Maximize Your Chase Sapphire Reserve Card | Top Things to Do When Your Card Arrives

Do you have a Chase Sapphire Reserve, or planning to get one? Wondering what you should do to maximize the value of your card? Then this video is for you! We explore some top things to do once you become a cardmember to get the most out of your Chase Sapphire Reserve benefits.
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MUSIC CREDITS:
“Magic Marker” by Silent Partner
"Phife for Life” by Otis McDonald

[@comel09]

Thank you for speaking slowly and clearly. I appreciate your video! You have beautiful eyes!

[@TripAstute]

Thanks! We appreciate the feedback. 😊

[@redromina]

you have great videos my friend. I currently have a Chase Slate which I got for balance transfers and consolidating my credit. Once I fix my credit to be excellent again, I'd like to plan out my card strategy as you said. Since I travel a lot for my channel, I'm definitely looking for a card that will have points and 0 foreign transaction fees. Some of the features you mentioned in this video interest me! thanks again!

[@TripAstute]

Awesome! Thanks for checking out our video and for the kind words. If you have any questions on your credit card strategy, don't hesitate to ask. We are always happy to help out! 🙂

[@marierika2012]

I like the video! Thks! I got the saphire reserve, my goal is to score a trip to greece next year for my family and me.

[@TripAstute]

Very cool! That's a great place to visit. 😎

[@albertcastro409]

I have this card and the information you gave is great. And I will do some of the stuff you said that I did not do yet. Thank You. For all the great advise you put out on your channel. Keep up with the videos. I will be watching more as you put more stuff out. And will catch up on other stuff you have out already. Thank You. Again.

[@TripAstute]

Thanks Albert! I appreciate the feedback and support. 😊

[@dobriltanev9722]

Great channel,already a fan!Simple explanations for complicated stuff-I felt I needed a degree to understand all this before I found these videos.Thanks mate.

[@TripAstute]

Thank you for checking out our channel and for the kind words. We really appreciate all the support! 😊

[@dobriltanev9722]

I said it,because it is true.I subscribed already,since I did find the topics and the explanations interesting and easy to follow.Hope the channel grows a lot more,I believe a lot more people can benefit from it.Will share with friends and colleagues,since some of them would be interested as well. Best Regards.

[@DancingWasabi]

Hey Ernest, great videos man! Your tips are very useful for my new CSR

[@TripAstute]

Thanks DancingWasabi! We appreciate the feedback. Glad to hear that the videos are helpful! 😊

[@ML-pd7so]

currently on the CSP, but excited to hear the benefits for the CSR!

[@TripAstute]

The CSP is a great card too! 😎

[@chasingadeline]

Wow...really good info, you do a better job explain chase points!!! I just confuse my wife when I try 😜 thanks for the info about activating the car rental perks...will do that. 👍

[@TripAstute]

Thanks for the kind words! I'm glad you found the video helpful. 😊

[@l.a.rivasesq.8841]

I just product changed from CFU to CSR and immediately signed up/registered for everything except Silver Car.

[@TripAstute]

Nice! I have yet to try the Silver Car as well. 😎

[@Joeylikecoffee]

Well spoken and succinct. Thank you for the info!

[@TripAstute]

Thanks! Glad the video was helpful. 😊

[@TheAcroReef425]

Excellent video! I didn't even know about the car rental perks. I stopped the video and immediately signed up! Thanks for the helpful tips!

[@TripAstute]

Awesome! So glad that you found the video useful. Thanks for checking out our video and channel! 😊

[@trez2020]

Oh! Didn't know that the CRP has priority pass lounge access! Signing up now!

[@TripAstute]

Awesome! Glad the video was useful. 😀

[@Deva080]

Yeah I like that too as well as the $300 travel credit...

[@yumyaml4934]

like your vedio , best than anyone else . cacn you do an AAA credit card review ,no one did one so far

[@TripAstute]

Thanks! I'll definitely consider it. I usually only review cards that I have since I want to be able to share my personal experience and show account screenshots. But I'll look into the AAA credit card. 👍

[@Robert-jd4lx]

Good advice. Consider turning down the highly repetitive music, it detracts from the message

[@TripAstute]

Thanks for the feedback. Will definitely tone down the music on future videos. 👍

[@davepark5374]

Made me cry watching this dude never blinking his eyes for six minutes

[@TripAstute]

Comments like this make me want to quit making videos 😞

[@albertcastro409]

The pass you get do you have to pay for the lounge ? For you and a guess

[@TripAstute]

No, the Priority Pass membership included with the Sapphire Reserve covers you and up to two guests for free. You can also use it for restaurant credits at certain airports for you and 1-2 guests (depending on the restaurant). The membership used to allow more guests, but I think people were abusing it, so they've now limited it to only one guest. 😊

[@davishlamburnt3734]

With the $300 travel credit and the travel insurance the $450 AF is a wash for me.

[@TripAstute]

I definitely agree! The lounge pass is pretty valuable too. We used ours during the holidays, and it really paid for itself (in terms of the amount of food and drinks that we didn't have to buy at the airport). 😊

[@davishlamburnt3734]

I checked out one lounge this year through Priority Pass. I could have saved some time and money on food. Maybe next time I'll check one out first. I should be able to try out the National car rental perks later this month.

[@ItsEricSmart]

CSP Better in lots of ways But everyone's miles May Vary From person to Person! :D

[@TripAstute]

Yeah, I think the CSP is definitely the best value for a lot of people. Though if you travel a lot, the extra perks of the Reserve card are handy (e.g., lounge access and restaurant credit). 😎

[@ItsEricSmart]

CSP All Day For ME I dont use Lounge Access or Eat at a Gross Airport LOL.. Those 2 Perks are amazing for others as your self :D But the Perks that make no Sense are.. 1. $100 TSA Pre/Entry & 2. $300 Travel Credit! If you Dont have a annual Fee of $450 ..Compared to CSP $99.. thats $350 Difference Thats a $350 Travel Credit Every Year!! HAHA as for TSA Pre & All that Thats every 4 Years & I Myself pay that out of pocket on my time not theirs LOL.. & Not Every Year..

[@RiteshSingh1993]

Hey! Great video with a lot of helpful information. I have recently started travelling alot more for work and almost exclusively fly united. Unfortunately due to a company card/policy, i cant really book flights and hotels on a personal card. I was thinking of getting one of the United cards for my daily purchases just to rack up the miles but was unable to find any information about whether or not i can use the priority pass perks and unlimited lounge access that comes with the high tier united cards if i dont purchase my ticket using that card. Cause if that was possible, it would make sense to do that instead of purchasing a United Club membership and use the card for monthly expenses as well to get the points or just purchase a sapphire card for over all points. help

[@TripAstute]

I don't think you have to purchase your tickets with a United credit card in order to get the benefits associated with the cards (at least that's the case with my United Explorer card). As long as your United # is used during the booking, the benefits should kick in. That being said though, you might still want to consider an Ultimate Rewards points earning card set-up instead since you'll likely be able to earn more points with the bonus categories. You can then transfer them to different travel partners (including United). 😎

[@RiteshSingh1993]

Trip Astute thank you for that information. I was planning on getting that Mileage a club Card since the benefits of United Lounge as well as the Presidentsl Circle at Hertz is very useful since I book through Hertz all the time. But yeah, my main concern is basically that I just need to own the card and link my accounts to be able to receive the benefits of the card even though I am not purchasing United tickets with it.

[@darvinray1783]

can you do one for amex platinum pleasd. thank you.

[@atownkid33]

Hi love your videos! Can I transfer Hyatt points to Ultimate Rewards?

[@TripAstute]

Thanks atownkid33! Unfortunately, you can't transfer Hyatt points to the Chase Ultimate Rewards Program. Ultimate Rewards points can only be transferred out of the program. I wish we could transfer the back to Chase though! 😀

[@Coecoebrown]

Hi there, I have a question I’ve not seen the answer to on the internet (at all). Assume my $300 travel credit is met and I’m in the first 3 months. I pay for a $4k trip to meet the bonus points. Do I: 1. Only get the 50k bonus Or 2. Get the 50k bonus plus 3x$4k for travel purchases = total 62,000 pts ??

[@jamesbeaman6337]

#2 should be correct as I'm sure Earnest can verify.

[@TripAstute]

It's definitely #2. You'll get the welcome offer on top of the bonus points from your spend. In your example, you should get the 62K points. 😎

[@sunlite9759]

Good review but show me the money. Just how much will I save with the CSP card?

[@TripAstute]

It's a tough question to answer. I'm thinking of doing a video on it in the future. For me, the Reserve card is a better value proposition. Though that may not be the case for a lot of people. I tend to spend a lot on dining out and parking (which is coded as travel) and use the free lounge access, which is why I keep the Reserve card. Though if I wasn't spending as much in those categories and using the lounge access, I would most likely downgrade to the Preferred card.

[@JeremyJamesDec15]

Can you use the $300 travel credit for the purchase of gas?

[@TripAstute]

I wish! Chase's definition of what counts as travel is pretty wide, but unfortunately, gas isn't one of them. Though parking lots and meters usually qualify. It is one thing that I wish was included in a regular bonus category. 🤓

[@tristangirod1855]

Good job

[@TripAstute]

Thanks! 😊

[@alexhuang5757]

Let's say i have the CSP and I get the 50k signup bonus. The following year or several months after joining, i upgrade to the CSR. Would I be redeedming the UR Points based on the CSP or CSR???

[@TripAstute]

You should be able to redeem the UR points based on the higher rate card (e.g., CSR). For example, I earn points on my Freedom and Ink cards, then transfer them over to my CSR UR account so I can redeem them at the higher redemption rate. 🤓

[@CEVaughan]

Do you have a video similar to this for AMEX Platinum?

[@TripAstute]

Not yet, but hopefully soon! I actually don't have an active AMEX Platinum at the moment, but I'm hoping to get one again soon. Thanks for checking out our channel!

[@nnj9319]

Is it possible to transfer point from amazon prime cc(witch is CHASE also) to chase SR?

[@TripAstute]

Unfortunately, it's not possible. Chase UR point transfers are generally one-way out (i.e., you can't transfer points points in unless it's from another Chase UR-earning card or household member).

[@BryanAgapito]

Hi! I loved the video! I’m a new subscriber! Quick question? I have a 730 credit score with an average age of accounts of 1.4 years. BUT I only make $30K a year. Do I need to have a high income to be accepted automatically for the Chase Sapphire Reserve? I’ve heard around Amex Platinum “requires” approximately $80K Income, is it the same with this card?

[@TripAstute]

Thanks Bryan! Income requirement can be a tricky one to assess. I still think that credit score and history are the biggest factors, but the issuer will ask for stated income, which can be interpreted in different ways. I know some people who include their investments in that figure, while others stick to their annual pay. Based on what I have read, it looks like income does factor into the equation, with some folks recommending a higher approval odds in the $50K+ range. Again, it's not an exact science, but the issuers generally try to assess a risk profile on each applicant. Given that you have a 1.4 years average age for your accounts, I would probably wait on the CSR, and maybe pursue the CSP instead. There's definitely no rush ... and with all the rumored changes coming to Chase, it might be a safer option to pursue. Hope that's helpful! Let us know if you have any other questions. 😊

[@TripAstute]

And here's a blog article that I found on CSR income requirements. Hope it's helpful! uponarriving.com/2018/03/29/chase-sapphire-reserve-credit-score/

[@BryanAgapito]

Trip Astute THANK YOU SO MUCH! Very insightful!

[@MiMiOrt]

Can I apply for a Chase Sapphire card even if I don't have NO account with them ?

[@TripAstute]

Yes, it should still be possible. You don't necessarily need a previous or current account with them. You just need to have a good credit score and history. If you're not sure whether you qualify, you may want to check your score on Credit Karma and Credit Sesame to see where you land and what cards they recommend (in terms of your eligibility).

[@sirenna3416]

Am I missing the referral link to Chase Sapphire Reserve card application? That's here somewhere, right?

[@TripAstute]

Hi Sirenna. Thank you so much for the reminder -- we recently got a referral link for the Chase Sapphire Reserve, so it's now in the video description and here: bit.ly/2eVRPTc Thank you so much for wanting to support our channel. It means a lot to us! 😊

[@sirenna3416]

Just applied via your link. I hope that it's helpful. Thanks, again!

[@TripAstute]

Thanks Sirenna! We really appreciate it! 😊

[@2conRazor]

Do you have to create a priority pass account in their website, or will the priority pass card that chase sends you be enough?

[@TripAstute]

You don't have to create a digital account/pass. The card should be enough to get into the lounge. Though I recommend setting up the digital card too just in case you forget the card at home. 😉

[@J3ff415]

I jus got approved for the CSR, should I apply for the CF for more points ? Thank you

[@TripAstute]

It's definitely a great card to get to complement the CSR. However, not sure I can recommend it without knowing more about your situation. If you'd like me to put together a recommendation, feel free to sign-up for our free card consultation: kzbin.info/www/bejne/rJ_TfGaHncSMaKM

[@gtarules1]

Are you sure Chase's 5/24 rule only applies to credit accounts and not overall accounts?

[@TripAstute]

To my knowledge, it only applies to credit accounts. However, there does seem to be some subjectivity with the formula (e.g., some small business or co-branded credit cards seem to be exempted from the rule). Also, the rules seem to change all the time, so if you're close to the limit, I would air on the safe side and wait (or apply for cards from a different issuer).

[@gtarules1]

Awesome, thanks for the reply!

[@gonzalo90arg1]

hi quick question if I travel 2 or 3 times a year do you recommend me to have the chase sapphire reserve? or get southwest credit card?

[@TripAstute]

It's difficult to answer. I personally like the Chase Sapphire Reserve since you can transfer the points directly to Southwest if needed. Though it's worth examining your daily spending to see where you will take advantage of the bonus categories and travel credit. For example, I have both cards, but the Southwest card stays in the drawer while the Sapphire Reserve is in my wallet. I really like the Chase UR points structure and flexibility, and it seems to work well for my travel goals. 😊

[@gonzalo90arg1]

Trip Astute I have bank of America travel reward but I don't seem to get a lot of miles so I want something that could give me more. Maybe I get the sapphire preferred first and upgrade maybe to reserve in the future. Not sure.

[@TripAstute]

Yeah, that's not a bad strategy since they both offer the same opening bonus at the moment. The power of the Chase Ultimate Rewards points comes in when you start pooling the points from multiple cards. For example, I have 5 Chase cards that earn UR points in different bonus categories, so even with my normal spending, I'm able to rack up a lot of points every month. Also, I know the annual fee on the Chase Sapphire Reserve can be intimidating, especially since it's so much more than the Sapphire Preferred. Keep in mind though that you get a lot of extra benefits, and for most people, the annual fee is closer to $150 instead of $450. If you need more info, check out our annual fee video for the breakdown: kzbin.info/www/bejne/iHjcaaidn56kbZo The reason I mention it is that you may prefer a lot of the benefits of the Sapphire Reserve over the Sapphire Preferred. For example, we've used the airline lounge pass so many times in the past year, and I just renewed my Global Entry using the credit. 😎

[@gonzalo90arg1]

Trip Astute I'm undecided trying to do some extra research also I heard that the sapphire reserve gives you $100 in domestic flight how does that work do you know? And can you book any airline from chase travel rewards?

[@TripAstute]

+GONZALO gomez The Sapphire Reserve actually gives you a $300 annual travel credit that is automatically applied as qualified expenses are charged. Since Chase considers Uber and parking charges as travel, those usually use up my travel credit quickly (especially since we are in LA). You can book most airlines via the Chase Portal too, but some are missing (e.g., Southwest). I always do a comparison when booking flights just to be safe. Sometimes it even makes more sense to transfer points to the airline rather than booking via the portal. 🤓

[@shujayethossain6554]

Hello, Can i upgrade straight to Saphire reserve from Saphire Preferred? Thank you

[@TripAstute]

Yes, it's definitely possible. Though you will forfeit the opening bonus on the new card when you upgrade or downgrade your card.

[@kanniappankrishna]

I am international. Can I apply for Global Entry?

[@TripAstute]

Hi Kanniappan. Certain non-US citizens are eligible for Global Entry. As of Sep 2017, it looks like citizens from India, Columbia, UK, Germany, Panama, Singapore, South Korea, Switzerland, and Mexico are eligible. Here'a link to the Global Entry site for more info: www.cbp.gov/travel/trusted-traveler-programs/global-entry/eligibility

[@kanniappankrishna]

Thank you for your reply. And one more question. I talked to some of my friends about Global Entry. They asked me this question, "Can someone apply for Global Entry if they don't have tier 4 cards like Chase Sapphire Reserve, AMEX Platinum, etc...." (like if they have tier 3 card like AMEX Gold, etc.. and tier 2 card like AMEX everyday card, Chase freedom, etc...) My friends don't have tier 4 cards and that's why they asked me this?

[@TripAstute]

No problem, we are happy to help out! You don't need to have a premium credit card like the Chase Sapphire Reserve or American Express Platinum to apply for Global Entry. Though most people suggest having one of these cards when applying since they reimburse the application fee ($100). If you have any friends or family who have multiple premium credit cards and are not using the benefit, you can also ask them to pay the fee. 😉

[@kanniappankrishna]

Okay. Now I got you. Thank you. You are one of the three specific KZbin channels I follow especially for credit cards EVERYDAY. The others two are "The Credit Shifu" and "Ask Sebby". Keep doing videos. Once again thank you for giving credit education.

[@TripAstute]

It lasts for 5 years, so it's essentially $20 per year. Though it also includes TSA PreCheck, so I find it pretty valuable and convenient for both domestic and international flights.

[@danny0]

You are kinda handsome

[@TripAstute]

Thanks! 😊

[@philbertshevitz3113]

Xlnt videos

[@TripAstute]

Thanks! I appreciate the feedback. 👍

[@stuartmellman5142]

Decent videos but the camera is way too close to your face. Zoom out a bit

[@TripAstute]

Thanks for the feedback. Will definitely work on improving the framing. Sadly, I'm limited in terms of space (i.e., tiny apartment and set), but hoping to resolve that soon!

[@brianstanfill2114]

I've watched a lot of your videos. The framing, in my opinion, is absolutely great; it is interesting and totally different. I assumed this was done on advice and I'd say the effect is great. Even where you remove micro/seconds of video every few seconds to keep the pace high - I love it. A great production I think. Cheers.

[@TripAstute]

+Brian Stanfill Thanks so much for the support and kind words. I'm definitely still working on getting more comfortable with the camera and improving my editing skills, so I think the videos are getting incrementally better over time. That being said, really appreciate you checking out my channel and encouraging me! 🙂

[@DewTime]

@@TripAstute Don't listen to the advice about the camera being too close to your face. I like it

[@FlightSim2703]

Chase is terrible, Please be aware, chase bank steel your money out of your saving account monthly, they call it service charge, I had $1,438 on my savings I'm checking my savings today they kept charging me each month and my balance is $ 887 today , I wish I never opened any account with this steeling business holders