LIC Jeevan Dhara 2 Returns Calculation | जीवन धारा 872 | New Pension Plan | Every Paisa Matters

[@EveryPaisaMatters]

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[@NeerajKumar-qd7yu]

Based on the sales data and customer feedback, it seems that option 2 is the most popular and highly recommended choice among all the available options.

[@prameetchand]

इसी तरह का pension plan hona चाहिये जिससे 50%पेंशन फिक्स kar le baki ke penaion के लिए other इंस्ट्रूमेंट me invest kar सकते है। outstanding plan

[@Find_yourself789]

Brother NPS rebalancing video bnao please ...aapko right pr jab market me euphoria ho rebalancing ka video bnana chahiye....🙏🙏 As every paisa matters😊

[@sanjaywani2981]

Very good and simply explained

[@prameetchand]

Very nice plan for investiing for pension from young age ।।

[@prasadt9222]

Best video. confusion tha is plan ke bareme lekin ye video dekhkar thoda kam ho gaya. Please make more videos on this plan.

[@mangalsingrajput6225]

Sir..Nicely explained..👌👌 Plz guide whether Umang is better or Dhara -2 for my son of 21 Yrs Age... I think Umang is better becoz there is provision to get big lump sum cash value on surrender of policy as per our need in future after PPT & this cash value will be growing every year till surrender. Secondly, amount coming to our A/C is yearly 8% of SA which is taxable, but amount yearly going to accumulate cash value will not come in our bank A/C which is so non-taxable every year but will recieve as big lump sum when we need ie as per our choice when to surrender. These 2 feature not available in Dhara -2 OR Utsav as whole amount of SB will come in our Bank A/C, so its taxable & also will be easily expended & So big lump sum cash value will not be created as in Umsng..! Right OR Not..? Plz guide as I m in confusion whether to take Umang or Dhara -2 for my son of 21 Years..? Eagerly waiting ur reply. :- Rajput MS, Nasik

[@vicky4934]

Umang is best

[@07jaydeepakabari47]

Sir. I am working in lic as a developer officer... To address your questions jeevan Umang is better plan for your son... And you mentioned that 8% S.A. is taxable but to aware you none of the yearly returns or the maturity benefits under jeevan umang is taxable....

[@mangalsingrajput6225]

@@07jaydeepakabari47 :- Thanx..🙏

[@biswajitsatpathy6506]

Amit,I want to know about LIC SIIP Plan..I have already taken this plan 6 months ago..Is it a good plan or not?

[@lalbahadursingh2895]

Good Jada explain Kiya jay

[@prashanthambati5226]

So option 2 looks better right. Can we do one time payment to this instead of every year.

[@sonuTej]

Explained very well. But I didn't like the returns. Same or less than bank interest. If you do FD of 10 years of the same amount and opt for interest payable annually, it will result in the same earnings. Plus no fuss by nominee to reach out lic for claiming death benefits. Renew your FD every 10 years till you survive .

[@sonuTej]

Today SBI FD rate for Sr citizen is 7.5% for 10 years and for other 6.5%. one can book FD for 10 years and opt for monthly interest payment is much better option as on today

[@kirtansagar5097]

Isme surrender karne se pura Purchase price nikal sakten hen kya ? In case of single premium

[@paiyaji9885]

Excellent 👍

[@mangalsingrajput6225]

Sir nicely explained..Thanx. 🙏🙏 .plz share link of ur U-tube 3 video of - (1) Jivan Umang (2) Jivan Utsav (3) Comparison of Umang & Utsav

[@EveryPaisaMatters]

You can search like this on KZbin app - Jeevan Utsav Every Paisa Matters

[@mangalsingrajput6225]

Sir...not found...plz send links

[@kartikeymishra522]

Jo returns milega, usme TAX katega ?if Any hidden deduction , please explain it !🙏

[@NeerajKumar-qd7yu]

Plz refer 10 10 (d). Tax rules are changed with time.

[@ashwanikataria9590]

Nice Vedio Sir Very knowledgeable

[@biplabkumarhazra7033]

Is there any effect of age on premium or benefit

[@manojjha16]

❤ very nice information

[@JaspalSingh-jn2lz]

From 76 age to 79 age, the return amount should be 248640 as 5% of premium is also received. Please correct the sheet.

[@EveryPaisaMatters]

Agreed. Thanks for pointing out.

[@C02754]

Very nice thank you

[@bhaveshsing3101]

Nice video

[@clearfinance75]

Sir isme to inflation bhi beat ni ho payegi kya value hogi pension ki us time videos ap samjate Acha ho pls sir ek details video swp pe bnaiye with excel sheet .❤

[@nehakhanapurkar2231]

Sir ye pension plan hai, isme Guaranteed , fixed amount lifelong milti hai.Returns tax free hote hai.Mutual Funds, PPF, Gold ETF ke sath guarannteed pension plan main invest karna important hai.Covid jaise time main jab market crash kiya tha 7 mahine, tab lic ne customers ko fixed pension continue diya tha.

[@ayaanshukla1413]

Inflation k hijab se to gov salary na de Parai sabse badhiya market me satta Lagao or inflation beat ho jayega 😊

[@Anjali_g]

@@nehakhanapurkar2231 mutual funds me kaise invest Krna hota hai? Ye kaise pata chlta hai konsa lic plan lena chahiye?

[@sanjayamohanty5764]

Kon sa option lene se acha hoga bolo

[@modernhr2315]

Sir does on PPF have any charges like NPS? Is it right to invest PPF through SBI and NPS through Post Office?

[@goshaminator]

No charges on ppf and yes you can open nps anywhere

[@manojjha16]

Weldone

[@ClearCUTsupershorts-ty]

Gud pln

[@ephilosophy6127]

Is return is taxable

[@nehakhanapurkar2231]

Bhaiyya, Insurance policy main IRR nikalna bad idea hai. Jyada IRR ke liye dusre investment vehicles chahiye. Never put all eggs In one basket.

[@lokeshshahare1213]

sir can you please share excel sheet shown in video

[@sandeepmm3166]

option 4 is the best return

[@pankaj8709]

What about options 10 and 11

[@YedaGogo]

If the defferent is 15 yrs then how come the person gets pension from 61 age. It should be after 75 right. As the party deposited last regular premium on 59. And i guess the minimum defferment time is 5 years for regular premium options. I m confused if you have made some mistake or i m mistaking something

[@EveryPaisaMatters]

In this plan, accumulation phase is equal to deferment phase. Please see my prior video to understand how this plan works.

[@koustavpaul1999]

I am also lic agent

[@mukesh-o6n5i]

I am 21 year old Can i starts this plan Please comment

[@akshaykr6061]

Yess

[@akshaykr6061]

Contact me for taking the plan

[@shalukumari22001]

Yes

[@shalukumari22001]

Yes you are eligible , contact us

[@adverteradverter20]

if you are 21 year old you must investment in mutual funds , gold etf , atal pension Yojana and nps . Don't trap on this LIC return is very low.

[@pratik2955]

Could not find this excel sheet on your website

[@EveryPaisaMatters]

It will be released on 2000 likes....i said that in video.

[@koustavpaul1999]

2 or 4

[@prakashpandey8192]

Plan not clear, kichri hai. Clear ho best hai

[@EveryPaisaMatters]

What do you expect from a plan which has 11 options?

[@ranjanscoutmaster7387]

2

[@ayaanshukla1413]

AAP galat Bata rahe agar 1st st case me admi 63 me mara to paisa dub jayega aap check karo

[@gamerarea5104]

Lic sabse bekr hai . Mujhe policy surrender krna tha me branch me submit kar diya per branch balo ne document kho dia . 1 year ho gya na branch help kr raha na coustomer care sab scam h

[@vikaschander7643]

It's very unfortunate but I would like to bring your attention that many cases who has lost their documents at home some where also claimed and received the payment on time. Please contact to LIC worker ( Agent).

[@kalpanadalvi9610]

@@vikaschander7643 yes

[@Super_Agent_friend]

You can contact Branch Head or Division office for support

[@gamerarea5104]

Isse badiya MF kr lo

[@rahulrathore3600]

Waste plan

[@Santhosh_setty]

100% useless

[@tadongtaga1470]

Bakwas hai 😂

[@Santhosh_setty]

100% useless

[@rakeshsatyadeo7090]

Bogus

[@sanjeevkumar-zs4nj]

2