We just switched from Erie to State Farm in WV. With car and house bundled saved $800 on the year. $600 of that was on the car insurance. Age 54 and 49. We also have an 18 year old on our policy. Shocked the crap out of me. Was with Erie for 35 years. 2 claims over the entire time and both were windshields and were 25 years apart.
@colekonop50347 ай бұрын
Have fun with State Farm when your claim gets denied lol 😂 State Farm fucking sucks
@ettacheddar5 күн бұрын
I hate Erie rip offs periodt
@philliphoward74559 ай бұрын
Also, one point that I forgot in my first comment. One way to find out about insurance companies, talk to a body shop. These people are on the receiving end of payment for services and can tell you who the companies are that drag their feet regarding payment. One body man told me, " Avoid the big advertizers ". Good advice.
@tlowe09112 ай бұрын
body shop meaning????
@ras9875Ай бұрын
It's a strip club in indy😂😂😂@@tlowe0911
@puresyre2051Ай бұрын
@@tlowe0911a body shop as in fixing cars that get into accidents
@seniorLu488 ай бұрын
Older driver here with the Hartford for the last 10 years, no accidents, no speeding tickets, and I don't consume alcohol. I went from $88 per month to $109. All that didn't matter to them, I sure gave them an ear full both in English and may native tongue (Spanish.) I'm looking elsewhere.
@robertwalker55218 ай бұрын
It is nice that there is no speeding ticket and othér negatives. The true PROBLEM for you and them is inflation. Three years ago, the COST of left front fender for my car was $277. Now, it is $458. Medical bills are, on average, 50% higher than three years ago. Uninsured Motorists coverage is more because more people are driving around while NOT insured . That puts you and your insuror at a higher risk. My opinion is that 15 - 20% of the owners/ drivers should not be on public roadway EVER. Good luck finding a way to get them off our roads. You can probably raise the deductibles and save some. Also, if your auto policy is not combined with your homeowners or rental insurance, that may be an option. (I carry higher than average deductibles In both) If you are open to advice, GO (not phone) to an Independent Insurance agent. Set an appointment, of course. Take your Policy or policies with you. Bring along a writing tablet, pens and written questions No need to yell at anyone...they have no control over the rising costs.
@ItsCamaro37 ай бұрын
Bro, it’s called inflation. It happens, and it happens to all of us.
@JuanPeron0076 ай бұрын
@@ItsCamaro3 Wrong.. There is no excuse for insurance prices to go up, specially if you never had an accident. All they do is sit there and make money year after year on you. You're just too slow to think for yourself.
@RonDamonesoeso6 ай бұрын
@@JuanPeron007 insurance is not a bank account. What you pay isn’t accumulated or stored for you. It’s essentially a lottery you don’t want to win. You pay a small premium and the insurer hopes you dont get into an accident. Lately insurers have been paying out more than what they are collecting which is why they are either charging more or no longer taking on new risks.
@aneesahpaisley66564 ай бұрын
@@RonDamonesoesoI DON'T BELIEVE THAT INSURANCE COMPANIES ARE PAYING OUT MORE THAN THEY ARE COLLECTING!! LOOK AT THE AMOUNT OF MONEY THEY'RE GETTING FROM PEOPLE WHO NEVER GET INTO AN ACCIDENT EVER AND WHO NEVER FILE A CLAIM, THE WHOLE TIME THEY'RE DRIVING/HAVE A VEHICLE...WE CAN'T EVEN COUNT THE AMOUNT OF MONEY THESE INSURANCE COMPANIES RAKE IN EACH DAY! NOT TO MENTION THEY RIP YOU OFF WHEN IT COMES TIME TO DO A PAYOUT, THAT HAPPENED TO ME RECENTLY...IT HAPPENS TO OTHERS AS WELL, THESE INSURANCE COM.. ARE A MULTI BILLION DOLLAR INDUSTRY!!
@bird.85109 ай бұрын
It's crazy that in JAPAN who really wants less cars on the road and you have to get two separate insurances with biannual inspections is still almost half as expensive total for similar vehicles. US insurance companies have gone wild.
@mickmarcellino8068 ай бұрын
That’s because they don’t sue the crap out of each other over there.
@JuanPeron0076 ай бұрын
Insurance companies are ALL THIEVES. And the Laws are made to help them Rob you
@SiameseCheeseАй бұрын
I wonder what the transportation infrastructure and car theft and vandalism rates are in Japan compared to the USA.
@elainehowe19429 ай бұрын
Nothing changed from last year. The Hartford raised my policy from $1060 to $1359 a 22% increase is unacceptable. Not a ticket or accident ever. Perfect credit and driving score.😡
@darbyhilltopreunion30619 ай бұрын
The Hartford just raised mine from 1350 to 1875. Why? No tickets or accidents so I called them. The only explanation was that they are catching up with the other insurance companies and raised rates accordingly. WHATTTT?
@seniorLu488 ай бұрын
Hartford just did the the same to me, they gave me the same answer as you, i'm older driver, no tickets, no accidents. BS on them, I looking elsewhere.
@samrodriguez77138 ай бұрын
All insurance companies have raised their prices and there are 2 main reasons for this. 1 the value of your car and 2 the zip code you live in. Year over year the value of most cars have gone up so check kbb for your specific vehicle. You can also look at your States website for statistics for car theft, hit and runs and vandalism in your zip code.
@toneytone862 ай бұрын
I was talking to an agent today and he made it sound like this is just the game they play. I was looking for a better quote he told me it really comes down to competition in your area. If there isn’t a lot they pretty much just charge you what they want and they will follow other companies rates like you said which hurts the customers. Insurance is a scam across the board. Progressive gave me a good quote. In New York i am paying almost 3k a year for a ford fiesta St. honestly you have a pretty good rate still. I do have collision but it should be that much more the quotes I got from progressive were like 1300 without collision and 1700 with. Been with Geico for like 10 years they just keep raising the rate with no explanation ever.
@commandertim5755 ай бұрын
When I was nineteen and needed car insurance, I went to Allstate to get a quote. As soon as I asked the agent for a price, he laughed loudly at me and told me "we won't even touch you!". "Can't help you." I left promptly and have never considered them again for coverage. Very bad customer service and attitude.
@pookawoods84428 ай бұрын
This is so incredibly helpful! Thank you so much for taking time to do these.
@ThinkInsurance8 ай бұрын
🙏🏼
@megacolor11059 ай бұрын
I'm from Houston and i have Allstate Auto ( 3 cars) but they're keep going up. Which company should i switch to?
@ThinkInsurance9 ай бұрын
I have a quote form in the description. TX is a state we’re licensed in. My guy John will be able to check if we can find a better option.
@Britman789 ай бұрын
USAA is no longer what it once was. The rates are astronomical now and everyone is beating them. After 25 years the huge pricing increases over the last 24 months are just too much to take anymore.
@diann38808 ай бұрын
💯
@KM-rh4zl7 ай бұрын
They told me it’d be a $3,600 6-mo premium. They can go to hell!
@scotthearts96347 ай бұрын
@@KM-rh4zl our mortgage every month basically 😂😂😂
@Lendingyourlight6 ай бұрын
@@KM-rh4zlFor what? Are you educated on picking your own coverage amounts instead of letting them dictate and quote you? You can pick your coverage to lower your premiums. Never let them pick for you.
@richscott24834 ай бұрын
I'm a retired military veteran and served about 26 years. Retired in 2004 or 20 years ago with military pension. USAA is a terrible company as they feed off of military personnel. I have consulted and talked with many USAA employees/customer service and managers trying to get affordable and reasonable rates as does not matter for Auto Insurance, Home Loan-mortgage, Car Loan, refinancing just terrible. Never bank with USAA or obtain a Credit Card because they are not FDIC covered. Several Hundreds of people have submitted Fraudulent Claims on money they did not spend and USAA brushes them off. USAA is not operated or owned by military individuals, it just a company catering to Military personnel and stealing their money. For banking needs NFCU - Navy Federal Credit Union is better. Problem with NFCU is lack of branches - satellite offices to go to and no ATMs. Many were located on Military Bases but with closures of bases dating back to the 1990s it's difficult to have that Walk-In-the-Door customer relationship. Basically, all transactions are remotely done aka Internet or Online. It is discouraging, once you are above the age of 55 or 60 or 65 depending on Insurance Company your Premium will increase because you are considered to be a Senior Citizen or Old person. "AGE DISCRIMINATION". You can be the safest driver in the world. Issues with old people getting into an accident are severity of injuries, longevity of treatment and care and hospitalization, old people tend to die easily. This means the Insurance Company pays a lot in medical bills, other loses, and death payment. Old people are considered the Safest Drivers group statistically but at high risk of dying in a car accident so the cost is high. Auto Ins. Premium will continue to rise - increase once you are old. It Doubles when you reach 80 plus. My parents and in-laws tell me this. Most All Insurance Companies do not have Veteran Discount or Senior Citizen discount. If you are a First Responder, they may deem you as a Risky person just because you are more of a hurry to save someone's life moving through traffic and that could increase your premium. Farmers Insurance Group auto insurance is the Highest Cost almost 2 to 3 times higher quote than any other. Try AAA. I have Allstate Platinum Plan and yes! not cheap. State Farm offers me less incentives and would cost me $400 to $500 more per year than AllState. I don't have much faith or trust in Progressive or Geico, receive nice low offer. It's like a 1st Time Sign On Bonus ... see a nice discount "dangle the carrot" or "entice you" then when you file a claim or get your Renewal Policy rates go up and up. My brother uses an Independent Agent to keep his costs down and over the years he is cover by a lot of Mom and Pop Small Insurance firms as long as his agent finds low cost with full coverage. My brother pays less than $1,000 per year. Myself I have 2 new vehicles (2022 Honda Civic Touring and 2023 Camry XSE V6) with wife on policy and now it's costing close to $3,500 per year as I recall 30 years ago was more like $1,600 for 2 cars. Heard Hybrids and EVs cost are higher due to repair costs. Naturally Aspirated aka Gasoline Engines or ICE as they calling it your Ins. cost are lesser than Hybrid or EV. I don't like Hybrids and never believe in EVs so never bought them. Hope you have managed to find something suitable.
@whysaywhyx71009 ай бұрын
Great video. Thanks!
@rubyjinxx8 ай бұрын
Thank you for this video! I have Liberty Mutual and they always raise my rates a little every year. Just received my renewal documents and my premium went up $1K. $5k a year. I had one accident years ago but that was it. I definitely thinks it’s time to look for a new company
@wturner7776 ай бұрын
I’m also with Liberty and my premiums are increasing tremendously next month, and I’m planning on switching. I switched from Geico because they raised my rates for no apparent reason.
@darbyholloway15935 ай бұрын
Same exact situation here! Been with them for over a decade! Going from $4,000 per year to $5,000. That's why I'm here. Looking for new company
@Laura-ed5kf6 ай бұрын
1:50: My father started a Nationwide-agency in Metro-Detroit in the 70’s. We’re an independent agency now, but Nationwide is still my favorite for claims, AND their home-rates are lowest in the tri-county, their auto-rates are competitive again….but yeah…they’re not wanting business currently…but it is opening up soon. Love Progressive…but you get what you pay for w/ insurance PERIOD. Good carriers have endorsements for more comprehensive coverages, but ppl…read your decs.
@robertwhite98986 ай бұрын
I’m currently with farmers insurance. One of My Co workers wife works in the insurance industry she told Me Cincinnati insurance is a A+ company. We compared them with Cincinnati insurance there was a price difference for the same coverage I currently have !
@ThinkInsurance6 ай бұрын
The AM best rating is primarily their financial stability but Cincinnati has a good repetition last time I checked. Thx for sharing!
@gloriousgearhead53678 ай бұрын
What do you think about Chubb?
@ThinkInsurance8 ай бұрын
I’m going to do a review on them soon. They’re decent enough of a company from what I know of them so far
@b15cowboy759 ай бұрын
I'm an Allstate agent in Texas and State Farm has been kicking our ass for the past 2 years.
@ThinkInsurance9 ай бұрын
It might change soon. State Farm just released their earnings and show a $14.1 billion underwriting loss in 2023. More to come…
@DispholidusTypus9 ай бұрын
State Farm insurance cater's too those with an almost flawless driving record as their typically either black or white with rare exceptions of light or dark shades of GRAY as their unfortunately EXTREMELY manic-depressive, scitofecctive, and have been diagnosed with 😇BIPOLAR DISPOSITION😈 as well in regards too your overall driving record and if you're driving record is very CLEAN 🧼🫧🪥 your good too go but if you're driving record is DIRTY and or 🤢 TAINTED 🤮 then your SCREWED! I personally think Allstate insurance is an overall excellent and premium 😎 insurance company overall due too their customer service and PERK'S but as of now unfortunately all have too settle for Progressive and or GEICO as I can't afford Allstate as of now so I'm stuck with Flo 🥰 or the Gecko🦎 and or Cave man 🥳
@loucorr83539 ай бұрын
Belairdirect insurance. Worst insurance company ever. Poor customer service. They offered me 25% of what my vehicle was worth. Then left the driver who was injured in the accident without a vehicle or way to get to physical therapy. Still waiting almost a week now for supervisor to contact us. CHEAP RATES MEANS CHEAT SERVICE
@ronaldphillips35368 ай бұрын
You are so wrong about Allstate they are not a good company my roof is no longer made I have letters from GAF stating my roof is no longer made
@ronaldphillips35368 ай бұрын
& they keep saying that they are going to only repair with what my roof is no longer made
@azchandler12093 ай бұрын
I have been with State Farm for about 25 yrs, I have both auto and home, I have never had a problem with them. When I was living at my other house a pin hole leak developed in one of the pipes, which caused the carpet and padding to be saturated. When I contacted my agent, he said we were not having this conversation and if we continued he informed me that my homeowners would go way up or they would drop me. We're paying all of this money to insurance companies for what, to have our rate go sky high or be dropped when we need to make a claim.
@yulesavage74413 ай бұрын
😂bro did you or did you not have a problem coz ur contradicting yourself or am too fried if I am
@Stretesky9 ай бұрын
What’s your opinion on AAA?
@ThinkInsurance9 ай бұрын
AAA is ok. They’re better than a lot of companies, they just have old rules and systems last time I interacted with them. That’s more headache for the agent which can affect your billing etc… just errors and fixing this and that. Overall they have very poor ratings over the last 2 years which scares me slightly. From my experience they lack training for their agents which is scary.
@thesmockinggunYT9 ай бұрын
Travelers just relased their 2023 4th results. Apparently profit snd losses are both in the right direction. Sounds like better then a lot of others.
@sjordan70855 ай бұрын
I have Travelers Insurance for my car. I was rearended, and wanted to know if my Premium would increase if I went throught them instead of the Insurance of the liable party. After four conversations I finally discovered that if they had to pay a medical bill the premium would increase for five years, they were unable to tell me by what amount even though I knew the medical bill would likely be less than $1000.00 If the vehicle damage was under $1000.00 and no injuries involved my premium would be unlikely to increase unless for other factors, such as Credit rating, and/or Travelers increasing the cost of Ins. in general to be in keeping with cost of living. They would give me the option of taking the car to the place of my choice to have the repair done. I am opting to claim on my on the other person's policy.
@ezal36348 ай бұрын
just talked about the big boys, lots of great small companies, i.e .cincinnatti, electric, etc.
@BrentSexton-uj1cj9 ай бұрын
Great information. Any advice on switching companies after a car accident? Just found out my rate more than doubled.
@nickv40739 ай бұрын
What advice do you need? You need to shop, shop, shop around. The internet makes it easy. You can do it from your bed.
@JeanPierreWhite8 ай бұрын
Switching after a recent accident will make your search more difficult than you might realize. You are a risk and companies will price that accident into their quotes.
@nickv40738 ай бұрын
@@JeanPierreWhite So? Does that mean you shouldn't bother shopping? Thats a huge mistake. Accident or no accident.
@kevinjoseph1723Ай бұрын
I live in North Carolina and have State farm but my rate keep going up and looking for another option what is best
@Ohsooqueshamedia7 ай бұрын
I feel like based on the customers preference any company can be great if all the coverage needs are met for what ever that person considers the right price . Insurance is the transfer of risk ,the underwriters determine the rates based off the coverage selections of the customer and how high the risk may be of them having to pay out those over all limits . So the way you find the best company is by knowing what you need when it comes to coverage and what those coverages include at each company to assure your insurance needs are met .
@A1RLuis8 ай бұрын
Anyone know of a good/cheap company for nyc?
@stealthbomber21278 ай бұрын
I did not their was anything cheap in nyc.
@rj-me3fh9 ай бұрын
Survey companies to ascertain of they use telematics data from your car they buy from Lexis Nexis which the carrier purchases in order to increase your rates for your driving behavior.
@stealthbomber21278 ай бұрын
Which is the best for 16 year old's just starting out driving?
@Tyler_ThaTruth8 ай бұрын
under 25 people getting screwed no matter what, best to bundle with your family plan if you can
@Lendingyourlight6 ай бұрын
USAA is best for teens. My daughter was $800 yr for a Prius
@yulesavage74413 ай бұрын
@@Lendingyourlight😂😂800 😮
@Lendingyourlight3 ай бұрын
@@yulesavage7441yeah I probably should have clarified that it was back in 2012 😂
@teresawaggoner80584 күн бұрын
So, what ins do you have as a person that has reviewed different companies?
@gmoney3432 ай бұрын
Mark help help help, i in CA, Have a15' nissan versa and Infiniti/Kemper just raised me by 60%. What should I replace them with? I have 5 days to stop my direct deposit lol!
@ThinkInsurance2 ай бұрын
Sorry for the late comment. Geico, Grange and AAA as a backup are 3 companies I would look st
@reader77889 ай бұрын
Is there an overview on Homeowers insurance like this?
@ThinkInsurance9 ай бұрын
I just recorded a top 5 best and worst for homeowners! I have to edit them but they will be up in a couple of weeks
@aerostar93769 ай бұрын
my rate for farm bureau is currently 80$ a month was paying 60 for Geico but they raised it to 110$ so I switched. I just have liability for 2 cars.
@stealthbomber21278 ай бұрын
I had a bad experience with them when just starting out as a newlywed and home owner.
@aerostar93768 ай бұрын
@@stealthbomber2127 if u don't mind telling me what happen?
@stealthbomber21278 ай бұрын
@@aerostar9376 I was trying to get additional health insurance for my wife because the place where she worked closed down and her unemployment had ran out. io called them, they sent their agent over and he offered me a policy that costs twenty dollars a month, and all the policy offered was ten dollars a say max benefit. I told the agent, interview over. It was a long time ago, but it stuck with me. They must have done a number to their customers because they no longer had an office in our town much longer after that. I hope they do you much better than us, it may have been an agent issue. Car insurance might be better, I do not know.
@ras9875Ай бұрын
They will change your coverage without you signing anything. read all paperwork you get in the mail from them! They will deny your claim. Fought them for two years to get anything on roof damage. I won so they were wrong. It wasn't replacement cost like I thought. they said I was notified of the change but I was not aware of it.
@WadeRinger-io7el8 ай бұрын
Steer clear from Snake Farm!
@stealthbomber21278 ай бұрын
I hate those crooked s o b's.
@accountdatabase15588 ай бұрын
Why
@WokeBlueHairedNPC2 ай бұрын
@@accountdatabase1558 they blow sausages 😂
@scottnewsome84728 ай бұрын
thanks for the video, I noticed you didn't mention GEICO at all, is that a company that didn't make your top ten for some reason? I was looking at leaving USAA due to the incredible price increases for home and auto. thanks
@ThinkInsurance8 ай бұрын
Great question. Geico wasn’t a top 10 company this year. I bet if I did a top 15, they would show up 😉. They cut their marketing budget drastically a couple of years ago and all though you don’t see as many commercials, they were very profitable last year. They also started letting independent agents get appointed to sell them so that will make a big impact if that opens up more. I have a feeling we’ll see them show up more often in a year or two.
@corioberhansli94229 ай бұрын
My car insurance just went up $200 a year for a car that is a 2015..I’ve had them for 15 yrs
@ano83079 ай бұрын
Could you please tell me which company ?🙏 I’m looking for good price one🥰
@corioberhansli94229 ай бұрын
I am still w Allstate but now looking for different ins
@ano83079 ай бұрын
@@corioberhansli9422 Thank you. I’ll tget All State then. Pls let me know when you find better one !
@DeeDee-l3h8 ай бұрын
I believe most if not all companies increase premiums the older the vehicle becomes
@corioberhansli94227 ай бұрын
@@DeeDee-l3h thankyou for this info
@cuknopp6 ай бұрын
Thank you for the video- this is helpful...maybe do a follow up on AAA auto insurance?
@Support_Ad_Blocker7 ай бұрын
Older driver here. Older vehicle as well. No accidents. No tickets, Nothing in clams for at least 25 years except for a couple of windshields. Tried quotes from most of the companies listed in this video and State Farm came in with the best rate. However, they have raised my premium every six months! Plus, after I used road service a couple of times (in 18 months), they sent me a really snarky letter.... I called their bluff and told them to cancel me if it was that big of a deal, and ....they didn't... To offset the premium increases, I just keep lowering the limits of my coverage. Also, why don't companies do a 12-month equal pay plan? SF is the only one I found that does.
@ThinkInsurance7 ай бұрын
A lot of companies do 12 equal payments or 6 monthly payments for 6 month policies. We’re in what is called a hard market for insurance and a lot of these companies are doing larger first payments to slow the business coming in. Some have paused the 12 pay plans as well. It could be the location, your insurance score or some other factor that is offsetting the payment options.
@Support_Ad_Blocker7 ай бұрын
@@ThinkInsurance Actually, I encountered just the reverse with GEICO and Progressive. They would write the policy for a very small amount, and then the remaining five-month payments were higher. As an example, a $700 policy. Equally, it would be $116 and some change. Nope. They do something like $50 down and then $130 for the remainder of the term. Why do they do that? As for a 12-month policy, I haven't seen one of those since the 90s.!
@ThinkInsurance7 ай бұрын
@Support_Ad_Blocker Each company does it different. It’s a way to either make it easy or difficult to purchase the policy. They even switch it to pay in full for some people depending on the risk profile.
@Support_Ad_Blocker7 ай бұрын
@@ThinkInsurance Seems like most of them are making it more difficult. Which is probably why no one on my block except me is insured…. I have to laugh every time Amica or some other company sends me junk mail saying that their average customer saved more than $XXX dollars by switching; when the amount they claim saved is more than my entire policy! Also, State Farm has a really nasty rental car policy. It's an 80/20 deal. Never seen any other company with that. Something you don't really think about *until you have to use it.*
@matfalkner9 ай бұрын
My van has a wheelchair lift for my kid. I just got it and I was wondering if the custom parts coverage does cover that since it’s permanent. I didn’t know if it matters that I wasn’t the one that put it on there.
@ThinkInsurance9 ай бұрын
You’ll need to call your agent. A lot of that equipment can be upwards of thousands of dollars and all though some companies will cover it, others require it to be listed as additional equipment
@bilald61543 ай бұрын
I am moving to NJ from TX which company is best for me???
@ThinkInsurance3 ай бұрын
There is a link in the description to fill out a quote. In TX you’ll likely speak with John at Valor. He should be able to help :0)
@mariahamlin93703 ай бұрын
What's best car insurance for people that this permit
@ThinkInsurance2 ай бұрын
Cheapest route is to go under your parents or guardians insurance. You may have to wait until you’re fully licensed before a company will insure you. Some require you to be 18/yrs old. Geico, Bristol West and a progressive tend to be competitive for younger drivers.
@DeeDee-l3h8 ай бұрын
I found trying to follow you was difficult. Seems you skipped around too much and I would lose track of which company you were talking about was bad. Maybe keep on one company, (good and bad), then move on and not go back and forth.
@toony19988 ай бұрын
Agreed
@cptkookd8 ай бұрын
Had to watch it twicw
@ThinkInsurance8 ай бұрын
Sorry 😞, sounds like I might have had too much coffee that day. I hope any future ones are better. Let me know if you get a chance to watch a different one, thx
@InfiniteSoulRoots6 ай бұрын
That's my ADHD tales....going off the track a few times, then back around again! 😆
@davetrayford4 ай бұрын
your grammar and syntax??
@luisgiron80978 ай бұрын
I have a toyota camry 2016 state Farm charge 700 per six months I think is expensive
@lisanewhouse21013 ай бұрын
Hi I also meant to ask you what do you think of Plymouth rock? I don’t ever hear you speaking about them.
@ThinkInsurance3 ай бұрын
They don’t show up in most reports because they are too small. They only insure certain states. There’s not much data but most places give them bad reviews across the board from bad service, claims, to lots not caring about their customers etc…
@dougca70867 ай бұрын
I like the idea of calling Geico getting insurance immediately and getting the best price and not trying to sell me anything I don't want they also are one of very few that will ensure a motorhome without first ensuring a car
@Lendingyourlight7 ай бұрын
They are terrible, overpriced and good luck with claims
@Riversoflivingwater822 ай бұрын
What do you think of Mercury Insurance?
@ThinkInsurance2 ай бұрын
I did a review of them ok this channel - you can search it on the home page
@lisanewhouse21013 ай бұрын
Good day, I am a 63-year-old female with a good driving record but I have moved from New Jersey to North Carolina. I do know a little bit of tort so I always include that but could you suggest a good car insurance company? Thank you so much.
@ThinkInsurance3 ай бұрын
Erie and Progressive are two companies I would look at. Possibly, Farmers Insurance as well.
@GG-wg2ti5 ай бұрын
I wonder if these companies who offer and use types of “safe driving” apps may ever use the information they collect to determine liability if you are in a crash? Has anyone had experience with that?
@pilarskifamily8999 ай бұрын
Allstate customer for 30 years. Yes VERY EXPENSIVE. But it's just now tipping the scales for us because their increases for auto are not 'sustainable' for us anymore. We will have to call you I think.
@JimmyPenrose-lt4ji6 ай бұрын
What would be the best company when i got 4 older cars
@ThinkInsurance6 ай бұрын
What state are you in?
@thehappygolucky23914 ай бұрын
Please help me. Have a question. I didn’t put my father in my insurance policy. He just arrived last june 23. Unfortunately he drove my car with my permission last july 13th and he got an accident with my wife in son. Progressive denied my claim because my father is not in my policy. Is there anything i can do or get an appeal?
@ThinkInsurance4 ай бұрын
It’s so hard to give an answer without knowing all the details. If he’s visiting, most companies allow permissible use but if they’re denying the claim there is likely something else in play here. Your best option is to call and get clarification from Progressive on why it’s not covered. It’s possible they made a mistake, or consult a personal injury lawyer
@VikingsFan-iu5kq4 ай бұрын
Who is the best in California ?
@gooseirl7 ай бұрын
Where are the timestamps? And you didnt link to or make a time stamp to skip to what you would do.
@rustyshackleford27236 ай бұрын
Yes, and a list would be helpful!!!
@rajannandagopal60177 ай бұрын
I am 56 years old , living in Oklahoma, can you please recommend a good insurance company Mark?
@ThinkInsurance7 ай бұрын
American Farmers & Ranchers and Farm Bureau are two companies I would look at. Shelter as a backup.
@jeniadenny52085 ай бұрын
I just bought a 2024 kia telluride in Arkansas. Have had progressive for 20 + years. The increased my monthly payment $140!! My precious car was a 2022 Telluride. What insurance should I try forgetter rates?
@jeniadenny52085 ай бұрын
I am 58 years old.
@moro6744 ай бұрын
I had to finally sue State Farm because every time the claims adjuster came out he said it was a no-brainer and then no FollowUp and they would ghost me. 1 lawyer and I got a check.
@davetrayford4 ай бұрын
NOT surprizzzed!
@richardweimer84608 ай бұрын
Progressive jcked me up and State Farm gave me a better deal
@stealthbomber21278 ай бұрын
And when you need them they will let you down.
@richardweimer84608 ай бұрын
@stealthbomber2127 Depends on how you drive and what you own there all the same I just changed because it was cheaper I review mine every six months and have good credit
@richardweimer84608 ай бұрын
Remember everybody you are paying g for the people that put in claims for a scratch or areas that have bad weather
@stealthbomber21278 ай бұрын
@@richardweimer8460 I have good credit and driving record. But I was in a couple accidents which I was not at fault. State farm covered the other drivers and both times they called me to ask what happened, as soon as I identified myself their rep said we are not going to pay for this and that. So I did what I'd hoped I would not need to do, get a lawyer. The lawyer made them pay more than I even expected because it was proven they tried to screw me over.
@darrellallison36584 ай бұрын
Question; is a 39% increase from 2030 pricing within the norm these days?
@ThinkInsurance4 ай бұрын
Sadly, is some states, yes. Other companies have not raised as high, yet, which can be helpful
@GCW238 ай бұрын
How about AAA insurance company?
@ThinkInsurance8 ай бұрын
They’re ok - they would be close to a Nationwide
@g.medina3717Ай бұрын
No Farm Bureau?
@eddiefriend25467 ай бұрын
What about Wawanesa?
@RonDamonesoeso6 ай бұрын
They were recently bought out by Auto Club of Southern California.
@nickherring61206 ай бұрын
I have State Farm in Arkansas and my monthly rate has gone up way too much. That’s why I’m watching this video. Was $144 in 2022 and now is $253. Way too much.
@skydogo147 ай бұрын
I was gonna request a quote but you don't have a privacy statement, no cookie notice (violation of the law =The Cookie Law is a piece of privacy legislation that requires websites to get consent from visitors to store or retrieve any information on a computer, smartphone or tablet.). You need to provide a statement as to what happens to the information you collect.
@ThinkInsurance7 ай бұрын
That’s not good! There should be a pop up on it. I’m going to be reworking my mesh of a website soon. I’ll double check it. Thx for the heads up!
@pumpupjam96482 ай бұрын
Progressive now has a program with their car ins, they monitor where you drive.
@marcosoto39784 ай бұрын
American Business Insurance ABIWEB ?
@Kay-po4pl3 ай бұрын
Due for a new update?
@davidnei34958 ай бұрын
has anyone used amax insurance
@ThinkInsurance8 ай бұрын
I’ve not heart of it. Sounds like a credit card company 😂 I think they’re an independent agency not an insurance company.
@ryansambito92524 ай бұрын
All-state is ridiculously high and they did away with there savings by using the safe driver app .
@Lonewolf-i8p6 ай бұрын
Most companies will give you a better rate but upon renewal jack it up. It's all a game and they win.
@debbiebarber56409 ай бұрын
I’ve had Allstate for 45 years.. I just dropped them! Way over priced.
@skydogo147 ай бұрын
about to do the same. I've been with them for 25 y.
@espianmashias95655 ай бұрын
Exactly…. Horrible insurance company!!!!
@InMyBrz7 ай бұрын
MARK - help me out Originally from St Pete Florida but left the US in 2018 and living in Brasil now Returning to FL late 2024, could be Hollywood FL or Tallahassee FL - need to go to aircraft mechanics school for 8 months Age 71 married ZERO accidents before Will be taking an online drivers ed course before returning. Went online and 2 companies pop us with the best rates ; Progressive $145 and Bristol West $115 for a theoretical 2010 Dodge Caravan with St Pete ZIP I prefer to go to the Hollywood FL school but suspect the rate would be higher, if only a little I am ok with it. IF it's double for Hollywood I'd rather go to the Tallahasee school Can you compare both cities zip codes for comparison ? HW 33020 Tall 32303
@ThinkInsurance6 ай бұрын
You’re better off just updating your quotes you did online. They’ll be saved. That will give you an idea of the price difference between the areas.
@InMyBrz6 ай бұрын
@@ThinkInsurance OK, while I have done online quotes I won't be there for another 6 months. Even at that these people seem desperate, I keep getting emails every day from them. That is a good sign.
@davetrayford4 ай бұрын
Where is Erie and Auto-Owners ???
@davidnei34958 ай бұрын
for car insuarance
@propertystuff72215 ай бұрын
I'm leaving USAA in part because their app is the worst. (Mostly because they're tripling our premium for buying a used car, but even if that weren't the case....) The app crashes on my 5G Motorola (with flawless wifi signal) about 5 minutes after opening, then it takes a full phone restart to get it working again. Rinse repeat again and again. And because it was REQUIRED for security confirmation while talking to customer service, that 4 hour call was an absolute nightmare of a experience. 5 thumbs down. So yeah. A good app is, in fact, a real selling point.
@davetrayford4 ай бұрын
u mean, "emergency" responders? they rarely respond 1st. they are typically 3rd to respond, behind the reporter , and then the liaison.
@BrokeCarBro6 ай бұрын
EMT here. I'm saving about $80/month on insurance from mercury because i'm an EMT. It's because we have additional specialized training to handle emergency vehicles in an emergency and are trained to drive with "due regard". We're also trained to keep people alive after car crashes. Both Save insurance companies much money and they know it.
@AugustDavinDeepson3 ай бұрын
So you tell them you are EMT and these are the perks? This is cool. You are a hero and please share with others
@edvas32906 ай бұрын
Are you talking about car or home insurance?
@potcommitted535519 күн бұрын
I just want the cheapest! I done with BUYING my car again every 8-10 years from insurance companies that profit billions. Haven't had an fender bender in 20 years. I just want to be legal, and I will deal with the extra hassle on the off chance something does happen. Make Car Insurance Rates Reasonable again! The current rates are down right criminal
@barbaravalentino3022 ай бұрын
Maybe I need to review the like and not like videos. The majority of them seem to be mentioned on both lists. 🤔
@dlb30607 ай бұрын
Respectfully, I’m confused… you are back and forth. Is this video about the best insurance companies and coverage or the worst? Set the agenda.
@kelisurfs2479 ай бұрын
Why are you contradicting yourself about Farmers Insurance?
@markclaspill63685 ай бұрын
Progressive charged me a $35 fee for telling them my new address! Some kinda policy update work or something 🤷♂️
@Adam-ix3ff8 ай бұрын
ok
@i.k.1534 ай бұрын
Progressive vs Geico, $3000 vs $1500
@markfields1578 ай бұрын
Nationwide is black mailing my dad tear our barn or not get renewed
@JeanPierreWhite8 ай бұрын
That's not blackmail. They are giving you a choice. Do what's right for you.
@catistrolling73336 ай бұрын
Got the same from Allstate - 1 month before renewal - new roof and tear down old shed or take a hike
@nesheiwg4 ай бұрын
Car, home, life, boat, and flood insurance are sucking the Middle class like never before.
@faheemraqib10356 ай бұрын
Insurance companies are the biggest snakes around
@tuantran74946 ай бұрын
Consumers will not have a best car insurance rate any longer. Those insurance companies are now running by the state enterprise and they will never have the system as the way it used to be. Trust me on this. No matter how you explain it but it will never be true!
@rowdy93799 күн бұрын
Who sells actual Replacement car Insurance ? I got Conned by State Farm, they found a stain on a seat, that probably happened in the wreck and they depreciated me big time, I wasnt even able too replace the car with a equivalent value. Their Crooks and play Con games. I think a car should be valued at the beginng of a Policy, and if its totaled, they pay that amount, no depreciation Con games.
@ryansambito92524 ай бұрын
Also Liberty Mutual horrible I agree I was in 2 not at fault accidents where I was rear-ended in one and another I was parked in a white line mark parking space where my door was already open while collecting my belongings and the driver ripped my door off and stopped a 1/2 mile past where I was parked speed was a factor by the other driver but that is not my point to Liberty Mutual insurance both accidents Liberty Mutual refused to pay me out and get this both drivers that struck me are insured by Liberty Mutual 😵💫
@RN_BSN_PHN7 ай бұрын
*I have had a policy from every major Insurance company. I am 65 years old.. Hands, down..AAA is the best. End of story*
@Ninurtha17 ай бұрын
Farmers left California . They are not top company
@td67gto188 ай бұрын
I got an $80 COLA increase this year Jan 01, 24. Same month, my Liberty Auto Ins went up $70/mth. That leaves $10/ mth to cover inflation at the gas pump and grocery store. Oh, but not really because garbage pick went from $60 qtr to $80 qtr and Termite protection from $81 qtr to $106 qtr. So that's another $12 leving me $2.00 short just to coveer those increeses, not counting the 25-30% increase on groceries and gas. Please, everyone, bring TRUMP back ...drill baby drill, close boarders, make tax cuts permanent, bring back law & order!
@iluvutube48867 ай бұрын
Agreed!
@btbd2785Ай бұрын
Amica is expensive. Progressive is horrible to deal.with both as having car insurance and also.drsling eothdomeon who has that insurance and you have to deal with them trying to get your car fixed. Horrible experinec!
@vijeenroshponmaniwalson4904 ай бұрын
You joking ? Cant follow anything !
@richscott24834 ай бұрын
Lot of nonsense talk.. where is the list of the Top 10 Auto Insurance Co. for 2024?
@paddy94493 ай бұрын
ALL of them are a BIG ripp-off....If I could drive without it .....I would
@mithnart9 ай бұрын
I can barely hear you
@ThinkInsurance9 ай бұрын
I checked the audio, audio is good. 🤷🏽♂️
@DeeDee-l3h8 ай бұрын
I heard him very well, maybe some thing on your end?
@CommanderSixАй бұрын
Amica believes in gender ideology? I’m cancelling my policy come Jan.
@airamuniem.68053 ай бұрын
You are not clear with what is good and bad car insurance 🤔
@jameseddy68357 ай бұрын
You know I clicked on your video to hear what the 8 best insurance companied and the first thing you did was disagree with the source of your presentation. Do you really know what you are talking about? I don't think so.
@Chingysfakechain7 ай бұрын
As a grown man why are you making that thumbnail your thumbnail
@ThinkInsurance7 ай бұрын
Asks the guy that clicked it 😉 🫶🏼
@Chingysfakechain7 ай бұрын
@@ThinkInsurance just to dislike
@ThinkInsurance7 ай бұрын
😞 Well thanks for stopping by at least 😀
@Chingysfakechain7 ай бұрын
@@ThinkInsurance that’s what I told your wife
@ThinkInsurance7 ай бұрын
Dayum! It was Wed 3pm, wasn’t it?!
@jonmeek38797 ай бұрын
HEY ! i do NOT have 15 minutes to listen to you Ramble on !!!!!, just give me the damn info
@iluvutube48867 ай бұрын
Exactly! List the companies so we can just see them right away. I don't know if I trust this info. because I watched his video on the worst car insurance companies and a few of these companies he mentioned who are the best were also mentioned to be the worst.
@rustyshackleford27236 ай бұрын
Its because KZbin pays for every 15 minutes a person watches, that the minimum time to get paid for a viewer....No quick list
@mirage7115 ай бұрын
This guy always wants you to use an agent I wonder if he's an agent. Lol
@gdcat7772 ай бұрын
So this is a critique of an article and not your findings. That's deceptive.