MARCH BUDGET WITH ME | how much $$ I made, income, bills + expenses 💰

Welcome to another monthly budget with me for March 2023! In today's video we're reflecting on last month, discussing how much we made, income, bills, expenses and discussing mortgage increases. I hope you guys enjoy 🤍
MARCH MONTHLY RESET: • MARCH MONTHLY RESET | ...
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Ella Maegraith
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SA 5046
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★ FREQUENTLY ASKED QUESTIONS ★
✰ How old are you? 26
✰ Where are you from? I'm originally from England but moved to Adelaide, Australia when I was 9 years old. I also spent 2 years living in Toronto when I finished high school which is why the accent is a bit all over the place 😅
✰ When did you get married? April 2022

[@haylou6707]

I always appreciate you sharing your budget with so much transparency. I get as excited as you to talk about money and not many people around me care that much 😂 so I love these videos!

[@smileycitrus]

hahaha i'm right there with you 😅 thanks lovely!

[@AshleyJade18]

I love how you were excited to go under budget on groceries but then went over budget on all of the other food related categories. That just goes to show that every month is different... and so they should be ... Balance!! 👌💖

[@smileycitrus]

hahaha so true! balance is KEY

[@janicew9]

I cannot tell you how excited I was to watch this after work! So motivating! My partner and I have been able to pay off 4k more debt so far than budgeted this year and that is feeling like a HUGE win 2 months in!

[@smileycitrus]

that's incredible!!! so proud of you 🫶🏼

[@alexandramurray8018]

Ella, the amount of good you do from creating these videos is so underrated! I used to be one of those people who didn’t like to look at the amount in their bank account until my card declined and I had to transfer funds 🙈 but now I’m much more aware and budget thanks to you! So important for us women to be money smart 👏🏼

[@smileycitrus]

ahhh this is the BEST 🥹 & exactly why I do what I do!!! go you for all the progress 👏🏼

[@nataliejana755]

Love the fireplace on the tv, so cosy and relaxing ❤

[@smileycitrus]

it's my favourite too 🥰

[@stephanieb8646]

I watched your February set up and I went and set up a budget spreadsheet to fit us. One is week pay the other is fortnight pay. I have loved watching the graphs change throughout the month. Definitely feel more in control with the spreadsheet.

[@LoonZoomBoo]

Need this video. Very stressful day. I'm 5.5 months pregnant but had a big fall last night so I was in hospital today. Baby girl is great, I'm not but I don't care as long as she's great 💝 Hope you had a great day x

[@smileycitrus]

oh my gosh, you poor thing 🥺 so glad baby girl is fine but sending all the love & healing your way! take care xx

[@robyn_southafrica]

Happy Monday Smileycitrus fam 😘❤

[@smileycitrus]

Happy Monday!! 💛

[@jessb9226]

This is great Ella! I would love to hear more about your part time work as a travel agent. I'm looking to get into becoming a travel agent and would love to work for an actual organization prior to doing it on my own.

[@smileycitrus]

I definitely can touch on that more! It's such a fun job 🥰

[@zoeharbis7159]

Aaaand that's an every dollar budget - fave part of the videos HAHA

[@smileycitrus]

hahaha so satisfying 🤌🏼

[@DonnasWonderland]

Fab budget video I love how honest you are. At the end of the day we all go over budget in some areas some months that’s life the difference is you’re aware and can take action as needed many people will just go ‘I don’t know where it all went’ so excited for you new car too. It’s definitely a season of life just imagine the difference come September with no extra rent to pay car sorted budget looking more as it will be going forward you’ll be able to really beef up that net worth. You’re both doing amazingly well ❤

[@smileycitrus]

thank you Donna 🥹 needed this ❤️

[@DonnasWonderland]

@@smileycitrus you got this 👍🏻

[@raisamartin]

Ohhh these are my favorite kind of videos from you! I agree that money shouldn't be a taboo topic. I just posted my March Budget With Me on my channel too!

[@emmamakescoffee]

I love how you encourage a healthy relationship with money, it’s so rare to see 🫶🏼 love your vids x

[@smileycitrus]

that's my main purpose 🫶🏼 thanks Emma!

[@emmawright200]

Notification squad, where u at? Here from KZbin notifications! Already liked the vid EVEN b4 watching as I know I will ❤️ it!

[@edwardleecaliforniausa]

Hi Ella happy Monday night and I hope you having amazing day today and I loved your vlogs and you are amazing Supporter and I'm proud of you

[@smileycitrus]

thank you 🥰🥰

[@edwardleecaliforniausa]

@@smileycitrus your welcome sending you hugs ❤️ 🤗

[@lymanjoy]

Can I ask you a filming question... how do you share your computer and have you on screen at the same time? Great video, I loved it!!

[@smileycitrus]

Hi! I record my screen using Quicktime and then edit the screen recording up with my camera footage x

[@cyril6164]

Hi Ella 👋🏾Recently stumbled upon your videos and they've been a huge help. I love the transparency around your finances! It's exactly how I think it should be so we can all help each other. Would you mind explaining why you put 'Gym' in your bills section and not your subscription section? Take care✌🏾

[@smileycitrus]

thanks so much! i'm so glad they're helpful ☺️ I put gym in the bills section because we have lock in contracts that we have to pay for every month whereas subscriptions aren't 100% necessary and we could cut out if we needed to. It just helps to see our wants vs needs on a bigger scale

[@EmilyMartin-CEODundies]

Can you do a video on how you budgeted for your wedding if you haven't yet?

[@smileycitrus]

I have a video up on my channel about this already!

[@wdeemarwdeemar8739]

I just put my coffee with my eating out budget, all in one.

[@smileycitrus]

that's good for you! coffee is super important to us so we have a seperate budget for it

[@jaynebudgets]

Just wondering…have you ever thought of doing the ‘cash stuffing’ system of a way for budgeting? 😊

[@smileycitrus]

I've thought about it! But tbh not many places except cash anymore so i'm not sure how that would go 🤔 definitely not out of the question though

[@harperrae576]

Hi Ella! Loved this as a separate video. Question: do you put money away for a retirement savings plan?

[@smileycitrus]

thanks Harper! Our employers both contribute money to our super (retirement plan) before we're paid ☺️

[@hannahjensen8619]

Loving your videos lately! Where did you get your top if you don't mind me asking!? It's super cute!

[@smileycitrus]

thanks so much 🥹 it's from Whitefox!

[@caitlyningham1292]

i love these sm

[@smileycitrus]

that makes me so happy to hear 🥹

[@TheBlushingBrunettes]

$177.52 isn’t bad for private health for two people, mine is $190 a month for just me 😢 I’m definitely keen to hear if you find any better alternatives to reduce the cost!

[@moniquef4737]

Oh my god Eila!! I used to watch you back in the day!! How are you? I hope you're well

[@EmilySuzanneGreenx]

i live for these videos!

[@smileycitrus]

me too 😍

[@naomipryde8375]

Hi Ella, I was wondering do you put tax money aside each month for your additional incomes (social media). Just wondering if I should make it a "savings goal" on the spreadsheet?

[@smileycitrus]

Hi lovely! I set the money aside before I put it on my spreadsheet so it almost doesn't exist to me. Hope that makes sense!

[@jessieoreilly4784]

How do you make money off surveys

[@alarnahardente7317]

can you show your business income sheet? love your work babe keep it up xxx

[@smileycitrus]

It has quite personal stuff on there so probably not but I can definitely share more of the nitty gritty business stuff! & thanks lovely xx

[@Sarah.Higgins]

444 LOL !! That's a win

[@victoriaivy5953]

You saying march doesn’t scream birthdays yet my 2Ic is the 7th, my boss and I are the 8th and my partners birthday is the 9th. I also share my birthdate with 4 other people that in know. Also have a co worker on the 23rd. So in my workplace of 10 people 4 of us aren’t in march. Can’t relate to March not being a birthday month 😂 Happy birthday papa citrus!! 🎉

[@smileycitrus]

hahaha that is a lot.... 9 months before March must've been a good time 😮‍💨

[@yackie23]

How come you don’t have eating out and take away in the same category? Aren’t they related with not cooking? Just curious 😊

[@smileycitrus]

for us takeaway is ordering a pizza or mexican on a Friday night (something quick) VS eating out is more of an "experience" like a brunch date or night out, if that makes sense?

[@yackie23]

@@smileycitrus Yes❤️ Thank you for your reply!

[@ColleenSymons]

Where did you get that budget sheet! I made mine and it is lacking lol!

[@smileycitrus]

it's linked in the description box!

[@ColleenSymons]

@@smileycitrus Oh my god! I went looking for it there and completely went past it! HAHA sorry

[@moonmother.]

🤍🤍🤍

[@reannedybala5828]

I was born in March 🤔😂

[@smileycitrus]

hahaha i'm so sorry 😭

[@bethaneydunne9682]

Hi Ella Hun do you have a new Job 100% support you channel and content keep it up hope can be friends lovely video if this video amazing next one even better

[@smileycitrus]

Hi! I have the same job I've had since Jan x

[@bethaneydunne9682]

@@smileycitrus aww good Ella hope can be friends

[@chloestevens1968]

Yay! I love your videos and sitting down and doing my budget with you ahaha. Thanks for keeping it real Ella 🫶🏻

[@smileycitrus]

AHHH that makes me so happy to hear 🫶🏼 have the best month!!