Life Coach Cant Get Her Life Together

Caleb Hammer Audits a Spiritual Coach And She Is Wild!
Original Video --- • 27-Year-Old With More ...
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[@EasyMoneyMid]

27 being a life coach is crazy, not even middle age 🤣🤣🤣

[@bofasofa9399]

Why do you people always say "blank is crazy" now..? Stop following the pack

[@tamiaedrington5762]

Right I just turned 27 and I wake up every day like wtf is going on 😂😂😂

[@xenicmark]

Uhmm excuse me! Spiritual coach! 🤣🤣 For real though, people under the age giving life advice is hilarious! Which explains some of the the things these life coaches say.

[@commonsoldier1]

​@@bofasofa9399it is crazy...

[@darrellwilliams9168]

Fr 😂 like she barely been here how you gonna tell me the long life term decisions to make?

[@theecharmingbilly]

I don't trust people who look like they could cry at any moment. She's one of those people.

[@nikhilajith8880]

Jordan Peterson 😂

[@Thisguy2532]

Bro for real it was like when she was getting told the numbers she almost wanted to break down for a min 😂

[@acegikm]

@@nikhilajith8880 That guy is such a manipulator. I like to think his followers are all under 12 - makes me feel better about the world.

[@mimimajisete6848]

😂😂😂😂😂

[@SuperMelrose1]

@@kevinmcallister18dammit. I didn’t wanna be the one to say it. But I think it’s the hat and her whole aesthetic. It makes her look like a lady who works in her garden because she’s retired.

[@CalebHammer]

Mom, I made it

[@garianarnold3754]

Dang it why aren't you pinned

[@claudiamclean7540]

I love when what I watch crosses paths!

[@Dee47881]

You sure did Caleb! I love your channel and I also love watching them react to it! Both are sooo good!

[@Imaginorium114]

you were straight fire in the kindest way

[@Sinsirink]

🤙🏾

[@nbtino73]

The most depressing part of all of this is that she’s making $6500 a month being a spiritual coach. That’s double my salary 😭😭😭

[@seanholmes8290]

Yep I make 4,000 a month running my own business. Working my tail off.

[@Solomanmode-dmm]

Hey your a goy, she is not, thats life

[@pixotass]

@@seanholmes8290be proud of that! It's not only about the money, it's how you do it

[@Alesti5]

When you work for yourself you have way more potential for growth.

[@Solomanmode-dmm]

@@Alesti5 When you are a tribesmember its even easier

[@IamjustBruh]

Anyone who tells me they’re a “life” or “spiritual” coach is a plague I avoid at all costs.

[@ginafromjax9432]

Translation- I have no job.

[@MissyTheLifeHelper]

I am totally opening myself to hate but just thought I’d add a different perspective. I am a life coach and hate the title life coach. It sounds weird/condescending but I have a chronic illness and wasn’t able to work a 9-5 nor go to college to be a therapist like I would have hoped and have been pretty homebound. The thing I am good at is helping people get to the root of their issues. Life coach is a title I can use to help others with the knowledge I’ve gained and make a living for myself but without being a therapist. Just like every field there are good apples and bad. I totally understand your perspective tho

[@jeremycarlo7928]

When I quit working to write full time, I understood the trade off was I was gonna be struggling for awhile 😂 I’ve been making it happen w my best months being 3k, give me one year of her salary and I’d never be broke again 😂

[@mav3ric100]

New style Hippies

[@vuton7670]

the saying goes, If you can't do, teach.

[@ChickVicious237]

Ironically, some of the best teaching can be done through watching people's bad examples and then deciding "I'm not going to be that."

[@DagnirRen]

This is how I learn what not to do too 😂 Thank God, I am not drowning in student debt because of these lessons.

[@tom1998rules]

How was your comment posted 8 days ago? This video only released 7 minutes ago??? So confused

[@Enders1315]

Yup. 100% 😅

[@lightkira4119]

​@@tom1998ruleslol I thought this last year too. This was on their patreon for early access. So the subscribers get extra content early and behind the scenes stuff that weren't in some videos.

[@owl8930]

@@tom1998rules patreon member I think

[@NoLimitBamBam]

Honestly, a simple formula for staying a head in life financially, is to: 1) sit down 2) write out all of your monthly expenses 3) add them all up 4) take that number 5) and do better than that number

[@drbvo9578]

Yup. And make a distinction between Needs and Wants

[@halcyon6098]

Simple.

[@Sultschiem]

Its even easier: Banks have apps that can help you automatically sort expenses into categories and allocating budgets for those categories.

[@drbvo9578]

@@Sultschiem We have to get away from what Banks are teaching you.They are in it for the money and thrive on people who pay high interest and they make it complicated on purpose. It is not rocket science to figure out your own stuff

[@Traytriunetheomnist]

Boy if you don't stop LOL I didn't realizing how much I was spending until I penciled it out

[@skyemecham9392]

A mindset of abundance doesn't cause credit card debt. In fact, it does the opposite, because a true mindset of abundance means you can be satisfied with whatever you have right now.

[@JoshinDallas]

yeah but to be fair, being satisifed with what you have now is mostly horseshit, and it's the opposite of how our brains are wired. The only people I EVER hear use the term mindset of abundance are rich people who already have everything they could want.

[@bhante1345]

Wants are many, needs are fun. My biggest overhead spending now is sparkling water. Used to absolutely ditest the stuff, seem to be addicted now.

[@marilynbarbie]

Exactly

[@JonelleRheu]

Jiiiiireh, You are enough! And I will be content, in every circumstance! Jiiiiiireh, You are enough! - Maverick City Music ❤️‍🔥

[@Cowkill]

This ! A mindset of abundance doesn't mean you want everything, it means you know you can have anything you want but you DON'T need everything so you don't pursue.

[@AbbyBazil]

I had horrible money management skills--bad credit, school debt, uncaring attitude to credit. Mid thirties, I couldn't do anything. I got an overnight job at a warehouse, stopped spending anything I didn't have to, stopped eating out, stopped buying anything I didn't absolutely need. It took nearly three years of 60+ hour weeks to pay everything off and now my life feels so much more free. I feel like I can do anything now. I'm planning a trip to Europe, so I can't recommend money discipline enough.

[@79glane928]

Hey man that was really cool how you just shared your journey and didnt feel the need to get on the soapbox.

[@stevensola3361]

Been there and did the same, I borrow against my 401k now if something like a new roof comes up, I pay the interest back to my account.

[@WlfLLC]

Good job doing the work to pull yourself out of the hole you dug.

[@Jake38nine]

Yeah, see? A few years and you can be debt free or save up so much money that the next several years you have soooo much freedom. I saved up so much money in 3 years after I was irresponsible with my money and got in a car crash. I turned my whole life around. Now I don't gotta work 60-80 hours a week anymore because I set myself up with a comfy savings and now I'm investing. People are just lazy and want things NOW instead of waiting until later. Wanna know why divorce is so high? Because people WANT to get married, but they don't want to put in the work it takes to have a healthy marriage. It's no different than that.

[@melawieeinapfel8594]

Dude, you are awesome!!😊🥳

[@adamgriss2025]

Caleb’s ability to cut through the BS and be brutally honest is a rarity. It’s great to see his channel deservingly grow .

[@Chris-gc9rf]

Facts, Caleb is brutal about saving but without the full on dave ramsey takes.

[@melchysomba9690]

What's the name of the channel?

[@kandoras.guzman6705]

Caleb Hammer, Financial Audit @@melchysomba9690

[@adamgriss2025]

@@melchysomba9690 look up Caleb Hammer

[@ThePeanut12300]

@@melchysomba9690 It’s Caleb Hammer

[@space_pollution]

This girl is hedonism personified

[@bhante1345]

Sad but true. Just gotta get that Kamboocha enema.

[@wtfdtreats]

'girl' 'hedonism' *_Redundant_* 💊

[@Anita-bs2cr]

I don't think this girl even realizes how lucky she is to make almost 6500 a month by only working 5 hours a day 😭 I would honestly work 5 hours a day for even 2000 a month

[@ottz2506]

She’s hating it now but in five or ten years, she’ll look back and say “I needed that brutal honesty”

[@samanthaecotothermia7896]

YES!!! 🙌

[@Mr_megido]

Lets hope so

[@VottotoIono]

yeah, and considering ignorance about taxes - chances that she will be doing it inside a federal prison are mad high, innit

[@OrionP4]

Nah, these kinda of taxe issues aren't super punitive from what I've heard. They put your ass on a payment plan and you better keep paying.​@@VottotoIono

[@ANYHOO0]

She'll probably be looking back and wishing she had listened to him, because you can tell she isn't going to do anything he says.

[@KingTheodore100]

The blind leading the blind😭🗣

[@otmossampacado1550]

Nah it's the dead leading the blind

[@Novvax312]

Bro had to say 3 times

[@Qdawwg]

The sad part is I know many girls in their early 20s who who have some sort of spiritual coach like this and pay good money for it. They are just being trained to also be delusional and unsuccessful lol

[@TheOnlyTaps]

💯💯💯

[@VVP7891]

Also a good song by the band Carcass

[@CrippledMerc]

She doesn’t have a mindset of abundance, she has a mindset of excess. Also, Caleb is great!

[@omomo202]

Caleb Hammer is HILARIOUS! He’s the true life coach.

[@oxlilsis23ox]

She says she can’t cook dinner after working five hours. I’m a nurse and work at least 13-14 hour shifts by the time I clock out and I still cook for myself when I get home…

[@recklessplana]

She's lazy blame her parents

[@hotmess9640]

It helps to lay out/prep ingredients the night before

[@JesiWhyte]

I'm a medical doctor and our calls in my country is 32 hrs during weekdays and on Sundays. I come home to do laundry, clean my house and cook myself a meal after working 38-40 hrs STRAIGHT. Bruh! 5hrs is a dream😂.

[@_..-.._..-.._]

@@hotmess9640what’s your point? Do you just throw out random facts when you see words?

[@rjaymanguino2760]

I’m a nurse as well and I’m a potato after work

[@GorditaSlim]

27 year old "spiritual coach" from Austin, Texas. Lord, bless her heart.

[@darkriku12]

She's an escort and OF model lol, check her website for the obviously coded language

[@theecharmingbilly]

She should just cut the nonsense and start offering happy endings and selling her underwear.

[@TheRheverend]

Bless her heart is the biggest Texas burn you can make 😆

[@MikeBarbarossa]

"I'm grinding on my new business. Working up to big things managing time for maximum productivity" "Sounds cool, dude. What, you gotta be grinding out 14-15 hours days , right?" "5"

[@whatchandstudy7]

Gotta start somewhere.

[@slimbandicoot8990]

I love this video. Her behavior made me look at my behaviors. I like how the guy was so frank. I tried to listen to his advice as if he was directly talking to me. It's not easy accepting accountability, but it's essential. We have to acknowledge our wrongs before we correct them. Aba and Preach, thank you for reacting to a broad range of different subject matters. You guys enlighten and educate many people, all while entertaining them. From one of your long-standing fans, and I think I speak for may people who watch your videos;Thank you, we really appreciate you guys. 🙏🏿

[@fungdark8270]

“Her behavior made me look at my behavior” Hey, maybe she is a spiritual teacher lol

[@grillinnchillin4009]

Yeah, I hate to admit it, but I do identify a lot with her. All the more reason this is generally good content, so I'm probably going to watch him a lot more. Thankfully I've been doing better the last half-year or so, but so many of my own self-justifications sound like hers although packaged differently, and I'm aware they're irrational 😤

[@BhagirathyJPanth]

I was looking for this honesty cus SAME

[@cocohof843]

Most of these girls don't have it together. I know a girl who has been single for like 10 years who gives relationship advice online and I'm like wtf....

[@bhante1345]

All her lovers are on Second Life.

[@aveclasse17]

😂😂😂

[@aveclasse17]

For real?

[@razerfree4359]

Am I the only one that thinks "life coach" is just another name for "bullshit artist"?

[@Aging_Casually_Late_Gamer]

"Life coach", "Motivational coach", "Holistic health coach", MLM pusher, etc.

[@dertythegrower]

also... almost all of them that do it get that kind of ladies safari hat.

[@ptolemeeselenion1542]

Yap.

[@fondue542]

My friends dating a hypno-therapist. Does that career count as well?

[@Dan0TheMano]

“Unemployed.”

[@darrellwilliams9168]

Being a life coach in your 20s will always be crazy to me 😂

[@alaeacusmcfly4353]

Imagine being someone who hasn't achieved anything in your life, and thinking "Maybe I can get paid to teach others how to succeed in life". Clown logic.

[@beewest5704]

If ppl are willing to pay a 20 year old life coach they honestly deserve to be scammed. Come on!!!!

[@Delimon007]

@@alaeacusmcfly4353 Yea and that's the thing, some of them HAVE achieved something, this is a minority of them but it's possible. This chick is a fraud though.

[@darrellwilliams9168]

@@beewest5704 tbf they are proving why they need a life coach because why would a person who has their life together do that 😂

[@darrellwilliams9168]

@@Delimon007 the ones who have achieved stuff are usually out there still trying to achieve more stuff they not sitting around coaching others majority of the time. They’ll give advice but turn into a life coach?😂 nah

[@Comegetyomansis4840]

As an adult, having Discipline is super important! It’s a skill that many people lack

[@miri745]

My financials are in order but having a sit-down with this guy about my time management skills would break me.

[@Somebodyelse141]

I need a sit down about both

[@poejavelski148]

I don’t ever wanna see someone under the age of 50 as a “life coach”.

[@A.l.a.c.]

She is not life coach, she is spiritual coach... because she is an indigo crystal child, she was born special. 😂

[@jonw3462]

You don't need to be 50 to have your shit together. 30 is old enough, not in most cases but still. Most people don't have their shit together though.

[@ycanimedia9320]

you better look like a damn xiaolin fox

[@poejavelski148]

@@jonw3462 Nah, 95%+ people who are 30 are still in shambles and figuring life out. They also haven’t experienced nearly as much as someone is over 50. Having kids, more life experiences such as work or travel, more adversity like friends dying tragically or more family members gone, etc. 30 is still young af, no one who is 30 has gone through the same experiences even if they have their life together. Tbf, idek what a “life coach” is. I assume it is someone who mentors others on how to live their best life and how to handle tough periods. You seem to be referring to finances specifically, which yes, there are financial savy people of all ages.

[@chillin5703]

​@@poejavelski148"not in most cases" lol

[@RupertFoulmouth]

"Spiritual Coach" that is a very fancy way of saying "Con Artist."

[@bvrajlal]

Please don't insult con artists

[@cjwiesner]

I think it actually means "escort"

[@GggG-tb1mx]

@@bvrajlalfacts atleast con artist are somewhat smart and cunning who come up with sneaky plots to finesse for the bag, but this is an incredibly lazy form of conning and insulting to con artist

[@chernobylshery885]

snake oil salesman!

[@triggerhappy6398]

Right up there with Palm reader

[@How_to_GUYS]

Bro destroyed her. "you have a passion? You seem to have a passion for credit card debt" GAHAHAHAHA

[@Vash08100]

Love that you both are covering Caleb and his financial audits! It feels like a mash-up of my favorite KZbin channels 🔥

[@HunterTuruk]

"A mindset of abundance" = Credit card debt 😂

[@beewest5704]

Manifest queen

[@ajh.4131]

Well she’s abundant in debt. Does that count? 🤔🤣

[@Margriet101]

But dont we all where that person in out twenties?😊

[@dylsvob6217]

True story

[@Herbert-dy1uf]

It means, act like you're rich and then you will be rich. Buy whatever you want

[@Meesha_Beesha]

Everytime he bopped her upside her head with facts and she went "mm" had me rolling 😂😂😂😂😂😂

[@johnyboy2934]

I was scrolling at comments and when I'm reading it......she said mmm.....now I'm cracking up .....mm😂😂😂

[@spiritualauthority1568]

That mmmm is a tool of her trade lol

[@Johnson-io3xf]

“Maxing out credit cards, playing bball outside of the school” 😭😭😭

[@brookeperk93]

My dad used to tell me: the less you own, the less that owns you ❤ words to live by

[@xerxes_tacticalr34_gtrxyt70]

"If you're looking for self-help, why would you read a book written by somebody else? That's not self-help, that's help. There's no such thing as self-help. If you did it yourself you didn't need help."- George Carlin

[@alaeacusmcfly4353]

Classic.

[@nobushidono9897]

"Try to pay attention to the language we've all agreed on."

[@munky342]

Carlin is one of the greatest. One of my favourite of his jokes is "The very existence of flamethrowers proves that sometime, somewhere, someone said to themselves, 'You know, I want to set those people over there on fire, but I’m just not close enough to get the job done."

[@apo.7898]

Is that quote supposed to be funny?

[@XeroFailGames]

​@nobushidono9897 the most important part

[@ccharvey2882]

“People will use their ideology to shield them from any accountability, and it’s disgusting because it really reflects poorly on their ideology.” 🔥🔥🔥 Thanks Aba

[@fungdark8270]

Yeah, spirituality is a path, and you can only go forward when you acknowledge your shit and start to drop it bit by bit. When you start focusing on being further down the path, that becomes more shit you’ve got to deal with lmao

[@jshores1611]

Financial Audit is a great channel and he really holds everyone accountable

[@HvvvM15]

Interest is a killer, and that's something Caleb often emphasizes and why having high credit card debt is horrible. One piece of advice I could offer if you have a lot of credit card debt is committing yourself to never using your credit card again (cut it up, throw it away), get a consolidation loan for significantly less APR rates, and pay it off. Depending on how much debt you have it may take years, but once you do pay it off, you'll feel so free.

[@PepeToTheMooon]

This girl looks like the only life advice she can offer is to how to blow all your money at Whole Foods and starbucks

[@mohammedabdullah9245]

"How to blow" lol

[@urmamasmamasmama]

And Stanley Cups

[@janelleg597]

Hahaha wow.

[@selenachan4230]

With oat milk lattes😅

[@blackjackjester]

Literally anybody who wears that hat cannot afford it.

[@opinetree]

"I don't understand debt or finances in general" - Life Coach

[@reyjonhsmith]

😂

[@jessimarim_m9387]

I loved this video, the first 1minute had me going to his page, I love his no bullshit attitude, immediate follower. I struggle with financial literacy, discipline and addiction, and have been trying to work through it for years, but its hard with where my life is rn, I finally have been able to get into therapy and soon will be moving out, so my root triggers wont be a major problem and I'm excited to push myself, looking for tools to help, and that guys one video had me better calculating and planning my future grocery shops around my mental difficulties. Bruh one video! For free! When any financial advice i got before seemed to point out the obvious without helping me figure out how to process it myself, it usually feels like a foreign language, when by the end of his video i felt like I was finally being taught the language instead of getting bad subtitles 🙌🏼🙏🏽🙏🏽 thanks for sharing, this couldnt have come at a better time really 😂

[@robertheeralal7783]

This girl wants to cry 😂😂😂😂

[@minecraftvvg4250]

Financial audit is really a great KZbin channel to understand the importance of money management and most importantly seeing people with terrible money management and learning from their mistakes

[@somethingawesome1462]

Plus, I like how he diversified who he has on. Some older, some younger, low income, high income, etc. My only problem is recently, he’s had a bunch of people just looking for fame and not help

[@thanosianthemadtitanic]

a wise man learns from mistakes of others

[@Army_Brat1980]

I'm going to subscribe because I like the naked truth. Give it to me straight, no chaser.

[@ptolemeeselenion1542]

Lol.

[@beewest5704]

What I learnt from Financial Audit is ppl be living on fumes in America.

[@PoP-vm4pp]

'Spiritual coach' is a term used by people who haven't really developed enough skills to provide society anything tangibly meaningful.

[@ptolemeeselenion1542]

😂

[@hawkeyemihawkgettingmoneylord]

And what do you do thats so useful to society? Most people jobs are like that only benefiting the business owner not society as a whole. That doesn't matter though people are just trying to make a living for themselves.

[@KohaTheEternal]

Bingo! I consider someone who has experienced more life's lessons and challenges in their lifetime. Like someone who is at least over 45. At least at that age, you already understand who you are and have gone through a time when you have a solid foundation of overall stability and discipline. Unfortunately, this woman doesn't have that yet. It will take her some very hard lessons to realize this.

[@Burntcone]

They're a fool's therapist... pretty sure (I could be wrong) that you don't need a license to claim to be a "spiritual" coach or a life coach.

[@alaeacusmcfly4353]

Real talk. "Spiritual" or "Life" Coaches are just people who want to get paid to tell others how to live, when almost none of them have accomplished anything worthy of envy in their own lives.

[@originalusernameoftheyear6500]

I love Caleb's bluntness and honesty, a breath a fresh air

[@LordAnt611]

Yall need to do more of this guys Videos. He’s a fucking beasttttt and doesn’t let people talk themselves out of their clear problems

[@carlosgarmendez3588]

She isn’t even the worst lmaoooo Caleb hammer has some GOOOOOD videos

[@HH-le1vi]

Caleb said that was the worst financial situation he's ever seen in other videos towards the end of last year

[@sylents8005]

​@@HH-le1vinah one of his newer vids he couldn't stand this one guys presence

[@cdlahm7571]

Boogie was rather unfortunate

[@ll2323]

That guy that came in drunk too, I thought his were pretty bad considering he was already messed up in the morning before recording the show.

[@GorditaSlim]

I swear he says this a lot though to be real 😂 ​@@HH-le1vi

[@MrDernagon]

My favorite discipline quote. Jim Rohn: "Discipline is the bridge between goals and accomplishment."

[@Margriet101]

Life is not always fun or comfortabel

[@ll2323]

Not gonna lie, the moments in my life the required discipline also required consistency and self encouragement everyday. It’s definitely something u have to chose to want to do. That’s something I wish someone would’ve told me.

[@ftwsam2246]

I got one for ya Shannon Sharpe: "Discipline requires you to be at your very best when no one is watching"

[@ouiarealbhed]

The way you described discipline sounds just like Atomic Habits by James Clear. So true there's no better payoff then the one you get from practiced discipline. I especially like thr line of discipline giving you freedom. Great video!

[@sanajaved3863]

I needed that talk in the end!!! you guys are awesome i’m so glad I found this channel😭♥️❣️

[@thiliuc4394]

As someone from a super relegious third world country . I cant believe people who identify as a "spiritual coach" are being paid in america.

[@eastofthemississippi2501]

America isn't secular, it's religion just happens to be ego and money.

[@illyGalSloth]

As someone whose also from a third-world religious country, I've yet to find a life/spiritual couch that isn't scamming a bunch of people 😅

[@finalfantasy1912]

​@@eastofthemississippi2501America is becoming more secular at least a quarter of the population identifies as non religious and growing.

[@declaracionespolemicas]

I've come to understand people will believe in stupid shit no matter what, take religion from them and they'll replace it with astrology, the occult, tarot reading, that reiki stuff or whatever it's called. They want to believe in something so bad, and of course there's always people who take advantage of that and make profit out of it.

[@mssophiad03]

@@finalfantasy1912non religious people aren’t any less dogmatic than religious people is what he’s saying.

[@daveblackman816]

This lady isn’t a life coach guru, she’s an irresponsible 27 year old young lady who doesn’t know what she’s doing. But at least she’s taking steps to get better and take some accountability here by going on Caleb’s show. It’s a start. But I would take none of her advice about anything.

[@hybridher0]

No actually she made a huge mistake coming onto the show. Her career is over and the IRS will come knocking too.

[@TRC296]

@@hybridher0she never had a career bro. Cmon

[@hybridher0]

@@TRC296 I could never BS my way into the income she was/is making 😆

[@Thomk121]

​@@hybridher0actually you could, but you won't because you most likely have morals and a conscience. People that fake their way into wealth most always get caught and end up in jail.

[@Margriet101]

I think when you live in our social media world its easy to get seduced doining stupid things you dont need. Like travelling or buying expensive fashion and courses. So yea i think for 27 taking responsablilty is nothing to be ashamed about.

[@timhinks88]

As soon as Preach said “I don’t want you to think I’m out here making good financial decisions all the time” the first thing that ran through my head was “we know, we’ve all seen that coat”

[@Kristeen93]

I wanna thank yall for doing this episode especially. I started watching financial audit after this, watching it has helped me so much .

[@sircrackboi]

thats the most 37 years looking 27 year old ive seen in a while

[@Aging_Casually_Late_Gamer]

thats what fakeness does to ones looks. Fake tans, dyed hair, constant makeup, etc.

[@Gymthingz]

😂😂 bro I’m done this is too accurate.

[@Gunner6000WarZ]

Notice how the space between her nose and lips don’t move, she had some bad lip fillers done and it spilled out.

[@Jabba2702]

nah, she looks like 28. she has some youth in her.

[@0bsmith0]

Gen Z

[@StitichinOnMartinAve]

The auditor's name is Caleb Hammer, and his KZbin channel is amazing!

[@chucku00]

He should rename his channel "Hammer Time".

[@kasapbandy1776]

Right like what an underrated channel. Said he’s trying to hit 100k subscribers.. more like 1 mil now

[@SeemsLogical]

I watched Caleb in interviews. He kind of resents his KZbin fame because some of the comments can be so cruel and judgemental. He says the comment section can be unhelpful to his clients and it can sap any confidence they have to overcome their life problems. He says he could do without the large mass of negative commentary.

[@chucku00]

@@SeemsLogical Every rose has its thorn, Caleb already helps his clients on a financial side so he's probably able to deal with it on a social network level.

[@thuglaza4728]

How did you write this 8 days ago?

[@robbiemcneill4239]

This video is definitely a wake up call for me. I love Caleb’s work too! Thank you for the coverage in this.

[@Onelonelystar]

Wow. Didn’t realize I needed this. Thank you!

[@witchycrafter1037]

He’s the legit life coach!!

[@nomadic_orthodox]

Caleb Hammer is a good one. He changes a lot of lives and knows when one needs support and when another one needs a speech (and squeaky yelling😁)

[@PowerGurhl]

Caleb hammer could be the spiritual “life” coach she needs 😂

[@Sure_Sir]

Never heard of this dude before, but he's a beast. . . Good for him. The chick seems like a bimbo.

[@MiguelRPD]

Ive been subbed to him since he had like 2000 subscribers. He's quality content. A lot of people don't know what the fuck their doing with their money.

[@therealestninja]

@nomadicbychoice thanks for naming the dude in the video. I need more of his content in my life.

[@RANGER-uk4ek]

@@MiguelRPDfr not many people were there mannn his channel got huge so quickly

[@7wnb]

I discovered his channel a few weeks ago & watch it all the time now. It’s so refreshing to see the tough love approach & calling people on their BS.

[@GeminautVA]

Man i love caleb hammer, glad you're covering his channel

[@siobhanjohnson6691]

Aba & Preach x Caleb Hammer is the crossover I didn't know I needed.

[@zipopz]

“Discipline is freedom.”

[@howicontent]

-Daddy Jocko

[@blu3cobra]

@@howicontent BTF BTF BTF

[@jaylen8822]

Jocko Willink-“Discipline Equals Freedom.”

[@dronzie]

Discipline is only freedom if you choose it willingly. And that usually comes from seeing the value that it could bring or seeing how negatively the lack of it affects you. It doesn't feel free at all if you're pressured or coerced into it.

[@blu3cobra]

@@dronzie you took a simple concept and twisted it into something completely different

[@Abigailmae928]

It’s so cool to see y’all react to Financial Audit/Caleb! His videos and advice have really helped me get through debt and get to a healthy point financially. Wish I could’ve learned that wisdom younger, that’s for sure!

[@reddeath3738]

Dude is dismantling her piece by piece 😂

[@kitty-yg1bg]

The way she wasnt able to answer any of his question concretely... I can't believe this woman is a coach to anyone. Prayers for her clients jfc

[@WhiteRhino.]

None of the people who get audited on his channel have no good reason for spending 1000 on bullshit fast food or Amazon while having 40k credit card debt is wild

[@PumpdaBrakes-ub8kp]

her clients are all women. only women fall for this nonsense because a fake reality that FEELS good is better than living the harsh truth of their actual lives.

[@nomadic_orthodox]

Most of his guests are like this 😅 he asks questions and they can’t answer or tiptoe around.

[@clearminddarkthoughts5477]

Cuz she’s 🧢

[@TamTam9-15]

By the time I was 27 I had been married for 7 years, had 3 kids, served in the military, and started my own successful business. Still if you took life advice from me I would question your sanity.

[@Delimon007]

I think you are underselling yourself, I used to do this as well but there's no point in doing so. I'm sure that a lot of people could have learned from your example especially today. If not for me switching majors I would have a similar backstory minus the kids and my business is going to be centralized on helping people that I'm starting this year everything from finances to general life help. The difference is that unlike this woman I have certs and licenses to back me up and I'll be getting my FINRA series done too.

[@jenniferbarnett9823]

I understand what you’re saying but even for someone who has lived a lot of life by 27, they haven’t yet had time to examine their life decisions and see where they went right or wrong…you can’t give that kinda advice when you’re still in the throws of just living through trial and error. And 27 is absolutely way too early to be able to do that kind of deep examining.

[@javiruiz8365]

@@jenniferbarnett9823perfectly said

[@spoons250]

By 27 I had been with my husband 15 years. We started "dating" in middle school and got married at 15 thru emancipation.. Just turned 30 and having out 19th anniversary this year. Only 1 kid though. We enjoy going out to eat every night and sleep. xD

[@Just_Naffa]

Exactly because you question yourself i would have taken little things out of your advice👍🏾

[@oluowolabi6589]

I have to commend her for honesty and take all that she need to hear on the chin. Most people in her shoes will get emotionally defensive and walk off.

[@bhante1345]

Imagine being one of her customers watching this like "hoe I just paid you $300 for spiritual financial advice!"

[@becboop2182]

Caleb is brilliant. I've learned so much from his channel about sticking to a budget, wants vs needs when it comes to spending and paying down debts before discretionary spending. It feels so much better to see savings in the bank instead of buying stuff i probably won't use.

[@cidmon4566]

She looks like she’d like a pumpkin spice mocha latte, she even got the hat.😂

[@that1chickdj136]

LMAO!!!!!

[@MrWilson812]

It's like she saw the Meat Canyon cartoon and said "that fit goes hard"

[@Uzodesign]

She looks like she belongs on the hub or OF instead of this stunt she's pulling.

[@hokagedlo6133]

It's drugs most likely and bad spending habits like coffee.

[@zking2929]

OMG, I JUST NOTICED THAT TOO! SHE DOES LOOK JUST LIKE THE MEATCANYON PUMPKIN SPICE GIRL 😂😂😂😂​@MrWilson812

[@NORBZMUSIC]

LIFE COACH LOL = predatory resource extractor trying to charm her way to money. The worst kind.

[@ptolemeeselenion1542]

😂

[@makattak88]

Basically a modern day psychic for present rather than future or past. It’s all manipulation.

[@shaolinqueen3684]

Great and valid definition.

[@bbbbbbb51]

Hate to say it, but most women in the office environment are doing the same thing. They have some easy job they do next to nothing at while charming their way up the ladder. Once you get out of low class jobs, the vast majority of women in the workforce are doing extremely little. This has been recently exposed in reality by so many men just leaving the workforce. It's exacerbated this reality.

[@NORBZMUSIC]

@@bbbbbbb51 I don't disagree. When I was young, seeing Tony Robbins on my screen kinda got me, now when I see him I want to punch my screen. Same with Tai Lopez, Cardone, RichDadPoorDad, all of them are slimey af and they are STILL grifting 20+ yrs later jumping from trend to trend. Work hard, have self-discipline, be creative, you'll wake up rich one day. Seeing some 27yr old sell happiness and success while falling apart, and ppl are actually falling for it is crazy. There are no shortcuts to a life of abundance sans winning the lotto and that overnight stuff tends to F* most ppl up vs free them, it's always better to earn/respect it.

[@drinnerd8532]

Preach was really on point with his comments, today! Denied gratification is one of the ultimate but most basic keys to discipline, and a rewarding, stress-free life experience! Do the hard stuff first, so you can enjoy the results later, and usually for longer. Great show today, guys!

[@stacytacycy]

Mindset of abundance is not about buying whatever feels good, it's about feeling that whatever you have is abundant and be greatful for it and live in the "there is plenty" mindset not "I buy plenty" mindset. Once you make that switch, there is no way back. It feels amazing.

[@bhante1345]

Apparently Samuel Becketts apartment had nothing more than book shelves, a table, a chair and a sofa. That's it. Sounds like the dream.

[@z0256]

My mom is a property manager and one of her old tenants was a “life coach” and every roommate she brought in within a month was trying desperately to break the lease cause she’s psychotic 😂😂😂

[@Delimon007]

😂😂😂😂😂

[@danniellemichelle91]

Idk why that was so funny but that’s hilarious!! 😂😂

[@reallunacy]

Dude is Caleb Hammer. He honestly cares about this.

[@MyAnthony555]

Man he is holding her to the flame and I believe most people need that including me.

[@Finppa]

Thank you for showing this. I really needed this wake up call.

[@darkwin1977]

11:55 Preach preaching Aba: Edit that out Editor: "no, i dont think i will"

[@calebhenderson3817]

Bruh. Fried rice. 2 cups of rice, cut up 1 carrot, toss in a handful of peas, buy a can if you want (more expensive than boiling em yourself), egg, ginger powder, garlic powder, salt, pepper, soy sauce. Dinner for a dollar, $1.75 if you bought the can of peas. Takes 30 minutes max

[@Sephiroso.]

Add some chicken in there for an even heartier meal, bit more preparation time though. That's literally what i eat for lunch at work everyday.

[@VonRibbitt]

Here in Peru we have a very simple dish called "The old reliable" Its just rice and fried eggs, thats it. Cheapest meal you can make and its got everything you need.

[@darkriku12]

​@@Sephiroso.They have big bags of precooked chicken that can be cheap in bulk too

[@theecharmingbilly]

Egg fry ri iss so goo!

[@ayyylmao101]

Same but with chow mein. Green onion, egg noodles... most stir-fried dishes are pretty low-cost, even if we add meat.

[@BrooklynRedneck]

21:43 i’m 26, and in the last two three years have been teaching myself to cook. i used to be dead tired or lazy after work, doing 80-90 hour work weeks. i used to lie to myself and tell myself ordering food saves time for me to do shit after work. the only thing ordering food every day did was WASTE SO MUCH MONEY. holy fuck the amount of money i was wasting i now take and do monthly grocery trips and cook for myself. i’ve lost weight, gotten healthier, and eat way better. and i’m learning while doing it

[@austinappea1418]

I’m so glad that 2 of my favorite channels got blended.

[@Massivecarcrash]

She's a life coach all right, coaching people how to block out reality.

[@Margriet101]

Its just selling you a dream. You can go to social worker for free.

[@Quest1luv]

When an accountant/auditor gives a life coach, life lessons... You got to love life's sense of humor! 😂😂😂

[@tonyasmith1271]

I'm glad you guys are covering something from Caleb's channel! I'm obsessed with it!

[@pretzalshd2654]

Thanks guys, i needed this❤❤

[@CPHLiving21]

A life coach at 27!!! You’ve hardly lived…. You can be a life coach when you hit 55 - THEN you actually have some experience.

[@Ludoovik]

It's not really about age but what you're doing with your life. Some people at 55 have done nothing much with their lives. I'd be much more interested in what they've actually accomplished

[@verb0ze]

she's probably coaching teens with their anger issues XD

[@somebody700]

There are two types of teachers: those who learned by experience (older successful people) and those who learned with science. It is possible for a young genius to properly understand how life works through observation of human behavior and through understanding deep psychology and neuroscience. Unfortunately for her, she is far from either of those two. She's just a 27 year old girl who doesn't want to work but wants to live rich all by her own. Girls like her used to circle around rich guys and attempt to lock them down with looks and good behavior and enjoy the abundance the husband provides. Now they just make bad financial decisions.

[@juanbermudez1321]

She’s pretty much an escort. People in the comments did their research

[@sethra777]

I'm friends with a woman who is a life coach. Legitimately. She has a PhD in psychology and family therapy. She had a private family therapy practice for many years before branching out. She partners with other experts who can support her clients in areas that she lacks expertise. She is legit. But, she's literally the only life coach I've ever seen that is actually not a bullshit artist.

[@Soccercrazyigboman]

Does she help people with mental issues?

[@thenonexistinghero]

@@Soccercrazyigboman Therapy is all about helping people work through mental issues...

[@sethra777]

@@Soccercrazyigboman when she was doing strictly private therapy, yes. I suppose she still does to an extent, but she's not focused as much on identifying and treating mental issues as she is with supporting people in learning life skills that help them achieve their goals. But I would think there's still a bit of therapy that would naturally have to happen even in a coaching setting.

[@dadistos4538]

is the "bullshit artist" thing a reference to the Greasy Strangler by chance...?

[@sethra777]

@@dadistos4538 I had no idea what you were referring to until I Googled it just now. So, no. Lol!

[@ginachu3654]

Thank you for being the only other person ive seen beside me who says "if Yolo, then I want to live it as responsibly and with high life expectancy as I can". And that using it to justify recklessness is counter intuitive

[@upnorthsociety6146]

Financial audit wow lol love that channel ! Shout out to Caleb doing his thing !

[@nerored6235]

One of the biggest habits I've picked up is asking myself "do I actually NEED this. I know I want it and might could use it but do I NEED it right now. Or is it going to sit there waiting on the possibility I might do something, while I feel bad for doing nothing with it". Then I end up walking away, I may spend 20 minutes wandering around the store thinking about it but 98% of the time I don't waste the money. If it's online, it'll spend a week or more sitting in the shopping cart and then I end up deleting it. If you can go an extended period without it, you didn't need to waste the money on it when you wanted to buy it. It's reached the point where sometimes, I feel bad for even considering buying something I KNOW I don't need.

[@nikkilong7377]

Absolutely!! I showed my mom a coffee table I wanted and told her I am watching the price and see if it will drop. She ended up finding one like it but a little better for less and gifted us with it. The mindset you have is a part of the abundance mindset!!

[@PrintMuva]

Great advice I'ma start using this tactic.

[@kylespevak6781]

This is my vibe. I put stuff back while shopping too 😂

[@eyes9596]

Issue is that she can mostly likely get the things she WANTS. She has disposable income left even after saving. She just w more moderation. Plus, it’s nothing new for people income to increase and they want to get things they couldn’t afford when making less. That’s a natural occurrence that happens.

[@nerored6235]

@@eyes9596 yeah. Most people adjust their spending to match their income. This woman though is going overboard and trying to twist her logic to buy more in a way she can avoid acknowledging that she's painfully wasteful

[@wilmara24]

My biggest financial game changer is having a fully funded 6-month emergency fund. Suddenly you get an unexpected 700 car maintenance expense, no biggie, that's what the fund is for. You sleep better at night and have a better relationship at work because this is a certain energy of if I dislike working here I can always quit on the spot and get another job and I'll be alright for half a year. Ironically I have a relationship at work since.

[@noyoudidnt5816]

Hell yea! I had a 3 month fund which I ended up needing to use, just got back to that point again but working on a 6 month fund now and man does it help out mentally knowing I got the funds if an emergency pops up

[@laurenm7898]

facts!! good for you

[@itsi3187]

This behaviour once instilled becomes addicting too. You go from wanting 6 months to a whole year. Then you feel truly free as you could afford to take a full year out if you need to so you could just replenish yourself and do the things you enjoy

[@MattCasters]

Unexpected car maintenance shouldn't be unexpected, and it's not an emergency. Just save money separately for car depreciation and stuff breaking down. It always happens with every car, of every brand, even my "maintenance-free" Tesla (hit some lost iron crap on the freeway).

[@jazzyg530]

Most people don't earn enough to save. Half of renters in the U.S. cannot afford rent at this time. It's wild.

[@tonytocanova]

I’m a life coach. I just started ten minutes ago and I know more than most life coaches. Throw therapists in there too.

[@ChrisPatrick8199]

Love you guys. Always entertaining with solid life advice. I just subbed this financial audit channel and its great. I believe, not that I am a big religious person, it says "the borrow is a slave to the lender"

[@samuelblanco261]

Abundance mindset is actually about being grateful for what you have instead of focusing on what you don’t. Like yall said, she has warped that into meaning having a lot in your life when its not about that at all.

[@SpoonHurler]

One of the basic principles of true Abundance Mindset in generosity. If you believe in it truly you believe the universe or universal creator is limitless, nothing is scarce. She never mentioned giving to anyone but herself.... She's also actually an escort.

[@William0271]

So this "spiritual coach" heard a buzzword and instantly started spreading the concept without research what it means. Typical of these new age hippies

[@laugomes7266]

​@@SpoonHurlerEscort? Dammmm 😮

[@itsi3187]

It's also the concept of attracting more wellness into your life, i.e. An abundance of love, of community, of happiness, of good health, etc.... it can include material possessions as well, but those which help improve and evolve your circumstance (but certainly not in excess!) - a structurally sound house large enough to create a comfortable nurturing and learning environment for your growing children for example, but NOT a mansion full of rooms you don't need or would never use. As Bob Marley once said "possessions make you rich? I don't have that type of richness. My richness is life forever"

[@SpoonHurler]

@@itsi3187 this is what I was trying to write 😂. You stated true Abundance extremely well

[@mikecrotch4732]

A high school teacher of mine once told us, "credit cards are good slaves but bad masters."

[@Davidsworldtravels]

The original quote is ‘money’ but yes same point

[@respectabletrash2622]

I watched both of these channels seperately so this crossover was both unexpected and very much appreciated. yall gotta get on the financial audit grind

[@letlotlomofokeng181]

Awesome content dudes. Much thanks 👊

[@lloyd9819]

A lot of people would rather be in debt, than reduce their lifestyle to fit their means.

[@ajh.4131]

THIS! 👆🏾👏🏾

[@milton7763]

This guy is a great advisor: remains respectful but is not afraid to point out the problems. If you don’t point out the problem you are _never_ going to fix it

[@b3n835]

Caleb Hammar is the best

[@bhante1345]

He may raise his voice, but he doesn't shout. I'd be screaming my head off at her like "hoe is you crazy?"

[@ericavene]

wasnt expecting this collab. love caleb and love u guys🙏🏽

[@AurelioVenegas1]

Excellent video. 👏🏼 Much needed reality check and financial advice for a lot of us.