Medicare 101 - What is Medicare? | Medicare basics | Medicare 101

[@nycgent50]

This is by far the best anybody ever explained how Medicare, Medicaid, Advantage and Medigap works, what they do and about how much they costs. Thank you Bob for making it easy for me to understand !

[@oksubreault200]

Thanks a lot Bob. I am confused no one tell me diffence for Advantage MEDICARE and Supplements this video explains as well. After saw your video explaining what to do exactly. I

[@kman3505]

Best I could understand ever I have HMO-pos and VA Champs is this good could am benefit focus😮 40:10

[@jeanellalee5134]

I'm 66. Didn't file for Social Security or Medicare when I turned 65 because I didn't realize I had to, thought I could do it when I decided to retire. Thank you for these videos,they were very helpful. I believe I'm more of a Supplement/Plan G person. Thank you again for the info.

[@nessundorma2000]

Hey Bob, I’m turning 65 in the next 6 month so I have been looking at a lot of Medicare videos. BECAUSE OF THIS VIDEO, I will be calling YOU for assistance! A truly WONDERFUL presentation. This is the first time I’ve understood my choices. Much, much appreciated. Thank you, Sir!

[@vanessajohnson500]

This is the one of the best or should I say the only video that I would recommend to anyone who’s gonna medicate it explains in detail especially if you cannot understand this broke it down for me and Bob you are a 10 star gentlemen thank you for your advice

[@GodManCan]

This is the best video I've seen that explains the full spectrum of Medicare Plan options!

[@weese9724]

Even though this video is 3 years old, it have given me some valuable information!

[@MedicareBob]

Thank you.

[@cashmoney297]

Thank you so much for the explanation you gave. I’ve spent the last 4 months trying to make decisions about my healthcare, have received so much conflicting information from everyone I’ve talked to including Medicare and Social Security. This is the first time I actually felt like it all made sense.

[@MedicareBob]

This comment makes my heart smile! Thank you. If you would like to speak with one of our Agents, please call us at 1-855-368-4717. -Bob

[@drdropps]

Youre 65 years old and your youtube name is cash money? Nice

[@bethrichmond2894]

I’ve had Medicare since 2017 and today is the first time I have actually understood what the plan is, how it works and what I am truly doing. I think I can have a piece of mind now!! I’m truly blessed to have my Medicare and my disability insurance. Thank you for this video message.😊

[@alinuernberg8399]

That's right, this man is a genius at explaining Medicare, and in fact he will explain to you any topic he chooses to be interested in! After his lecture, you really get a thorough and clear knowledge of the issue and in the most objective and non-commercial way! May be graded as the best in the field!

[@MedicareBob]

Thank you so much!

[@Guitarist33764]

This is an excellent presentation. Thank You. Medicare no is longer an ominous subject. Cut through all the confusion. Bravo!

[@DH-vf8ry]

I had no clue about Medicare.... I was searching you tube and you are the easiest to understand.... thank you

[@lorimacdonald2222]

This really cleared up a lot of things for me- I am a Medicare Provider and have been for almost 30 years and never really understood it completely. Now I can actually help my ptns who say "don't need MC part A cause I'm still working until I'm 70, and will get it then -Yikes,!!!" And can get them with someone who will steer them straight. Thank you- excellent talk.

[@kellypayne8512]

Not sure how old this video is but I’m paying $275 per month for a supplement plan through United Healthcare in 2022.

[@dhandlh]

Thank you Bob you made this very very clear! I plan on calling you as I will be turning 65 in January. You are a blessing and thank you again!

[@knowledgeseeker31]

I agree. This is the most clear, organized explanation that I’ve ever seen.

[@knowledgeseeker31]

Updated: While I knew the $ amts can change each year, I just found out that other major Policy changes took place. E.g. Medigap Plan F non existent as of 2020 for new participants.

[@MedicareBob]

Yep, anyone that joins Medicare after 01/01/2020 is not able to purchase a Plan F.

[@spiritosa0123]

Bob. You have a great presentation. I would work for you!

[@Iheartcatz]

Thank you Bob. Im prepared when i turn 65

[@vanessajohnson500]

Best video out well explained I have no problem of picking my plans thank you bob

[@alibubba4137]

Mr. Medicare-Bob - Indeed, I enjoyed your KZbin-Presentation very much.... It is rather informative with a great deal of PASSION and KNOWLEDGE to have an in-depth explanation.......... Many Thanks,

[@anabelornelas3164]

Excelente video thank you for your teaching Medicare Bob I have questions for you?

[@kingedwardthenow]

I wish I found this video before I took the AHIP. It would have made things much easier to understand.....

[@sylviakennedy4305]

Thank you, I'm helping my parents and this was great. I just read all Medicare A through N. thanks for clarifying

[@charlenewhalley7936]

Thank you for your information on different Insurance companies and how they work!!! I learned a lot for your videos. Have a blessed day because you deserve it!!!

[@MedicareBob]

Thank you. If you would like to speak with one of our Agents, please call us at 1-855-368-4717. -Bob

[@pearlmason4271]

I loved your video Medicare Bob. I will be taking the state exam next week to become an agent in NC. I am so ready to start this journey. This was so informative. I pray I will be able to help my clients like you. I would love to learn under you. Again thanks for the video.

[@MedicareBob]

Thank you, I am rolling out a consulting service starting in January of 2023 under "Medicare Monsters". I would love to work with you.

[@pearlmason4271]

@@MedicareBob Please keep me informed!

[@wt88.]

Hi Bob, thanks for the Video. A point of clarification- enrollment in Medicare is NOT automatic. You must call Social Security Administration to enroll into Medicare and have a 6 month window (3 month prior and after birth money) without incurring penalties.

[@MedicareBob]

Thanks for your comment. If someone is drawing ssc income, than enrollment in Medicare is automatic. If someone is not drawing ssc income, than you are correct, one would need to apply.

[@wt88.]

Thank you for the clarification. Your video is such a great resource.

[@jeffreyenglert697]

Excellent presentation Bob. Thank you for the education.

[@olgapineda8928]

Thank you Bob! I will definitely share this very useful video .You are great breaking it all down ! 😷

[@susiegonda8901]

THANK-YOU for the information! You have made it clearer what I might do.

[@RickEWritesInsurance]

Appreciate the value on this. I’m not Medicare eligible however I help beneficiaries with their needs.

[@MedicareBob]

Thank you, nad thank you for also helping Medicare Beneficiaries.

[@UziOptions]

Bob- your video was superb, to say the least! Clear,concise,to the point and very easy to understand. Can tell you are a PRO in your industry. Do you plan on doing an update since this video is 3 years old now? Thanks.

[@HB-yq8gy]

Thanks, Bob, for the great explanation even though I'm 57 y/o.

[@kalapattybaldeo4113]

Thank you Bob for the explanation!!!

[@janiceg1339]

This was the best video. Excellent job Bob! I understand so much more, and Medicare is not as scary as it seems.

[@MedicareBob]

Janice G my pleasure!!!

[@abatekebede5175]

I am 73. Can I go from advantage to supplement?

[@user-ti3vp9mt3z]

It's ridiculous complicated

[@henryhill7119]

This is very interesting ☺️ but still hard to remember.They all have a catch it's confusing.thanks Bob

[@cathyjefferson2100]

@@MedicareBob you are the Awsome greatest teacher!!! Ever!! Love this Medicare Learning video!!! You are the best and handsome too!!;🥰😄hahaha

[@dongyehou4678]

Very informative, clear understanding comparison. Great job. Highly recommend and appreciated. Thanks

[@richardhill2379]

Thank you, now I can get busy finding out who to talk to here in Az regarding plans.

[@nancyscheffler4578]

Wow, I am impressed with you. Thank you for making things easy. I understand it.

[@MedicareBob]

Thank you :-)

[@joebarriga-9945]

good information ,helpful. am 74 ,and i need all the help in choosing the right plan. thanks.

[@MedicareBob]

Thank you! My Team and I are happy to assist you. There is so much misinformation out there that it can all seem so confusing. Give us a call: 1-833-463-3262.

[@mariebaptiste4194]

Thank you so much for being so thorough. I learned so much from your presentation. I truly appreciate you 😊

[@williamrodriguez3388]

Thank you Bob!!! I know now what I need to do, your explanation was clear and to the point.

[@MedicareBob]

Thank you!

[@answermetvanalyzingallangl2047]

Awesome info. Excellent summary of Medicare options

[@grannyarkue9199]

Thanks Mr Bob I just came across ur video n thanks I appreciate u thanks I will be calling u n I send it to my sister n brother in law who will be calling also thanks

[@annsavitri6954]

Very informative and helpful!! Thank you Bob!

[@hectormarcayda8608]

Sir. Excellent video, detailed explanations. Question -- I will retire as a Federal Employee and would like to know how my Federal Health Benefits plan is impacted by Medicare (Parts A, B, C, or D). In other words, if I elect FEHB in my retirement years, do I have the flexibility of opting out of Parts A/B, and choosing a Medicare Supplement/Medigap?

[@vicentedomingo4068]

Robert excellent explanation. How are about if someone goes out of country? Thank you .

[@pperdion]

I think Connecticut has special rules about switching from Medicare Advantage to Medicare Supplement

[@maypushful]

Thank you so clear and very much information, I am 66yrs retired only on part A ,wife’s insurance will there be any penalties when I join part B

[@bonnietong7589]

Question: my husband is still covered by his employer health insurance for a few more months. He suffered a stroke a few months after turning 65. We were able to sign him up for part A and B 3 months ago. We submitted the form showing he was covered by this private insurance.Since we still have great insurance I didn’t sign him up for Medigap yet. Is it too late to do that? I’m now worried. Ugh…

[@ColleenNustad]

Thank you, you answered the basic questions, very helpful

[@MedicareBob]

Thank you!

[@smissu1]

Great video! Thank you for posting...

[@sanjaypatidar5191]

This is one of the best video. It clear all concept about Medicare. Thank you very much Bob. Very informative 👏🏻

[@Joan-ej7wv]

Do you have agent in FL. Miami Gardens.

[@aliciar.miller6521]

Incredible video. Thank you.

[@MedicareBob]

Glad you enjoyed it!

[@milisantiago8331]

Thank you for your teaching. The way it's explained is way more understandable. But is it too late to change my plan to supplement .?

[@williamwhite4720]

I'm 75 and am using the VA and had part A&C since 65. The VA has covered everything. Do I need to be concerned?

[@MedicareBob]

thank you for your Service. If you have A and B, than you should get a Medicare Advantage (Part C) Plan that is designed to work with Medicare. These Plans are designed for Veterans and have additional benefits like: Dental, Vision, Hearing and some even pay you back around $100 per month back. If you would like help, call us: 1-855-368-4717.

[@angelabradley3454]

Really easy to understand from this video. Thank you.

[@louiserefanfan7139]

Thanks very much for your precious information.

[@kathybunch200]

Thx for the info. I watched on my 44” TV & it was very difficult to see the green pen writing in the white board. It could’ve been the lighting, I don’t know. I just watched a man using a red marker on his white board & it was better. Very informative video tho

[@gailsand4744]

Excellent and easy to follow. Question. If I choose A, B and G and decide I would rather have Advantage, can I switch the next year? Question. Do you recommend Psrt D if a person is healthy and takes no medication? Do you just recommend for people who take regular meds daily? Can Part D be added at some later date if a prescription becomes a reality? Question. Does Medicare A and B cover Vision and Dental?

[@jboy1757]

I’m turning 65 soon but my spouse is still a few years away. I’ll file for Medicare but is my spouse also covered by Medicare? My spouse is not working.

[@trish8735]

You never mentioned Supplements Stability on cost Increase. That is an important Fact for people on medicare. Supplements cost can increase

[@nilzakawamura7249]

Tank you so much

[@latishasam2635]

@@nilzakawamura7249 czczc

[@pedaphelps]

Hi Bob does all this still pretty much stand true???? If not could you do a follow up video. My wife and i retire this year. But won't be 65 until next year. Do you have any suggestions on what to do until we turn 65???????

[@MedicareBob]

Yeah, it still holds true. MAPD plans are getting more attractive and Plan G medigap is still what I’m recommending.

[@joebarriga-9945]

i have advantage plan,however unfoseen medical events happened in late2022, had 4 surgeries for skin cancer, i plan on switching to plan g, i wonder if i will be allowed? i am cancer free now per the surgeon.thanks

[@caterinaguarino7757]

Finally, so clarity ! thank you !!

[@juangarcia8828]

Tengo 45 años. ¿Puedo cobrar los beneficios de Medicare?

[@Paul-be5hy]

Hi Bob, this is a great video! I will be calling you when it is time for a Medigap policy. My question is that I have retired but I am not collecting SS yet and I Will be turning 65 in May 2022. I am currently on my wife's insurance and I will be on it until she retires in another three years. Do I just sign up for part A and hold off on part B until she retires? I do not want to lose that six month window. Any help would be great. Thank you!

[@MedicareBob]

You should get Part A automatically and you will not need to enroll into Part B until your Wife retires. At that point you will get your Part B and you will have your 6 month window for Medigap at that point.

[@donnaroth1576]

If you have try care how does that work I refuse to give it up.some one says it doesn't cost anything. Can you explain that to me

[@wt88.]

You will need to enroll in Medicare with Social Security Admissions. It is NOT automatic. I am also turning 65 in May 2022, you must enroll within 6 months (window is 3 months prior or after your birth month) without any penalty. I called SSA in March, and SSA scheduled a phone interview for me late April to complete my enrollment. Key Point- you must call SSA to enroll in Medicare now, it’s NOT automatic. You can also save yourself some time by registering online to create an account with SSA to avoid looking for personal info when speaking with SSA. Good luck. 😊

[@christinespeyerer470]

Very informative, excellent.helpful

[@naomicoutinho8499]

Thank you Bob!! Your video is excellent!! It helped a great deal for someone new to Medicare. Any suggestion on what criteria to compare ....my husband is Medicare eligible and can choose between between being on my insurance from work HSA Plan and Plan G. Currently, the premium at work is $198.29 for Medical per pay. There are 2 pays periods each mth. The family deductible is 3000.00. The MOOP is 10K

[@MedicareBob]

As long as you are still working and he is on your coverage, he can defer Medicare Part B and not be penalized. You are in the position of evaluating if he should stay on your coverage or go onto Medicare and add the Plan G. Based on the deducible you mentioned and the MOOP, it's your call. Part B is going to be $165 a month, the Plan G is going to be around $125 (I would need more info to provide an exact quote), part d is going to be $25 (again not exact quote). So would you prefer for him to pay around $300-350 have a $226 annual deductible and $226 MOOP or pay the $198.29 and stay on your coverage? I dont think there is a bad answer here... Call our office and ask for Marcus Graham, 1-833-463-3262. He will provide the exact cost for the part D and the Plan G. His health is a factor, if he is healthy then I am 50/50 on what you should do. If he has health issues, than put him on Medicare and the Plan G.

[@FISHNMISFITSJimMattBryanRick]

I'm on insulin Bob..what Part D is best

[@lawrenceiuso5069]

Excellent tutorial!

[@davidharris678]

Why do medicare supplement agents never talk about rate increases with Med Sups? Because they will go up.

[@MedicareBob]

Medicare supplement premiums do increase. In my experience, if someone gets a rate increase but they used their Plan a lot, they are not upset because they are getting value. When new to Medicare Part B this is the only time when everyone is automatically approved for a Medicare Supplement Plan. You are allowed to shop your Supplement Plan any time of the year but you will have to medically qualify to change your Supplement Plan. I always try to assist my Clients with getting the best priced Medicare Supplement Plan that they are eligible for.

[@pmm1044]

Would have been nice to discuss vision and dental

[@stephenblessed92]

Hi. I'm from the future and Part B is now $170. Yikes!

[@marie-jk7tl]

I’m on Medicare part d but never used it; or take any meds or drugs from pharmacology, only Functional supplements. Should I stay on plan in case of emergency admission to a hospital?

[@MedicareBob]

I recommend keeping your Part D Plan, there is a penalty if you do not have one. I recommend getting a low premium part d since you do not take any meds. OR look into a $0 premium Medicare Advantage Plan that includes Part D at no cost. if you you like some help give us call: 1-855-368-4717.

[@logancool5589]

Will Medicare pay for radiation treatment and skilled nursing facility at the Same time?

[@artaxerxes2363]

so literally we're screwed!

[@carolraio1344]

2022 $170. Month std.. + January deductible $233.. Divide $233. By 12 months add to $170. Taken out of your SS check Actually paying averages about $190. Month

[@stacystanley262]

Robert is there a fee when working with your company to purchase a Medicare Plan?

[@MedicareBob]

No fee to work with my team and I. 1-855-368-4717.

[@geraldjosserand4476]

I am now 75 I did not take supplement b what can I do now

[@christinespeyerer470]

Thanks for the great job

[@ellens5183]

Thanks for the video I just turned 63 but wonder if I will go to another country for a few months would I be covered by Medigap And if I cancel for a few months is it an option to reenroll when come back

[@MedicareBob]

You would have a foreign benefit but not enough to only have it if you are out of country for more than two months.

[@whtmasterd]

Brilliant explanation, it all makes sense now.

[@MedicareBob]

Thank you!

[@jackrosario9990]

An advantage plan is not cost effective it really cost more the whole system should go to traditional Medicare with full coverage for everything!

[@atulksahay5260]

What happens to spouses when they turn 65 currently on availing Spouse Social Security Benefits ? Will they automated enrolled in Medicare ??

[@lindaeverett6398]

I was so confused, but now through u I understand more, I turned 65 this past November so I just chose something which was united Healthcare where I get my pension, but I don't know if I made a wise choise

[@teambigv]

I'm currently on my wife's work insurance, but she's retiring in Feb I was on her insurance when I became disabled. I'm also under 65 will I have to answer a bunch of health questions to get a supplementtal plan?

[@MedicareBob]

No, you will have 6 months before and after that you will not have to answer health questions.

[@peterb.snyderman5460]

spectacular video ... thanks. quick question: you said the only time you can get a guaranteed issue supplement is upon initial eligibility. are you able to switch within the supplement plans, e.g. from F to G, during an open enrollment period, or is switching also not guaranteed after initial enrollment? thanks again, pete

[@MedicareBob]

Thank you for your question, when you turn 65 it is the only time in your life that one is eligible for any Supplement Plan that they want without medically qualifying without. There ar eother Guaranteed Issued rights, 7 of them to be exact that allow one to get certain Supplement Plans without medically qualifying. For example, if you have a Medicare Advantage Plan and then move out of service area then you are a GI for a Plan F if you went on Medicare Part A / B prior to 2020 and Plan G if you went on Medicare after 2020. Now, to answer your question, you will have to medically qualify to go from a Plan F to a Plan G and vice versa. Let me take some pressure off of you, Plan F, G and N are all AMAZING plans, so even if you get stuck in one of them, you are going to have great coverage. Also, in my experience, if a person is not healthy enough to change their Supplement Plan to a different one they are not upset because it means that their Plan is paying there bills while they are going through a medical issue. We only get "mad" at our insurance Companies if we are paying a ton of premium and not getting a return from them in the form of them paying claims for us. So basically, if you cant change it is because you are prob using the Plan a lot which means you are coming out a head. -Bob

[@fernmontgomery4957]

Medical Bob 🚑 ⚕ I need your website please post for me to do this problem time it's just to get some need information

[@MedicareBob]

www.seniorhealthcaredirect.com

[@rustymaeblassman2038]

This is year 2022 so your 2 years behind. I can tell you know what your doing but get caught up please.

[@manuelmack8918]

I turned 65 last year and now I have to deal with this complicated medical coverage. 🙄🤔🤣

[@judithmaddox4186]

Very informative video!

[@Happyguy60]

What if I’m 23 and want health insurance?

[@MedicareBob]

If you are under 65, you would need to be on disability income for at least 2 years to qualify for Medicare. Otherwise, you can get health insurance through www.healthcare.gov

[@kirubealbekele4955]

TZhis guy is very good.

[@richardargst157]

Why are Medicare premiums so low?

[@SandfordSmythe]

You're pay for outpatient care only, low administrative costs, and it is partly paid for by the government.

[@richardargst157]

@@SandfordSmythe Premiums are low because taxpayers are subsidizing the program. Seniors should pay more of their share.

[@SandfordSmythe]

@@richardargst157 Medicare was created because insurance premiums for this high risk group could be unaffordable. Medicare does make the more affluent pay more.

[@richardargst157]

@@SandfordSmythe All of this would be great except we are asking young workers to help support retired people. Seniors had their entire working lives to save for their healthcare in retirement. Young workers are paying much more in Medicare taxes than we ever did. Seniors need to pay much higher premiums.

[@carles.antonell]

Is there a part C?

[@MedicareBob]

Yes, Medicare Part C is also referred to as Medicare Advantage.

[@janoivhdez1154]

Really good video!

[@MedicareBob]

Thank you!

[@brennantillie4781]

Great video

[@annieharris8613]

Thank you sir I think I’m paying more than $300

[@aliciahilton9240]

What if youbare on medcaid what to do

[@aliciahilton9240]

What to do if on medcaid due to covid how to do it

[@narendrapatel3955]

BOB YOU BEST👍👍👍🏃🏻‍♂️❤️🌺

[@Ordinary-Hendrik]

Thanks!

[@PancakeWafflehaus]

Then there's a supplement F+ with high deductible 😭

[@caterinaguarino7757]

So if your not getting SS and your turning 65, do you pay the $185 out of your pocket ?

[@SandfordSmythe]

Yes

[@MedicareBob]

If you are not drawing SSC than you can set up auto deduction or mail in your premium payments for the Part B Premium.

[@spiritosa0123]

Thank you bob