LIC Jeevan Utsav 2023 | TRUTH of 10% Returns Plan | New LIC Policy 871 | Every Paisa Matters

[@EveryPaisaMatters]

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[@UniversalVista]

In 1990 Lic used to give a lifetime guarantee of 12% while banks used to give 14% to 15% Now those Invested at that time are still getting 12 % while the bank is giving 6%. Just imagine this plan guaranteed 6% IRR after say 20 yrs when rate of Interest will be 2% or 3% or even less

[@tradingwizard562]

Absolutely 💯.

[@roysonmonteiro6213]

10% return on sumassure.... Now 5 % or 6.5% looks normal but when repo rate reduced then bank rate less than 3% in future...

[@nayyannthakker1381]

I sincerely appreciate your inputs but Have you ever calculated any other Pvt Companies products ? Infect you should give a comparison of all companies product that will definitely help everyone...

[@brajeshkumar9885]

Catch the ear by any method it will be same result means choose any policy return will be around 6% only.

[@dillards99]

6.4% Tax Free lena better hai in Option 2....India jaise jaise develop FD rates RD rates kam hongi...Upto 5 lakhs Premium wala policy will be very useful...Sec 10 D d ...tax free returns.

[@amodhsaxena6103]

Tax free in 80 C . What if your 1.5 L for 80 C is already crossed. Phir toh taxable ho gya so no difference

[@monojitsaha2319]

Best plan for a Child below 5 years. All ready done for my nephew age 1.5 year

[@sudhirgupta2007]

I must say @EveryPaisaMatters Mr. Amit, this is first time I have seen a video wherein the presenter has explained things in such simple way and have covered all possible details

[@rishinanda2820]

LIC has relaunched the Plan Jeevan Umang Table no 745 on 1st Oct 2024. Kindly make a video with calculation of IRR with 2 examples- If I purchase a policy for Child aged 4 years with Premium Paying Term (PPT) of 30 years. And If I purchase a policy for Child aged 5 Years with Premium Paying Teem (PPT) of 25 Years.

[@shuklaanugrah88]

Even if IRR is 6% .Keep one thing in mind , other financial investment avenues may not sustain rate of interest they are offering today .with guara teed element,LIC will give this interest whole life guaranteed.

[@arj1165]

Itna bada duration hai , aakpa interest rates b toh upar Jaa sakte hai. Aaj k date mein it is 8% , 2 saal pehle 6% pe fd hoti thi. Aap aaj h lock karke baith jaoge, who knows rates 12 % chale jae. And in any case the plan is too long and IRR 6.5 % h aa raha hai. Does it make sense such long term plan. I guess gauranteed endowment plans make more sense than these wholelife plans..

[@shuklaanugrah88]

We must keep in mind that interest will decline by the time . Current increased interest rate is to control inflation .

[@naveens6668]

True

[@ramsarupvij7643]

Maturity not in plan... Withdrawal time surrender factor act... Then what rate of intrest

[@mahesh84]

useless scheme ..

[@dhirajpatole1428]

Tnx sir muze policy ajent mothly 50hajar bol rha tha 5 lakhs pe but aapka vdo dekhne ke bad samja yearly paise 💷 milenge

[@ramsarupvij7643]

जितना स्पष्ट आप ने कहा। धन्यवाद

[@sunitarawal1225]

easily bolte hai ki 6 or 7% IRR milega....lekin sikke ki dono baju dekhni chahiye... Insaan ke lambe jine and jaldi marne ke dono chances hai.. sirf 1 ya 2 premium bharne ke baad agar Death hoti hai to bhi LIc ko 2 premium ke saamne policyholder ko 1080000 dena hota hai.. Uska IRR bhi considere karna chahiye...

[@EveryPaisaMatters]

LIC Agents will HATE this video | LIC Jeevan Utsav Plan Returns Calculator | Every Paisa Matters kzbin.info/www/bejne/mmmzqXholMSVhNU

[@space_20]

kuchh nahi bhai ye banda private company ko jyada support kr raha hai Usi ke plan ko promote krta hai comments me Jeevan umang or jeevan utsav or sare plan best hai Private company ka kon sa Bharosa hai ?? Comment delete mat kr dena lol😅😅

[@rupeshthakare8145]

Aaj kal to market me kuch bhi badaakar bolake loot lete hai..maine yesterday ko hii lic jeevan utsav plan liya hai.... return kitna milega isase jyada to guarantee Jo lic deti hai wah koi aur nhi detaa...lic me paisa means government khud jimmedari leti hai

[@mariyarajan9418]

Single scheme (1 time) payment option hai kyaa?

[@Your_best_investment]

Try pension plan

[@priyanshu_6498]

I would appreciate if you could share the excel sheet with calculations. It was a very informative video. Infact, an eye opener. Thank you.

[@ajendrasainghjat9420]

10% सही नहीं है क्योंकि बीमा राशि से अधिक प्रीमियम की राशि है और 3 साल का व्याज नहीं से रहे हैं 6 से 7 % ही है

[@Stoicbanda]

Sir mne 15 year ka time le liya but usko 8 y Karna chahata hu .. please help 🙏🙏kya ye possible h ?

[@vabzism]

65 years nahi milta sir. Age 35 liya hai toh 10 years premium pay karta hai user, 3 years cooling off period, now the user is 48. So 100-48 is 52 years. Correct me if I have erred.

[@SAARTHAKDUDEJA]

you are correct

[@AkashKumar-jb6jw]

Post office se aacha kuch nhi Td lo 7.25% pe aur tb compounding ka power dekho

[@KailashChand-tk9em]

Es plan me nomanee badal sakte h ki nahi

[@Your_best_investment]

Good

[@HimanshuKumar-bh5cy]

LIC has zero customer service. Aap 25 years tak paise dete raho aur phir milne ke time LIC wale aapko pareshaan karenge. Agar aapke paas free ka time hai aur baar lic office visit kar sakte ho toh fir lic poilcy lein.

[@arvindharitas8488]

Res. Sir, Kindly upload a new video on L. I. C Jeevan dhara plan and explain the rate of return in different Scenario. Your Videos are always very knowledgeable..

[@EveryPaisaMatters]

Already uploaded 2 videos. U would not have subscribed and switched on Notifications. If subscribed, check subscriptions tab on KZbin

[@AB2017OCT]

*If someone Purchase this plan through online then will get 10% rebate in premium for whole premium paying term.*

[@kknewsonline7255]

after 13 yrs regular yearly payment its OK In between policy surrender option is available or not

[@Uttammukhopadhyaya]

Available.

[@AB2017OCT]

*Online purchase karne se har sal premium pe 10% rebate (muft) bhi milega*

[@ayushbhardwaj4140]

Please compare this with Max Life SWP Plan, just at a glance of your channel it looks like you are absolutely critical about LIC and not so much about Max Life and others.

[@EveryPaisaMatters]

Max Life SWP has an IRR upto 7% Comparison also coming soon, do Subscribe

[@rimos.r.2665]

LIC is far better than MAX if someone do fair comparison.. I will give multiple points why LIC's whole life plan is better than MAX whole life plan..

[@ajaysaxena650]

Lic mujhe aaj tak nahi samaj aayi 😅😅😅😅😅

[@amitkumardas5814]

Very nice knowledge I like your vedio because you analysis very joldi joldi....... You responded every one time......

[@piyushkm1]

@ every paisa matters I am not getting any information either on LIC website or any you tube about the tax implications on the regular income earned and the death benefits.. Would it be taxed as per individual tax slabs or exempted under Section 10 (10)D. Can you please elaborate on this. Thanks.

[@EveryPaisaMatters]

Watch this video - LIC Agents will HATE this video | LIC Jeevan Utsav Plan 2023 Returns Calculator| Every Paisa Matters kzbin.info/www/bejne/mmmzqXholMSVhNU

[@chotku]

If you want please contact me

[@bharatborana9302]

शानदार प्लान है

[@AbdulZakhmi]

12 लाख देने के बाद , 20 साल बाद हर साल 1 लाख यानी महीने का 8 हजार, 20 साल बाद 8 हजार की वैल्यू आज की अनुसार2 हजार की होगी, यानी आज सो समान आप दो हजार में खरीद तो हो वही सामान20 साल बाद 8 हजार की मिलेगी, दिमाग से सोचना, भूतिया मत बनो, पैसे जमा करो और प्रोपर्टी में इन्वेस्ट करो,

[@vibhavsrivastav4631]

Aapne death benifit kam btaye hai... Please check kariye dobara se

[@vishaldgandhi4960]

Dear take term plan and open RBI Direct account they provide 40 50 years FD, and some dose 50%SIP and 50% RBI Direct then one dose not need to buy this very very high commission product.

[@manojkumarbagadia6034]

Lic is best for only Risk and savings purpose sip, gold, land, is best

[@pranaydeshwar5069]

Is lic Umang better or utsav?

[@jaspreetsingh8797]

Vwry well explained 👏🏻 ❤

[@VikasGosain-ge4yj]

Meri matji ki age 48 hai unko family pension milti hi kya ye palan unko milsakta hai

[@warun28]

GA 4 PC NHI 40 RS PER THOUSAND 4 PC K LIE BASE PREMIUM PAYMENT HONA CHAHIE

[@rajraj-so7pd]

48th year ke baad suru hoga.. 35+13 agr 10 saal ka ho..

[@GAUTAMKUMAR-xe1pr]

60 age wale log esh policy ko le sakte hai?

[@myinsurance1267]

IRR in 10 years PPT plan is 5.84%

[@ranjeetsinghfuturelifeadvi9419]

Lic is best Paisa safe hai

[@dip1512]

Sir one more question is there any other plan available similar to this plan in market kindly provide information if possible 🙏🙏

[@EveryPaisaMatters]

There are better plans available in market - Max Life की Whole Life Income वाली स्कीम - Explained kzbin.info/www/bejne/lZC2aKualJp4h9k

[@Abhi-lq7qm]

@@EveryPaisaMatters how is it better??

[@vks6696]

I think plan of Max life can't be compared with this. Lic's plan is better as u hv both options either to reinvest money backs on ur own or allow LIC to compound that money. We hv seen power of compounding in PPF account earlier when there were not many options available.

[@EveryPaisaMatters]

@@vks6696 If you want money to compound, better let that stay in FD.

[@anishadhaka9997]

No for compounding ppf is better

[@kPatil-u5h]

apke video me jo excel sheet hai use kaise download kare

[@arjunv7205]

Why are you not considering age of 1 year or 2 year..?? Considering kids??? It would be 10% rite

[@Ramesh-yt1fw]

Sir what are income tax benefits in investment and return are taxable? Please reply

[@mahendrawaghmare7977]

Under section 80c 1.5 lakh tak section 80D for mediclaim 75000

[@TheArunbhardwaj09]

Sir Jeevan Labh policy ki details bataye please

[@AchalShukla-c9i]

Sir, Very well explained. I have question on Jivan Utsav Policy for Minor child. The 10% return received to the Child after 18 years of age is taxable? In Flexi plan the 75% amount of total cumulated amount is taxable to the child. I am thinking for this policy for my child ( age -3 years) is it good or not? Request to suggest me best LIC policy for my Child. Thanks

[@mithun28das]

Yes I also have the same question for my child , please reply sir

[@saikrishnaykiccha1799]

Waste of money choose other investment scheme rather than LIC

[@saikrishnaykiccha1799]

​@@mithun28daswaste of money only focus on inflation before investing In LIC

[@girishchaudhari8479]

Its not waste of money. People are fooled by mutual fund dealers for inflation. Most of sip investments are ceased(stopped) to pay after 2nd year. MF fool you by showing absolute returns. Returns must be calculated on CAGR basis. LIC GIVES YOU TAX FREE AND GUARENTEED RATES FOR LIFELONG. WHO ELSE CAN GUARENTEE YOU. DONT LISTEN TO HALF KNOWLEDGE FOOLS. I GOT J UTSAV 10 LAKH FOR MY DAUGHTER 24 YE OLD AND 24 LAKH J UMANG FOR 14 YR SON

[@ChandanKumar-ys1rm]

Don't buy any lic policy

[@bkv2777]

Sabse aacha anuty plan konsa

[@dharmendrakumar-fe2xv]

Lic se badhiya koi bhi plan nahi hai kyu ki Maan lete hai five ya six percent hi rate milega but return aur faimily securities kaun deta hai ye Jan heet me hai

[@laximikantnaik6201]

Sambhalo bhai. Don't fall prey as jeevan saral also was the same. Bakwaas plan. Jeevan saral was ATM plan. But as per promised, nothing happened. Please don't 🙏 fall prey...

[@deepakpatel1947]

Sir is sceme me policy Surrender karna he before death to maturity kitna milega .plz help me

[@publicenemy1415]

Sum assured with bonus. Rs 40 bonus for every rs 1000 invested.

[@a2z818]

Lic जानता को गरीब बनाके रखने मैं सबसे आहम भूमिका निभाते हैं,,, आमिर लोग उसी पैसे को दोगुना चरगुना करने के बारे मैं सोचते है और ग़रीबो को बस हर साल कुछ घर का खर्चा पानी चलाने का ज्ञान पेलते रहते है ,??

[@bharatbosamia8814]

@@a2z818 lic Lena sahi nahi hai? Fir

[@offersonelectronicitems6517]

How it comes 5.6 irr returns plz share me Excel sheet

[@manishmehta8651]

Compare with LIC Jeevan Shanti LIC Jeevan Utsav no maturity benefits LIC Jeevan Shanti Plan better than LIC Jeevan Utsav ?

[@bhupendramehta3546]

What about the compounded interest of all 13 years. Interest in India will never come down to 5% USA who was not giving any interest on saving has started giving 4%. And might increase in future. That's why Stock exchange is worried when ever there is meeting of FED😅

[@dipankundu22]

I want to waste my money by investing it into LIC 😅😂

[@dipankundu22]

@@vivekheer6369 looks like you are an LIC agent

[@GajanurGajanur]

Sir, does regular income benefit continues to nominee after death along with death benefit?

[@vijaykumarpandit2818]

No

[@rajeshexpowtr]

Bache ke naam pe lega aur baap ka term rider lagayega to e policy baap ka death hoga to auto me lic pay karthe rahega...bache ko life cover bhi rahega..income ...plus unka nominee ko pass on hoga...3 gen... Baap ka death huva to lic poora paisa bharega !!

[@chandraguptapadhan]

Sir provide link for the the excel sheet used

[@EveryPaisaMatters]

Its on paid basis. Message on whatsapp to get the same

[@dip1512]

Is compund interest is taxable or not? Kindly clarify 🙏

[@EveryPaisaMatters]

No

[@ashishbankar3774]

5.5% Taxable hai...10%of sum assured not taxable

[@EveryPaisaMatters]

Source?

[@ballooog]

No need to bother on this issue... Death claim is always taxfree

[@nehakhanapurkar2231]

​@@ashishbankar3774Only 5.5% interest amount is taxable, Not all annual return.Annual return except compound interest is TAXFREE.

[@SgExplainedBangla]

Which software you use to write over excel?

[@rahulthakur9260]

Very well explained ❤❤❤

[@GaneshDange-b4s]

Bot jabardast plan

[@kheduprasad]

Please calculate at child age...like if child age is 5 years old....then calculate actual returns....Its excellent for childrens.

[@EveryPaisaMatters]

You can ask your LIC agent to do that (which I am sure they wont do)

[@anishadhaka9997]

I think swp is better than this

[@EveryPaisaMatters]

@@anishadhaka9997 Focus on building a corpus and then you wont have to worry about this plan.

[@havaasha3325]

Great Plan

[@warun28]

100 age pe SA+GA MILEGA

[@arpanist]

Utsav plan is very nice😊

[@RAJESHShah-vo1hm]

Excellent knowledge 👌 Sir

[@sikandarpal8258]

Thanks!

[@UniversalVista]

Truth Of LIC Jeevan Utsav Plan _TAX FREE MATURITY_ *[(IMPORTANCE OF SECTION 10(10D)]* Tax-free returns can be significant as they allow you to keep more of your investment gains. By minimizing taxes on your returns, you can potentially increase your overall wealth and improve the efficiency of your investment strategy. However, the importance of tax-free returns depends on various factors, including your financial goals, tax bracket, and the specific investment vehicles you're considering. It's wise to consider both the pre-tax and after-tax returns when evaluating investment options.

[@SANTOSHKUMAR-uu9xj]

Matual fund isse 10× achha hai

[@sunitasunita2961]

JEEVAN UMANG POLICY FAR BETTER THAN JEEWAN UTSAV JEEWAN UMANG GIVE DOUBLE CAS VALUE AND DOUBLE RISK COVER DOUBLE ACCIDENT RISK COVER

[@tejasraval2372]

Plesse me provide excel file to calculate plan interest rate

[@OfficeFile-e8e]

Lic आपको प्लान दे सकती है ब्याज नहीं ब्याज तो 5 से 6प्रतिशत ही मिलेगा, बस कान गुमा के पकड़ने वाली बात है, सही कैलकुलेशन है आपकी

[@ramsarupvij7643]

सच कहा आप जी ने

[@a2z818]

आपकी बात १००% सही है ,,,lic ख़ुद आमिर होने के लिए प्लान बेचते हैं ,,, जानता आमिर करने के लिए नहीं,,,,

[@theoptimisticboy30]

@@a2z818 agr kisi ki ek he premium dene k baad death ho Jaye to us case mei lic usko 10 times deti hai ...vo bank mei fd b deta hai kya ??

[@pramodpatel2079]

Life time 5-6% return dene wala koi Plan bta dijiye

[@PankajJaiswal-mx4xd]

Insurance is for the welfare of people and their family insurance and return are different things first understand this then comment

[@kheduprasad]

calculate children age and the show actual returns....why you are calculating on higher ages....

[@EveryPaisaMatters]

If you watch complete video, you will get answer why I took those ages for calculations.

[@amitghosh9703]

100 saal ke baad 1cr ka value kya rahega??👎

[@starni30]

Itna chota likho ho ki kewal tumhi samjh rahe ho.....

[@mahuadeb]

Excellent benefits with complete safety with LIC OF INDIA

[@MohitSingh-vp3bj]

Sir plz reply If I buy this plan for my kid of age 7 years then it will be better or not?

[@EveryPaisaMatters]

Message on Whatsapp [phone]

[@aktour]

Very nice explanation 👌👌👌👌👌🙏🙏🙏🙏👍👍👍👍👍👍👍👍🙏🙏🙏👌👌👍👍👍👍🙏🙏🙏🙏

[@navnathpawar1127]

Great plan

[@QAnalysis]

Great information! thank you.

[@vidyak1423]

Lic assistant notification comes or not 😢😢

[@bhavneshparikh8283]

can you provide excel file with example?

[@kheduprasad]

I want to take it for my 5 year old son....please calculate on this age.....Please do not speculate.

[@EveryPaisaMatters]

You can ask your LIC agent to do that (which I am sure they wont do)

[@usermbmh431]

Warranty ke jamane me guarantee...

[@usermbmh431]

Send email id

[@JatinHingorani-jm3hc]

pls share this excel

[@Your_best_investment]

Contact me

[@rahul2315040]

LIC is the best and safest way of getting secured returns for future....

[@arvindpatyal7760]

Agent ho kya?

[@DancewithHimanii]

@@arvindpatyal7760 Agent nahi Boss ab Sabko pta hai ki LIC Best hai 😎

[@SatnamSingh-dw2fr]

Compare with Sbilife Life Time Saver plan

[@rohitnarwat]

Good Video NARWAL JI... LIC. KA PARDA FASSHHHH

[@ajendrasainghjat9420]

बीमा राशि से अधिक प्रीमियम ले रही है lic

[@anishadhaka9997]

Ppt jyada rakho premium kam aayega

[@babitaghosh8748]

Gst ka kya

[@EveryPaisaMatters]

GST laga ke return thodi aur kam ho jayegi. Expect around 5.5%

[@santoshdere8451]

Sir please comparison video sbi smart platina plus vs Lic Jeevan Utsav which is better

[@rsnprasanna235]

it is also the similar type of plan

[@saharemarket]

Chitatr gold khorid ke rakh lo

[@sourabhkuiya9998]

Sir can you pls review my PNB METLIFE Guranteed Future Plan... Will share policy document details also for analysis I haven't seen your video in which you have analysed PNB Metlife plans

[@EveryPaisaMatters]

Connect via Whatsapp details share in video.

[@uttamkumardas1473]

10% return tax free hai.

[@girishdave8136]

Aa policima tex lagshe khara

[@Edward4Plantagenet]

3:08 हे प्रभु, इसको तो maths करके explain करो। यही तो main point है।😅 मरने पर कितना, maths