Millionaire Landlord VS Renter - Heated Debate on Housing Crisis

[@SamuelLeeds]

Full credit to original video by @IGVPresents Watch the full video here: kzbin.info/www/bejne/sIvTi4KAgLKXh7s

[@arnoldb4526]

You missed the obvious question “why didn’t you become a landlord if you think it’s easy?”

[@kurtismunden7023]

She’s is one large size spanner

[@graziellamintrone5343]

This girl genuinely doesn’t know anything about properties… It is a business! I also worked for estate agents, landlords don’t put any price they want. It is not how it works. It is the market price as for cars, food, phones. To save, go in a smaller accomodation, rent a room, an hmo or study and get a better education and improve your life! Why is she so angry because she needs a roof. We all do. I rented, too. It is not a new concept. What’s her point?! My tenants keep thanking me for how high standards I refurbished the properties for them. She only knows bad old mentality landlords. We are not all like that!!!!

[@googlesucks925]

She knows fk all. She has no experience in life or doing anything of substance. She has the new youth mentality of I am entitled to everything. We have the same morons running the country.

[@Lawrenceofarabia24]

Imagine having her as your tenant 😅

[@BrandonEccles]

That’s probably how she ended up on this 🤣

[@joesixpack2878]

ehh this video is a waste of time. Most of the issue with housing comes from currency debasement.

[@dbodiscusses]

She hasn’t got a clue about anything🤣 just pure emotions

[@chillout0550]

😂😂😂 she said you should get a job - how about those tenants getting a job to pay the bills? How about the price it costs to build those props to rent out. She's a special one

[@navisandhu2952]

The worrying thing is she isn’t the only one with this opinion there are many others who share the same.

[@buildingbuildercip8292]

This guy is 100% spot on! Some renters are completely pathetic examples of adults. Housing is not a right!

[@richardsaupe]

maybe renters should band together rent a house together, save their pennies, buy a house together, save more pennies, buy more houses, & rent them to other tenants and do it all as a charity :)

[@xenon9158]

Samuel can be a really arrogant sometimes but he’s not wrong about anything, you have to respect what he’s done and he’s talking nothing but facts.

[@Ryannic25]

He was being arrogant on purpose. Can clearly see they were both acting to see perspective from both sides.

[@gosskamperis2016]

That woman is a great advert for reasons to NOT become a landlord.

[@KM-pq7sr]

If the government actually wanted to solve the homeless problem then they'd pay the housing benefit directly to the landlord.

[@jamiewilbur7774]

You can have it paid direct with out any issue.

[@KM-pq7sr]

@@jamiewilbur7774 Only for certain cases, it useds to be a clear rule that it goes straight to the landlord, that way landlords will be happy to accept DSS.

[@sprPee]

Or stop mass immigration

[@c_campbell9548]

In NI, when renting out my property housing benefits contacted me directly to give me this choice, the difference is on the tenant to pay each month

[@Reaperclan1714]

If they did something like that then we all would have more tax to pay so less money

[@TheKG636]

This woman is insufferable, loved your points Samuel She is not capable of taking accountability.

[@WayneBreier-w5k]

She is so delusional. I’ll pay what I can pay. That’s okay I’ll just tell the mortgage providers then

[@ItzHavoK_]

​@@lloydwatts4327You really thought you were smart when you made this false equivalence?

[@n1luca277]

I need to start putting a clause in AST contracts stating they can't use dying relatives as an excuse to not pay rent

[@naxis5000]

Samuel should have explained the point that 'you are either renting property or you are renting money'. If she can understand that concept, then she might understand that the landlord is normally renting money. Currently she has no idea what it has cost the landlord to supply her property. She thinks £60k rent is £60k income, when it might even be a loss after recent government changes (hence why landlords have been selling up and rents are being increased to cover new costs).

[@positivethinker9840]

Well done Sameul, the lady is living in a land where pigs fly. Probably jealous of other people's achievements

[@BlueJDev]

Just a quick correction, section 21 and Section 8 are 2 different types of eviction. She was talking about No fault evictions on families that have done nothing wrong and paid their rent only to be turfed out on the landlords whim (often due to the LLs own mismanagement of their financials) and samuel responded with a point about those not paying rent which would come under section 8 not 21! Two completely different scenarios that should not have been compared! However if the lady had done her research she may have been able to rebuttal better.

[@AndyWWW]

Section 21 evictions are used by landlords because the tenant cannot contest it, it doesn't mean there wasn't fault on the part of the tenants it just means that legal proof/ argument is avoided. Landlords want to keep good tenants.

[@mattywhite12]

I agree with what you are saying once again 😂 if you build the properties (which by the way is helping solve the housing problem) you should 100% be able to profit from them. Also the “get a job” comment was dumb! Why would he get a 9-5 and be in the same financial situation she is complaining about. Just because we get taught in school that getting a 9-5 is how we should live the rest of our lives doesn’t mean it’s right. If you can find a way of income which by the way is completely legal that generates more money than working a normal 9-5 job then why not go for it? At the end of the day everybody is trying to make money.

[@niki-mars955]

She's so entitled. Why doesn't she focus on getting her money up and get her own home. She's bitter. And, very pessimistic.

[@liam.4454]

If/when the renter becomes rich enough, she'll be a landlord too and she'll be just as ruthless

[@waynevernon5079]

Her argument is with the government not us, maybe she should take this to No.10🚪

[@niki-mars955]

Exactly.

[@Dipscovery]

People buy a £35k car on PCP or lease for sometimes the same or even more money than renting a £100k house, but dont complain to BMW when there Mum dies and they cant pay the next payment.

[@joebrink3245]

2 people with completely different perspectives on a topic complex for one yet simple for the other. This shouldn't be labelled as a debate but more so a lesson of wisdom.

[@benjaminboothe2339]

This woman needs to go and live in North Korea to see how a government helps. She does need learn more about economics so I respect the fact that she's wise enough to realise that. I know that there are exceptions, but generally, I want the ability for anyone to change their lives whenever they choose. That's a free market.

[@RabJ208]

Those are the sort of ideas those "we deserve a free home" "landlords shouldn't be making money" socislist types come out with. I agree with Samuel on all points here.

[@cjpearce1407]

How can I work and earn money without a bank account without a house to live in

[@RabJ208]

@@cjpearce1407, what? You can work and be homeless at the same time. There are homeless charities who will provide shelter and help you find employment. That is fine. But there are people who think they have a devine right to owning a home which is NOT fine.

[@RabJ208]

@@cjpearce1407, why should I spend all of my hard earned money while you get a free house? Lol

[@cjpearce1407]

@rabj2834 it's not a divine right but how hard would it to be employed with no address, no bank account, no shower, no clean clothes etc. So people should be punished for bring born in the UK

[@cjpearce1407]

@rabj2834 wouldn't really call it hard earned when the property just goes up over time regardless of tenants or not. I'd say hard work is the tenant working 10 hour shift on construction site and 8 hours of it is just the rent u charge them

[@Neddie2k]

If you hire an Uber, do you think you are putting money in the driver’s pocket, if you eat at a restaurant do you think you are putting money in the owner pockets. If you are not grateful to your landlord for providing you accommodation, move elsewhere, but camping gear and sleep in the park for free. The landlord has to put down a deposit that will take him sometimes 10 years to see his capital, he is at your beck and call to fix issues. Your landlord is not stopping you from buying your own home, immigrants are moving into the UK with no cash to their name, are able to work, rent save and buy a home with 2 years of moving here.

[@ItsLukeDude]

Well done Sam. Great video!!

[@sambawomen]

So she’s happy for everyone to be picking cotton in a field and give all the cotton to the government in exchange for room and board? So basically she thinks slavery is the Answer 🤦‍♀️

[@emyjarrold6490]

what’s up with her attitude? like it’s everyone else’s fault she can’t afford her rent - what a broke mindset

[@shemushemu9534]

Good on you Samuel

[@EscapedTheMatrix]

“You should be allowed to build them, but you shouldn’t be allowed to profit from them” most ridiculous thing I’ve heard… what’s the incentive for someone to build a house then? She is so out of touch with reality unfortunately. It seems she operates from a victim mindset and doesn’t realise that she can change things in her life to create better circumstances rather than complain about everything.

[@pixelmonkey912]

Totally agree with Samual. That lady needs to focus on earning power. As a landlord myself we didn’t start there. We started from renting, we grind and grind to get to a position to buy. She needs to do the same.

[@moqo-pj7xw]

Samuel is spot on!!! Tenants need to realise this and stop messing landlords about.

[@moqo-pj7xw]

😂😂😂😂 your so funny and stupid at the same time, Samuel has been teaching people how to become financially independent, I have followed his content for couple of years now. Being a landlord is not easy, too many things can go wrong simultaneously and it’s our job to stay on top of things even if we have a management team, we still have to stay on top of everything. You should go and educate yourself on the difficult situations landlords face every day before assuming that we all are just sitting there doing nothing!!! We work very hard to provide great accommodation to tenants, and yes we want to make money otherwise what is the point??? I have heard testimonies of council tenants and I feel sad for them as the councils do not look after their properties and tenants have to wait for months if not years to get things sorted.

[@TheSamiswellcool]

Dont get how people argue this. If you dont want to live in the "damp horrible houses" then dont rent the house... Manage your money properly and maybe you could become a landlord yourself

[@ruhaluddin]

A tenant not being able to pay rent is of course a horrible situation for any tenant, but to expect a landlord to continue to house them for free, whilst destroying their own financial position and potentially losing their own assets, is stupidity of the most bizarre form!!!!

[@Selz264]

He built a school in his wife’s country that teaches financial literacy 🤯

[@gordonwong6222]

A good and kind education video for tenants

[@searklarak]

This woman should try shoplifting and robbing a bank and let the authorities know she's struggling, has a right to eat and own money too and see what happens to her. Both landlords and tenants need each other, neither are superior to one another as long as they're both doing their jobs - the landlord is fixing issues and providing a safe place to live while the tenant pays rent on time without drama or complaints.

[@zakinfinite]

Nothing is wrong with being a landlord, or even kicking out tenants. But realistically if every country had open borders and free off-city land (non regulated) what we’d see is people building their own houses and never suffering these problems. Which is fair and we can still have capitalism. For the light of men, but it would take the masses

[@yliannatorres1350]

He makes sense , tenant's try to emotionally manipulate you with their personal problems. I had one tell me they had to mail me the rent because her dad passed, i am unsure if this is true because she has made up so many things. But one thing is for sure is what i did receive in the mail was a short payment and a notice stating she wasn't paying the increase in rent. That was certified mailed to me.

[@FRESHLIVINGSPACE]

I feel for you, the best thing to do is a hava a Guarantor with a freehold property in place ,

[@n1luca277]

4:39 - "Is that it?" 🤣🤣

[@shaneslater1000]

Saying to a business that you can’t profit from something is totally what poor minded people say Money makes the world go round The cream rises to the top

[@Playprogamers]

The same landlord who said that he cares about his tenants because they are his customers, also said in this very video, that if his customers mother died, too bad, get stuffed, pay me my money. But greedy landlords definitely DON'T EXIST. Right, gotcha.

[@slyteen2197]

There is no cost of living crisis. The shops are rammed full of people spending money.

[@smartphysicalfitness444]

We need regulations on businesses and landlords alike to keep rents and each correspondences moral, ethical and community related responsibilities in check. In my professional and personal experience both are completely out of whack, and it doesn't help that the government in itself is a business and, all the while operating our politics like one big controversial transaction.

[@georgechicago3498]

Imagine the state of the housing market if the government was in charge.

[@philiphayton8261]

I take point with when she says landlords increases rent every month or a landlord who charges a tenant to change a lightbulb - like when - obviously just making off cuff examples up to justify her poor argument. Secondly landlord have obligations to fix properties called disrepair but like the way she rolls out the damp and mould one - nothing to do with tenant lifestyles. When she goes on about giving her landlord £60k then fails realise they pay tax to the government, repair the building, pay the mortgage and put a deposit down to buy it. Samual was gentle with her.

[@marioq2759]

I knew a man who came from a wealthy family and got inheritance. Once he bought that second house and charged high rent. He has a free life, Never has to work ever again. He lives like a King 🤴 and always ordering packages every day. He's will never be broke if he lost it. He would just have to go back to work just like everyone else. When they are talking about going broke they mean that they are afraid of losing their free and paid for life. He is heartless and rude and watches people suffer and struggle. And the town treats him like Royalty and a God. He also lies to people saying that he was a Smoke Jumper for 25 years and worked hard for everything. Typical Landlords.

[@curly-3606]

Who's gonna pay the morgage the love OK I will lose my house it's fine thanks She needs to try being a landlord

[@pmc9194]

4:25 the woman's basically answered 99% of her own question. If you believe housing is a "right" then you can't look towards the private sector, but the government instead. This is traditionally via social housing but regardless, she needs to be talking to her MP. Landlords aren't charities sadly. Also - £15k rent per flat - £1250 per month. I'm guessing these are 1 bed flats with living room, kitchen etc (if it was a studio/ bedroom, she definitely would have said do).

[@bartoni79]

His delivery was poor but his arguments are correct. Her arguments are flawed and naive.

[@tompuijpeNL]

3:12 there is a reason there are rights for tenants. Both landlords and tenants can be terrible or great. There is a scale on both ands and there are ethical dilemma's & philosophies on both scales.

[@edwardsmith8127]

What costs & restricts the landlord also affects the tenants negatively.You get what you are prepared to pay for.Tenants advocating for tougher actions & higher costs on landlords is like a Turkey advocating for a Christmas dinner.

[@dcg590]

How is the tenants problem automatically the landlords problem if you can buy food, what does that have to do with paying rent and how is that the landlords problem?

[@lucasvasiliou9227]

Would she go into sainsbury, dehydrated , take a water bottle and say 'I have a right to this water bottle' because water is an essential? Doubt it. She needs to take her entitlement up with the government not landlords

[@rezkaz20uk29]

This angry woman who thinks that no one should be richer than her should go and get a second evening job and save to buy herself a place, while renting a more affordable accommodation, perhaps a room in a shared house. Many foreigners have done it, why not her?? Or even better, attend Samuel's property courses instead of wasting time arguing with him, learn from him !

[@lucasniculai7272]

she should simply not do business, get a job business isnt for everyone you cant let emotions control you its a dog eat dog world

[@breightscott]

Love it and lots of pointers ❤

[@TM-1963]

This gurl professional twister of arguments 😮

[@elliottatkins4189]

Amazing Samuel well said my friend.. God Bleas

[@alanparkes4906]

She reminds me of the thing that was on the Jungle, clueless girl that hasn’t lived in the real world enough to make any sense but unfortunately Samuel you’ve given her a platform.

[@adamwillcox522]

this is what happens when you give out participation medals.....

[@pepiszoNN]

I d say they are both right here and there - Samuel is at the top of food chain and the lady at the bottom - for swift landlords - its often fantastic deal - for average renters a terrible one - and behind a lives of these both are government - taxing the shit out of both and bankers - charging the shit out of both mercilessly - I always wonder hearing Samuels famous quote - become financially free - what on the other side means - enslave other - that we sould figure out somehting else - property market failed - regardless how many peoples will become ''financially free'' from it

[@Playprogamers]

Factually the worst landlord is in this very video. Oh no, we shouldn't cap rental prices, the MILLIONAIRE might struggle to make any profit. How will he ever be able to purchase another yacht or property to rent out at an illegal sum of money, just so he can make more money off of other people.

[@Mraei0u]

“emphatetic eviction note” lol

[@k19aya]

If these people put as much effort they do into manipulating the system and trying to get handouts from landlords maybe they would get somewhere in life

[@Ioria89]

It's true that especially in london there are plenty of awful landlords who just want to profit on desperate tenants without actually providing a good service. But landlords are not the problem, the government is.

[@danbee415]

this. the government is the problem. like most landlords including the rich, they do have a selfish endeavour to pit against tenants. The government is ultiamtelly making us all poor and they want us to own nothing and be happy. wtf is Mike Hunt and the whole cabinent including tory and labour in the WEF policies for 'you will own nothing and be happy'. they're all zionists too, in the sense of 'indiscriminate' against palestianns and their own innocent civilains (israeli),. Government can never criticize israel and always love them no matter what. i hate everyone equally, but I do really dislike moral injustice. The government is all corrupt, they play dumb all the time and people fall for it. they've gone to eton and the likes, and people tell me they're just stupid. They aren't... The effective agenda around the world is 'divide and conquer'. When people realise this, the world can heal. Because most people actually don't want to go out their way and stab their neighbor, not in this day and age.... bit of a rant but you get the gist of it.

[@markdolan1004]

Brighton were the better team with ten men,don't know what Pickford was doing for their goal, fell over instead of attempting to dive

[@journeybrook9357]

My anger comes from landlord that increase rents to get you to move, or to get you to move and keep your deposit. And slum lords get away with everything.

[@philiphayton8261]

Don’t know how old your deposit is - but deposits are protected via DPS - it’s DPS keeping your deposit or if not protected sue your landlord for three times the deposit

[@journeybrook9357]

@@philiphayton8261 Lucky or not these experiences where years ago.

[@adrenalinejunkies2127]

Well, she’s clearly very inexperienced and naive. I can understand the frustration if she’s struggling for money & rent is a big part of her expenses, but this is NOT the landlords fault!! They are just trying to run a business & make the money they need to live life just like anyone else! Sure, the ones who are at the top of the game may have a more luxurious life, but the majority have had to work damn hard to get there. The majority of landlords are also empathetic & will try & help their tenants out- as long as they’re not taking the pi$$. Guess what though- the ones that don’t tend to care are big corporation owned housing- which is what people seem to be unwittingly campaigning for when they batter private landlords. The “just get a job” line is straight out of the communist manifesto that these young “woke” actors seem to be sleepwalking towards.

[@splottcardiff3993]

The renter is talking about what governments should be doing as a opposed to a private landlord who owns by a private asset - that said, I agree that landlords should be capped at say 2 properties to give youngsters a chance on the market

[@johnnynick3621]

Stupid, short-sighted people that want to stop investors from creating more housing are making investors like me STOP creating more housing. Remember me when you can't find a place to live due to a housing shortage.

[@splottcardiff3993]

@@johnnynick3621 chill out money bags 🤣

[@johnnynick6179]

@@splottcardiff3993 I'm not the one attempting to take things that don't belong to me leech. Using government force to stop people from earning as much money as they are capable of is a pathetic ploy to punish people for being brighter and more motivated than you.

[@splottcardiff3993]

@@johnnynick6179 🤦‍♂️

[@shannondavis5728]

If landlords are becoming millionaires..doesn’t that mean they’re charging way to much and their profit margins are based on greed???

[@ranjsiingh11]

Team Samuel Leeds all day

[@paulharvey733]

Have watched quite a few of Sam's videos and enjoyed them. This one is crap on both sides of the debate. From Sam saying that he is comfortable with evicting a family with the threat of possible homelessness to the lady who thinks that landlord's should run rentals on a non-profit basis. It is costing the government £1.7 billion to house what would otherwise be homeless people in b&bs and hotels. Landlords are ditching property rentals because of excessive red tape, additional stamp duty costs, high interest rates etc. The debate should be about incentives for landlords to stay in the game so we have more rental properties. Cut red tape, reduce additional stamp duty, maybe grants for renovating derelict properties to become rentals. Government could eliminate the £1.7 billion cost of b&bs and hotels.

[@Divisibly9610]

Your mistake is thinking that this is a real debate.

[@paulharvey733]

@@Divisibly9610 Well, it is a debate, just that the content is crap. If he puts more of these type of videos up, he will be losing viewers. Sam saying that the church and God are important in his life and saying in this video that he is comfortable evicting tenants who face possible homelessness just makes him look a prick. Also not good for us fellow landlords.

[@BolsakTBagger]

i thought this was only happening in the US. dang

[@chrisshelton89714]

I would love to debate you on this topic, as I'm both a landlady and a renter.

[@SamuelLeeds]

What would we disagree on?

[@niki-mars955]

Wow, this female really sounds slow. She said get aa real job and he shouldn't profit from houses. Doesn't she know the government profits and still provides poor housing. Smh. Clueless!

[@moh3885]

It’s landlords that HAVE to profit, to the extreme, that has us in this diabolical situation. I don’t know what properties you own, but if you’re buying in ‘social housing’ you are a big part of the problem. Own them, earn a small profit, but justify it, be a part of that area. Your last comment summed it up. Typical.

[@danbee415]

There was a risk in the 2010s where effectively at 0.2% interest rates, and tenants paying rent was effectively paying your house, for free! and you benefited from house apprication. All the while people at this time really can't afford housing. Of course landlords who saw this, took advantage of it. While I wish I could own two properties, which I can't as I'm a young 20s person. Landlords will never achknowledge genuine self-interest greed. They never will. I think you'll find a lot of landlords who are overleveraged in debt in todays market with no hopes of paying it off on their low fixed rate deals will be struggling in the higher interest rates world. lets hope the rates go up to 15% and see them blown out the water. I've seen legit landlords call themselves millionaires, but then again, they don't, because they're not doing their networth, they're doing the assets (not taking away the HUGE liabiliteis). cretins all for show, they can f themselves.

[@Abby_walks]

"Maybe on a cold day in hell" 🤣

[@dcg590]

Who does she thinks funds the government?

[@dcg590]

No you don’t have a right to someone else’s house.

[@Rain87166]

the acting was actually over the Top but preety cool vid

[@sugarray8142]

Wtf! Really thought that was Al Murray the pub landlord!😂

[@dimagodfrey]

Please tell me she's playing 'Devils Advocate'. She has to be

[@tomgribb3903]

My god how does this bastard sleep at night

[@johnnynick3621]

People that want to use FORCE to take property that does not belong to them are evil. This guy built these properties. They belong to him. YOU want to take them from him. YOU are the evil one here.

[@tomgribb3903]

@@johnnynick3621 Yes i am evil towards people like him and you. Now piss off.

[@tomgribb3903]

@@johnnynick3621 yes i am evil to people like him and people like you.

[@newsdropz5361]

Maybe she should go intro property. But ohh, that's maybe too hard, lol!

[@likalaka24]

Don't think you came off well in this. 1) "Who's going to pay for it?" You have many videos detailing how to avoid putting money down, which if they're true mean you're paying very little yourself. 2) Comparing housing to a laptop.... You can easily do without a laptop if you need to. Whereas you have to have a home. It's not yes or no, it's option a or b. I don't blame landlords for this horrible market for renters/aspiring homeowners. But the truth is this country doesn't have nearly enough housing and landlords are getting a bad rep for maximising the opportunity that presents. Which effectively is using a superior negotiating position to position yourself between a home and a person/family who needs a home to skim a profit for yourself. That's not the fault of landlords, it's not going to make them popular either though. It's the resident who's getting the worst deal though by massively overpaying because supply doesn't match demand.

[@KP-hi1om]

It sounds like she needs to buy her own house.

[@TTharvest]

With this attitude, she most likely will never own her house .

[@jaiminpurohit9968]

‘On a cold day in hell’. Goes to show she has her own frustrations. Hope she figures them out. Good work Samuel.

[@almoses2785]

Question for Samuel Leeds, do you think rent accommodation should be fit for human habitation? Genuinely just asking!

[@imFruzzy]

It's OPTIONAL to enter into a rental agreement! It's not like the landlord forced anyone. She's the type of person who would have bizarre takes on water being good for you.

[@BlueJDev]

A necessity of life (shelter) is optional?? Not in this day is a renting optional!

[@lanznoir2251]

Omds. I cant stand socialist rhetoric like this 🤢🤢🤢🤢

[@mileswilliams4725]

This interview is hilarious 😂

[@maheralnoufalbourini5219]

Maybe Sam could try debating someone with actual knowledge on the other side rather than using someone who’s obviously set up for his straw man arguments

[@caseycao812]

Classic "go get a job" every profiter go get a job, no more entrepreneurs, no mo indistries, then no more jobs, wtf is she thinking about

[@dcg590]

She wants the landlord to pay for everyone else’s housing

[@ControversialTopics]

She don't know what she's talking about. Crazy

[@slyteen2197]

She should turn off the TV and work harder.

[@gaetanocerniglia2635]

These are the most ridiculous questions I've ever heard. 🤣😂

[@ControversialTopics]

Samuel you are wasting your time with this woman. She's not reasonable