Live Simple, Live Free (Financial philosophy)

[@deedouglas9172]

Five years ago, we moved from Montana to Kentucky. Bought a 2900 sq ft home on 1 1/4 acres of property. We loved life. Ten months later Doug was no longer alive to enjoy any of the new lifestyle. I sold the property and bought a manufactured home(trailer) with the escrow, gave away a lot of furniture, and am alone but Doug made sure I was living simple, living free. No debt, car paid for, home paid for, decent income. Know exactly what you guys are talking about. Keep reminding others of the freedom we can enjoy. Hugs from Kentucky.

[@LiveSimpleLiveFree]

So sorry for your loss. But very happy to hear that it didn't in financial tragedy as well!

[@djterry1218]

Dee Douglas my husband and I moved from Ohio to Kentucky nine months ago. We do have a house payment but with the sale of the Ohio house we were able to pay off all of our credit cards. This is an older home and we are doing renovations with cash. We have debt because we have a car payment and house payment but at least now these bills will be manageable. I want to make sure that if God calls one of us the other can still maintain a comfortable life.

[@LiveSimpleLiveFree]

Very wise.

[@lindauribe6872]

Sorry for your loss. I lost my husband too.

[@deedouglas9172]

Linda Uribe Know how you feel Linda. We had 55 yrs together before he went home and now I’m over 80 and miss him every day. Sending hugs from Kentucky. You can do it!!!

[@pattijaeger8941]

It would be wonderful to have this lesson taught in schools. So many people fall into the spendy Spencer trap.

[@lorirugato6463]

I totally agree with you. They didn't teach us trades or how to manage $$.

[@donnadiesburg7451]

Wouldn't that be nice if kids were taught this?

[@marisam5292]

Absolutely true

[@happy.homestead]

The entire monetary system of the world is set up to keep the majority of the working in this trap. The puppet masters want us all to live like this, so they can live the way they do. It's upside down and backwards. Shameful, really.

[@michigandaffodil7561]

Parents need to teach this. Dave Ramsey has resources to use with kids.

[@djterry1218]

Goodness Bill, when you were telling that story I started crying because Elizabeth had her head turned and looked at you adoringly and you are such a good man and you both make up a wonderful couple.

[@donnadiesburg7451]

I know. Usually booze, drugs or stuff comes before loving someone else.

[@ancientsgate]

They are Christians, in fellowship at a Bible-believing church, and their faith is alive. You can see it in their faces, hear it in their words, and tell by the way they've chosen to live. This to me is key. A lot of what we heard here is what Bill and Elizabeth learned in the School of Hard Knocks over several years-- If I understand what I've heard in their videos, there was a time when they chased $$$ and they found out the hard way what that led to. You're right, they're Good People.

[@believeliveloveandlaugh3844]

I think most of us have gone thru that road. My faith has helped me get thru the economical situations. I just paid off my car and have my mind set to be morgage free by living simple and free. Glad I found your channel. Blessings to all! 🙏🙂

[@margaretashlock2531]

Being satisfied with what you have is my key to life.

[@redbird674]

yes

[@tinkutofficial3146]

"Not to be owned by what I own." That is truely profound. Thank you for sharing your experiences. 🙏

[@dorothythompson7948]

Confession, you two just stopped me from making the same mistake again. I just got out of a 17,000 dollar credit card debt. Yesterday I looked at my credit card and it is 500.00 dollars. I am going to pay it in full and start saving that money again. Also I love it when you followup what you say by using God's word.

[@LiveSimpleLiveFree]

:-)

[@ginahaynes5596]

My husband and I have learned this lesson the hard way also. Our life stories are very similar. We are now in our early 60’s and close to being debt free. Yahoo!

[@teshaboyd]

You guys have absolutely no idea of how much this video and your philosophy has blessed me this afternoon. I thank the good Lord that I found your channel a couple of months ago.

[@ldycountrytatum5708]

I love my old 1200 sq feet home we have had for many yrs.. I can so relate to this story.. What an awesome story..💞💞 I love simple...💞

[@art4god870]

❤ I believe if we put God's priorities first in our lives, He will take care of us; even if we have to learn a few things along the way. Thank you Bill and Elizabeth for being such a good example. Blessings.

[@spoly8139]

The example you showed of the two brothers clearly shed light on everything. There is a tremendous sense of relief and freedom when you're not in debt. I'm glad the two of you have found that peace in your life and are now enjoying your new home close to family.

[@bobmarker6812]

As you get older, you realize the importance of " piece of mind." It's just a shame a lot of folks don't realize it until much later in life. The debtor is slave to the lender. Keep up the great vid's!

[@nessieb8422]

Great talk guys! I too have been on both sides of the fence, but thankfully God gave me some wisdom when I repented of my old lifestyle when I accepted Jesus as my Lord and Saviour. He has brought me so far in the new life he has promised me. Today My husband and I live debt free in our modest yet well decorated on a dime home, with a life within our means and are truly as content with life that really one could hope for this side of Heaven. Yes live simple, live free is the best philosophy for life. God bless you two in your new home❤️✝️

[@redbird674]

nessie b GOD BLESS YOU IAM SO HAPPY FOR YOU AND I LOVE YOU

[@nessieb8422]

Red Bird That’s very kind of you to say❤️ God bless you too and thank you for spreading kindness ✝️😊

[@MoonPhaze5]

"Live simple, live free." I believe in that.

[@karenbrandenberger517]

My sister is a Spencer and we have always lived like Frank. They have gone bankrupt three times and they still don't get it. It is wonderful to feel free from debt!!

[@katiejon17]

I know this is four years later... but it is criminal that people are allowed to file bankruptcy THREE times! After the first, they should have no option except consequences.

[@TheSierralj]

Heartbreaking with the couple that started out with all big things that ends in tragedy and sadness and divorce! money is not the answer to happiness it usually just makes people more greedy. This story saddens me and I feel the tears coming on ...live simple live free ,,,is definitely the answer to happiness. You guys have nailed it. Sending my love to you both❤️

[@mindyvaughn8217]

This is such a great story. This should be taught in school. If I didn’t have my sister to help me financially I would really be struggling living on disability. God has provided so much more than my needs all my life. My Daddy always preached frugal living and lived it. Thank y’all for sharing this story and your lives with us.💖

[@KMT65]

We love watching your video’s. We gave up on “network tv” long ago, it’s mostly Godless trash, but we love watching/listening to you. You’re real, honest approachable and Godly. My wife and I are almost your exact age, with a very similar story. If we were 600 miles closer, you would make great friends to spend time with! Live Simple-Live Free! God bless. Jesus is King.

[@survivor4041]

I JUST LOVE HOW YOU DID THIS BIBLE LESSON, you have such a way of explaining things that it literally resonates with all of us in a realistic way.

[@bonniekaye]

This was an amazing video! Such great wisdom here! I wish that everyone could see this. Reminds me of a song that includes: "I aint got a lot but what I've got is mine, I aint rich but Lord I'm free!" Thank you for sharing this! 🌷⚘🌷

[@debbie1726]

Giving and helping others is what brings joy and peace and many other blessings. Thank you

[@joannaledbetter6509]

Dear Bill & Elizabeth, You just described our middle son and our youngest son. Our middle son worked so much and sometimes even two jobs to have things they could not afford whereas my youngest son extended his education after college, before he & his wife had children, and has made such wise decisions. We have always lived simple and and tried to instill this in our boys. Your Spencer & Sally couple is exactly what our middle son is going through. Our hearts are broken, our 2 grandchildren from them are lost in the world. Our other two sons, oldest & youngest, have been faithful in taking their families to church and focused being present in their children's lives. Thank you for sharing this story...it just happens to be true in our family. Husband and I have been together for 50 years, helped all 3 sons to go to college and have lived debt free for many years buying used instead of new and when we did buy new it was with cash only. It is so sad when younger married couples feel they need the best of everything. Have a wonderful day. ~Joanna♡

[@LiveSimpleLiveFree]

It is hard to see your child struggle. I’m glad that God listens so well to parent’s prayers! ❤️

[@Yzabeaux1]

Elizabeth & Bill, THANK YOU SO MUCH. for REMINDING folks that they DO HAVE A CHOICE.👍👍👍 We can choose to be "ENSLAVED" to the credit industry and NEVER see the end with their high interest rates; OR live within our means and make SACRIFICES FOR THE FUTURE for a BETTER life in our RETIREMENT years. Credit IS a DEAL WITH THE DEVIL. It's okay to have a few credit cards in an EMERGENCY; but PAY THEM OFF EVERY MONTH to AVOID having to pay their HIGH INTEREST RATES. This is where they throw their handcuffs on your wrists.👍👍👍👍👍👍👍👍👍👍

[@primrozie]

You have a beautiful story. You've gained so much wisdom from your experience. What a blessed journey. The steps of the righteous are ordered by God.

[@deemarie9945]

I had my Pastor say something that stuck with me to this day. He said, " The more you own, the more owns you." That profound truth has kept me from the trap of over spending. Thank you for sharing.

[@batirtzeurkiaga4973]

Great story. The loss is not only economic. As you put it so eloquently, it's their energy, their time together and the fact that it all goes by.

[@LauraLye61]

Frank, you’re an awesome role model! Spencer, I’ve been there too,! So I completely understand! Thank the good Lord that I’m going on soon to be 60’s and almost debt free!! Woo Hoo. Nothing compares to family. Something else to think about, You’re in that little house, PRAISE the LORD he placed you right where he wants you! You’re there for many reasons. Your mom, your close to your son and you have dad with you and you put the Lord first! Money can’t buy happiness and money sure can’t buy Elizabeth’s beautiful smile! Look at her glowing!! FREE, FREE, I am FREE! My prayers goes out to you all!!

[@sherrybain8096]

Great advice, debt is the worst type of poverty, even worse than no money

[@tinlizzy39]

Love u guys! I'll be sharing this video. Sometimes things definitely happen out of your control. We also live simply(950 sq ft with 6 of us) but have endured the crash and 3 layoffs, one VERY lengthy (3yrs!) But by the grace of God we have endured. We still have struggles and doing what we can but, our trust is in the Lord. God bless you guys. 💜💜🐱

[@williewiner4161]

Thank you both for always bringing things back to Jesus and Godly principals. My faith is built on nothing less than Jesus love and righteousness. Trust in the Lord and follow his ways . It’s always the best way for us to live on this earth until his return!

[@peanutsassyathena]

I've been very blessed just as both of you have. God has provided and gotten me through tough times and made things happen that were nothing short of miracles. I was alone in life and still alone, but not really, God has paved the way and brought me major blessings. Last year alone was incredible - so incredible to tell the story I feel most people would conclude I'm the world's biggest liar, but I'm not, it's all true. I don't take the credit. I know full well things could have turned out much differently without the intervention of the Lord. The one thing I will take credit for is listening to what the Lord wants me to do. It's not like I hear the voice of God or anything, but rather I just get these overwhelming feelings of what I should be doing. I've learned years ago not to dismiss those thoughts and feelings. So I trust the thoughts and feelings and obey what I feel is the guidance that is being given to me - and I'm so glad I have done just that. It has brought me safety, security and peace.

[@c.julien8266]

Thank you for sharing both your successes and failures. This is sage advice and I've been trying to teach my three sons how to manage their money. So far, I have one Spencer and two Franks, but they're still in the teens and younger. My wife and I decided long ago to get mortgage free asap. We accelerated payments, consolidated debt, paid off credit cards and credit lines. In a few years, we'll be mortgage free and that feels very empowering. We are blessed and thank God daily for His provision. Thank you again for sharing your wisdom.

[@lrfox49]

I really appreciate the use of scripture to back up what you are sharing, thank you!

[@gudfarfar]

I was struggling in my younger days with a bad financial situation, but after we married my lovely wife and I was able to get rid of all credit cards and bankloans. We have a small house (850 sq.ft) that we lived in at first, but now is renting out, as it is paid off in full. When our kid started school we wanted to live closer to his school, so now we live in a nice (2100 sq.ft) second home with a large double garage, that we got just five years ago. We had saved up money and was able to come up with a 3rd of the money for the house. Our loan is paid off by the money we get for our rental, and we will be free again in about 10 years, if God is villing and we keep our health. All the cars we have was used but are paid in cash, and we did not want to finance or lease a new car, as it is the best way to loose money fast.

[@catherinesovich1583]

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[@Neenarae]

What a beautiful testimony from you both very well articulated! And yes I agree with the comment undermine they stated this needs to be taught in schools! I love you both and your light that shines is so beautiful. May God continue blessing you both and may you be given many more nuggets of “truth” to share. Hope you have a beautiful day.

[@lindaw72447]

I admire you two so much for sharing your life journey with us. Elizabeth I love the curtains

[@kathleenlankford6027]

Thank you to both of you for keeping it real.

[@kimincanada7011]

I rarely comment but I fell that this is one of the most important videos you have done. My husband and I at 55 and 59 have no debt of any kind. We don’t have a fancy home but we take great care of the things we have and pay cash for house improvents car etc. Our daughter goes to University but also works. We all work together so that she will graduate with no loans and a BA. She drives a 2006 Chrysler 200 which she paid cash for. We have had some people look down on our lfrugal lifestyle but we just smile and know we are doing the right thing. Thanks to you both for being such an encouragement to others.

[@MrsMags]

We started our debt free journey last year at 40 years old. We now only have our mortgage to pay. It's a large mortgage and will take us the next 15 years to pay off, but it should be our first and only mortgage. We need a lot of things repaired, but we're slowly saving to pay cash for everything. Budgeting made the biggest difference for us. Because of our savings, we planned a spring break trip to see friends and have more plans to travel in coming years.

[@mlm7598]

Amen and alleluia to that! Marvelous vlog! At 74 I can tell you it is all absolutely true! My heart is heavy that so many of us learn some of life the hard way, not knowing that less is really more. God bless!

[@sissysimpson792]

living in a small place is a good thing I was raised in small and now live in small place love it we asr a very close family wouldn’t change a thing God Bles

[@MarysNest]

Hi Elizabeth and Bill, Thank you so much for sharing all of this. We agree with you. It’s so important to Live Simple, Live Free. We have always lived like that. It makes all the difference in the world especially as we get older. Thank you so much for sharing your journey with us. You are both such a wealth of knowledge and an inspiration!! Thank you!! Love and God Bless, Mary🤗 (PS - Elizabeth, you look wonderful!!)

[@LiveSimpleLiveFree]

Thank you. 😊

[@roseandra2]

You two are such a beautiful couple and a blessing to us all. The joy of the Lord is truly shown in both of you. Thank you for sharing scriptures with us and being faithful servants of our Lord and Savior.

[@anniecharlotte4469]

Wow! What a powerful message you guys have. You should be teaching seminars. Philippians is my favorite book in the Bible and I it has meant so much to me over the years.I recently remodeled my kitchen. My sons did all the work for me and I got all of my appliances on craigslist. I recently went to Norway where all of my grandparents were born. I found a ticket for $250 round-trip and paid for everything with cash. It was a dream come true for this retired schoolteacher/widow. God bless you both!

[@LiveSimpleLiveFree]

Actually, I did teach a debt elimination seminar for a number of years.

[@loisintheusa9931]

Elizabeth, you are looking great! The house is looking so nice, too. The drapes are lovely.

[@carolhub8080]

Such good advice. Young couples today want it all, right now. There is much to be learned from saving and waiting. God doesn’t want us to be in debt but He warns us not to love money. He will provide our needs. 🏠 anyone can buy an expensive house, I want a home where God is glorified. Live simple, live free is great advice!

[@bonnieodoon2980]

Wonderful. This sounds so much like my father’s advice so many years ago. Credit was not an option to Everyman back then. Cash was a way of life. Thrifty living was just reality. As young people we were sucked in to living at the level it took our elders a lifetime to reach. What fools we were! Now, in my “golden years” I treasure no debt, prepping, and enjoying each sunrise. When it is time to go - I’m ready. Thanks to both of you for teaching, by example, our young people. Thanks to my dad for the same advice in 1963.

[@Yzabeaux1]

BONNIE, YOU "HIT" THE NAIL SMACK DAB ON THE HEAD! WHAT PROFOUND "WISDOM!!"!PAPA GAVE US THE SAME ADVICE. HE NEVER BOUGHT ANYTHING ON CREDIT; EVERYTHING CASH RIGHT UP TO HIS 93RD BIRTHDAY WHEN THE GOOD LORD CALLED HIM HOME. I am so "BLESSED " to have had that same wisdom applied as I am now enjoying my retirement years with home and vehicles paid off. I have passed this on to my son as well.👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍

[@karenmcelyea154]

Thank you for this video! I wish my husband and I had started off like Frank & Fran. We are currently paying off old debt and are looking forward to the financial freedom that is coming. Your show is so uplifting and positive. Thank you for sharing biblical truths that we all should live by. Live simple, live free! God bless y’all.

[@djterry1218]

The story,which I’m sure you came up with, should be read in churches to help people understand what is important in life. If teenagers heard this story it would stick in their minds and possibly help some after high school to make the right decisions. I Noticed the similarities with the story and your real life. I love your honesty and that you put God first.

[@LiveSimpleLiveFree]

Hi! ❤️😊

[@imahick5723]

Great teaching. Love Elizabeth's haircut. Very flattering

[@LiveSimpleLiveFree]

Thanks! 😊

[@JustMe-qo7yw]

This is awesome and I am sharing this with all 7 of my grandchildren , Such a Great Teaching ! 3, whom are near being at stage to be a Spencer versus Frank . Y'all tell a great lesson together.

[@Rose_P_D]

Our mother taught the 4 of us if you can’t pay cash for it, you don’t need it. I finally listened when I lost my job at 28 years old living paycheck to paycheck. And of course, maxed out credit card debt. I promised myself then, never again and Mom helped me clear the credit card debt. Today at 64 years old, the only debt I carry is the house mortgage which I could pay off anytime; thanks Mom! 🥰

[@judya.shroads8245]

What a lovely and informative story. Thanks. That's how I live. No credit card. I pay cash for everything.

[@sbayles]

I’m so glad you do these videos. I’m sure they really make a few people reorder their lives to live on cash, not credit.

[@jewelsoren7076]

I love how you explained the live simple, live free philosophy. I work one full time job and 2 part time jobs and pay for college myself. I think it's more the parents job to teach their children how to take care of their money, there are books to help them. So instead of wanting the schools who are underfunded to teach our children teach them ourselves. My children are watching me and are very impressed. It's the life we decide on and we can teach this way. Like the lady said there is the Dave Ramsey teachings that will help you teach your children. Have a wonderful time.

[@carolrifon6337]

Thank you BIll and Elizabeth... I so enjoyed your story... God is so Good

[@shelleyelizabeth8946]

You guys are a precious couple!! This is a life lesson that many people, unfortunately, will never learn.

[@bobholmes65]

Do not sabotage your future, etc... Excellent point Elizabeth.

[@southerngal7899]

Thank you for sharing this. It's so very true. 🙏

[@fredachase5193]

This story sounds like my parents story...my dad, frugal Fred!!! Exactly!!! He always was generous and gave to the Lord and people in need...so was my mom!!!

[@harleyanne3720]

This is exactly what my folks taught me. No debt. I even do my own plumbing. Learned lots of maintenance from my Dad. I lived in a trailer house and was very happy. He taught us girls how to change a tire, change our own oil. I had a sixteen year old Subaru. Had a great job with a major communication company. Saved my money. We camped for vacations.

[@TeresaAlley]

I love you two, thanks for sharing your life with us! You’re beautiful and inspirational to us!! Praying continually for you both!! ♥️🙏

[@LiveSimpleLiveFree]

Thanks for the prayers!

[@KingofalLlambofGod]

Can't imagine that anyone could not love this message.

[@GreatGrannyFreeBird]

"It is for liberty He came, to set us free." Glad y'all know HIS freedom from this world, while yet, in this world! 🦋🙂

[@Sandy-Texas-]

What a wonderful story. So true for most all people.

[@vectushumanus4363]

Bless you guys always!🙏

[@leeallen8840]

I’m lost for words for once. What a perfect message. Thank you.

[@Randy8923]

Excellent comparison story! It seriously maps out the way to go. Everyone needs to also remember that we are promised no tomorrow, I planned on working to age 70 and thought I had many years to make up for being unwise with money buttttttt unfortunately at age 50 I had a massive heart attack and two strokes and that was the end of my work career. I once owned a 10,000 sq ft home and a fleet of cars and boats and vacation home . I now live in a rented single wide trailer and my truck is 21 years old but Im poor of earthly wealth and ill but I am happier then ever and at peace and content, so I give Jesus our savior all the glory. I have shelter, food, warmth but most importantly the love of my two sons that I raised as a single Dad. Im blessed beyond measure. Enjoyed so much your video. God bless you both, Love&prayers.

[@sherrigray6820]

Thank you for sharing the stories of the 2 brothers as well as your own story and scriptures. My husband and I were stuck in rental property for 9 years because it was under water, selling it in 2017. We've also since learned that simple living is what is best for us, we're working to pay off debt, and we have more peace now than ever.

[@2ndrevgirl141]

Thanks for another great video! So fun and inspiring to see your journey and see how living simple and free really works and brings contentment! The Bible gives such good advice! Have a great week!

[@bonniemitchell736]

I do believe this is the best video you have done. I wish every single young person could see this. My married children as well.

[@acolourist1798]

Thank You for sharing this wonderful story, wonderful lessons. It really is down to live simple live free.

[@Mylagomlife]

Good story👏 Newer used a credit card in my 40 year old life, and will not in the future. My parents didn't tell me how to live but just seeing how they did helped me taking good decisions. Selling our house now and paying of our mortgage and student loans to finally be free an we still have a lot of saved and invested money to start a simple life.

[@kathleenfredrickson8593]

Elizabth, your hair looks good and you look healthier every day.

[@LiveSimpleLiveFree]

Thank you. 😊

[@redbird674]

you look like that when you are not stress out over bills and money

[@diane8885]

I do have a suggestion for people that are trying to get out of debt. I decided to do online banking to pay bills. It is so easy to add an extra amount every month to a bill to reduce the debt and put money towards savings. I have paid off all our debt this way. We did have some credit card debt when our kids were in college and I became disabled. No longer. We do have several credit cards, but after a purchase, I pay it right away. I am very frugal, like Elizabeth! Our golden years should be stress free. Actually, our lives should be stress free!! Thank you for your videos. I enjoy them so much.

[@ssumner9757]

My grandfather worked for the railroad & then for Dodge but was also a carpenter. ( I'm 64 & he died in the late 80s). Several years before his retirement, he bought some property in Michigan across the Indiana state line to build their retirement home because taxes were cheaper there then. Then whatever money was left over after paying bills for the week, he would buy building supplies with cash & build on weekends. When he retired, he had a new home-mortgage free & sold his original home with cash in the bank! He lived to be in his late 80s & left a lot of cash to his children & grandchildren. He & grandma lived so frugally that I was astounded with the amount of money he left me as a grandchild. He had 6 kids & I can't even count all the rest of us grandchildren! This man had it right! The last quality time I had with him before he passed, we walked the garden while he sneaked a smoke on his pipe! I promised not tell anyone. He was a remarkable man😊💓

[@ritabrunetti381]

In 1976, before we married, talk about how we would like to live our lives together. We decided to have 2 kids, own a home, own cars when necessary, get the kids through college and retire well. We did it!! It took work and commitment on our part but the blessings along the way were worth it.

[@barbarataylor4382]

I have often wondered why money didn't mean a terribly lot to me. What was more important to me was that my bills were paid I had a roof over my head and I had food on the table. I realize now after your video that when people tell me don't get stressed out I know that I am not stressed out. So thank you for what you have said because now I know that I am living free. Free from stress and free from being unhappy. But pay your bills and by your food.

[@ljjackson7106]

Gosh... just love Elizabeth (you too Bill) such a gift.

[@Cindy-te3si]

Thank you for the story and reminding us how precious life can be when you live by the “Word”. God Bless you both

[@feralgal46]

Great and very important video, Bill and Elizabeth! Love your haircut, Elizabeth and you are looking so wonderful! It must be fun unpacking your treasures and adding them to your decor. You have wonderful taste in what you have...like your exquisite dishware and the new curtains and lamp. I have a favor to ask...but only if it wouldn't be burdensomefor you and Bill. I too have Celiac and I need to lose about 80 lbs. Is it possible to do some "what I eat in a day" videos for your weight loss? It would mean filming during meal prep time through out the whole day so it might be stressful for you with "Pop" there, but if not, I would appreciate it so much and know some others will enjoy it also. Getting healthier and leaner is so important to reduce blood sugars and inflammation especially as we age. It helps so much with those aches and pain. I think it also helps with depression. Love you guys so much! Say hi and give my love to Leo and Pops. Karen

[@LiveSimpleLiveFree]

I’ll see what I can do.

[@debbriggs5811]

Yes, thank you for this story and sharing your experiences.

[@lizstewart8526]

Thank you both so much for sharing this wonderful story with all of us (and your life experiences & the wonderful scripture verses). I unexpectedly took early disability retirement from my job of 19 years in 2007. My income was reduced by about half. I racked up quite a big debt & paid it off, then got myself into even more debt. I am currently paying off a rather large debt (through debt consolidation) since August of 2018...still have a ways to go yet. I really feel that God led me to this. Even though I have less spendable income than some of my friends, I feel much more content & calm. I am paid around the same times each month (NC & SS Retirement). I meticulously do my budget (with a few charitable contributions) & know that if I spend some money (after all is budgeted for), that it is alright to do so...I am not going into debt. Thank you so much for this vlog & for your wonderful channel. May God continue to bless you both. 💗

[@happyandjoyful7916]

I love how you use the Holy Scriptures in connection with being free of debt. ❤️

[@jan6293]

Really enjoyed the video, thanks Bill and Elizabeth!💕

[@margehernandez9220]

I totally agree and live as simple as possible. I’m blessed to have everything I need and a little more but. I live by your motto. Thank you for sharing.

[@yvonnejeanette1726]

I’m SO glad I found this! I had heard you tell this and I couldn’t find it! Now, I can send it to both my sons in their 30’s. Thank you for sharing and possibly making a difference for anybody:)

[@jackienjoevienneau4262]

Great philosophy to live by. A really inspiring story with the 2couples. Bless you both you deserve to be where you are at. Your happy and get to give back through your Dad and your thrive team. 🌈

[@lynnmcgee1692]

Elizabeth,I am so sorry to hear of your Mom’s illness and passing. Our prayers are with you ❤️

[@LiveSimpleLiveFree]

Thank you.

[@paula287]

I am grateful and thankful for you both and in sharing things that have helped me understand more in how to avoid some situations when making big decisions. My husband and I signed up for an equity loan on our house. Not wise and now we have a house payment, equity payment and car loan. Without the equity on our house it would be paid off by now and we may have had cash down on a car. GOD is my way in and my way out in any situation. As long as I keep Faith, Pray and this is what helps me to become more still by leaning on Him because I know this storm too shall pass...

[@nancyfryhover]

We also got in the mess of 2008 and landed into a small home for a soft landing after the crash. We managed to pay it off and live on a modest income. Its been 12 years or so now and have been so happy.

[@monagreavesgibson1672]

You are both inspiring, I too would love to free and stress free.

[@sandygraetz5166]

So love your sharing together about living simple and free! Love your use of scripture!

[@TrinityRidge1959]

Great chat. Sounds like me and my husband. I'm trying everything I can to live off my land I made sure our home was paid off and no other debts except a vehicle. My husband on the other hand if I want something I will just buy it. So me the frugal one has to babysit spending spencer. Lolol great moral to story. I cannot stand waste. Grrr what a pretty little corner you 2. Beautiful! Very nice story to learn by and boy I know that story well. 08 we went into a chapter 13 bankruptcy. Lost everything.. cash is king. Learned a very painful lesson..Live simple live free and oh I love love love the last part.. proverbs and Christs words.. Lifes guiding light... God is good and God Bless that was beautiful ❤😍👍

[@bittersweet6507]

Thank you! A beautiful sharing and reminder to be content ♥️ 🏠♥️

[@angb7389]

Great video Bill and Elizabeth ! Wonderful story to with such a great message ! You both are so right and the word is so right and true .It truly pays to be content in whatever circumstance a person is in .Thanks again and have a blessed day !

[@smallfootprint2961]

Love the story. The sooner our kids hear this the better.

[@vancamerawoman7399]

Your smile is just precious Elizabeth 😊

[@nancycampbell8099]

Thank you for your videos! We are in a similar situation as you. Our business has dried up and we are learning to live by the love of God and family.

[@sandraelaine401]

What a testimony. Thank you!