай бұрын
Best hai sir
@KSgj172311 ай бұрын
Nice explanation..sir i have 50 lak and now my age is 38.. i want 2 lak permonth after 15 years ( age 53) as of my retirement plan .which policy to opt.
@jitendrakumar-rn9gx11 ай бұрын
You pay 50 lac one time and you can get after 18 years 1.5 crore
@jitendrakumar-rn9gx11 ай бұрын
In LIC plan Dhan vradhi 869
@sudhanghosh637211 ай бұрын
Minimum amt kitney regular basis
@vandanachadha835111 ай бұрын
Sudha ji u can contact me for taking policy... Thanks
@विनायकुमार202011 ай бұрын
इससे अच्छा तो पोस्ट ऑफिस की NSC में एकमुश्त पैसे जमा करते हुए पंद्रह साल बीत जाने के बाद ज्यादा बेहतर पैसे प्राप्त होंगे 💯💯👌👌🤷Compunding की वजह से
@gajendrarai47097 ай бұрын
lic मे ज्यादा है
@digambarjog41725 ай бұрын
nsc me paise vapas milne hetu intajar karna padata hi kamsekam 1/2 sal
Those who r not interested in LIC means they don't know what is LIC and what for these policies...First of all this is not FD, THIS IS INSURANCE...
@5bqhjrrrm53011 ай бұрын
देखो, बंदे के साथ 2 चीजें होंगी। या तो जीयेगा या मरेगा। तो जीने के वक्त के लिए तो वो बहुत सारी सेविंग करता है, पर इन केस उसे कुछ हो जाए तो पीछे कुछ बैकअप के लिए ही एलआईसी होती है। क्योंकि जिंदगी का कभी कोई भरोसा नहीं होता! पर लोग एलआईसी को भी कमाई का जरिया समझने लगते हैं। हालांकि अब एलआईसी ने भी ऐसी अच्छी पेंशन स्कीम्स देनी शुरू कर दी हैं, जिससे की अगर आप बुढ़ापे में आते हो तो कुछ न कुछ महीने का खर्चा पानी मिल जाए।
@pratapmaybhate318011 ай бұрын
Best
@LalitJain-hz8eq6 ай бұрын
सर आपने 15 साल के बाद 19% मान रहे है लेकिन 15 साल में 5 के 15 लाख हो जायेगे तब हमें 19% पर कितना मिलेगा 285000 लेकिन lic कितना देगी 95000 लगभग तो ये तो घाटे का सौदा हुआ
@SangeetaThakur73511 ай бұрын
यह प्लान इन्कमटैक्स के काम आयेगा? आयेगा तो कब तक?🙏🙏
@constantk543911 ай бұрын
no tax on premium and on maturity amount
@geoacn11 ай бұрын
15 saal wait karne par 5L bhi toh badh jayega...even at FD it will be more thab double so le deke returns 6-7% hi aana hai...this is all to make people fools...just invest in large cap mutual funds abd go for SWP...you will easily get 8-10% returns and can withdraw 5% and the money will also grow to take care of inflation
@somnathkarmakar646611 ай бұрын
4 option explain kor lete to achcha hota
@malaymajudar884328 күн бұрын
Mutual fund best
@srinivass.v.k890311 ай бұрын
If Surrender after two year then will get back my paid amount
@viralkubavat11 ай бұрын
👌🏻✨👍🏻
@WINNING-ATTITUDE.2 ай бұрын
Fd karwa do 8.5yrs me 100% hota 17years me 20lakh ho jaega 7.5% Fd interest 14000 mil jaega
@sajanraju137811 ай бұрын
Allow people to own a pension plan and let them recive it as a passive income.No other saving ensures it,especially after 2016.You video people hide what is happening in economy.Mutual fund sponsered programme
@pratham198110 ай бұрын
agar aap padenge to samajh jayenge to fir hum hi padh lenge apki adhi adhuri jaankari bekar hai sir mat banaya karo aise video
@kamalkaushal18168 ай бұрын
अगर कोई व्यक्ति आरएस 15 लाख इनवेस्ट करता है तो आपके अंदाज में कितना पेंशन मिल सकती है
@richacool-r9w11 ай бұрын
👏
@drawingstudiosrk723610 ай бұрын
Meri Umar 20sal hai agar me 1000000 15 year investment karta hu to mujhe life time pension milengi Lekin mere nahi rahen ke bad wo 100000 mere nomination ko wapas milenge
@puneetgupta028310 ай бұрын
Yes
@davidpadan291511 ай бұрын
🎉🎉🎉🎉
@shravankuchankar921011 ай бұрын
Pension plan kbhi nhi Lena chahiye Bhai...
@AniGreed10 ай бұрын
Kuuu
@sandstone385810 ай бұрын
one time investment 10 lakh 15 saal baad 10lakh X 6.4% =25lakh ke kareeb ho jayega us ke baad 25lakh ka 6.45% 1630000 😂😂😂
@subhashisdas17842 ай бұрын
Policy has been withdrawn by lic
@kewalkhattar496016 күн бұрын
खोपड़ी खराब,खुद की वीडियों खुद भी देखा करो,20मिनट की वीडियों पांच मिनट में सिमट सकती थी ।
@nandanfinance8 ай бұрын
boring vedio banaya apne, interest nahi mila
@PURANSINGH-v6f2 ай бұрын
Lic pay less
@devramgodase759910 ай бұрын
Easy.presention
@pranabkumarbasu48056 ай бұрын
kuchhbhi scheme.kore lic.aaj tak.jhut chhor.k.public ko.aachhya nehi.kiya. agent sab dhoka dete hey.challenge.karta hu
@prashantkakade606611 ай бұрын
Bhai annuity rate to thik se calculate Karo !! 19% LOL 😅 😂
@sapnajha622611 ай бұрын
👌👌👌👌
@tapastube443911 ай бұрын
Lic vikhari banlaka lia sahi hai
@shashivarun22529 ай бұрын
LIC bette plan
@jagdishthakur76695 ай бұрын
MF is good
@deepakawasthi129011 ай бұрын
छोटा video बनाया करे, आप तो फालतू की बात करते रहते हैं
@reshmibanerjee43929 ай бұрын
Faltu kotha zyada
@mrram64511 ай бұрын
Bakvas samjhaya
@tapastube443911 ай бұрын
Please not promot lic. Because best for you .not for public