Medical bills reimbursement claim process| CGHS | DGHS | Government employees news | Guru Ji

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Guru Ji ki Pathshala

Guru Ji ki Pathshala

3 жыл бұрын

In this video conversation, we are discussing about reimbursement claim process for medical bills under CGHS and DGHS.
Hope this will be helpful to you. If you have any queries, please write in comment section, they will be promptly replied.
You can subscribe to this channel for more such topics and latest govt employees news, and remember to press Bell Icon to get notification of new videos.
Visit my website for Circulars, Forms, Income Tax Calculator, etc.
mkp.org.in
List of DGEHS empaneled hospitals and Rate List
health.delhigovt.nic.in/wps/wc...
Important OM
health.delhigovt.nic.in/wps/wc...
Medical Reimbursement Claim Form
mkp.org.in/forms/forms/dgehs_...
Calculation Sheet
mkp.org.in/forms/forms/dgehs_...
Form of Addition/Deletion
mkp.org.in/forms/forms/dgehs_...
Draft Affidavit for loss of original claim papers
mkp.org.in/forms/forms/dgehs_...
Draft Affidavit for claim in case of death of Card Holder
mkp.org.in/forms/forms/dgehs_...
Draft Affidavit for No Objection Certificate (NOC)
mkp.org.in/forms/forms/dgehs_...
#cghs
#dgehs
#medical_bills_reimbursement_claim_process

Пікірлер: 909
@surindersingh1729
@surindersingh1729 2 жыл бұрын
Guru ji sarkari hasptal ka doctor chronic patient ko ek bar me maximum kitne time ke liye medicine prescribed kar sakta hai. Kya six month ke liye ki ja sakti hain.
@amanadityagupta3070
@amanadityagupta3070 3 ай бұрын
3 months in one go
@STUDYMitraShobhit
@STUDYMitraShobhit 2 ай бұрын
3 months, 6 months in specific conditions
@PawanVerma-rd5kf
@PawanVerma-rd5kf 3 жыл бұрын
This type of video delivering useful information in an excellent way can boost confidence directly & indirectly in teachers. Sometimes lack of knowledge leads teachers to bear unwanted torture by medical incharge, HOS & accounts dept.
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Thank you so much. Glad you liked. Sharing and support is expected...
@utsavsaurabh
@utsavsaurabh 2 жыл бұрын
Sir aapki site masti ki pathsala or video ne meri sari problem or thakan door kar di, ab mujhe apne teacher sathiyon ko Guide karne me problems nahi ayengi. Thank You Sir.
@GuruJikiPathshala1
@GuruJikiPathshala1 2 жыл бұрын
Thanks Saurabh,these comments inspire me to work more harder
@shortsmaker467
@shortsmaker467 3 жыл бұрын
सर जी आपके द्वारा दी गई जानकारियां बहुत ही अच्छी है।
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
धन्यवाद सर, आगे भी चैनल के साथ जुड़े रहे
@ambeshsingh4958
@ambeshsingh4958 Жыл бұрын
Perfectly explained Sir... One video is enough for clearing all the doubts. Wish u a healthy long life Sir..
@GuruJikiPathshala1
@GuruJikiPathshala1 Жыл бұрын
Thanks Ambesh ji
@human787
@human787 3 жыл бұрын
very informative and helpful. Please keep us informed and updated with latest rules.and o.m
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
I will try my best. Please subscribe this channel and press bell icon for notifications...
@bhupindergoyal3010
@bhupindergoyal3010 Жыл бұрын
आप बहुत अच्छा कार्य कर रहे है गुरु जी।
@GuruJikiPathshala1
@GuruJikiPathshala1 Жыл бұрын
Thanks
@krishnabaldevmaithani162
@krishnabaldevmaithani162 Жыл бұрын
बहुत अच्छी जानकारी श्रीमान्...
@GuruJikiPathshala1
@GuruJikiPathshala1 Жыл бұрын
धन्यवाद मैथानी जी
@Hello-jh4ep
@Hello-jh4ep 3 жыл бұрын
Very Informative 👍 Thanks Sir
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Thank you so much. Keep supporting...
@Deepti-83
@Deepti-83 3 жыл бұрын
Thanks for explaining the nuances of it👍
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Glad you liked. Thank you so much. Keep supporting...
@narenderfogaat2255
@narenderfogaat2255 3 жыл бұрын
Thank you sir for your valuable guidance, we hope please explain with more example to clear the topic
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Suggestion noted Please like, subscribe this channel and share it among your friends and colleagues.
@bhavnasharma7998
@bhavnasharma7998 3 жыл бұрын
Very well explained Sir.. Thank you so much
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Thank you. So nice of you...
@dr.anshuking5966
@dr.anshuking5966 2 жыл бұрын
Happy teacher's day guru ji 🙏
@GuruJikiPathshala1
@GuruJikiPathshala1 2 жыл бұрын
Thank you so much
@awanishdhardvivedi9735
@awanishdhardvivedi9735 3 жыл бұрын
बहुत बहुत धन्यवाद सर।।
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Thank you...
@ramniwassharma1518
@ramniwassharma1518 2 жыл бұрын
Sir, u r imparted excellent knowledge on service matter please also make vedio how fix pay 4th cpc to 5th, 5th to 6th cpc and 6th 7 th pay commission as early as possible
@neelambhalla6889
@neelambhalla6889 3 жыл бұрын
Excellent. Sir Very helpful
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Thanks and welcome. Keep supporting...
@jitendrasinghbais309
@jitendrasinghbais309 4 ай бұрын
aap Transfer allowance, Newspaper reimbursement and Refreshment allowance par bhi video banye
@guptaclasses3473
@guptaclasses3473 4 ай бұрын
Nice
@ritusingh6198
@ritusingh6198 2 жыл бұрын
Aapki hr video bhut informative 👌hoti hai
@GuruJikiPathshala1
@GuruJikiPathshala1 2 жыл бұрын
So nice of you. Thank you so much. Stay tuned and keep supporting...
@GanitGuruRajeev
@GanitGuruRajeev Жыл бұрын
Very nice Sir ek video deletion procedure of name in dgehs card
@artisaini4346
@artisaini4346 3 жыл бұрын
👍👍bhut bdhiya
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Thank you so much
@archanaiwcmbd
@archanaiwcmbd 3 жыл бұрын
Thanks a lot for reply sir
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Thank you Ma'am.
@shorthandspeeds4709
@shorthandspeeds4709 2 жыл бұрын
Thank u very much sir for sharing your valuable knowledge and information. It is my earnest request to make a video on CHSS and CS(MA) Thank you for your support
@GuruJikiPathshala1
@GuruJikiPathshala1 2 жыл бұрын
Thanks Amit for appreciation ,I will surely try to work on this content
@suneetaverma302
@suneetaverma302 3 жыл бұрын
Very informative
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Glad it was helpful!
@shashikantasahu8766
@shashikantasahu8766 2 жыл бұрын
Sir , Namaskar . Really you are gd
@GuruJikiPathshala1
@GuruJikiPathshala1 2 жыл бұрын
Thanks a lot
@ritusingh6198
@ritusingh6198 2 жыл бұрын
Thanks sir ji 🙏
@GuruJikiPathshala1
@GuruJikiPathshala1 2 жыл бұрын
Welcome
@anitasingh-su5dk
@anitasingh-su5dk 3 жыл бұрын
Very informative 👍👍👍👍👍
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Glad you liked. Sharing is expected...
@neera5910
@neera5910 2 жыл бұрын
Very useful
@GuruJikiPathshala1
@GuruJikiPathshala1 2 жыл бұрын
Thank you so much Neera ji
@bhuvaneshwithnature1981
@bhuvaneshwithnature1981 Жыл бұрын
Sir your videos are so good
@GuruJikiPathshala1
@GuruJikiPathshala1 Жыл бұрын
Thank you so much. Keep supporting the channel.
@snehacorner3241
@snehacorner3241 3 жыл бұрын
Thanks sir
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Welcome
@alokgupta5470
@alokgupta5470 3 жыл бұрын
Very useful information sir
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Thanks and welcome
@aies1225
@aies1225 3 жыл бұрын
Great work ❤️
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Glad you liked.Stay tuned for more such content.
@swapanbiswas2328
@swapanbiswas2328 2 жыл бұрын
Please make a video about WBHS.
@geetanjalim7525
@geetanjalim7525 3 жыл бұрын
Very helpful, sir!
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
THank you so much
@pritimangla7099
@pritimangla7099 3 жыл бұрын
Vry informative sir..
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Thank you...
@learncommercewithpradeep
@learncommercewithpradeep 3 жыл бұрын
Great sir
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Thank you sir
@nationfirstnationfirst
@nationfirstnationfirst 7 ай бұрын
Sir meri salary se payment first salary se deduct ho Raha h, but card ab November 2023 me bna h. To kya m card bnne se pahale ka claim kr skta hu. For DGEHS
@satyaroy3680
@satyaroy3680 2 жыл бұрын
Good sir
@GuruJikiPathshala1
@GuruJikiPathshala1 2 жыл бұрын
Thanks and welcome
@nilimakale7650
@nilimakale7650 2 жыл бұрын
Thank you sir.
@GuruJikiPathshala1
@GuruJikiPathshala1 2 жыл бұрын
Dhnyawaad
@gauravgautamggspecial4972
@gauravgautamggspecial4972 Ай бұрын
Sir es mai signature card holder k honge end mai ya fir jiska service uska sign hoga
@GanitGuruRajeev
@GanitGuruRajeev 10 ай бұрын
What is deletion procedure of name in dgehs card, Sir make a video on it.
@kuldeepsingh-wc7qf
@kuldeepsingh-wc7qf Жыл бұрын
Good morning sir My father is a pensioner under CGHS and he was undergone "vat upper lobe tubetcomy " lungs surgery which is unlisted in CGHS and reference letter was not given to us by CGHS dispensary, therefore we had to bear the cost of surgery and we also don't have emergency certificate because hostipal refuse our admission to emergency by saying that first get refrence letter
@CSfitness98
@CSfitness98 10 ай бұрын
Sr plz jldi guide karen kuki DDO November me retire ho jayegi. Kya mai unke khilaf court action le skta hun
@comrade1842
@comrade1842 Жыл бұрын
Reimbursement k liye ....phle dispensary doctor se refer karana jaruri hai kya...agar private se ilaaj karae to
@virendrakumar6146
@virendrakumar6146 10 ай бұрын
Nice video sir. Sir 3rd child ka medical facilities milega kya?
@PKJain-fr5qm
@PKJain-fr5qm 5 ай бұрын
CGHS के विभिन्न आपरेशन की दरों की सूची भी बताने की कृपा करें।
@Chote_thakur1809
@Chote_thakur1809 Жыл бұрын
Sir mera operation March 2022 mai Max hospital mohali mai hua tha jo ki CGHS approved hai...par bill rebursment mai equipment charge kaat liya jo ki 10000 tha..kya sir equipment charge (mini laser) CGHS k under aata hai ya nhi..plz clarify
@bhvaybhatia4822
@bhvaybhatia4822 Жыл бұрын
Sir DGHES mein dental treatment ke lia dispensary ka reference dena hoga kya??
@purushottamkumar1043
@purushottamkumar1043 2 жыл бұрын
Very useful video... Sir...
@GuruJikiPathshala1
@GuruJikiPathshala1 2 жыл бұрын
Thanks, Share it among your colleagues if you find it useful
@purushottamkumar1043
@purushottamkumar1043 2 жыл бұрын
@@GuruJikiPathshala1 definitely
@embyjosan2053
@embyjosan2053 Жыл бұрын
Sir chronic disease me outdoor maximum kitne monhts ki medicine le skte h
@ritajain4600
@ritajain4600 3 жыл бұрын
Bahut accha hai, lekin aap retired persons ke liye bhi bataiye
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Sure ma'm, in any coming video...
@amolchikurdekar1702
@amolchikurdekar1702 26 күн бұрын
reimbursement claim mai hospital bill bharte vakt 2 lac uppar cash payment kar sakhte hai
@manishjuneja1978
@manishjuneja1978 2 жыл бұрын
VERY HELPFUL
@GuruJikiPathshala1
@GuruJikiPathshala1 2 жыл бұрын
Glad to know that
@sanju8486
@sanju8486 2 жыл бұрын
@@GuruJikiPathshala1 Sir, My Father was admitted in private empanelled hospital on advice of AMA in emergency, he is suffering from chronic liver disease, he is discharged now and next time hospital has adviced to visit after 4 weeks, Is govt employee allowed to continue treatment in OPD in private empanelled hospital under CSMA rules ?
@balmukundyadav4891
@balmukundyadav4891 Жыл бұрын
Sir ji kya emergency case me bina admit hone par bhi hum bill rimebershment pa sakte hain ,kripya bataye
@rakeshaggarwal591
@rakeshaggarwal591 8 ай бұрын
Panel hospital ki pahli visit ki jo medicine 5 days ki hoti h unhe bhi NA karane ki jarurat hoti h kya sir, aur es bare m jo bhi OM h pl bataye
@nationfirstnationfirst
@nationfirstnationfirst Ай бұрын
Sir ye Bataye ki admission ke bad discharge summary me Jo medicine prescribed h, unke like NA certificate chahiye
@farazanabano4764
@farazanabano4764 Жыл бұрын
Sir, DGEHS me ivf treatment ka reimbursement hota hai kya, please btae aap
@srinivasarao2061
@srinivasarao2061 2 ай бұрын
Sir please give the information about the disallowed items in the medical bill
@vandanawasnik4235
@vandanawasnik4235 2 жыл бұрын
Sir test done in imphal referred by imphal cghs dispensary bill submitted in nagpur office. Cghs rate list for imphal not available. How to settle the claim? Please advise.
@nazirkhan9481
@nazirkhan9481 Жыл бұрын
Guruji aapka bahut bahut dhanyawad......yeh video me kafi achaa knowledge mila..... Mujhe yeh clear karna tha ...kya medical reimbursement under CS MA Rules will be added in income for calculation of income tax
@GuruJikiPathshala1
@GuruJikiPathshala1 Жыл бұрын
Yes
@anshumankumar911
@anshumankumar911 Жыл бұрын
Sir mai Saturday ko apne CGHS dispensary se refer karwa k, cghs panel Wale private hospital me dikhaya tha fir unhone urgent basis pe kuch test karane ko kaha to Maine usi hospital se test CGHS rate pe karwa liye. Per Saturday hone k karan mera CGHS dispensary jaldi band ho gya aur mai test endorse nhi karwa paya. To kya Monday ko CGHS dispensary se test endorse karwane pe bill ka reimbursement milega? Aisi condition me kya karna chahiye?
@devchadha
@devchadha Жыл бұрын
sir ji, Emergency hone pur hospital m admit hona para, kya covid antigen test and nebulizer mask ka dgehs m reimbursement ho jay ga
@asifiqbal8621
@asifiqbal8621 3 жыл бұрын
Nicely explained sir. Sir pao regularly puts objections in medical bills in terms of 1. Consumables items 2. Medicine charges 3. Investigation/ lab charges not listed in CGHS/ dgehs list. Please clarify how to restrict the above points so that it may not come under objection.
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
1. Consumable items are reimbursable in IPD treatment only. 2. Only NA medicines are reimbursable. 3. Investigations not listed in CGHS list are not reimbursable.
@manojsingla6608
@manojsingla6608 Жыл бұрын
I m govt employee mujhe govt ki taraf se 2 lakh rs medical reimbursement claim hua ha ... Kya woh amout taxable ha ya nhi aur kitna tax lagega plz reply
@AbhishekTiwari-iz7pm
@AbhishekTiwari-iz7pm 2 жыл бұрын
Sir bachche ke delivery ke baad bill jo hai wah package rate par payment kiya jaata hai...us dauran jo medicine di jaati hai use bhi package mein count kar lete hai...kya medicine ka paisa diya ja sakta hai alag se...please bataye
@CSfitness98
@CSfitness98 10 ай бұрын
Sr ji mera 10 December 2019 ke bill mene meri DDO ko submit krvaye the. But usne mere sare bil gum kr diye drsal uski mnsa hi nhi thi ki mujhe claim mile. Sbhi bills empannelment hospital ke hai. Pahle mujhe gumrah karti rhi ab 2023 me bol rhi hai mene to apke bills DGHE panchkula bhej diye the. Mai kya krun plz guide karen.
@sahdevsingh596
@sahdevsingh596 2 ай бұрын
Sir ek case aaya h ki, dispensary se NA krwana ka period kitna h after dr prescription
@everythingeverything111
@everythingeverything111 2 жыл бұрын
Sir AMA wala bhi bataiye please
@bestgk4you723
@bestgk4you723 Жыл бұрын
Guruji CGEHS area mein na ho toh waha medical claim kese karega.
@SHIVAKUMAR-qt2of
@SHIVAKUMAR-qt2of 2 жыл бұрын
Isme CAPD fluid test ka DGEHS Code blank kyu hai or uska Reimburse hoga ya ni jiska DGEHS Code na ho rate list me
@abhishekbhatt166
@abhishekbhatt166 2 жыл бұрын
UP govt mein kya rules rhenge for LEVEL 10 CPC officers??..
@vikasjadhav7711
@vikasjadhav7711 2 ай бұрын
Sir agar doctor se prescribed medicine cghs dispensary par available na ho and cghs incharge hame wo medicines bahar de lene ke liye kahe to use claim kese kare kyuki bahar ki medicine claim ke liye approved nahi hai please guide
@kishormeena3945
@kishormeena3945 Жыл бұрын
Agar hum panel ke Hospital me dhikhaye TO claim ke liye emergency certificate ki jarurat hai kya mcd walo ko humne reffer bhi karwaya hai mcd Dispensary
@sudarshansingh1084
@sudarshansingh1084 2 жыл бұрын
Thanks sir. Please tell how a pensioner can avail CGHS facility, who is away from CGHS Centre
@ArvindChauhan-zy4bw
@ArvindChauhan-zy4bw 12 күн бұрын
Sir ,Please ye batye ki agar treatment aiims delhi se chal raha h , 24:15 24:15 aur koi test Lal path Dehradun se karaya ho tab uska reimbursement panel rate par dgehs me kara sakti h kya.
@carhub6659
@carhub6659 Жыл бұрын
Sir i got my dental treatment done in a private clinic by the referral of Coal India Hospital Doctor and after the treatment is completed he said that we cannot claim medical reimbursement as it was treated in non-empalled hospital.So what's the point of his referral. Can we claim medical reimbursement ? Please Sir Reply 🙏
@mukeshkumarsharma1222
@mukeshkumarsharma1222 Жыл бұрын
Guru ji, kripaya clear karen ki Yadi koi DGEHS employee retirement ke baad Delhi se bahar jakar rahane lagta hai , tab vah apne treatment ka reimbursement kaise lega ?
@ddeducare_tutelage
@ddeducare_tutelage Жыл бұрын
Sir, please say, whether chemotherapy after surgery is entitled to cover under CGHS.., for a pensitioner and his wife?
@RuleGuru
@RuleGuru 2 жыл бұрын
Sir kya 3rd child ka bhi medical facilities/reimbursement available hogi under cs ma rule
@sanjaytongaria4423
@sanjaytongaria4423 2 жыл бұрын
Sir जो टेस्ट पैनल में नहीं आते फिर भी यदि डाक्टर लिखते हैं तो क्या उसका reimburse करवाया जा सकता है कृपया बताए 🙏
@pradipkumarhota1475
@pradipkumarhota1475 9 ай бұрын
What is the time limit of submission of medical bill for advance received employees
@dharmvirprajapati5665
@dharmvirprajapati5665 Жыл бұрын
Sir 6 month se jyada ho gye h konsa railway rule h jiske anusar hm reimbursement form apply kr skte railway rule ki pdf send kr dijiye
@perwezalam4104
@perwezalam4104 Жыл бұрын
emplyee retird ho gya hai unki treatment chal rahai h new card banne me time lagega to wo apne office me retired hone ke kitne din bad tak us office me bill submit kar sakta hai
@ManiGupta-vr2lm
@ManiGupta-vr2lm 10 ай бұрын
Hello sir ..mjhe surgery pvt hospital me delhi me krani h ..meri mother UP govt se retired h kya ..other state se surgery krane par medical claim mil skta h ??..please rply
@kajukanhaart9251
@kajukanhaart9251 Жыл бұрын
Sir maine jis hospital se operation karaya hai wah hospital ke list me nhi hai to kaise payment refund hoga
@bhagwatdayal6473
@bhagwatdayal6473 3 жыл бұрын
Thank you sir, please also guide for cashless pensioners, retired on2009
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Sure Sir,I will try to cover this topic in future
@rahulbharadwaj4597
@rahulbharadwaj4597 Жыл бұрын
Sir mera medi claim amount office se time par na dene ke karan laps ho gya hai ... Ab mujhe kya krna chiye
@User_guru-ji
@User_guru-ji 6 ай бұрын
Sir m registered advocate hu and meri age 26 years hai but i am unmarried kya m medical expenses ko reimburse kar sakta hu
@RAJKUMARHALDER
@RAJKUMARHALDER Жыл бұрын
Sir, Is there any OM for CGHS that referral is not required please
@shitaljangale7153
@shitaljangale7153 7 ай бұрын
Sir agar OPD medical claim Time Barred hota hai to kya kare
@kabooter72
@kabooter72 Жыл бұрын
Respected Sir Is it compulsory to fill and attach essentially certificate A alongwith annexure I and II for reimbursement as my DDO is emphasising it
@archanaiwcmbd
@archanaiwcmbd 3 жыл бұрын
Bahut bahut dhanyevad apne reply kiya but problem is that hamne hod gynaecologist disst hospital se higher treatment k liye permission karva li thi but hamre department k officer hi application forward nahi kr rahe khte h govt ka GO m nahi h ye koi illness nahi h
@GuruJikiPathshala1
@GuruJikiPathshala1 3 жыл бұрын
Please see this OM: www.mkp.org.in/circulars/ivf_treatment_2011_22112011.pdf
@deepakkrsingh562
@deepakkrsingh562 2 жыл бұрын
I have CGHS card and I am getting treatment in CGHS empanelled hospital as per nabh accreditation but reimbursement is per non nabh. Is there any rule something regarding it?
@poojachauhan502
@poojachauhan502 2 жыл бұрын
Sir govt school agar apne employee ki file bhejte hsi toh uska process kya hoga . Please guide.
@SandeepGupta-ds8om
@SandeepGupta-ds8om Жыл бұрын
Link se form dounload nahi ho rahe hai, likha aata hai ki your connection is not private
@satyajitpaul2086
@satyajitpaul2086 Жыл бұрын
Sir E Bill in PFMS ka vedio
@mrgillfacts2796
@mrgillfacts2796 2 жыл бұрын
Sir please reply government kb tkk check pass krti he aj 3 days ho gae hein lekin abi tkk nai hua
@aashibaby1420
@aashibaby1420 4 ай бұрын
19 saal Ho gye retirement ko par madical allonce nhi mila kya karu me
@jayeshvaghela3101
@jayeshvaghela3101 7 ай бұрын
Sir, employee covered under CSMA rule Prenatal treatment by AMA doctor during pregnancy is eligible for reimbursement or not?
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