My Entire Investment Portfolio 2020 SHARED (and Returns!)

[@singam1261]

Great video. Thanks for sharing, some nice gains there!

[@JenniferAMThomson]

Thanks for watching!

[@victorreigneth6396]

Same here

[@yapwithmilly]

As a young viewer, i really appreciate how transparent you are because this information can truly make a difference in my future, i truly thank you and respect you.

[@JenniferAMThomson]

I appreciate that!

[@ryanmur6242]

Jennifer you have totally changed my life. I am a single mum of 5 and I work as a nurse here in Glasgow. Your advice has given me and my children financial security for the future, I thank you from the bottom of my heart x

[@JenniferAMThomson]

This is such an amazing comment to read - all your own hard work, but glad to have helped even in a small way xx

[@noah.verickson2952]

It really is 👍🏻👍🏻👍🏻

[@pandabossanna]

I don't think I've ever fully watched a video of this length, but I did with this one! So interesting to see all your investments :)

[@JenniferAMThomson]

Awesome! Thank you!

[@Mimi-mn6qk]

that bitcoin is x4 now... mind = blow

[@MikeyStewart]

Your channel is so brilliant, Jennifer. Thank you for everything that you do, it's made a real difference to my life already and I'm sure to many others too.

[@JenniferAMThomson]

You are so welcome!

[@shine388]

Completely agree, Mike! Thank you, Jennifer. Since getting into learning about finances in the summer we’ve now paid off our 3 small loans and are debt free apart from the mortgage. We’ve now set up a standing order to overpay the mortgage each month by 100%, I love seeing how overpaying will affect the length! We’re also now saving and have an emergency fund, investing and investing for our children each month all because of your channel and others’. Thank you for all your hard work, you’ve changed our lives!

[@mrsb2914]

When my husband and I first met we both had consumer debt from previous relationships and we managed to clear £12,500 in the year before we got married. It was really tough and we both had two jobs but we had no children at the time and lived rent free so it made things easier but it still meant selling a car, living on jacket potato and buying nothing for the whole year but we managed it between us. We both looked at our debt as a joint venture and it was never looked at in terms of ‘your’ debt and ‘my’ debt it was just ‘the debt’

[@JenniferAMThomson]

Completely agree - wonderful outlook on things that I agree with.

[@FinanceDee]

Amazing to see how your kids are involved from now and building habits from a young age. Will absolutely be doing this when I have kids one day!

[@ronpirie]

As a fellow Scotsperson (Aberdeen) , I just want to say thank you for being honest about your mental health difficulty. Despite a successful and lucrative career in the oil industry, I was diagnosed with depression. This came totally out of the blue for me and at first I thought the doctor was bonkers.... I was at the peak of my professional career and had never earned so much? Then I began to study and research the subject and began to understand that I wasn't going mad after all, in fact I was much more 'normal' than I realised. Congratulations on a very informative and calmly presented channel that does not reply on 'hype and fantastic claims'. It is very refreshing to find a presenter with their feet on the ground. And thanks once again for bringing the often hidden and taboo subject of mental health into the open - we all have to realise that it is part of life and the more we share and converse about it, the easier it will be for those that are experiencing difficulties to reach out and get the helping hand we all need sometimes. Carry on with the great advice - Cheers

[@JenniferAMThomson]

Thank you Ron for that message - this is where I hope my channel can reach people who are perhaps struggling and show that there is hope at the other side. Sometimes we just need someone to give us a hand on our way but we always figure it out. To your financial and life success ahead!

[@netsurfer007]

I started investing during the crash last March. You were one of the first people I would follow. I haven't watched one of your videos for a few months (although I've recommended you to friends who are recently beginning to invest). I never knew you had mental health issues - you always seem so settled and that your head is screwed on and you have everything in place. I am very surprised, but I like you even more now! You're also very likeable. Thank you for being so real and transparent: showing your portfolio and more importantly: opening up about your issues. Believe me - a lot of us have struggled during Lockdown. Big up yourself! Nuff respect, from a random guy of similar age in London

[@JenniferAMThomson]

Thank you Buzz - I'm just like everyone else, just I'm hoping that my own journey with money for many years means I can share those experiences with others too and help them. It's been 2 years since my breakdown, might do an update video soon to help spread the word more and help others who might be struggling.

[@PaulHardingham]

23:58 - So many people get this wrong, you are absolutely right to NOT be constantly checking your accounts. Most people sell low, buy high purely because their mindset gets in the way. Don't watch your investments. Imagine they are expenditures and don't expect to get your money back. Also Warren Buffet says imagine you could only make 10 investments in your lifetime, you would be very careful as to what you pick and have the long term mentality he has. Great video!

[@arhodes2866]

Thank you. Wish I had done this years ago. Retirement is imminent and the pension pot small! However I see that I can improve my lot with watching this. Many thanks

[@MrLewieF]

Great video , I watched your first vanguard video some time ago and its changed the way I view and invest money . Really appreciate it thanks

[@archbud2334]

Wow! I've just found your channel. Thank you for explaining this subject, it was something I've always been wary of. You've explained it easily, so Im now going to step into this in the next few weeks. I'm going to spend some time going through your vlogs, needless to say I've also subscribed. Thank you once again.

[@cheche2174]

I didn’t think ANYONE would help me understand all this! You really explain everything so clearly. Thank you. I’ve got so many to catch up on being a new sub xxx

[@sore8926]

I started investing in vanguard in May of 2019 thanks to you and your videos best decision I ever made. I'm well aware that investments go down as I've seen it this year go down to -23% more or less and it was quite scary but like you said yourself you only lose money when you cash out. I left it there and now i'm looking at +33.21% which is absolutely bonkers. Thanks again for all the information you put out there hope you and your family are well and safe during these troubling times.

[@katalinaradi7472]

It's incredible you share all of these high value information for free. I only can say thank you and buy your product. I bought your book and product from your Etsy shop and both are very useful. Thank you Jennifer.

[@JenniferAMThomson]

Thank you so much for your kindness

[@Mikey-cq6fp]

Would appreciate an update video on how the investments are doing. Great content!

[@allyolic]

I've been following your videos throughout the year and what I wanna say is: THANK YOU! Honestly, my favourite channel about finances. So clear and straight to the point. I've learned a lot with you, Jen. And put many many learnings in practice (and started seeing the return... yay!). A great 2021 to you and your family.

[@JenniferAMThomson]

Thank you Aline for such a kind comment - have a great 2021 ahead too!

[@ravsingh1576]

Hi Jennifer, im quite new to your channel and across your channel about a week ago. I love your videos and found this one particularly useful, as I have a similar set up. Its nice to know im on the right track. Thank you for sharing, looking forward to your next one. 😀👍🏽

[@kylieboph5816]

I have been trying to research and find out how i can make extra money and learn about the stock market so i can be home with my girls it always boils down to a confidence issue for me and uncertain of where to start. I to recently had a mental breakdown aftet an experience with MLM. Ive downloaded Trading 212 im just really confused by it all... You really do inspire me and i love your channel

[@janelitchmore-grant6425]

Thanks Jennifer for your transperancy. Excellent video! Since my daughter Abbigail introduced me to your channel a few months ago, I have subscribed. You have not failed to deliver value. Thanks a lot!

[@JenniferAMThomson]

That is awesome!

[@sahidul]

Love the transparency!

[@jupitermobile6984]

Thanks Jenny for this video. I wish I would have joined your channel 1 year ago. Now I will watch all your videos and learn as much as I can. Regards

[@margaretlou3993]

Great video Jen. No inheritance, no help. I was working while studying in medical school to be able to finance myself. Graduated, and got a job where I worked for 2years. I’d put money aside from what I was earning and invested into the the trade market. Third year and I left my job after making of 5 figures in residual income from trading. Now, I’m planning on getting a place to do what I love the most which is photography. I’m still a doctor regardless.

[@LA-fr7fx]

New subscriber - your channel popped up in KZbin recommendations. Thank you!

[@jakks2089]

Because of you and your channel, I managed to pay off all my debt last year. Thank you!

[@JenniferAMThomson]

That is awesome!

[@infinitephysiques]

Awesome content. Any particular reason for the preference towards the LS100 as opposed to the FTSE Global All Cap - Accumulation? I am about to start maxing out my S&S ISA every year and considering between the two! I am just a tad uncomfortable with the heavier weighting towards UK equities with the LS100. Thanks!

[@eudaimoniatravels2735]

This was really great Jennifer, thanks for sharing it! Love the fact that the whole family is involved, financial education is essential regardless the age. Wish you and your family all the best for 2021 :-)

[@JenniferAMThomson]

You are so welcome!

[@julietcarter]

Thank you i just found your channel very informative, just started investing last month on vanguard.

[@susanlewis1953]

Any chance of a video on paying off the mortgage off - overpayments and investments to pay it off? Are you looking to move to a larger house in the future? Loving the videos. Thanks Sue

[@richardburleigh282]

hi is it possible to invest with vanguard and do 5 pounds a day or they have a set option every month

[@anglosferaunlocked7772]

Apart from the awesome advice, you have an amazing screen presence/presentation skills. Really good job.😀

[@JenniferAMThomson]

Thanks so much!

[@anglosferaunlocked7772]

@@JenniferAMThomson You’re very welcome. I’ve downloaded the spreadsheet from Etsy. Love it and it’s inspired me to start giving - am gonna buy £50 of food each payday and take it to a homeless kitchen in my area. That’s 100% your influence so well done spreading such a positive message.

[@JoyceLuna]

Thanks for the inspiration! I always look back into your videos when I feel like I am stuck and in a way I get a shot of motivation.

[@scutteh]

Great video. I've been saving in moneybox for a few years to get started saving. It's in -% at the moment (went for SR maybe too early as it's still a little unstable using those portfolios on there) but I know if I'll leave it I'll improve. My safest additional saving option at the moment I think to get my first property is a LISA now. I've been practicing with etoro with the virtual account. Although I'm green on that I know additional costs or purchases can be riskier so might just put a few hundred in for a year and see how it goes. Yours is one of the sites that has helped some more sensible saving ideas, particularly as many of us from more working backgrounds are often only shown what the bank we got at 18 has to offer (which at the moment is pretty terrible saving options in most cases). Different levels of savers can look at these vids and improve an element in some way. I've not saved loads, but at least have doubled the amount going into savings in the past year which is a healthy start. I hope younger folk get taught this at school/college really as it can really help as a safety net for anyone really. Have you approached any ideas relating to teaching younger people how to save? What would you tell your 18 year old self in order to get them to be more responsible (and how would you help them to actually listen to the advice!). Thanks!

[@thewealthywalker3893]

Amazing progress so far guys! Loved seeing your portfolio :) I've started sharing my own now as well, feel it's going to be really good for my saving and accountability to keep things moving forward! Thanks again for the inspiration :) Tom

[@benfulford3943]

Great to hear that you are planning on trying to move your money into socially responsible investments. Nutmegs socially responsible funds have outperformed the general managed funds. Something to consider as it works similar to vanguard in that you don't have to manage anything. Just set up a regular payment and forget about it!

[@ruimarques12]

Hi @MamaFurFur , those investment holdings you showed us on Vanguard account , are those your kids or yours? Where can I have a simplified view of each of those products ( what markets they cover , what's the risk etc...? ) , thanks you very much , PS - you do Public service , this kind of stuff should be taught at school since young age!! once again THANK YOU

[@FreeyourFinance]

Really great update Jen. I choose to blur my vanguard balance too! Let's hope 2021 is another successful year for us all. Gary.

[@JenniferAMThomson]

Thank you! You too!

[@Oggiesilverfitness]

My latest reading on Trading212 is a current return of 15%!! I should invest more. My top 2 are Tesla (+60%) and Under Armour (+50%). Just started with etoro so getting used to it. I found your portfolio but haven't copied it yet. Never heard of Vanguard until I found your channel. I too, am getting similar returns. Fantastic.

[@MrOliverJones]

You should always check your work pension regularly to make sure your payments are going in. Was made redundant a couple of years ago, decided to check my pension and payments hadn't gone in for the previous 18 months. Pensions regulator not interested. Action fraud not interested. Got the money eventually but wish I had been on top of it.

[@kbmoyo]

Happened to me last year with my current employer. Did not add a whole year of contributions. Thankfully I noticed it and after many phone calls and emails it’s been added now

[@sundayghrey9361]

I LOVE YOUR ACCENT!

[@JenniferAMThomson]

I love your comment! Thank you so much for the kindness.

[@chrismcdowell1678]

Fantastic video, easy to understand, transparent and inspiring. Thanks so much, best of luck to you and your family, you're doing great!

[@JenniferAMThomson]

Thanks so much!

[@lotnymarek6783]

I started watching you in a place of being stuck. The reason I stayed because you are based in UK and I can relate to that the most. A year on, I have ISA investments account, multiple steams of income and some bitcoin. Thank you.

[@JenniferAMThomson]

You got this! Thank you for joining us on this journey!

[@drjanemccartney]

Thanks for the info, between yourself, pensioncraft & the money unshackled guys you cover just about everything needed, btw your hair looks fab.

[@JenniferAMThomson]

Glad you enjoyed it!

[@andygrayson7485]

This should be taught in Schools !! Opened the 212, its much easier than through the bank, thanks for the effort you've put into this video. 👍👍👍

[@JenniferAMThomson]

Glad it helped!

[@shamylaghazi8667]

Thank you so much for this information, most of which i was unaware of. This content is invaluable. :)

[@Manton-in4lb]

Thank you, I generally thought I could only have a Funds & shares isa with Vanguard for my LS100... but in reality I can have many multiple general accounts so I can use HL,Trading 212

[@Amit_l92]

Great video Jen. This was helpful. Thanks for sharing!

[@JenniferAMThomson]

You are so welcome!

[@maryr-b450]

Can I ask you if you know of any people doing this for a French public ? The tax system is different here in France so I'd like to tailor to this market. I love your vids and am just starting out at 53, I've just opened an Etoro account and I'm learning with my 17 yr old ! Looking forward to all your advice and tips, thanks for the wonderful content.

[@SerG-ez2po]

hey, quick question, does vanguard pay dividends of the etfs you own(for ex. vusa.l s&p500 etf) directly in the vanguard account or it reinvest your dividends? can you choose to have them paid in your bank account? thanks!

[@uanfindlewis3852]

Such a great video Jennifer. Very helpful & insightful. Really interested in the social responsibility funds as you move forward.

[@JenniferAMThomson]

You are so welcome!

[@janependry5778]

Hi, hope you had a super Christmas - thanks for sharing your portfolio! Just working through your videos on pensions, if I understand correctly, for your current employer, if you want the benefit of their contribution you usually have to stick with their choice of scheme. For existing pots from ex employers, you can transfer those into a private pension for example using Pension Bee and then start contributing to that larger fund. I guess as you leave employers you can then just continue to add that to your larger private pot? Thanks! :)

[@Moham153]

Exactly, that's how I've done it too. With your current employer you'll have to stay with the platform they choose, but you do have the option to log in and change the fund it's invested in. They usually auto select a super low risk fund for you, which don't tend to grow very much, so is worth looking into the other options they offer, maybe a global equity fund or something like that :)

[@doongag8897]

Transaction fees using limit orders are much lower in coinbase pro compared to market orders. Coinbase's market orders incur higher fees. Transfer of both cash and cypto is also instant and easy. Worth checking out if you haven't already done so. Your etoro reviews make me want to have a go at it. RR, CINE and AML were dirt cheap with proportional risk at some points over the summer. That 150%+ looks real nice on cine :)

[@christips6583]

Your amazing, your help your information and the way you put it across is perfect. Giving people hope for the future. 🥳🙌🏼

[@JenniferAMThomson]

Thank you so much!

[@catseyes8377]

Thanks for the information on pension bee doing sharia pensions. Do you know which ETFs are sharia complaint?

[@JenniferAMThomson]

Hi there - normally they will include Islamic or Shariah in the ETF name. I would also recommend using a stock information app such as Genuine Impact that can give even deeper info where possible.

[@catseyes8377]

@@JenniferAMThomson thanks soo much

[@gagglesas]

This channel is so great. You are so much more relatable and explain things so much more easily :) I have subscribed

[@JenniferAMThomson]

Wow, thank you!

[@zahrose]

Please can you update on vanguard if possible. Looking at investing in a few of their funds

[@coachlorenzo2208]

Thanks for this Jennifer. I started investing in September after finding your channel. As a boy from East Kilbride, hearing someone talking about investing in a familiar accent and without lots of sensational get-rich-quick spiel, I was interested straight away and your channel continues to deliver. Authenticity goes a long way. Thank you. You've positively contributed to my future, I'm sure of it.

[@JenniferAMThomson]

Great part of Glasgow to be from, I'm from the South Side born and raised.

[@alanjones9914]

hi is etoro safe will it go bust we traded in football index people lost thousands of pounds please let me know before i put my money in best wishes alan

[@kalsireena19]

Thanks Jennifer, love your videos- so informative and give a real insight into how to invest. Love your accent too! If I was to pick between Trading 212 and Etoro as a novice beginner, which would you recommend out of the two?

[@leecrowther8322]

Hi Jennifer loved the video sorry if I missed it but why did you choose pension bee over vanguard for your pension? Isn't vanguard's fee lower and would make sense if you have isa with them? Your thoughts?

[@shaunheath5057]

Thanks your videos are very informative, im new to investing, so im taking in your advice

[@fidz88]

Thank you for this Video. I love your introduction. I want to leave my corporate job but I just have the fear. I want to start investments and creating my own side hustles and investing in property’s but it’s great motivation to see this 👍🏻

[@LondonHistory1977]

I'd also highly recommend physical assets...rental property...precious metals such as gold & silver bullion...antiques...

[@rebel1052k]

Gold is a terrible asset

[@lwsocietythelashwholesaler4173]

I'm about to buy my first property and I'm so glad I found your channel. Thank you for sharing your tips!

[@JenniferAMThomson]

You are so welcome!

[@mbplove]

Entered the T212 waiting list not too long after this video, still not heard anythig.

[@visionmusic2097]

Fantastic video. You explain everything so well and to the point.

[@chrisfrancis535]

Hi nice video. What pensionbee fund do you use?

[@musheopeaus4125]

27.50 % over what length . How many years ?

[@SL1CKSHOT.]

congrats on being mortgage free when your 40 :) im 42 and worked all my life and i cant even get a mortgage which is really annoying and feels like a punishment especially when these young girls leave school get pregnant then get flats etc.. aloowing them to have their own place :( im new to investing and wish i had a mentor to help so im glad i found this channel.

[@durhamsteven6930]

Another great video. Fantastic content. Look forward to watching more.

[@gelosul]

Wished you would have shown the vanguard portofolio

[@Rigby181]

"give your self a clap on the back" @1.37 lol great video though

[@luisluiscunha]

I really like your posture. Subscribed. Well done!

[@JenniferAMThomson]

Awesome, thank you!

[@jonbloor5064]

Been waiting for this!! Your videos are genius. Youve made a right decision with Bitcoin i must say :)

[@JenniferAMThomson]

Much appreciated!

[@allyshimmer]

I enjoyed this video very much! Can I ask, do you have a lifetime ISA? And would you invest in one for retirement in addition to your vanguard to get the 25% government bonus as well as investment returns?

[@DrChuckyXL]

This channel deserves more subscribers. Very informative video!

[@JenniferAMThomson]

I appreciate that!

[@lh6211]

Thank you so much Jennifer. Fantastic and informative as always. It was your video's that inspired me to start educating myself and make my money work hard and go further for my future. Thank you!

[@JenniferAMThomson]

Glad it was helpful!

[@sweetfreedomGB]

INRG has been my mainstay, also Guinness green energy, VWRL and JPMorgan emerging markets. Nice video genuine advice. I personally would diversify alittle more with a couple more funds, but you're doing just fine anyways..

[@damiennana5655]

Great video as usual. Did you have a nice Christmas? 🎄🎅😀 Thank you very much for sharing it with us. I will have a look into Vanguard, pensionbee and coinbase

[@JenniferAMThomson]

Happy holidays - thank you for the support of my work!

[@jamesdouglas8889]

Great video, love how you come across. Very warm and honest.

[@bequickx]

I’m glad on the same page as somebody else, pretty much use exactly the same investments as you!

[@chloechurcher3592]

Great video love the honestly, so frustrating that money can be such a taboo! Great to see where you put your money! Thanks!

[@JenniferAMThomson]

Glad it was helpful!

[@Gary_Luke]

Great video Jen. I’d be interested to hear how you plan to alter your portfolio as you get closer to your planned retirement date e.g do you plan to reduce equity and increase bonds in future?

[@bingbong3643]

America needs an ISA account. That’s way better than our Roth IRA accounts.

[@sw8carbon]

Do you have a problem with the life strategy 100 having 20% UK bias as a problem? The FTSE Global All Cap Index Fund is a more diverse portfolio and thus a better pick over the life strat 100?

[@The_journeyy]

Such a great video great to see your portfolio

[@JenniferAMThomson]

Glad you enjoyed it!

[@deniscaval1383]

Amazing "mama"! 👏👏👏

[@vascularlab]

Jen can you do another investment update for 2022

[@NicolaatTheFrugalCottage]

Love that you’re sharing this :) interesting experimental ones!

[@JenniferAMThomson]

Glad you enjoyed!

[@jonathanwarne3480]

Great video thanks. Is that 27.5% year on year average or the total growth over the life? If the latter, that is pretty low (depending the number of years - but you said quite a lot of time). The Vanguard Life strategy claims 100% growth over the last 5 years. Have you only had it for a couple of years? Like the idea of trading 212.

[@silentscreams1988]

Hi, do you have any videos talking about the London stock exchange please? I'm finding it difficult to read / understand the stock pages on their website.

[@TheSubtleInvestor]

Love it! Its great how you showed different ways of investing...esp for pensions. Thanks for sharing with us 😊

[@JenniferAMThomson]

You are so welcome!

[@jasmineg8847]

You are amazing - thank you for sharing your experience. It's made a real difference to me and so many other people x

[@JenniferAMThomson]

You're so welcome!

[@raylarone6722]

Why is there a LS100 fund (there is no LS0 fund)? Wouldn't it be better to invest in the VWRL instead if you're investing entirely in equity? (sincere question)

[@stuartrichardson1097]

Hi Jen thanks for a great video ; I’m 60 is it worth me starting an isa when I want to retire in three years time

[@TradingWithCJ]

Ahh this was cool! Thanks for sharing, some nice gains there! 🔥🔥

[@JenniferAMThomson]

Glad you enjoyed!

[@robogamer5384]

Have 3,000 Vodafone shares still down but on the up now hoping for a big profit in the coming years great video thanks for sharing

[@7991lsne]

Fantastic video, thank you! Subscribed - Happy new year!

[@JenniferAMThomson]

Happy new year!

[@johannesutton8687]

I have a t212 isa that has 50k value. Can I open a Freetrade isa with another 20k next tax year but buy and sell in both Isa’s in the same year, as long as I don’t put more money in?