Millennial Home Buyer | Music Video

A young millennial's attempt to buy his first home.
www.ifht.tv/
Produced by IFHT Films: ifhtfilms.com
Follow us: / ifhtfilms
Support us by buying a shirt, stickers & more: mahalomydude.com
Check out our mountain bike channel: / mahalomydude
Produced in association with CBC Comedy
/ cbccomedy
MUSIC PRODUCED BY:
Mannan Ahmed
www.majorfoxsou...
AUDIO ENGINEER:
Justin Villarosa
www.majorfoxsou...
Click CC for Lyrics
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STARRING:
Millennial
Michael Russell (@mikearussell)
Real Estate Agent
Megan Hui (@meganhui)
Mom
Tabatha Visutskie
Dad
Jonathan Eltis
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PRODUCED & DIRECTED BY IFHT
Matt Dennison (@mattdennisontv)
Jason Lucas (@itsjasonlucas)
David Wiggins (@davidjwiggins)
Michael Russell (@mikearussell)
WRITTEN & PERFORMED BY:
Michael Russell
DIRECTOR OF PHOTOGRAPHY:
Matt Dennison
EDITOR:
Matt Dennison
SPECIAL THANKS:
Major Fox Sounds, The McRae Family, The Kokotailo Family, The Schuster Family, Pasha Eshghi, Brooke Taylor, Kaz Yamamura, Chris Clark, Kyle McCutcheon, Tyrone Warner, Chris Harris and The Rat Family from the decrepit shack.
Mail stuff to our P.O. Box: goo.gl/fVOzxf
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If you’re still reading this say “Anthony Fantano review this please" in the comment section.

[@MrDeaz]

The worst part about this, is that back when this song came out, the house prices were like 30% cheaper than they are now now.

[@CyclingYYC]

Yeah... its really depressing.

[@YFZriderdude15]

@@CyclingYYC 2022 the market is crashing.. now is your chance!

[@Don-Michael]

When you originally commented this they were 30% cheaper than they are now 😂

[@jimp4644]

lol you are damn right! @@Don-Michael

[@Tagout10593]

AHHHHHHHHHH

[@stinky1138]

This was depressing af... I've actually heard people straight up say they are giving up on ever hoping to own a home and just hoping they can rent better in the future... Also read about a family who was renting with no hope of buying--they sponsor some kid in a 3rd world country--they got an update on the kid saying the family had just purchased their own multi-bedroom house...... shit's fucked.

[@hamsterama]

+stinky1138 Tell those people you know that there is a way to be a homeowner and profit from rising rents. Buy a duplex, live in one side and rent out the other. That's what I do, and it's allowing me to live in a rich old-money suburb that I otherwise would have never been able to afford. It also provides for amazing tax deductions. Like you can depreciate half your house, and you can deduct half the cost of anything related to the yard, such as a lawn mower, gardening tools, flower bulbs, shrubs, professional landscaping work, etc.

[@Daskard]

Step 1: Buy a duplex. For how much exactly? :D And from which savings? The savings people over in America (I am from Europe) don't have because they are slaves to their student loans? Not everyone gets a scholarship and not every field is paid fair; e.g. architects usually start quite low (from what architects and people from fields related to architecture have told me). I know housing prices in the U.S. and they are insane. Rising rents are always good ... for home owners. Have you ever thought about the other side? Devil-may-care ...

[@hamsterama]

+Ronald I spent years saving to buy my place. I did not have the money to purchase my property until shortly before I turned 30 (this was in the year 2014). There is no instant gratification. My salary did start low, as does everybody's when they start out, so I had to wait till I I saved enough and my salary increased.

[@stinky1138]

hamsterama mate I'm 33. I'm not a young kid here. i have exactly zero hope of ever owning a home. a cheap home where i rent is around 6-700, that's an apartment or town house, a full size house is 1M. if i go buy in the 500 range, it's more than an hour to work each way - not accounting for traffic. the fuel and tolls will kill you. just because you were fortunate enough to be able to save doesn't mean that's the situation for everyone. the future is actually getting worse for young people.

[@hamsterama]

+stinky1138 You gotta move somewhere cheaper, then! I live in the Midwest (Ohio), where housing prices are reasonable. I'm presuming you live in either the west coast or New England. Housing in those regions is ridiculously and famously overpriced. My brother lives in LA. There, a small ranch house costs 1M plus. That's crazy.

[@xcavata]

Back when parents said, "Stop crying or I'll give you something to really cry about". They weren't kidding - they destroyed the housing market

[@MindlessWonder]

This is the consequence of the push for affordable housing in the 90s. Lending practices got loosened and the real estate boom was on.

[@Chadwickyboy]

Your parents likely bought their first home for a 5 digit sum. Don't blame your parents, blame monetary policy. Fun fact: the value of the dollar has dropped more than 80% of it's value since just 1970. Yet, how much have wages gone up since then? Not much.

[@spoonikle]

XCAVATA - its hilarious how anyone thought... "home prices rising faster than inflation? totally normal!! Infinitely sustainable!!" even now, my father tries to make the argument that the housing market never should have crashed and prices where supposed to rise forever... He is a fool. the current market is prop'd up by massive private equity firms buying homes at top dollar and driving rent in the area through the roof. Apartment owners win, home owners win, Millennial's and later LOOSE. Their milking us dry and leaving us with nothing and have the fucking nerve to call us the "ME" generation.

[@trapcaillou8917]

My moms used to whoop us with a hot wheels track. Shit stung like a biatch! Ya boy learned to shut his mouth tho!!!! SHOUTS TO PARENTS WHO BEAT THEY KIDS!!!

[@themiddleman5886]

Millennials blaming older people for ruining the housing market? That's hysterical. Do not blame your parents for your lack of financial literacy on them.

[@TheComedyHangnail]

Literally subscribed to these guys yesterday and their last video was 9 months ago. Today they post. I am a god.

[@ikagiorgadze5707]

i shall pray for you

[@ifhtfilms]

We were waiting for you! Took you long enough...

[@ikagiorgadze5707]

IFHT Films lol

[@ikagiorgadze5707]

IFHT Films and thats why i love your channel

[@scotthunter1113]

That's how long it took for them to find a house for purchase. This isn't a music video, it's a musical documentary.

[@ivanrodriguez5031]

This actually kind of depressed me.

[@Dawesenm]

Ivan Rodriguez Why's that?

[@virgobro2025]

+Brandon *_WHOOSH_*

[@Nouveau0]

because we felt it

[@raquelbetancourt1153]

Seriously...

[@micaiahgleisner3471]

Same

[@tannershort]

it's funny cuz it hurts 😢

[@kirilgjorgievski8099]

I know, always lift with your legs

[@ifhtfilms]

Hey everyone! Did you miss us? Check back for our next video "How to be a 90's Gamer" in a couple weeks! Behind the scenes photos from Millennial Home Buyer: ifht.tv/

[@YFZriderdude15]

If you put this song on iTunes, I would buy it.

[@freddi8305]

You're still alive?? Nice

[@ifhtfilms]

We're back, baby!

[@mattarc22]

IFHT Yus new vids! Missed you guys

[@banaji3242]

IFHT gd to have u back!!!! I love your videos guys keep it up💪💪

[@ifhtfilms]

We missed you too!

[@harrybob1358]

why gone for so long

[@rawb]

RENT TILL YOU DIE. THE MILLENNIAL WAY!

[@Chubacca838]

2 years later, that second house is actually above our budget now.

[@AngryMooseRampage]

Fuck fuck fuck fuck fuck

[@fordpalmer4763]

Should've mentioned health insurance at the end when you threw your back out

[@zeethree]

Health insurance? What is that? I think I had that when I was a kid.

[@PlaidHiker]

there Canadian.

[@DW94576]

Voltaic Cell they're*

[@PlaidHiker]

Yup.

[@iluvpurplestew]

Bruh, this is Canada

[@teenagestacker6063]

I remember watching this back in elementary school, I watched it so many times it's hilarious, now I'm in my 20's and this is way to relatable

[@legendp2011]

I live in Sydney Australia (still living at home). The average house price is a million dollars...........A MILLION DOLLARS FOR A HOUSE IN SYDNEY

[@MichielVanKets]

keep voting for socialism ... hahaha

[@choomahinducer2520]

legendp2011 The house I live in (inner west Sydney) would probably cost about 2 million to buy... it's a four bedroom, one bathroom, single story house...

[@nolategame6367]

You haven't even SEEN the prices in Paris. At 10 000€ /m2 for apartments and for houses, the average 300m2 3 floor house is.... Drumroll Please... 3.2 Million €(Inside Paris) I rent a 3200€ Apt. In the 14th. 90m2, and it' worth nearly 1 Million.

[@sicaris415]

wow Paris prices are very similar to San Francsico... all the houses around me are worth 2Mill plus. Younger generations are forced to buy farther and farther away from the cities.

[@clintclower7604]

Awwwwww wawawawawahwahwah

[@stevananf281]

As a vancouverite, this is extremely true. Good so see Ifht again you guys have been gone for too long

[@its_exsoul]

Its been a while.Good to have you back

[@XBlockAcah]

I frequently checked this channel to find new quality contents and FINALLY... UES!!!

[@JmanEspresso]

So glad to see you guys still makking content. This is a definite sleeper channel, should have much more subs. Seriously, keep it up fellas, your content is always quality and much of it is highly rewatchable.

[@missartist123]

This is so fucking true. There is seriously no exaggeration. My husband and I were looking at houses within our price range and literally anything under 300k was a dump like the one in the video. Oh and don't forget the multiple offers and bidding wars.

[@lance_medul]

they're back wooohoo

[@adityarao8729]

I'm in high school right now. By the time im old enough, houses will cost more then all the Apollo missions combined.

[@nickquatrini]

This is even more true now

[@Dannyvcapri]

My new favourite channel!!

[@mickydeez5726]

This is gold and I'm 34 in Sydney Australia and just moved back with my parents hahaha

[@krristos4140]

This house should be on fire because the song is lit. Kappa/

[@AnonyDz]

Typical canadian humour ey!!

[@lilgotem1823]

That's my house it was all filmed next dour and my house it was so cool meeting them.

[@andrewniedziela]

Sick, see you guys in 6 months!

[@icandoitnot812]

Wow I forgot I was subscribed to this channel😂

[@SpeakNow2024]

that first shot is amazing. and so is that bass.

[@gomdoli0373]

Good to see you back IFTF I knew you'll come back with dope content!

[@csttd1126]

only 1 million views on this masterpiece? Shame!!!

[@michaellarson8374]

That awkward moment when $30,000 down still doesn't give me a mortgage less than my rent.

[@BrendanWilliamsTutorials]

Absolutely legendary

[@marcustrevor1883]

PRODUCTION QUALITY OVER 9000

[@fs3735]

IFHT is back 🤘🏼 🤙🏼 Mahalo

[@chrismoulstone3968]

FINALY YOUR BACK also any mtb videos coming soon on the vlog channel

[@isaacjackiw9711]

Shout out to COVID for making it semi-OK to move back in with parents.

[@rosefeng6427]

I am actually wishing for a 'how to be' video. But it's good to see you guys back to the channel.

[@Roflinurface]

Finally a new video! Faithful squad reporting in.

[@TheMarkGoudy]

I know this is a joke but that realtor violated the Fair Housing Act.

[@johna1816]

It's Canada, I'm not sure they have a fair housing act

[@youtubasoarus]

They do. And it allows foreigners to buy up all of our real estate (and leave the properties empty) so we can't afford it. :)

[@ippolitius]

youtubasoarus damn canucks coming down here buying winter homes.

[@sominboy2757]

Please explain

[@jaxwagen4238]

I can't believe this song is 5 years old

[@34zporlier10]

Missed you guys... Technically i see your Instagram stuff often, but it's not the same as a classic video.

[@Forgan_Mreeman]

i bought a 2 bath, 2 bed, 2 car garage house w/ full finished basement in the suburbs of chicago. with marble countertops. i bought it when i was 26 (im 27 now). i have 2 cars and student loans. i'm also black and make 64k/yr. BELIEVE ME, it's possible to have a home in your 20s. if i can do it anyone can. don't get down. also it was a conventional mortgage.

[@Forgan_Mreeman]

*Pigeon* you know EXACTLY what being black has to do with it. so don't even play stupid. You tell me what living in a big city has to do with anything? Don't use that for an excuse. What does family living in rural areas have to do with you? it's actually easier to find a house in a rural areas. You're talking about higher mortgages. which is totally off topic. My home life was single mom, multiple job, me and my brother, we bounced in and out of no electricity, using the stove for heat, no hot water, etc. I have a big family but no one talks to each other for the most part. I have not had had to care for a family member (not sure what this has to do with getting a house) Your interview questions show you know nothing about me. I was farrrr from "cradled". i grew up on the south side of chicago. crime ridden streets. i''ve seen many of my peers die. me and my brother are the 1% that made it out. Go have a seat.

[@Forgan_Mreeman]

*pigeon* lol. if this idea you have of me having a privileged life makes you feel better for slacking off then by all means, continue to believe it.

[@Forgan_Mreeman]

Pigeon idk. you come off like the slacker type to me. but I should step back from what exactly? I commented a few facts about my current situation (a situation majority of people my age find themselves in) and I made it known it's not impossible to find a nice home. The video paints a negative and discouraging future for my generation. Which is true for many. My comment was simply to show "if I can do it anyone can". If you work hard of course. because absolutely NOTHING was given to me to make where I am today easier. I don't see a reason to "step off". YOU need to lighten up and stop trying to kill my vibe.

[@studentlogan]

Pigeon I don't think you come off as a slacker, just an idiot. FrogLungs was NOT condemning anyone or judging anyone else's situation. To me, he was offering an anecdote to demonstrate that it IS possible to be a millennial and own a house, not talk shit to people who for whatever circumstance cannot do that. I don't see why you have to be so combative? It's unequivocal that the housing market in the U.S. is screwed up, I don't think FrogLungs would disagree, but it is not necessarily impossible. At least not yet.. You're also a self-described troll according to your description. I really hope that is the case, and you aren't really that oblivious.

[@Forgan_Mreeman]

Logan Henderson Thank you. i couldn't have said it better. I am guilty for feeding the troll. ugh.

[@adamd4988]

Welcome back my dudes, missed ya!

[@antonism3042]

Legend says they are still waving

[@Sean-jg9ps]

AN UPLOAD! I was just looking back at ur channel yesterday wondering what happened! MAHALO!

[@PeppercornBingBong]

Oh cool, you only took an entire pregnancy term to make a video

[@act29productions37]

Peppercorn Bing Bong lol

[@eesus55]

They're back!!!

[@TrainsfanAlex6060]

The uploads are not frequent, but they are fire

[@softiebbybunny2317]

sits in my cozy apartment watching this while drinking lemonade Yep.

[@lnbw3312]

Anthony Fantano review this please

[@greddd]

9 months!!! FINALLY

[@xnova3]

Don't worry, there will be plenty of houses in the market sooner or later... because you know... people die :)

[@ouch923]

This comment didn't age well, or maybe it did?

[@bananasstuff3344]

@@ouch923 no it didn't did it

[@aramp]

so glad you're back

[@christopherbagon3390]

This is actually incredibly depressing :/

[@jamespachebat6707]

So glad your back Matt d and crew please can we have more

[@LawtonDigital]

Owning a home when you're upwardly mobile is like swimming with a boat anchor. Don't even try. Grandpa could do it, but he stayed with the same company for 30 years, so it made sense for him.

[@herb_rolls]

produced in association with CBC comedy? go you guys!!

[@gabrielgriffith5814]

finally a new video, I was so glad to see there was a new video by you guys, welcome back

[@johnathanwhite4878]

These videos are addicting... I want moreee

[@williamporcupine5651]

You're BACK!!!! OMG!! WELCOME BACK!!!

[@freitxgstudio6329]

Where can I find a instrumental? So nice!

[@mats.frobel3066]

first comment from Germany!

[@qwertzuiopuaolkjhgfdssdgrt2548]

Me too, I love you IFHT!

[@freddi8305]

Mats.Fröbel ne ich war vor dir :3 xD

[@lf8761]

Mats.Fröbel ich habe vor dir kommentiert xD

[@ifhtfilms]

What's up Germany!

IFHT first comment from Slovenia

[@freakend14]

2021 Houses selling for 800k over asking price. Me remembering how my parents told me they bought their first house in their late 20's in the 90's for 350k.. cool cool cool cool coooooooooool.....

[@Helloomadison]

Millennial to millennial, I think we can all agree this is accurate. Atleast we got to laugh about how screwed we are for 4 minutes. 😂

[@vinceelliott9780]

Mahalo my dude, I love ifht I love ifht I love ifht I love ifht I love ifht I love ifht I love ifht I love ifht I love ifht I love ifht I love ifht I love ifht I love ifht I love ifht IFHT FTW ILY 🤙🏻🤙🏻

[@vinceelliott9780]

madarrauchiha1 nah sorry man, I'm from England aha, I imagine it's quite nice.

[@oliver4003]

finally they're back!

[@zenijin]

I'm 29 and my wife is 26. We own our own home, and each have our own car. We live in a great area of our city. We both make 5 figure salaries, and are currently paying off student loans. We still have enough money leftover to live comfortably. It's really not that hard.

[@etbaby6967]

What GOVT jobs did you say you had again?

[@zenijin]

Ew, government jobs. I'm in tech and she's in business. Y'know, real jobs, no arts degrees.

[@etbaby6967]

Well thats great. Good for you. Just keep in mind....not "everyone" can be a code freak right? I'm in tech too btw.....

[@zenijin]

True enough, but it always seems that 90% of the time I see people complaining about this topic it's people who either never went to school or went to school for something impractical (or straight up worthless) and are now working a service job for $10-15/hour and expect to be able to buy a beautiful home in a nice area. I have no sympathy for those people. Your philosophy degree and Walmart job aren't cutting it? Aww, shucks... In fact, the only reason I saw this video was because it was shared on Facebook by someone I know in that exact situation.

[@etbaby6967]

Dude.......you don't have to be a genius to know that a few are fucking it up for the many. Greater Vancouver is MONEY LAUNDERING CRIMINAL TAX EVADING capital of CanaDUHHHH. That fucks it up for all of us. The Govt does NOTHING about all the money laundering from India, China and Iran. NOTHING. NADA.

[@AppleCheese12345678]

This reminds me of a Lil Dicky music video. Great job, welcome back!

[@camberiu]

Because owning a big McMansion in the burbs and two cars in a garage in your 20s is a God given right.....

[@trapcaillou8917]

ur right, mcdonalds does give you the burps. yuck! but soooo good omg!!! haha

[@Sugary-Stardust]

The frustration comes from the fact that the majority of my generation's parents were able to buy *good* housing with the job they got right out of high school. My generation doesn't want a "McMansion"; we want a home with an okay view instead of cement walls, a little space instead of practically living with your neighbors, and a small yard for our dogs. My husband is college-educated with a degree and multiple certificates, got a job in the growing tech industry four years ago, works 40-hour weeks, and we are LUCKY that we could afford the down payment for a 636 sq ft condo that hasn't been updated since it was built in the 70s and is next to the freeway on-ramp. I'm grateful that we have this, but the point is that with *less* credentials, people like his parents were able to buy a four-bedroom, 3.5 bath, two-story house with a large yard and a rec room by the same age. Last year, they sold that house for $300k. That same year, we bought this little condo for $120k.

[@kevinmiller8111]

Screw the McMansion I just want a simple house. Developers stopped building starter homes a long time ago. Now everything being built are insanely large McMansions or luxury condos so we are stuck competing with much richer Boomers who are downsiding for the same homes. :/

[@xwilxL]

finishing college like, god dam I should consider living off the land in a tent for a few years.

[@brandonlandry5289]

Yes their back!!!!!

[@l8igz271]

any chance of more mountain biking videos???

[@Cody_Cigar]

Glad to see you back

[@georgericks1443]

Wooooooo! FINALLYYYY! Worth the wait!!

[@rubicon1876]

About time you post another video!!

[@Charliehalterman]

im watching this with my sister and she thought at the start it was an ad

[@guuse3982]

ohh how yall doing eh? missed yall and its aboot time yall postin somethin. Hello from Canada eh!

[@supercarsofchester4319]

Yay! You're still alive!

[@extraadi2]

THE KINGS ARE BACK

[@kilogram7529]

Glad You're come back. :) Awesome work as always IFHT.

[@IIDX7w34k574]

We want more videos! You guys make some amazing stuff (Y)

[@jeremymoller1038]

Literally my new fav song

[@gfair2]

401Ks are American savings vehicles guys. This looked like VanCity from the very first shot of the house. Somewhere east of the urban core, like Surrey? South Surrey maybe?

[@Zi9makin9]

FINALLY A NEW VID! I´VE BEEN WAITING FOR EVER!!

[@tml4437]

You guys are alive!

[@tomkruger3496]

Yeah, that was made years ago. How's 2022 going for you?

[@lnbw3312]

No fucking way!!!! You guys finally uploaded!

[@814912]

I've not even started studying yet, but I've already informed my parents I'll be moving back in with them after university - with all the money I'll save working without paying rent, at least I'll end up slightly rich... maybe...

[@kaziboy264]

Ayyy my dudes, back at it again

[@HandSolitude]

That fixer upper looks perfect for me.

[@khaki32]

*[GROANING INTENSIFIES]*

[@OLKIEMTB]

New upload!! Hellz yeah my dudes!

[@liltimmy7658]

Soooooo good to have you guys back!!!!!

[@alexachipman]

Not even funny how accurate this is...

[@zachelin7655]

Man U guys need to make more vids they r great

[@Colesurfs03]

your back yesssss

[@chris8906]

MAHALOOOO my dudes, you finally uploaded!

[@nickljockl6511]

You're back yeahh!

[@albrin211]

It's about time! I'm happy that you guys are back

[@scottprovenzano4724]

WELCOME BACK, SKRT.

[@dh1163]

That "fixer-upper" will set you back $800K in the Bay Area lol