Get APPROVED For American Express Business Cards!

[@nigelfhs2000]

I got approved for the Amex business platinum and I love the help as a sole proprietor!!! 😀 I am now registered with a llc in my state.

[@JacobKustra]

Let's go! This is a great guide! Definitely something everyone needs to see for sure. So many great business cards out there, with not only great welcome offers but just perks/earning bonuses. Not enough people are taking advantage of business cards in my opinion. Once you get your first business card, you are setting yourself up for a lot of opportunities with credit cards. Keep up the great work Mark!

[@markplymale]

Thanks Jacob!! I totally agree!

[@dreamcatchinbebo4080]

Well said Jacob. I learned that earlier this year.

[@JacobKustra]

@@dreamcatchinbebo4080 Oh great! Do you have any business cards yourself? If so which is your favorite? If not, which do you plan to get first?

[@dreamcatchinbebo4080]

@@JacobKustra Hey, none yet. Saving a HP for a helic i am getting and them going to apply. Don't want to take the chance of not getting the HELOC. Then going for the BCC and then ising that for a down payment on my REI. Have a good day

[@JacobKustra]

@@dreamcatchinbebo4080 That sounds like a great plan! And thank you, you too!

[@armandoangeljr4464]

I followed your steps with a few tweaks to match my annual income, but it was approved for it! $14K Credit Limit! I am absolutely stoked!!! 🎉🎉🎉 Thanks again, man! 👊🏼

[@nickorozco5933]

Thank you so much. Got a pre approval business car invitation in my email today and stumbled across your video. I Just got approved for Amex Business for $35K no pre set spending limit.😊 I have an Amex platinum card I use and payoff every month for the last year. My score is just over 700.

[@GraphyteTV]

Awesome guide. I just applied and was approved for my first 2 business cards recently . Thanks for the hard work

[@markplymale]

Awesome man congrats!!

[@14DAJ]

Which two? For how much? What are the requirements?

[@lordace8806]

Can you break down what you did to get approved?

[@christiangarcia2456]

Just followed your advice got approved for my first business card ever thank you soo much keep up the good work brother 👍🏻

[@Lover88382]

Congrats how much approval?

[@luismonduy3626]

Thanks for the video, it helped me get approved for the American Express Blue Business Plus Card. I'm stocked, got approved with a credit limit of 10k, couldn't be happier.

[@markplymale]

Awesome man congrats glad I could help!

[@faiyaz1184]

How much did u put ur income as

[@clausellray3949]

Hey Mark thanks for your help I have my own business and i was at a lost for trying to get a business card, I followed one person information and used just my EIN and got denied for a credit card, I used your walk thru and used my SSN (which I was told not to do because it reports to personal credit) and I got approved for the AMX Business plus only 2k but I will take it thanks again for sharing and keep the great content coming.

[@Joshgotbandzz]

Wait so does it report your personal credit card if you use your SSN for it?

[@Anthonyjones-pq4ff]

Thx u for replying back Lol I’m in the process of filling out Amex Business card now Wish me good luck, thx again Mark cross ur finger

[@markplymale]

Good luck man!

[@amyhisle5485]

Great video Mark. Definitely very useful. I’m trying to work on my side hustle and you have given me so many tools that I can use daily. Thank you so much!

[@markplymale]

Thanks Amy! I’m so glad you’ve been able to learn from my videos!

[@taylormade5931]

Got approved, thanks man

[@markplymale]

Awesome man congrats!

[@lianalonge1984]

Great info AGAIN! I just joined the Amex ecosystem last week (Platinum, HH Surpass, and BCP). I’m trying to prepare for my retirement (10 years remaining) but enjoy what I do. I’d LOVE to start a consulting company to guide small businesses on how to write successfully technical and cost proposals and win Federal Government contracts. (Note: the U.S. Government is the single biggest spender in the world . . . In FY20, approx $665B+ in contracts. My Department alone did $800M+ and I’m not with DOD). The info you’ve provided will come in handy for me when I apply for the card 6 months from now.

[@markplymale]

Thanks Liana! Good luck in your future business endeavors as you approach retirement!

[@markg813]

Just got approved for mine! 10k limit for my first Business card. i'll take it

[@markplymale]

Awesome man congrats!

[@DigitalDollarLabs]

If annual business revenue is $1000 wouldnt a monthly of 500 be a red flag? Thats like $6000 in annual expenses. Just trynna get a better understanding of applications

[@markplymale]

Yeah I messed that part up! Meant to say $50 a month

[@thighlandyo.semite1895]

That’s a big slip. Thankfully I stumbled across the post. Will apply tonight!

[@paidoffboss2784]

@@thighlandyo.semite1895 so how did that turn out for you? I was just applying & came back to the comments & read this

[@tiffanyturner9086]

I was approved with a 680 credit score but the did wanted access to my main banking account to see if I had money I assume

[@randyjohnson9917]

You are terrific. I just got the chase ink unlimited. Thank you

[@markplymale]

That’s awesome congrats!!

[@ShawnyBGolf]

Thank you!!! I literally was wondering this yesterday and couldn’t find a video haha.

[@markplymale]

Awesome glad I could deliver!

[@ShawnyBGolf]

Definitely did, thank you. Really wasn’t sure what to do since I don’t have an LLC yet and it’s not profitable yet haha.

[@jacobbonesteel8061]

Great video, I was curious how to get the card but didn’t want to flood your DMs. Do you know if Amex sets the limit based on your business income or your personal ? Having a low income on business seems like they would only approve you for something like 1-1.5k which is probably fine since most of my spending is covered by the gold card, but just something I’m curious about.

[@markplymale]

Thank you! They’re going to factor in both. If biz rev is low but household income is really high you can still get a good limit. If both are relatively low then your credit limit would be low as well. If both are high then you’ll get like $10K minimum

[@dabombruiz1]

Thanks for the info! Just got my BBP!

[@markplymale]

Let’s gooo!

[@MISFIT.ENT89]

I got invited for this card tonight so that's what bought me here 🤑

[@mikebell958]

Thanks, Mark. I drive part time for Uber. That's my business side hustle.

[@markplymale]

That’s a perfect one that will absolutely count!

[@Th33Vultur3]

I just got approved for $2,000 on this card. Doing the steps you mentioned. Its not much, but I have the EveryDay card and this I figured if I get tired of paying the Green Card annual fee, its a nice all around card at 2x points on the Blue Business Plus.

[@markplymale]

That’s awesome congrats!

[@Th33Vultur3]

I meant to say that the $2,000 limit was actually for the blue business plus on June 13, 2022. I did it as a sole proprietor like you said, I put the absolute minimum you can put under categories like monthly expenses and monthly income For the business and got approved...... It's better than nothing. Type of business I put other and number of employees I put 1.

[@jmota5279]

Just got the gold Amex business card with no spending limit. I wanted the platinum but that 695 fee annually didn’t sound too good . thank you

[@markplymale]

That’s awesome I’m glad you got approved!

[@vm7870]

no spending limit so you can spend as much as you want?

[@inezrosa4198]

I work Hard to get this credit score but l am a happy business woman

[@julianflowers]

Should I have been using household income instead of my personal income this whole time?

[@markplymale]

Yes

[@Ryuuun]

thank you for the video, got my bonvoy biz today!

[@markplymale]

Awesome!

[@TheBlinkisback09]

Approved last night for 10k! Will use this for miscellaneous audio/musician services 😁

[@markplymale]

Let's go that's awesome!

[@cameronnelson473]

Congrats! What did you end up putting for your income and business income?

[@TheBlinkisback09]

@@cameronnelson473 my regular income and like 1 or 2k revenue

[@cameronnelson473]

@@TheBlinkisback09 Okay thank you so much!

[@mrirving8897]

What card u applied forn

[@thomasjohnson2916]

Thank you so mush sir today just got a BBP card 17,000 limit

[@markplymale]

Awesome man!

[@msharrieff5119]

Hi Mark, I have some questions. I have a small consulting/notary public business last 8 years. Years ago I had 2 Amex due to hard times my charge card was shut down and they automatically closed the other one. I paid it off and then they offered me an Amex with a low credit limit. My accountant said to decline it😟. Now I cannot get another one and I’m sure my FICO isn’t anywhere near 700 which is why I need to open a biz card and would like the perks of Amex. I currently have a Chase card that yields travel points, and receive various personal credit offers each year. What do you suggest?

[@Dazzle605]

Is this a great card to build business credit for a startup? If not, which Amex card is? Thanks

[@Hando_03]

Will 40-50k work for annual income? Or should I fudge a little?

[@inezrosa4198]

I have platinum amex card l applied for amex platinum business card been with amex since 2018 got approved and also the amazon business amex card

[@kaylarumph]

THANK YOU!! I WAS APPROVED

[@markplymale]

Love to hear that!

[@tespinal8]

Question….I know this video was a year ago but coming across is now….since its a business card, will be reflect on my personal credit? I know others dont but Amex always does things different.

[@markplymale]

No an amex business card will not show on your personal credit report

[@eutanasio31]

They told me they need it info from my bank and my aplication is on hold 😢

[@steveg8998]

When filling out app they didn't ask "industry type" nor "estimated monthly spend". Have you seen this before? Got approved as well.

[@inezrosa4198]

I have chase reserve 50k credit limit amazon chase card 40k lm good but l been banking with chase 17yrs

[@koreypaul6698]

Another banger 🔥🔥

[@markplymale]

Thanks man!!

[@anikabyun2360]

Thank you once again for the informative video! I finally applied for the VX (thanks to your video) and I got approved this past weekend! I actually run a small shop and am considering to apply for the AMEX Blue Business Plus Credit Card. Do you have any advice as to how long I should wait in between to apply for the business credit card? Also do you prefer the BBP or BBC? Essentially which do you believe is more valuable, statement credit or MR? Thank you again!

[@markplymale]

No problem and congrats on getting the Venture X! That decision will ultimately be up to you. I personally would always choose MR points over statement credit but that's just what works best for me. MR points are super flexible and can get me free travel while statement credit is always locked in at just basically 2% off all your purchases which there's nothing wrong with. Think about which you would rather have really you can't go wrong!

[@andrewsantos7572]

I’m thinking of starting a dropshipping e-commerce store. What category would that fall under? Is retail trade the same as retail? Or could I just put other? Thanks!

[@Xtremeproducts]

This is golden information

[@markplymale]

I hope it helps people get approved!

[@Xtremeproducts]

@@markplymale same here

[@DuncanIII1973]

Great info, thank you! Is the Amex Gold Business card considered a charge card or credit card? About to apply but want to make sure I know what bucket it goes into?

[@markplymale]

Thanks! It is considered a charge card

[@Games-sj4mc]

I jest got approved for the blue cash Business card. Because I was preapproved. ‏ anyway I want to get the Amex Amazon business card. How long do you think I should wait? Thanks

[@markplymale]

I would wait until you hit the minimum spend for the bonus on the blue biz cash!

[@deonwillis1387]

Thanks. If i already have a relationship with amex and have business and personal cards already can i apply for business cards for another business without a hard pull

[@markplymale]

Most likely yes! I’ve gotten 4 business cards with Amex all with no hard pulls

[@diegogutierrez1605]

Would it be too risky if I charge school tuition expenses to a business credit card? I am doing a master's which I am paying for with money out of pocket and it would be great to hit a welcome bonus.

[@markplymale]

Not risky at all that’s a great idea!

[@katbodyxo3]

oh no, my application says this... why would it say connect my bank account "Thank you for applying. We received your application and need additional information to complete your request. Please connect to your bank account to receive a quick decision."

[@markplymale]

That’s a very strange message. I would contact customer service and see what they have to say!

[@katbodyxo3]

@@markplymale I got approved ! It just wanted me bank info to verify I make 120,000 . I’m a nurse so I make not that much but close enough

[@inezrosa4198]

Love your videos

[@markplymale]

Thank you!

[@thighlandyo.semite1895]

Thanks for the guidance. Repped & subscribed. Question- if I already have two personal Amex cards (1 5yo, 1-4months old), if I apply for an Amex business card now, would it be a soft pull? Is that just an AMEX thing? If it’s a soft pull, can a Chase cc application see the Amex application? Trying to adhere to the Chase 5/24 rule. Thanks for the great vids

[@markplymale]

Appreciate you! The soft pull is strictly with Amex and I would say you will be good to get on hard pull if you apply for another Amex as long as you use your cards frequently. Chase 5/24 doesn’t care about applications that rule is all about how many personal cards opened in the past 24 months

[@thighlandyo.semite1895]

Took a few seconds to get approved! Thanks again

[@taylorseibert2237]

Is there anyway to get a targeted offer? I’m searching for the plus business plus big offer bonus but can’t find it

[@MrNyjah]

Be careful with the income I just had to submit banking info during the application process and i already have one Amex biz card so be as transparent as possible

[@markplymale]

Good to know!

[@aliciasantos9812]

Income to business or banking info for house hold income

[@redheadfred7763]

Hey Mark! Question:If you already have personal cards with AMEX is the business card a hard pull, or is it soft like the other personal cards are? Thanks man!

[@SamuelPeifferOfficial]

Is it easier to get one with an LLC or as a sole prop?

[@MrStrutus]

Just keep up the good work Boss

[@mr.magnificent247]

Does AMEX pull from EXPERIAN, TRANSUNION, or BOTH?

[@Mrswaggerificul]

Have a quick question, what if You have an LLC but its brand new but you use your personal info like what you did in this video, Can I use the card AMEX gives me based on my personal info for my LLC, Im just concerned about co mingling funds.

[@flame._nm9262]

Just got approved for the BBP!!!

[@markplymale]

Let’s gooo! Congrats!

[@khronos2782]

Bro. First of all, thank you for your content.. Is this still available (on the date of my comment) I'm a self employed 1099. I wonder if I can apply for it 🤔🤔

[@markplymale]

Yes the info on this video is still relevant today!

[@gerrellguppy766]

Hey Mark, I'm a big fan of your channel and I love your videos. But I do have a question. Can you only put spend relating to your business on the card? And if you put spend not relating to business on your business card can you get in trouble for it or even get the account closed?

[@markplymale]

Thank you! Amex has openly said they don’t mind if you use their business cards for non business expenses. Chase doesn’t like it as much but also chase will have no clue or know that all of your purchases aren’t for business. Short answer is it’s fine!

[@gerrellguppy766]

@@markplymale Thank you so much, that was the o ly thing stopping me from applying for a business card. I already knew from a lot of your videos that I could just apply as a sole proprietor but I was confused on what kind of spend you could put in the card. Now all that's left is to decide if I want the BBP or the BBC. Also I really appreciate how interactive you are with the comment section. I wish you nothing but the best and more success.

[@markplymale]

@@gerrellguppy766 yeah you’ll be totally fine putting personal spend on either bbc or bbp. And thanks so much for that! I love interacting with everyone who comments on my videos!

[@raze2400]

Thinking about applying for this card and paying off childcare with his card which would be $1500 a month, Would Amex care if i did?

[@markplymale]

That should be fine!

[@raze2400]

@@markplymale Just got approved

[@skmission7056]

I saw a video that said it was best to fill out the pre approved application first but that was for I guess a personal credit card. Would that matter with a AMEX business card?

[@zacharyraper2920]

What do you think about the language AmEx uses in the terms that specifies you are agreeing to only use the card for business purchases? Couldn’t the bank claw back points and shut down accounts?

[@markplymale]

How would they know what a business/personal transaction is? Gas, eating out, etc are extremely common business expenses

[@NeftaliPalma]

What if it asks to connect a bank account?

[@Anthonyjones-pq4ff]

Thank you Mark I’ve been asking how too get business card with an LLC or NE number going to give your advice a try thx again

[@markplymale]

No problem!

[@inezrosa4198]

No hard pull

[@steveg8998]

Can apply for two business cards on the same day? I want the Hilton Honors Business and the BBP card

[@markplymale]

You can but one application will probably be declined. Good news is there should be no hard pull so it won’t matter

[@patshozo9158]

Thinking of getting the Business Platinum (pre-approved) as my personal Plat is going up in AF next year. Would the Business Plat be good to replace the personal Plat to save me $150 AF ?

[@stilmotionpicture]

How about the Amazon American Express business card? I’m thinking of applying there..

[@markplymale]

Yeah this works for that card too

[@stilmotionpicture]

@@markplymale cool! Yea I just got approved 😅

[@stilmotionpicture]

@@markplymale oh by the way, I don’t have an official business.. but do I have to file taxes on this card?

[@markplymale]

Awesome! No it’s just a credit card there’s nothing tax related needed

[@Sunbi_]

Can I apply as a sole proprietor now then later update it to an LLC when I list my business as one? I do plan to start a business it's just not listed yet.

[@markplymale]

If you want to change the way your business is identified with Amex you’ll have to reapply for the card. They don’t allow you to switch from sole prop to LLC or vise versa. You’ll have to close the original account and open a new account or just have both accounts open

[@Sunbi_]

@@markplymale thank you!!

[@secretchipmunk7]

A 676 Experian good enough for approval?

[@markplymale]

Hard to say but should be

[@scottb_02]

Nice content, thanks! Though I was hoping for the Chase website walkthrough too 😁

[@markplymale]

Coming very soon!

[@IndyStone]

So will the cards usage etc. show on personal score or will it show on ur business credit score? Since ur using ur own personal social to apply…

[@markplymale]

Nope Amex business cards will not report to personal credit

[@Tony_Alvarez_]

Just got approved for the business gold after watching this video!!

[@markplymale]

Let's go!!!

[@JOHNjohnmcneese067gmail.comrep]

⬆if you need help about credit lines and financial help john will do a very marvelous job for you and you will be happy....he really helped me he is reliable 100% guarantee...look up it his details at the top;.!!!!!_-

[@pg6299]

Wondering if an eBay account could could as “business”

[@markplymale]

Absolutely! If you sell (or are attempting) to sell stuff for a profit then it is 100% a business and can get you approved

[@pg6299]

@@markplymale thank you! I will be going through the steps to get my first business card! 🙌🏽

[@markplymale]

Good luck I hope you get it!

[@deanoathn8351]

Great video! Could you do one on how to do it with chase too? The ink cards look great!

[@markplymale]

Yes! I’m under 5/24 in less than 2 weeks and then I will be applying for the Ink Unlimited so I’ll do a “watch my apply” and talk about all the details on that!

[@deanoathn8351]

@@markplymale Does 5/24 still apply to business cards?

[@markplymale]

Business cards are effected by 5/24 but don’t add to 5/24 meaning if you’re at or above 5/24 you’ll be declined for a chase business card but if you’re at let’s say 4/24 and you apply and are approved for the ink cash you’ll still be at 4/24!

[@scottb_02]

I was hoping for the same, look forward to that video!

[@albertroque4962]

Got approved!!

[@markplymale]

Congratulations!! 🎉

[@thebeddoctor4273]

Just did this while watching the video lol. Was approved for 2k.

[@markplymale]

Let’s go!!

[@Xtremeproducts]

Got denied on my established business for the BBP even though I have the Green Business card. I’ll try for the BBP with my sole proprietorship business (Postmates) in incognito mode

[@markplymale]

Damn that’s sucks! I hope the next attempt does better!

[@Xtremeproducts]

@@markplymale hopefully.

[@Latavious]

@@Xtremeproducts any updates?

[@Xtremeproducts]

@@Latavious I didn’t get it with that sole proprietorship but I went back in an applied again with my established business and got approved

[@Latavious]

@@Xtremeproducts can I ask what your personal credit was before u applied for the sole proprietor and now what your score is now that you’ve been approved I’m currently at 696 on Experian and don’t wanna risk a hard pull for no reason currently have 5k as my highest cc

[@inezrosa4198]

My fico score 821

[@sameplaysgaming4633]

Please just file a llc instead of doing this. If your „side hustle“ gets sued they can take everything from you depending on the lawsuit. With an llc they can only take what‘s in the business

[@Anthonyjones-pq4ff]

Mark can you apply for business & personal card at the same time or a day apart??

[@markplymale]

I would space out a day apart!

[@clippdiaz7015]

Great video.:: I just get approved 5 days ago.

[@markplymale]

That’s awesome congrats!!

[@oscarsaenz3829]

Same here. Approved on Saturday. $15K limit. (:

[@markplymale]

Let’s gooo!!

[@fulim226]

Hi Mark, I know this comment is late, but was wondering the Wyndham Earner business card application is the same? I want that card. That'd be great if you can respond. New SUB by the way. Thumbs up on the video!

[@markplymale]

It is definitely similar! I’m unsure on all of Barclays application rules so just be sure to read up on those before you pull the trigger!

[@fulim226]

@@markplymale wow that response was quick!...thanks Mark!

[@ExponentialGainzzz]

Thanks man. just tried applying using my EIN, and was told more info is needed by AMEX for my application. Not sure what to expect when I call them in the morning. My hope was to use my EIN to help build my business credit as its pretty new, instead of my SSN. Any idea of what they’re gonna want?

[@ExponentialGainzzz]

Just called AMEX. Looks like they just wanted my personal SSN as a personal guaranty. All approved! Thanks man. This was an awesome video. Keep up the great work man.

[@Mngo0450]

Do I need to show proof when applying as a sole proprietor when applying for the business cards? Or I can just self claim that I am a self proprietor without officially applying for that status?

[@markplymale]

There is no proof of anything necessary. If you say you’ve got a biz sole prop Amex will take your word for it

[@Mngo0450]

@@markplymale thank you!!

[@allankobel7522]

Great video.

[@markplymale]

Thanks!

[@digitcomllc144]

It was not the info that you put there, with 730 you gon be approve anywhere, any card, thats a prime score

[@markplymale]

False. Credit scores are not the only thing that matters. 800+ FICOs get declined all the time

[@eduardodelamata9930]

Great video Mark! How would you apply if you do have an LLC? I already have a personal Amex plat. Would I get a hard inquiry on my credit score for a business account?

[@markplymale]

Thanks! You should not receive a hard pull since you already have a relationship established with Amex. If you have an LLC follow the same steps but just use your EIN instead of SSN. With an LLC your chances of approval are even higher!

[@johnnyblast326]

Plymale for President

[@markplymale]

Not old enough yet 😂

[@TFJ2024]

I’ll pay u if your able to help me get a business account with Amex. You need a card currently to apply and I have bad credit

[@markplymale]

How bad is your credit?

[@markplymale]

Also you don’t need an Amex business credit card to get the business checking account. Just an Amex card in general

[@TFJ2024]

@@markplymale 520

[@markplymale]

Might be tough I think you'll need to be in the 600 range to get an amex card

[@SuperPachuca13]

For the name in the card, can you put a business name you are planning to start even as a sole prop?

[@markplymale]

Yep!

[@Th33Vultur3]

Where did you get your Fico score?

[@markplymale]

Experian app

[@jermainegaskins3901]

Amex is the best

[@yuumsta]

Awesome video! Got the secret from Mark! Lol

[@markplymale]

Thank you!!

[@chipruss9028]

Thank you for helping me get the Amw, Blue Preferred business card. But how should i use it? Yet I heard Amex is very vigilant about making sure purchases on that card are business related

[@markplymale]

That’s not true. They don’t know or care what’s personal and what’s business

[@NCKyle1980]

I wanna put my business income as the amount of value I've earned and been able to redeem in the form of travel from credit card gaming this year. lol Doing this is a job! It takes work! lol but Lord child it's been most profitable. Happy Thursday, dear sir. Take care, Mark. I legit stopped typing my comment to open up a file to start typing up how much I really have earned this year. Back to old endings lol I really watched to see if you did some new like turkeys surprise or something lol

[@markplymale]

You’re not kidding! It’s definitely a job! 😂 I’ll add in some more festive endings closer to thanksgiving and of course I’ll do lot of stuff for Christmas! Thanks for your support as always Kyle 😄

[@Xtremeproducts]

On our way to 7k.

[@markplymale]

800 more to go! First 200 took about 5 days 👀

[@Xtremeproducts]

@@markplymale we’ll get there. In the Army we say, “slow is smooth and smooth is fast.”

[@lxnamelessxl1171]

Can I use the Amex BBP as a catch all card for all spend? Or does it have to be strictly business related expenses?

[@markplymale]

You can use it for all spend!

[@hkace]

@@markplymale what if my credit score is under 700

[@jonathanbell8022]

I’ve just thought about this. I want to get a business card before I file for my LLC in December.

[@markplymale]

Go for it!

[@kevins7974]

I hope part time uber driving counts as a business lol

[@markplymale]

Absolutely! Sole prop

[@andreasection8423]

❤