Maximum Bank FD Limit..!! | For No Income Tax Notice | Fixed Deposit TDS Limit in Tamil

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7 ай бұрын

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Maximum Bank FD Limit..!! | For No Income Tax Notice | Fixed Deposit TDS Limit in Tamil
Banks deduct tax at source (TDS) on interest income from FDs exceeding Rs.40,000 in a financial year. This doesn't necessarily mean you'll get a tax notice, but it flags your FD to the authorities.
#incometax #income #incometaxreturn #fixeddeposit #banking
DISCLAIMER
We are not SEBI Registered and this video is for educational purposes only and should not be considered as financial advice or an endorsement of specific investments. It is essential to conduct thorough research before making any investment decisions

Пікірлер: 245

@ffreedomapptamil 3 ай бұрын

Download ffreedom app:- ffdm.app/awQi

@arumugamm6040 3 ай бұрын

வழவழ என்று கூறி இழுத்து செல்வதை விடுத்து சுருக்கமாக தேவையான விவரங்களை மட்டும் சொன்னால் பயனுள்ளதாக அமையும். எடுத்துகாட்டாக ஒருவர் இவ்வளவு தொகையை நிரந்தர வைப்பு கணக்கில் வைத்திருந்தால் இந்த வகையில் பிடித்தம் செய்யப்படும் என விளக்கி கூறுவது எளிதாக விளங்கிக்கொள்ளக்கூடியதாக இருக்கும்.

@tamilrock327 18 күн бұрын

வழ..வழ😂😂னு😂😂

@pichaimuthuramachandran9103 6 ай бұрын

If your total income (FD interest+salary etc) is more then the basic exemption limit (2.5L old regime or 3L new regime) then better to ask the bank to deduct the tds, so that you can file return and claim any excess tax. Otherwise the amount of interest you pay under sec 234 (B&C) at the time of filing ITR will be very high, which will eat away all your FD interest. So that also one should take into account. Today bank is suppose to report even Re.1 paid as interest in AIS, so anyway your FD interest will be available in AIS, so you have to pay tax with fine. If you are reporting the FD interest in the ITR IT department will not ask you when you invested more than 10L in FD. Even if you reinvest the same FD in different tenure for higher interest it will be shown as New FD only. So IT dept will not question if your show the FD interest in ITR and pay tax if any.

@v.n.shehar6418 7 ай бұрын

அருமையான தகவ‌ல் நான் இந்த பதிவு என் உறவினர்களுக்கும் அனுப்பியுள்ளேன்🎉🎉

@shreekrishnan2000 7 ай бұрын

Nan romba nalla ahh indha madhiri video va paka nenachan neenga poitinga so romba tnx

@ffreedomapptamil 5 ай бұрын

Thank you , Keep supporting

@arasappanmurugan9032 7 ай бұрын

2021பின் நடைமுறையில் உள்ள டிப்பாஸிட் அதிகபட்சமாக தொகை எவ்வளவு ?

@mailamswaminathanj1153 6 ай бұрын

What is the maximum limit of FD currently which was not explicitly quoted in your video. Please let us know.

@fredericksmoses2717 7 ай бұрын

At least she is doing nicely for her age. She provides a lot of good things and and vital information. But you are doing nothing. மேயர் மாட நக்கிர மாடு கெடுக்குது.

@sasikumarnataraj6994 6 ай бұрын

Saving க்கு tax என்கிற method tappu Saving ல வரும் வருமானம் டேக்ஸ் போடுவது காவாய் தன்னிருக்கு உப்பு இல்லை என்று அர்த்தம்

@dharumanmunusamy7601 7 ай бұрын

Vanakkam Madam Very useful to public on your message. What about jewel loan pledging into the bank. And how much sealing amount each person to pledge the bank Please Madam Dharuman

@shanmugamsuseela5845 5 ай бұрын

பயனுள்ள தகவல் நன்றி.

@hariharansembunmoorthy 7 ай бұрын

Useful content, keep doing best.

@mahendrakumarm9808 7 ай бұрын

income earn panna govt yethuvum pannathu but Deduction or tax pedika 1st ah varuvanunga..

@sridharanvenkataraman7567 2 ай бұрын

வருமானம் பெருக கைகள், கால்கள், உடல் மற்றும் மூளையை பயன் படுத்தி வேலை செய்ய வேண்டும்.

@lakshminarayananc8578 6 ай бұрын

Very useful. Thanks

@anantabaskarkannayan4262 2 ай бұрын

Story writer without end serial making art.

@shanmugapriyalakshmanan2043 7 ай бұрын

Hi Yuvarani your content is not a simple video, it's a treasure now a days. Your efforts and energy are insightful. Keep rocking.

@ffreedomapptamil 5 ай бұрын

Thank you so much 🙂, Keep Supporting

@nrsivaraman 3 ай бұрын

one more treasure channel in youtube - "Investment insights" which will give way more information with example and also calculator/tool in excel sheet.

@surendrandharmarajan6637 7 ай бұрын

Fixed deposit interest and savings bank interest ITR SECTION and Tax Exemption limit detail video poduga mattum

@gsupt3325 7 ай бұрын

Thank you for the Useful video update Mam 🙏🙏🙏...

@user-ps1fl6du6g Ай бұрын

அப்படி என்ன பயனுள்ள தகவல்

@jayaprakash2718 7 ай бұрын

Best family health insurance for all type of benefits explain plse

@RSDexplores 7 ай бұрын

Mam, pls release video on NRI income and filing returns on their income...

@senthilkumar-rk7tr 7 ай бұрын

அருகில் உள்ள ஆடிட்டர் அணுகவும்.... தெளிவு பெறவும்

@AM-em1hk 2 ай бұрын

😂

@jeyabalasekarganapathi6480 2 ай бұрын

ஏம்மா SFT என்றால் specified financial transaction என்பதன் சுருக்கம். அதில் காட்டப்படுவது high value transaction . வருமானவரி படிவம் ஒவ்வொரு வருடமும் தாக்கல் செய்திருந்தால் உங்களுக்குத் தெரியும்.

@arulmurugan7981 7 ай бұрын

Annual income 2 lakh upto FD, no TDS... if bank paying 2 lakh means the individual FD limit is ??? 30 lakh. E.g 7% interest 10 lakh - 70,000 30 lakh- 210,000. So FD only source means maximum holds upto 30 lakhs.

@tamilcivi 6 ай бұрын

🙏👍

@G_R-885 2 ай бұрын

இல்லியே நான் பல யூடியூப் வீடியோக்கள்ல பார்த்ததுல ஆண்டுக்கு FD மூலமா வர்ற வட்டி மட்டும் 40,000 வரை வரிபிடித்தம்செய்ய மாட்டாங்க.அதை தாண்டி உதாரணத்திற்கு 45000ஆண்டு வட அடி வந்தால் அதிலிருந்து 10% tds 4500ரூபாய் பிடித்தம் செய்வாங்க.

@sensens1164 2 ай бұрын

@@G_R-885உங்கள் வருமான slab படி அதிகபட்சம் 30% வட்டியிலிருந்து பிடிக்கப்படும். (நாம் கட்டவேண்டும்)

@surendrandharmarajan6637 7 ай бұрын

Fixed deposit interest and savings bank interest ITR SECTION and Tax Exemption limit detail video poduga mattum (15 G & 15H ah pathi ketkkalam nadam) i think 80TTA SECTION PLZ MADAM VIDEO PODUGA yarumey intha video podala in KZbin..

@irenejose1696 27 күн бұрын

நான் 18 lakhs FD save பண்ணினேன். ஆனால் அதில் 12 lakhs loan எடுத்து விட்டேன். எப்படி calculate பண்ணுவார்கள்?

@ramasamygunasekaran5313 3 ай бұрын

Mam, please explain Senior Citizen Saving Scheme in SBI and Postal deposit also. Thanks

@bavanimayan8556 7 ай бұрын

I have one doubt, if a person doesnt have amy income, but they are getting 50000 yearly interest from FD, do they need to pay tax

@dhivakardhivakar7661 7 ай бұрын

Take about type of Government bonds

@devadarshinipakkiyaraj9871 Ай бұрын

Super explanation sister, very clear information. Thank you sister

@balajimonick2196 7 ай бұрын

Edhku Sir, Just invest in Gold amd Silver Returns minimum 10 percent return. Easy luqudity, No Tax tortures. . . This is for middle class.

@sensens1164 2 ай бұрын

தங்கத்தை விற்கும் போது வரி படித்தம் உண்டு தப்பிக்க வழி இல்லை.

@diwakarpupu 7 ай бұрын

Where it is stated that 2 Lakhs is the threshold Limit? 'kandupidichiduvaanganna' naama thiruttu deposit or benamni FD -ya podarom? Vellai Kottu potta Doctor (Parachute) -yenna vaenumnaalum chollalama??? Seems the video requires some refinement!

@gurudeva1577 6 ай бұрын

1st question was not answered Till 2021 10L was limit, what is the limit currently ??

@ramadossg3035 6 ай бұрын

நன்றிம்மா..!

@tsenthil4 7 ай бұрын

What about 41.6 crore fixed deposit, who will responsible bank manager or Ponmudi

@wilsonm6359 5 ай бұрын

Can you explain fully by part 1,2,3 like that.Can’t get full details

@sundar7462 6 ай бұрын

You even don't know what's SFT in AIS. It's Specified Financial Transaction & not Statement of Financial Transaction. Correct it pl

@rharinath77 5 ай бұрын

Yuvarani mam...check the IT limit excemption before Posting video ..

@ravindraan 7 ай бұрын

If you have proof for the source of income and pay TDS there will be no question

@ravic724 7 ай бұрын

Please give translation of your speech in English simultaneously as there are many viewers of your channel who cannot follow Tamil but are very much interested in hearing your video.

@ffreedomapptamil 5 ай бұрын

Thank You for your feedback, We'll work on it.

@Tejesh23 7 ай бұрын

Nanga safe ah fd la 80 to 1crore deposit vachirukom 10 years ah ...loosu

@jayadeva68 6 ай бұрын

ஒருவர் கடன் அதிகம் வைத்திருந்து வட்டியாக அதிகம் செலவு செய்பவர்களுக்கு என்ன செய்வார்கள்?

@Sm-jb7wk 7 ай бұрын

Kadaisi varaku Fd Limit sollave ilaiye.

@143sambathkumaran2 4 күн бұрын

10l

@duraidurairajbs7042 4 ай бұрын

Less clarity in explanation...lots of home work required yuvi

@gurumech7184 7 ай бұрын

15G applicable for

@vasup6259 7 ай бұрын

Yes it's 2.5 lack for ordinary people and 3 lacs for senior citizens. She made a mistake.

@madhavansadagopan3298 6 ай бұрын

Yes, she does not know even that. Someone must report and block this channel, or whatever it is, for spreading false information.

@shanmuganathanganesan5502 7 ай бұрын

Annual income 2lakhs keela irukkuna fd la evlo amount podalam

@Vishnuprasad-dt4xf 7 ай бұрын

Hi yuvarani, I am NRI, is it applicable in NRE account?

@amsamkannusamy8476 Ай бұрын

4 lakhs pension annual income + fd intrest 2 lakhs, so total income 6 lakhs , but , up to 7 lakhs govt.announcement no tax. இதற்கு இந்த பென்சனர் இன்கம் டாக்ஸ் வராமலருக்க என்ன செய்ய வேண்டும். Please.

@user-hs6ou1qh9s 7 ай бұрын

Can you post a video on cash deposits...

@shanmuganathanganesan5502 7 ай бұрын

Annual income 2lakhs keela irukku and income tax return file pannurathu illa apa evlo amount FD la podalaam

@SUGANYA.7 6 ай бұрын

Yearly interest 40k ku maela poana tax katanum Aana neenga sonna andha less than 200000lakhs yearly income point la enaku oru doubt Nan job kae pola aana fd poatrukaen ipo nan epdi 15g fill pananum

@mukundann5576 7 ай бұрын

What about NRO & income is less than2L from Dividend alone & FD interest is above 2+ L means & status of 15H form?

@SundaramK-kc2xw Күн бұрын

Even for 2L we have to submit/apply 15H/G form to avoid TDS with out fail further you have to apply 15H every financial year ie April 1st week. If your FD starts in Nov & applied 15H it is upto March only.Again you have to give 15H.

@vishalv8768 7 ай бұрын

Is Fd comes under Income slab means there is no tax till 3LPA is it right for normal citizen ?

@jaganathanramachandran4372 7 ай бұрын

தவறான தகவல். எப் டி க்கு எந்த லிமிட்டும் கிடையாது. கணக்கில் வருமானம் இருந்தால் எத்தனை எப் டி வேண்டுமானால் போடலாம். கேஸாக சேவிங்ஸ் கணக்கில் ஓர கணக்கு வருடத்தில் கட்டியிருந்தாலோ எடுத்து இருந்தாலௌ பேங்க் வருமான வரித்துறைக்கு தெரிவிக்கும். நோட்டீஸ் வந்தால் நாம் கணக்கு கொடுக்க வேண்டும்..

@bramamurthy5129 7 ай бұрын

As long as you are able to show account of your source of income, there is no problem. So, no upper limit for FD. Your video is misleading. Please thoroughly check with CAs and Tax experts before you release videos.

@periasamisami2444 5 ай бұрын

S she is not providing correct info ..I think she is just googling and furnishing some information

@Amarnath-hc9ub 3 ай бұрын

It is very irritating reg.the attitude of IT department Lin treating ordinary common people who have deposited their hard earned money in banks.After all banks give very minimum 6%interesrt for FD. For SB, it is below 3.. when RBI had written off 1,76000 crores of corporates loan, why IT allowed? Why IT did not object? Is it a clear violence of laws and cheating? But, they illtreat common people. In India , common people are not treated with dignity.

@nachic3974 2 ай бұрын

If the FD interest from a single bank does not exceed 40000, no TDS will be deducted, even if Form No:25G/15 H is not submitted.

@divyabharathis9889 Ай бұрын

It will be deducted, mine is deducted 4k

@subbarayalumohandoss1545 7 ай бұрын

Not only Bank FD and SB., Any interest from other sources is taxable which includes Post office NSC/FD/SB and pronotes, govt bonds etc. subject to maximum of Rs.40000 p.a (Sr.Cit. Rs.50000)

@prk565 7 ай бұрын

அப்படீனா இன்னைக்கு பேங்க்ல FD'க்கு 7.5% intrest குடுக்குறாங்க.அதிகபட்சமா 5,25,000 FD போட்டா annual intrest 39,375வருது. இது 40,000 தாண்டும் போது தான் tds பிடிப்பாங்களா?

@subbarayalumohandoss1545 7 ай бұрын

@@prk565 இதே 5.25 லட்சத்தை cummulative schemes ( வட்டிக்கு வட்டி) போட்டால் ஒரு வருடத்திற்கு ரூ.40000 ரூபாயை தாண்டும் பட்சத்தில் வரி பிடித்தம் உண்டு. சீனியர் சிட்டிசனுக்கு இந்த வரம்பு ரூ.50000. வரை. அதுமட்டுமல்ல இந்த வட்டி வருமானம் தங்களின் ஆண்டு மொத்த வருமானத்தில் சேர்க்கப்படும். அதற்கேற்ப slab ரேட்டில் வரிகட்டியாக வேண்டும். வருமான வரி, தொழில் வரி, வீட்டு வரி , கேப்பிட்டல் கெயின் டாக்ஸ், சொத்து வரி , தண்ணீர் வரி, பொருட்களின் மீதான GST வரி, பெட்ரோல் போட்டால் மாநில, மத்திய Excise duty வரி, சொத்து வாங்கினால் பத்திரம் செலவு, பதிவுக்கட்டணம் அதற்குண்டான GST வரி, வங்கியில் ATM, மினிமம் பேலன்சுக்கு பணம் எடுத்தால் அதற்கு GST வரி, வங்கியில் கடனுக்குக் கான Interest Tax, வங்கியில் டிராப்ட் எடுத்தால் கமிஷனுக்கு GST வரி, சுங்கச்சாவடி கட்டணம் + GST வரி, வாகனம் மற்றும் தனிநபர் இன்சூரன்ஸ் பிரிமியத் தொகை + GST வரி, இன்னும் விட்டுப் போயிருந்தால் அதையும் சேர்த்து கொள்ளவும். அனைத்தும் சாமான்யன்கள் நாம் ஏற்றுக்கொள்ள வேண்டும். ஆனால் கார்பொரேட் காரர்களுக்கு வரிச்சலுகைகள் அதிகம். சாப்பாடு முதற்கொண்டு கம்பெனி கணக்கில் எழுதலாம். ஹும்.

@ramshanth7773 7 ай бұрын

Max interest 40000 per yr ah sir?

@saravanan6440 7 ай бұрын

@ntrajeevithulasiram2274 7 ай бұрын

மாதம் இன்ட்ரெஸ்ட் வரும் தொகை யைப் பொறுத்தா?வருடம் வரும் தொககையைப் பொறுத்தா? ஒவ்வொரு Fd க்கும் வாரிசு வேறு வேறு நபரெனில்? விளக்கம் தேவை!

@revathir191 7 ай бұрын

Hi can you plz give the detailed information how much Max limit of FD can you male and female have?

@gurumech7184 7 ай бұрын

There is no such limits, you can keep in crores if you have.🙂

@ismailm7643 3 ай бұрын

Balanced Advantage Fund பற்றி சொல்லுங்கள்

@DEFENCE_000 2 ай бұрын

While listening with head phone unwanted noise you have added..pls avoid it

@muruganandhamr.9995 4 ай бұрын

If senior CZ having less than 50,000 = Neednot get TDS as per U. But the Bank side they dedut tax 10% and bluff as nonsence that is auto getd What for we provide 15 H. Some bank staffes does not enter into the a/c and say about 15 H. It is highly gelouse on retires.

@anbarasuk9675 7 ай бұрын

Bank interest pottu kuduthutu, income tax la kaati kudupanga 😮

@interestingtopics419 7 ай бұрын

yuvarani sis post office scheme la kuda TDF iruka ?

@BrowninBougsia 7 ай бұрын

Tell about online business like trading

@mto670 7 ай бұрын

Madam, If 10% deducted for 10Lakhs FD. My Dought 10% deduction is from whole 10lakhs or From Interest 40000crossing amounts ? Or whole (40000 + Crossing Intrest) ? Please reply don't ignore.

@diwakarpupu 7 ай бұрын

TDS 10% Only from the Interest Income You have received, Sir. DinaThanthi Video!

@chandrasekaran5470 5 ай бұрын

Sis I need the இன்ஃபர்மேஷன் about the trade profit from trader(trading person personally get the இன்வெஸ்ட்மென்ட் for trade and give the profit for some people) if that amount has tax pay

@janakiramanbala 7 ай бұрын

More clear explanation need

@balaji188923 7 ай бұрын

I have one doubt I am getting profit of rs.30000 per year in share market short term gain and I don't have any other income. Should I pay tax ?

@RIP_Annamalai 7 ай бұрын

Same doubt

@PVNathanElango 2 ай бұрын

Pl represent the FD limit madam.Thank u.

@JP-hq4sz 7 ай бұрын

Super sister!

@Benjamin45. 7 ай бұрын

Akka Is there any online typing job or any other job for students which is safe?

@mtss7335 7 ай бұрын

Join account podum bodhu mom daughter fd 1st name irukkuravungalukku mattum dhan income tax vunda illa 2nd nameukkum vunda

@a.rangarajanrajan3239 7 ай бұрын

Can we put fd in parents name legally. Is there any limits are there? Offcourse we can put as gift , but the maximum limit is 50000 only as per I known. Is there any other legal way ?

@rajuthambithurai8563 7 ай бұрын

Mam u never explain how much an individual can deposit after 2021...

@One8fansclub 7 ай бұрын

15G or 15H Sumit pantravanga maximum FD LIMITED solunga

@vasanths4501 7 ай бұрын

In previous video u mentioned about Tata AIA ulip investment and in policy bazaar website if invested for 20 years its showing 20% returns 2.5 crores. Is this real. Even nifty 50 returns are only 12%. How is this possible.?

@MrGaneshchannel 7 ай бұрын

Don't invest in ulip scheme... It's bad investment

@venkateshwarancr4729 3 ай бұрын

She misleading ..

@gunasekaran_ramalingam 7 ай бұрын

AIS - Annual information statement illa adhu annual income statement.

@manips405 7 ай бұрын

Post office life insurance pathi video podunga please

@rameshganesan6718 7 ай бұрын

I work in post office... Doing PLI too

@sasikalasivaperumal8818 6 ай бұрын

@@rameshganesan6718 sir one doubt... ipo PLI 20 years ku potrukomna athu mature agarapa antha amount ku tax pay pananuma? Or athu EEE tax exception ku keela varuma?

@j.p.martinjothinayagam6215 5 ай бұрын

Senier citizen fd limit is 700000/y lks. Tds applicable for fd int limit is 50000/. Per annum

@gowrisivalingam4546 4 ай бұрын

How

@venkatgalfar 4 ай бұрын

Can you explain the FDs - All these info for NRIs?

@viswanathank9539 2 ай бұрын

Is these rules are applicable for salaried people only?

@archvipa 7 ай бұрын

As per I T Rules, you can give Form 15G/15H, only if your total taxable income including interest on all FDs, is less than Rs.5 Lakhs. Otherwise you are not eligible to give those forms even if your Interest on FDs is less than Rs.40000/- and Rs.50,000/- for St. citizens respectively.

@AshokNATARAJAN-nb1dm 2 ай бұрын

So please tell me what is the maximum limit FD video is length

@Tanviya123 6 ай бұрын

அக்கா வணக்கம். நல்லா இருக்கீங்களா. FD வந்து என் மகன் மகள் பெயரில் தான் இருக்கு அக்கா😊😊

@edwings5685 5 ай бұрын

If I have FD for less than 10L, then no IT. Is it correct ?

@shanmugamsayeekrishnan9101 7 ай бұрын

What's the Maximum fixed deposit amount by Senior citizens in a year in government banks for a year with out any amount interest amount deducted by the bank's ?

@srinivasanv633 7 ай бұрын

Your yearly intrest upto 50000 , give 15H form in apr

@evelin3108 7 ай бұрын

Vella nivarana uthavi thogai peruvathu epadi, online la patha ration card list ah iruku, but ration shop poi ketta ungaluku illa solranga

@rameshpillai8815 2 ай бұрын

Come to the point.

@AK_crediting_official 7 ай бұрын

Akka insta la investment pana profit money earningla na yanota amma medical products investment pana 3000 but panathu Avaga reply pana materaga avala compliant pana oru video potuga akka please my mom was very serious contents please