LIC Jeevan Utsav 2023 Explained |10% Guarantee Return ఇస్తున్న LIC Jeevan Utsav Policy లో నిజం ఎంత?

[@MoneyPurse]

You can compare Term Insurance here 👉 bit.ly/46hsSJA You can compare Health Insurance here 👉 tinyurl.com/pgc9dcxc TELEGRAM: telegram.openinapp.co/money-purse

[@srikanth-sf3ng]

Sai gaaru... Suggest best index fund... please 😊

[@vijayababukasukurthi7474]

Sir, what is the plan selected in Policy bazar

[@crazycharan9814]

d

[@phanitekuru]

If you select and buy this plan that commission goes to MP Team.. without links no video will share... because they need money...

[@rajeshwarreddy9908]

Looks like Sai garu has missed two important points. 1. He is not aware that you can get 10% rebate on your premium if you take policy online. 2. Looks like he has not understood the importance of words - GARUNTEED RETURNS. Indian index funds providing 10% returns for next 65 years. Are you kidding me. Just to discuss. No other intention.

[@telugutubetalks]

LIC లో పాలసి తీసుకుంటే ఏది BEST POLICY సాయి గారు చెప్పండి కుదిరితే వీడియో చేయండి

[@srb-z6d]

jeevan labh

[@VijayaLakshmi-lu7bl]

Jeevan Umang

[@chenchukrishnamachari4868]

Sai garu goes into aggressive mode after IRR calculation 😄. Thanks for the efforts Sai garu.

[@aravindv770]

Sai garu, edaina plan explain chesinappudu full fledged ga explain cheste baguntadhi, 1st option gurinchi chepparu 2nd option flexi benefit, 5.5% compounding last varaku unte, dani IRR explain cheyaledhu , E policy term plan tho kakunda, annuity plan's tho compare cheste, e product unna annuity plans lo ela undi.... Andariki index funds, equity idea undav, ippudu unna generation, financial knowledge unnavalaki tappithey, andulonu proper ga ardam cheskovali, common people ki tagattu alochiste vallaki proper idea enti....

[@RAJESHMAMIDI-bu8fl]

Hi Anna .. Can u please explain LIC Jeevan Umang product..

[@manojsreepathi191]

Great video , thanks i have stopped my tata policy which has less IRR . Learned very much from this video

[@yoomr.whitee2841]

GOLDEN RULE - NEVER COMBINE INSURANCE AND INVESTMENT

[@MoneyPurse]

Very true

[@ca.sairam]

Insurance coverage is received for 50L....The illustration is to show how the excess premium paid can be used for investment. If I dont want to mix, then take only Term for 50L instead of this policy which is offering 10L for much higher amount

[@donimran8351]

​@@sreekanthk8772information chusa ke ga vachi dhi bro

[@sillas8639]

Very much agreed

[@sathvik6851]

Agreed people who make more income better to take term insurance and investment in mutual funds. But people have low income which they don’t get term policy they don’t have option need to go for lic policy… every product is good but we need to select which is right for us..

[@srujansanela5472]

Hi Anna, In the comparison which created corpus of 48cr till 99yrs we need to pay ippud unna situation lo appati dhaka earn cheyadam kastame ga, I think meer chesna comparison correct kadhu m o, as per LIC policy we need to pay only for 10yrs tarwatha antha earning a, meer comparison lo 99yrs pay chesthune undali payer meedha chala stress padthadhi Can you explain us the best comparative where we have to pay for only 10yrs and returns us more than 10% till we live and extra death benefit. E policy tho manam better way lo kuda use cheyochu, from our example every year 1lac vasthundho dhani mana needs ki ana use cheskovachu need ledhu ante dhani Index funds lo or manaki vache 1lac ni SIP ga convert chesna big corpus create aythadhi plus point nti ante e SIP pay cheyadanki manam job cheyadam avasaram ledhu LIC nunchi manaki vache 1lac payout tho kattukovach Correct me if I'm wrong anna

[@MoneyPurse]

In the calculation shown you will invest only for 10 years as it is in the policy. After that you don't have to pay anything from your pocket

[@srujansanela5472]

@@MoneyPurse Can you share the Excel file anna

[@saradhinv6811]

మీరు చెప్తున్న టర్మ్ ఇన్సూరెన్స్ లో ఉన్న exclusions ఎందుకు highlight చేయటంలేదు..

[@licsatish]

Sir meeru index funds antunnaru but please explain more where to invest exactly and what is the exact process, every one saying that invest in mutual funds but there are lot mutual funds and don't know where to invest exactly. Maybe this is the cause most of the customers are doing lic because they are just paying a fixed amount yearly at one place and the company simply telling that some bulk amount will get at the end of the policy tenure. So please suggest us about the mutual funds like reveal some company name . Thank you

[@shekarp458]

Sai garu Term insurance thesukovalante Compalusary 3 years Itr And degree kavaluntunnaru Kaman people yela thesukovali Shekar Hyderabad

[@seshasaipavankumarbhimavar6862]

SBI Mithra midha oka video cheyyandi??

[@m097]

Lic policy ni ala explain chesaroo Same alaney aa icici plan with document tho explain cheyandii Daanilo vunnavi anni andhariki thelusthayi kadha

[@psnsatyam4301]

Sir lic jeevan umang policy detailed explain cheigalara.

[@phanitekuru]

Iam from middle class family i dint trust share market i trust govt products only.. which help my family... Please please Don't compare investment products to share market..meku Dandam swami...

[@raginiindla7352]

Hi andi very informative video. Can you please share your views on LIC life umang policy also. Thanks

[@Soldier_AD]

It would be interesting to see this comparison with UMANG

[@rajeswararaothota5658]

🌹 చాలా ఉపయోగకరం.. మంచి అవగాహన కలిగించారు.. ధన్యవాదాలు🙏

[@Sandeesh_Srikantam]

Starting lo unna alert Telugu lo kuda ivvandi sir, because some might miss that English alert.

[@MoneyPurse]

Noted

[@bullip4]

Yes Good idea

[@khaleedmulla8027]

Baal amrit plan gurunchi pros and cons explain cheyyande sir

[@lsrconstructions2122]

Sir please explain about LIC jeevan umang policy please

[@vamshijarpula7369]

Chala baguntadhi plan

[@ratnaraosv]

Meru cheppe stockmarket fund high lo vunnappudu withdraw Cheste labam ala cheyyali ani andariki teleyadu.meru lic meda chesina 2 video లు lic image ni tagginchalevu.

[@srk7060]

Lic ki sovereign guarantee untundi whereas icici prudential or others ki sovereign guarantee undadu kada DICGC lantidi emaina untunda insurance sector lo……and moreover ……. Term life insurance claims are risky when compared to lic ani na feeling

[@nagusrinivas8500]

Of course you are right bro.. but Sai garu not suggested to take term insurance in private companies only.. and also said take same term policy LIC also.. I mean don't him wrongly as he covered all things in video..

[@NaaBadi988]

​@@nagusrinivas8500No sir, he is promoting private insurance companies. In every video he mentioned link related Policy Bazaar in description. When we click the link and after taking policy, he will earn Commission not only first year but also tenure period. So he is promoting private sector. LIC never tieup with corporate sector like policy bazar. కానీ ఒక్కటి గుర్తు పెట్టుకోండి. మన మంచి కోసం మాత్రమే చెప్తున్నారు అనుకోవడం చాలా పొరపాటు.. ఈ లోకంలో ప్రతి ఒక్కరు స్వార్థపరులే.

[@phanitekuru]

Super MP Team... You explained about Regular income...What About Flexi Income...? Why you not taking Hdfc Plan same like this plan...? Team policy As per eligibility they will give.. you don't fill IT RETURNS &not a company Salary...for them they not give term policy.. why you not thinking... Share market & mutual fund knowledge some people don't know how come you will tell...think middle class family...

[@ranibangaram]

Plz say which lic policy is best for parents

[@Dr.Nagulmeeravali]

సార్ టర్మ్ పాలసీ లో incom proof లేకుండా ( Self employed) 50లక్షల పాలసీ వుంటే చెప్పండి please ..

[@sk-sm5zg]

Take 25+25

[@MrSuresh423]

Sai garu, 90days valla policy IRR kuda meru calculate chesi 90days-35yrs compare cheyalsindhi andi. Note: I am not lic agent😅

[@nivas856]

Thanks Sai Garu, please suggest me one good Term Insurance policy.

[@srinivaslicd.o.7053]

Good explanation but you did not focus on option 2 which is giving 5.5% interest rate compounding annually, which gives more returns after long period

[@prasadkcvd]

Bro 5.5% chala takkuva bro..fd loni ka ekkuva vastadi bro

[@venkateswararaokolluri8937]

FD lo flat 5.5%,, ikkada compound 5/5%.

[@prasadkcvd]

@@venkateswararaokolluri8937 fd lo kuda compound interest vastundi..simple ani yavaru cheparu niku..

[@krupasilas8104]

Meeru guarantee evvagalara.. FD meedha life long oke rate ki estharu ani.. India is developing country. Interest rates in 1990 12% now its is around 6. Hereafter it may go to 2% also. But here lic is giving you Lifelong 5.5% compounding

[@chinnamgarisureshbabu2125]

Sir poor people middle class people దృష్టి లో పెట్టుకొని నిజం సత్యం గ చెప్పండి

[@kannayam9641]

Don't trust these guys ...it is good policy....I invested ......if something goes wrong our family safe

[@Quantinvestor1]

😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂good joke​@@kannayam9641

[@kumark9364]

Anna please suggest best term insurance policy with monthly premium

[@kingyogi2276]

Sir very good explanation. But i have a doubt.. Meru endukani .. Flexi income mode option two compound interest.illustration table Explain cheyyaledhu..? N meru meru compare chesina plan ni + jeevan umang ki flex i mode ki explanation echi vunte.. Edhi best ah waste ah ani oka idea enka baga vachedi.. 😊 flex mode kuda explain chesi answer evvara pls.. 🤗😊

[@MoneyPurse]

Flexi Income mode lone clear ga undandi, if you don't take that year's income on that 5.5% will be added annually. Which indirectly they are saying that it will be around 5.5% only

[@kingyogi2276]

@@MoneyPurse sir compounding power tho adhi regular mode lo vache dani kanna.. Multiple times lo vasthundi kadha sir.

[@Ramu7982-mrg]

Sai Garu Reliance Nippon Life NISCHIT SAMRUDDI PLAN Explain Cheyandi Please

[@sohailsyed5243]

Sir, Jeevan Umang plan gurinchi cheyandi sir.

[@syamalarao7107]

Sir Can you calculate IRR for the policy taken at 0 age. As longevity is more in that case naturally IRR will be more if I am true. This part you missed. And you have not explained the flexi income part and it's IRR impact. Under this option IRR will be more if I am true. Next death payment part. Further most of the insurance companies putting restrictions on term plans. Now they are not offering the plans on easy terms. Income tax returns alongwith qualification is must. Then how will you suggest the scheme in the absence of term insurance which is the most important element in the present scenario. Only one option you explained what about other option ( flexi income) When the product brochure is displayed in full in social media why the other option is left is the big question before us whether to misguide or not to purchase the product. Should have clear idea

[@katuriramakrishna8884]

Andaru market lo invest cheyyaleru,invest cheyyakunda unte aa money elagola kharchu ayipotadi.many people ki jarigedi ide

[@gayathrireddy8510]

Hi sir me voice komcham low ga undi plz chick it sir

[@saiganeshae9794]

#Moneypurse Sai garu pl do a video on Jeevan umang Lic policy also🙏

[@Gireesh-V]

Hello Sai garu, ఈ video చూసిన తరువాత LIC agents కి రాత్రి నిద్ర పట్టదు. వాళ్ళ గుండెల్లో గుబులు start అవుతాది. I will share this video all to my friends and relatives. Thank you Sai Anna. ❤

[@chsanthikrishna465]

ఇలాంటి వాళ్ళను చాలామందిని చూసాం lic వాళ్ళం. LIC ప్రజల జీవనాడి దేశాభివృద్ధికి అంకితమైనది. ఎలా హాఫ్ knowledge తొ మాట్లాడే వాళ్ళు మాకు ఎదురుపాడుతూనే వుంటారు

[@donimran8351]

​@@chsanthikrishna465vammo sare reality edho oka video chese pettu bro memu chustham

[@kishanreddythumma7582]

He didn't studied about the product in full....and more so he has to know what's investment and insurance..

[@manojcheerla3314]

​@@donimran8351Mari mutual funds lic laga guarantee na

[@pinnamsrinivasarao8526]

ILAGE LIC POLACYIES JEEVAN LABH,JEEVAN UMANG KUDA CHEYANDI SIR &MEERU COMPARE CHESINA POLACY NAME CHEPPANDI SIR

[@Vinodagriculture.]

Super Chepparu sir Good job,నిజాన్ని నిర్భయంగా చెప్పారు.

[@vijayalakshmip3628]

Jeevan santi gurinchi kuda cheppandi sir

[@poornapalla871]

Sooooooooo Super Informational Video 👌👌👌👌👌👌👌👌 ThankYou So Much SaiSir and MP Team 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏

[@oruganti95]

What is the maximum age upto which insurance coverage in term insurance

[@suryachandury3355]

SBI Shubh Nivesh IRR calculation chepandi pls

[@kumarreddydiamond4272]

Motaneki confused Chesaru Brother em tisukovalo ardam kavadamledu kane Baga Explain chesaru !!!!!👏🥰🙏🫡🥳🥺

[@funnygay5200]

Correct brother

[@jaganrym1]

16:14 - అసలు mattar ఇక్కడ start avutadi

[@kallavijayakumar3362]

MUTUAL FUND INVESTMENTS SUBJECT TO MARKET RISK LIKE LIC PLAN JEEVAN UTSAV IS A GUARENTEED RETURN WITH INSURANCE COVERAGE LIC PLAN INVESTMENT IS LIKE A PEACE OF MIND & SAFE INVESTMENT SIR

[@ravikirankattamuri3909]

మొత్తం ఎవరు పెట్ట మన్నారు? FD/RD లో సగం పెట్టండి, దానిలో కూడా 6% పైనే రిటర్న్ చూడచ్చు, mutual funds లో సగం పెట్టండి, రిస్క్ కోసం టర్మ్ పాలసీ తీసుకోండి..

[@ramsagarreddy5861]

Till the policy explanation, you explained a lot. That's great. But when you started comparison with Investment it's gone not good. Here 2 points 1) there is no guarantee on 10% or 12% return 2) you explained a value in corpus without taking money back but where as in the LIC policy you showed calculation of money back.

[@RakeshVasamOfficial]

Sir , could you please explain the Amritbal children policy

[@kmdhar]

Wow! How nicely you skipped 2nd option flexi.. Do the same with flexi option

[@kvhp694]

Hello sir SBI smart previlage plan is good ????

[@pavansatheesh9066]

Please make video on child investment plan other than Sukanya samruddi yojana

[@commonman-20]

Sai Garu, what is the best way to invest my retirement amount. I need regular monthly income for my monthly expences. Please advice.

[@pundarikaksha4951]

Please make a video about SBI life Smart Platina plus

[@tejeshpenta5498]

Sir chala intelligent, 99 years varaku evaru brathakaru ani telisi kuda 99 years varaku calculate chesaru ..endukante fixed returns lo time perige koddi percentage taggutadi ,,equity lo percentage fix ga unchi time penchadam valla final value perugutadi ..ofcourse policy is not good kani meeru insurance(death benefit) veyyakunda ela calculate chesaru and 2nd option flexi lo enduku calculate cheyyaledu..we want more fair calculations sir ....also see my 1st comment

[@Gunasekhar2403]

One Rule...LIC's any endowment or moneyback or any product you check...the maximum CAGR is 6.5% maximum...you check all the LIC plans...you will realise.

[@alokyavlog971]

Hi Sai garu, please explain LIC jeevan umang policy

[@saradhinv6811]

Utsav policy లో ఉన్న flexi option with 5.5% compounded గురించి ఎందుకు explain చెయ్యలేదు..

[@ramgirishreddykarri1731]

You forgot to add 14 lakhs at 99th year. I mean sum assured+bonus at the end of 99th year

[@suryaprakashbooravilli308]

SBI MITRA గురించి చెప్పండి సార్

[@sandeepsandy3845]

Sai Garu maa father ki 59yrs shopkeeper, best insurance emayna unnaya please cheppandi

[@rajujallu7629]

Anna Lic Jeevan Umang gurinchi explain cheyyandi please.

[@rajudxn1]

Term పాలసీకి income proofs కావాలి..share market లో invest చేస్తే రిస్క్ ఎక్కువ ఉంటుంది కదా 😢

[@channakeshavareddycareddy]

Really appreciate your efforts to bring these information to our Money purse Channel ❤️ Thanks very much Please share us the excel sheet so that it can help us similar kind of calculation and return findings

[@kirankumarveeranki831]

P

[@kandukurisiva4590]

Any body can take first Health Insurance then term insurance after that if you have money invest in SIP mutual funds.

[@nagarajuaddagulla]

I would suggest people to use this simple strategy, Term insurance and remaining in safe MF.

[@balakrishnach]

All is good Sai garu .if a person who took policy .but died in 3rd year..so LIC has to pay sum assured.. that point also there for LIC to bare such pain.

[@malliahsettyh2056]

SUPER EXPLAIN SIRJI THANKS JAI SRI RAM

[@lovemelodey4128]

Sir daddy account lo -82000 negative balance vundhi yam chayyali sir

[@mohdalipasha3191]

Sir meeru baga chepparu term insurance tisukondi ani ok, but remaining amount investment cheyali ante andariki index bse nse Stocks knowledge undadu kada sir Televanivallu invest chesthe loss avutharu kada Please don't invest money if don't have knowledge on index other markets

[@jagannadhsahuvaddikanchari7130]

Sir kotak Life maximizer గురించి తెలుగులో వివరించండి.... దాని గురించి మ్యాటర్ దొరకటం లేదు

[@ashoksunkari6749]

Lic ante backside government support untadhi kani private dought

[@pavannandula]

First 10 yrs enduku negative values vesaaru can you explain

[@bannatrinadarao3789]

Ikkada life risk vundi daniki enta percentage istaru ?????

[@prasadkcvd]

Super sai garu...ilanti video chayadaniki dare undali.. nice video andi .

[@ratnaraosv]

Share market Paranga mee analysis correct avva vachu bullish trend lo market vunnappudu

[@siri1262]

Sir.Pls do share your opinion on max life miap plan

[@ramanjaneyar4679]

In Lic policies there is PWB rider Premium waiver benefit. If you made policy on our child who is minor if anything risk happened to proposer who is paying Premium. Then the child need not pay any amount to lic but policy will continue by lic.

[@venkatasanjeevaraobhaganag247]

Good information Sai garu. Please inform Iam 63 years old and all are saying that I am not eligible for term insurance including ICICI

[@drrajaramesh9364]

Good information sir. Pls explain sbilife retire smart. Tq

[@vvsdineshraja3946]

Hi Sai Anna Maa relative oka athanu LIC agent edhoka policy teesukomani intlo vallu pressure chestunnaru relation paduavvakoodadhu ani.Unna LIC policies lo term insurance(Naku already term insurance undi and amount kuda naa present income ki 20x undi) kakunda vere policies best returns endulo istayo konchem cheppagalara please

[@pavanikarri4594]

Jeevan umang

[@alakshminagasri3011]

Jeevan umang,jeevan labh better check for highest returns

[@sandhyan3273]

Explained very well about LIC policy

[@harishk1557]

Hi Sai Anna, I also argue with my friends same way. But one questions always comes to me. Term insurance need medical tests, As current term insurance are medical test mandatory. So if a guy with obese or diabetes term insurance is not provided. What to do in that case? Suggest some term insurances without medicals or share some other plans which can help in these cases. I hope this reaches you.

[@VamsiKrishna-ud9my]

Wint wealth, Golden Pi lanti debt investment platforms unnai kada. They are giving 10% cagr with lesser risk since they are offering corporate bonds. Vati gurinchi video chesthara ?

[@sri4uidea139]

sai garu flexi option gurinchi cheppadam marchipoyaru@5.5% of compound interest

[@Pranikacharminggirl]

Elanti manchi benifits gurinchi marchipotharu vaalluu...short term memory emo

[@Quantinvestor1]

​@@Pranikacharminggirl 5.5% is less than 10 or 12% return

[@Suresh-454]

It is better polacy for the people who are not investing in Real estate or eqvity.... It is bettervthan bank FD. now bank fd rates around 7% at today is high intrest rate time... If we consider recnt bank FD on avre we will get 6% . In future there are ample chancess of reduced to less than 5%... Note: it only for who are not investing in eqvity or real estate

[@akhiltejakolluru5120]

@MoneyPurse Tq for the awareness. I thought of taking this product 🙏

[@laxminarayanachunduri9744]

I Saw this Video at right time . Can you suggest which plan is good when compared with Jeevan umang

[@baburaonikku1488]

Jeevan utsav

[@sreenivascnu3080]

Hi Sir LIC JEEVAN UMANG Please Explain.

[@416chandu]

Thank you Sai garu

[@Sarwesh-nd9hv]

Ppf tho compare chesunte bagundi, ante tenure peddadi but, risk free factor matters. Ippudu agents vochi, aa video lo ayina stock market antunnad, pothai antar dabbulu.

[@rameshgundepalli9539]

Sir, Pramerica Life rakshak smart ee plan kuda konchem similar ga vundi ee plan baguntada mi opinion cheppandi please.....

[@MoneyPurse]

If you are looking for an investment product then neither of them stands good andi

[@anilbabubattu4061]

Thank you so much sir, very valuable information ichharu .

[@chaitue21]

Thank you sir. Chala helpful video. Someone approached me for this product.but before buying I thought of going through your video. Really saved me

[@Padma-z3r]

Sir meeru cheppakapotunte nenu may be e policy invest chesi fool ayyedaanemo

[@ANJAIAHSamadhi-ku8zh]

Sai Garu.. I'm a Great follower of You.. but ఎక్కడో ఓ చోట మీరు కూడా చాలా కమర్షియల్ అనిపించింది .. ఈ వీడియో చూసాక... ఎందుకంటే.. మీరు చాలా convenient గా మీ మేధావితనాన్ని చూపించారు. Flexi Income Benefit Explain చెయ్యండి... అందులో 5.5% Compounding Yearly ఉంది కదా in addition to 10% of Regular Benefit.. .. Explain that one also with IRR.. Sir, You are choosing as per your Convenience . Kindly do the Flexi Benefit options also... And what aout Capital gain 10% at the end of the MF maturity... మీరు మీ వీడియో లో అది కూడా చెప్పాలి కదా Sir, Educate చెయ్యాలనుకుంటే మొత్తం చెప్పండి.. మీకు ఎంతవరకు Convenience. ఉంటే అంతవరకు మాత్రమే చెప్తే ఎలా sir. Kindly do another presentation with Flexi benefit option for 100 years. 🙏

[@rayachotirevadala3545]

Yes, flexiy option miss chesaru and death benifit chepaledu And amount stocks lo invest cheyamni suggest chesaru which is no guarantee of fixed returns But LIC will give fixed income without any link with stocks

[@VijayaLakshmi-lu7bl]

100% true andi sir complete information ivva ledu.

[@kasthurimuralidhar5562]

Jeevan umang best or jeevan ustav best , can u explain sir

[@V_rss]

Sir, @moneypurse Can you please make a video discussing the options available for people who are not eligible for term insurance?

[@koteswararaovasa9721]

Thanks bro, Grete explanation

[@BAD-BOY-23]

Insurance ki investment ki compare cheyakandi bro... Risk ki rusk ki vunnantha theda undi brother.!