The name of your channel should be Flex Your Finances
@RahulBathija0074 ай бұрын
Rightly said, most of the episodes should be concentrated on people earning 3-10LPA as they don't have(can't afford) any finance manager. Anyone above than that can afford to hire someone to fix their finances so focus should be on below 10LPA.
@syedkamran41214 ай бұрын
Well to fix one's finance, there should be finance existing .. 3-4 lpa isn't enough finance to fix .. Obviously a person that amount of money won't be thinking bout saving or investment with such low amount of money..
@varunacharya45834 ай бұрын
But I guess such salaried people are sacred to call as they don't want their relatives to know their income right!
@ADutt919194 ай бұрын
Bro he covers all income levels, don’t be jealous
@RahulBathija0074 ай бұрын
@@varunacharya4583 possibly but there should be many requests by such people.
@DrKallalPramanik4 ай бұрын
I think this generation needs to become self-aware of the fact that they might be getting into a debt trap, and that too for an asset with very poor returns. Servicing a two-crore loan on a 2.3 lakh net salary could sound like too much to handle. These individuals should open their eyes to the reality that their earnings might not continue to grow at linear rates and, in fact, could face stagnation or even worse-layoffs after 35 in the IT field.
@anilvaswni43314 ай бұрын
This guy is Living on Day dreams of 20%growth .Common sense and practical vision is need of Hour.
@ashutosht103 ай бұрын
He is lying abruptly. Even cream top performers don't get regular 20 percent hikes. 10-15 on an absolutely good note would be acceptable
@horserider_Aranyadeb4 ай бұрын
Anshuman fixes finances of those who need no fixing.
@HrishikeshPalande4 ай бұрын
😂😂😂😂
@akashagrawal93234 ай бұрын
😂😂 true
@Big_brand_poetry4 ай бұрын
Right
@gj80033 ай бұрын
do you understand poor finance? only high salary is not good finance . this guy is fkedup finance with loans
@Kader-su8jr4 ай бұрын
This channel is not for middle class
@KING-hw3oy4 ай бұрын
True
@amitchawla51247 күн бұрын
This is a new middle class
@aakashbhatia4 ай бұрын
Guest's audio is not clear.
@sanjaypatil46114 ай бұрын
Avarage BSC IT guy earning 38 lacs and BE IT crying in corner 😛😛😛😛
@abhishekshrivastav79414 ай бұрын
Not possible income growth is very slow at high salaries. Also, he will get surcharge lowering his return and income as well. 4 lac in hand needs 8L per month salary.
@uselessman_india4 ай бұрын
Yes right. surcharge is a killer
@chaaaaaaaaaaaad4 ай бұрын
He will be laid off within two years. Mark my words.
@pb251934 ай бұрын
@@chaaaaaaaaaaaad Nazar lagane kyu aate ho bhai khud bhi kama lo na
@uselessman_india4 ай бұрын
I hope it doesn't happen immediately. Free lancing is not allowed in many MNC. Not sure if this is a HR violation
@cbazxy26974 ай бұрын
@@chaaaaaaaaaaaadwhy are you jealous?
@abhishekjavali15244 ай бұрын
The quality of the videos can definitely be improved. The audio of the guest was not clear and there was a sound glitch also in the end.
@jyra.4 ай бұрын
This channel has become a joke. Time to unsubscribe it. Is it fix ur finance or flex ur fiance show? He is earning 2-3 lakh per month and 21 lakh as investments, at the same time he is moving towards occupying 2 houses + a personal rented house in which he is living. Also, except asking about evryones personal investment, house, and all other expenses how u r fixing anyone finances? Just by telling the same thing to everyone invest this this percent into mutual fund and then open a website that automatically calculate the numbers thats it. I do this all the time all u have to do is open a website. Fill year, amount and percentage. I do this all the time 😂
@mk678904 ай бұрын
20 Yr old property wouldn't grow at 4%PA
@horserider_Aranyadeb4 ай бұрын
If Anshuman was a builder, he would build constructed homes.
@FREEKAGYANfromAKSIR4 ай бұрын
Bro u did only bsc it ...and u get such a high pay job...its actually very nice
@shauryarana53604 ай бұрын
People in the comments know more about the guy's job than the person who is doing said Job for 11 years. Kaha se aate hai yeh log 😂
@saman_pradhan4 ай бұрын
I'm in IT and I also think this guy is over estimating his salary growth. 15% income growth is very difficult for high income brackets. I'm not saying it's impossible, I have seen people to get 50% as well.
@akashsharma11344 ай бұрын
For those saying he earns a handsome salary- He lives in Mumbai so 38 LPA is equal to 22 LPA in a tier 2 city
@sauravchopra63304 ай бұрын
How can his epfo fund is only 8 lakhs, if his salary is 38 lakhs and has been working for 11 years?
@roobaljindal4 ай бұрын
I personally think he should not have taken house worth 1.6cr considering his expenses. After 2.3L inhand, he is able to save net 30k which means his monthly expenses are arround 2L, too high.. And he is taking too much risk with high liability without having much savings in case something goes wrong.
@suneeshkachroo4 ай бұрын
the key thing missing is if thats his family income or just his income which changes the complete scenario.
@roobaljindal4 ай бұрын
@@suneeshkachroo he mentioned that's his income. I assume his wife is a home maker otherwise he would have mentioned it
@whatever30414 ай бұрын
I don’t know how people are able to sleep at night with such humongous loans.
@aksmaltare4 ай бұрын
Family backing. He is upper middle class. Many things are not discussed in the video. Not a helpful video. Anshuman just wants to shoot in as many cities as possible..
@whatever30414 ай бұрын
@@aksmaltare You are right, without financial backing from family such loans are impossible.
@player-rj9lb4 ай бұрын
Ask Vijay Mallya
@jayanthshadakshari4 ай бұрын
how much tax is he paying out of 38 lakhs? that should be minus in his monthly salary
@danielmarkjohn4 ай бұрын
Around 70k
@neilsesl4 ай бұрын
It is removed when be tells the in hand salary
@subhabhaduri73824 ай бұрын
How can you not consider the Borivali flat loan as liability? He has already taken that load, though it is in subvention scheme, but ultimately he has bear the burden for the next 25 years!
@worldfacts3974 ай бұрын
In last of video no audio is there
@sachinLabhade4 ай бұрын
I am also in IT working in MNC but the reality is there is not more than 10% growth else you have to switch every couple of yrs
@rashikasharma08074 ай бұрын
Fixing Finance ❌ Flexing Finance ✅
@mayankarora78164 ай бұрын
15-20% konsi company de rahi h every year
@msdadsfsx4 ай бұрын
its normal nowadays
@ashutosht103 ай бұрын
@@msdadsfsxlol I am from this industry and except exceptional cases nobody gets
@santaaurbanta3044 ай бұрын
Which company are you working for thats huge salary considering your just a Bsc. 12 to 15% hike is also very high. Im curious to know where you work ? :)
@suneeshkachroo4 ай бұрын
at 10 years of experience hi BSC degree is not doing anything for him , its all his work experience and ability to crack interview.
@SD_0034 ай бұрын
Dude has no idea IT job scenario would change drastically by the time he crosses 15 YOE. Forget 15% growth, saving the job might be a problem Since he has already bought a 2bhk, should simply sell the 1bhk once he gets handover, close off the previous loan and use the rest for pre-paying some part of second loan. In addition should get a term insurance. That was not discussed
@ImNoddingAndImYessing4 ай бұрын
Fix your finance ❌ Flex your finance ✔
@nitishchavan45564 ай бұрын
1.64 CR for 2 bhk.. Down Payment done is 20% = 32.8 lac.. why did you take Home Loan of 1.5 Cr?
@ashutosht103 ай бұрын
Then he mentions 90 percent is borne by Bank. Even then it's not matching
@nitishchavan45563 ай бұрын
@@ashutosht10 correct
@moneshkankane19514 ай бұрын
Same guest Delhi case me b tha...same age same family structure but salary from 28l to 38l??🤔
@raghuveerteja30934 ай бұрын
It seems u forgot to add 20% paid for new property
@vinodr.g46654 ай бұрын
It would be prudent to add his Borivali house in networth calculation. It is his responsibility till the loan is fully repaid, irrespective of the builder paying emi for a certain period. In unfortunate situations ( in case), he has to break his head and run around. This exercise is tiring and stressful.
@amansinha18204 ай бұрын
Bank don't give loan to buy stocks so for buying home you pay 10 lakhs and get a 50 laksh property
@rules6544 ай бұрын
bro no offence, pr fix karne ko ha kya iske case me ???
@arjunps67764 ай бұрын
Unfortunately, the guest is obsessed with real estate. He likes to give away a large chunk of his income to the bank. High net worth which includes old apartments may not be worth a lot in reality.
@patrunidileep48022 ай бұрын
I saw thumbnail I know his life is sorted I commented and I went to sleep
@FREEKAGYANfromAKSIR4 ай бұрын
Audio is not clear...
@Abhishek-dz3dp4 ай бұрын
20% growth is only possible if one switches every couple of years, staying in the same company and expecting 20% is too impractical!!
@nakul884 ай бұрын
Great video keep going brother
@Abhishek-dz3dp4 ай бұрын
What was the point of this video? Pls interview and help someone who is in actual need, this guy looked sorted from all the angles.
@amitmehta61954 ай бұрын
Anshuman, why don’t you factor in rental income for all your calculation…
@vaibhavarora77824 ай бұрын
Actually video glitch also towards end of video
@sangamesh27274 ай бұрын
But you hav not included the rebatal income when comparing with equity investments.
@deepanshu57074 ай бұрын
Instead of investing in appartments one should invest in land where development is going to be good.
@vaibhavarora77824 ай бұрын
Audio glitch in end time period of video
@jaylalakiyaАй бұрын
Bruh leave all this, just tell me where do you get 1 year old car with 50% of the value !!!
@gauravgurav29534 ай бұрын
Bro improve your microphone quality
@playwithvihaan76014 ай бұрын
Is it mandatory to speak in English if you earn above 10 lakhs?
@WalterWhite-og6wj4 ай бұрын
I am also from IT industry and this guys is dreaming of getting 12% increment every year on such high base of salary. May god bless him.
@shauryarana53604 ай бұрын
How long have you been in the industry?
@WalterWhite-og6wj4 ай бұрын
@@shauryarana5360 This November, I'll be completing 16 years.
@varunacharya45834 ай бұрын
Yea after 15 yrs exp, it's tough to even get single digit hike
@Ankitjaiswal-hd7pv4 ай бұрын
My salary is 3 lakh in Hand and I got 20 percent hike this year so it's true this much hike do happen
@varunacharya45834 ай бұрын
@@Ankitjaiswal-hd7pv bro for 3 LPA, you'll get, once u reach 20LPA, your hike percentages start reducing slowly. I feel it's easy to jump from 3 to 20Lpa, but from 20 to 50 it's kinda tough, beyond that God knows!
@parth-f5b4 ай бұрын
16.53 no audio although video is very informative
@irfanss22104 ай бұрын
Very low audio!!! Hard to hear😢
@25manishsingh4 ай бұрын
Someone please turn on the AC!
@varunacharya45834 ай бұрын
It's expensive to buy AC in bombay
@amanbhattarai32734 ай бұрын
Anshuman also ask such people how to increase pay some tips on corporate.
@digitalmastery37364 ай бұрын
any social of bhavesh we can get
@sandeepintown4 ай бұрын
There is always stagnation in residential property depending upon the location. Why would someone else purchase an old single room flat after 20 years for ~1.53 Cr when a new flat would be available at a similar cost? Just doing standard math on real estate returns is an incorrect way to calculate.
@abhijeettalele34434 ай бұрын
new flat will be available outside city limits maybe in some village. that will be difference
@sandeepintown4 ай бұрын
@@abhijeettalele3443 Not necessarily, new projects do come up within the city, moreover as cities expand over years even outskirts become part of the core rather than remaining a village. That's how expansion works in large cities like Delhi/ NCR, Mumbai, Bangalore etc.
@pulkittalwar78804 ай бұрын
Bhai fan ya AC on karleta, bheega hua hai
@pallavgol96594 ай бұрын
Noticed the same.
@jainsaransh234 ай бұрын
Rent ko bhi to consider karo property vs market analysis me
@madaarimultitasks59454 ай бұрын
im sure his wife also earns a significant amount.
@raghavkhurana77224 ай бұрын
Considering unsubscribing this channel. Nowhere an average person's income
@sankeerthnedunoori15 күн бұрын
34k in Borivalli...bhai he must be faking
@priyeshjammula8544 ай бұрын
Krishnappa Gowtham
@abeythomas294 ай бұрын
Its a flex at the age of 32
@amitchawla51247 күн бұрын
Why is he sweating so much?
@brucewayne-mh7ul4 ай бұрын
Aur kitna fix karega finance itni income pe
@chirume224 ай бұрын
😂😂😂
@varunacharya45834 ай бұрын
🐸
@utkarshkulkarni75734 ай бұрын
Everything is hypothetical in this video
@shresthmehta44854 ай бұрын
Audio check krlo bhai
@roobaljindal4 ай бұрын
Poor audio quality
@ADITYAKUMAR-he1huАй бұрын
Company has cut 12 lkh as tax 😂😂
@sakshant08024 ай бұрын
First but no likes
@saurabhkhamkar124 ай бұрын
Bro think borivali is in Mumbai 🤡
@saurebhkadaam204 ай бұрын
Hahaha😂.... It is in Mumbai district not in Mumbai city😂
@sagar.77504 ай бұрын
Mumbai city limits are from Dahisar to Colaba. Borivali is well within Mumbai and one of the most populated, developed, and prime western suburb. First educate yourself before passing dumb comments. I am sure you both reside in Virar! 😂
@saurabhkhamkar124 ай бұрын
@@sagar.7750 😭😂 khud ko kb tak manayega bro Mumbai city start form bandra ...🤡
@amitchawla51247 күн бұрын
Lol he is dreaming. Salary up per year by 12% ahahah
@surojitroy93054 ай бұрын
Like his second hand car which is yuck.. is his wife also second hand..😅😅
@karshilsheth88554 ай бұрын
New warikoo
@karanjotsinghminhas8304 ай бұрын
He has been making these videos for very long time. Warikoo has recently started probably watching him.
@varunacharya45834 ай бұрын
Warikoo copied Anshuman bhai
@MrMayankthakur4 ай бұрын
12 percent per annum hike, I wonder which skill he has and organization for which he is working
@skmillionaire3334 ай бұрын
Bhai paise hum se lele kam se kam audio quality to improve karle 😂