LIC New Tech Term Plan No. 954 VS New Jeevan Amar Plan No. 955 | COMPARISON | Gurleen Kaur Tikku

[@niteshmittal3346]

My experience with buying New tech term plan 954 online was very good. The whole process took around 7 days after submitting the information, document and payment on the portal itself. The 2nd day i reached the TPA for my medical and video consultation with doctor. After that they had some some queries which they asked thru mail and a video verification process after that they alloted me policy no. on the same day of the reply itself. The whole process was very smoth may be they have improved there system as the feedback on the internet was not good. But for me it was strangely very good.

[@GurleenKaurTikku]

Great, Thanks for sharing

[@jahn9145]

Diabetes patient can apply??

[@733arjunsaini3]

No

[@rohitbandil9670]

thanks for sharing your experience, I can see only accidental rider in this policy. There is no accidental disability rider offer as like other private companies are offering. May I know if you have take any rider?

[@akasharora1276]

Can u tell the process to apply in detail LIC techterm

[@siddhigupta2457]

Hello ma'am, can it be said that the chances of claim settlement would be more in case of jeevan Amar than tech term. In case we are aware how to do buy and pay on our own, then we can go ahead with tech term , or the probability of hassles is more in claim settlement in tech term?

[@Pawankumar-ut4hb]

hello good day, thanks for the beautiful explanation, I request if you can tell between lic tech term plan 954 and lic digi term plan 876 which one is better.

[@robertnadar3908]

Hi. Madam, i have a doubt. The term of the policy is 40 years max. A person takes a policy at the age of 20. It will serve him toll the age of 60. What will be the scenario if he wants term policy for another 20 years..

[@temp1985]

Out of context request. But pls make a detail video on accidental insurance provided by top banks (sbi, hdfc, icici, axis ...) on their savings account and how to claim them. Generally no one gives attention to this. But this topic will be really useful.

[@sahamad9628]

Mam mai Physically handicapped person hu Kya mai new tech term insurance le sakta hu Please reply mam

[@pixie.artistry]

Hi, is there any premium return on these plans???

[@rpenterprises6151]

Sir Jee Qlalyficion kya honi cgahiye

[@EnggMak]

Does these policies have locking period ? And what death circumstances are covered?

[@sahilsood88]

Great conincidence.. I have applied for tech term plan couple of days ago and tomorrow I am going for medical screening.

[@sukumargain7649]

Medical test hojaneke baad primium badgayaa kyaa....

[@GurleenKaurTikku]

Great ✅

[@OnGuitarOfficial]

Medical test ka payment wahi karte hai ya khud ko karna hota hai?

[@RahulSharma-ro1jm]

@Gurleen ji I am looking for answer to this same question.

[@govardhanjaat2597]

Lic hi krti h

[@pushpendrasinghrajput4410]

Hello maam tec term plan me critical ilness cover karta karta hai kya, agar nahi karta to critical illness cover add karne ke liye kya karna hoga

[@RanjitsinhT]

Bajaj Allianz term insurance is good or not?

[@priyajadhav2045]

mam nominee ko agar kuchh hota to bachcho ko labh milega?

[@aasconsultancy5693]

Tech 854 and 954: premium increased?

[@SureshDas-ls7xb]

How is Bajaj Allianz Life Shield New term policy? Is it reliable in claim settlement??

[@GurleenKaurTikku]

We don't have any first hand experience with the company . So, can't comment on the claim settlement services.c

[@bastarVibes]

Nominee change kar skte hain kya...shadi ke bad karna ho to.?

[@Dewkeelagi]

Ma'am Abhi mera 44 year hain aur mei 80 sal umar tak apna lic New tech term lena chahta hoon toh mujhe salana extra rider accident 30 lack lene k बाद mujhe salana ketna premium dena hoga please bataye ?

[@rishav.raj179]

Does anyone know the difference between tech term plan 854 and tech term plan 954 of LIC

[@virenj7797]

how much income is required to buy tech term

[@AR-scorp]

Tech term main single premium nehi hain? Calculator mein to dikha raha hain.

[@pal3amrit]

नॉन स्मोकर के लिए किस तरह का मेडिकल टेस्ट रिक्वायर्ड है? यह कहाँ से करवा सकते हैं? क्या इस टेस्ट के डाक्यूमेंट्स ऑनलाइन पालिसी लेते समय अपलोड करने पड़ेंगे?

[@Akash59926]

Mam i am looking to buy single premium plan for my wife in age of 36 years. What will be her premium in jeevan amar at levl sum assure of Rs 1 crore

[@gursewaksingh7570]

I have hdfc term plan, there is unique identification number written on the policy bond but when I paid the annual premium this month , there is different UIN no. On the premium receipt. Please guide, whether it should be remain same or it can change with payment mode.

[@navnathpawar7372]

30 years age ko agar 40 years ka term plan Lena hai to kitna premium aayega

[@souravchaki8669]

Mam do lic Tech term have mwpact option

[@mathew6448]

Madam a policy lene ke liye kya kya document Dena padega

[@promodgiri3958]

Jeevan amar, 50,00000 ka loi person without ITR file ka le sakta hai kya

[@vijeeshkumarc3332]

Mam, if my policy amount is 1cr... Will they deduct gst or any taxes from this insured amount

[@TheRohitluvall]

How to do claim settelment in tech term ? Please make video of that. Note : Bloopers are awesome

[@GurleenKaurTikku]

Haha, Thank you for the video suggestion. We will try to bring a video soon . !

[@ashokmittal70]

10 th education ku term plan mil jayga kya itr 4.50 lakh ki hai mil jayga kya

[@sidhujagseer]

Income tax return jarori hai new tech term insurance policy ki liye ma'am?

[@atulshivade963]

Can NRI get term insurance? And same NRI become OCI holder after few years them same term insurance still remains valid ? Or it gets laps?

[@rkashayap]

+1

[@RahulSharma-ro1jm]

When you say at the age of 30 YRS or 40 YRS, is it considered as between 21-30 OR 31-40 YRS? I couldn't understand it. I am 33 YRS old right now and non-smoker.

[@MithunKumar-pj8ff]

What is minimum salary we should have buy this term insurance?

[@GurleenKaurTikku]

2.50 lacs per annum

[@anjalisoni5727]

56 saal ki age me ye plan le skte h kya govt. employee

[@susmitapandey2536]

Hello mam meri age 43 hai aur main jeevan amar policy 20 years ke liye increase sum assured main lena chahti hoon to mujhe yearly kitna premium dena hoga.aur kya is policy accident aur disease vi cover karega

[@ANUJKumar-nk3zg]

Mam term plan lic ka le ya kis aur company ka please reply.

[@GurleenKaurTikku]

Hello jee, there are many plans available & it all depends on what are your requirements from the plan. Please connect with us on WhatsApp/Call at 9650706699 & our team will be happy to assist you in choosing a suitable plan Thank you

[@ankitmehrotra29]

Hello, thanks for the sharing the knowledge…are these policies available for individuals with income less than 3lakhs?

[@rajeshkumarrajoria6954]

Sister good afternoon. i want to know ki agar hum online plan 954 lete he to isme bhi claim karne ke liye lic office hi jana pdega ya online process karna hoga. pls reply.

[@GurleenKaurTikku]

Online hi hai as per our information !

[@rajeshkumarrajoria6954]

@@GurleenKaurTikku Sister meri bat hui he customer care se claim to hme jo branch online allot hoti he vha jakar offline hi karna padega.

[@naveenhtr21utb]

Ma'am why shouldn't we choose online health policy??

[@gauravmahajan8209]

How many times we can get cover, of our annual salary??

[@GurleenKaurTikku]

Depends on your age, between 10-20 times

[@sethiinsurance2622]

80 year tak insurance cover hoga ? Aapne 20 year bola

[@rashminsolanki8918]

Medam agar regular plan and regular premium paying terms and conditions hai... if in between death ho jay.. to kya pure sum assured milega

[@rashminsolanki8918]

Pl reply if possible

[@GurleenKaurTikku]

Yes, full sum assured will be paid if policy is inforce

[@VIJAYPAL-zs2fw]

Maam, Kya cghs card holder ko private health policy leni chahiya ya nahi? Agar haan to kya benifit hai? In case of hospitalization which one is to be use?

[@litazo6574]

NO . CGHS IS THE BEST which covers the whole family

[@Yuvraj_manerkar]

After term can I got return premium money back or not in both plan,

[@rohitmanohar2733]

No it's Pure term plan, no maturity benifit

[@abhisingh429]

Term insurance lete time smoker nahi the aur 5-6 saal baad agar smoking karte hai to us case me company claim settlement karegi ya nahi...??

[@IamSandeepKmr]

Inform karo company ko ki smoking start kar di h. Wo premium badha sakte h thoda.

[@mohammedazeem8943]

Thank you for the informative videos. I wanted to know if I should wait for the release of Bima Sugam this month as I was looking forward to it since last month. I am yet to buy Health & Term Life as of now.

[@GurleenKaurTikku]

Hello Sir, please go ahead and buy the policies today

[@shrihan_shanmukh]

Sir you take health nd term insurance immediately don't wait for govt web sites you can compare features on so many sites are there for comparison go nd check

[@pushpendrasinghrajput4410]

Madam kya tec term plan me critical illness cover hota hai or gara nahi hota to critical illness cover bhi add karne ke liye kya karna hoga

[@kushalpalsingh8009]

Critical illness rider option is not there right?

[@GurleenKaurTikku]

No, Not available

[@nageshb1990]

Hi mam, is death by suicide covered in this plan? Just like other term plans cover this rider.

[@LLFY001]

if a person entering at age 18 and the maximum term period is 40years, so maximum coverage upto age 58 only ? is there a way this period can be increased ?

[@GurleenKaurTikku]

No option to increase this as maximum coverage is till 40 years

[@rasikvasava5611]

Very good information. Thanks

[@amitjha1160]

Mam, I am planning to buy health insurance for mom(45), dad(50) and myself (23). Mam Please suggest me which one to buy HDFC optima secure OR Max bupa Reassure or something else?

[@GurleenKaurTikku]

Amit jee, depends on your family's medical history, both the policies are equally good

[@kbarjo_lifesafeservice]

I would prefer LIC jeevan amar. Agent ko commission mile toh hi achha hai atleast the agent will be there to help my family after my death.

[@swapnilmahajan7635]

Incase insurance agent hi nahi rahega to .....?????

[@GurleenKaurTikku]

Company will give the claim

[@swapnilmahajan7635]

​@@GurleenKaurTikku 👍 okay

[@shivaditya2820]

Thanx sister for this informative video..

[@GurleenKaurTikku]

Thank you so much, keep watching !

[@munishkumar9628]

​@@GurleenKaurTikkuis literate parson also buy this policy or not I not going school I have itr last 6 year I buy this policy or not reply

[@Gorgious_world7]

Really precious information, thanks!

[@GurleenKaurTikku]

Glad it was helpful!

[@raviprajapati7195]

Second Amrita Singh 😊

[@Wave4Reveal]

In case of surrender of policy..what is the surrender value of LIC Tech Term plan for limited PPT.?

[@733arjunsaini3]

Cannot surrender this policy

[@FireNFights]

It's term insurance and BTW what you will surrender? 🤣

[@JAIN8949]

SISTER 55 YEAR AGE HE MERI KONSA LE PLANE

[@GurleenKaurTikku]

Please connect with our team on WhatsApp/Call at 9650706699 Our team may assist you. Thank you & keep watching !

[@sukumargain7649]

Daru pikar death Ho Gaya to insurance claim milega kya....!!??

[@chetanhabeeb5996]

Agar policy lete wakt . Alcoholic bataya hoga tho. Claim milega Varna direct reject

[@amarbari6928]

Agar apne se pahle agent demise,then who will handle our claim settlement process if required?

[@GurleenKaurTikku]

The insurance company

[@karpadayashpal]

After 23rd in both policy the premiums have increased by 50% For 50 lakh insurance i am paying 8k a year in old plan and in new it costs 12k Direct 50% increase in premiums

[@financials3847]

What's your age

[@ekanshomrey]

My salary lies between 3-4 Lpa. What's the maximum cover i can get ? 1crore?

[@karpadayashpal]

@@ekanshomrey in lic it is 25times your income and for other companies it is 30 times your income You can apply easily upto 1 crore cover And you would definitely get from 80-1 cr

[@ekanshomrey]

@@karpadayashpal Thankyou i currently have 50 lakh cover for 600/month of Max life. I am planning to switch to Lic tech term

[@krao95]

​@@ekanshomreydid you make the switch?

[@swn195]

I want to change my nominee.. How to change ? Can someone help..? I have made my wife as nominee.. But now I want to change. As she is not staying with me anymore... Official are saying not possible. What can i do

[@GurleenKaurTikku]

Please visit nearest LIC branch and get it done

[@rakeshbabugupta6121]

Dear Madam Ji, SBI New Tech Term Table No 954 . इस पॉलिसी में साठ साल की उम्र में यदि हम एक करोड़ रुपए की पॉलिसी लेते हैं तो हमें कितना प्रीमियम देना होगा।

[@GurleenKaurTikku]

Please check the same www.licindia.com

[@विनायकुमार2020]

अगर हम 26की उम्र में Take Term Insurance लेते हैं और सभी प्रीमियम राशि भुगतान करने के बाद 🤔🤔 अगर 20 वर्ष baad भी हमें कुछ भी नहीं हुआ 🤔🤔 तो फिर क्या मिलेगा 🙏 प्लीज रिप्लाई Mam

[@GurleenKaurTikku]

Kuch nahin milega is plan me

[@operationsae6426]

2 Rs

[@swn195]

Thank for your information

[@GurleenKaurTikku]

Keep Watching !

[@AR-scorp]

Basically the tech term is chaoer because agents dont get a cut.

[@dr.sushilkumarojha7386]

No doubt best term plans-👌👌 I think tech term plan is same - the only main difference is premium increased by 30% at once.. Known as new tech term plan introduce by LIC.. If possible please also notify subscribers that this plan will stop because LIC notify every his/her agent's that this plan will stop this date..🙏 Thanks for making this video.

[@jaivardhanjoshi2208]

मैडम बहुत अच्छी जानकारी दी । मैडम जी मेरी उम्र पचास साल होने वाली ह।क्या मुझे यह प्लान मिल जायेगा। अगर मिलेगा तो मुझे साल का कितना प्रियम देना होगा। बताने की कृपा करावे।

[@GurleenKaurTikku]

jee, mil jayega, premium aap online check kar lijiye

[@PritamSingh-df7ng]

Good

[@GurleenKaurTikku]

Thanks :)

[@rishabhjain3739]

Love your videos,👌👌👌👌👌

[@GurleenKaurTikku]

Thank you so much 😀 Keep Watching !

[@KapilKumar-mu5ei]

Mam,I have already term plan of 80 lakh. From Max,now I want to buy term plan for my wife who is housewife.My annual income is 7 lakh.

[@GurleenKaurTikku]

Term insurance for housewives without any active income is not possible

[@aklakhahamad5653]

U can buy from ICICI prudential cover for 50 lac with husband income

[@bkarjunprasadlicclia8920]

Ab kya hai

[@Real-life-Real-life]

Ok

[@beautifulplanet193]

nice

[@GurleenKaurTikku]

Thank you 😊

[@KSS8517]

Not enough information. Better videos are available...

[@GurleenKaurTikku]

Thank you for the feedback ! We will try to bring up detailed videos in the future !

[@litazo6574]

policy term 20 years is too less

[@joypoddar275]

Critical illness raider hona zaroori tha🤔

[@deepakbansal8061]

Ji

[@sukumargain7649]

Suicide karne per insurance claim milega kya....

[@GurleenKaurTikku]

No

[@JohnDena_Op]

Jivan amar best hai...

[@ankityadavpresents]

Bhakk

[@Kumar-Abhishek0911]

Policy lene keliye marna parega

[@GurleenKaurTikku]

Term Insurance haina !

[@naveenhtr21utb]

Ma'am why shouldn't we choose online health policy??

[@GurleenKaurTikku]

It actually depends on your preference. We have mentioned it at the end of the video also. Thank you

[@atulshivade963]

@@GurleenKaurTikku what if agent who was there while giving policy, doesn’t exist at the time of claim? May be lets say after 15 yrs agent is no more, so whom to approach? And if we need go to lic office then what was use of that additional premium paid for agent?

[@deepakbansal8061]

Ji