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Best insurance for young drivers and my recommended companies

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Think Insurance

Think Insurance

Күн бұрын

Tips and advice for young drivers getting insurance for the first time. Adding a child onto your policy is not cheap. This advise will help.
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Пікірлер: 1 300
@Gadier069
@Gadier069 3 жыл бұрын
Go straight to minute 9:30 for the information needed.
@TrooperAl777
@TrooperAl777 3 жыл бұрын
hero
@ThinkInsurance
@ThinkInsurance 2 жыл бұрын
You’re welcome. I’m glad it was helpful
@ItzCokeGamer
@ItzCokeGamer 4 жыл бұрын
I really appreciate this video. Just bought my first car yesterday and I watched this video before this purchase. Thank you! Such a high quality video! Best regards.
@dayc5933
@dayc5933 4 жыл бұрын
Dang that is good to know thanks for the video I am 19 thinking about getting a car.
@takumi7931
@takumi7931 3 жыл бұрын
same here homie
@tryxjay8289
@tryxjay8289 3 жыл бұрын
Same here bro
@lebronjames7041
@lebronjames7041 3 жыл бұрын
Same
@rayvaughnjackson8565
@rayvaughnjackson8565 2 жыл бұрын
Same
@presidualist4587
@presidualist4587 Ай бұрын
Same
@321turn6
@321turn6 4 жыл бұрын
21, 3 points on Driving Record. Classified as “High Risk Driver,” quoted 600+ from the popular Insurance companies. This quote was for a Toyota Prius by the way.
@jgivenchy7834
@jgivenchy7834 4 жыл бұрын
Jai Rori im in the same boat haha besides i have a dodge charger 😂
@Oscar77105
@Oscar77105 4 жыл бұрын
Same 😂 im 23 680$ month sheeesh
@andresukhoo5078
@andresukhoo5078 4 жыл бұрын
one minor accident one rolled through stop sign NY 23 years old driving a 2019 Nissan Kicks
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Although it might a big search, Geico and Allstate are likely going to be a better fit. Maybe Travelers.
@derrickalvarez3062
@derrickalvarez3062 4 жыл бұрын
I’m 18 and I have to pay $340 insured by Geico and it’s the basic insurance plus I’m under my parents policy I have a 05 Accord
@joepatrick3092
@joepatrick3092 4 жыл бұрын
I pay $500 per month I live in NYC btw, what state ur in?
@ColorfulDarknessHD
@ColorfulDarknessHD 2 жыл бұрын
First off, thank you for giving such great advice to those who need it and thank you for taking the time to respond to each and every person who asks for help. Second, I’m 23 years old planning to buy a 2018 Challenger R/T Plus. Living in Texas, absolutely clean driving record, licensed driver for 3 years but no insurance history. Your suggestions would be greatly appreciated!
@ThinkInsurance
@ThinkInsurance 2 жыл бұрын
You’re welcome. I’m glad I’ve been able to help so many people. For you, I would check Cover in the description since TX is their main state they try to get business. I would also see if there is someone you live with that can add you to their policy. That would be the cheaper option until you have 6 months or more prior insurance. Back up companies, Farm Bureau and Geico are the other competitive ones there
@dirtychai5245
@dirtychai5245 3 жыл бұрын
Thanks! I am 18 almost 19 and I own my car and just need insurance. I’m in the military and kinda need it when I get to my new command but when I was dumber before the military discipline I got into an accident and then I also had a few tickets so it’s really hard to find a decent price
@chasingmulaa7789
@chasingmulaa7789 3 жыл бұрын
Let me use your vehicle to get my license
@dirtychai5245
@dirtychai5245 3 жыл бұрын
@@chasingmulaa7789 who tf
@kittenwizard4703
@kittenwizard4703 3 жыл бұрын
@@dirtychai5245 let me use your mom to get my visa
@2Turnt5.0
@2Turnt5.0 2 жыл бұрын
Im damn near in the same situation but 17 almost 19 in the army
@2Turnt5.0
@2Turnt5.0 2 жыл бұрын
Almost 18*
@tymoney666
@tymoney666 4 жыл бұрын
22, I’m trying to get a Dodge Challenger and It’s my first time getting a car on my own in Texas. And first time getting insurance. Not tickets or accidents. Just need cheaper insurance in texas
@MrHRDGAMER
@MrHRDGAMER 4 жыл бұрын
ty money same problem I tried to get a camaro ss 2018 they where trying to charge me 450+ for insurance I’m 21
@MickeyMouse2543
@MickeyMouse2543 4 жыл бұрын
@@MrHRDGAMER well it was a newer model, try getting a 2010 0r 2009 car for your first car. Dont always fall into that trap of needing the newest, hottest or cleanest car. Or start off with a cash car, it will save you lots of money!
@SuperCatic
@SuperCatic 4 жыл бұрын
FYOURSHET that’s what I’m looking for 2016+. Mine is 1600$ ever 6 months for my 11 Audi s4 in Michigan. So garbage man
@528Chris
@528Chris 4 жыл бұрын
Ray Chamburg u not under your parents insurance?
@josephdollarbills4926
@josephdollarbills4926 4 жыл бұрын
I’m 19y old & I plan on getting a Dodge Challenger tomorrow not sure what year maybe 2017-18 but can’t really decide what insurance to get. I live in Columbus Ohio, not trying to pay a lot for insurance 🙄 My birthday is in 29 days so hopefully my rate will go down. I will continue to watch more of your videos for more info!
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
It might slightly be less. The biggest drop in price is when you turn 25. If you do need to shop Geico and Westfield are competitive in Oh.
@inhawaii4941
@inhawaii4941 4 жыл бұрын
Update? Did you get the challenger
@codyeastwood6217
@codyeastwood6217 Жыл бұрын
Come on Joseph update
@alexisdiva9
@alexisdiva9 Жыл бұрын
Very informative. Erie is a highly rated carrier by consumer magazines so am glad you mentioned it as an option. A bit of a caveat: Erie is a regional carrier that only writes insurance in PA (its home state) and a few surrounding states.
@isisguzman550
@isisguzman550 3 жыл бұрын
I’m a 20 year old female driver. I have a 1997 Infiniti i30. I was quoted for 172 first payment and 152.11 monthly payment
@youngfinance6319
@youngfinance6319 3 жыл бұрын
Lucky
@Leo-ph5dk
@Leo-ph5dk 4 жыл бұрын
21 (just got my license this month) mom has bad driving record so rather include just my dad if possible. 2001 Lexus GS300 California. So far, surprisingly like you said. AAA Gieco and progressive have been the best rates. I really wanted State Farm that’s what my dad has but for me they were charging a lot. Any other suggestions you got for me?
@jaffescott390
@jaffescott390 2 жыл бұрын
Who did you decide to go with
@omg_a_hoe
@omg_a_hoe 2 жыл бұрын
@@jaffescott390 I went with State Farm, they ended up being able to lower the price enough for me but I recently got in accidentally and they put 6 points on my license for a minor collision and raised my insurance to $250 a month so I’m leaving
@heuangkeo9462
@heuangkeo9462 4 жыл бұрын
I’m 20, getting a 2020 Honda Insight Ex, and I’m located in Pennsylvania. What’s the best auto insurance? I’ve been quoted $400-900
@TheAngryasianface
@TheAngryasianface 3 жыл бұрын
Get Progressive deductible for $1000 and pay for 6 months that will drop to $230-270
@breannahkimbrough2159
@breannahkimbrough2159 4 жыл бұрын
Hey I live in New York. I am 26 and the insurance quote I got from Geico was 2,000 a Month. The cheapest quote I got was all state 565. I am a new driver
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Geico is one of the more competitive companies for young drivers in NY. I would look into New York Mutual, Progressive and Travelers
@asyoumovethroughtheworld
@asyoumovethroughtheworld 4 жыл бұрын
I’m a new driver and I wanted a brand new car so bad.... well that’s not realistic with the cost of auto insurance. Forget it, I’m buying a cheaper new car or a used one. I’m not paying $400 a month for auto insurance.
@noobygam3r273
@noobygam3r273 4 жыл бұрын
Do you think insurance for a 1996 honda civc well be cheap? I just need to know
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Yes. You’ll likely only do liability coverage only so the risk is lower.
@TitanousWarlock
@TitanousWarlock 4 жыл бұрын
I’m 21, getting my drivers license for the first time here soon, I’m sure my insurance prices are going to be insane
@markyeshiggins5308
@markyeshiggins5308 3 жыл бұрын
same. let me know which insurance you get and how it works 😂😂
@TitanousWarlock
@TitanousWarlock 3 жыл бұрын
Markyes Higgins So I went with Progressive. With their snapshot device installed in your car or on your phone, it ran the lowest price for me.
@alexistoxqui6984
@alexistoxqui6984 3 жыл бұрын
21 bro? LMAO my bad
@tootz5800
@tootz5800 3 жыл бұрын
21!!!!!
@souljarohill8795
@souljarohill8795 3 жыл бұрын
how much does it cost per month for you, It looks like i might start paying for my own insurance
@abraham2699
@abraham2699 4 жыл бұрын
Best insurance in SoCal ?
@Vincisomething
@Vincisomething 4 жыл бұрын
So far the most affordable insurance I've come across was Progressive, but I keep seeing a lot of shady reviews about them. It's stressing me out because the other insurance rates were way above my budget. 26, 2015 Subaru outback. No accidents or tickets.
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Vincisomething Progressive isn’t a bad company to go with. What prices are you getting and what state are you in?
@Vincisomething
@Vincisomething 4 жыл бұрын
@@ThinkInsurance Oregon. I was thinking of progressive, but got a little wary of some of the reviews I've seen.
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
It’s hard to tell because most insurance companies only get complaints. If you know what you need for coverage and you are properly protected you should be ok. At least progressive is large enough to have a good handle on claims. You likely can call a local agent that sells progressive. If they have high ratings then you’ll get the best of both worlds. The agency I work for is 4.8/5 stars so having an agent like that may be worth it. Even if you pay a few more $$ a month it sounds like it would be worth it to you to have that peace of mind
@okieg8960
@okieg8960 3 жыл бұрын
Me buys a 2003 echo for $400 pays $120 every month for insurance never crashed or had an accident or been pulled over for 6 years.
@Persuasionz
@Persuasionz 4 жыл бұрын
Hey I’m 22 years old and I want to get a camaro . I usually make somewhere between 2,054 on the low end a month all the way to 2,527 a month on a high end. I don’t want to bet out of my league but I want to know a few tips to get my insurance hopefully below 300/monthly. I’ve had a license since 18 and got a vehicle at 18 as well, but the car died on me. This will be my first attempt at insurance (yes that means I didn’t have any the last 4 years🙃). The final goal is to see what I need put as a down payment to afford a camaros insurance , get a 600-650/month apartment, and not be screwing myself . I have about 3-4 weeks until I have 1000 but I’ll probably put 1200-1500 down. Any help is appreciated!!!
@TamaraGrace
@TamaraGrace 5 ай бұрын
You're probably 26 by now but if I was to tell a young driver how to get cheap insurance, I'd say drive CAREFULLY, and liability all the way, until you have something worth keeping insurance on. Also, there are websites that'll make insurance companies compete for your business. The one I use is insurify. And it's free.
@inhawaii4941
@inhawaii4941 4 жыл бұрын
When i was 17 i was under my dads policy it was with satefarm $350 per 6 months when i transferred it into my name at 19 i was expecting it to double but it stayed exactly the same. Idk if this was a mistake or normal. At 20 i transfered to allstate and it was $380/6mo for 2 cars. People were always surprised when they asked how much i paid
@taylorsimone8846
@taylorsimone8846 4 жыл бұрын
If you don't mind me asking, what kind of car do you drive and whats the color? I heard those are effects too
@inhawaii4941
@inhawaii4941 4 жыл бұрын
@@taylorsimone8846 10 years ago my 1st car was a 2003 Ford Taurus Dark Gray
@inhawaii4941
@inhawaii4941 4 жыл бұрын
@@taylorsimone8846 at 20 yrs old the 2nd car on my policy was a 2011 chevy camaro v6 both cars cost me a total of $380/6mo
@taylorsimone8846
@taylorsimone8846 4 жыл бұрын
@@inhawaii4941 damn thats nice.. I'm 20 RN but someone rear-ended me a few days ago 😩 Hoping mine can be the same. Who's your insurance?
@inhawaii4941
@inhawaii4941 4 жыл бұрын
@@taylorsimone8846 allstate. I've got cheaper quotes by geico and some other ones but they don't offer accident forgiveness
@JuanRuiz-ut3bj
@JuanRuiz-ut3bj Жыл бұрын
I bought a 2017 escalade platinum 2 years ago I was 30 years old married 1 daughter 0 accidents no tickets insurance was 1560 for 6 months 😢
@JohnRayVidz
@JohnRayVidz 4 жыл бұрын
I’m 17 in Tennessee on my parents policy with no accidents and one year on their policy and our monthly payment is still $540 after a year with 3 cars drivers.
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
$540 per month?!
@JohnRayVidz
@JohnRayVidz 4 жыл бұрын
Mark Flockhart yes. And they just sent a renewal offer for $580 per month for basic full coverage
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
John Stokes I would interested to see or even run a quote on that. That seems really high! Have you had some claims/tickets?
@JohnRayVidz
@JohnRayVidz 4 жыл бұрын
Mark Flockhart I talk to them yesterday and they tried everything but they were like there basically nothing they can due. But Geico gave a quote that’s going to be $126
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
@@JohnRayVidz That seems too low lol.... Okay, I would say they might be your best route. Just make sure they're not dropping your liability limits to state minimum and that you have the correct coverage. If so then I myself would make the move. Saving $414/mo makes sense. You can watch my insurance 101 coverage video or the one I talk about how much coverage you should have if you need direction on coverages. Good luck!
@deezy7406
@deezy7406 4 жыл бұрын
What’s the best for Texas I’m 17 no accidents just got my license I need insurance for 2019 Kia Forte they wanting 570 with State Farm on parents insurance plan what do I do?
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
You can do a few things. For certain you’re going to need to call several places until you find something cheaper. Make sure you have the right coverage. You can fill out a quote on my site and I’ll have one of my guys check a few places or call farm bureau, Allstate and Geico to see if they have a better price for you. You might have to raise your deductible to bring the risk profile for if your loan company will allow that.
@gusmom485
@gusmom485 3 жыл бұрын
Thank you for the great advice!!!!🙌🏼
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
You’re welcome
@jetlatch
@jetlatch 2 жыл бұрын
Hello, Im 21, Im a new driver for about a year or so and i am getting my first manual. I want to see what are the best options for me in terms of insurance and the best prices possible
@vCruzTuff
@vCruzTuff 4 жыл бұрын
2002 Honda Civic , Im an 18 year old college student, no accidents and took drivers ed. In California...
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
In CA the prices are pretty manageable. I would look into Geico, Progressive or Liberty Mutual
@f150sbcglobal
@f150sbcglobal 5 жыл бұрын
Does the value of the car make a BIG difference in premiums? ie $5,000 car vs $20,000 car??? In Texas
@ThinkInsurance
@ThinkInsurance 5 жыл бұрын
The value of the car does play a factor as well as the type of car. If it’s a station wagon (that’s what they label cross over vehicles) vs an Acura (most are listed as performance vehicles) even though they have similar safety ratings. The value doesn’t change the risk but the overall possible payout a company would potentially have which will cost more the higher the value is.
@SLZR60
@SLZR60 4 жыл бұрын
I’m 18 years old interested in buying a 2014-2016 Infiniti Q50. I have an a fault car accident and a speeding ticket, recommendations on an insurance company? Allstate seems to be the cheapest
@noahcoogler6971
@noahcoogler6971 3 жыл бұрын
im 16 and looking at the infiniti g35, check it out
@dennyf57
@dennyf57 3 жыл бұрын
I’m on the same boat, only reason the ticket is on my record was cause I had to pay it cuz a job opportunity, but I can’t get a fucking decent quote not even got a shitbox from 2002 😭
@nunupon1359
@nunupon1359 2 жыл бұрын
Speeding ticket already? Good god
@adrianbermudez618
@adrianbermudez618 4 жыл бұрын
Just got a Tesla model 3 and the minimum that is showing for me is $1000+ per month I don't know why
@racer776690
@racer776690 4 жыл бұрын
It's a luxury relatively new car and if your younger then 22 well...that's why.
@JosePerez-oq6zg
@JosePerez-oq6zg 3 жыл бұрын
He posted this a year ago and he’s still responding to comments, what a KING I’m a 18 year old driver in southeast Texas with a 2007 Dodge Ram. What would you recommend
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
😀 Farm Bureau and Geico are who I would look into. Maybe State Farm as well
@caretakex
@caretakex 4 жыл бұрын
My guy had wipes before they were trendy 🤣
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Gotta flaunt my riches you know
@arashebadtabrizi1301
@arashebadtabrizi1301 4 жыл бұрын
I’m in Houston Texas rn and I currently have a 2012 hyuandi what insurance do u recommend I also turn 17 in a month
@iknow4913
@iknow4913 4 жыл бұрын
Arash Ebadtabrizi the cheap one
@arashebadtabrizi1301
@arashebadtabrizi1301 4 жыл бұрын
I Know which company tho ?
@brendamuniz2755
@brendamuniz2755 3 жыл бұрын
That’s crazy I’m in the exact same situation. N Im in Chicago 😂😂 that’s crazy we all life the same life my 2012 Hyundai is grey 💀
@blazecorn9516
@blazecorn9516 3 жыл бұрын
I’m from Arkansas and I have a 2008 XB release series I pay $150 for liability only
@Dontel101945454ok
@Dontel101945454ok 3 жыл бұрын
im 20 look at a 2018 nissan altima or a 2017 hyundai elantra and i live in maryland and my quotes are 400+ and i also have a 700+ credit score
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
I would look into Allstate, Nationwide and Geico
@christianjuarez8546
@christianjuarez8546 4 жыл бұрын
I'm 16 1/2 so I can drive by myself. I'm trying to get a 2015-2017 Honda civic 1.8 L (Not much power). I live in Delaware, but I just move to the US so my parents don't have credits to back me up. What do you recommend?
@beastsoundz617
@beastsoundz617 4 жыл бұрын
Christian Juarez Don’t get loans save up and get a 2008-12 Camry or Corolla
@ozz9000
@ozz9000 4 жыл бұрын
Save up! You don’t want high interest rates
@j-rod2807
@j-rod2807 4 жыл бұрын
I’m 21 wanting to get my first car and it’s a 2012 Acura. What insurance would fit best for me in your opinion
@whyyouaintcallmyphoneinaf4week
@whyyouaintcallmyphoneinaf4week 4 жыл бұрын
How much do you pay
@PiruSmokes
@PiruSmokes 4 жыл бұрын
I live in Louisiana im 17 years old and starting off my insurance is 360$ per month
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Louisiana is not the cheapest. I would check with Geico, Farm Bureau and Allstate.
@mymagickmoveyou629
@mymagickmoveyou629 Жыл бұрын
I'm not a teen driver just got my license super later 30😵‍💫 I'm getting quoted close to 800$ month atm😭😭 looks like I'm going to keep renting
@t.c.t.trueconspiracytheori1559
@t.c.t.trueconspiracytheori1559 4 жыл бұрын
Bro it's 3000 3500 and up😤😤 I am thinking about taking the bus again.
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
That's a chunk of change. Driving isn't cheap for younger drivers! Is that for 6 months or 12 months? What company did you get a quote from? What state are you in?
@Daphmine
@Daphmine 4 жыл бұрын
I’m 21 and I’m about to finance my first car 2019 Nissan Maxima. I live in Georgia. My parents won’t put me under their insurance, So I’m basically on my own. What’s the best company for me ?
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Farm Bureau and Geico are going to be the two companies I would call.
@Daphmine
@Daphmine 4 жыл бұрын
Think Insurance thank you soo much
@josephbeebe4312
@josephbeebe4312 4 жыл бұрын
I got a srt8 challenger at 22 paying 400 a month. now I’m 24 paying 300 with a clean record I’m in TX
@EldenringPvP645
@EldenringPvP645 3 жыл бұрын
How the hell did you get 400 a month I just bought a truck and monthly payments would a been 969 but got it down to 650
@EldenringPvP645
@EldenringPvP645 3 жыл бұрын
For a 2021 Toyota Tacoma
@josephbeebe4312
@josephbeebe4312 3 жыл бұрын
@@EldenringPvP645 idk now I have a 2019 5.0 mustang for 268 a month
@josephbeebe4312
@josephbeebe4312 3 жыл бұрын
@@EldenringPvP645 my bad that’s insurance, I pay 630 for the note, but the car was 42,000 out the door
@EldenringPvP645
@EldenringPvP645 3 жыл бұрын
@@josephbeebe4312 oh I pay 161 for full coverage on insurance And 49000 out the door 4.15% Included. Would’ve been 52000 to lease 4 years then refinance if I wanted to buy it back
@Anthony-iq1ut
@Anthony-iq1ut 4 жыл бұрын
19 no accidents no tickets 2002 Chevrolet Corvette live in California
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Wawanesa and CSAA is where i would start. Possibly Progressive too
@hermanportorreal8409
@hermanportorreal8409 4 жыл бұрын
Any recommendations for the Bronx 18 years old Acura RSX type S😭 I got quoted 1600 by myself and mom doesn’t want to put me under her
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
From what I can see the average cost of insurance there is $300-$350/mo there 😔. I would check Nationwide, Progressive and State Farm.
@ShinJoey
@ShinJoey 4 жыл бұрын
That's awful but tbf you're young, have a luxury car, and a sports car(I assume), so that'll be very expensive to get insured imo. Plus I heard NY is really expensive anyways.
@MariaGarcia-xf5yh
@MariaGarcia-xf5yh 4 жыл бұрын
Hi, I am 20 going on 21 in August. I just purchased a 2010 Dodge Charger SXT in California. What Insurance do you recommend?
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
I would start with Wawanesa, 21st Century and Geico
@silverfang2047
@silverfang2047 3 жыл бұрын
Maria happy late birthday 🙂and would you mind letting me know how that goes cause I’m trying to get a charger myself and I’m also 20
@lilalphatee3608
@lilalphatee3608 3 жыл бұрын
Sameee
@isaiahadkins7578
@isaiahadkins7578 3 жыл бұрын
I’m 18 and want to get a 2008 Chrysler 300c or a 2006 charger rt and I’m in New Jersey but the lowest rate I seen was 650/mo
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
Look into State Farm, Geico and New Jersey Manufacturers
@Oscar-er5ht
@Oscar-er5ht 4 жыл бұрын
20 years old with a 2018 GMC Terrain SLE in Indiana
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Normally Travelers and USAA is good there but for teens you may want to look into Geico and Erie insurance.
@marli2987
@marli2987 4 жыл бұрын
I’m 21 and live in Arizona, I want to buy a 2018 Honda Civic ex-t. What insurance would be the cheapest or should I just ask my mom to put the car in her name?
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Safeco and Geico are 2 competitive companies there. It will likely be a lot cheaper under your mom if you go that route.
@andrewotero0325
@andrewotero0325 4 жыл бұрын
I’m 19 , just got a car a 1998 Toyota carolla , I live in NY , what’s the best insurance
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Great choice for a starter car! It’s one of the cheapest to insure overall. In NY for a young driver check into Geico, Progressive and maybe the local company New York Central Mutual Fire
@racer776690
@racer776690 4 жыл бұрын
Smart choice.
@mason2044
@mason2044 3 жыл бұрын
I'm a 34 yr old new driver and Geico quoted me 330$ a month for a 2020 chevy spark.
@ati8713
@ati8713 3 жыл бұрын
How
@elzakhafizova7001
@elzakhafizova7001 2 жыл бұрын
Hello! Thank you for the video! I just got my license, over 25, first time driver, what insurance would you recommend for mystang 2016, progressive said $930 a month.
@garrettisamess509
@garrettisamess509 4 жыл бұрын
I have a 2010 mustang gt and my insurance is 2700$ per year🙁
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
😟 If you're in Michigan or Florida, that's normal or even cheap ;-)
@elijahmole2075
@elijahmole2075 4 жыл бұрын
Bro I’m trying to get my 2010 mustang gt in a couple days as well but I wanna see what my insurance will be like 😭
@ExaltedRealm
@ExaltedRealm 3 жыл бұрын
i see you're still giving advice in the comments. I'm 20 years old thinking about getting a 2019 r/t scat pack plus. how do you think I should go about it and who is the best? ( i live in ga btw and have a 680+ transunion and equifax credit score and a 750 fico score idk if that helps narrow it down. ) thanks in advance.
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
Auto Owners and Esurance are the two I would get quotes from
@des7911
@des7911 4 жыл бұрын
I’m 23 and I JUST got my license, I purchased a used 2015 Nissan Versa Note. What insurance would you recommend? I live in Houston Texas. I’m also starting college.
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Farm Bureau and AAA are going to be good options. Maybe try Geico as well
@zachcorda1082
@zachcorda1082 4 жыл бұрын
I’m a 16 year old guy, 2015 Volkswagen Golf R.
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Nice to meet you 16 year old guy
@zachcorda1082
@zachcorda1082 4 жыл бұрын
Think Insurance Lol i’m sorry my youtube crashed in the middle of trying to edit the comment and then I got distracted 😂. Im in florida and I was just wondering if you think joining my parents policy with geico would be the best option? My dad also discussed maybe having me and him on a separate policy if we can find a cheaper one because my mom has a good few crashes on her record? Thanks!
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
😉. That can be difficult, excluding your mom, but If you go off with your dad you should have him call and look into State Farm and Progressive.
@The3rdCompany
@The3rdCompany 4 жыл бұрын
getting a '18 Accord Sport soon in CA, dad has AAA but coworkers recommend geico bc of my age (22), should I go under my dad or go w the recommendation?
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Christtian L it’s still likely cheaper to stay under your dads policy but it wouldn’t hurt to at least get a quote from Geico.
@ricky9279
@ricky9279 4 жыл бұрын
Think Insurance theyyy te
@carlagonzalez6791
@carlagonzalez6791 4 жыл бұрын
Hi! I'm 19 and live in New York. I got a traffic ticket back in January. I'm ashamed and disappointed about the dumb mistake I made. At first, the cost of my insurance was about $450 every six months with Geico. Later, it turned to $876.30 (my dad is the policyholder). I will be driving a different car now, a 2011 Lexus RX 350. My dad and I don't know if it's worth continuing with Geico or if it would be better to switch to a new insurance company. Could you please give us some insight on what would be best to do for this case? What insurance companies would you recommend?
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Geico is one of the cheapest Options in New York with teen drivers. If your dad wants to re shop it I would look at Travelers and New York Central Mutual.
@carlagonzalez6791
@carlagonzalez6791 4 жыл бұрын
Think Insurance Thank you!
@zamuraizk4431
@zamuraizk4431 3 жыл бұрын
Im 20 and about to turn 21 in January, I just got a new 2020 dodge challenger and im looking for another insurance because I can just imagine how expensive it would be. I used to drive a 1998 Toyota 4runner with 230,000 miles on it and paid almost 200 for it. I also have 1 ticket in my life time which is No DL and Speeding 15 mph over the limit. I wonder what I can find for low price.
@lizr6313
@lizr6313 2 ай бұрын
i AM 22 YEARS OLD AND FEMALE and just got my drivers license last week. I am saving up to buy a car by December.. i heard i would have to pay 600 a month minimum is that true? i live in upstate NY --i would be getting a small and cheap car (around 5k) just something to get me from point a to b while i finish school.
@user-ej3ss9kb8x
@user-ej3ss9kb8x 3 жыл бұрын
Hi, I’m 18 with 2017 Honda Civic sedan. I live in Miami Fl, what insurance would you recommend
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
State Farm, Allstate and Geico are the ones I would look into
@bix977
@bix977 4 жыл бұрын
I have a tip, put your cars name under your moms and go to an agency have them look up a plan for you and do not pay their broker fee call the insurance company they find (affordable) and call them directly
@insomnia3791
@insomnia3791 3 жыл бұрын
So let’s say I out put the car under one of my parents name and I choose State Farm, do I call them? I’m kinda confused
@kaylynjohnson194
@kaylynjohnson194 3 жыл бұрын
Hey, I’m so glad I seen your video. I just bought a 2009 All Black Nissan Altima, with two previous owners in Decatur, Ga. Do you have any companies in mind? Thanks for your consideration!
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
Farm Bureau, Auto Owners and Geico are going to be the 3 I would look into in GA
@chrislopez965
@chrislopez965 3 жыл бұрын
I’m 19 trying to buy a 2019 challenger v6 because I’m not into driving fast but I do want a nice looking car I got credit score of 732 Live in Chicago IL
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
Pekin and Travelers are who I would look into
@BrissettGarfield
@BrissettGarfield 3 жыл бұрын
I’m 20 wanting to get a Honda Accord Sport 2018 in December, what would you recommend? As will it be high? I live in NY
@benjamin9700K
@benjamin9700K 3 жыл бұрын
get a different car... sorry bud
@shankoja8016
@shankoja8016 3 жыл бұрын
@@benjamin9700K lol
@joshuango8707
@joshuango8707 4 жыл бұрын
I am 19 and I drive a 2017 BMW 330I, I live in California and I've been getting quotes for 175/month but with a high deductible. Any tips or advice to find a better deal.
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Check with Nationwide, Progressive and maybe Geico. Those 3 are competitive with young drivers.
@bigtre5458
@bigtre5458 3 жыл бұрын
I’m getting a 2011 Dodge Avenger and everything is over 1000 so high what do recommend
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
What state are you in?
@bigtre5458
@bigtre5458 3 жыл бұрын
@@ThinkInsurance Georgia
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
I would check with Auto-Owners, Esurance and Geico. They all should be lower than that
@nicoh587
@nicoh587 3 жыл бұрын
I keep getting quoted at 400-500+. 18 years old, no tickets or accidents. Got my license a month or so ago. Very confused
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
What state are you in?
@nicoh587
@nicoh587 3 жыл бұрын
@@ThinkInsurance Massachusetts
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
I would check with safety insurance, Plymouth Rock and Geico. Not all companies care about the “aged first licensed” part so I wouldn’t bring it up unless they ask.
@philipgladysh7492
@philipgladysh7492 4 жыл бұрын
Im 17 in MA with 2013 bmw 335i, Any recommendations?
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Check into Geico or Plymouth Rock
@hermanportorreal8409
@hermanportorreal8409 4 жыл бұрын
Lmlllll I’m dead 2200 a year isn’t even that bad in NYC
@Zixxer_rider
@Zixxer_rider 4 жыл бұрын
So I have an issue, I would like to finance a Lexus IS 250 but some say leasing is better for a new driver. I am 20 and I live in New York, what insurance do you recommend, and to note my parents do not have drivers licences, and I received mine a month ago.
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Leasing vs Buying won’t affect your insurance. I’m a fan of buying because leasing costs you more money overall (google it). There are a few companies that are competitive in NY right now for young drivers. I would look into Geico, New York Central Mutual and possibly Allstate
@celeste2329
@celeste2329 3 жыл бұрын
I’m 18 and just got a 2008 Volvo s40, and I live in ny. What insurance would you think is best?
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
Progressive and Geico are going to be your more competitive options in NY. Progressive offers a test drive to see what discounts and prices you’ll be looking at. I did an in depth video on it. I’m not sure if it’s in NY but I would bet so
@keonhosten8783
@keonhosten8783 3 жыл бұрын
I’m 18 at the moment and turn 19 in December. I live in NYC and I’m looking to get a car what insurance companies are best in the city
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
Travelers, Allstate and Geico will be you likely best options
@smiler041
@smiler041 4 жыл бұрын
Hello there!! Thank you for making this video. I'm a 19 year old first time driver in NorCal without parental assistance and I'm going to be financing a 2020 Hyundai Elantra Limited, what car insurance would you suggest for me?
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
NorCal is that NC or North Cali?
@drnjksn
@drnjksn 3 жыл бұрын
@@ThinkInsurance yes
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
🤣
@natetulchinsky2046
@natetulchinsky2046 4 жыл бұрын
I'm 21, leasing a 2018 honda civic and have a clean driver's record in New York along with taking a defensive driving course recently. What options do I have for insurance?
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
I would look into Travelers and Geico
@lightrose1258
@lightrose1258 Жыл бұрын
I don't have a driver licence, yet. Can I still get a car insurance for my car?
@LacedJobs
@LacedJobs 4 жыл бұрын
I’m 18 I just got my license and I live in Atlanta and I have a 2001 Volkswagen Jetta. Any ideas for me?
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
The cheapest and usually best deal you’ll get is if you go under a parent or guardians insurance policy. If you are wanting to go on your own, Farm bureau and Geico would be a good option to check in ATL
@LacedJobs
@LacedJobs 4 жыл бұрын
Mark Flockhart thanks I’ll check em out
@amberlynserrano
@amberlynserrano 4 жыл бұрын
im 20 , and have a 2019 honda civic sedan. I live in PA what do you think is best for car insurance.
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Nationwide and Erie insurance are going to be a couple of good options to look into
@racer776690
@racer776690 4 жыл бұрын
I live in Pennsylvania too, I will check out Nationwide. I don't have a new car like you though.
@Speedysnail9999
@Speedysnail9999 4 жыл бұрын
If you’re looking just for cheapest, I’d also look into Root. I’m also 20 in PA but with a Miata (a huge no-no to insurance companies), and I’m only paying about $800 a year. Other factors will vary of course.
@shcoop6383
@shcoop6383 4 жыл бұрын
My dad is looking to buy a 2017 or 2018 Mazda as a car for anyone to drive to save gas money or limit miles on his leased truck. I’m going to be the main driver of said car, but the insurance is looking insane. We can’t get a beater car because we’re going to be using it a lot and just putting more miles on a car with 100k already isn’t going to last us long. It also going to be my brothers car in a couple years once he’s old enough.
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
What state are you in?
@shcoop6383
@shcoop6383 4 жыл бұрын
Think Insurance Vermont
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
He should check with Geico, State Farm and Concord Group.
@ZaniReviews
@ZaniReviews 3 жыл бұрын
Sadly when you live in Kentucky and every car insurance seems expensive
@lazerspace9337
@lazerspace9337 Жыл бұрын
Hi, i am 20 and live in Illinois. I have had my license for 18 months now and am looking to buy a 2015 Ford escape. What company is best for me for auto insurance?
@saial1313
@saial1313 4 жыл бұрын
I live In South Florida, 18 y/o I have a 2018 Toyota Corolla SE
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
State Farm and Geico are good or even Allstate at times
@LiLSki2
@LiLSki2 3 жыл бұрын
I’m 17 in Texas with a 2010 sonata
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
Start with Farm Bureau and Geico in TX.
@gabeishere4990
@gabeishere4990 3 жыл бұрын
Turning 16, living in Minnesota and planning to get an older sedan like a Ford or Toyota around early 2000s years. What should I be expecting and what insurance companies you recommend?
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
State Farm and North Star are going to be cheaper options to go with. Possibly Auto-Owners
@ZKrow382
@ZKrow382 3 жыл бұрын
In CA, 18 yrs old. Any ideas? Haven’t gotten a car yet, deciding what’s worth it and what’s not.
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
Cost wise, you'll want to look into Wawanes, Grange and maybe national general. 21st century as a backup.
@Ofunes96
@Ofunes96 3 жыл бұрын
I am a 24 year old driver with a Ford Fiesta ST. Why is my insurance $200? How can I decrease the cost?
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
What state are you in and company are you with
@unnervingmutezero2287
@unnervingmutezero2287 4 жыл бұрын
I am a 16 year old who wants a 1950s-1970s car plus I am trying to learn how to work on cars.The reason why I want a older car is the insurance quotes I have gotten have been cheaper though I only was able to get one company(The General) to give me a quote on older cars 188$ a month vs what a 1996 Jeep Grand Cherokee would cost me for lesser coverage which is around 275$.Is the Jeep worth the extra amount since I will be paying for my own insurance since I am not the biggest fan of newer cars since they are more complicated.Thanks in Advance!
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Unnervingmute Zero If you’re not planning on putting collision on the older car almost all insurance companies will usually allow that. They might have to enter the vehicle manually since the VIN won’t pull any data. If you do want collision I would do a quote through Hagerty. They specialize in classic vehicles. The problem you’re running into is that classic cars typically have a higher value vs what blue book value is and if you wanted true full coverage you have to do what’s call “agreed value”. Most companies don’t offer that. They do “actual cash value”. If you don’t need full coverage then it’s typically not a problem
@unnervingmutezero2287
@unnervingmutezero2287 4 жыл бұрын
@@ThinkInsurance Ok thanks!It's good to know I have options on companies for insurance
@oliabby5034
@oliabby5034 Жыл бұрын
hi im 19 im looking to buy a Honda civic or Toyota both in the year 2023 or 2022 not sure, but the only thing im worried about Is that my insurance will be through the roof than my monthly payment. I have to get my own insurance due to certain circumstances and im really trying to find the best insurance company for me that doesn't run my pockets dry to the tee, please if anyone has any suggestion please let me know this video was super informative and has great options but im getting mixed reviews on all of them and knowing me im very indecisive lol. Thank you
@ericdasilva2948
@ericdasilva2948 Жыл бұрын
Have you made a quote with any insurance?
@Sunnyxox-
@Sunnyxox- 3 жыл бұрын
Can i get car insurance before I get a car ? I want cheap insurance and I just want to get a regular sedan, nothing fancy.
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
Yes you can. You can buy a non owners policy. If you’re buying a car soon then you can buy insurance a few days in advance to prepare for it.
@tobiasisbroken1934
@tobiasisbroken1934 3 жыл бұрын
So I’m 17 and just bought a 2008 F-150 and I live in Illinois. The issue is I don’t have my license but just my permit. I have no idea where to look, any ideas or suggestions?
@brandonleehernandez2294
@brandonleehernandez2294 3 жыл бұрын
I like this vid. Good to know... I'm 23 and got a 2008 ford focus in TX and trying to get insurance, what would be good?? Or do I go under my parent insurance??..
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
It wouldn’t hurt to check a few places to get your own. Farm Bureau and Geico are the two I would look into.
@vextoedits5646
@vextoedits5646 4 жыл бұрын
I’m 17, boy in Maryland, I’m going to get a 2015 Honda Civic but am extremely worried about insurance, due to online school I have a 3.2 GPA last quarter and my parents plan to put me under their insurance company, any idea or estimate with how much I’d pay?
@vextoedits5646
@vextoedits5646 4 жыл бұрын
I meant to say under their policy and company
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
It’s hard to tell how much it will be but make sure they give you a “good student” discount for your grades. Typically adding a young driver to a parents policy will range from $80-150/mo more. Every scenario is different If they need to shop around, I would look into Travelers insurance first
@Hevy5125
@Hevy5125 4 жыл бұрын
I'm 20 (soon will be 21), live in Los Angeles, and looking for a 2009-14 Acura TL. I'm currently under my parent's insurance policy with Geico. Is it better to stay under parent's insurance policy or go on my own, or to find another insurance company with cheaper coverage? No speeding tickets or accidents.
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
More often than not it is going to be cheaper under your parents policy. Being under 25 years old is a higher risk than if your mom/dad is older than that.
@melsvwyer
@melsvwyer 4 жыл бұрын
Hi im 20 with a clean driving record since 16 i've been under my mom but now getting kicked off. i drive a cadillac '06 and live in chicago. any suggestions?
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Safeco is my first call I would make. Maybe Pekin, and also Geico. Do it before you are officially off your moms policy for the best price
@meiductan6723
@meiductan6723 4 жыл бұрын
Hello, how are you? I’m 20 and I got my first car (used) in July of 2020, it’s a 2010 Toyota Camry LE, I’ve been researching quotes and so far my prices are $444, $469, $530, $396 🥴 my parents died when I was 6 and my family members aren’t willing to put me under their insurance. I’m ok with the price but I’m afraid that one day I’ll miss my payment. I’m currently laid off due to COVID-19 but I’m receiving unemployment, any advice? your videos are amazing, have a great day❤️
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
What state are you in?
@vincentannunziata300
@vincentannunziata300 4 жыл бұрын
17, Just bought a 2008 Ford Mustang V6, 74k miles, state of NJ. How should I go about getting insurance? How much should I expect?
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
NJM or New Jersey Manufacturers is commonly competitive in your area. I would start there. I'm not sure what the actual cost will be.
@spuddboy7531
@spuddboy7531 4 жыл бұрын
I’m 19 with a 2018 Hellcat
@MaxedOutPlayet
@MaxedOutPlayet 4 жыл бұрын
SpudDboy 7 how much is your insurance. My friend is 21 with a hellcat and pays $400-$500
@Kevin-gq2kj
@Kevin-gq2kj 4 жыл бұрын
MaxedOutPlayet wtf just insurance?!
@winkpc101
@winkpc101 4 жыл бұрын
I’m a 21 year old from MD. My mom has Geico insurance and I plan on going underneath her plan. Do you have any suggestions for 2013 cars that won’t significantly increase her insurance?
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Geico is pretty competitive for families with teens. I would check with 𝐔𝐒𝐀𝐀 and Travelers as other options
@jorgevivanco9583
@jorgevivanco9583 4 жыл бұрын
16 in Colorado band I drive a 1978 mgb. Only looking for liability
@ThinkInsurance
@ThinkInsurance 4 жыл бұрын
Geico, Allstate and Essurance are competitive for teens in CO
@breezethru
@breezethru 3 жыл бұрын
I'm 19 Male in Alaska, I got my driver's license in october of this year, but I don't drive, my parents got a letter in the mail the other day saying that unless they prove that I'm insured their insurance that they use to drive uber/lyft full time will be terminated. Any recommendations? I mostly just want to save my parent's policy, plus I don't drive at all.
@ThinkInsurance
@ThinkInsurance 3 жыл бұрын
If you don’t own a car then you can get a non owners policy. I would check with your parents company to make sure they’ll take that. They usually do. It’s essentially liability only coverage for you. Some companies count that and it’s likely cheaper
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