I have been so addicted to your videos since I found them in May. I watch these budget ones over and over so that it sinks in. I am loving my workbook and have found that I was REALLY wasteful with my money. You are amazing and you explain the process so very well. I now see a light at the end of the tunnel.
@louisedillon24135 жыл бұрын
I absolutely love your videos. I have been watching a lot of other you tubers to get my fix, but none of them are as good as you. Thanks for posting your May results. Looking forward to June budget setup.
@Cgaraguso5 жыл бұрын
Your videos are so very motivating!!! You are saving me financially! I love following along side your saving journey and seeing how you paid so much debt off!! I’m still learning but slowly getting the hang of it! Thanks girl! ☺️
@bee30275 жыл бұрын
Cannot wait until you restock the planner!! I purchased one this weekend to use temporarily until I can buy the one you use. It looks like you will be taking pre-orders in a few months.
@chasswhipps5 жыл бұрын
You are amazing and inspire me to follow your simple steps. I purchased your system and have started on this Journey....feels fantastic to understand money and actually controll where it is going. Big hugs😋
@annkukku95 жыл бұрын
I love your videos. Can you make a video if someone is starting budget and meal tracking for the first time? A step by step guide to budget all areas of life? All the best and keep it up..
@fATINO923075 жыл бұрын
Can you do a video on ur business monthly tracker.
@naildbyj75275 жыл бұрын
Just found your channel and I’m addicted and ready to start. Although I am paid weekly but I noticed there aren’t any weekly budgeting videos
@bellemainmoniquebellemain97235 жыл бұрын
Kumiko, you're a beautiful and intelligent woman (with or without percing). World needs women like you. And, I love your voice. Have a good continuation. Monique (France)
@tinarn6412 Жыл бұрын
I really really miss your older style budget overview/recap!!
@joylacombe-tucker76065 жыл бұрын
Love this 💕❤️ how do you track your cushion/buffer into closing out your budget
@LACLAW005 жыл бұрын
Thanks for this video. Closing out the month is a little harder to grasp (for me) so I appreciate this. I have a couple of questions: Regarding NY trip, at least part of it was for business purposes and presumably deductible. Why did you use your personal vacation funds and run the trip through your personal budget? At a minimum your airfare and all expenses on the days of conference should be business expenses. Second question - For May you show no earned income because, as you explained, you deposited the “May 1” check at the end of April. You did the same in late May - deposited the June paycheck at the end of May (due to your travel to Texas) but you didn’t count that income in May, the way you did in the same situation at the end of April. In terms of paying the bills it doesn’t matter but as someone still trying to get the hang of parts of the budget documentation, I wonder if you can explain how you decide which month to put the earned income? The situations seemed the same to me. (In my case I had a bi-weekly paycheck hit on 5/31 and counted it for May and just showed a higher that normal June 1 starting balance). Thank you!!!!!!!!!
@halibutchaser69835 жыл бұрын
Great recap! I love how you break everything down. I am curious, if you did have a mortgage, would you include that in your debt payment plan?
@Latoshajsinspiration5 жыл бұрын
From my understanding she wants to purchase her house in cash money. That is why she is saving $400,000
@halibutchaser69835 жыл бұрын
@@Latoshajsinspiration yes, I understand that -- hence the reason I phrased it "if you did have a mortgage...." mortgages are not typically lumped with regular consumer debt ie credit cards, student loans, auto loans.
@Latoshajsinspiration5 жыл бұрын
@@halibutchaser6983 It is interesting,but from the budgeting youtubers I have seen they include it with their other debts. So,I understand your question now. Also,write her an email she seems to answer fast there. If,she does not answer your question here or in a video. Have a great rest of your day.
@cathyconey32735 жыл бұрын
Love this video thanks for the inspiration!!!
@iriamonge17045 жыл бұрын
Loved this, hope you can make the video of how you saved for the workbook
@littlemissvixen015 жыл бұрын
Iria Monge what do you mean?
@Latoshajsinspiration5 жыл бұрын
Not sure if you mean on designing the workbook or on purchasing the workbook. The workbook is her own design and that is her business. You can purchase her workbook on her website. Right now it is not in stock the printed version, but she does have a printable version of her new workbook. She does sell another version which is her first workbook design.
@mariephillips71525 жыл бұрын
Are you going to be stocking the budget by paycheck workbook soon? Love your videos!
@bee30275 жыл бұрын
Hope we can get an answer on this!! Trying to find out this too. Your videos are amazing!!!
@mariephillips71525 жыл бұрын
Bee M I read that the pre orders for the budget planner are in August.
@SilviaHonores5 жыл бұрын
Please, can you do a video to exclusively explain sinking funds? Pretty please 🙏
@mariama11575 жыл бұрын
Silvia Honores there’s one on her channel👍🏼❤️ god bless🙏
@SilviaHonores5 жыл бұрын
Found it! Thanks!
@cwj1445 жыл бұрын
Yes a clearer picture of sinking funds would help me too
@SilviaHonores5 жыл бұрын
Jay Chase this is the link to the video: kzbin.info/www/bejne/f4WrdGWXj82NqtE
@melbert7475 жыл бұрын
Can you please PLEASE make a video on how you create your budget binder?
@chandonumayas2935 жыл бұрын
Love it! Thanks for the inspiration ❤️
@mdw0005 жыл бұрын
When will the workbook be available?? It's been sold out for awhile😢 thanks. Love your channel
@doctorsaz5 жыл бұрын
real life 5 think she said September or October
@Latoshajsinspiration5 жыл бұрын
@@doctorsaz The workbook is undated so I might purchase the workbook for next year,because I purchased another planner to use for budgeting this year. It may be better to purchase the printable version,because you can use it more than once. Not sure if there will be a limit time on printing the printable version or will it be available for lifetime?
@markhines1925 жыл бұрын
Love your videos. I was just wondering, if you dont use debit or credit cards how do you order stuff online. Do you use gift cards?
@markhines1925 жыл бұрын
@@thebudgetmom I also noticed that your utility company is avista. Several of my kids live in the spokane area and that is their provider as well.
@sjjjj20015 жыл бұрын
Question about the starting balance, I get paid on the last day of the month and have some bills auto-paid the last day of the month but they don't clear obviously until the next month. On the first of June, for example, my bank could show my balance is 700.00 however after 2 May bills clear in June but paid for in May its really 500.00 would my starting balance be after the May bills clear or whatever the bank says no matter what? I didn't list the transaction in June because they are May bills paid in May is that correct?
@lupitaornelas37305 жыл бұрын
It sounds like you purchased inventory with the 98k for your business. Why wouldn't you consider that just a transfer of assets? (from Cash to Inventory)
@Latoshajsinspiration5 жыл бұрын
I know this is off subject I use to have a Spanish teacher with the lastname Ornelas. Seeing your lastname reminded me of her. She was a sweet woman. I believe she had a son and a daughter. You kind of favor her. Anyway, good luck on your budgeting this month.
@lupitaornelas37305 жыл бұрын
@@Latoshajsinspiration Its not very common so I'm surprised you've seen it before. Good luck on your journey.
@TheJinny02975 жыл бұрын
Do you still selling your book? Do you have it like printable form? I will like to have it. I need to see where my money is going.
@babysigningmomma5 жыл бұрын
Where can I find the yearly visual trackers at the end of the video?
@nikayepez52815 жыл бұрын
New to your channel & subscribed
@jennw1095 жыл бұрын
How do I get a password to your resources online? I have done everything as far as entering my name, email and hitting submit but it never sends me a password to enter your section online
@jenniferpalmer97135 жыл бұрын
I am having the same issue.
@donnaharouff50855 жыл бұрын
Is the softback version available. When I follow the link it says this page doesn't exist??
@donnaharouff50855 жыл бұрын
I will try to retrace my steps and let you know. Is the softback still available?
@donnaharouff50855 жыл бұрын
From the video I clicked on the get 10% off link under getting started. Then I went to the bottom of the page and clicked on buy it now for the softcover workbook. That took be to blub where a message pops up that page is nowhere to be found.
@donnaharouff50855 жыл бұрын
So is the printable the only version available right now?
@cwj1445 жыл бұрын
I would like to go back over your videos can you label them 1 2 3 4 and so on to get the best results from start to current to understand everything and be able to ask question if need be
@Sleepytangirl5 жыл бұрын
Can anyone let me know where I can find the monthly graph worksheets ?
@c-n-lprice56335 жыл бұрын
Colleen Ward it’s on her website, usually linked under the video.