How to Sell Life Insurance: Your First 30 Days Ep186

[@enriqueguerrero5078]

I'm 53, got my license in december of 2023, joined a mlm with a pletora of carriers, borchures, badges and a ton of apps. As of the 20th of January 2024, I've watched 100s of youtube videos of Pat Ben David, Andy Elliott, Cody Askins and the like and have yet to make a dime in this Industry. This one video has helped me beyond belief on what to think about and what to put forward as far as what's important. Thank you so much for making this video. I feel like I've wasted the last 45 days feeling utterly frustrated and worthless. Please continue to make videos for us beginners, because it seems a lot of these MLMs just wanna take your money, make you captive through contract and not lift a finger to help.

[@PrestonHicks77]

not to be to blunt, but if you arent getting the training and support you need, maybe you should consider moving to a better company.

[@sethpeters1]

Sometimes it's the team culture, not the platform itself.

[@jasonbell61278]

I feel your pain. I'm on my second go around. I learned a lot from aligning myself with an MLM. That's not a business. This video has given me a lot of insight on how to approach this business this time

[@encostello]

Those aren't MLMs. Most of those people make money from you using affiliate marketing. Their primary business is not insurance. You need a good FMO. That is still not an MLM. An MLM makes money from YOU buying the product from them, then reselling it. They don't care if you resell it, just that you buy it from them. You don't buy insurance from your FMO to sell it. You just work under an FMO who has the contracts. You have to figure out how to write business.

[@dr.bethchitwood9583]

Do you not have someone coaching you in the business?

[@davidhayes7596]

Love this. Today was my first day. I realized what he said about finding the category with the products that match. 1) category , final expense , carrier, policy. This based on income. The basic ingredients of a salad and finding the dressing that pulls it together.

[@cozycornerlife]

i am new in health insurance and life just got a job in a company and you all are helping me calm the anxiety and understand this so much. thank you so much. Blessings.

[@LifeInsuranceAcademy]

Great to hear! Much success to you.

[@chettykelly4168]

I just started insurance two weeks ago so I really need this tips and the help of God

[@MadukaChidebe]

This was awesome , I started with ACA and I am currently focused on final expense . Thank you for the advise , I love watching your podcast

[@demetosmanckoglu2362]

Hello, I live in Turkey. I am a sales consultant for one of Turkey's largest insurance companies. I came across you while preparing a presentation for my managers. It is difficult to find resources in this field in Turkey. But thanks to you, I learned very valuable information for my presentation and my team. I am considering evaluating your page in my presentation by citing it as a source. Thank you very much for sharing really amazing information!!

[@2023explore]

Kolay gelsin :)

[@samuelgutierrez5686]

Loved this! I was especially reassured when he said to choose a niche! I do IUL's specifically for kids as a MUCH better alternative to a 529 and customers LOVE it! I wouldn't offer something i would't get for my future kid so on top of the great income it brings me joy to know i'm providing families with a big financial push for their children! My coach once said "Your income is directly proportionate to the amount of value you bring to society" and I can proudly say I bring HUGE value!

[@sfsfuzzy3597]

It’s not better at all ! Are you that stupid at math ?? I can get twice the return on my money using 529 or mutual funds you have to be a total idiot at math

[@ximenaandino5848]

Hi Samuel, if you are great at selling Index Universal Life, can you imagine how big you would be by offering the right product?

[@sfsfuzzy3597]

@@ximenaandino5848 he would not make as much money! See that’s why he pushes this dumb scam ! The extra money you pay in the first year is what he gets paid on ! He can mane half a million a year with this scam ! Look at the ones pushing velocity banking scam ! Sim of them are making $100,000 a month

[@sethpeters1]

​@@ximenaandino5848that is hilarious 😂

[@RapReflection]

@@ximenaandino5848 Why isn't and iul the right product? Is there something I need to know?

[@imadhobeika5994]

Thank you for this video. I am 52, had multiple successful carriers in several industries and now without any source of income, I have 2 daughters 11 and 7 and for the last 30 days since I started in insurance, I am going back and forth doing meetings, planting seeds and no application yet. The key subjects of your video that hit me directly are: 1- The pity meeting 2- The “solution” instead of the “quotation” 3- “If he can do it, so I can”

[@dr.bethchitwood9583]

And you can do it! 😀

[@LifeInsuranceAcademy]

So glad you found it valuable! Thanks for listening.

[@MKCHAYKO]

I’m past 30 days now, this is extremely refreshing and every ounce of it is Gold. Thank you, to the both of you, for taking the time and effort to educate and inspire us noobies all across the globe. Much love 💪🏻

[@nickmitchell4065]

Looking forward to the lead portal guys...still in my first few months as a part time agent with a captive company and lead generation is definitely my biggest hurdle so far. I agree with Rogers statement on warm market struggles and pity sits from family and friends...lol.

[@benisheiman]

Why don't you join an independent company. Lmk if you are interested to know more.

[@bellzrey]

I am a new agent and struggling on growing a team. Thank you for this video.

[@samanmaligamage9212]

Hi I'm in sri Lanka. It's very useful for everyone. I realized what I'm doing now. Thank you so much❤

[@davidmckay7847]

Geez I wish I found you guys back in July. Selling insurance but I have yet to break 1500 a month. Will definitely watch you guys. Thanks for a great podcast!

[@danielbrown-vi4lc]

Can't wait to join y'all just waiting for the money to roll in still working my 9 to 5

[@AgentTrini]

Amazing pod. I'm a sales agent for Palig in trinidad. I've only joined the company about 12 days now and my biggest challenge so far is leads and how to market myself as an agent. Currently, I am just posting on my socials with little to no interactions and I'm cold calling businesses to offer my services with not much luck. It is difficult and I'm hoping to find ways to build an audience plus expand my network to people that I can do business with as I'm only randomly calling right now.

[@bitabonita3713]

Keep going. While you are building muscles 💪 in this field, You will find your way and you’ll nail it 👍🏻🙏❤️

[@ChrisNkemnacho]

Do not randomly call . First , know what product you sell, second know who it is for , third know where to find such individuals your product is for and fourth develop an approach at meeting such individuals whether online or face to face and pointing out the most important usefulness of your product which the prospect values the most , fifth invite them to make payment for your product , sixth if they don't make payment for your product find out the real reason why , seventh if they make payment for your product , get to know why they made payment and then look for more and more prospects like the ones who made payment , finally those that didn't make payment , get to learn from the mistakes you made , a mistake could be they lack the purchasing power so you learn not to waste time with those who lack the means to purchase your product. As You Do The Sales Work More Often, You Get To Learn And Discover Some Sales Experience And Insights Which You Won't Have If You Didn't Do The Sales Work.

[@AgentTrini]

@@ChrisNkemnacho Do you know what's crazy. I'm now the highest producing agent in my agency for the first quarter this year. God is so good, I'm so happy I stuck with it.

[@LashusJourney]

@@AgentTriniamazing! To God be the glory 🙏

[@NickAbrego]

Glad I found this video. I just switched from supply chain management to supply chain sales but really wanting to switch into life insurance or any insurance. I hope to learn alot.

[@sfsfuzzy3597]

You have to learn how to lie and tell people that insurance is an investment when in fact it’s not a good investment at all you always lose money by buying this crap

[@cicidy4419]

I quit my job in supply chain and dove into the life insurance industry. do it!

[@godinuspermi]

Just coded 3 days ago. Thank you for the input through this podcast. New subscriber here.

[@LifeInsuranceAcademy]

Welcome aboard!

[@luluhen72]

I've been on a hamster wheel... wondering did I make a mistake by getting these license. Thank u for such a motivational video.... INSURANCE IS NOT FOR THE WEAK❗❗❗✊I feel encouraged

[@ximenaandino5848]

Not if you have the right product

[@AmandaAllen-c2q]

I feel the same way!! I have had my license two months as of Sunday March 3rd and I still have a hard time with rebuttals

[@AmandaAllen-c2q]

I was actually discharged from that job on Friday April 19th due to not meeting the 20% close rate despite doing EVERYTHING that I know of to be able to get there..

[@LifeInsuranceAcademy]

@@AmandaAllen-c2qlet us know if we can help. DM us.

[@Quandale-pringle-dingle]

Updates? ​@@AmandaAllen-c2q

[@JasonSmith-wt6hx]

Thank you for this podcast. I look forward to implementing the tips you shared. Much success in all your future endeavors, take care!👊💪💯👊💪💯👊💪💯

[@user-kj2gf1cn1p]

seriously, thank you guys so much for the awesome podcast and well put together videos, this was super insightful and helpful. i look forward to watching more of you guys and supporting in any way!

[@LifeInsuranceAcademy]

Thanks so much for listening and for your comment! 🙏🏼

[@rashmiganju5696]

Hi, I'm from India, just starting a second career in insurance and this was a Godsend! I plan to lap up all the podcasts I can fit in and still do a day's work. Thank you, thank you, thank you!

[@malloywest8766]

Really enjoyed this content. Thank you both.

[@margaretfisk8177]

I just got started selling insurance and was told to buy leads, then just dial, dial, and dial because " I'll learn as I go". Granted, the leads I start with are cheap, but it's incredibly disheartening to not know what im talking about and waste my and the customer's time because i sound ignorant only to get hung up on, told no, etc. I need a tribe! I won't give up because I know the pot of gold is our there.

[@TrueWealthFinancial]

Incredible conversation ❤️‍🔥

[@LifeInsuranceAcademy]

🙏🏼

[@thomascurtis2929]

Very good conversation about being new

[@supersimple-caadri]

Great information! Thank you!

[@LifeInsuranceAcademy]

Glad it was helpful!

[@AmandaAllen-c2q]

I earned my life insurance license on January 3rd, 2024 and my first three days of making agent calls have SUCKED!! I have at least 6 rebuttals that I need to use, but I can't seem to memorize them, nor how to effectively bounce between the various applications and other programs.

[@justjordan4995]

How’s it going now?

[@UnderstandingLifeInsurance]

I really enjoyed this episode Thankyou

[@masonbush7879]

thank you Mr. Stalone

[@clamasomas4910]

I just got my life insurance license. I need help on how to go about it. Please I need your guidance

[@LifeInsuranceAcademy]

Thanks for reaching out. Please connect directly with Adam at [e-mail] and he’ll get you taken care of.

[@canwejustloveeachother2550]

Thanks so much for this

[@BrunoGP_USA]

Thank you, Sylvester!

[@Githinji_the1]

I am an agent working in Kenya and the biggest challenge is leads. I don't know how I will go about that coz we don't buy leads here and insurance penetration is really low.

[@f.m.2876]

Hi, Githinji am a Kenyan agent in US, just started, our people here are very hard to sell to at the moment but that is due to lack of the knowledge understanding.

[@Githinji_the1]

@f.m.2876 very true.

[@doitbetter2416]

How is it going now since you last posted a year ago

[@Githinji_the1]

@ lots of door knocking and countless activations in malls. I now have more than 50 clients who also give me referrals. So far so good.

[@pavanicaptures-hg1uq]

I started as a agent, its one month already, but still waiting for my first client

[@Jane-yj1to]

Roger you are awesome!

[@j.harris9235]

Anyone have any good tips on generating leads? I’m new and not sure if people are using software or what program or methods they’re using

[@MrJackmagnet]

Gold!

[@joshuamazzottisoto5240]

Hello guys what are the two books he said? TYI

[@giorivera-kj4mn]

Great interview!!

[@mandyjoscraftcorner637]

Where can we get that book? Do you have a link?

[@LifeInsuranceAcademy]

How I Raised Myself From Failure to Success in Selling by Frank Bettger a.co/d/6NLp3d1

[@SeñorlicensiadoDavidFlores]

Can cold door knocking still works

[@LifeInsuranceAcademy]

Yes it does!

[@raulfossa_realtor]

3 weeks in the business here. I am selling IULs, how am I suppose to sell if people don’t pickup the phones??? In the meantime should I continue to gamble buying leads? All comments are much appreciated. I get leads across all 50 states, no door knocking here.

[@denisaunga254]

Wow, this is so nice. I'm a newly licensed Agent, I hope ill serve Americans well.

[@PATMCKEON007]

Grrat Post, Grrat Chanel 🏆 Thanks

[@ramontorres5655]

What is IUL's?

[@TFMuhamet]

Indexed universal life.

[@PATMCKEON007]

Subscribed 🎉

[@johannaart88]

thought this guy was was a sales guy version of rocky haha

[@petagayenelson1633]

Had the exact thought😂

[@jraw124]

Wow I didn’t know Sylvester Stallone was so well spoken

[@LifeInsuranceAcademy]

@jraw Roger gets this at least 2-3 times every week! LOL Thanks for watching and for your comment!

[@skipwatson5258]

What are some good lead sources to look at?

[@ph43draaa]

Everyone you see or talk to could have a problem that insurance solves

[@christilinford1734]

You have to learn all of it in order to pass the exam and you have to be licenced. Im trying to learn all of it in 3 months and i am kind of freaking out. Im studying life and health through an online program thats 3 months long.

[@oozybus]

can someone help me with Imo because every Imo I look at has a mlm

[@Topself24]

3:55 but what crazy is that they tell you, as a new agent, to cast a wide net.

[@KristynBrowand]

Since I haven't seen anyone say it, Roger looks like Sylvester Stallone.

[@LifeInsuranceAcademy]

He hears it all the time! 🤣

[@markf.2050]

Wouldn't it be nice to sell a good product that people actually wanted to buy?

[@Itsmyqbpd]

Life insurance is the one thing EVERYONE will use. Everyone dies. Setting the ones you love up to not have to scramble to make and pay for arrangements for you and have something left over, is something everyone should want for their loved ones.

[@markf.2050]

@user-pf6mw3su2h You make it sound like life insurance is the only option available to leave $$ for your heirs. It is not, and I think you know that. In my own case, because I did not waste money on whole life insurance when I needed life insurance (Ibought term), I had money to make investments. I now have a net worth that greatly exceeds any death benefit I would have if I held a whole life policy till the end, and I don't need life insurance any longer. Also, 80% of whole life policy holders surrender their policies early. Where does that leave their heirs then?

[@MikeCarolus]

80 20 rule always applies. 80% of term ins owners wish they would have bought permanent coverage.

[@markf.2050]

About 80% of whole life policy holders end up surrendering their policies early. That should tell you something about whole life. A term policy can be ended at any time with no severe consequence other than the loss of coverage. Surrendering a whole life policy can result in a huge financial loss. But who cares right? The salesperson got their commission up front!

[@bobbieramirez5620]

What company pays the highest commission?

[@penn_uaf]

Americo pays 80% if the client is above the age of 60

[@vanessaguerrero7432]

Senior life company pays 90% commission for new agents.

[@sajithnambiar662]

My problem is sree krishna,bangalore.

[@ntokozosmangalisoskhosana3259]

Rambo is selling real Good better than he was in the movies

[@LifeInsuranceAcademy]

Live for nothing, or die for something. Your call.

[@jamesjetson3812]

This guy is believe actually has alot of success in insurance. Theirs people on KZbin talking insurance that are so far up their own arse i dont believe their any good. Very good interview 👍

[@LifeInsuranceAcademy]

Thanks for the vote of confidence and for being a listener.

[@LorenRyburn-hx8gi]

Steel Vest

[@Akinyimikar]

❤❤❤

[@Shirley-z9v]

👍🏽

[@xaraxa]

Rocky Balboa selling Insurance....🤣🤣🤣🤣🤣🤣🤣

[@ynks07]

I turned it off at “first 30 days?”… 🙄 lol.

[@FastingWisdom]

These are the new leads. These are the GlenGarry leads. And to you, they’re gold, and you don’t get them. Why? Because to give them to you is just throwing them away. They’re for closers.

[@johnnygonzales3267]

this dude is too soft for me. i feel like im at church.

[@LifeInsuranceAcademy]

@@johnnygonzales3267thanks for watching Johnny and all comments are welcomed!

[@andrewwendorf9793]

80% of these comments feel like bots

[@OneManOnFire]

I wouldn't be surprised but as a former car salesman I think it's possible

[@RodolfoRicardo17]

how do i contact you guys for training and license

[@LifeInsuranceAcademy]

Lifeinsuranceacademy.org

[@LifeInsuranceAcademy]

[e-mail]

[@sfsfuzzy3597]

No way o could sell this trash ! In fact I dint even have life insurance and I know a lot of people that don’t have it dint need it

[@jasonstone7584]

You will regret it one day...

[@sfsfuzzy3597]

@@jasonstone7584 why would I regret not having life insurance? I have not had debt in 20 years! I own three houses with no debt! Several vehicles! My mutual funds total $1,600,000.00 ! And I have other assets! All my children are adults with children! All grandchildren are living comfortably! So what do I need life insurance for ??

[@sfsfuzzy3597]

@@jasonstone7584 oh my mutual funds have grown 25% just since Jan

[@sfsfuzzy3597]

@@jasonstone7584 I’m still waiting on you to tell me just how I’m going to regret not having life insurance! I’ll sit here and watch you lose your money in whole life while I bask in the money my mutual funds have made while you was feeding an endless pit of trash !

[@delsajoseph]

😂