Staying Safe In Retirement - What Have You Forgotten

Be aware of your personal security and be cautious about common email and text scams. Staying safe in retirement does need you to question unexpected communications. Using an ATM or point of sale card terminal isn't how it used to be.
Like us have you forgotten free benefits that come with your credit card or car insurance, let's remind us all of some. Join us for a discussion on some hidden benefits we may have forgotten about, what have you forgotten in retirement? #retirement
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[@frankalexander5401]

The one thing the US Army taught me in my 34 years of service was to be situationally aware at all times and be prepared to take necessary measures to defend myself and my wife in the event crazies approach us.

[@ThisIsOurRetirement]

Sounds like some great advice Frank Happy New Year! Cheers 🇺🇸🥂🥳🇨🇦

[@frankalexander5401]

@@ThisIsOurRetirement Happy 2023!!

[@ThisIsOurRetirement]

Cheers to a great 2023 🇺🇸🥂🇨🇦

[@qwincyq6412]

I was given airtags for Christmas and they seem like a good idea to keep track of luggage, wallet, etc when travelling. Or even around home.

[@ThisIsOurRetirement]

Sounds awesome Qwincy Happy New Year! 🥳🥂

[@kp8740]

Definitely around the house. “Where did I put my &#$@% keys?” Tee hee.

[@lindadorman2869]

If you're looking for an exotic travel spot, I recommend Malaysia. My favorite city is Penang (Georgetown) for food, street art, shopping, nature reserves and warm island life, but other places are hidden gems too...Langkawi, Cameron Highlands, Kuala Lumpur, Kuching, Terengganu. Friendly people, very affordable, safe and English-speaking!

[@ThisIsOurRetirement]

Thanks for sharing Linda Happy New Year! Cheers 🥂🥳

[@lizaroberts2954]

Wishing you both a very happy 2023!!❤❤

[@ThisIsOurRetirement]

Happy New Year Liza Cheers 🥳🥂

[@marthonic1]

Just discovered your channel recently. First off, you two are just the bees knees and cute as a button ! We are fellow Ontarians. My husband will retire in 2024 and I have been off work for a few years now due to chronic pain. We are now in the throws of starting to look at what life will look like once he is no longer working. Appreciate all the topics you cover. As content suggestions, what are your thoughts about moving to be closer to grown children? Maybe a video tackling how you find the best flight and accommodation deals. Forgive me if you’ve covered these topics in previous vids and I’ve missed them.

[@ThisIsOurRetirement]

Welcome to our channel when we retired early 7 years ago we did move 6 hours to be with one of our adult children and grandchildren, we had been living near our other adult child for a long time , it was also a cheaper area so our money went further in renting the apartment we live in . We wish you well with your retirement we have many videos that cover lots of topics of coming up to retirement and once retired. Have a great weekend Cheers 🍷🙂🌺🍺

[@_czoo5568]

There are a lot of KZbin channels of expats living in Thailand that show you can rent 1 or 2 bedroom condos on monthly basis for around $1,500 to $1,750 US with all the fancy amenities, pool, spa, gym. Its on my list of places to explore. Have a Nice New Year.

[@ThisIsOurRetirement]

We wish you a great time Happy New Year! 🥂🥳

[@sylviah2937]

Hello Tina and Norm. When the screen requests the ATM/Credit number, you can often bypass the request by pressing the enter/green key cap a few times. It is when you request cash back that you need to input the number. And as Tina suggested it is a good idea to cover the screen when inputting the number. I enjoyed the topic of discussion and thank you so much for sharing. 👍👍

[@ThisIsOurRetirement]

Your welcome Sylvia glad you enjoyed the video Happy New Year 🥳🥂

[@Pmjay00]

Happy New Year! Really enjoy your videos and your sweet personalities. Introduced my sister and her husband to your channel and they often refer to "Norm and Tina" You are making a difference , keep it up!

[@ThisIsOurRetirement]

Thank you so much!! Happy New Year! 🥂🥳🌺

[@MrSteveblue824]

Hey Tina & Norm! ✌️😊 Thank you for all your insights that you have shared on a variety of topics! Wishing you the best of life in 2023! May your lives be filled both with serenity and new exciting adventures!

[@ThisIsOurRetirement]

You are so welcome! Happy New Year! Cheers Steve 🥳🥂

[@ricks3344]

The Drury Inn gives you breakfast and dinner along with 3 drink coupons 7 days a week but not that many locations. The dinners used to be hotdogs and such but now are very good. You don't go away hungry. Happy New Year.

[@ThisIsOurRetirement]

Yes they do Rick we enjoyed all of that in Frankenmuth at Drury Inn Happy New Year! 🥂🥳

[@bernaclischurchill4463]

I have usually book a hotel which includes breakfast and have done so for many yrs. I also bring a food container & put the fruit which is included at breakfast and take it for lunch as a fruit salad to eat at mid day, instead a full lunch, and just pay for dinner, that also reduces the cost, as well. This is especially helpful if you are out and about touring around and don't necessarily want to stop. I usually just find a quiet place, sit and have my fruit. Ms. B. Churchill

[@ThisIsOurRetirement]

That's a great idea! Happy New Year Bernaclis Cheers 🥳🥂🌺

[@tonysomewhere5920]

Hi Tina and Norm! I am currently in São Sebastião, São Paulo visiting family. Their house is about 1/4 mile from the beach. The food here, in my opinion, is better than Portugal. The prices for us is very good but not to the locals. I bought about 12 lbs of the best meat and sausage for about 34 dols. We are going to cook them on the grill tonight. Great information... I have learned few things today. Have a great New Year. All the best in 2023. God Bless you.🎉🥳🎈🥳

[@ThisIsOurRetirement]

Sounds great! hope you are having a great time 🇧🇷 Tony , we appreciate you watching and supporting us Happy New Year! Cheers 🇧🇷🥂🇨🇦🥳

[@martinman4540]

Great useful tips as usual Tina and Norm. As an FYI, I use Norton anti-virus on my PC that includes VPN for free. Always buy when it's on sale typically around boxing day which makes it very cost effective. Just bought Norton 360 Deluxe for $24.95 which is for one year and covers 10 devices. Have a great New Year!

[@ThisIsOurRetirement]

Thanks for sharing! Happy New Year! Martin 🥂🥳

[@lawrencedavid9768]

I’m using AURA after getting Hacked when ordering something at WAL MART - Don’t learn the hard way people, VPN is well worth the cost. I was Super Hacked, Pay Pal account, all my banking accounts, imagine you have to change all your accounts, it’s was awful and extremely time consuming. Happy New Year 😢🎉😮

[@ThisIsOurRetirement]

So sorry to hear that Lawrence, must have been awful we agree having a VPN is a small cost to get protection Happy New Year 🥂🥳🌺

[@darrylmcleman6456]

All the best to you for the coming year! CHEERS from HERE! P.S. I was in Northern France last week thanks to a Y.T. video by Old Classic Car poster .He went from England to France (Normandy Beach) and took us Y.T. followers along

[@ThisIsOurRetirement]

That is awesome! Happy New Year! Darryl Cheers 🥂🥳

[@sylvial3815]

Norm and Tin, in the US, Hampton Inn, Residence Inn( it has in unit kitchenette ),Comfort Inn as well. Hampton has no in unit kitchenette you can find these hotels along the highway before getting into a bigger town.

[@rosaannarilli4905]

Hi Tina & Norm, I have to say, you always give great tips and advice! I have learned so much from all your videos and hope to learn more in 2023. Wishing you both a wonderful 2023 New Year, all the best and take care, Cheers!👍👍

[@ThisIsOurRetirement]

You are so welcome! Happy New Year!! Rosa hope it’s a great one 🥂🥳🌺

[@paulhunter6652]

Happy new year Norm and Tina! A very happy healthy 2023! Your scarf is beautiful Tina. Another great video with lots of wise travelling advice. VPN(virtual private network) are not recommended by many tech experts or myself. You can be blocked by service providers because they know that you are using a VPN in a foreign location. It may sometimes violate the sites terms of service even if not illegal. VPN’s can cause your computer to crash which happened to us. They can conflict with the security of a computers operating system or anti virus software. We uninstalled are VPN and if we wish to use it we simply reinstall the program. I don’t think VPN’s provide any additional security if other protocols are in place. They may work best for mobile applications. We also photo-copy our essential travel documents. Another tip is to take photos of all documents. We also e-mail copies/photos of all relevant documents(insurance, travel documents, passports) Multiple copies in several places for easy access if something goes wrong and you forget,lose or have something stolen. Enjoy your New Years Eve! Cheers. Paul and Helen

[@ThisIsOurRetirement]

Thanks for sharing Paul very interesting always a good idea for lots of back up paperwork Happy New Year! Cheers 🥂🥳

[@user-ey9bt7fs6n]

Happy New Year! Here is to staying safe, healthy and wise. Retirement in 364 days, but who’s counting 😳

[@ThisIsOurRetirement]

Happy New Year 🎉

[@dlg5485]

I've been using ExpressVPN service for years and I'll never be without it again. However, there is a downside, which is that many websites block access from known VPN servers. They want to be able to track you, so they don't like visitors using VPNs and this is why they block them. I feel very strongly about my right to protect my privacy online, so I have stopped frequenting sites that block VPN users. There is always an alternative place to get the info I am seeking.

[@ThisIsOurRetirement]

Thanks for sharing Happy New Year Cheers 🥳🥂

[@hivolco151]

Important to be practical about Safety... However I really love Helen Keller's statement on Safety: " Security is mostly a superstition. It does not exist in nature, nor do the children of men as a whole experience it. Avoiding danger is no safer in the long run than outright exposure. Life is either a daring adventure, or nothing." Helen Keller-

[@ThisIsOurRetirement]

Thanks for sharing Happy New Year 🥳🥂

[@roblowry9457]

Happy new year to you both. I'm optimistic about 2023 as hoping to take early retirement in the summer at the grand of age of 57. Your videos are very inspirational. Thank you for sharing.

[@ThisIsOurRetirement]

That’s great Rob we were 58 and 60 when we took early retirement and have never looked back it’s the best job ever ! Happy New Year Cheers 🥂🥳

[@rhonalinton337]

Tina and Norm, I love your videos and all the topics you shared with us. It's so refreshing to have these topics for us older folks, great job, keep up the great work.

[@ThisIsOurRetirement]

You are so welcome! Happy New Year Rhonda Cheers 🥳🥂🌺

[@barbiec4312]

Happy New Year Tina and Norm. My brother spends a lot of time in Thailand and says it is very very safe and clean. People are super friendly and the food is great and inexpensive.

[@ThisIsOurRetirement]

It’s on our bucket list Barbie Happy New Year Cheers 🥂🥳🌺

[@nrs6956]

Verify then trust! Happy 2023.

[@ThisIsOurRetirement]

Happy New Year! Cheers 🥳🥂🌺

[@fisgrisen1585]

There are risks with VPN as well. You reroute your info/traffic to a third partys exit nodes, these can be compromised regardless what vpn sales ppl tells you. Just be aware of it but dont worry to much.

[@ThisIsOurRetirement]

Guess nothing is 100% LOL 😂 Happy New Year Fis Cheers 🥳🥂

[@markmorton5280]

Staying safe…possibly off topic, but prepping for foreseeable emergencies might make a good discussion. I’m thinking disruptions to electric, heating, water, access to food supply, meds, etc. The recent major winter storm that swept across the continent was an opportunity for all of us to do an audit of our household’s resilience. .

[@ThisIsOurRetirement]

Yes Mark, we do think some planning for extended hydro outages and having canned goods is a good precaution, in Canadian winters, also having flashlights and candles. Thanks for watching.

[@kmilton1593]

Appreciate the pros and cons of VPN usage in your vid and the comments below. I thought youtubers would want google to track one's favorite subjects so that the google-algorithms can provide similar links? But i am not savvy thereto.

[@ThisIsOurRetirement]

We use a vpn when away from home using public wifi or using someone else’s internet such as hotel, Airbnb rentals. At home using our own network we don’t use the vpn.

[@IamaDutch-Kiwi]

Good tips as per usual. Being aware of the dangers of the modern world is as vital as being aware of life's dangers eg road safety, personal safety etc. So yes Tina quite right, cover the keypad when adding one's pin code. Securing home safety for your internet usage is also vital. Receive an email you are unsure of- DON"T open it. If it is genuine the sender will get in touch. Receive an email telling you have won something, there is a parcel on the way or you have an outstanding account, remove without opening. Turn wifi and bluetooth off while wandering around town. This limits the possibility of being 'followed. Most of all, don't become paranoid but stay alert. Act like one would when crossing the road- Look both ways. Anyway, Tina and Norm another great year ahead. Looking forward to what you have on offer in 2023. 🎉✴ 🍾 🥂 🇳🇿 🙋‍♀ 🇳🇱

[@ThisIsOurRetirement]

Glad you enjoyed the video Anita , great tip turning off wifi and Bluetooth while walking around , we appreciate your support in watching our channel and wish you and your Hubby a healthy and wonderful New Year Cheers 🇳🇱🥂🎆🥳🇨🇦☕️

[@dianparrotta2118]

Thank you for your video! My son just visited me from Prague and we enjoyed Christmas and New Year together!!

[@ThisIsOurRetirement]

That is wonderful we are so happy for you family is so important enjoy it while you can Dian Cheers 🥳🥂

[@bobschiller7416]

Another idea to easily deal with a lost passport is to bring passport pictures with your photocopies. One less item to take care of during a stressful time. You previously mentioned your research for lightweight carry on luggage you purchased. I have not seen the specific brand for that luggage. Thank you for you efforts on YT.

[@ThisIsOurRetirement]

It’s a brand called IT luggage and they have several lightweight choices. Thanks for sharing your ideas about the photos.

[@caroleanne8529]

Excellent video. I always wondered about a VPN, but I also wonder if I can use my cell phone as a hot spot instead. Happy, happy new year. I hope it is filled with joy, good health and many travels. Thank you for all you do!

[@ThisIsOurRetirement]

Thanks so much Carole Anne yes you can use your cell phone as a hot spot Happy New Year Cheers 🥳🥂🌺

[@sammie44]

Olá Tina e Norm, Espero que tenham um ano maravilhoso em 2023! Divertem-se muito nas vossas viagens por Portugal, França e a Tailândia! Gosto muito dos vossos conselhos e das vossas ideais sobre poupar dinheiro e “tips” sobre a vida de reforma e de sobre viajar. Desejo boas viagens a correr o mundo! 😊 Acredito, profundamente que viajar é uma forma de manter saúde mental e física saudável! Para mim, vós sois embaixadores exemplares como se pode viver a poupar e a gozar a vida e ser alegre. 😊 🌟Sam

[@ThisIsOurRetirement]

Thank you Sam for your lovely comment, yes we agree that travel can definitely ignite excitement and keep the mind healthy. We are glad you enjoy our videos and we appreciate your support in watching them , it’s a lot of fun when we know that our stories are helping others with their retirement. Wishing you both a Healthy and Happy New Year Cheers 🥂🥳🌺🤗

[@4nshale]

You have the most interesting and informative videos. I am in my late 50s and can see my retirement years rapidly approaching. Your videos make me excited about the future.

[@ThisIsOurRetirement]

Wonderful! Happy New Year Eric Cheers 🥳🥂🌺

[@jennyjames808]

Would love a follow up video to hear if you found which was more economical. Self catering or hotel with breakfast. Love your videos❤. Here’s to wonderful adventures in 2023!

[@ThisIsOurRetirement]

Great suggestion! we are hoping to do that Jenny on our next trip we wish you a wonderful New Year Cheers 🥳🥂🌺

[@grantboucher2696]

my wife works in the bank and each week it seems she tells me a story about a senior getting defrauded. Its so sad. The seniors on WWW are trusting total strangers and losing and sending cash.

[@ThisIsOurRetirement]

It is such a shame Grant but we can learn from it!

[@billyrock8305]

Happy 2023! 😀

[@ThisIsOurRetirement]

Happy New Year! Cheers Billy 🥳🥂

[@billyrock8305]

@@ThisIsOurRetirement Safety tip - Never pick the phone from a number you don’t recognize. Always let it go to voicemail. If it’s legitimate they’ll leave a message. Also Google the phone number as many folks leave reviews on the number. Most unknown callers are scammers.

[@ThisIsOurRetirement]

@@billyrock8305 Great advice Billy 👍

[@richardc488]

Oh no I am so sorry for both of you, my bank covers my scam charges hear in the lower 48

[@ThisIsOurRetirement]

Happy New Year!! Richard 🥂🥳

[@sarahmills5678]

I thought it quite funny when you listed all the different gadgets you keep safe with a VPN...cell phone, IPAD, laptop...Remember when a "computer" was a series of huge boxes locked away in a room attended to only by highly trained computer experts? Try to put one of those in your back pocket! How times have changed, eh? 😆As always, great advice, ideas and suggestions. Love watching your videos!

[@ThisIsOurRetirement]

Thanks for watching Sarah wow 🤩 yes how technology has changed over the years wishing you a very Happy New Year Cheers 🥳🥂🎆🌺

[@cherrybb3888]

Hello Tina and Norm! Another video packed with great information. My husband and I mostly do road trips in the western US. We love staying at nice hotels with great breakfast buffets. Then just an early dinner later on. It sure is convenient and saves so much time spent shopping and cooking. However, sometimes it is nice to have more room and more of a homelike feel of a condo like the one you had in Alabama. Both accommodations have their advantages. Looking forward to following your travels in 2023. I loved your video of your road trip across Canada. Ever consider a road trip to some of our national parks in the western US? Take care in the new year!

[@ThisIsOurRetirement]

Hi Cherry we loved doing the RV road trip across Canada 🇨🇦, would like to do an Amtrak train 🚂 trip or one across Eastern Canada so looking forward to travelling more Happy New Year Cheers 🥳🥂🌺

[@richardpodnar5039]

All superb, sound advice, as is usual with you two lovely people on this channel. Not only we old codgers, but also the "youngins" (the way we refer to young people here in West Virginia!😛) can profit greatly from all these great tips. It occurs to me that each point can comprise a wise, workable list of resolutions for the New Year, too. Best of everything to you in 2023, Tina and Norm!🤩😍

[@ThisIsOurRetirement]

Our pleasure Richard thanks for watching and supporting us through the year always lovely to hear from you we wish you a very healthy and Happy New Year! Cheers🇺🇸 🥳🥂🇨🇦

[@RetiredLovingIt]

We miss cruising as well! Hopefully in the next year or so we can get back to it.

[@ThisIsOurRetirement]

Yes we miss cruising 🚢too , still a bit risky for us Happy New Year!! to you both Cheers 🥳🥂

[@suzannecuerrier279]

Happy New Years. Loving your videos. Hope to see lots in 2023.

[@ThisIsOurRetirement]

Thanks Suzanne Happy New Year! Cheers 🥂🥳🌺

[@michelgatien2671]

If this can help.... I use to travel alot for work and I ve been to foreign country like tcheck republik etc... and you never sure of price of meals or souvenir before I leave I print a tiny note for my wallet with the conversion rate in different amount CDN DOLLARS VS CROWN ETC.. and this help me a lot !

[@ThisIsOurRetirement]

Great idea Michel thanks for sharing this.

[@michelgatien2671]

Line2 allows you to use our service to call foreign countries from within the United States and to use our service as you travel. This Service is offered only to residents of the United States or Canadian.

[@skyluke2445]

Great info...one thing I do is keep my last expired passport as a backup as well as colour copies of my current one. .

[@ThisIsOurRetirement]

That's a great idea! Happy New Year!! Cheers 🥂🥳

[@skyluke2445]

I'd also like to visit Thailand but the 15hr flight ✈️ would be rough

[@pbickley1]

Fare Drop is an interesting service for travel deals. Especially if you can be flexible on dates.

[@ThisIsOurRetirement]

Thanks for sharing we will check them out Trish Happy New Year Cheers 🥳🥂🌺

[@missygilly9917]

Nice to see you, Norm & Tina! Ooh, south of France! My parents & I went to Brittany & Normandy in 2019, and my favourite spot was Vannes, France. But mind you, I love old castles & it was amazing with ramparts still in tact. In the 80’s, I went to Nice, Monte Carlo, in the south of France, it was delightful! Wishing you both a Happy New Year🎉💕🇨🇦. Gilly

[@ThisIsOurRetirement]

Thanks for sharing we have visited all those places in France 🇫🇷 too and loved them Gilly Happy New Year! Cheers 🥳🥂🌺

[@rosalindaoro2456]

​@@ThisIsOurRetirement ⁰

[@travelsrus]

Happy New Year ❤🎉Today is our 2nd year retirement anniversary now we travel around the world .thanks for all your advice

[@ThisIsOurRetirement]

Wonderful! Happy New Year! 🥳🥂

[@evadeanu1]

Happy New Year to you two and to the great community here! Thailand sounds interesting, we’ve never been to any Asian countries yet, but it’s definitely in our future plans. Let us know what deal you find !

[@ThisIsOurRetirement]

Thanks for watching Enid Happy New Year Cheers 🥳🥂🌺

[@geraldmilligan493]

Wishing you both a very happy and healthy new year. Looking forward to our Saturday meetings I. 2023. Carol & Gerry Milligan

[@ThisIsOurRetirement]

Thank you Happy New Year! Carol and Milligan Cheers 🥳🥂🌺

[@pamelalambe1356]

Love your videos. Have a great year.

[@ThisIsOurRetirement]

Thanks Pamela we wish you a great year too.

[@stevew7195]

Another timely video from N&T. We're leaving for New Zealand tomorrow for a 5 week tour of the south Island. I just ran out to make photocopies of our passports! and I wrote out our destination and return paperwork for the luggage, great suggestions. You two are THE BOMB!. BTW, we bought the Cosori air fryer you suggested for our Christmas gift to each other. Another "shoot's he scores"! I'm starting to realize just how much you two are internet influencers, wow. Keep up the good work, love your channel. Happy New Year.😊

[@ThisIsOurRetirement]

That’s so wonderful Steve thanks for sharing we hope you have a wonderful trip in New Zealand 🇳🇿 sounds great , glad you enjoy our channel and videos Happy New Year Cheers 🥳🥂🌺

[@sulemanpiracha8123]

Hi Tina & Norm: Love your video. I actually like to go to ATMs which are inside the branch. The door is locked and you need your ATM Card to enter. We were recently talking about traveling to Thailand and included it in our Bucket list- We love Algarve and visiting it next month again.

[@ThisIsOurRetirement]

Thanks for watching Suleman , yes Thailand is on our list but Canada and lots of other countries are now requiring a Neg Covid test if you come back via China or Honk Kong which could be a big problem for this trip at the moment . We are hoping also to get back to the Algarve soon for those lovely blue skies and gorgeous beaches Happy New Year Cheers 🥳🥂🌺

[@sulemanpiracha8123]

@@ThisIsOurRetirement

[@sulemanpiracha8123]

@@ThisIsOurRetirement US has the same requirements for people returning from China/Hong Kong. When we traveled to Europe last year, we had to show our vaccination cards at German Immigration. Since we stayed over a week in German, we had to do COVID-19 test in Germany for Portugal and then again in Portugal when we returned to the US- getting more painful to travel😧

[@elizabethwollmann1099]

Blessings in the new year ( stay healthy and full of joy ) ♥️🍷🇨🇦

[@ThisIsOurRetirement]

Thanks Elizabeth Happy New Year! Cheers 🥂🥳🌺

[@MA-cy7su]

Thank you for all your beautiful, informative and inspiring videos. I am looking forward to more in 2023. All the best for the New Year 2023.

[@ThisIsOurRetirement]

You are so welcome! Happy New Year! Cheers 🥂🥳🌺

[@tconnely6437]

Happy New Year to both of you! I look forward to seeing the two of you every Saturday morning! Keep up the great work!❤

[@ThisIsOurRetirement]

Thanks so much Happy New Year!

[@Raj-yr9gt]

Have a wonderful and safe 2023, Tina and Norm 😊👍

[@ThisIsOurRetirement]

Thanks so much Raj Happy New Year🎉😀😀

[@MrGman2804]

Delighted to hear you are thinking of Thailand. Our winter is their dry & sunny season so a good time to go. Chiang Mai is a fascinating old city in the North and really cheap to fly to from Bangkok. It is a walled city with a moat and surrounded by mountains. The original capital of Siam. Loads of 4 star Hotels for less than US$49 p/n. Happy New Year to both of you.

[@ThisIsOurRetirement]

We would love to visit little wary of the long flight ✈️ but it’s on our list Happy New Year Cheers 🥳🥂🌺

[@MrGman2804]

@@ThisIsOurRetirement No easy answer to distance from Canada. If you did find your way to Thailand it is a wonderland. Thailand & Portugal are my two favourites.

[@donreinholz8121]

Great advice Tina and Norm. Someone stole my passport when I was in India attending a wedding. I like the info left in your luggage too. Happy New Year! Travel insurance is a great idea. That is for health issues I presume? Certain countries might be cheaper to eat lunch and supper out depending on available markets with cheap food prices.

[@ThisIsOurRetirement]

Happy New Year Don!

[@dianparrotta2118]

Watching catch up with two favorite people!

[@ThisIsOurRetirement]

So sweet we are so glad for you to join us Dian hope you have a wonderful New Year Cheers 🥳🥂🌺

[@dougdoty4718]

From experience (Don't loose your wife's passport) In the same email to yourself, with a picture of your passport, include contact information for friends that meets the passport requirements. We are in Chile and the person at the Canadian embassy was great but the phone book, people are not in there now, and some friends have listed there name in the phone book different from what you think. ( We were able to use our financial planner for a contact.) Note that I thought it was funny that No one is aloud in the embassy with out a passport or a guest with one. Boy was I lucky, only pickpocketed ,one passport and cash. Took a long time for me to accept that I was the one who set up a crime of opertunity. Something else you may have not thought, I would organize a trip to Cuba and take others and I didn't make money so everyone got a great deal, plus one of us was free.( Given by the company that did the work)

[@ThisIsOurRetirement]

Thanks for sharing Doug Happy New Year Cheers 🥳🥂

[@kriskafowlski4463]

Happy New Year Norm and Tina. Love your videos. Stay safe and happy travels. My Wife and I are heading to Portugal on Jan 15th for a month

[@ThisIsOurRetirement]

Sounds great! have a wonderful time 🇵🇹 Kris Happy New Year! 🥂🥳

[@goodearthpearl3243]

Wishing you a blessed 2023 year

[@ThisIsOurRetirement]

You too Happy New Year! 🥂🥳

[@MrGearoid65]

Love this video guys. Your videos are full of information and you put things across in a pleasant and easy-to-understand manner. Thank you! Happy New Year, Tina and Norm. 🎉✨🙏

[@ThisIsOurRetirement]

Our pleasure! Happy New Year Cheers 🥳🥂🥂

[@JP-tq7ni]

Happy travelling in the new year. Suggestions: Vietnam and Laos. China and Nepal. Tibet. All great experiences. Even for a solo traveller women in her 70’s. (Like me!). Happy new year

[@ThisIsOurRetirement]

Thanks for the tips! Happy New Year!! Cheers JP 🥂🥳🌺

[@benyablonski6278]

HAPPY NEW YEAR! Thank you for your channel & tips. I really appreciate this video explaining a little more about VPN.

[@ThisIsOurRetirement]

Glad it was helpful! Happy New Year! Ben 🥂🥳

[@pmTopSeller1]

Cảm ơn bạn về nội dung. Có một ngày hạnh phúc ngày hôm nay! PM(PM-International) 2023 Việt Nam.👍🌺🏵

[@ThisIsOurRetirement]

Cảm ơn bạn!

[@Northern_Squirrel]

Happy New Year Tina & Norm. Hope you had a great 2022 and looking forward to better 2023. I used windows several years ago for personal computing and had issues even with antivirus installed. I switched to Mac OS for over 8 years and have no issues since. I am not using any antivirus on my Mac as it wasn’t recommended by Apple. I am not sure if it’s just luck or apple devices are better protected. As for credit cards, yes we have had money stolen in Thailand and NYC while we are in Canada. Luckily the bank reimbursed the amount and we asked cash advance to be lowered or blocked all together since we never use cash advance due to high interest they charge. Some other tips you have shared are great, especially keeping copy of our passports. Anyhow, enjoy 2023, happy traveling and stay safe.

[@ThisIsOurRetirement]

Thanks so much and Happy New Year, good to know your bank covered your losses. We too switched to Macs in 2013 and no antivirus software. Our MacBook is still running great, way better than the multiple windows machines we had every three or four years.

[@ceparksromanceharps]

More excellent advice. I'll seriously consider subscribing to a VPN in 2023. Trust you'll enjoy traveling to either Portugal or the south of France in the New Year! Best wishes for the New Year!

[@ThisIsOurRetirement]

We think it’s a great idea while travelling Chris Happy New Year!!not sure where we are going yet Cheers 🥂🥳

[@RockySmartDog]

Hi Tina and Norm, you mentioned that you missed cruising. We took an Eastern Med cruise last October. End of next month we book an all-inclusive cruise to Central America with a British cruise company (TUI) and it is quite inexpensive. It is an older ship, but we look forward to experiencing it.

[@RockySmartDog]

Happy New Year to you guys.

[@ThisIsOurRetirement]

Sounds great we hope you enjoy it we have heard a lot about TUI 🚢 Happy New Year 🥳🥂

[@ThisIsOurRetirement]

Happy New Year to you too Cheers 🥂🥳

[@debbiemckendry6666]

Great info! Thanks for all the great info you have provided us in 2022! Looking forward to what you bring to our attention in 2023! Wishing you a happy, healthy and prosperous New Year, Tina and Norm!

[@ThisIsOurRetirement]

Thanks Debbie glad you enjoy our videos wishing you a very Happy New Year! Cheers 🥂🥳🌺

[@karryhuston1321]

Hope 2023 is good to you guys...X0

[@ThisIsOurRetirement]

Same for you Karry! Happy New Year

[@davidroberts7996]

Happy New Year! May 2023 be the best ever!!!

[@ThisIsOurRetirement]

Wishing you a very Happy New Year David Cheers 🥳🥂🌺

[@connieandbobdavidson1202]

Happy New Year Tina and Norm!

[@ThisIsOurRetirement]

Thanks so much Happy New Year! Connie and Bob Cheers 🥳🥂🌺

[@desertfish6239]

Happy New Year!

[@ThisIsOurRetirement]

Happy New Year Cheers 🥳🥂

[@amya108]

Happy New Year 🎉❤ Love your videos

[@ThisIsOurRetirement]

Yay! Thank you! Happy New Year Amy Cheers 🥂🥳

[@steveanthony5530]

Tina and Norm. Taking retirement by Storm. Rock on in coming year. 🤘

[@ThisIsOurRetirement]

Thanks Steve!

[@dianemalek436]

Thanks for the great advice. Wishing you a happy, healthy and prosperous new year with many new adventures!❤

[@ThisIsOurRetirement]

Thanks so much Diane Happy New Year Cheers 🥳🥂🌺

[@christopherbarker976]

Hi Tina& Norm great to see you both Happy New year we are also looking at new holidays. Have a good new year . Regards Christopher Barker

[@ThisIsOurRetirement]

Thanks so much Christopher Happy New Year! and happy travels 🇬🇧🥂🥳🇨🇦

[@paular2361]

Happy New Year! I have recently found your channel and I am really enjoying your content. I love the way you explain cybersecurity concepts in easy to understand terms. Looking forward to more great videos in 2023.

[@ThisIsOurRetirement]

Awesome! Thank you! welcome to our channel Paula we wish you a Happy New Year Cheers 🥳🥂🌺

[@thaitestautomation8425]

Tina and Norm 😊... You will love Thailand! - from Thai ☺️// Happy New Year to both of youuuu 🌸🌼🌺

[@ThisIsOurRetirement]

It’s on our bucket list Happy New Year Cheers 🥳🥂🌺

[@peterpike8887]

" And we wish you a happy New Year."

[@ThisIsOurRetirement]

Happy New Year! Cheers Peter 🥳🥂

[@terryevp4084]

Great tips. Many Thanks. Norm & Tina Wishing you both a Very Happy New Year....!!!!

[@ThisIsOurRetirement]

Thanks so much Terry, Happy New Year!

[@juliemarkham4332]

Perhaps you could also take screenshots of your passport and save those pics on your phone.

[@ThisIsOurRetirement]

Great idea Julie Happy New Year!! Cheers 🥂🥳

[@pensacola321]

We are on our third Cruise of the year, (2022.) Come on guys, you're not getting any younger! 🥳

[@ThisIsOurRetirement]

We are very happy for you , we are hoping to do more travel this year Cheers 🥳🥂

[@gkennedy2998]

Excellent tips about maintaining privacy while travelling. Happy New Year to you both. ;D

[@ThisIsOurRetirement]

Our pleasure! Happy New Year!! Cheers 🥂🥳🌺

[@janetkenny4861]

Great information! How do you feel about paying for meals with credit cards and the server takes your card away from your line of site? I’ve started using cash when I can to avoid them copying my numbers. Another tip is post travel pictures to social media when you get back if your home is going to be empty while you are gone. No need advertising the house is empty. I did invest in a home video doorbell which I can check on through my phone app. I can see when the dog house sitter comes and goes, and if a package is left so I can have a neighbor pick it up for me. Enjoy your travels!

[@ThisIsOurRetirement]

Some great tips Janet we have heard stories of Insurance companies declining robery cases when they saw that the home owner posted photos on social media saying they were away and the home was vacant 🤔 In restaurants we either follow the server or ask for the credit card machine to be brought to our table or pay cash 💰 Happy New Year Cheers 🥳🥂🌺

[@grant7345]

I want to share with you the best holiday I had in my life, perfect romantic holiday for you both, Dream Native Resort, Bohol, Philippines, it's not what you think, it is a one hour fast boat trip from the island of Cebu, they have a beautiful pool and their own restaurant where you can have breakfast, lunch and dinner, my wife and I stayed for five nights, went on many day excursions, best was Bohol bee farm where we had lunch at their restaurant

[@ThisIsOurRetirement]

Sounds wonderful Grant thank you for sharing have a wonderful weekend Cheers 🍷🌺🍺

[@betsyr4724]

Omg I had no idea great ATM tips. Thanks. Happy New Year 🎊

[@ThisIsOurRetirement]

Glad it was helpful! Happy New Year Betsy Cheers 🥳🥂🌺

[@pintsizestories196]

I wonder if you would do a video on romance scammers. A lot of seniors are lonely and vulnerable to this kind of danger.

[@ThisIsOurRetirement]

Thanks for the suggestion Jennifer , we will do some research on this Happy New Year! 🥂🥳

[@faygallagher8425]

Happy New New Year's Tina and Norm. Loved hearing about your travel plans. We are looking at a cross country European trip but prob not till 2024. I have a need for road trips right now so hopeful for many in 2023. We have always tried to pick overnight stays that offer free breakfast then we only need to look at dinner. Love the colour of your new top Tina. Now are you staying up to see 2023 come in 🤗

[@ThisIsOurRetirement]

Sounds great! some good plans Fay yes we like hotels with breakfast too , not sure we often don’t make it to see the New Year in LOL 😂 Happy New Year!! 🥂🥳

[@crossmowing1722]

You do put out great content. It help I’m nearing retirement. Thank you.

[@ThisIsOurRetirement]

Great to hear! Happy New Year Cheers 🥂🥳🌺

[@johnessency9467]

Great tips! Hope you both have a Happy New Year!

[@ThisIsOurRetirement]

Thanks John Happy New Year

[@clivelangham435]

Thank you. Best wishes for the new year.

[@ThisIsOurRetirement]

Thanks Clive Happy New Year 🥳🥂🌺

[@Dutchy-1168]

Have a safe and healthy New Year ‼️‼️🇨🇦🇨🇦🎊🎊

[@ThisIsOurRetirement]

Thanks Andy Happy New Year!! 🥳🥂

[@carolnavan4137]

Great topic! Happy New Year.

[@ThisIsOurRetirement]

Happy New Year Carol all the best for 2023

[@frankbrown411]

I'm so appreciative of your podcast episodes. I've learned so much. Wishing you both a safe, healthy, and a peaceful New Year.

[@ThisIsOurRetirement]

Thanks so much Frank Happy New Year Cheers 🥳🥂🌺

[@andrelabbe5050]

Just some comments regarding the VPN This is not the full explanation since this would be the subject for a video I would use a VPN when I connect to any public Wifi/Network. Yes it does secure your internet traffic from your (let say) laptop to the VPN service provider. But after this the traffic will not be secure anymore. Now due to digital right, copyright you cannot use VPN to watch let say BBC Channel or iPlayer while not in the UK. This is the same for Netflix. Some shows are only available in some countries but not others, therefore VPNing to that country might let you watch them but this would be against their 'rules'. Remember DVD regions! Of course, everyone can do what they want and it is not my business. But you should not say 'By the way, use VPN to do this' If you want to go this road you could VPN to buy Stuff online in other country since the website will believe you are in 'their' country. Anyway, this is just me saying. My wife does like your channel she is a subscriber

[@ThisIsOurRetirement]

Thanks Andre glad your wife likes our channel Happy New Year Cheers 🥳🥂

[@williamjsmith9877]

You are so right, I have a VPN on a L/T that I only use to watch UK channels and the only channel that blocks is BBC.

[@jankretz2297]

I love you guys! Great videos; thank you so much. It is much appreciated!

[@ThisIsOurRetirement]

Our pleasure! Happy New Year Jan Cheers 🥳🥂🌺

[@mrspunk61]

Just wondering how you enjoyed Alabama overall? I do agree having breakfast included can be good as long as it's not a lame breakfast. Many places will have coffee and drinks all day as well plus maybe a pool and hot tub. Still think you want a small kitchen though if possible. Happy New Year!

[@ThisIsOurRetirement]

Hello Robert we enjoyed Alabama and would return. The breakfast we talked about was a hotel in The Algarve with a massive breakfast buffet complete with Buck’s Fizz and made to order items, very similar to a cruise ship, so no not a lame North American hotel included breakfast. Happy New Year.

[@mrspunk61]

@@ThisIsOurRetirement OK that makes sense lol. That is a big feature especially if breakfast ends a little later and not 9AM. It also eliminates some stress and can be much more care free. You'll have to video tape that when the time comes.